Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 66500
per

Your estimated
City
free-cash

Valencia , Spain
₽11632
₽11165
₽20332
₽15654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
10 860
accident
-
-
-
599
unemployment
-
-
-
465
pensions
-
-
-
18 819
other
-
-
-
66
total
-
-
-
30 809
Employee
32 978
-
50 423
-
other
32
-
51
-
income
6 358
-
11 061
-
unemployment
511
-
782
-
pensions
1 550
-
2 370
-
total
8 451
-
14 264
-
Employer
32 978
-
50 423
-
unemployment
1 814
-
2 774
-
pensions
7 782
-
11 900
-
other
264
-
405
-
accident
653
-
999
-
total
10 513
-
16 078
-
Corporate
23 008
66 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 451
9 976
-
-
total
3 451
9 976
-
-
Dividends
19 557
56 524
-
-
withholding
3 905
11 666
-
-
total
3 905
11 666
-
-
Income
66 500
66 500
66 500
66 500
Total tax
26 320
21 642
30 342
30 809
After tax
40 180
44 858
36 158
35 691
Living cost
24 526
24 526
24 526
24 526
Free-cash
15 654
20 332
11 632
11 165

Estimated living cost  is ₽24526 per week

₽16554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽15218
₽12245
₽25092
₽19070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
8 447
health
-
-
-
2 926
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
15 959
other
-
-
-
3 158
total
-
-
-
30 490
Employee
32 383
-
53 114
-
income
5 575
-
9 143
-
health
454
-
743
-
unemployment
323
-
531
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 266
-
3 717
-
total
8 618
-
14 134
-
Employer
32 383
-
53 114
-
unemployment
323
-
531
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 506
-
9 028
-
other
1 620
-
2 656
-
accident
259
-
425
-
health
454
-
743
-
total
8 162
-
13 383
-
Corporate
25 956
66 500
-
-
income
5 450
13 965
-
-
total
5 450
13 965
-
-
Dividends
20 506
52 535
-
-
withholding
1 435
3 678
-
-
total
1 435
3 678
-
-
Income
66 500
66 500
66 500
66 500
Total tax
23 665
17 643
27 517
30 490
After tax
42 835
48 857
38 983
36 010
Living cost
23 765
23 765
23 765
23 765
Free-cash
19 070
25 092
15 218
12 245

Estimated living cost  is ₽23765 per week

₽16791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽38177
₽36544
₽45182
₽41046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
9 975
health
-
-
-
3 577
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
total
-
-
-
18 280
Employee
15 461
-
60 397
-
income
1 546
-
6 040
-
health
711
-
1 431
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 357
-
2 731
-
total
3 784
-
10 544
-
Employer
15 461
-
60 397
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
3 428
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 067
-
2 146
-
total
3 033
-
6 103
-
Corporate
48 005
66 500
-
-
income
4 801
6 650
-
-
total
4 801
6 650
-
-
Dividends
43 204
59 850
-
-
withholding
2 160
2 992
-
-
total
2 160
2 992
-
-
Income
66 500
66 500
66 500
66 500
Total tax
13 778
9 642
16 647
18 280
After tax
52 722
56 858
49 853
48 220
Living cost
11 676
11 676
11 676
11 676
Free-cash
41 046
45 182
38 177
36 544

Estimated living cost  is ₽11676 per week

₽6817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽9222
₽8994
₽3002
₽8272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
3 739
social contributions
-
-
-
1 894
health
-
-
-
575
surtax
-
-
-
-
pensions
-
-
-
18 723
other
-
-
-
2 061
total
-
-
-
26 992
Employee
38 171
-
50 673
-
income
2 253
-
3 764
-
social contributions
1 088
-
1 444
-
surtax
-
-
-
-
pensions
4 316
-
5 731
-
total
7 657
-
10 939
-
Employer
38 171
-
50 673
-
unemployment
1 545
-
2 053
-
social contributions
115
-
152
-
pensions
6 271
-
8 325
-
other
1 317
-
1 748
-
health
2 672
-
3 547
-
total
11 920
-
15 825
-
Corporate
16 409
66 500
-
-
income
4 595
18 619
-
-
surtax
-
-
-
-
total
4 595
18 619
-
-
Dividends
11 814
47 881
-
-
withholding
1 511
6 129
-
-
surtax
-
-
-
-
social contributions
2 031
8 236
-
-
total
3 542
14 365
-
-
Income
66 500
66 500
66 500
66 500
Total tax
27 714
32 984
26 764
26 992
After tax
38 786
33 516
39 736
39 508
Living cost
30 514
30 514
30 514
30 514
Free-cash
8 272
3 002
9 222
8 994

