Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 67000
per

Your estimated
City
free-cash

Valencia , Spain
₽11906
₽11431
₽20694
₽16020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
10 969
accident
-
-
-
604
unemployment
-
-
-
468
pensions
-
-
-
18 960
other
-
-
-
68
total
-
-
-
31 069
Employee
32 944
-
50 804
-
other
32
-
51
-
income
6 351
-
11 172
-
unemployment
511
-
788
-
pensions
1 549
-
2 387
-
total
8 443
-
14 398
-
Employer
32 944
-
50 804
-
unemployment
1 812
-
2 795
-
pensions
7 774
-
11 989
-
other
264
-
406
-
accident
653
-
1 006
-
total
10 503
-
16 196
-
Corporate
23 553
67 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 534
10 050
-
-
total
3 534
10 050
-
-
Dividends
20 019
56 950
-
-
withholding
4 000
11 756
-
-
total
4 000
11 756
-
-
Income
67 000
67 000
67 000
67 000
Total tax
26 480
21 806
30 594
31 069
After tax
40 520
45 194
36 406
35 931
Living cost
24 500
24 500
24 500
24 500
Free-cash
16 020
20 694
11 906
11 431

Estimated living cost  is ₽24500 per week

₽16537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽15531
₽12538
₽25485
₽19468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
8 510
health
-
-
-
2 949
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
16 081
other
-
-
-
3 182
total
-
-
-
30 722
Employee
32 350
-
53 514
-
income
5 569
-
9 211
-
health
453
-
749
-
unemployment
323
-
536
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 264
-
3 747
-
total
8 609
-
14 243
-
Employer
32 350
-
53 514
-
unemployment
323
-
536
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 500
-
9 098
-
other
1 618
-
2 675
-
accident
259
-
428
-
health
453
-
749
-
total
8 153
-
13 486
-
Corporate
26 497
67 000
-
-
income
5 564
14 071
-
-
total
5 564
14 071
-
-
Dividends
20 933
52 929
-
-
withholding
1 466
3 704
-
-
total
1 466
3 704
-
-
Income
67 000
67 000
67 000
67 000
Total tax
23 792
17 775
27 729
30 722
After tax
43 208
49 225
39 271
36 278
Living cost
23 740
23 740
23 740
23 740
Free-cash
19 468
25 485
15 531
12 538

Estimated living cost  is ₽23740 per week

₽16774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4981
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽38642
₽36983
₽45617
₽41483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
10 050
health
-
-
-
3 575
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 600
total
-
-
-
18 349
Employee
15 449
-
60 902
-
income
1 545
-
6 090
-
health
711
-
1 430
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 356
-
2 729
-
total
3 782
-
10 591
-
Employer
15 449
-
60 902
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 703
-
3 425
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 066
-
2 145
-
total
3 031
-
6 099
-
Corporate
48 519
67 000
-
-
income
4 852
6 700
-
-
total
4 852
6 700
-
-
Dividends
43 667
60 300
-
-
withholding
2 184
3 015
-
-
total
2 184
3 015
-
-
Income
67 000
67 000
67 000
67 000
Total tax
13 849
9 715
16 690
18 349
After tax
53 151
57 285
50 310
48 651
Living cost
11 668
11 668
11 668
11 668
Free-cash
41 483
45 617
38 642
36 983

