Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 61500
per

Your estimated
City
free-cash

Valencia , Spain
₽9539
₽9106
₽17420
₽12826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
9 868
accident
-
-
-
553
unemployment
-
-
-
430
pensions
-
-
-
17 404
other
-
-
-
61
total
-
-
-
28 316
Employee
32 377
-
46 633
-
other
32
-
47
-
income
6 242
-
10 054
-
unemployment
502
-
723
-
pensions
1 522
-
2 192
-
total
8 298
-
13 016
-
Employer
32 377
-
46 633
-
unemployment
1 781
-
2 566
-
pensions
7 640
-
11 005
-
other
259
-
372
-
accident
641
-
924
-
total
10 321
-
14 867
-
Corporate
18 801
61 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 820
9 225
-
-
total
2 820
9 225
-
-
Dividends
15 981
52 275
-
-
withholding
3 157
10 777
-
-
total
3 157
10 777
-
-
Income
61 500
61 500
61 500
61 500
Total tax
24 596
20 002
27 883
28 316
After tax
36 904
41 498
33 617
33 184
Living cost
24 078
24 078
24 078
24 078
Free-cash
12 826
17 420
9 539
9 106

Estimated living cost  is ₽24078 per week

₽16253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽12715
₽9969
₽21853
₽15941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
7 811
health
-
-
-
2 707
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 760
other
-
-
-
2 921
total
-
-
-
28 199
Employee
31 793
-
49 121
-
income
5 473
-
8 456
-
health
445
-
688
-
unemployment
317
-
492
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 225
-
3 438
-
total
8 460
-
13 074
-
Employer
31 793
-
49 121
-
unemployment
317
-
492
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 405
-
8 351
-
other
1 590
-
2 456
-
accident
254
-
392
-
health
445
-
688
-
total
8 011
-
12 379
-
Corporate
21 695
61 500
-
-
income
4 556
12 914
-
-
total
4 556
12 914
-
-
Dividends
17 139
48 586
-
-
withholding
1 200
3 401
-
-
total
1 200
3 401
-
-
Income
61 500
61 500
61 500
61 500
Total tax
22 227
16 315
25 453
28 199
After tax
39 273
45 185
36 047
33 301
Living cost
23 332
23 332
23 332
23 332
Free-cash
15 941
21 853
12 715
9 969

Estimated living cost  is ₽23332 per week

₽16485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1575
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽34040
₽32628
₽41102
₽37036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
9 225
health
-
-
-
3 517
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 527
total
-
-
-
17 391
Employee
15 202
-
55 499
-
income
1 520
-
5 550
-
health
699
-
1 407
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 335
-
2 686
-
total
3 721
-
9 979
-
Employer
15 202
-
55 499
-
unemployment
91
-
184
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 675
-
3 370
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
health
1 049
-
2 110
-
total
2 982
-
6 000
-
Corporate
43 315
61 500
-
-
income
4 331
6 150
-
-
total
4 331
6 150
-
-
Dividends
38 983
55 350
-
-
withholding
1 949
2 767
-
-
total
1 949
2 767
-
-
Income
61 500
61 500
61 500
61 500
Total tax
12 983
8 917
15 979
17 391
After tax
48 517
52 583
45 521
44 109
Living cost
11 481
11 481
11 481
11 481
Free-cash
37 036
41 102
34 040
32 628