Estimated living cost  is ₽30514 per week

₽19240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽22065
₽510
-₽17059
-₽22065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
8 785
health
-
-
-
9 393
pensions
-
-
-
10 450
total
-
-
-
28 628
Employee
76 163
76 163
76 163
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 467
12 467
12 467
-
health
11 690
9 943
11 690
-
pensions
13 709
10 450
13 709
-
total
37 866
32 860
37 866
-
Employer
76 163
76 163
76 163
-
unemployment
2 742
2 742
2 742
-
pensions
5 301
5 301
5 301
-
health
5 294
5 294
5 294
-
total
13 337
13 337
13 337
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
51 203
46 197
51 203
28 628
After tax
15 297
20 303
15 297
37 872
Living cost
37 362
37 362
37 362
37 362
Free-cash
-22 065
-17 059
-22 065
510

Estimated living cost  is ₽37362 per week

₽26477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽22445
₽18501
₽6676
₽16543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 378
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
3 944
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
570
total
-
-
-
20 985
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 113
-
66 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

953
-
10 378
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
570
-
total
7 098
-
17 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 387
66 500
-
-
chamber of commerce
181
230
-
-
income
4 857
9 976
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

267
548
-
-
trade
5 101
10 473
-
-
total
10 406
21 227
-
-
Dividends
21 980
45 273
-
-
withholding
5 155
10 979
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

284
604
-
-
total
5 439
11 583
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 943
32 810
17 041
20 985
After tax
43 557
33 690
49 459
45 515
Living cost
27 014
27 014
27 014
27 014
Free-cash
16 543
6 676
22 445
18 501

Estimated living cost  is ₽27014 per week

₽16993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽27092
₽29145
₽25683
₽23306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
4 637
social contributions
-
-
-
10 373
health
-
-
-
1 696
total
-
-
-
16 706
Employee
68 581
68 581
68 581
-
income
7 467
6 349
6 594
-
social contributions
2 593
5 692
5 011
-
health
531
1 166
1 026
-
total
10 591
13 207
12 631
-
Employer
68 581
68 581
68 581
-
social contributions
2 593
5 692
5 011
-
health
577
1 269
1 117
-
total
3 170
6 961
6 128
-
Corporate
32 089
-
-
-
income
4 011
-
-
-
total
4 011
-
-
-
Dividends
28 078
-
-
-
withholding
4 773
-
-
-
total
4 773
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 545
20 168
18 759
16 706
After tax
43 955
46 332
47 741
49 794
Living cost
20 649
20 649
20 649
20 649
Free-cash
23 306
25 683
27 092
29 145

Estimated living cost  is ₽20649 per week

₽12376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽7248
₽9803
₽9850
₽8953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
66 500
income
-
-
-
5 613
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
23 109
surtax
-
-
-
-
total
-
-
-
28 722
Employee
41 019
-
53 737
-
income
8 532
-
12 604
-
social contributions
4 512
-
5 910
-
surtax
-
-
-
-
total
13 044
-
18 514
-
Employer
41 019
-
53 737
-
social contributions
9 742
-
12 763
-
total
9 742
-
12 763
-
Corporate
15 739
66 500
-
-
income
3 305
13 965
-
-
surtax
-
-
-
-
total
3 305
13 965
-
-
Dividends
12 433
52 535
-
-
withholding
3 481
14 710
-
-
total
3 481
14 710
-
-
Income
66 500
66 500
66 500
66 500
Total tax
29 572
28 675
31 277
28 722
After tax
36 928
37 825
35 223
37 778
Living cost
27 975
27 975
27 975
27 975
Free-cash
8 953
9 850
7 248
9 803

Estimated living cost  is ₽27975 per week

₽20931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽46858
₽59493
₽56833
₽55644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
665
total
-
-
-
665
Employee
7 927
-
66 500
-
income
1 585
-
13 300
-
total
1 585
-
13 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

