Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 61000
per

Your estimated
City
free-cash

Valencia , Spain
₽10463
₽10030
₽18411
₽14074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
9 931
accident
-
-
-
549
unemployment
-
-
-
427
pensions
-
-
-
17 263
other
-
-
-
61
total
-
-
-
28 231
Employee
30 575
-
46 254
-
other
30
-
46
-
income
5 895
-
10 117
-
unemployment
474
-
717
-
pensions
1 437
-
2 173
-
total
7 836
-
13 053
-
Employer
30 575
-
46 254
-
unemployment
1 682
-
2 544
-
pensions
7 215
-
10 915
-
other
245
-
370
-
accident
606
-
916
-
total
9 748
-
14 745
-
Corporate
20 677
61 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 101
9 150
-
-
total
3 101
9 150
-
-
Dividends
17 576
51 850
-
-
withholding
3 502
10 700
-
-
total
3 502
10 700
-
-
Income
61 000
61 000
61 000
61 000
Total tax
24 187
19 850
27 798
28 231
After tax
36 813
41 150
33 202
32 769
Living cost
22 739
22 739
22 739
22 739
Free-cash
14 074
18 411
10 463
10 030

Estimated living cost  is ₽22739 per week

₽15348
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽13723
₽10998
₽22783
₽17196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
7 749
health
-
-
-
2 683
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 639
other
-
-
-
2 897
total
-
-
-
27 968
Employee
30 024
-
48 723
-
income
5 169
-
8 387
-
health
421
-
683
-
unemployment
300
-
486
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 101
-
3 410
-
total
7 991
-
12 966
-
Employer
30 024
-
48 723
-
unemployment
300
-
486
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 105
-
8 282
-
other
1 502
-
2 437
-
accident
240
-
389
-
health
421
-
683
-
total
7 568
-
12 277
-
Corporate
23 409
61 000
-
-
income
4 916
12 809
-
-
total
4 916
12 809
-
-
Dividends
18 493
48 191
-
-
withholding
1 295
3 374
-
-
total
1 295
3 374
-
-
Income
61 000
61 000
61 000
61 000
Total tax
21 770
16 183
25 243
27 968
After tax
39 230
44 817
35 757
33 032
Living cost
22 034
22 034
22 034
22 034
Free-cash
17 196
22 783
13 723
10 998

Estimated living cost  is ₽22034 per week

₽15568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽355
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽34816
₽33334
₽41335
₽37501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
9 150
health
-
-
-
3 315
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 266
total
-
-
-
16 846
Employee
14 327
-
55 345
-
income
1 432
-
5 535
-
health
659
-
1 326
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 258
-
2 531
-
total
3 507
-
9 709
-
Employer
14 327
-
55 345
-
unemployment
86
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 579
-
3 176
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
health
989
-
1 989
-
total
2 812
-
5 655
-
Corporate
43 862
61 000
-
-
income
4 386
6 100
-
-
total
4 386
6 100
-
-
Dividends
39 475
54 900
-
-
withholding
1 974
2 745
-
-
total
1 974
2 745
-
-
Income
61 000
61 000
61 000
61 000
Total tax
12 679
8 845
15 364
16 846
After tax
48 321
52 155
45 636
44 154
Living cost
10 820
10 820
10 820
10 820
Free-cash
37 501
41 335
34 816
33 334