Estimated living cost  is ₽11481 per week

₽6703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6924
₽6642
₽1037
₽6212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
3 312
social contributions
-
-
-
1 753
health
-
-
-
533
surtax
-
-
-
-
pensions
-
-
-
17 396
other
-
-
-
1 906
total
-
-
-
24 900
Employee
37 475
-
46 866
-
income
2 212
-
3 347
-
social contributions
1 068
-
1 336
-
surtax
-
-
-
-
pensions
4 237
-
5 301
-
total
7 517
-
9 984
-
Employer
37 475
-
46 866
-
unemployment
1 517
-
1 898
-
social contributions
113
-
141
-
pensions
6 156
-
7 698
-
other
1 293
-
1 617
-
health
2 624
-
3 280
-
total
11 703
-
14 634
-
Corporate
12 322
61 500
-
-
income
3 450
17 220
-
-
surtax
-
-
-
-
total
3 450
17 220
-
-
Dividends
8 872
44 280
-
-
withholding
1 135
5 668
-
-
surtax
-
-
-
-
social contributions
1 525
7 617
-
-
total
2 660
13 285
-
-
Income
61 500
61 500
61 500
61 500
Total tax
25 330
30 505
24 618
24 900
After tax
36 170
30 995
36 882
36 600
Living cost
29 958
29 958
29 958
29 958
Free-cash
6 212
1 037
6 924
6 642

Estimated living cost  is ₽29958 per week

₽18890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽25450
-₽1627
-₽20535
-₽25450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
7 181
health
-
-
-
9 006
pensions
-
-
-
10 259
total
-
-
-
26 446
Employee
74 774
74 774
74 774
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 239
12 239
12 239
-
health
11 477
9 762
11 477
-
pensions
13 459
10 259
13 459
-
total
37 175
32 260
37 175
-
Employer
74 774
74 774
74 774
-
unemployment
2 692
2 692
2 692
-
pensions
5 204
5 204
5 204
-
health
5 198
5 198
5 198
-
total
13 094
13 094
13 094
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
61 500
61 500
61 500
61 500
Total tax
50 269
45 354
50 269
26 446
After tax
11 231
16 146
11 231
35 054
Living cost
36 681
36 681
36 681
36 681
Free-cash
-25 450
-20 535
-25 450
-1 627

Estimated living cost  is ₽36681 per week

₽25995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽19556
₽16281
₽4649
₽14333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
61 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 948
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 982
trade
-
-
-
3 275
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
492
total
-
-
-
18 697
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 491
-
61 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

936
-
8 948
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 982
-
5 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
492
-
total
6 970
-
15 422
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 009
61 500
-
-
chamber of commerce
173
221
-
-
income
4 201
9 225
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

231
507
-
-
trade
4 412
9 686
-
-
total
9 017
19 639
-
-
Dividends
18 993
41 861
-
-
withholding
4 415
10 133
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
557
-
-
total
4 658
10 690
-
-
Income
61 500
61 500
61 500
61 500
Total tax
20 645
30 329
15 422
18 697
After tax
40 855
31 171
46 078
42 803
Living cost
26 522
26 522
26 522
26 522
Free-cash
14 333
4 649
19 556
16 281

Estimated living cost  is ₽26522 per week

₽16683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽23399
₽26287
₽21427
₽20127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
3 777
social contributions
-
-
-
9 594
health
-
-
-
1 569
total
-
-
-
14 940
Employee
67 331
67 331
67 331
-
income
7 331
6 233
6 577
-
social contributions
2 546
5 588
4 634
-
health
522
1 145
949
-
total
10 399
12 966
12 160
-
Employer
67 331
67 331
67 331
-
social contributions
2 546
5 588
4 634
-
health
567
1 246
1 034
-
total
3 113
6 834
5 668
-
Corporate
27 716
-
-
-
income
3 465
-
-
-
total
3 465
-
-
-
Dividends
24 252
-
-
-
withholding
4 123
-
-
-
total
4 123
-
-
-
Income
61 500
61 500
61 500
61 500
Total tax
21 100
19 800
17 828
14 940
After tax
40 400
41 700
43 672
46 560
Living cost
20 273
20 273
20 273
20 273
Free-cash
20 127
21 427
23 399
26 287

