Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 64000
per

Your estimated
City
free-cash

Andorra , Andorra
₽22422
₽27524
₽24216
₽30549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
social contributions
-
-
-
14 079
income
-
-
-
447
total
-
-
-
14 526
Employee
28 933
-
55 411
-
social contributions
1 880
-
3 602
-
income
-
-
541
-
total
1 880
-
4 143
-
Employer
28 933
-
55 411
-
social contributions
4 485
-
8 589
-
total
4 485
-
8 589
-
Corporate
30 582
64 000
-
-
income
3 059
6 399
-
-
total
3 059
6 399
-
-
Dividends
27 524
57 601
-
-
total
-
-
-
-
Income
64 000
64 000
64 000
64 000
Total tax
9 424
6 399
12 732
14 526
After tax
54 576
57 601
51 268
49 474
Living cost
27 052
27 052
27 052
27 052
Free-cash
27 524
30 549
24 216
22 422

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽5936
₽7253
-₽6059
₽7698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
4 896
chamber of commerce
-
-
-
256
pensions
-
-
-
11 840
income
-
-
-
6 840
total
-
-
-
29 352
Employee
39 340
35 865
49 699
-
unemployment
1 180
1 076
1 491
-
other
393
359
497
-
income
3 504
2 645
6 474
-
pensions
4 029
3 672
5 089
-
health
1 522
1 388
1 923
-
total
10 628
9 140
15 474
-
Employer
39 340
35 865
49 699
-
pensions
4 937
4 502
6 237
-
surtax
-
-
-
-
payroll
1 180
1 076
1 491
-
other
1 868
1 703
2 360
-
health
1 488
1 356
1 879
-
accident
511
466
646
-
unemployment
1 180
1 076
1 491
-
chamber of commerce
157
143
198
-
total
11 321
10 322
14 302
-
Corporate
13 339
17 813
46 283
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 335
4 454
11 571
-
total
3 335
4 454
11 571
-
Dividends
10 004
13 359
-
-
withholding
2 751
3 674
-
-
total
2 751
3 674
-
-
Income
64 000
64 000
64 000
64 000
Total tax
28 035
27 590
41 347
29 352
After tax
35 965
36 410
22 653
34 648
Living cost
28 712
28 712
28 712
28 712
Free-cash
7 253
7 698
-6 059
5 936

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽2759
₽3212
-₽9099
₽4601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
4 896
chamber of commerce
-
-
-
256
pensions
-
-
-
11 840
income
-
-
-
6 840
total
-
-
-
29 530
Employee
44 976
35 865
49 557
-
unemployment
1 349
1 076
1 488
-
other
449
359
495
-
income
5 120
2 645
6 433
-
pensions
4 606
3 672
5 074
-
health
1 740
1 388
1 918
-
total
13 264
9 140
15 408
-
Employer
44 976
35 865
49 557
-
pensions
5 644
4 502
6 220
-
surtax
178
178
178
-
payroll
1 349
1 076
1 488
-
other
2 137
1 703
2 355
-
health
1 699
1 356
1 874
-
accident
584
466
644
-
unemployment
1 349
1 076
1 488
-
chamber of commerce
179
143
198
-
total
13 119
10 500
14 445
-
Corporate
5 904
17 636
46 141
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 476
4 410
11 535
-
total
1 476
4 410
11 535
-
Dividends
4 429
13 226
-
-
withholding
1 218
3 638
-
-
total
1 218
3 638
-
-
Income
64 000
64 000
64 000
64 000
Total tax
29 077
27 688
41 388
29 530
After tax
34 923
36 312
22 612
34 470
Living cost
31 711
31 711
31 711
31 711
Free-cash
3 212
4 601
-9 099
2 759

