Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 65000
per

Your estimated
City
free-cash

Andorra , Andorra
₽22367
₽27469
₽24190
₽30587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
social contributions
-
-
-
14 300
income
-
-
-
421
total
-
-
-
14 721
Employee
29 853
-
56 276
-
social contributions
1 940
-
3 658
-
income
-
-
516
-
total
1 940
-
4 174
-
Employer
29 853
-
56 276
-
social contributions
4 627
-
8 724
-
total
4 627
-
8 724
-
Corporate
30 520
65 000
-
-
income
3 052
6 501
-
-
total
3 052
6 501
-
-
Dividends
27 468
58 499
-
-
total
-
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
9 619
6 501
12 898
14 721
After tax
55 381
58 499
52 102
50 279
Living cost
27 912
27 912
27 912
27 912
Free-cash
27 469
30 587
24 190
22 367

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽5631
₽6919
-₽6479
₽7379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
4 973
chamber of commerce
-
-
-
261
pensions
-
-
-
12 025
income
-
-
-
6 790
total
-
-
-
29 744
Employee
40 590
37 005
50 475
-
unemployment
1 218
1 110
1 514
-
other
405
370
504
-
income
3 616
2 730
6 449
-
pensions
4 157
3 789
5 168
-
health
1 570
1 433
1 954
-
total
10 966
9 432
15 589
-
Employer
40 590
37 005
50 475
-
pensions
5 094
4 645
6 335
-
surtax
-
-
-
-
payroll
1 218
1 110
1 514
-
other
1 928
1 757
2 397
-
health
1 535
1 399
1 908
-
accident
527
481
656
-
unemployment
1 218
1 110
1 514
-
chamber of commerce
162
148
203
-
total
11 682
10 650
14 527
-
Corporate
12 728
17 345
46 950
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 182
4 337
11 738
-
total
3 182
4 337
11 738
-
Dividends
9 546
13 008
-
-
withholding
2 626
3 577
-
-
total
2 626
3 577
-
-
Income
65 000
65 000
65 000
65 000
Total tax
28 456
27 996
41 854
29 744
After tax
36 544
37 004
23 146
35 256
Living cost
29 625
29 625
29 625
29 625
Free-cash
6 919
7 379
-6 479
5 631

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽2354
₽2751
-₽9612
₽4185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
4 973
chamber of commerce
-
-
-
261
pensions
-
-
-
12 025
income
-
-
-
6 790
total
-
-
-
29 927
Employee
46 406
37 005
50 330
-
unemployment
1 392
1 110
1 510
-
other
463
370
504
-
income
5 283
2 730
6 407
-
pensions
4 752
3 789
5 154
-
health
1 796
1 433
1 947
-
total
13 686
9 432
15 522
-
Employer
46 406
37 005
50 330
-
pensions
5 824
4 645
6 317
-
surtax
183
183
183
-
payroll
1 392
1 110
1 510
-
other
2 204
1 757
2 391
-
health
1 753
1 399
1 903
-
accident
603
481
654
-
unemployment
1 392
1 110
1 510
-
chamber of commerce
185
148
201
-
total
13 536
10 833
14 669
-
Corporate
5 058
17 162
46 806
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 265
4 291
11 702
-
total
1 265
4 291
11 702
-
Dividends
3 792
12 871
-
-
withholding
1 043
3 540
-
-
total
1 043
3 540
-
-
Income
65 000
65 000
65 000
65 000
Total tax
29 530
28 096
41 893
29 927
After tax
35 470
36 904
23 107
35 073
Living cost
32 719
32 719
32 719
32 719
Free-cash
2 751
4 185
-9 612
2 354

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽675
-₽20756
-₽6851
₽2699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
19 800
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 382
social contributions
-
-
-
8 636
total
-
-
-
31 818
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
50 344
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
439
-
national
20 420
-
14 130
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
2 626
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
3 776
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
2 367
-
total
32 565
-
23 338
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
50 344
-
surtax
7 531
-
5 709
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
4 460
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
3 096
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
656
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
735
-
total
19 334
-
14 656
-
Corporate
-
65 000
-
-
income
-
12 999
-
-
surtax
-
261
-
-
total
-
13 260
-
-
Dividends
-
51 740
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 184
-
-
total
-
15 184
-
-
Income
65 000
65 000
65 000
65 000
Total tax
51 899
28 444
37 994
31 818
After tax
13 101
36 556
27 006
33 182
Living cost
33 857
33 857
33 857
33 857
Free-cash
-20 756
2 699
-6 851
-675