Estimated living cost  is ₽11668 per week

₽6812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽9528
₽9311
₽3283
₽8550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
3 789
social contributions
-
-
-
1 909
health
-
-
-
580
surtax
-
-
-
-
pensions
-
-
-
18 852
other
-
-
-
2 076
total
-
-
-
27 206
Employee
38 132
-
51 054
-
income
2 250
-
3 813
-
social contributions
1 087
-
1 454
-
surtax
-
-
-
-
pensions
4 311
-
5 776
-
total
7 648
-
11 043
-
Employer
38 132
-
51 054
-
unemployment
1 544
-
2 068
-
social contributions
115
-
154
-
pensions
6 264
-
8 388
-
other
1 315
-
1 762
-
health
2 670
-
3 574
-
total
11 908
-
15 946
-
Corporate
16 960
67 000
-
-
income
4 749
18 761
-
-
surtax
-
-
-
-
total
4 749
18 761
-
-
Dividends
12 211
48 239
-
-
withholding
1 562
6 175
-
-
surtax
-
-
-
-
social contributions
2 100
8 298
-
-
total
3 662
14 473
-
-
Income
67 000
67 000
67 000
67 000
Total tax
27 967
33 234
26 989
27 206
After tax
39 033
33 766
40 011
39 794
Living cost
30 483
30 483
30 483
30 483
Free-cash
8 550
3 283
9 528
9 311

Estimated living cost  is ₽30483 per week

₽19221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽21474
₽828
-₽16473
-₽21474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
8 993
health
-
-
-
9 416
pensions
-
-
-
10 439
total
-
-
-
28 848
Employee
76 084
76 084
76 084
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 454
12 454
12 454
-
health
11 678
9 933
11 678
-
pensions
13 695
10 439
13 695
-
total
37 827
32 826
37 827
-
Employer
76 084
76 084
76 084
-
unemployment
2 739
2 739
2 739
-
pensions
5 295
5 295
5 295
-
health
5 289
5 289
5 289
-
total
13 323
13 323
13 323
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
67 000
67 000
67 000
67 000
Total tax
51 150
46 149
51 150
28 848
After tax
15 850
20 851
15 850
38 152
Living cost
37 324
37 324
37 324
37 324
Free-cash
-21 474
-16 473
-21 474
828

Estimated living cost  is ₽37324 per week

₽26450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽22790
₽18761
₽6954
₽16806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
67 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 557
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 087
trade
-
-
-
4 029
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
580
total
-
-
-
21 253
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 077
-
67 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

952
-
10 557
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 087
-
6 087
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
580
-
total
7 091
-
17 224
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 923
67 000
-
-
chamber of commerce
183
232
-
-
income
4 939
10 050
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

272
553
-
-
trade
5 186
10 552
-
-
total
10 580
21 387
-
-
Dividends
22 344
45 614
-
-
withholding
5 248
11 064
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
609
-
-
total
5 537
11 673
-
-
Income
67 000
67 000
67 000
67 000
Total tax
23 208
33 060
17 224
21 253
After tax
43 792
33 940
49 776
45 747
Living cost
26 986
26 986
26 986
26 986
Free-cash
16 806
6 954
22 790
18 761

Estimated living cost  is ₽26986 per week

₽16975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽27541
₽29463
₽26225
₽23694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
4 749
social contributions
-
-
-
10 452
health
-
-
-
1 708
total
-
-
-
16 909
Employee
68 510
68 510
68 510
-
income
7 460
6 342
6 572
-
social contributions
2 590
5 686
5 049
-
health
531
1 165
1 035
-
total
10 581
13 193
12 656
-
Employer
68 510
68 510
68 510
-
social contributions
2 590
5 686
5 049
-
health
577
1 268
1 126
-
total
3 167
6 954
6 175
-
Corporate
32 624
-
-
-
income
4 078
-
-
-
total
4 078
-
-
-
Dividends
28 546
-
-
-
withholding
4 852
-
-
-
total
4 852
-
-
-
Income
67 000
67 000
67 000
67 000
Total tax
22 678
20 147
18 831
16 909
After tax
44 322
46 853
48 169
50 091
Living cost
20 628
20 628
20 628
20 628
Free-cash
23 694
26 225
27 541
29 463