58 573
66 500
-
-
total
-
-
-
-
Dividends
58 573
66 500
-
-
withholding
2 929
3 325
-
-
total
2 929
3 325
-
-
Income
66 500
66 500
66 500
66 500
Total tax
4 514
3 325
13 300
665
After tax
61 986
63 175
53 200
65 835
Living cost
6 342
6 342
6 342
6 342
Free-cash
55 644
56 833
46 858
59 493

Estimated living cost  is ₽6342 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽9571
₽11478
₽21863
₽14402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
66 500
income
-
-
-
12 312
health
-
-
-
6 543
unemployment
-
-
-
100
pensions
-
-
-
12 145
total
-
-
-
31 100
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
57 542
-
income
6 801
-
11 331
-
health
2 547
-
3 717
-
unemployment
56
-
81
-
pensions
6 113
-
8 919
-
total
15 517
-
24 048
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
57 542
-
unemployment
24
-
34
-
pensions
3 490
-
5 093
-
health
2 627
-
3 832
-
total
6 141
-
8 959
-
Corporate
20 921
66 500
-
-
income
3 976
12 635
-
-
total
3 976
12 635
-
-
Dividends
16 945
53 865
-
-
withholding
2 542
8 080
-
-
total
2 542
8 080
-
-
Income
66 500
66 500
66 500
66 500
Total tax
28 176
20 715
33 007
31 100
After tax
38 324
45 785
33 493
35 400
Living cost
23 922
23 922
23 922
23 922
Free-cash
14 402
21 863
9 571
11 478

Estimated living cost  is ₽23922 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽16109
₽2959
₽6138
₽11306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
66 500
income
-
-
-
25 388
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 778
total
-
-
-
31 166
Employee
40 914
-
62 397
-
social contributions
4 099
-
4 103
-
income
4 439
-
9 810
-
total
8 538
-
13 913
-
Employer
40 914
-
62 397
-
social contributions
4 099
-
4 103
-
total
4 099
-
4 103
-
Corporate
21 487
66 500
-
-
income
7 520
23 275
-
-
total
7 520
23 275
-
-
Dividends
13 967
43 225
-
-
social contributions
2 662
4 712
-
-
total
2 662
4 712
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 819
27 987
18 016
31 166
After tax
43 681
38 513
48 484
35 334
Living cost
32 375
32 375
32 375
32 375
Free-cash
11 306
6 138
16 109
2 959

Estimated living cost  is ₽32375 per week

₽21326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽25084
₽23792
₽21659
₽22120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
9 976
social contributions
-
-
-
9 177
health
-
-
-
4 643
total
-
-
-
23 796
Employee
30 240
-
66 500
-
income
5 044
-
8 684
-
social contributions
4 174
-
9 177
-
health
2 111
-
4 643
-
total
11 329
-
22 504
-
Employer
30 240
-
66 500
-
total
-
-
-
-
Corporate
36 260
66 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 813
3 326
-
-
total
1 813
3 326
-
-
Dividends
34 447
63 174
-
-
withholding
5 167
9 476
-
-
health
2 405
4 409
-
-
social contributions
4 754
8 718
-
-
total
12 326
22 603
-
-
Income
66 500
66 500
66 500
66 500
Total tax
25 468
25 929
22 504
23 796
After tax
41 032
40 571
43 996
42 704
Living cost
18 912
18 912
18 912
18 912
Free-cash
22 120
21 659
25 084
23 792

Estimated living cost  is ₽18912 per week

₽12657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9422
₽8064
₽21461
₽12784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
5 716
social contributions
-
-
-
19 418
solidarity contribution
-
-
-
-
health
-
-
-
8 978
total
-
-
-
34 112
Employee
35 771
-
49 627
-
solidarity contribution
-
-
-
-
income
4 292
-
5 955
-
social contributions
2 325
-
3 226
-
health
4 829
-
6 700
-
total
11 446
-
15 881
-
Employer
35 771
-
49 627
-
social contributions
8 943
-
12 407
-
health
3 219
-
4 466
-
total
12 162
-
16 873
-
Corporate
18 567
66 500
-
-
income
3 528
12 635
-
-
total
3 528
12 635
-
-
Dividends
15 040
53 865
-
-
withholding
2 256
8 080
-
-
total
2 256
8 080
-
-
Income
66 500
66 500
66 500
66 500
Total tax
29 392
20 715
32 754
34 112
After tax
37 108
45 785
33 746
32 388
Living cost
24 324
24 324
24 324
24 324
Free-cash
12 784
21 461
9 422
8 064