Estimated living cost  is ₽20273 per week

₽12150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5686
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽5398
₽7590
₽7517
₽6634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
61 500
income
-
-
-
5 075
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
21 370
surtax
-
-
-
-
total
-
-
-
26 445
Employee
40 272
-
49 697
-
income
8 377
-
11 367
-
social contributions
4 430
-
5 467
-
surtax
-
-
-
-
total
12 807
-
16 834
-
Employer
40 272
-
49 697
-
social contributions
9 564
-
11 803
-
total
9 564
-
11 803
-
Corporate
11 664
61 500
-
-
income
2 449
12 914
-
-
surtax
-
-
-
-
total
2 449
12 914
-
-
Dividends
9 215
48 586
-
-
withholding
2 581
13 604
-
-
total
2 581
13 604
-
-
Income
61 500
61 500
61 500
61 500
Total tax
27 401
26 518
28 637
26 445
After tax
34 099
34 982
32 863
35 055
Living cost
27 465
27 465
27 465
27 465
Free-cash
6 634
7 517
5 398
7 590

Estimated living cost  is ₽27465 per week

₽20550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42913
₽54598
₽52138
₽50959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
61 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
615
total
-
-
-
615
Employee
7 859
-
61 500
-
income
1 572
-
12 300
-
total
1 572
-
12 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

53 641
61 500
-
-
total
-
-
-
-
Dividends
53 641
61 500
-
-
withholding
2 682
3 075
-
-
total
2 682
3 075
-
-
Income
61 500
61 500
61 500
61 500
Total tax
4 254
3 075
12 300
615
After tax
57 246
58 425
49 200
60 885
Living cost
6 287
6 287
6 287
6 287
Free-cash
50 959
52 138
42 913
54 598

Estimated living cost  is ₽6287 per week

₽3896
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽7713
₽9474
₽18857
₽11533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
61 500
income
-
-
-
11 164
health
-
-
-
6 052
unemployment
-
-
-
93
pensions
-
-
-
11 231
total
-
-
-
28 540
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 720
-
53 215
-
income
6 677
-
10 255
-
health
2 501
-
3 438
-
unemployment
55
-
75
-
pensions
6 002
-
8 248
-
total
15 235
-
22 016
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 720
-
53 215
-
unemployment
23
-
32
-
pensions
3 426
-
4 709
-
health
2 579
-
3 544
-
total
6 028
-
8 285
-
Corporate
16 752
61 500
-
-
income
3 182
11 685
-
-
total
3 182
11 685
-
-
Dividends
13 570
49 815
-
-
withholding
2 036
7 472
-
-
total
2 036
7 472
-
-
Income
61 500
61 500
61 500
61 500
Total tax
26 481
19 157
30 301
28 540
After tax
35 019
42 343
31 199
32 960
Living cost
23 486
23 486
23 486
23 486
Free-cash
11 533
18 857
7 713
9 474

Estimated living cost  is ₽23486 per week

₽16118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽12975
-₽921
₽3564
₽8635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
61 500
income
-
-
-
24 925
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 711
total
-
-
-
30 636
Employee
40 168
-
57 472
-
social contributions
4 025
-
4 028
-
income
4 358
-
8 684
-
total
8 383
-
12 712
-
Employer
40 168
-
57 472
-
social contributions
4 025
-
4 028
-
total
4 025
-
4 028
-
Corporate
17 307
61 500
-
-
income
6 058
21 525
-
-
total
6 058
21 525
-
-
Dividends
11 249
39 975
-
-
social contributions
2 614
4 626
-
-
total
2 614
4 626
-
-
Income
61 500
61 500
61 500
61 500
Total tax
21 080
26 151
16 740
30 636
After tax
40 420
35 349
44 760
30 864
Living cost
31 785
31 785
31 785
31 785
Free-cash
8 635
3 564
12 975
-921