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽266
-₽19114
-₽6308
₽3174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
national
-
-
-
19 547
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 325
social contributions
-
-
-
8 580
total
-
-
-
31 452
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
49 569
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
432
-
national
19 791
-
13 998
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
2 586
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
3 718
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
2 329
-
total
31 562
-
23 063
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
49 569
-
surtax
7 299
-
5 622
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
4 393
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 048
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
644
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
724
-
total
18 738
-
14 431
-
Corporate
-
64 000
-
-
income
-
12 800
-
-
surtax
-
256
-
-
total
-
13 056
-
-
Dividends
-
50 944
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 956
-
-
total
-
14 956
-
-
Income
64 000
64 000
64 000
64 000
Total tax
50 300
28 012
37 494
31 452
After tax
13 700
35 988
26 506
32 548
Living cost
32 814
32 814
32 814
32 814
Free-cash
-19 114
3 174
-6 308
-266

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽30534
₽33763
₽32026
₽39245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
9 600
total
-
-
-
17 991
Employee
20 491
-
57 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
5 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
10 333
-
Employer
20 491
-
57 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
39 489
64 000
-
-
income
3 949
6 400
-
-
total
3 949
6 400
-
-
Dividends
35 540
57 600
-
-
withholding
1 777
2 880
-
-
total
1 777
2 880
-
-
Income
64 000
64 000
64 000
64 000
Total tax
14 762
9 280
16 499
17 991
After tax
49 238
54 720
47 501
46 009
Living cost
15 475
15 475
15 475
15 475
Free-cash
33 763
39 245
32 026
30 534

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽34214
₽38747
₽35706
₽42925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
9 600
total
-
-
-
17 991
Employee
15 618
-
57 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
5 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
10 333
-
Employer
15 618
-
57 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
45 318
64 000
-
-
income
4 532
6 400
-
-
total
4 532
6 400
-
-
Dividends
40 786
57 600
-
-
withholding
2 039
2 880
-
-
total
2 039
2 880
-
-
Income
64 000
64 000
64 000
64 000
Total tax
13 458
9 280
16 499
17 991
After tax
50 542
54 720
47 501
46 009
Living cost
11 795
11 795
11 795
11 795
Free-cash
38 747
42 925
35 706
34 214

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽27502
₽21263
₽24717
₽22813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
health
-
-
-
1 633
social contributions
-
-
-
9 984
income
-
-
-
4 044
total
-
-
-
15 661
Employee
69 203
69 203
69 203
-
income
7 535
6 406
6 739
-
social contributions
2 616
5 743
4 823
-
health
536
1 177
987
-
total
10 687
13 326
12 549
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
4 823
-
health
582
1 281
1 074
-
total
3 198
7 024
5 897
-
Corporate
29 277
-
-
-
income
3 660
-
-
-
total
3 660
-
-
-
Dividends
25 617
-
-
-
withholding
4 355
-
-
-
total
4 355
-
-
-
Income
64 000
64 000
64 000
64 000
Total tax
21 900
20 350
18 446
15 661
After tax
42 100
43 650
45 554
48 339
Living cost
20 837
20 837
20 837
20 837
Free-cash
21 263
22 813
24 717
27 502

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽19149
₽14074
₽16364
₽14460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
health
-
-
-
1 633
social contributions
-
-
-
9 984
income
-
-
-
4 044
total
-
-
-
15 661
Employee
69 203
69 203
69 203
-
income
7 267
6 406
6 739
-
social contributions
3 363
5 743
4 823
-
health
688
1 177
987
-
total
11 318
13 326
12 549
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
4 823
-
health
750
1 281
1 074
-
total
4 113
7 024
5 897
-
Corporate
19 379
-
-
-
income
2 422
-
-
-
total
2 422
-
-
-
Dividends
16 958
-
-
-
withholding
2 883
-
-
-
total
2 883
-
-
-
Income
64 000
64 000
64 000
64 000
Total tax
20 736
20 350
18 446
15 661
After tax
43 264
43 650
45 554
48 339
Living cost
29 190
29 190
29 190
29 190
Free-cash
14 074
14 460
16 364
19 149