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽30612
₽33941
₽32098
₽39599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
9 750
total
-
-
-
18 412
Employee
21 155
-
58 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
5 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
10 561
-
Employer
21 155
-
58 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
39 695
65 000
-
-
income
3 969
6 500
-
-
total
3 969
6 500
-
-
Dividends
35 725
58 500
-
-
withholding
1 786
2 925
-
-
total
1 786
2 925
-
-
Income
65 000
65 000
65 000
65 000
Total tax
15 083
9 425
16 926
18 412
After tax
49 917
55 575
48 074
46 588
Living cost
15 976
15 976
15 976
15 976
Free-cash
33 941
39 599
32 098
30 612

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽34412
₽39084
₽35898
₽43399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
9 750
total
-
-
-
18 412
Employee
16 123
-
58 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
5 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
10 561
-
Employer
16 123
-
58 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
45 713
65 000
-
-
income
4 571
6 500
-
-
total
4 571
6 500
-
-
Dividends
41 142
58 500
-
-
withholding
2 057
2 925
-
-
total
2 057
2 925
-
-
Income
65 000
65 000
65 000
65 000
Total tax
13 740
9 425
16 926
18 412
After tax
51 260
55 575
48 074
46 588
Living cost
12 176
12 176
12 176
12 176
Free-cash
39 084
43 399
35 898
34 412

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽27743
₽21186
₽24629
₽22503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
1 658
social contributions
-
-
-
10 139
income
-
-
-
3 961
total
-
-
-
15 758
Employee
71 403
71 403
71 403
-
income
7 775
6 610
6 982
-
social contributions
2 700
5 926
4 897
-
health
553
1 214
1 003
-
total
11 028
13 750
12 882
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
4 897
-
health
601
1 322
1 093
-
total
3 301
7 248
5 990
-
Corporate
29 173
-
-
-
income
3 646
-
-
-
total
3 646
-
-
-
Dividends
25 527
-
-
-
withholding
4 340
-
-
-
total
4 340
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
22 315
20 998
18 872
15 758
After tax
42 685
44 002
46 128
49 242
Living cost
21 499
21 499
21 499
21 499
Free-cash
21 186
22 503
24 629
27 743

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽19124
₽13769
₽16010
₽13884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
1 658
social contributions
-
-
-
10 139
income
-
-
-
3 961
total
-
-
-
15 758
Employee
71 403
71 403
71 403
-
income
7 498
6 610
6 982
-
social contributions
3 470
5 926
4 897
-
health
710
1 214
1 003
-
total
11 678
13 750
12 882
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
4 897
-
health
774
1 322
1 093
-
total
4 244
7 248
5 990
-
Corporate
18 961
-
-
-
income
2 370
-
-
-
total
2 370
-
-
-
Dividends
16 591
-
-
-
withholding
2 821
-
-
-
total
2 821
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
21 113
20 998
18 872
15 758
After tax
43 887
44 002
46 128
49 242
Living cost
30 118
30 118
30 118
30 118
Free-cash
13 769
13 884
16 010
19 124

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽10181
₽15614
₽11508
₽23276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
8 775
social contributions
-
-
-
18 980
income
-
-
-
5 587
solidarity contribution
-
-
-
-
total
-
-
-
33 342
Employee
31 583
-
48 507
-
income
3 790
-
5 821
-
social contributions
2 053
-
3 153
-
health
4 264
-
6 548
-
solidarity contribution
-
-
-
-
total
10 107
-
15 522
-
Employer
31 583
-
48 507
-
social contributions
7 896
-
12 127
-
health
2 842
-
4 366
-
total
10 738
-
16 493
-
Corporate
22 679
65 000
-
-
income
4 309
12 350
-
-
total
4 309
12 350
-
-
Dividends
18 370
52 650
-
-
withholding
2 755
7 897
-
-
total
2 755
7 897
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 909
20 247
32 015
33 342
After tax
37 091
44 753
32 985
31 658
Living cost
21 477
21 477
21 477
21 477
Free-cash
15 614
23 276
11 508
10 181