Estimated living cost  is ₽31785 per week

₽20937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽17883
₽20928
₽18953
₽19408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
9 225
social contributions
-
-
-
8 488
health
-
-
-
4 292
total
-
-
-
22 005
Employee
29 689
-
61 500
-
income
4 952
-
12 270
-
social contributions
4 098
-
8 488
-
health
2 072
-
4 292
-
total
11 122
-
25 050
-
Employer
29 689
-
61 500
-
total
-
-
-
-
Corporate
31 811
61 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 590
3 076
-
-
total
1 590
3 076
-
-
Dividends
30 221
58 424
-
-
withholding
4 533
8 764
-
-
health
2 109
4 078
-
-
social contributions
4 171
8 062
-
-
total
10 813
20 904
-
-
Income
61 500
61 500
61 500
61 500
Total tax
23 525
23 980
25 050
22 005
After tax
37 975
37 520
36 450
39 495
Living cost
18 567
18 567
18 567
18 567
Free-cash
19 408
18 953
17 883
20 928

Estimated living cost  is ₽18567 per week

₽12426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽7476
₽6220
₽18610
₽10143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
5 286
social contributions
-
-
-
17 958
solidarity contribution
-
-
-
-
health
-
-
-
8 303
total
-
-
-
31 547
Employee
34 901
-
45 896
-
solidarity contribution
-
-
-
-
income
4 188
-
5 507
-
social contributions
2 269
-
2 983
-
health
4 712
-
6 196
-
total
11 169
-
14 686
-
Employer
34 901
-
45 896
-
social contributions
8 725
-
11 474
-
health
3 141
-
4 131
-
total
11 866
-
15 605
-
Corporate
14 733
61 500
-
-
income
2 799
11 685
-
-
total
2 799
11 685
-
-
Dividends
11 934
49 815
-
-
withholding
1 790
7 472
-
-
total
1 790
7 472
-
-
Income
61 500
61 500
61 500
61 500
Total tax
27 624
19 157
30 291
31 547
After tax
33 876
42 343
31 209
29 953
Living cost
23 733
23 733
23 733
23 733
Free-cash
10 143
18 610
7 476
6 220

Estimated living cost  is ₽23733 per week

₽17649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽39403
₽51088
₽48628
₽46791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
61 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
615
total
-
-
-
615
Employee
12 247
-
61 500
-
income
2 449
-
12 300
-
total
2 449
-
12 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

49 253
61 500
-
-
total
-
-
-
-
Dividends
49 253
61 500
-
-
withholding
2 463
3 075
-
-
total
2 463
3 075
-
-
Income
61 500
61 500
61 500
61 500
Total tax
4 912
3 075
12 300
615
After tax
56 588
58 425
49 200
60 885
Living cost
9 797
9 797
9 797
9 797
Free-cash
46 791
48 628
39 403
51 088

Estimated living cost  is ₽9797 per week

₽6630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽5409
-₽5691
-₽11296
-₽10470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
3 312
social contributions
-
-
-
1 753
health
-
-
-
533
surtax
-
-
-
-
pensions
-
-
-
17 396
other
-
-
-
1 906
total
-
-
-
24 900
Employee
54 842
-
46 866
-
income
4 785
-
3 347
-
social contributions
1 562
-
1 336
-
surtax
-
-
-
-
pensions
6 203
-
5 301
-
total
12 550
-
9 984
-
Employer
54 842
-
46 866
-
unemployment
2 222
-
1 898
-
social contributions
165
-
141
-
pensions
9 011
-
7 698
-
other
1 893
-
1 617
-
health
3 838
-
3 280
-
total
17 129
-
14 634
-
Corporate
-
61 500
-
-
income
-
17 220
-
-
surtax
-
-
-
-
total
-
17 220
-
-
Dividends
-
44 280
-
-
withholding
-
5 668
-
-
surtax
-
-
-
-
social contributions
-
7 617
-
-
total
-
13 285
-
-
Income
61 500
61 500
61 500
61 500
Total tax
29 679
30 505
24 618
24 900
After tax
31 821
30 995
36 882
36 600
Living cost
42 291
42 291
42 291
42 291
Free-cash
-10 470
-11 296
-5 409
-5 691