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽10399
₽15880
₽11707
₽23292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
health
-
-
-
8 640
social contributions
-
-
-
18 688
income
-
-
-
5 501
solidarity contribution
-
-
-
-
total
-
-
-
32 829
Employee
30 548
-
47 761
-
income
3 666
-
5 731
-
social contributions
1 986
-
3 104
-
health
4 124
-
6 448
-
solidarity contribution
-
-
-
-
total
9 776
-
15 283
-
Employer
30 548
-
47 761
-
social contributions
7 637
-
11 940
-
health
2 749
-
4 298
-
total
10 386
-
16 238
-
Corporate
23 066
64 000
-
-
income
4 383
12 160
-
-
total
4 383
12 160
-
-
Dividends
18 684
51 840
-
-
withholding
2 803
7 776
-
-
total
2 803
7 776
-
-
Income
64 000
64 000
64 000
64 000
Total tax
27 348
19 936
31 521
32 829
After tax
36 652
44 064
32 479
31 171
Living cost
20 772
20 772
20 772
20 772
Free-cash
15 880
23 292
11 707
10 399

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5574
₽9335
₽6882
₽18467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
health
-
-
-
8 640
social contributions
-
-
-
18 688
income
-
-
-
5 501
solidarity contribution
-
-
-
-
total
-
-
-
32 829
Employee
37 643
-
47 761
-
income
4 517
-
5 731
-
social contributions
2 447
-
3 104
-
health
5 082
-
6 448
-
solidarity contribution
-
-
-
-
total
12 046
-
15 283
-
Employer
37 643
-
47 761
-
social contributions
9 411
-
11 940
-
health
3 388
-
4 298
-
total
12 799
-
16 238
-
Corporate
13 559
64 000
-
-
income
2 576
12 160
-
-
total
2 576
12 160
-
-
Dividends
10 983
51 840
-
-
withholding
1 647
7 776
-
-
total
1 647
7 776
-
-
Income
64 000
64 000
64 000
64 000
Total tax
29 068
19 936
31 521
32 829
After tax
34 932
44 064
32 479
31 171
Living cost
25 597
25 597
25 597
25 597
Free-cash
9 335
18 467
6 882
5 574

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽2712
-₽132672
-₽132672
-₽132672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
national
-
-
-
6 387
pensions
-
-
-
782
municipal
-
-
-
11 013
labour market
-
-
-
5 057
total
-
-
-
23 239
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
64 000
64 000
64 000
64 000
Total tax
153 199
153 199
153 199
23 239
After tax
-89 199
-89 199
-89 199
40 761
Living cost
43 473
43 473
43 473
43 473
Free-cash
-132 672
-132 672
-132 672
-2 712

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽12584
₽23874
₽15153
₽29463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
health
-
-
-
8 321
pensions
-
-
-
12 800
income
-
-
-
8 558
total
-
-
-
29 679
Employee
25 530
-
47 834
-
unemployment
408
-
765
-
income
2 874
-
9 222
-
pensions
511
-
956
-
total
3 793
-
10 943
-
Employer
25 530
-
47 834
-
pensions
5 106
-
9 566
-
health
3 318
-
6 218
-
unemployment
205
-
383
-
total
8 629
-
16 167
-
Corporate
29 840
64 000
-
-
income
5 967
12 800
-
-
total
5 967
12 800
-
-
Dividends
23 873
51 200
-
-
total
-
-
-
-
Income
64 000
64 000
64 000
64 000
Total tax
18 389
12 800
27 110
29 679
After tax
45 611
51 200
36 890
34 321
Living cost
21 737
21 737
21 737
21 737
Free-cash
23 874
29 463
15 153
12 584