Estimated living cost  is ₽10820 per week

₽6317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽8182
₽7959
₽2452
₽7335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
3 405
social contributions
-
-
-
1 739
health
-
-
-
527
surtax
-
-
-
-
pensions
-
-
-
17 188
other
-
-
-
1 891
total
-
-
-
24 750
Employee
35 390
-
46 482
-
income
2 089
-
3 429
-
social contributions
1 009
-
1 324
-
surtax
-
-
-
-
pensions
4 001
-
5 257
-
total
7 099
-
10 010
-
Employer
35 390
-
46 482
-
unemployment
1 433
-
1 883
-
social contributions
107
-
140
-
pensions
5 814
-
7 637
-
other
1 221
-
1 604
-
health
2 478
-
3 253
-
total
11 053
-
14 517
-
Corporate
14 558
61 000
-
-
income
4 077
17 081
-
-
surtax
-
-
-
-
total
4 077
17 081
-
-
Dividends
10 481
43 919
-
-
withholding
1 342
5 622
-
-
surtax
-
-
-
-
social contributions
1 803
7 554
-
-
total
3 145
13 176
-
-
Income
61 000
61 000
61 000
61 000
Total tax
25 374
30 257
24 527
24 750
After tax
35 626
30 743
36 473
36 250
Living cost
28 291
28 291
28 291
28 291
Free-cash
7 335
2 452
8 182
7 959

Estimated living cost  is ₽28291 per week

₽17839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽21112
₽107
-₽16470
-₽21112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
7 894
health
-
-
-
8 671
pensions
-
-
-
9 688
total
-
-
-
26 253
Employee
70 614
70 614
70 614
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 558
11 558
11 558
-
health
10 838
9 219
10 838
-
pensions
12 711
9 688
12 711
-
total
35 107
30 465
35 107
-
Employer
70 614
70 614
70 614
-
unemployment
2 542
2 542
2 542
-
pensions
4 915
4 915
4 915
-
health
4 908
4 908
4 908
-
total
12 365
12 365
12 365
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
61 000
61 000
61 000
61 000
Total tax
47 472
42 830
47 472
26 253
After tax
13 528
18 170
13 528
34 747
Living cost
34 640
34 640
34 640
34 640
Free-cash
-21 112
-16 470
-21 112
107

Estimated living cost  is ₽34640 per week

₽24549
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3123
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽20383
₽16830
₽5859
₽15006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
61 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 404
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 649
trade
-
-
-
3 553
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
518
total
-
-
-
19 124
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 627
-
61 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
9 404
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 649
-
5 649
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
518
-
total
6 581
-
15 571
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 373
61 000
-
-
chamber of commerce
168
213
-
-
income
4 406
9 150
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

242
504
-
-
trade
4 626
9 608
-
-
total
9 442
19 475
-
-
Dividends
19 931
41 525
-
-
withholding
4 668
10 066
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

257
554
-
-
total
4 925
10 620
-
-
Income
61 000
61 000
61 000
61 000
Total tax
20 948
30 095
15 571
19 124
After tax
40 052
30 905
45 429
41 876
Living cost
25 046
25 046
25 046
25 046
Free-cash
15 006
5 859
20 383
16 830

Estimated living cost  is ₽25046 per week

₽15755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽24565
₽26618
₽23157
₽21131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
4 166
social contributions
-
-
-
9 516
health
-
-
-
1 555
total
-
-
-
15 237
Employee
63 585
63 585
63 585
-
income
6 923
5 886
6 131
-
social contributions
2 404
5 277
4 596
-
health
493
1 081
942
-
total
9 820
12 244
11 669
-
Employer
63 585
63 585
63 585
-
social contributions
2 404
5 277
4 596
-
health
535
1 177
1 025
-
total
2 939
6 454
5 621
-
Corporate
29 096
-
-
-
income
3 637
-
-
-
total
3 637
-
-
-
Dividends
25 458
-
-
-
withholding
4 328
-
-
-
total
4 328
-
-
-
Income
61 000
61 000
61 000
61 000
Total tax
20 724
18 698
17 290
15 237
After tax
40 276
42 302
43 710
45 763
Living cost
19 145
19 145
19 145
19 145
Free-cash
21 131
23 157
24 565
26 618