Estimated living cost  is ₽42291 per week

₽28622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3460
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽17349
₽15006
₽29329
₽25031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
61 500
income
-
-
-
8 142
health
-
-
-
6 335
unemployment
-
-
-
922
pensions
-
-
-
15 990
total
-
-
-
31 389
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 777
-
52 163
-
income
3 140
-
9 329
-
health
1 173
-
2 686
-
unemployment
171
-
391
-
pensions
3 189
-
7 303
-
total
7 673
-
19 709
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 777
-
52 163
-
unemployment
171
-
391
-
pensions
2 733
-
6 260
-
health
1 173
-
2 686
-
total
4 077
-
9 337
-
Corporate
34 646
61 500
-
-
income
5 197
9 225
-
-
total
5 197
9 225
-
-
Dividends
29 449
52 275
-
-
withholding
4 417
7 841
-
-
total
4 417
7 841
-
-
Income
61 500
61 500
61 500
61 500
Total tax
21 364
17 066
29 046
31 389
After tax
40 136
44 434
32 454
30 111
Living cost
15 105
15 105
15 105
15 105
Free-cash
25 031
29 329
17 349
15 006

Estimated living cost  is ₽15105 per week

₽10170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽12471
-₽9319
-₽32978
-₽16815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
regional
-
-
-
1 733
national
-
-
-
249
health
-
-
-
199
city
-
-
-
648
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 230
pensions
-
-
-
5 659
total
-
-
-
9 718
Employee
71 504
-
55 044
-
regional
2 341
-
1 470
-
city
767
-
592
-
health
162
-
124
-
unemployment
-
-
-
-
national
338
-
208
-
pensions
6 007
-
4 625
-
total
9 615
-
7 019
-
Employer
71 504
-
55 044
-
unemployment
-
-
-
-
pensions
6 007
-
4 625
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 430
-
1 102
-
health
162
-
124
-
total
7 599
-
5 851
-
Corporate
-
61 500
-
-
regional
-
13 008
-
-
national
-
5 227
-
-
total
-
18 235
-
-
Dividends
-
43 265
-
-
withholding
-
15 142
-
-
total
-
15 142
-
-
Income
61 500
61 500
61 500
61 500
Total tax
17 214
33 377
12 870
9 718
After tax
44 286
28 123
48 630
51 782
Living cost
61 101
61 101
61 101
61 101
Free-cash
-16 815
-32 978
-12 471
-9 319

Estimated living cost  is ₽61101 per week

₽39733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5483
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽750
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽3529
₽12518
₽8482
₽4663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
61 500
municipal
-
-
-
10 965
national
-
-
-
3 818
health
-
-
-
582
total
-
-
-
15 365
Employee
46 068
-
51 738
-
health
344
-
432
-
unemployment
691
-
776
-
national
761
-
1 424
-
municipal
7 546
-
8 466
-
pensions
3 109
-
3 493
-
total
12 451
-
14 591
-
Employer
46 068
-
51 738
-
unemployment
299
-
336
-
pensions
7 993
-
8 976
-
accident
47
-
52
-
health
354
-
399
-
total
8 693
-
9 763
-
Corporate
6 740
61 500
-
-
income
1 348
12 300
-
-
total
1 348
12 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 044
36 900
-
-
national
-
459
-
-
municipal
728
6 642
-
-
total
728
7 101
-
-
Income
61 500
61 500
61 500
61 500
Total tax
23 220
19 401
24 354
15 365
After tax
38 280
42 099
37 146
46 135
Living cost
33 617
33 617
33 617
33 617
Free-cash
4 663
8 482
3 529
12 518

Estimated living cost  is ₽33617 per week

₽21959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3234
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽6390
-₽558
₽2661
-₽19366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
national
-
-
-
18 746
social contributions
-
-
-
8 187
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 199
total
-
-
-
30 132
Employee

The minimum management director salary is set at €45,000 per year.

