Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 66500
per

Your estimated
City
free-cash

Valencia , Spain
₽18044
₽13400
₽12931
₽22338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
unemployment
-
-
-
466
income
-
-
-
11 115
other
-
-
-
67
accident
-
-
-
598
pensions
-
-
-
18 820
total
-
-
-
31 066
Employee
30 259
-
50 424
-
unemployment
469
-
781
-
pensions
1 423
-
2 370
-
income
5 834
-
11 319
-
other
30
-
50
-
total
7 756
-
14 520
-
Employer
30 259
-
50 424
-
pensions
7 140
-
11 900
-
accident
599
-
999
-
unemployment
1 665
-
2 774
-
other
242
-
404
-
total
9 646
-
16 077
-
Corporate
26 594
66 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 990
9 975
-
-
total
3 990
9 975
-
-
Dividends
22 605
56 525
-
-
withholding
4 561
11 684
-
-
total
4 561
11 684
-
-
Income
66 500
66 500
66 500
66 500
Total tax
25 953
21 659
30 597
31 066
After tax
40 547
44 841
35 903
35 434
Living cost
22 503
22 503
22 503
22 503
Free-cash
18 044
22 338
13 400
12 931

Estimated living cost  is ₽22503 per week

₽15189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽21526
₽17173
₽14203
₽27052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
15 960
income
-
-
-
8 447
other
-
-
-
3 159
health
-
-
-
2 926
total
-
-
-
30 492
Employee
29 713
-
53 114
-
health
416
-
744
-
unemployment
297
-
531
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 079
-
3 718
-
income
5 115
-
9 142
-
total
7 907
-
14 135
-
Employer
29 713
-
53 114
-
health
416
-
744
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 052
-
9 029
-
accident
238
-
426
-
unemployment
297
-
531
-
other
1 486
-
2 657
-
total
7 489
-
13 387
-
Corporate
29 299
66 500
-
-
income
6 153
13 966
-
-
total
6 153
13 966
-
-
Dividends
23 146
52 534
-
-
withholding
1 620
3 677
-
-
total
1 620
3 677
-
-
Income
66 500
66 500
66 500
66 500
Total tax
23 169
17 643
27 522
30 492
After tax
43 331
48 857
38 978
36 008
Living cost
21 805
21 805
21 805
21 805
Free-cash
21 526
27 052
17 173
14 203

Estimated living cost  is ₽21805 per week

₽15407
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽42329
₽39936
₽38165
₽46129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 230
unemployment
-
-
-
114
income
-
-
-
9 975
health
-
-
-
3 287
total
-
-
-
17 606
Employee
14 206
-
60 892
-
health
653
-
1 315
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 247
-
2 510
-
income
1 420
-
6 089
-
total
3 476
-
10 228
-
Employer
14 206
-
60 892
-
health
981
-
1 972
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 566
-
3 150
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 788
-
5 607
-
Corporate
49 506
66 500
-
-
income
4 950
6 650
-
-
total
4 950
6 650
-
-
Dividends
44 555
59 850
-
-
withholding
2 228
2 992
-
-
total
2 228
2 992
-
-
Income
66 500
66 500
66 500
66 500
Total tax
13 442
9 642
15 835
17 606
After tax
53 058
56 858
50 665
48 894
Living cost
10 729
10 729
10 729
10 729
Free-cash
42 329
46 129
39 936
38 165

Estimated living cost  is ₽10729 per week

₽6264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽10350
₽11178
₽10604
₽5519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
4 109
other
-
-
-
2 061
health
-
-
-
575
social contributions
-
-
-
1 895
pensions
-
-
-
19 258
surtax
-
-
-
-
total
-
-
-
27 898
Employee
35 024
-
50 674
-
pensions
3 960
-
5 734
-
income
2 067
-
4 321
-
social contributions
999
-
1 443
-
surtax
-
-
-
-
total
7 026
-
11 498
-
Employer
35 024
-
50 674
-
health
2 452
-
3 547
-
social contributions
106
-
152
-
pensions
5 754
-
8 325
-
unemployment
1 418
-
2 053
-
other
1 208
-
1 749
-
total
10 938
-
15 826
-
Corporate
20 539
66 500
-
-
income
5 751
18 620
-
-
surtax
-
-
-
-
total
5 751
18 620
-
-
Dividends
14 788
47 880
-
-
social contributions
2 544
8 235
-
-
surtax
-
-
-
-
withholding
1 893
6 128
-
-
total
4 437
14 363
-
-
Income
66 500
66 500
66 500
66 500
Total tax
28 152
32 983
27 324
27 898
After tax
38 348
33 517
39 176
38 602
Living cost
27 998
27 998
27 998
27 998
Free-cash
10 350
5 519
11 178
10 604