Estimated living cost  is ₽19145 per week

₽11474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5370
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽6424
₽8737
₽8760
₽7927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
61 000
income
-
-
-
5 129
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
21 197
surtax
-
-
-
-
total
-
-
-
26 326
Employee
38 031
-
49 292
-
income
7 911
-
11 511
-
social contributions
4 183
-
5 422
-
surtax
-
-
-
-
total
12 094
-
16 933
-
Employer
38 031
-
49 292
-
social contributions
9 032
-
11 706
-
total
9 032
-
11 706
-
Corporate
13 937
61 000
-
-
income
2 927
12 809
-
-
surtax
-
-
-
-
total
2 927
12 809
-
-
Dividends
11 010
48 191
-
-
withholding
3 083
13 494
-
-
total
3 083
13 494
-
-
Income
61 000
61 000
61 000
61 000
Total tax
27 136
26 303
28 639
26 326
After tax
33 864
34 697
32 361
34 674
Living cost
25 937
25 937
25 937
25 937
Free-cash
7 927
8 760
6 424
8 737

Estimated living cost  is ₽25937 per week

₽19406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42614
₽54204
₽51764
₽50605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
61 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
610
total
-
-
-
610
Employee
7 732
-
61 000
-
income
1 546
-
12 200
-
total
1 546
-
12 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

53 268
61 000
-
-
total
-
-
-
-
Dividends
53 268
61 000
-
-
withholding
2 663
3 050
-
-
total
2 663
3 050
-
-
Income
61 000
61 000
61 000
61 000
Total tax
4 209
3 050
12 200
610
After tax
56 791
57 950
48 800
60 390
Living cost
6 186
6 186
6 186
6 186
Free-cash
50 605
51 764
42 614
54 204

Estimated living cost  is ₽6186 per week

₽3833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽8584
₽10333
₽19820
₽12902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
61 000
income
-
-
-
11 255
health
-
-
-
6 002
unemployment
-
-
-
91
pensions
-
-
-
11 140
total
-
-
-
28 488
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 566
-
52 781
-
income
6 306
-
10 355
-
health
2 362
-
3 410
-
unemployment
52
-
74
-
pensions
5 668
-
8 180
-
total
14 388
-
22 019
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 566
-
52 781
-
unemployment
22
-
31
-
pensions
3 236
-
4 672
-
health
2 435
-
3 515
-
total
5 693
-
8 218
-
Corporate
18 741
61 000
-
-
income
3 561
11 590
-
-
total
3 561
11 590
-
-
Dividends
15 181
49 410
-
-
withholding
2 277
7 411
-
-
total
2 277
7 411
-
-
Income
61 000
61 000
61 000
61 000
Total tax
25 919
19 001
30 237
28 488
After tax
35 081
41 999
30 763
32 512
Living cost
22 179
22 179
22 179
22 179
Free-cash
12 902
19 820
8 584
10 333

Estimated living cost  is ₽22179 per week

₽15221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽14445
₽2014
₽5263
₽10054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
61 000
income
-
-
-
23 538
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 431
total
-
-
-
28 969
Employee
37 933
-
57 196
-
social contributions
3 801
-
3 804
-
income
4 116
-
8 930
-
total
7 917
-
12 734
-
Employer
37 933
-
57 196
-
social contributions
3 801
-
3 804
-
total
3 801
-
3 804
-
Corporate
19 266
61 000
-
-
income
6 743
21 351
-
-
total
6 743
21 351
-
-
Dividends
12 523
39 649
-
-
social contributions
2 468
4 369
-
-
total
2 468
4 369
-
-
Income
61 000
61 000
61 000
61 000
Total tax
20 929
25 720
16 538
28 969
After tax
40 071
35 280
44 462
32 031
Living cost
30 017
30 017
30 017
30 017
Free-cash
10 054
5 263
14 445
2 014