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽13368
₽5341
₽4017
₽9236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
64 000
national
-
-
-
4 060
health
-
-
-
610
municipal
-
-
-
11 410
total
-
-
-
16 080
Employee
47 349
-
53 838
-
unemployment
710
-
808
-
municipal
7 755
-
8 809
-
national
782
-
1 566
-
pensions
3 195
-
3 634
-
health
354
-
454
-
total
12 796
-
15 271
-
Employer
47 349
-
53 838
-
pensions
8 215
-
9 340
-
health
364
-
415
-
accident
48
-
55
-
unemployment
307
-
350
-
total
8 934
-
10 160
-
Corporate
7 718
64 000
-
-
income
1 544
12 800
-
-
total
1 544
12 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 630
38 400
-
-
municipal
833
6 912
-
-
national
-
500
-
-
total
833
7 412
-
-
Income
64 000
64 000
64 000
64 000
Total tax
24 107
20 212
25 431
16 080
After tax
39 893
43 788
38 569
47 920
Living cost
34 552
34 552
34 552
34 552
Free-cash
5 341
9 236
4 017
13 368

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽10333
₽9516
₽10616
₽4515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
-
health
-
-
-
555
pensions
-
-
-
18 084
social contributions
-
-
-
1 824
income
-
-
-
3 479
other
-
-
-
1 985
total
-
-
-
25 927
Employee
34 382
-
48 766
-
income
1 773
-
3 511
-
surtax
-
-
-
-
social contributions
980
-
1 388
-
pensions
3 889
-
5 515
-
total
6 642
-
10 414
-
Employer
34 382
-
48 766
-
pensions
5 650
-
8 013
-
social contributions
102
-
147
-
other
1 187
-
1 682
-
health
2 406
-
3 414
-
unemployment
1 392
-
1 974
-
total
10 737
-
15 230
-
Corporate
18 881
64 000
-
-
income
5 287
17 920
-
-
surtax
-
-
-
-
total
5 287
17 920
-
-
Dividends
13 594
46 080
-
-
withholding
1 740
5 899
-
-
social contributions
2 338
7 926
-
-
surtax
-
-
-
-
total
4 078
13 825
-
-
Income
64 000
64 000
64 000
64 000
Total tax
26 744
31 745
25 644
25 927
After tax
37 256
32 255
38 356
38 073
Living cost
27 740
27 740
27 740
27 740
Free-cash
9 516
4 515
10 616
10 333

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽7282
₽6782
₽7565
₽1464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
-
health
-
-
-
555
pensions
-
-
-
18 084
social contributions
-
-
-
1 824
income
-
-
-
3 479
other
-
-
-
1 985
total
-
-
-
25 927
Employee
38 517
-
48 766
-
income
2 273
-
3 511
-
surtax
-
-
-
-
social contributions
1 098
-
1 388
-
pensions
4 355
-
5 515
-
total
7 726
-
10 414
-
Employer
38 517
-
48 766
-
pensions
6 328
-
8 013
-
social contributions
116
-
147
-
other
1 329
-
1 682
-
health
2 697
-
3 414
-
unemployment
1 559
-
1 974
-
total
12 029
-
15 230
-
Corporate
13 455
64 000
-
-
income
3 767
17 920
-
-
surtax
-
-
-
-
total
3 767
17 920
-
-
Dividends
9 687
46 080
-
-
withholding
1 240
5 899
-
-
social contributions
1 665
7 926
-
-
surtax
-
-
-
-
total
2 905
13 825
-
-
Income
64 000
64 000
64 000
64 000
Total tax
26 427
31 745
25 644
25 927
After tax
37 573
32 255
38 356
38 073
Living cost
30 791
30 791
30 791
30 791
Free-cash
6 782
1 464
7 565
7 282

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽5394
-₽9969
-₽5111
-₽11212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
-
health
-
-
-
555
pensions
-
-
-
18 084
social contributions
-
-
-
1 824
income
-
-
-
3 479
other
-
-
-
1 985
total
-
-
-
25 927
Employee
56 366
-
48 766
-
income
4 918
-
3 511
-
surtax
-
-
-
-
social contributions
1 605
-
1 388
-
pensions
6 375
-
5 515
-
total
12 898
-
10 414
-
Employer
56 366
-
48 766
-
pensions
9 262
-
8 013
-
social contributions
169
-
147
-
other
1 945
-
1 682
-
health
3 945
-
3 414
-
unemployment
2 283
-
1 974
-
total
17 604
-
15 230
-
Corporate
-
64 000
-
-
income
-
17 920
-
-
surtax
-
-
-
-
total
-
17 920
-
-
Dividends
-
46 080
-
-
withholding
-
5 899
-
-
social contributions
-
7 926
-
-
surtax
-
-
-
-
total
-
13 825
-
-
Income
64 000
64 000
64 000
64 000
Total tax
30 502
31 745
25 644
25 927
After tax
33 498
32 255
38 356
38 073
Living cost
43 467
43 467
43 467
43 467
Free-cash
-9 969
-11 212
-5 111
-5 394