Estimated living cost  is ₽27998 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽14763
-₽14763
₽3550
-₽10170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions
-
-
-
9 588
income
-
-
-
10 150
health
-
-
-
8 931
total
-
-
-
28 669
Employee
69 883
69 883
69 883
-
health
10 726
9 124
10 726
-
pensions
12 579
9 588
12 579
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 439
11 439
11 439
-
total
34 744
30 151
34 744
-
Employer
69 883
69 883
69 883
-
health
4 858
4 858
4 858
-
pensions
4 864
4 864
4 864
-
unemployment
2 516
2 516
2 516
-
total
12 238
12 238
12 238
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
46 982
42 389
46 982
28 669
After tax
19 518
24 111
19 518
37 831
Living cost
34 281
34 281
34 281
34 281
Free-cash
-14 763
-10 170
-14 763
3 550

Estimated living cost  is ₽34281 per week

₽24294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽17932
₽24110
₽19628
₽8880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 500
trade
-
-
-
4 482
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 386
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 591
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
626
total
-
-
-
22 085
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 300
-
66 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 591
-
5 591
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

874
-
11 386
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
626
-
total
6 513
-
17 603
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 200
66 500
-
-
income
5 280
9 975
-
-
trade
5 544
10 473
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

290
548
-
-
chamber of commerce
175
221
-
-
total
11 289
21 217
-
-
Dividends
23 910
45 284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

312
606
-
-
withholding
5 667
11 010
-
-
total
5 979
11 616
-
-
Income
66 500
66 500
66 500
66 500
Total tax
23 781
32 833
17 603
22 085
After tax
42 719
33 667
48 897
44 415
Living cost
24 787
24 787
24 787
24 787
Free-cash
17 932
8 880
24 110
19 628

Estimated living cost  is ₽24787 per week

₽15592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5842
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽25365
₽29486
₽30107
₽29047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
5 376
health
-
-
-
1 696
social contributions
-
-
-
10 374
total
-
-
-
17 446
Employee
62 926
62 926
62 926
-
health
488
1 070
1 027
-
income
6 852
5 825
5 901
-
social contributions
2 379
5 223
5 011
-
total
9 719
12 118
11 939
-
Employer
62 926
62 926
62 926
-
health
530
1 165
1 117
-
social contributions
2 379
5 223
5 011
-
total
2 909
6 388
6 128
-
Corporate
34 926
-
-
-
income
4 365
-
-
-
total
4 365
-
-
-
Dividends
30 561
-
-
-
withholding
5 195
-
-
-
total
5 195
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 188
18 506
18 067
17 446
After tax
44 312
47 994
48 433
49 054
Living cost
18 947
18 947
18 947
18 947
Free-cash
25 365
29 047
29 486
30 107

Estimated living cost  is ₽18947 per week

₽11355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽11332
₽9134
₽11943
₽12155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
66 500
income
-
-
-
5 779
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
23 109
surtax
-
-
-
-
total
-
-
-
28 888
Employee
37 637
-
53 738
-
income
7 829
-
13 024
-
social contributions
4 140
-
5 911
-
surtax
-
-
-
-
total
11 969
-
18 935
-
Employer
37 637
-
53 738
-
social contributions
8 939
-
12 762
-
total
8 939
-
12 762
-
Corporate
19 924
66 500
-
-
income
4 184
13 966
-
-
surtax
-
-
-
-
total
4 184
13 966
-
-
Dividends
15 740
52 534
-
-
withholding
4 407
14 710
-
-
total
4 407
14 710
-
-
Income
66 500
66 500
66 500
66 500
Total tax
29 499
28 676
31 697
28 888
After tax
37 001
37 824
34 803
37 612
Living cost
25 669
25 669
25 669
25 669
Free-cash
11 332
12 155
9 134
11 943

Estimated living cost  is ₽25669 per week

₽19205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4521
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽55942
₽47109
₽59744
₽57084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
665
total
-
-
-
665
Employee
7 614
-
66 500
-
income
1 523
-
13 300
-
total
1 523
-
13 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