Estimated living cost  is ₽20628 per week

₽12363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽7498
₽10101
₽10163
₽9268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
67 000
income
-
-
-
5 671
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
23 282
surtax
-
-
-
-
total
-
-
-
28 953
Employee
40 977
-
54 142
-
income
8 523
-
12 743
-
social contributions
4 508
-
5 955
-
surtax
-
-
-
-
total
13 031
-
18 698
-
Employer
40 977
-
54 142
-
social contributions
9 732
-
12 858
-
total
9 732
-
12 858
-
Corporate
16 291
67 000
-
-
income
3 420
14 071
-
-
surtax
-
-
-
-
total
3 420
14 071
-
-
Dividends
12 870
52 929
-
-
withholding
3 603
14 820
-
-
total
3 603
14 820
-
-
Income
67 000
67 000
67 000
67 000
Total tax
29 786
28 891
31 556
28 953
After tax
37 214
38 109
35 444
38 047
Living cost
27 946
27 946
27 946
27 946
Free-cash
9 268
10 163
7 498
10 101

Estimated living cost  is ₽27946 per week

₽20910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽47269
₽59999
₽57319
₽56132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
67 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
670
total
-
-
-
670
Employee
7 914
-
67 000
-
income
1 583
-
13 400
-
total
1 583
-
13 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

59 086
67 000
-
-
total
-
-
-
-
Dividends
59 086
67 000
-
-
withholding
2 954
3 350
-
-
total
2 954
3 350
-
-
Income
67 000
67 000
67 000
67 000
Total tax
4 537
3 350
13 400
670
After tax
62 463
63 650
53 600
66 330
Living cost
6 331
6 331
6 331
6 331
Free-cash
56 132
57 319
47 269
59 999

Estimated living cost  is ₽6331 per week

₽3924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽9816
₽11737
₽22232
₽14780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
67 000
income
-
-
-
12 438
health
-
-
-
6 592
unemployment
-
-
-
100
pensions
-
-
-
12 236
total
-
-
-
31 366
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 398
-
57 973
-
income
6 794
-
11 448
-
health
2 545
-
3 745
-
unemployment
56
-
81
-
pensions
6 107
-
8 986
-
total
15 502
-
24 260
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 398
-
57 973
-
unemployment
24
-
36
-
pensions
3 486
-
5 131
-
health
2 624
-
3 860
-
total
6 134
-
9 027
-
Corporate
21 468
67 000
-
-
income
4 078
12 730
-
-
total
4 078
12 730
-
-
Dividends
17 389
54 270
-
-
withholding
2 609
8 141
-
-
total
2 609
8 141
-
-
Income
67 000
67 000
67 000
67 000
Total tax
28 323
20 871
33 287
31 366
After tax
38 677
46 129
33 713
35 634
Living cost
23 897
23 897
23 897
23 897
Free-cash
14 780
22 232
9 816
11 737

Estimated living cost  is ₽23897 per week

₽16400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽16520
₽3528
₽6500
₽11661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
67 000
income
-
-
-
25 361
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 769
total
-
-
-
31 130
Employee
40 872
-
62 902
-
social contributions
4 095
-
4 098
-
income
4 435
-
9 942
-
total
8 530
-
14 040
-
Employer
40 872
-
62 902
-
social contributions
4 095
-
4 098
-
total
4 095
-
4 098
-
Corporate
22 033
67 000
-
-
income
7 712
23 451
-
-
total
7 712
23 451
-
-
Dividends
14 322
43 549
-
-
social contributions
2 660
4 707
-
-
total
2 660
4 707
-
-
Income
67 000
67 000
67 000
67 000
Total tax
22 997
28 158
18 138
31 130
After tax
44 003
38 842
48 862
35 870
Living cost
32 342
32 342
32 342
32 342
Free-cash
11 661
6 500
16 520
3 528