Estimated living cost  is ₽24324 per week

₽18089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽43317
₽55952
₽53292
₽51439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
665
total
-
-
-
665
Employee
12 354
-
66 500
-
income
2 471
-
13 300
-
total
2 471
-
13 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

54 146
66 500
-
-
total
-
-
-
-
Dividends
54 146
66 500
-
-
withholding
2 707
3 325
-
-
total
2 707
3 325
-
-
Income
66 500
66 500
66 500
66 500
Total tax
5 178
3 325
13 300
665
After tax
61 322
63 175
53 200
65 835
Living cost
9 883
9 883
9 883
9 883
Free-cash
51 439
53 292
43 317
55 952

Estimated living cost  is ₽9883 per week

₽6688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽3340
-₽3568
-₽9560
-₽6806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
3 739
social contributions
-
-
-
1 894
health
-
-
-
575
surtax
-
-
-
-
pensions
-
-
-
18 723
other
-
-
-
2 061
total
-
-
-
26 992
Employee
55 860
-
50 673
-
income
4 874
-
3 764
-
social contributions
1 591
-
1 444
-
surtax
-
-
-
-
pensions
6 318
-
5 731
-
total
12 783
-
10 939
-
Employer
55 860
-
50 673
-
unemployment
2 263
-
2 053
-
social contributions
168
-
152
-
pensions
9 178
-
8 325
-
other
1 928
-
1 748
-
health
3 910
-
3 547
-
total
17 447
-
15 825
-
Corporate
-
66 500
-
-
income
-
18 619
-
-
surtax
-
-
-
-
total
-
18 619
-
-
Dividends
-
47 881
-
-
withholding
-
6 129
-
-
surtax
-
-
-
-
social contributions
-
8 236
-
-
total
-
14 365
-
-
Income
66 500
66 500
66 500
66 500
Total tax
30 230
32 984
26 764
26 992
After tax
36 270
33 516
39 736
39 508
Living cost
43 076
43 076
43 076
43 076
Free-cash
-6 806
-9 560
-3 340
-3 568

Estimated living cost  is ₽43076 per week

₽29153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽19380
₽17094
₽32670
₽28297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
66 500
income
-
-
-
9 192
health
-
-
-
6 768
unemployment
-
-
-
986
pensions
-
-
-
17 084
total
-
-
-
34 030
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
56 404
-
income
3 196
-
10 423
-
health
1 194
-
2 905
-
unemployment
174
-
423
-
pensions
3 246
-
7 897
-
total
7 810
-
21 648
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
56 404
-
unemployment
174
-
423
-
pensions
2 782
-
6 768
-
health
1 194
-
2 905
-
total
4 150
-
10 096
-
Corporate
39 163
66 500
-
-
income
5 874
9 975
-
-
total
5 874
9 975
-
-
Dividends
33 289
56 525
-
-
withholding
4 993
8 479
-
-
total
4 993
8 479
-
-
Income
66 500
66 500
66 500
66 500
Total tax
22 827
18 454
31 744
34 030
After tax
43 673
48 046
34 756
32 470
Living cost
15 376
15 376
15 376
15 376
Free-cash
28 297
32 670
19 380
17 094

Estimated living cost  is ₽15376 per week

₽10353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽9752
-₽6354
-₽31841
-₽13287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
regional
-
-
-
1 971
national
-
-
-
284
health
-
-
-
203
city
-
-
-
700
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 330
pensions
-
-
-
6 117
total
-
-
-
10 605
Employee
72 848
-
59 518
-
regional
2 385
-
1 663
-
city
782
-
640
-
health
165
-
134
-
unemployment
-
-
-
-
national
345
-
239
-
pensions
6 120
-
5 001
-
total
9 797
-
7 677
-
Employer
72 848
-
59 518
-
unemployment
-
-
-
-
pensions
6 120
-
5 001
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 456
-
1 191
-
health
165
-
134
-
total
7 741
-
6 326
-
Corporate
-
66 500
-
-
regional
-
14 065
-
-
national
-
5 652
-
-
total
-
19 717
-
-
Dividends
-
46 784
-
-
withholding
-
16 375
-
-
total
-
16 375
-
-
Income
66 500
66 500
66 500
66 500
Total tax
17 538
36 092
14 003
10 605
After tax
48 962
30 408
52 497
55 895
Living cost
62 249
62 249
62 249
62 249
Free-cash
-13 287
-31 841
-9 752
-6 354