58 886
66 500
-
-
total
-
-
-
-
Dividends
58 886
66 500
-
-
withholding
2 944
3 325
-
-
total
2 944
3 325
-
-
Income
66 500
66 500
66 500
66 500
Total tax
4 467
3 325
13 300
665
After tax
62 033
63 175
53 200
65 835
Living cost
6 091
6 091
6 091
6 091
Free-cash
55 942
57 084
47 109
59 744

Estimated living cost  is ₽6091 per week

₽3775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽16992
₽11220
₽13130
₽23835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
66 500
pensions
-
-
-
12 144
unemployment
-
-
-
99
income
-
-
-
12 634
health
-
-
-
6 543
total
-
-
-
31 420
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 187
-
57 541
-
health
2 337
-
3 718
-
unemployment
51
-
81
-
pensions
5 609
-
8 919
-
income
6 240
-
11 653
-
total
14 237
-
24 371
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 187
-
57 541
-
health
2 410
-
3 833
-
pensions
3 202
-
5 092
-
unemployment
22
-
34
-
total
5 634
-
8 959
-
Corporate
24 679
66 500
-
-
income
4 688
12 635
-
-
total
4 688
12 635
-
-
Dividends
19 990
53 865
-
-
withholding
2 999
8 080
-
-
total
2 999
8 080
-
-
Income
66 500
66 500
66 500
66 500
Total tax
27 558
20 715
33 330
31 420
After tax
38 942
45 785
33 170
35 080
Living cost
21 950
21 950
21 950
21 950
Free-cash
16 992
23 835
11 220
13 130

Estimated living cost  is ₽21950 per week

₽15064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5055
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽13923
₽18895
₽8346
₽9195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
66 500
income
-
-
-
23 294
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 154
total
-
-
-
28 448
Employee
37 541
-
62 736
-
social contributions
3 761
-
3 764
-
income
4 073
-
10 371
-
total
7 834
-
14 135
-
Employer
37 541
-
62 736
-
social contributions
3 761
-
3 764
-
total
3 761
-
3 764
-
Corporate
25 198
66 500
-
-
income
8 819
23 276
-
-
total
8 819
23 276
-
-
Dividends
16 379
43 224
-
-
social contributions
2 457
4 323
-
-
total
2 457
4 323
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 871
27 599
17 899
28 448
After tax
43 629
38 901
48 601
38 052
Living cost
29 706
29 706
29 706
29 706
Free-cash
13 923
9 195
18 895
8 346

Estimated living cost  is ₽29706 per week

₽19567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽23641
₽26264
₽25354
₽23218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
9 975
health
-
-
-
4 642
social contributions
-
-
-
9 176
total
-
-
-
23 793
Employee
27 747
-
66 500
-
health
1 937
-
4 642
-
income
4 628
-
9 065
-
social contributions
3 830
-
9 176
-
total
10 395
-
22 883
-
Employer
27 747
-
66 500
-
total
-
-
-
-
Corporate
38 753
66 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 938
3 325
-
-
total
1 938
3 325
-
-
Dividends
36 815
63 175
-
-
social contributions
5 081
8 718
-
-
withholding
5 522
9 476
-
-
health
2 570
4 410
-
-
total
13 173
22 604
-
-
Income
66 500
66 500
66 500
66 500
Total tax
25 506
25 929
22 883
23 793
After tax
40 994
40 571
43 617
42 707
Living cost
17 353
17 353
17 353
17 353
Free-cash
23 641
23 218
26 264
25 354

Estimated living cost  is ₽17353 per week

₽11613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽14754
₽10875
₽9517
₽22914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
5 716
health
-
-
-
8 978
social contributions
-
-
-
19 418
solidarity contribution
-
-
-
-
total
-
-
-
34 112
Employee
33 634
-
49 627
-
health
4 541
-
6 700
-
solidarity contribution
-
-
-
-
income
4 036
-
5 955
-
social contributions
2 186
-
3 226
-
total
10 763
-
15 881
-
Employer
33 634
-
49 627
-
health
3 027
-
4 466
-
social contributions
8 409
-
12 407
-
total
11 436
-
16 873
-
Corporate
21 430
66 500
-
-
income
4 072
12 635
-
-
total
4 072
12 635
-
-
Dividends
17 358
53 865
-
-
withholding
2 604
8 080
-
-
total
2 604
8 080
-
-
Income
66 500
66 500
66 500
66 500
Total tax
28 875
20 715
32 754
34 112
After tax
37 625
45 785
33 746
32 388
Living cost
22 871
22 871
22 871
22 871
Free-cash
14 754
22 914
10 875
9 517