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5193
₽8846
₽6520
₽18288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
8 775
social contributions
-
-
-
18 980
income
-
-
-
5 587
solidarity contribution
-
-
-
-
total
-
-
-
33 342
Employee
38 919
-
48 507
-
income
4 670
-
5 821
-
social contributions
2 530
-
3 153
-
health
5 254
-
6 548
-
solidarity contribution
-
-
-
-
total
12 454
-
15 522
-
Employer
38 919
-
48 507
-
social contributions
9 730
-
12 127
-
health
3 503
-
4 366
-
total
13 233
-
16 493
-
Corporate
12 849
65 000
-
-
income
2 441
12 350
-
-
total
2 441
12 350
-
-
Dividends
10 408
52 650
-
-
withholding
1 561
7 897
-
-
total
1 561
7 897
-
-
Income
65 000
65 000
65 000
65 000
Total tax
29 689
20 247
32 015
33 342
After tax
35 311
44 753
32 985
31 658
Living cost
26 465
26 465
26 465
26 465
Free-cash
8 846
18 288
6 520
5 193

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽3391
-₽137866
-₽137866
-₽137866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
6 465
pensions
-
-
-
807
municipal
-
-
-
11 142
labour market
-
-
-
5 135
total
-
-
-
23 549
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
158 024
158 024
158 024
23 549
After tax
-93 024
-93 024
-93 024
41 451
Living cost
44 842
44 842
44 842
44 842
Free-cash
-137 866
-137 866
-137 866
-3 391

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽12509
₽23803
₽15038
₽29573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
8 449
pensions
-
-
-
12 999
income
-
-
-
8 615
total
-
-
-
30 063
Employee
26 342
-
48 579
-
unemployment
421
-
777
-
income
2 966
-
9 366
-
pensions
527
-
971
-
total
3 914
-
11 114
-
Employer
26 342
-
48 579
-
pensions
5 269
-
9 716
-
health
3 424
-
6 315
-
unemployment
211
-
389
-
total
8 904
-
16 420
-
Corporate
29 754
65 000
-
-
income
5 951
12 999
-
-
total
5 951
12 999
-
-
Dividends
23 803
52 001
-
-
total
-
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
18 769
12 999
27 534
30 063
After tax
46 231
52 001
37 466
34 937
Living cost
22 428
22 428
22 428
22 428
Free-cash
23 803
29 573
15 038
12 509

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽13135
₽4795
₽3635
₽8852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
65 000
national
-
-
-
4 012
health
-
-
-
613
municipal
-
-
-
11 590
total
-
-
-
16 215
Employee
48 854
-
54 681
-
unemployment
733
-
819
-
municipal
8 002
-
8 948
-
national
807
-
1 482
-
pensions
3 297
-
3 692
-
health
365
-
455
-
total
13 204
-
15 396
-
Employer
48 854
-
54 681
-
pensions
8 476
-
9 487
-
health
375
-
421
-
accident
49
-
55
-
unemployment
317
-
356
-
total
9 217
-
10 319
-
Corporate
6 928
65 000
-
-
income
1 385
12 999
-
-
total
1 385
12 999
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 157
39 001
-
-
municipal
749
7 020
-
-
national
-
479
-
-
total
749
7 499
-
-
Income
65 000
65 000
65 000
65 000
Total tax
24 555
20 498
25 715
16 215
After tax
40 445
44 502
39 285
48 785
Living cost
35 650
35 650
35 650
35 650
Free-cash
4 795
8 852
3 635
13 135

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽10065
₽9298
₽10369
₽4139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
health
-
-
-
564
pensions
-
-
-
18 390
social contributions
-
-
-
1 852
income
-
-
-
3 493
other
-
-
-
2 014
total
-
-
-
26 313
Employee
35 475
-
49 532
-
income
1 829
-
3 528
-
surtax
-
-
-
-
social contributions
1 011
-
1 411
-
pensions
4 012
-
5 602
-
total
6 852
-
10 541
-
Employer
35 475
-
49 532
-
pensions
5 829
-
8 138
-
social contributions
106
-
148
-
other
1 225
-
1 709
-
health
2 483
-
3 468
-
unemployment
1 436
-
2 005
-
total
11 079
-
15 468
-
Corporate
18 447
65 000
-
-
income
5 165
18 199
-
-
surtax
-
-
-
-
total
5 165
18 199
-
-
Dividends
13 282
46 801
-
-
withholding
1 700
5 991
-
-
social contributions
2 284
8 049
-
-
surtax
-
-
-
-
total
3 984
14 040
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 080
32 239
26 009
26 313
After tax
37 920
32 761
38 991
38 687
Living cost
28 622
28 622
28 622
28 622
Free-cash
9 298
4 139
10 369
10 065