Estimated living cost  is ₽32342 per week

₽21304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽25394
₽24134
₽21985
₽22446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
10 050
social contributions
-
-
-
9 247
health
-
-
-
4 677
total
-
-
-
23 974
Employee
30 209
-
67 000
-
income
5 038
-
8 790
-
social contributions
4 169
-
9 247
-
health
2 108
-
4 677
-
total
11 315
-
22 714
-
Employer
30 209
-
67 000
-
total
-
-
-
-
Corporate
36 791
67 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 840
3 349
-
-
total
1 840
3 349
-
-
Dividends
34 952
63 651
-
-
withholding
5 243
9 548
-
-
health
2 440
4 443
-
-
social contributions
4 824
8 783
-
-
total
12 507
22 774
-
-
Income
67 000
67 000
67 000
67 000
Total tax
25 662
26 123
22 714
23 974
After tax
41 338
40 877
44 286
43 026
Living cost
18 892
18 892
18 892
18 892
Free-cash
22 446
21 985
25 394
24 134

Estimated living cost  is ₽18892 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9699
₽8331
₽21828
₽13161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
5 759
social contributions
-
-
-
19 564
solidarity contribution
-
-
-
-
health
-
-
-
9 045
total
-
-
-
34 368
Employee
35 737
-
50 000
-
solidarity contribution
-
-
-
-
income
4 288
-
6 000
-
social contributions
2 323
-
3 250
-
health
4 824
-
6 750
-
total
11 435
-
16 000
-
Employer
35 737
-
50 000
-
social contributions
8 934
-
12 500
-
health
3 216
-
4 500
-
total
12 150
-
17 000
-
Corporate
19 113
67 000
-
-
income
3 631
12 730
-
-
total
3 631
12 730
-
-
Dividends
15 482
54 270
-
-
withholding
2 322
8 141
-
-
total
2 322
8 141
-
-
Income
67 000
67 000
67 000
67 000
Total tax
29 538
20 871
33 000
34 368
After tax
37 462
46 129
34 000
32 632
Living cost
24 301
24 301
24 301
24 301
Free-cash
13 161
21 828
9 699
8 331

Estimated living cost  is ₽24301 per week

₽18072
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽43734
₽56464
₽53784
₽51934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
67 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
670
total
-
-
-
670
Employee
12 333
-
67 000
-
income
2 467
-
13 400
-
total
2 467
-
13 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

54 667
67 000
-
-
total
-
-
-
-
Dividends
54 667
67 000
-
-
withholding
2 733
3 350
-
-
total
2 733
3 350
-
-
Income
67 000
67 000
67 000
67 000
Total tax
5 200
3 350
13 400
670
After tax
61 800
63 650
53 600
66 330
Living cost
9 866
9 866
9 866
9 866
Free-cash
51 934
53 784
43 734
56 464

Estimated living cost  is ₽9866 per week

₽6676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽3021
-₽3238
-₽9266
-₽6231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
3 789
social contributions
-
-
-
1 909
health
-
-
-
580
surtax
-
-
-
-
pensions
-
-
-
18 852
other
-
-
-
2 076
total
-
-
-
27 206
Employee
55 802
-
51 054
-
income
4 869
-
3 813
-
social contributions
1 589
-
1 454
-
surtax
-
-
-
-
pensions
6 312
-
5 776
-
total
12 770
-
11 043
-
Employer
55 802
-
51 054
-
unemployment
2 261
-
2 068
-
social contributions
167
-
154
-
pensions
9 169
-
8 388
-
other
1 926
-
1 762
-
health
3 906
-
3 574
-
total
17 429
-
15 946
-
Corporate
-
67 000
-
-
income
-
18 761
-
-
surtax
-
-
-
-
total
-
18 761
-
-
Dividends
-
48 239
-
-
withholding
-
6 175
-
-
surtax
-
-
-
-
social contributions
-
8 298
-
-
total
-
14 473
-
-
Income
67 000
67 000
67 000
67 000
Total tax
30 199
33 234
26 989
27 206
After tax
36 801
33 766
40 011
39 794
Living cost
43 032
43 032
43 032
43 032
Free-cash
-6 231
-9 266
-3 021
-3 238