Estimated living cost  is ₽22871 per week

₽17009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽51903
₽43708
₽56343
₽53683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
665
total
-
-
-
665
Employee
11 865
-
66 500
-
income
2 373
-
13 300
-
total
2 373
-
13 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

54 635
66 500
-
-
total
-
-
-
-
Dividends
54 635
66 500
-
-
withholding
2 732
3 325
-
-
total
2 732
3 325
-
-
Income
66 500
66 500
66 500
66 500
Total tax
5 105
3 325
13 300
665
After tax
61 395
63 175
53 200
65 835
Living cost
9 492
9 492
9 492
9 492
Free-cash
51 903
53 683
43 708
56 343

Estimated living cost  is ₽9492 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽762
-₽349
-₽923
-₽6008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
4 109
other
-
-
-
2 061
health
-
-
-
575
social contributions
-
-
-
1 895
pensions
-
-
-
19 258
surtax
-
-
-
-
total
-
-
-
27 898
Employee
51 254
-
50 674
-
pensions
5 797
-
5 734
-
income
4 472
-
4 321
-
social contributions
1 460
-
1 443
-
surtax
-
-
-
-
total
11 729
-
11 498
-
Employer
51 254
-
50 674
-
health
3 587
-
3 547
-
social contributions
154
-
152
-
pensions
8 422
-
8 325
-
unemployment
2 076
-
2 053
-
other
1 769
-
1 749
-
total
16 008
-
15 826
-
Corporate
-
66 500
-
-
income
-
18 620
-
-
surtax
-
-
-
-
total
-
18 620
-
-
Dividends
-
47 880
-
-
social contributions
-
8 235
-
-
surtax
-
-
-
-
withholding
-
6 128
-
-
total
-
14 363
-
-
Income
66 500
66 500
66 500
66 500
Total tax
27 737
32 983
27 324
27 898
After tax
38 763
33 517
39 176
38 602
Living cost
39 525
39 525
39 525
39 525
Free-cash
-762
-6 008
-349
-923

Estimated living cost  is ₽39525 per week

₽26750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3233
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽29931
₽20207
₽19257
₽33943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
66 500
pensions
-
-
-
15 670
unemployment
-
-
-
904
income
-
-
-
10 358
health
-
-
-
6 208
total
-
-
-
33 140
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 267
-
56 404
-
health
1 095
-
2 905
-
unemployment
160
-
423
-
pensions
2 977
-
7 897
-
income
2 931
-
10 869
-
total
7 163
-
22 094
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 267
-
56 404
-
health
1 095
-
2 905
-
pensions
2 552
-
6 768
-
unemployment
160
-
423
-
total
3 807
-
10 096
-
Corporate
41 427
66 500
-
-
income
6 214
9 975
-
-
total
6 214
9 975
-
-
Dividends
35 213
56 525
-
-
withholding
5 282
8 479
-
-
total
5 282
8 479
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 466
18 454
32 190
33 140
After tax
44 034
48 046
34 310
33 360
Living cost
14 103
14 103
14 103
14 103
Free-cash
29 931
33 943
20 207
19 257

Estimated living cost  is ₽14103 per week

₽9496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽6353
-₽4493
-₽1086
-₽26431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions
-
-
-
6 118
city
-
-
-
701
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 330
health
-
-
-
185
regional
-
-
-
2 107
national
-
-
-
305
total
-
-
-
10 746
Employee
66 517
-
59 522
-
health
150
-
134
-
unemployment
-
-
-
-
city
714
-
639
-
pensions
5 588
-
4 999
-
regional
2 178
-
1 799
-
national
315
-
259
-
total
8 945
-
7 830
-
Employer
66 517
-
59 522
-
health
150
-
134
-
pensions
5 588
-
4 999
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 330
-
1 190
-
total
7 068
-
6 323
-
Corporate
-
66 500
-
-
regional
-
14 064
-
-
national
-
5 653
-
-
total
-
19 717
-
-
Dividends
-
46 783
-
-
withholding
-
16 374
-
-
total
-
16 374
-
-
Income
66 500
66 500
66 500
66 500
Total tax
16 013
36 091
14 153
10 746
After tax
50 487
30 409
52 347
55 754
Living cost
56 840
56 840
56 840
56 840
Free-cash
-6 353
-26 431
-4 493
-1 086