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6918
₽6476
₽7222
₽992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
health
-
-
-
564
pensions
-
-
-
18 390
social contributions
-
-
-
1 852
income
-
-
-
3 493
other
-
-
-
2 014
total
-
-
-
26 313
Employee
39 741
-
49 532
-
income
2 345
-
3 528
-
surtax
-
-
-
-
social contributions
1 133
-
1 411
-
pensions
4 493
-
5 602
-
total
7 971
-
10 541
-
Employer
39 741
-
49 532
-
pensions
6 529
-
8 138
-
social contributions
120
-
148
-
other
1 371
-
1 709
-
health
2 782
-
3 468
-
unemployment
1 609
-
2 005
-
total
12 411
-
15 468
-
Corporate
12 848
65 000
-
-
income
3 598
18 199
-
-
surtax
-
-
-
-
total
3 598
18 199
-
-
Dividends
9 250
46 801
-
-
withholding
1 184
5 991
-
-
social contributions
1 591
8 049
-
-
surtax
-
-
-
-
total
2 775
14 040
-
-
Income
65 000
65 000
65 000
65 000
Total tax
26 755
32 239
26 009
26 313
After tax
38 245
32 761
38 991
38 687
Living cost
31 769
31 769
31 769
31 769
Free-cash
6 476
992
7 222
6 918

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽6162
-₽11321
-₽5858
-₽12088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
health
-
-
-
564
pensions
-
-
-
18 390
social contributions
-
-
-
1 852
income
-
-
-
3 493
other
-
-
-
2 014
total
-
-
-
26 313
Employee
58 158
-
49 532
-
income
5 074
-
3 528
-
surtax
-
-
-
-
social contributions
1 656
-
1 411
-
pensions
6 578
-
5 602
-
total
13 308
-
10 541
-
Employer
58 158
-
49 532
-
pensions
9 556
-
8 138
-
social contributions
174
-
148
-
other
2 007
-
1 709
-
health
4 071
-
3 468
-
unemployment
2 356
-
2 005
-
total
18 164
-
15 468
-
Corporate
-
65 000
-
-
income
-
18 199
-
-
surtax
-
-
-
-
total
-
18 199
-
-
Dividends
-
46 801
-
-
withholding
-
5 991
-
-
social contributions
-
8 049
-
-
surtax
-
-
-
-
total
-
14 040
-
-
Income
65 000
65 000
65 000
65 000
Total tax
31 472
32 239
26 009
26 313
After tax
33 528
32 761
38 991
38 687
Living cost
44 849
44 849
44 849
44 849
Free-cash
-11 321
-12 088
-5 858
-6 162

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽58401
₽54686
₽46051
₽55801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
650
total
-
-
-
650
Employee
7 436
-
65 000
-
income
1 487
-
13 000
-
total
1 487
-
13 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

57 564
65 000
-
-
total
-
-
-
-
Dividends
57 564
65 000
-
-
withholding
2 878
3 250
-
-
total
2 878
3 250
-
-
Income
65 000
65 000
65 000
65 000
Total tax
4 365
3 250
13 000
650
After tax
60 635
61 750
52 000
64 350
Living cost
5 949
5 949
5 949
5 949
Free-cash
54 686
55 801
46 051
58 401

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽55080
₽50741
₽42730
₽52480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
650
total
-
-
-
650
Employee
11 588
-
65 000
-
income
2 318
-
13 000
-
total
2 318
-
13 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

53 412
65 000
-
-
total
-
-
-
-
Dividends
53 412
65 000
-
-
withholding
2 671
3 250
-
-
total
2 671
3 250
-
-
Income
65 000
65 000
65 000
65 000
Total tax
4 989
3 250
13 000
650
After tax
60 011
61 750
52 000
64 350
Living cost
9 270
9 270
9 270
9 270
Free-cash
50 741
52 480
42 730
55 080

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽9736
₽9911
₽12869
-₽2236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
518
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 419
trade
-
-
-
3 133
total
-
-
-
19 414
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
9 419
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
518
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
16 281
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 798
65 000
-
-
trade
2 698
9 327
-
-
income
2 819
9 750
-
-
chamber of commerce
169
236
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

155
536
-
-
total
5 841
19 849
-
-
Dividends
12 956
45 151
-
-
withholding
2 886
10 936
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

159
601
-
-
total
3 045
11 537
-
-
Income
65 000
65 000
65 000
65 000
Total tax
19 239
31 386
16 281
19 414
After tax
45 761
33 614
48 719
45 586
Living cost
35 850
35 850
35 850
35 850
Free-cash
9 911
-2 236
12 869
9 736