Estimated living cost  is ₽62249 per week

₽40480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽5490
₽15209
₽11171
₽7420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
66 500
municipal
-
-
-
11 853
national
-
-
-
4 544
health
-
-
-
652
total
-
-
-
17 049
Employee
46 923
-
55 942
-
health
350
-
489
-
unemployment
704
-
839
-
national
775
-
1 955
-
municipal
7 686
-
9 151
-
pensions
3 167
-
3 776
-
total
12 682
-
16 210
-
Employer
46 923
-
55 942
-
unemployment
305
-
364
-
pensions
8 141
-
9 706
-
accident
47
-
56
-
health
361
-
432
-
total
8 854
-
10 558
-
Corporate
10 723
66 500
-
-
income
2 144
13 300
-
-
total
2 144
13 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 434
39 900
-
-
national
-
606
-
-
municipal
1 158
7 181
-
-
total
1 158
7 787
-
-
Income
66 500
66 500
66 500
66 500
Total tax
24 838
21 087
26 768
17 049
After tax
41 662
45 413
39 732
49 451
Living cost
34 242
34 242
34 242
34 242
Free-cash
7 420
11 171
5 490
15 209

Estimated living cost  is ₽34242 per week

₽22366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽5230
₽927
₽4859
-₽15867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
national
-
-
-
20 465
social contributions
-
-
-
9 148
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 441
total
-
-
-
33 054
Employee

The minimum management director salary is set at €45,000 per year.

63 796
-
51 504
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 997
-
2 420
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 327
-
2 686
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
449
-
national
19 614
-
14 805
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 785
-
3 862
-
total
31 278
-
24 222
-
Employer

The minimum management director salary is set at €45,000 per year.

63 796
-
51 504
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

931
-
751
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 653
-
4 563
-
surtax
7 234
-
5 839
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

829
-
669
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 923
-
3 167
-
total
18 570
-
14 989
-
Corporate
-
66 500
-
-
income
-
13 300
-
-
surtax
-
266
-
-
total
-
13 566
-
-
Dividends
-
52 935
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 556
-
-
total
-
15 556
-
-
Income
66 500
66 500
66 500
66 500
Total tax
49 848
29 122
39 211
33 054
After tax
16 652
37 378
27 289
33 446
Living cost
32 519
32 519
32 519
32 519
Free-cash
-15 867
4 859
-5 230
927

Estimated living cost  is ₽32519 per week

₽20946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽638
-₽3001
₽159
-₽1196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
municipal
-
-
-
14 086
national
-
-
-
-
health
-
-
-
4 150
accident
-
-
-
133
unemployment
-
-
-
66
pensions
-
-
-
7 189
other
-
-
-
7 727
total
-
-
-
33 351
Employee
51 511
-
50 601
-
national
-
-
-
-
municipal
15 361
-
15 089
-
total
15 361
-
15 089
-
Employer
51 511
-
50 601
-
unemployment
1 360
-
1 336
-
pensions
5 568
-
5 470
-
other
5 986
-
5 880
-
accident
103
-
101
-
health
3 168
-
3 112
-
total
16 185
-
15 899
-
Corporate
-
66 500
-
-
income
-
14 630
-
-
total
-
14 630
-
-
Dividends
-
51 870
-
-
withholding
-
15 561
-
-
total
-
15 561
-
-
Income
66 500
66 500
66 500
66 500
Total tax
31 546
30 191
30 988
33 351
After tax
34 954
36 309
35 512
33 149
Living cost
36 150
36 150
36 150
36 150
Free-cash
-1 196
159
-638
-3 001

Estimated living cost  is ₽36150 per week

₽23959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽15894
₽7175
₽1677
-₽67514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
12 962
social contributions
-
-
-
7 581
total
-
-
-
20 543
Employee
55 607
-
-
-
income
12 266
-
-
-
social contributions
4 560
-
650
-
total
16 826
-
650
-
Employer
55 607
-
-
-
social contributions
78 406
-
11 174
-
total
78 406
-
11 174
-
Corporate
-
66 500
-
-
income
-
14 630
-
-
total
-
14 630
-
-
Dividends
-
51 870
-
-
income
-
11 411
-
-
total
-
11 411
-
-
Income
66 500
66 500
66 500
66 500
Total tax
95 232
26 041
11 824
20 543
After tax
-28 732
40 459
54 676
45 957
Living cost
38 782
38 782
38 782
38 782
Free-cash
-67 514
1 677
15 894
7 175