Estimated living cost  is ₽30017 per week

₽19772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽22869
₽21640
₽19681
₽20110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
9 150
social contributions
-
-
-
8 419
health
-
-
-
4 257
total
-
-
-
21 826
Employee
28 037
-
61 000
-
income
4 676
-
7 921
-
social contributions
3 870
-
8 419
-
health
1 957
-
4 257
-
total
10 503
-
20 597
-
Employer
28 037
-
61 000
-
total
-
-
-
-
Corporate
32 963
61 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 648
3 051
-
-
total
1 648
3 051
-
-
Dividends
31 316
57 949
-
-
withholding
4 697
8 692
-
-
health
2 186
4 045
-
-
social contributions
4 322
7 997
-
-
total
11 205
20 734
-
-
Income
61 000
61 000
61 000
61 000
Total tax
23 356
23 785
20 597
21 826
After tax
37 644
37 215
40 403
39 174
Living cost
17 534
17 534
17 534
17 534
Free-cash
20 110
19 681
22 869
21 640

Estimated living cost  is ₽17534 per week

₽11734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1081
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽8289
₽7045
₽19333
₽11246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
5 243
social contributions
-
-
-
17 812
solidarity contribution
-
-
-
-
health
-
-
-
8 235
total
-
-
-
31 290
Employee
33 331
-
45 522
-
solidarity contribution
-
-
-
-
income
4 000
-
5 463
-
social contributions
2 167
-
2 959
-
health
4 500
-
6 146
-
total
10 667
-
14 568
-
Employer
33 331
-
45 522
-
social contributions
8 333
-
11 381
-
health
3 000
-
4 097
-
total
11 333
-
15 478
-
Corporate
16 336
61 000
-
-
income
3 104
11 590
-
-
total
3 104
11 590
-
-
Dividends
13 232
49 410
-
-
withholding
1 985
7 412
-
-
total
1 985
7 412
-
-
Income
61 000
61 000
61 000
61 000
Total tax
27 089
19 002
30 046
31 290
After tax
33 911
41 998
30 954
29 710
Living cost
22 665
22 665
22 665
22 665
Free-cash
11 246
19 333
8 289
7 045

Estimated living cost  is ₽22665 per week

₽16855
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽39161
₽50751
₽48311
₽46503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
61 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
610
total
-
-
-
610
Employee
12 049
-
61 000
-
income
2 410
-
12 200
-
total
2 410
-
12 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

48 951
61 000
-
-
total
-
-
-
-
Dividends
48 951
61 000
-
-
withholding
2 448
3 050
-
-
total
2 448
3 050
-
-
Income
61 000
61 000
61 000
61 000
Total tax
4 858
3 050
12 200
610
After tax
56 142
57 950
48 800
60 390
Living cost
9 639
9 639
9 639
9 639
Free-cash
46 503
48 311
39 161
50 751

Estimated living cost  is ₽9639 per week

₽6523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽3465
-₽3688
-₽9195
-₽6965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
3 405
social contributions
-
-
-
1 739
health
-
-
-
527
surtax
-
-
-
-
pensions
-
-
-
17 188
other
-
-
-
1 891
total
-
-
-
24 750
Employee
51 790
-
46 482
-
income
4 519
-
3 429
-
social contributions
1 475
-
1 324
-
surtax
-
-
-
-
pensions
5 858
-
5 257
-
total
11 852
-
10 010
-
Employer
51 790
-
46 482
-
unemployment
2 098
-
1 883
-
social contributions
155
-
140
-
pensions
8 510
-
7 637
-
other
1 787
-
1 604
-
health
3 625
-
3 253
-
total
16 175
-
14 517
-
Corporate
-
61 000
-
-
income
-
17 081
-
-
surtax
-
-
-
-
total
-
17 081
-
-
Dividends
-
43 919
-
-
withholding
-
5 622
-
-
surtax
-
-
-
-
social contributions
-
7 554
-
-
total
-
13 176
-
-
Income
61 000
61 000
61 000
61 000
Total tax
28 027
30 257
24 527
24 750
After tax
32 973
30 743
36 473
36 250
Living cost
39 938
39 938
39 938
39 938
Free-cash
-6 965
-9 195
-3 465
-3 688