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽17155
₽15090
₽20593
₽4819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
518
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 419
trade
-
-
-
3 438
total
-
-
-
19 719
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
9 419
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
518
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
16 281
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 484
65 000
-
-
trade
4 643
10 238
-
-
income
4 423
9 750
-
-
chamber of commerce
183
234
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
536
-
-
total
9 492
20 758
-
-
Dividends
19 991
44 242
-
-
withholding
4 645
10 708
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

256
589
-
-
total
4 901
11 297
-
-
Income
65 000
65 000
65 000
65 000
Total tax
21 784
32 055
16 281
19 719
After tax
43 216
32 945
48 719
45 281
Living cost
28 126
28 126
28 126
28 126
Free-cash
15 090
4 819
20 593
17 155

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽8650
₽9181
₽12241
-₽3867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
518
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 419
trade
-
-
-
3 591
total
-
-
-
19 872
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
9 419
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
518
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
16 281
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 910
65 000
-
-
trade
2 946
10 693
-
-
income
2 687
9 750
-
-
chamber of commerce
166
233
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

148
536
-
-
total
5 947
21 212
-
-
Dividends
11 963
43 789
-
-
withholding
2 638
10 594
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

144
583
-
-
total
2 782
11 177
-
-
Income
65 000
65 000
65 000
65 000
Total tax
19 341
32 389
16 281
19 872
After tax
45 659
32 611
48 719
45 128
Living cost
36 478
36 478
36 478
36 478
Free-cash
9 181
-3 867
12 241
8 650

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽2438
₽4797
₽6181
-₽10261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
518
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 419
trade
-
-
-
3 743
total
-
-
-
20 024
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
9 419
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
518
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
16 281
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 195
65 000
-
-
trade
1 577
11 147
-
-
income
1 380
9 750
-
-
chamber of commerce
153
233
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

76
536
-
-
total
3 186
21 666
-
-
Dividends
6 009
43 335
-
-
withholding
1 149
10 481
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

63
576
-
-
total
1 212
11 057
-
-
Income
65 000
65 000
65 000
65 000
Total tax
17 665
32 723
16 281
20 024
After tax
47 335
32 277
48 719
44 976
Living cost
42 538
42 538
42 538
42 538
Free-cash
4 797
-10 261
6 181
2 438

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽14902
₽17077
₽13475
₽20028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
907
unemployment
-
-
-
211
health
-
-
-
4 615
pensions
-
-
-
12 999
income
-
-
-
10 509
other
-
-
-
-
total
-
-
-
29 241
Employee
31 271
-
53 698
-
unemployment
2 176
-
3 737
-
other
-
-
-
-
income
5 242
-
9 880
-
surtax
111
-
798
-
pensions
2 086
-
3 582
-
health
798
-
1 369
-
total
10 413
-
19 366
-
Employer
31 271
-
53 698
-
pensions
4 169
-
7 158
-
other
-
-
-
-
health
1 422
-
2 442
-
unemployment
992
-
1 702
-
total
6 583
-
11 302
-
Corporate
27 146
65 000
-
-
income
7 057
16 901
-
-
total
7 057
16 901
-
-
Dividends
20 088
48 099
-
-
withholding
3 013
7 214
-
-
total
3 013
7 214
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 066
24 115
30 668
29 241
After tax
37 934
40 885
34 332
35 759
Living cost
20 857
20 857
20 857
20 857
Free-cash
17 077
20 028
13 475
14 902

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽15269
₽17507
₽13842
₽20395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
907
unemployment
-
-
-
211
health
-
-
-
4 615
pensions
-
-
-
12 999
income
-
-
-
10 509
other
-
-
-
-
total
-
-
-
29 241
Employee
30 707
-
53 698
-
unemployment
2 137
-
3 737
-
other
-
-
-
-
income
5 147
-
9 880
-
surtax
100
-
798
-
pensions
2 048
-
3 582
-
health
784
-
1 369
-
total
10 216
-
19 366
-
Employer
30 707
-
53 698
-
pensions
4 093
-
7 158
-
other
-
-
-
-
health
1 397
-
2 442
-
unemployment
973
-
1 702
-
total
6 463
-
11 302
-
Corporate
27 829
65 000
-
-
income
7 235
16 901
-
-
total
7 235
16 901
-
-
Dividends
20 594
48 099
-
-
withholding
3 089
7 214
-
-
total
3 089
7 214
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 003
24 115
30 668
29 241
After tax
37 997
40 885
34 332
35 759
Living cost
20 490
20 490
20 490
20 490
Free-cash
17 507
20 395
13 842
15 269