Estimated living cost  is ₽56840 per week

₽36962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽698
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽10603
₽7733
₽17451
₽13846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
66 500
municipal
-
-
-
11 847
health
-
-
-
683
national
-
-
-
5 101
total
-
-
-
17 631
Employee
43 055
-
55 945
-
health
321
-
520
-
unemployment
646
-
839
-
pensions
2 906
-
3 777
-
national
711
-
2 513
-
municipal
7 052
-
9 145
-
total
11 636
-
16 794
-
Employer
43 055
-
55 945
-
health
331
-
430
-
pensions
7 470
-
9 706
-
accident
43
-
56
-
unemployment
280
-
363
-
total
8 124
-
10 555
-
Corporate
15 322
66 500
-
-
income
3 064
13 299
-
-
total
3 064
13 299
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

9 194
39 900
-
-
municipal
1 655
7 182
-
-
national
-
755
-
-
total
1 655
7 937
-
-
Income
66 500
66 500
66 500
66 500
Total tax
24 479
21 236
27 349
17 631
After tax
42 021
45 264
39 151
48 869
Living cost
31 418
31 418
31 418
31 418
Free-cash
10 603
13 846
7 733
17 451

Estimated living cost  is ₽31418 per week

₽20522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3022
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽9075
-₽2991
₽2974
₽7515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 416
social contributions
-
-
-
9 546
national
-
-
-
20 726
total
-
-
-
33 688
Employee

The minimum management director salary is set at €45,000 per year.

58 536
-
51 505
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 750
-
2 420
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 053
-
2 687
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

509
-
449
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 390
-
3 862
-
national
17 996
-
15 246
-
total
28 698
-
24 664
-
Employer

The minimum management director salary is set at €45,000 per year.

58 536
-
51 505
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 600
-
3 166
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 187
-
4 563
-
surtax
6 637
-
5 839
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

761
-
669
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

854
-
752
-
total
17 039
-
14 989
-
Corporate
-
66 500
-
-
income
-
13 299
-
-
surtax
-
266
-
-
total
-
13 565
-
-
Dividends
-
52 935
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 582
-
-
total
-
15 582
-
-
Income
66 500
66 500
66 500
66 500
Total tax
45 737
29 147
39 653
33 688
After tax
20 763
37 353
26 847
32 812
Living cost
29 838
29 838
29 838
29 838
Free-cash
-9 075
7 515
-2 991
2 974

Estimated living cost  is ₽29838 per week

₽19219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽111
₽109
-₽2253
₽906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
unemployment
-
-
-
66
municipal
-
-
-
14 085
other
-
-
-
7 727
health
-
-
-
4 150
national
-
-
-
-
accident
-
-
-
133
pensions
-
-
-
7 189
total
-
-
-
33 350
Employee
50 445
-
50 601
-
national
-
-
-
-
municipal
15 043
-
15 089
-
total
15 043
-
15 089
-
Employer
50 445
-
50 601
-
health
3 102
-
3 112
-
pensions
5 453
-
5 470
-
accident
101
-
101
-
unemployment
1 332
-
1 336
-
other
5 862
-
5 880
-
total
15 850
-
15 899
-
Corporate
205
66 500
-
-
income
45
14 630
-
-
total
45
14 630
-
-
Dividends
160
51 870
-
-
withholding
48
15 561
-
-
total
48
15 561
-
-
Income
66 500
66 500
66 500
66 500
Total tax
30 986
30 191
30 988
33 350
After tax
35 514
36 309
35 512
33 150
Living cost
35 403
35 403
35 403
35 403
Free-cash
111
906
109
-2 253

Estimated living cost  is ₽35403 per week

₽23463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽68569
₽15496
₽6870
₽1372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
12 962
social contributions
-
-
-
7 581
total
-
-
-
20 543
Employee
56 045
-
-
-
income
12 362
-
-
-
social contributions
4 596
-
655
-
total
16 958
-
655
-
Employer
56 045
-
-
-
social contributions
79 024
-
11 262
-
total
79 024
-
11 262
-
Corporate
-
66 500
-
-
income
-
14 630
-
-
total
-
14 630
-
-
Dividends
-
51 870
-
-
income
-
11 411
-
-
total
-
11 411
-
-
Income
66 500
66 500
66 500
66 500
Total tax
95 982
26 041
11 917
20 543
After tax
-29 482
40 459
54 583
45 957
Living cost
39 087
39 087
39 087
39 087
Free-cash
-68 569
1 372
15 496
6 870