Estimated living cost  is ₽43032 per week

₽29123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽19607
₽17437
₽33041
₽28671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
67 000
income
-
-
-
9 377
health
-
-
-
6 763
unemployment
-
-
-
985
pensions
-
-
-
17 072
total
-
-
-
34 197
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 170
-
56 828
-
income
3 194
-
10 546
-
health
1 193
-
2 927
-
unemployment
174
-
426
-
pensions
3 244
-
7 956
-
total
7 805
-
21 855
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 170
-
56 828
-
unemployment
174
-
426
-
pensions
2 780
-
6 819
-
health
1 193
-
2 927
-
total
4 147
-
10 172
-
Corporate
39 682
67 000
-
-
income
5 952
10 050
-
-
total
5 952
10 050
-
-
Dividends
33 730
56 950
-
-
withholding
5 059
8 543
-
-
total
5 059
8 543
-
-
Income
67 000
67 000
67 000
67 000
Total tax
22 963
18 593
32 027
34 197
After tax
44 037
48 407
34 973
32 803
Living cost
15 366
15 366
15 366
15 366
Free-cash
28 671
33 041
19 607
17 437

Estimated living cost  is ₽15366 per week

₽10346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽9301
-₽5885
-₽31547
-₽12705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
regional
-
-
-
2 000
national
-
-
-
289
health
-
-
-
203
city
-
-
-
706
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 340
pensions
-
-
-
6 163
total
-
-
-
10 701
Employee
72 771
-
59 970
-
regional
2 383
-
1 690
-
city
781
-
644
-
health
165
-
134
-
unemployment
-
-
-
-
national
344
-
242
-
pensions
6 114
-
5 037
-
total
9 787
-
7 747
-
Employer
72 771
-
59 970
-
unemployment
-
-
-
-
pensions
6 114
-
5 037
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 455
-
1 199
-
health
165
-
134
-
total
7 734
-
6 370
-
Corporate
-
67 000
-
-
regional
-
14 171
-
-
national
-
5 695
-
-
total
-
19 866
-
-
Dividends
-
47 134
-
-
withholding
-
16 497
-
-
total
-
16 497
-
-
Income
67 000
67 000
67 000
67 000
Total tax
17 521
36 363
14 117
10 701
After tax
49 479
30 637
52 883
56 299
Living cost
62 184
62 184
62 184
62 184
Free-cash
-12 705
-31 547
-9 301
-5 885

Estimated living cost  is ₽62184 per week

₽40437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽5764
₽15557
₽11532
₽7808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
67 000
municipal
-
-
-
11 942
national
-
-
-
4 636
health
-
-
-
659
total
-
-
-
17 237
Employee
46 875
-
56 363
-
health
350
-
495
-
unemployment
703
-
845
-
national
774
-
2 029
-
municipal
7 678
-
9 220
-
pensions
3 163
-
3 804
-
total
12 668
-
16 393
-
Employer
46 875
-
56 363
-
unemployment
304
-
367
-
pensions
8 133
-
9 779
-
accident
47
-
56
-
health
360
-
435
-
total
8 844
-
10 637
-
Corporate
11 280
67 000
-
-
income
2 255
13 399
-
-
total
2 255
13 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 769
40 201
-
-
national
-
627
-
-
municipal
1 219
7 236
-
-
total
1 219
7 863
-
-
Income
67 000
67 000
67 000
67 000
Total tax
24 986
21 262
27 030
17 237
After tax
42 014
45 738
39 970
49 763
Living cost
34 206
34 206
34 206
34 206
Free-cash
7 808
11 532
5 764
15 557

Estimated living cost  is ₽34206 per week

₽22343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽5041
₽1144
₽5173
-₽15282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
national
-
-
-
20 647
social contributions
-
-
-
9 259
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 464
total
-
-
-
33 370
Employee

The minimum management director salary is set at €45,000 per year.