Estimated living cost  is ₽38782 per week

₽25163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽18813
₽20866
₽17404
₽16179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
4 637
social contributions
-
-
-
10 373
health
-
-
-
1 696
total
-
-
-
16 706
Employee
68 581
68 581
68 581
-
income
7 202
6 349
6 594
-
social contributions
3 333
5 692
5 011
-
health
682
1 166
1 026
-
total
11 217
13 207
12 631
-
Employer
68 581
68 581
68 581
-
social contributions
3 333
5 692
5 011
-
health
743
1 269
1 117
-
total
4 076
6 961
6 128
-
Corporate
22 280
-
-
-
income
2 786
-
-
-
total
2 786
-
-
-
Dividends
19 494
-
-
-
withholding
3 314
-
-
-
total
3 314
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
21 393
20 168
18 759
16 706
After tax
45 107
46 332
47 741
49 794
Living cost
28 928
28 928
28 928
28 928
Free-cash
16 179
17 404
18 813
20 866

Estimated living cost  is ₽28928 per week

₽19775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽10215
₽17493
₽17754
₽12880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
12 391
pensions
-
-
-
4 543
total
-
-
-
16 934
Employee
44 025
-
58 884
-
income
8 017
-
10 573
-
health
574
-
879
-
pensions
3 360
-
5 144
-
total
11 951
-
16 596
-
Employer
44 025
-
58 884
-
pensions
4 448
-
6 498
-
health
837
-
1 118
-
total
5 285
-
7 616
-
Corporate
17 190
66 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

3 267
12 634
-
-
total
3 267
12 634
-
-
Dividends
13 923
53 866
-
-
withholding
1 044
4 039
-
-
total
1 044
4 039
-
-
Income
66 500
66 500
66 500
66 500
Total tax
21 547
16 673
24 212
16 934
After tax
44 953
49 827
42 288
49 566
Living cost
32 073
32 073
32 073
32 073
Free-cash
12 880
17 754
10 215
17 493

Estimated living cost  is ₽32073 per week

₽22002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽3683
-₽239
-₽502
-₽8657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
municipal
-
-
-
445
regional
-
-
-
1 119
national
-
-
-
12 541
social contributions
-
-
-
17 104
total
-
-
-
31 209
Employee
75 155
-
66 500
-
regional
1 135
-
949
-
social contributions
25 342
-
22 424
-
national
12 701
-
10 884
-
municipal
449
-
396
-
total
39 627
-
34 653
-
Employer
75 155
-
66 500
-
total
-
-
-
-
Corporate
-
66 500
-
-
nationa
-
15 960
-
-
municipal
-
3 206
-
-
total
-
19 166
-
-
Dividends
-
47 334
-
-
withholding
-
12 306
-
-
total
-
12 306
-
-
Income
66 500
66 500
66 500
66 500
Total tax
39 627
31 472
34 653
31 209
After tax
26 873
35 028
31 847
35 291
Living cost
35 530
35 530
35 530
35 530
Free-cash
-8 657
-502
-3 683
-239

Estimated living cost  is ₽35530 per week

₽24958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14971
₽27152
-₽13218
₽2532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
14 853
health
-
-
-
1 844
accident
-
-
-
214
pensions
-
-
-
3 519
other
-
-
-
313
total
-
-
-
20 743
Employee
29 267
-
55 241
-
income
4 015
-
9 121
-
health
3 351
-
6 325
-
pensions
3 296
-
6 220
-
total
10 662
-
21 666
-
Employer
29 267
-
55 241
-
unemployment
717
-
1 354
-
pensions
4 759
-
8 982
-
accident
489
-
922
-
total
5 965
-
11 258
-
Corporate
31 269
66 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

28 142
59 850
-
-
total
28 142
59 850
-
-
Dividends
3 127
6 650
-
-
withholding
594
1 263
-
-
total
594
1 263
-
-
Income
66 500
66 500
66 500
66 500
Total tax
45 363
61 113
32 924
20 743
After tax
21 137
5 387
33 576
45 757
Living cost
18 605
18 605
18 605
18 605
Free-cash
2 532
-13 218
14 971
27 152