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽57537
₽53886
₽45377
₽54977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
64 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
640
total
-
-
-
640
Employee
7 278
-
64 000
-
income
1 455
-
12 800
-
total
1 455
-
12 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

56 722
64 000
-
-
total
-
-
-
-
Dividends
56 722
64 000
-
-
withholding
2 836
3 200
-
-
total
2 836
3 200
-
-
Income
64 000
64 000
64 000
64 000
Total tax
4 291
3 200
12 800
640
After tax
59 709
60 800
51 200
63 360
Living cost
5 823
5 823
5 823
5 823
Free-cash
53 886
54 977
45 377
57 537

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽54287
₽50026
₽42127
₽51727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
64 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
640
total
-
-
-
640
Employee
11 342
-
64 000
-
income
2 268
-
12 800
-
total
2 268
-
12 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

52 658
64 000
-
-
total
-
-
-
-
Dividends
52 658
64 000
-
-
withholding
2 633
3 200
-
-
total
2 633
3 200
-
-
Income
64 000
64 000
64 000
64 000
Total tax
4 901
3 200
12 800
640
After tax
59 099
60 800
51 200
63 360
Living cost
9 073
9 073
9 073
9 073
Free-cash
50 026
51 727
42 127
54 287

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽9955
₽10120
₽13135
-₽1655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
64 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
519
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 453
trade
-
-
-
3 180
total
-
-
-
19 300
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
64 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
9 453
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
519
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
16 120
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 221
64 000
-
-
trade
2 758
9 185
-
-
income
2 883
9 600
-
-
chamber of commerce
166
231
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

159
528
-
-
total
5 966
19 544
-
-
Dividends
13 256
44 457
-
-
withholding
2 972
10 773
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
593
-
-
total
3 136
11 366
-
-
Income
64 000
64 000
64 000
64 000
Total tax
19 135
30 910
16 120
19 300
After tax
44 865
33 090
47 880
44 700
Living cost
34 745
34 745
34 745
34 745
Free-cash
10 120
-1 655
13 135
9 955

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽17132
₽15130
₽20621
₽5174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
64 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
519
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 453
trade
-
-
-
3 489
total
-
-
-
19 609
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
64 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
9 453
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
519
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
16 120
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 578
64 000
-
-
trade
4 659
10 080
-
-
income
4 437
9 600
-
-
chamber of commerce
179
229
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

244
528
-
-
total
9 519
20 437
-
-
Dividends
20 059
43 564
-
-
withholding
4 673
10 549
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

256
581
-
-
total
4 929
11 130
-
-
Income
64 000
64 000
64 000
64 000
Total tax
21 611
31 567
16 120
19 609
After tax
42 389
32 433
47 880
44 391
Living cost
27 259
27 259
27 259
27 259
Free-cash
15 130
5 174
20 621
17 132

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽8881
₽9396
₽12526
-₽3249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
64 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
519
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 453
trade
-
-
-
3 645
total
-
-
-
19 765
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
64 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
9 453
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
519
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
16 120
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 361
64 000
-
-
trade
3 021
10 529
-
-
income
2 755
9 600
-
-
chamber of commerce
162
227
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

152
528
-
-
total
6 090
20 884
-
-
Dividends
12 271
43 117
-
-
withholding
2 726
10 437
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