Estimated living cost  is ₽39938 per week

₽27029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽17682
₽15433
₽29823
₽25768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
61 000
income
-
-
-
8 299
health
-
-
-
6 272
unemployment
-
-
-
913
pensions
-
-
-
15 833
total
-
-
-
31 317
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 488
-
51 739
-
income
2 962
-
9 510
-
health
1 107
-
2 665
-
unemployment
161
-
388
-
pensions
3 008
-
7 243
-
total
7 238
-
19 806
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 488
-
51 739
-
unemployment
161
-
388
-
pensions
2 579
-
6 209
-
health
1 107
-
2 665
-
total
3 847
-
9 262
-
Corporate
35 666
61 000
-
-
income
5 350
9 150
-
-
total
5 350
9 150
-
-
Dividends
30 316
51 850
-
-
withholding
4 547
7 777
-
-
total
4 547
7 777
-
-
Income
61 000
61 000
61 000
61 000
Total tax
20 982
16 927
29 068
31 317
After tax
40 018
44 073
31 932
29 683
Living cost
14 250
14 250
14 250
14 250
Free-cash
25 768
29 823
17 682
15 433

Estimated living cost  is ₽14250 per week

₽9595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽9691
-₽6577
-₽29975
-₽13171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
regional
-
-
-
1 788
national
-
-
-
258
health
-
-
-
189
city
-
-
-
642
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 220
pensions
-
-
-
5 612
total
-
-
-
9 709
Employee
67 720
-
54 597
-
regional
2 217
-
1 507
-
city
727
-
587
-
health
153
-
123
-
unemployment
-
-
-
-
national
321
-
217
-
pensions
5 689
-
4 587
-
total
9 107
-
7 021
-
Employer
67 720
-
54 597
-
unemployment
-
-
-
-
pensions
5 689
-
4 587
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 354
-
1 092
-
health
153
-
123
-
total
7 196
-
5 802
-
Corporate
-
61 000
-
-
regional
-
12 902
-
-
national
-
5 186
-
-
total
-
18 088
-
-
Dividends
-
42 912
-
-
withholding
-
15 019
-
-
total
-
15 019
-
-
Income
61 000
61 000
61 000
61 000
Total tax
16 303
33 107
12 823
9 709
After tax
44 697
27 893
48 177
51 291
Living cost
57 868
57 868
57 868
57 868
Free-cash
-13 171
-29 975
-9 691
-6 577

Estimated living cost  is ₽57868 per week

₽37631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽4767
₽13683
₽9927
₽6425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
61 000
municipal
-
-
-
10 873
national
-
-
-
4 102
health
-
-
-
595
total
-
-
-
15 570
Employee
43 505
-
51 315
-
health
325
-
446
-
unemployment
653
-
770
-
national
719
-
1 728
-
municipal
7 126
-
8 394
-
pensions
2 936
-
3 463
-
total
11 759
-
14 801
-
Employer
43 505
-
51 315
-
unemployment
282
-
334
-
pensions
7 548
-
8 904
-
accident
44
-
52
-
health
334
-
395
-
total
8 208
-
9 685
-
Corporate
9 287
61 000
-
-
income
1 858
12 201
-
-
total
1 858
12 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 571
36 600
-
-
national
-
538
-
-
municipal
1 003
6 587
-
-
total
1 003
7 125
-
-
Income
61 000
61 000
61 000
61 000
Total tax
22 828
19 326
24 486
15 570
After tax
38 172
41 674
36 514
45 430
Living cost
31 747
31 747
31 747
31 747
Free-cash
6 425
9 927
4 767
13 683

Estimated living cost  is ₽31747 per week

₽20737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽5069
₽606
₽4138
-₽15367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
national
-
-
-
18 740
social contributions
-
-
-
8 345
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 159
total
-
-
-
30 244
Employee

The minimum management director salary is set at €45,000 per year.