62 633
-
47 634
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 943
-
2 240
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 267
-
2 484
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

545
-
414
-
national
19 256
-
13 387
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 697
-
3 573
-
total
30 708
-
22 098
-
Employer

The minimum management director salary is set at €45,000 per year.

62 633
-
47 634
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

914
-
696
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 550
-
4 221
-
surtax
7 102
-
5 400
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

814
-
620
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 852
-
2 929
-
total
18 232
-
13 866
-
Corporate
-
61 500
-
-
income
-
12 300
-
-
surtax
-
246
-
-
total
-
12 546
-
-
Dividends
-
48 955
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 367
-
-
total
-
14 367
-
-
Income
61 500
61 500
61 500
61 500
Total tax
48 940
26 913
35 964
30 132
After tax
12 560
34 587
25 536
31 368
Living cost
31 926
31 926
31 926
31 926
Free-cash
-19 366
2 661
-6 390
-558

Estimated living cost  is ₽31926 per week

₽20565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽3092
-₽5276
-₽2354
-₽5789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
municipal
-
-
-
13 026
national
-
-
-
-
health
-
-
-
3 838
accident
-
-
-
123
unemployment
-
-
-
62
pensions
-
-
-
6 648
other
-
-
-
7 146
total
-
-
-
30 843
Employee
51 201
-
46 797
-
national
-
-
-
-
municipal
15 268
-
13 955
-
total
15 268
-
13 955
-
Employer
51 201
-
46 797
-
unemployment
1 352
-
1 235
-
pensions
5 535
-
5 059
-
other
5 950
-
5 438
-
accident
102
-
94
-
health
3 149
-
2 878
-
total
16 088
-
14 704
-
Corporate
-
61 500
-
-
income
-
13 530
-
-
total
-
13 530
-
-
Dividends
-
47 970
-
-
withholding
-
14 391
-
-
total
-
14 391
-
-
Income
61 500
61 500
61 500
61 500
Total tax
31 356
27 921
28 659
30 843
After tax
30 144
33 579
32 841
30 657
Living cost
35 933
35 933
35 933
35 933
Free-cash
-5 789
-2 354
-3 092
-5 276

Estimated living cost  is ₽35933 per week

₽23815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽10368
₽3316
-₽1768
-₽73906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
11 988
social contributions
-
-
-
7 011
total
-
-
-
18 999
Employee
56 185
-
-
-
income
12 393
-
-
-
social contributions
4 607
-
657
-
total
17 000
-
657
-
Employer
56 185
-
-
-
social contributions
79 221
-
11 290
-
total
79 221
-
11 290
-
Corporate
-
61 500
-
-
income
-
13 530
-
-
total
-
13 530
-
-
Dividends
-
47 970
-
-
income
-
10 553
-
-
total
-
10 553
-
-
Income
61 500
61 500
61 500
61 500
Total tax
96 221
24 083
11 947
18 999
After tax
-34 721
37 417
49 553
42 501
Living cost
39 185
39 185
39 185
39 185
Free-cash
-73 906
-1 768
10 368
3 316

Estimated living cost  is ₽39185 per week

₽25425
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽15271
₽18159
₽13299
₽13134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
3 777
social contributions
-
-
-
9 594
health
-
-
-
1 569
total
-
-
-
14 940
Employee
67 331
67 331
67 331
-
income
7 070
6 233
6 577
-
social contributions
3 272
5 588
4 634
-
health
670
1 145
949
-
total
11 012
12 966
12 160
-
Employer
67 331
67 331
67 331
-
social contributions
3 272
5 588
4 634
-
health
729
1 246
1 034
-
total
4 001
6 834
5 668
-
Corporate
18 086
-
-
-
income
2 262
-
-
-
total
2 262
-
-
-
Dividends
15 825
-
-
-
withholding
2 690
-
-
-
total
2 690
-
-
-
Income
61 500
61 500
61 500
61 500
Total tax
19 965
19 800
17 828
14 940
After tax
41 535
41 700
43 672
46 560
Living cost
28 401
28 401
28 401
28 401
Free-cash
13 134
13 299
15 271
18 159