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽26459
₽18572
₽19111
₽18185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
unemployment
-
-
-
975
health
-
-
-
4 550
pensions
-
-
-
6 500
income
-
-
-
7 946
total
-
-
-
19 971
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
54 393
-
unemployment
402
160
816
-
income
3 277
1 304
6 650
-
pensions
2 681
1 067
5 439
-
health
1 876
747
3 808
-
total
8 236
3 278
16 713
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
54 393
-
pensions
5 227
2 080
10 607
-
total
5 227
2 080
10 607
-
Corporate
32 967
52 252
-
-
income
2 967
4 703
-
-
total
2 967
4 703
-
-
Dividends
30 000
47 549
-
-
withholding
5 700
9 034
-
-
social contributions
5 728
9 150
-
-
total
11 428
18 184
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 858
28 245
27 320
19 971
After tax
37 142
36 755
37 680
45 029
Living cost
18 570
18 570
18 570
18 570
Free-cash
18 572
18 185
19 111
26 459

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽4856
-₽10819
-₽4344
-₽4281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
10 038
pensions
-
-
-
7 800
social contributions
-
-
-
699
municipal
-
-
-
6 478
total
-
-
-
25 015
Employee
69 511
-
56 192
-
municipal
8 586
-
6 729
-
national
13 304
-
10 427
-
pensions
2 780
-
2 248
-
total
24 670
-
19 404
-
Employer
69 511
-
56 192
-
pensions
5 561
-
4 495
-
social contributions
747
-
604
-
total
6 308
-
5 099
-
Corporate
-
65 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 000
-
-
total
-
13 000
-
-
Dividends
-
52 000
-
-
withholding
-
11 440
-
-
total
-
11 440
-
-
Income
65 000
65 000
65 000
65 000
Total tax
30 978
24 440
24 503
25 015
After tax
34 022
40 560
40 497
39 985
Living cost
44 841
44 841
44 841
44 841
Free-cash
-10 819
-4 281
-4 344
-4 856

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽3740
-₽7635
-₽3740
-₽7395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
social contributions
-
-
-
5 193
income
-
-
-
10 652
total
-
-
-
15 845
Employee
72 635
-
65 000
-
social contributions
6 034
-
5 193
-
income
13 706
-
10 652
-
total
19 740
-
15 845
-
Employer
72 635
-
65 000
-
total
-
-
-
-
Corporate
-
65 000
-
-
income
-
8 125
-
-
total
-
8 125
-
-
Dividends
-
56 875
-
-
withholding
-
11 375
-
-
total
-
11 375
-
-
Income
65 000
65 000
65 000
65 000
Total tax
19 740
19 500
15 845
15 845
After tax
45 260
45 500
49 155
49 155
Living cost
52 895
52 895
52 895
52 895
Free-cash
-7 635
-7 395
-3 740
-3 740

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽3934
-₽17526
-₽7607
-₽4503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
11 979
regional
-
-
-
670
social contributions
-
-
-
16 717
municipal
-
-
-
386
total
-
-
-
29 752
Employee
82 526
-
65 000
-
municipal
437
-
345
-
national
14 300
-
10 575
-
social contributions
27 828
-
21 917
-
regional
779
-
588
-
total
43 344
-
33 425
-
Employer
82 526
-
65 000
-
total
-
-
-
-
Corporate
-
65 000
-
-
nationa
-
15 600
-
-
municipal
-
2 536
-
-
total
-
18 136
-
-
Dividends
-
46 864
-
-
withholding
-
12 185
-
-
total
-
12 185
-
-
Income
65 000
65 000
65 000
65 000
Total tax
43 344
30 321
33 425
29 752
After tax
21 656
34 679
31 575
35 248
Living cost
39 182
39 182
39 182
39 182
Free-cash
-17 526
-4 503
-7 607
-3 934

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽9923
₽7091
₽6274
₽9152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
11 979
regional
-
-
-
981
social contributions
-
-
-
16 717
municipal
-
-
-
386
total
-
-
-
30 063
Employee
51 509
-
65 000
-
municipal
273
-
345
-
national
8 160
-
10 575
-
social contributions
17 369
-
21 917
-
regional
693
-
875
-
total
26 495
-
33 712
-
Employer
51 509
-
65 000
-
total
-
-
-
-
Corporate
13 491
65 000
-
-
nationa
3 237
15 600
-
-
municipal