Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 70000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽21127
₽12686
₽10505
₽8498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
70 000
income
-
-
-
12 650
pensions
-
-
-
12 783
unemployment
-
-
-
105
health
-
-
-
6 889
total
-
-
-
32 427
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
60 568
-
health
2 882
-
3 913
-
income
7 696
-
11 618
-
pensions
6 917
-
9 388
-
unemployment
63
-
84
-
total
17 558
-
25 003
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
60 568
-
unemployment
27
-
36
-
pensions
3 949
-
5 360
-
health
2 972
-
4 035
-
total
6 948
-
9 431
-
Corporate
18 426
70 000
-
-
income
3 501
13 300
-
-
total
3 501
13 300
-
-
Dividends
14 926
56 700
-
-
withholding
2 239
8 505
-
-
total
2 239
8 505
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 246
21 805
34 434
32 427
After tax
39 754
48 195
35 566
37 573
Living cost
27 068
27 068
27 068
27 068
Free-cash
12 686
21 127
8 498
10 505

Estimated living cost  is ₽27068 per week

₽18576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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