Estimated living cost  is ₽28401 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽7531
₽14153
₽14318
₽9493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
11 479
pensions
-
-
-
4 107
total
-
-
-
15 586
Employee
43 596
-
54 549
-
income
7 939
-
9 822
-
health
569
-
793
-
pensions
3 327
-
4 642
-
total
11 835
-
15 257
-
Employer
43 596
-
54 549
-
pensions
4 405
-
5 915
-
health
829
-
1 036
-
total
5 234
-
6 951
-
Corporate
12 671
61 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 407
11 685
-
-
total
2 407
11 685
-
-
Dividends
10 264
49 815
-
-
withholding
770
3 736
-
-
total
770
3 736
-
-
Income
61 500
61 500
61 500
61 500
Total tax
20 246
15 421
22 208
15 586
After tax
41 254
46 079
39 292
45 914
Living cost
31 761
31 761
31 761
31 761
Free-cash
9 493
14 318
7 531
14 153

Estimated living cost  is ₽31761 per week

₽21788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽5357
-₽1944
-₽2488
-₽12285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
municipal
-
-
-
410
regional
-
-
-
998
national
-
-
-
11 337
social contributions
-
-
-
15 817
total
-
-
-
28 562
Employee
73 785
-
61 500
-
regional
1 114
-
863
-
social contributions
24 880
-
20 737
-
national
12 469
-
10 008
-
municipal
440
-
367
-
total
38 903
-
31 975
-
Employer
73 785
-
61 500
-
total
-
-
-
-
Corporate
-
61 500
-
-
nationa
-
14 760
-
-
municipal
-
2 964
-
-
total
-
17 724
-
-
Dividends
-
43 775
-
-
withholding
-
11 382
-
-
total
-
11 382
-
-
Income
61 500
61 500
61 500
61 500
Total tax
38 903
29 106
31 975
28 562
After tax
22 597
32 394
29 525
32 938
Living cost
34 882
34 882
34 882
34 882
Free-cash
-12 285
-2 488
-5 357
-1 944

Estimated living cost  is ₽34882 per week

₽24503
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽13228
₽24318
-₽13040
₽2217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
13 455
health
-
-
-
1 786
accident
-
-
-
207
pensions
-
-
-
3 408
other
-
-
-
304
total
-
-
-
19 160
Employee
28 349
-
51 088
-
income
3 889
-
8 236
-
health
3 246
-
5 849
-
pensions
3 192
-
5 753
-
total
10 327
-
19 838
-
Employer
28 349
-
51 088
-
unemployment
695
-
1 252
-
pensions
4 610
-
8 307
-
accident
473
-
853
-
total
5 778
-
10 412
-
Corporate
27 374
61 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

24 636
55 350
-
-
total
24 636
55 350
-
-
Dividends
2 737
6 150
-
-
withholding
520
1 168
-
-
total
520
1 168
-
-
Income
61 500
61 500
61 500
61 500
Total tax
41 261
56 518
30 250
19 160
After tax
20 239
4 982
31 250
42 340
Living cost
18 022
18 022
18 022
18 022
Free-cash
2 217
-13 040
13 228
24 318

Estimated living cost  is ₽18022 per week

₽13208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽12273
₽9290
-₽2000
₽9451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
61 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 948
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 982
trade
-
-
-
2 983
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
492
total
-
-
-
18 405
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 567
-
61 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 583
-
8 948
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 982
-
5 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
492
-
total
9 763
-
15 422
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 933
61 500
-
-
chamber of commerce
160
223
-
-
income
2 690
9 225
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

148
507
-
-
trade
2 574
8 825
-
-
total
5 572
18 780
-
-
Dividends
12 361
42 720
-
-
withholding
2 758
10 347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