63 731
-
51 895
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 994
-
2 440
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 324
-
2 707
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
451
-
national
19 593
-
14 962
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 780
-
3 892
-
total
31 246
-
24 452
-
Employer

The minimum management director salary is set at €45,000 per year.

63 731
-
51 895
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
757
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 647
-
4 597
-
surtax
7 226
-
5 884
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

828
-
675
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 919
-
3 190
-
total
18 550
-
15 103
-
Corporate
-
67 000
-
-
income
-
13 399
-
-
surtax
-
267
-
-
total
-
13 666
-
-
Dividends
-
53 334
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 675
-
-
total
-
15 675
-
-
Income
67 000
67 000
67 000
67 000
Total tax
49 796
29 341
39 555
33 370
After tax
17 204
37 659
27 445
33 630
Living cost
32 485
32 485
32 485
32 485
Free-cash
-15 282
5 173
-5 041
1 144

Estimated living cost  is ₽32485 per week

₽20925
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽400
-₽2780
₽403
-₽749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
municipal
-
-
-
14 191
national
-
-
-
-
health
-
-
-
4 181
accident
-
-
-
134
unemployment
-
-
-
67
pensions
-
-
-
7 243
other
-
-
-
7 785
total
-
-
-
33 601
Employee
51 552
-
50 982
-
national
-
-
-
-
municipal
15 373
-
15 203
-
total
15 373
-
15 203
-
Employer
51 552
-
50 982
-
unemployment
1 361
-
1 346
-
pensions
5 573
-
5 511
-
other
5 990
-
5 924
-
accident
103
-
102
-
health
3 170
-
3 135
-
total
16 197
-
16 018
-
Corporate
-
67 000
-
-
income
-
14 740
-
-
total
-
14 740
-
-
Dividends
-
52 260
-
-
withholding
-
15 678
-
-
total
-
15 678
-
-
Income
67 000
67 000
67 000
67 000
Total tax
31 570
30 418
31 221
33 601
After tax
35 430
36 582
35 779
33 399
Living cost
36 179
36 179
36 179
36 179
Free-cash
-749
403
-400
-2 780

Estimated living cost  is ₽36179 per week

₽23978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽16390
₽7517
₽1978
-₽67025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
13 060
social contributions
-
-
-
7 638
total
-
-
-
20 698
Employee
55 612
-
-
-
income
12 267
-
-
-
social contributions
4 560
-
650
-
total
16 827
-
650
-
Employer
55 612
-
-
-
social contributions
78 413
-
11 175
-
total
78 413
-
11 175
-
Corporate
-
67 000
-
-
income
-
14 740
-
-
total
-
14 740
-
-
Dividends
-
52 260
-
-
income
-
11 497
-
-
total
-
11 497
-
-
Income
67 000
67 000
67 000
67 000
Total tax
95 240
26 237
11 825
20 698
After tax
-28 240
40 763
55 175
46 302
Living cost
38 785
38 785
38 785
38 785
Free-cash
-67 025
1 978
16 390
7 517

Estimated living cost  is ₽38785 per week

₽25165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽19271
₽21193
₽17955
₽16578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
4 749
social contributions
-
-
-
10 452
health
-
-
-
1 708
total
-
-
-
16 909
Employee
68 510
68 510
68 510
-
income
7 194
6 342
6 572
-
social contributions
3 329
5 686
5 049
-
health
681
1 165
1 035
-
total
11 204
13 193
12 656
-
Employer
68 510
68 510
68 510
-
social contributions
3 329
5 686
5 049
-
health
742
1 268
1 126
-
total
4 071
6 954
6 175
-
Corporate
22 826
-
-
-
income
2 854
-
-
-
total
2 854
-
-
-
Dividends
19 972
-
-
-
withholding
3 395
-
-
-
total
3 395
-
-
-
Income
67 000
67 000
67 000
67 000
Total tax
21 524
20 147
18 831
16 909
After tax
45 476
46 853
48 169
50 091
Living cost
28 898
28 898
28 898
28 898
Free-cash
16 578
17 955
19 271
21 193