59 149
-
47 246
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 779
-
2 220
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 085
-
2 464
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
411
-
national
18 185
-
13 527
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 436
-
3 543
-
total
29 000
-
22 165
-
Employer

The minimum management director salary is set at €45,000 per year.

59 149
-
47 246
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
690
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 241
-
4 187
-
surtax
6 707
-
5 357
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

769
-
614
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 637
-
2 906
-
total
17 217
-
13 754
-
Corporate
-
61 000
-
-
income
-
12 201
-
-
surtax
-
245
-
-
total
-
12 446
-
-
Dividends
-
48 555
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 266
-
-
total
-
14 266
-
-
Income
61 000
61 000
61 000
61 000
Total tax
46 217
26 712
35 919
30 244
After tax
14 783
34 288
25 081
30 756
Living cost
30 150
30 150
30 150
30 150
Free-cash
-15 367
4 138
-5 069
606

Estimated living cost  is ₽30150 per week

₽19420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽1433
-₽3598
-₽701
-₽2682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
municipal
-
-
-
12 920
national
-
-
-
-
health
-
-
-
3 806
accident
-
-
-
122
unemployment
-
-
-
61
pensions
-
-
-
6 594
other
-
-
-
7 088
total
-
-
-
30 591
Employee
48 457
-
46 416
-
national
-
-
-
-
municipal
14 450
-
13 841
-
total
14 450
-
13 841
-
Employer
48 457
-
46 416
-
unemployment
1 279
-
1 225
-
pensions
5 238
-
5 018
-
other
5 631
-
5 394
-
accident
97
-
93
-
health
2 980
-
2 855
-
total
15 225
-
14 585
-
Corporate
-
61 000
-
-
income
-
13 420
-
-
total
-
13 420
-
-
Dividends
-
47 580
-
-
withholding
-
14 274
-
-
total
-
14 274
-
-
Income
61 000
61 000
61 000
61 000
Total tax
29 675
27 694
28 426
30 591
After tax
31 325
33 306
32 574
30 409
Living cost
34 007
34 007
34 007
34 007
Free-cash
-2 682
-701
-1 433
-3 598

Estimated living cost  is ₽34007 per week

₽22538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽11807
₽4457
-₽587
-₽69273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
11 890
social contributions
-
-
-
6 954
total
-
-
-
18 844
Employee
54 055
-
-
-
income
11 923
-
-
-
social contributions
4 433
-
632
-
total
16 356
-
632
-
Employer
54 055
-
-
-
social contributions
76 218
-
10 862
-
total
76 218
-
10 862
-
Corporate
-
61 000
-
-
income
-
13 420
-
-
total
-
13 420
-
-
Dividends
-
47 580
-
-
income
-
10 468
-
-
total
-
10 468
-
-
Income
61 000
61 000
61 000
61 000
Total tax
92 574
23 888
11 494
18 844
After tax
-31 574
37 112
49 506
42 156
Living cost
37 699
37 699
37 699
37 699
Free-cash
-69 273
-587
11 807
4 457

Estimated living cost  is ₽37699 per week

₽24461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽16889
₽18942
₽15482
₽14526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
4 166
social contributions
-
-
-
9 516
health
-
-
-
1 555
total
-
-
-
15 237
Employee
63 585
63 585
63 585
-
income
6 677
5 886
6 131
-
social contributions
3 090
5 277
4 596
-
health
632
1 081
942
-
total
10 399
12 244
11 669
-
Employer
63 585
63 585
63 585
-
social contributions
3 090
5 277
4 596
-
health
689
1 177
1 025
-
total
3 779
6 454
5 621
-
Corporate
20 002
-
-
-
income
2 500
-
-
-
total
2 500
-
-
-
Dividends
17 502
-
-
-
withholding
2 975
-
-
-
total
2 975
-
-
-
Income
61 000
61 000
61 000
61 000
Total tax
19 653
18 698
17 290
15 237
After tax
41 347
42 302
43 710
45 763
Living cost
26 820
26 820
26 820
26 820
Free-cash
14 526
15 482
16 889
18 942