151
568
-
-
total
2 909
10 915
-
-
Income
61 500
61 500
61 500
61 500
Total tax
18 244
29 695
15 422
18 405
After tax
43 256
31 805
46 078
43 095
Living cost
33 805
33 805
33 805
33 805
Free-cash
9 451
-2 000
12 273
9 290

Estimated living cost  is ₽33805 per week

₽23320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽16743
₽31301
₽30983
₽23800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
61 500
microenterprise
-
-
-
9 225
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 757
surtax
-
-
-
-
total
-
-
-
11 982
Employee
25 586
-
49 561
-
income
4 555
-
9 149
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 815
-
5 452
-
surtax
-
-
-
-
total
7 370
-
14 601
-
Employer
25 586
-
49 561
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 163
-
11 939
-
surtax
-
-
-
-
total
6 163
-
11 939
-
Corporate
29 751
61 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 950
12 300
-
-
total
5 950
12 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

23 801
49 200
-
-
total
-
-
-
-
Income
61 500
61 500
61 500
61 500
Total tax
19 483
12 300
26 540
11 982
After tax
42 017
49 200
34 960
49 518
Living cost
18 217
18 217
18 217
18 217
Free-cash
23 800
30 983
16 743
31 301

Estimated living cost  is ₽18217 per week

₽11622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽21023
₽21836
₽26948
₽25071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
13 857
health
-
-
-
6 043
pensions
-
-
-
8 336
total
-
-
-
28 236
Employee
17 406
-
52 122
-
income
3 367
-
13 419
-
health
870
-
2 084
-
unemployment
174
-
417
-
pensions
1 566
-
3 751
-
total
5 977
-
19 671
-
Employer
17 406
-
52 122
-
unemployment
348
-
834
-
pensions
1 915
-
4 585
-
health
1 654
-
3 959
-
total
3 917
-
9 378
-
Corporate
40 178
61 500
-
-
income
8 839
13 530
-
-
total
8 839
13 530
-
-
Dividends
31 339
47 970
-
-
withholding
6 268
9 594
-
-
total
6 268
9 594
-
-
Income
61 500
61 500
61 500
61 500
Total tax
25 001
23 124
29 049
28 236
After tax
36 499
38 376
32 451
33 264
Living cost
11 428
11 428
11 428
11 428
Free-cash
25 071
26 948
21 023
21 836

Estimated living cost  is ₽11428 per week

₽6791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽262
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽12802
₽14152
₽19017
₽16230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
9 953
health
-
-
-
4 367
unemployment
-
-
-
199
surtax
-
-
-
862
pensions
-
-
-
12 300
other
-
-
-
-
total
-
-
-
27 681
Employee
29 488
-
50 806
-
other
-
-
-
-
income
4 943
-
9 360
-
health
753
-
1 294
-
unemployment
2 052
-
3 536
-
surtax
105
-
759
-
pensions
1 967
-
3 388
-
total
9 820
-
18 337
-
Employer
29 488
-
50 806
-
unemployment
936
-
1 610
-
pensions
3 931
-
6 773
-
other
-
-
-
-
health
1 341
-
2 311
-
total
6 208
-
10 694
-
Corporate
25 804
61 500
-
-
income
6 710
15 990
-
-
total
6 710
15 990
-
-
Dividends
19 095
45 510
-
-
withholding
2 865
6 826
-
-
total
2 865
6 826
-
-
Income
61 500
61 500
61 500
61 500
Total tax
25 603
22 816
29 031
27 681
After tax
35 897
38 684
32 469
33 819
Living cost
19 667
19 667
19 667
19 667
Free-cash
16 230
19 017
12 802
14 152

Estimated living cost  is ₽19667 per week

₽11874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1710
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5628
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽6061
₽5411
₽7070
₽6640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
income
-
-
-
6 457
chamber of commerce
-
-
-
246
health
-
-