Estimated living cost  is ₽18605 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽15026
₽11433
-₽60
₽11607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 378
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
3 593
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
570
total
-
-
-
20 634
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 376
-
66 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 649
-
10 378
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
570
-
total
9 943
-
17 041
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 124
66 500
-
-
chamber of commerce
168
234
-
-
income
3 319
9 976
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
548
-
-
trade
3 175
9 542
-
-
total
6 845
20 300
-
-
Dividends
15 279
46 200
-
-
withholding
3 481
11 211
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

191
616
-
-
total
3 672
11 827
-
-
Income
66 500
66 500
66 500
66 500
Total tax
20 460
32 127
17 041
20 634
After tax
46 040
34 373
49 459
45 866
Living cost
34 433
34 433
34 433
34 433
Free-cash
11 607
-60
15 026
11 433

Estimated living cost  is ₽34433 per week

₽23753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽19187
₽35161
₽34645
₽27329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
66 500
microenterprise
-
-
-
9 976
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 808
surtax
-
-
-
-
total
-
-
-
12 784
Employee
26 061
-
53 590
-
income
4 639
-
9 953
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 867
-
5 895
-
surtax
-
-
-
-
total
7 506
-
15 848
-
Employer
26 061
-
53 590
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 277
-
12 910
-
surtax
-
-
-
-
total
6 277
-
12 910
-
Corporate
34 161
66 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 833
13 300
-
-
total
6 833
13 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

27 329
53 200
-
-
total
-
-
-
-
Income
66 500
66 500
66 500
66 500
Total tax
20 616
13 300
28 758
12 784
After tax
45 884
53 200
37 742
53 716
Living cost
18 555
18 555
18 555
18 555
Free-cash
27 329
34 645
19 187
35 161

Estimated living cost  is ₽18555 per week

₽11837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽23816
₽24648
₽29792
₽27870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
15 422
health
-
-
-
6 189
pensions
-
-
-
8 537
total
-
-
-
30 148
Employee
17 826
-
56 896
-
income
3 448
-
14 973
-
health
891
-
2 134
-
unemployment
178
-
427
-
pensions
1 604
-
3 842
-
total
6 121
-
21 376
-
Employer
17 826
-
56 896
-
unemployment
357
-
854
-
pensions
1 961
-
4 695
-
health
1 694
-
4 055
-
total
4 012
-
9 604
-
Corporate
44 663
66 500
-
-
income
9 826
14 630
-
-
total
9 826
14 630
-
-
Dividends
34 837
51 870
-
-
withholding
6 967
10 374
-
-
total
6 967
10 374
-
-
Income
66 500
66 500
66 500
66 500
Total tax
26 926
25 004
30 980
30 148
After tax
39 574
41 496
35 520
36 352
Living cost
11 704
11 704
11 704
11 704
Free-cash
27 870
29 792
23 816
24 648

Estimated living cost  is ₽11704 per week

₽6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽14800
₽16271
₽21795
₽18959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
10 954
health
-
-
-
4 720
unemployment
-
-
-
203
surtax
-
-
-
1 019
pensions
-
-
-
13 300
other
-
-
-
-
total
-
-
-
30 196
Employee
30 035
-
54 935
-
other
-
-
-
-
income
5 035
-
10 307
-
health
767
-
1 401
-
unemployment
2 090
-
3 823
-
surtax
107
-
907
-
pensions
2 004
-
3 664
-
total
10 003
-
20 102
-
Employer
30 035
-
54 935
-
unemployment
953
-
1 742
-
pensions
4 004
-
7 323
-
other
-
-
-
-
health
1 366
-
2 500
-
total
6 323
-
11 565
-
Corporate
30 142
66 500
-
-
income
7 836
17 291
-
-
total
7 836
17 291
-
-
Dividends
22 305
49 209
-
-
withholding
3 346
7 381
-
-
total
3 346
7 381
-
-
Income
66 500
66 500
66 500
66 500
Total tax
27 508
24 672
31 667
30 196
After tax
38 992
41 828
34 833
36 304
Living cost
20 033
20 033
20 033
20 033
Free-cash
18 959
21 795
14 800
16 271

Estimated living cost  is ₽20033 per week

₽12095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5733
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5329
₽7347
₽9303
₽8857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 500
income
-
-
-
7 572
chamber of commerce
-
-
-
266
health
-
-