Estimated living cost  is ₽39087 per week

₽25361
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽18828
₽21890
₽22511
₽21451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
5 376
health
-
-
-
1 696
social contributions
-
-
-
10 374
total
-
-
-
17 446
Employee
62 926
62 926
62 926
-
health
626
1 070
1 027
-
income
6 608
5 825
5 901
-
social contributions
3 058
5 223
5 011
-
total
10 292
12 118
11 939
-
Employer
62 926
62 926
62 926
-
health
682
1 165
1 117
-
social contributions
3 058
5 223
5 011
-
total
3 740
6 388
6 128
-
Corporate
25 926
-
-
-
income
3 241
-
-
-
total
3 241
-
-
-
Dividends
22 685
-
-
-
withholding
3 856
-
-
-
total
3 856
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
21 129
18 506
18 067
17 446
After tax
45 371
47 994
48 433
49 054
Living cost
26 543
26 543
26 543
26 543
Free-cash
18 828
21 451
21 890
22 511

Estimated living cost  is ₽26543 per week

₽18145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽16251
₽12889
₽20312
₽20676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
12 365
pensions
-
-
-
4 675
total
-
-
-
17 040
Employee
40 009
-
58 754
-
health
522
-
906
-
pensions
3 054
-
5 304
-
income
7 286
-
10 509
-
total
10 862
-
16 719
-
Employer
40 009
-
58 754
-
health
760
-
1 116
-
pensions
4 042
-
6 628
-
total
4 802
-
7 744
-
Corporate
21 688
66 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

4 120
12 635
-
-
total
4 120
12 635
-
-
Dividends
17 568
53 865
-
-
withholding
1 317
4 041
-
-
total
1 317
4 041
-
-
Income
66 500
66 500
66 500
66 500
Total tax
21 101
16 676
24 463
17 040
After tax
45 399
49 824
42 037
49 460
Living cost
29 148
29 148
29 148
29 148
Free-cash
16 251
20 676
12 889
20 312

Estimated living cost  is ₽29148 per week

₽19995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽2459
-₽931
₽2108
₽2427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
municipal
-
-
-
444
regional
-
-
-
1 187
social contributions
-
-
-
17 104
national
-
-
-
13 056
total
-
-
-
31 791
Employee
68 958
-
66 500
-
social contributions
23 252
-
22 423
-
regional
1 041
-
977
-
national
11 653
-
11 034
-
municipal
412
-
396
-
total
36 358
-
34 830
-
Employer
68 958
-
66 500
-
total
-
-
-
-
Corporate
-
66 500
-
-
nationa
-
15 960
-
-
municipal
-
3 205
-
-
total
-
19 165
-
-
Dividends
-
47 335
-
-
withholding
-
12 307
-
-
total
-
12 307
-
-
Income
66 500
66 500
66 500
66 500
Total tax
36 358
31 472
34 830
31 791
After tax
30 142
35 028
31 670
34 709
Living cost
32 601
32 601
32 601
32 601
Free-cash
-2 459
2 427
-931
2 108

Estimated living cost  is ₽32601 per week

₽22900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2242
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽2728
₽16259
₽28393
-₽11940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions
-
-
-
3 277
income
-
-
-
15 295
other
-
-
-
292
health
-
-
-
1 718
accident
-
-
-
199
total
-
-
-
20 781
Employee
27 254
-
55 535
-
health
3 121
-
6 359
-
pensions
3 069
-
6 008
-
income
3 739
-
9 584
-
total
9 929
-
21 951
-
Employer
27 254
-
55 535
-
pensions
4 432
-
8 676
-
accident
455
-
927
-
unemployment
668
-
1 361
-
total
5 555
-
10 964
-
Corporate
33 691
66 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

30 322
59 850
-
-
total
30 322
59 850
-
-
Dividends
3 369
6 650
-
-
withholding
640
1 264
-
-
total
640
1 264
-
-
Income
66 500
66 500
66 500
66 500
Total tax
46 446
61 114
32 915
20 781
After tax
20 054
5 386
33 585
45 719
Living cost
17 326
17 326
17 326
17 326
Free-cash
2 728
-11 940
16 259
28 393