Estimated living cost  is ₽26820 per week

₽18335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽8637
₽15271
₽15479
₽10890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
11 374
pensions
-
-
-
4 131
total
-
-
-
15 505
Employee
41 487
-
54 049
-
income
7 555
-
9 715
-
health
541
-
799
-
pensions
3 166
-
4 674
-
total
11 262
-
15 188
-
Employer
41 487
-
54 049
-
pensions
4 192
-
5 924
-
health
788
-
1 027
-
total
4 980
-
6 951
-
Corporate
14 533
61 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 761
11 591
-
-
total
2 761
11 591
-
-
Dividends
11 771
49 409
-
-
withholding
883
3 706
-
-
total
883
3 706
-
-
Income
61 000
61 000
61 000
61 000
Total tax
19 886
15 297
22 139
15 505
After tax
41 114
45 703
38 861
45 495
Living cost
30 224
30 224
30 224
30 224
Free-cash
10 890
15 479
8 637
15 271

Estimated living cost  is ₽30224 per week

₽20734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽3719
-₽500
-₽813
-₽8681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
municipal
-
-
-
408
regional
-
-
-
1 017
national
-
-
-
11 444
social contributions
-
-
-
15 689
total
-
-
-
28 558
Employee
69 680
-
61 000
-
regional
1 052
-
869
-
social contributions
23 496
-
20 569
-
national
11 775
-
9 975
-
municipal
416
-
364
-
total
36 739
-
31 777
-
Employer
69 680
-
61 000
-
total
-
-
-
-
Corporate
-
61 000
-
-
nationa
-
14 641
-
-
municipal
-
2 941
-
-
total
-
17 582
-
-
Dividends
-
43 419
-
-
withholding
-
11 289
-
-
total
-
11 289
-
-
Income
61 000
61 000
61 000
61 000
Total tax
36 739
28 871
31 777
28 558
After tax
24 261
32 129
29 223
32 442
Living cost
32 942
32 942
32 942
32 942
Free-cash
-8 681
-813
-3 719
-500

Estimated living cost  is ₽32942 per week

₽23139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2266
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽13561
₽24687
-₽12352
₽2289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
13 546
health
-
-
-
1 714
accident
-
-
-
198
pensions
-
-
-
3 271
other
-
-
-
291
total
-
-
-
19 020
Employee
27 203
-
50 673
-
income
3 732
-
8 311
-
health
3 115
-
5 802
-
pensions
3 063
-
5 706
-
total
9 910
-
19 819
-
Employer
27 203
-
50 673
-
unemployment
666
-
1 241
-
pensions
4 423
-
8 240
-
accident
454
-
846
-
total
5 543
-
10 327
-
Corporate
28 253
61 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

25 428
54 900
-
-
total
25 428
54 900
-
-
Dividends
2 825
6 100
-
-
withholding
537
1 159
-
-
total
537
1 159
-
-
Income
61 000
61 000
61 000
61 000
Total tax
41 418
56 059
30 146
19 020
After tax
19 582
4 941
30 854
41 980
Living cost
17 293
17 293
17 293
17 293
Free-cash
2 289
-12 352
13 561
24 687

Estimated living cost  is ₽17293 per week

₽12674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽13505
₽10268
-₽391
₽10427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
61 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 404
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 649
trade
-
-
-
3 237
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
518
total
-
-
-
18 808
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 143
-
61 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 383
-
9 404
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 649
-
5 649
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
518
-
total
9 219
-
15 571
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 857
61 000
-
-
chamber of commerce
155
215
-
-
income
2 978
9 150
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