150
574
-
-
total
2 876
11 011
-
-
Income
64 000
64 000
64 000
64 000
Total tax
19 250
31 895
16 120
19 765
After tax
44 750
32 105
47 880
44 235
Living cost
35 354
35 354
35 354
35 354
Free-cash
9 396
-3 249
12 526
8 881

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽2852
₽5142
₽6652
-₽9454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
64 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
519
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 453
trade
-
-
-
3 800
total
-
-
-
19 920
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
64 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
9 453
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
519
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
16 120
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 914
64 000
-
-
trade
1 701
10 976
-
-
income
1 488
9 600
-
-
chamber of commerce
150
227
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
528
-
-
total
3 421
21 331
-
-
Dividends
6 493
42 669
-
-
withholding
1 281
10 326
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
569
-
-
total
1 351
10 895
-
-
Income
64 000
64 000
64 000
64 000
Total tax
17 630
32 226
16 120
19 920
After tax
46 370
31 774
47 880
44 080
Living cost
41 228
41 228
41 228
41 228
Free-cash
5 142
-9 454
6 652
2 852

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽14925
₽17179
₽13517
₽20041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
915
unemployment
-
-
-
205
health
-
-
-
4 545
pensions
-
-
-
12 800
income
-
-
-
10 396
other
-
-
-
-
total
-
-
-
28 861
Employee
30 307
-
52 872
-
unemployment
2 109
-
3 680
-
other
-
-
-
-
income
5 081
-
9 777
-
surtax
108
-
808
-
pensions
2 022
-
3 527
-
health
774
-
1 349
-
total
10 094
-
19 141
-
Employer
30 307
-
52 872
-
pensions
4 041
-
7 048
-
other
-
-
-
-
health
1 378
-
2 405
-
unemployment
962
-
1 675
-
total
6 381
-
11 128
-
Corporate
27 312
64 000
-
-
income
7 101
16 640
-
-
total
7 101
16 640
-
-
Dividends
20 211
47 360
-
-
withholding
3 031
7 105
-
-
total
3 031
7 105
-
-
Income
64 000
64 000
64 000
64 000
Total tax
26 607
23 745
30 269
28 861
After tax
37 393
40 255
33 731
35 139
Living cost
20 214
20 214
20 214
20 214
Free-cash
17 179
20 041
13 517
14 925

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽15280
₽17595
₽13872
₽20396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
surtax
-
-
-
915
unemployment
-
-
-
205
health
-
-
-
4 545
pensions
-
-
-
12 800
income
-
-
-
10 396
other
-
-
-
-
total
-
-
-
28 861
Employee
29 761
-
52 872
-
unemployment
2 072
-
3 680
-
other
-
-
-
-
income
4 989
-
9 777
-
surtax
97
-
808
-
pensions
1 985
-
3 527
-
health
760
-
1 349
-
total
9 903
-
19 141
-
Employer
29 761
-
52 872
-
pensions
3 967
-
7 048
-
other
-
-
-
-
health
1 354
-
2 405
-
unemployment
943
-
1 675
-
total
6 264
-
11 128
-
Corporate
27 975
64 000
-
-
income
7 274
16 640
-
-
total
7 274
16 640
-
-
Dividends
20 701
47 360
-
-
withholding
3 105
7 105
-
-
total
3 105
7 105
-
-
Income
64 000
64 000
64 000
64 000
Total tax
26 546
23 745
30 269
28 861
After tax
37 454
40 255
33 731
35 139
Living cost
19 859
19 859
19 859
19 859
Free-cash
17 595
20 396
13 872
15 280