Estimated living cost  is ₽28898 per week

₽19755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2257
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽10547
₽17890
₽18161
₽13293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
12 482
pensions
-
-
-
4 589
total
-
-
-
17 071
Employee
43 978
-
59 314
-
income
8 009
-
10 645
-
health
574
-
887
-
pensions
3 357
-
5 197
-
total
11 940
-
16 729
-
Employer
43 978
-
59 314
-
pensions
4 443
-
6 559
-
health
836
-
1 126
-
total
5 279
-
7 685
-
Corporate
17 743
67 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

3 372
12 729
-
-
total
3 372
12 729
-
-
Dividends
14 371
54 271
-
-
withholding
1 077
4 071
-
-
total
1 077
4 071
-
-
Income
67 000
67 000
67 000
67 000
Total tax
21 668
16 800
24 414
17 071
After tax
45 332
50 200
42 586
49 929
Living cost
32 039
32 039
32 039
32 039
Free-cash
13 293
18 161
10 547
17 890

Estimated living cost  is ₽32039 per week

₽21979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽3421
₽4
-₽204
-₽8078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
municipal
-
-
-
448
regional
-
-
-
1 133
national
-
-
-
12 689
social contributions
-
-
-
17 232
total
-
-
-
31 502
Employee
75 078
-
67 000
-
regional
1 133
-
960
-
social contributions
25 316
-
22 592
-
national
12 687
-
10 976
-
municipal
448
-
399
-
total
39 584
-
34 927
-
Employer
75 078
-
67 000
-
total
-
-
-
-
Corporate
-
67 000
-
-
nationa
-
16 081
-
-
municipal
-
3 229
-
-
total
-
19 310
-
-
Dividends
-
47 690
-
-
withholding
-
12 400
-
-
total
-
12 400
-
-
Income
67 000
67 000
67 000
67 000
Total tax
39 584
31 710
34 927
31 502
After tax
27 416
35 290
32 073
35 498
Living cost
35 494
35 494
35 494
35 494
Free-cash
-8 078
-204
-3 421
4

Estimated living cost  is ₽35494 per week

₽24932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽15199
₽27505
-₽13165
₽2576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
15 018
health
-
-
-
1 843
accident
-
-
-
213
pensions
-
-
-
3 516
other
-
-
-
313
total
-
-
-
20 903
Employee
29 247
-
55 657
-
income
4 012
-
9 227
-
health
3 349
-
6 372
-
pensions
3 293
-
6 267
-
total
10 654
-
21 866
-
Employer
29 247
-
55 657
-
unemployment
717
-
1 363
-
pensions
4 756
-
9 050
-
accident
488
-
930
-
total
5 961
-
11 343
-
Corporate
31 793
67 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

28 613
60 300
-
-
total
28 613
60 300
-
-
Dividends
3 179
6 700
-
-
withholding
604
1 273
-
-
total
604
1 273
-
-
Income
67 000
67 000
67 000
67 000
Total tax
45 832
61 573
33 209
20 903
After tax
21 168
5 427
33 791
46 097
Living cost
18 592
18 592
18 592
18 592
Free-cash
2 576
-13 165
15 199
27 505

Estimated living cost  is ₽18592 per week

₽13627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1030
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽15379
₽11708
₽232
₽11888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
67 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 557
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 087
trade
-
-
-
3 671
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
580
total
-
-
-
20 895
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 331
-
67 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 645
-
10 557
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 087
-
6 087
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
580
-
total
9 933
-
17 224
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 669
67 000
-
-
chamber of commerce
169
233
-
-
income
3 400
10 050
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
553
-
-
trade
3 253
9 614
-
-
total
7 010
20 450
-
-
Dividends
15 659
46 550
-
-
withholding
3 576
11 299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