163
504
-
-
trade
2 850
8 753
-
-
total
6 146
18 622
-
-
Dividends
13 710
42 378
-
-
withholding
3 113
10 280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
565
-
-
total
3 284
10 845
-
-
Income
61 000
61 000
61 000
61 000
Total tax
18 649
29 467
15 571
18 808
After tax
42 351
31 533
45 429
42 192
Living cost
31 924
31 924
31 924
31 924
Free-cash
10 427
-391
13 505
10 268

Estimated living cost  is ₽31924 per week

₽22022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3435
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽17426
₽32044
₽31596
₽24815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
61 000
microenterprise
-
-
-
9 150
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 603
surtax
-
-
-
-
total
-
-
-
11 753
Employee
24 162
-
49 157
-
income
4 301
-
9 121
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 658
-
5 407
-
surtax
-
-
-
-
total
6 959
-
14 528
-
Employer
24 162
-
49 157
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 820
-
11 843
-
surtax
-
-
-
-
total
5 820
-
11 843
-
Corporate
31 017
61 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 203
12 201
-
-
total
6 203
12 201
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

24 814
48 799
-
-
total
-
-
-
-
Income
61 000
61 000
61 000
61 000
Total tax
18 982
12 201
26 371
11 753
After tax
42 018
48 799
34 629
49 247
Living cost
17 203
17 203
17 203
17 203
Free-cash
24 815
31 596
17 426
32 044

Estimated living cost  is ₽17203 per week

₽10975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽21940
₽22700
₽27385
₽25631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
14 185
health
-
-
-
5 647
pensions
-
-
-
7 789
total
-
-
-
27 621
Employee
16 264
-
52 237
-
income
3 146
-
13 776
-
health
813
-
1 947
-
unemployment
163
-
390
-
pensions
1 464
-
3 505
-
total
5 586
-
19 618
-
Employer
16 264
-
52 237
-
unemployment
325
-
779
-
pensions
1 789
-
4 284
-
health
1 545
-
3 700
-
total
3 659
-
8 763
-
Corporate
41 076
61 000
-
-
income
9 037
13 420
-
-
total
9 037
13 420
-
-
Dividends
32 039
47 580
-
-
withholding
6 408
9 516
-
-
total
6 408
9 516
-
-
Income
61 000
61 000
61 000
61 000
Total tax
24 690
22 936
28 381
27 621
After tax
36 310
38 064
32 619
33 379
Living cost
10 679
10 679
10 679
10 679
Free-cash
25 631
27 385
21 940
22 700

Estimated living cost  is ₽10679 per week

₽6346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽245
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽13423
₽14770
₽19796
₽17166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
10 016
health
-
-
-
4 331
unemployment
-
-
-
188
surtax
-
-
-
921
pensions
-
-
-
12 201
other
-
-
-
-
total
-
-
-
27 657
Employee
27 847
-
50 392
-
other
-
-
-
-
income
4 668
-
9 425
-
health
711
-
1 284
-
unemployment
1 938
-
3 507
-
surtax
99
-
819
-
pensions
1 858
-
3 361
-
total
9 274
-
18 396
-
Employer
27 847
-
50 392
-
unemployment
883
-
1 597
-
pensions
3 713
-
6 718
-
other
-
-
-
-
health
1 266
-
2 293
-
total
5 862
-
10 608
-
Corporate
27 290
61 000
-
-
income
7 096
15 860
-
-
total
7 096
15 860
-
-
Dividends
20 194
45 140
-
-
withholding
3 029
6 771
-
-
total
3 029
6 771
-
-
Income
61 000
61 000
61 000
61 000
Total tax
25 261
22 631
29 004
27 657
After tax
35 739
38 369
31 996
33 343
Living cost
18 573
18 573
18 573
18 573
Free-cash
17 166
19 796
13 423
14 770

Estimated living cost  is ₽18573 per week

₽11213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1615
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5085
₽6500
₽8266
₽7859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
income
-
-
-
6 851
chamber of commerce
-
-
-
243
health
-
-
-