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽26470
₽18687
₽19235
₽18316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
unemployment
-
-
-
960
health
-
-
-
4 480
pensions
-
-
-
6 400
income
-
-
-
7 824
total
-
-
-
19 664
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
53 556
-
unemployment
387
154
803
-
income
3 153
1 255
6 547
-
pensions
2 579
1 026
5 356
-
health
1 805
718
3 749
-
total
7 924
3 153
16 455
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
53 556
-
pensions
5 029
2 001
10 444
-
total
5 029
2 001
10 444
-
Corporate
33 182
51 735
-
-
income
2 986
4 656
-
-
total
2 986
4 656
-
-
Dividends
30 195
47 079
-
-
withholding
5 737
8 945
-
-
social contributions
5 771
9 063
-
-
total
11 508
18 008
-
-
Income
64 000
64 000
64 000
64 000
Total tax
27 447
27 818
26 899
19 664
After tax
36 553
36 182
37 101
44 336
Living cost
17 866
17 866
17 866
17 866
Free-cash
18 687
18 316
19 235
26 470

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽4236
-₽9673
-₽3734
-₽3635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
national
-
-
-
9 905
pensions
-
-
-
7 680
social contributions
-
-
-
688
municipal
-
-
-
6 392
total
-
-
-
24 665
Employee
67 543
-
55 327
-
municipal
8 343
-
6 640
-
national
12 928
-
10 289
-
pensions
2 702
-
2 213
-
total
23 973
-
19 142
-
Employer
67 543
-
55 327
-
pensions
5 403
-
4 426
-
social contributions
726
-
595
-
total
6 129
-
5 021
-
Corporate
-
64 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
12 800
-
-
total
-
12 800
-
-
Dividends
-
51 200
-
-
withholding
-
11 264
-
-
total
-
11 264
-
-
Income
64 000
64 000
64 000
64 000
Total tax
30 102
24 064
24 163
24 665
After tax
33 898
39 936
39 837
39 335
Living cost
43 571
43 571
43 571
43 571
Free-cash
-9 673
-3 635
-3 734
-4 236

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽3135
-₽6398
-₽3135
-₽6466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
social contributions
-
-
-
5 144
income
-
-
-
10 725
total
-
-
-
15 869
Employee
70 397
-
64 000
-
social contributions
5 848
-
5 144
-
income
13 284
-
10 725
-
total
19 132
-
15 869
-
Employer
70 397
-
64 000
-
total
-
-
-
-
Corporate
-
64 000
-
-
income
-
8 000
-
-
total
-
8 000
-
-
Dividends
-
56 000
-
-
withholding
-
11 200
-
-
total
-
11 200
-
-
Income
64 000
64 000
64 000
64 000
Total tax
19 132
19 200
15 869
15 869
After tax
44 868
44 800
48 131
48 131
Living cost
51 266
51 266
51 266
51 266
Free-cash
-6 398
-6 466
-3 135
-3 135

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽3289
-₽15983
-₽6903
-₽3828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
national
-
-
-
11 811
regional
-
-
-
662
social contributions
-
-
-
16 460
municipal
-
-
-
381
total
-
-
-
29 314
Employee
79 983
-
64 000
-
municipal
424
-
340
-
national
13 859
-
10 428
-
social contributions
26 970
-
21 580
-
regional
755
-
580
-
total
42 008
-
32 928
-
Employer
79 983
-
64 000
-
total
-
-
-
-
Corporate
-
64 000
-
-
nationa
-
15 360
-
-
municipal
-
2 495
-
-
total
-
17 855
-
-
Dividends
-
46 145
-
-
withholding
-
11 998
-
-
total
-
11 998
-
-
Income
64 000
64 000
64 000
64 000
Total tax
42 008
29 853
32 928
29 314
After tax
21 992
34 147
31 072
34 686
Living cost
37 975
37 975
37 975
37 975
Free-cash
-15 983
-3 828
-6 903
-3 289

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽10139
₽7400
₽6547
₽9397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
national
-
-
-
11 811
regional
-
-
-
966
social contributions
-
-
-
16 460
municipal
-
-
-
381
total
-
-
-
29 618
Employee
49 922
-
64 000
-
municipal
265
-
340
-
national
7 909
-
10 428
-
social contributions
16 834
-
21 580
-
regional
672
-
862
-
total
25 680
-
33 210
-
Employer
49 922
-
64 000
-
total
-
-
-
-
Corporate
14 078
64 000
-
-
nationa
3 378
15 360
-
-
municipal