Estimated living cost  is ₽17326 per week

₽12698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽13464
₽17303
₽13220
₽2758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 500
trade
-
-
-
4 083
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 386
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 591
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
626
total
-
-
-
21 686
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 717
-
66 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 591
-
5 591
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 348
-
11 386
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

185
-
626
-
total
9 124
-
17 603
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 783
66 500
-
-
income
3 867
9 975
-
-
trade
3 699
9 543
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

213
548
-
-
chamber of commerce
162
222
-
-
total
7 941
20 288
-
-
Dividends
17 842
46 212
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
618
-
-
withholding
4 149
11 242
-
-
total
4 377
11 860
-
-
Income
66 500
66 500
66 500
66 500
Total tax
21 442
32 148
17 603
21 686
After tax
45 058
34 352
48 897
44 814
Living cost
31 594
31 594
31 594
31 594
Free-cash
13 464
2 758
17 303
13 220

Estimated living cost  is ₽31594 per week

₽21794
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5942
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽29461
₽20632
₽18650
₽36176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
66 500
income
-
-
-
9 446
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
21 379
surtax
-
-
-
-
total
-
-
-
30 825
Employee
23 912
-
53 590
-
income
4 257
-
10 038
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 631
-
5 895
-
surtax
-
-
-
-
total
6 888
-
15 933
-
Employer
23 912
-
53 590
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 760
-
12 910
-
surtax
-
-
-
-
total
5 760
-
12 910
-
Corporate
36 828
66 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

7 366
13 299
-
-
total
7 366
13 299
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

29 462
53 201
-
-
total
-
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
20 014
13 299
28 843
30 825
After tax
46 486
53 201
37 657
35 675
Living cost
17 025
17 025
17 025
17 025
Free-cash
29 461
36 176
20 632
18 650

Estimated living cost  is ₽17025 per week

₽10861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽29851
₽26637
₽27349
₽31494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
16 563
health
-
-
-
5 290
pensions
-
-
-
7 296
total
-
-
-
29 149
Employee
15 234
-
58 292
-
health
762
-
1 824
-
unemployment
152
-
365
-
pensions
1 371
-
3 283
-
income
2 947
-
16 180
-
total
5 232
-
21 652
-
Employer
15 234
-
58 292
-
health
1 447
-
3 466
-
pensions
1 676
-
4 013
-
unemployment
305
-
730
-
total
3 428
-
8 209
-
Corporate
47 838
66 500
-
-
income
10 524
14 630
-
-
total
10 524
14 630
-
-
Dividends
37 313
51 870
-
-
withholding
7 463
10 374
-
-
total
7 463
10 374
-
-
Income
66 500
66 500
66 500
66 500
Total tax
26 647
25 004
29 861
29 149
After tax
39 853
41 496
36 639
37 351
Living cost
10 002
10 002
10 002
10 002
Free-cash
29 851
31 494
26 637
27 349

Estimated living cost  is ₽10002 per week

₽5944
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽20845
₽16083
₽17407
₽23447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions
-
-
-
13 299
unemployment
-
-
-
186
income
-
-
-
11 346
other
-
-
-
-
health
-
-
-
4 721
surtax
-
-
-
1 160
total
-
-
-
30 712
Employee
27 559
-
54 937
-
health
703
-
1 402
-
unemployment
1 918
-
3 823
-
pensions
1 839
-
3 665
-
income
4 620
-
10 559
-
other
-
-
-
-
surtax
98
-
1 023
-
total
9 178
-
20 472
-
Employer
27 559
-
54 937
-
health
1 253
-
2 499
-
pensions
3 674
-
7 324
-
unemployment
874
-
1 741
-
other
-
-
-
-
total
5 801
-
11 564
-
Corporate
33 139
66 500
-
-
income
8 616
17 291
-
-
total
8 616
17 291
-
-
Dividends
24 524
49 209
-
-
withholding
3 679
7 381
-
-
total
3 679
7 381
-
-
Income
66 500
66 500
66 500
66 500
Total tax
27 274
24 672
32 036
30 712
After tax
39 226
41 828
34 464
35 788
Living cost
18 381
18 381
18 381
18 381
Free-cash
20 845
23 447
16 083
17 407

Estimated living cost  is ₽18381 per week

₽11097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽11110
-₽3693
₽9352
₽11517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
pensions
-
-
-
12 302
chamber of commerce
-
-
-
266
unemployment
-
-
-