196
622
-
-
total
3 772
11 921
-
-
Income
67 000
67 000
67 000
67 000
Total tax
20 715
32 371
17 224
20 895
After tax
46 285
34 629
49 776
46 105
Living cost
34 397
34 397
34 397
34 397
Free-cash
11 888
232
15 379
11 708

Estimated living cost  is ₽34397 per week

₽23728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽19479
₽35609
₽35065
₽27756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
67 000
microenterprise
-
-
-
10 050
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 805
surtax
-
-
-
-
total
-
-
-
12 855
Employee
26 034
-
53 993
-
income
4 634
-
10 038
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 864
-
5 940
-
surtax
-
-
-
-
total
7 498
-
15 978
-
Employer
26 034
-
53 993
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 271
-
13 007
-
surtax
-
-
-
-
total
6 271
-
13 007
-
Corporate
34 695
67 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 939
13 399
-
-
total
6 939
13 399
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

27 756
53 601
-
-
total
-
-
-
-
Income
67 000
67 000
67 000
67 000
Total tax
20 708
13 399
28 985
12 855
After tax
46 292
53 601
38 015
54 145
Living cost
18 536
18 536
18 536
18 536
Free-cash
27 756
35 065
19 479
35 609

Estimated living cost  is ₽18536 per week

₽11825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽24175
₽25006
₽30125
₽28207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
15 610
health
-
-
-
6 179
pensions
-
-
-
8 522
total
-
-
-
30 311
Employee
17 795
-
57 413
-
income
3 442
-
15 163
-
health
890
-
2 131
-
unemployment
178
-
426
-
pensions
1 601
-
3 835
-
total
6 111
-
21 555
-
Employer
17 795
-
57 413
-
unemployment
356
-
852
-
pensions
1 957
-
4 687
-
health
1 691
-
4 048
-
total
4 004
-
9 587
-
Corporate
45 201
67 000
-
-
income
9 944
14 740
-
-
total
9 944
14 740
-
-
Dividends
35 257
52 260
-
-
withholding
7 051
10 452
-
-
total
7 051
10 452
-
-
Income
67 000
67 000
67 000
67 000
Total tax
27 110
25 192
31 142
30 311
After tax
39 890
41 808
35 858
36 689
Living cost
11 683
11 683
11 683
11 683
Free-cash
28 207
30 125
24 175
25 006

Estimated living cost  is ₽11683 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽947
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽15044
₽16527
₽22130
₽19297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
11 063
health
-
-
-
4 758
unemployment
-
-
-
203
surtax
-
-
-
1 038
pensions
-
-
-
13 399
other
-
-
-
-
total
-
-
-
30 461
Employee
30 004
-
55 347
-
other
-
-
-
-
income
5 030
-
10 410
-
health
766
-
1 412
-
unemployment
2 088
-
3 852
-
surtax
107
-
927
-
pensions
2 002
-
3 691
-
total
9 993
-
20 292
-
Employer
30 004
-
55 347
-
unemployment
952
-
1 755
-
pensions
4 000
-
7 378
-
other
-
-
-
-
health
1 364
-
2 519
-
total
6 316
-
11 652
-
Corporate
30 679
67 000
-
-
income
7 977
17 420
-
-
total
7 977
17 420
-
-
Dividends
22 702
49 580
-
-
withholding
3 405
7 438
-
-
total
3 405
7 438
-
-
Income
67 000
67 000
67 000
67 000
Total tax
27 691
24 858
31 944
30 461
After tax
39 309
42 142
35 056
36 539
Living cost
20 012
20 012
20 012
20 012
Free-cash
19 297
22 130
15 044
16 527

Estimated living cost  is ₽20012 per week

₽12082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5203
₽7608
₽9600
₽9158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
67 000
income
-
-
-
7 713
chamber of commerce
-
-
-
269
health
-
-