Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 60000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽38135
₽28471
₽29563
₽33472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 000
income
-
-
-
9 000
unemployment
-
-
-
140
health
-
-
-
4 033
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 191
total
-
-
-
18 364
Employee
17 432
-
53 119
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531
-
3 080
-
income
1 743
-
5 312
-
health
802
-
1 613
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
total
4 268
-
10 391
-
Employer
17 432
-
53 119
-
accident

We are using the highest rate at 1.1%.

192
-
386
-
unemployment
104
-
210
-
health
1 203
-
2 420
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 921
-
3 865
-
total
3 420
-
6 881
-
Corporate
39 148
60 000
-
-
income
3 914
6 000
-
-
total
3 914
6 000
-
-
Dividends
35 233
54 000
-
-
withholding
1 761
2 700
-
-
total
1 761
2 700
-
-
Income
60 000
60 000
60 000
60 000
Total tax
13 363
8 700
17 272
18 364
After tax
46 637
51 300
42 728
41 636
Living cost
13 165
13 165
13 165
13 165
Free-cash
33 472
38 135
29 563
28 471

Estimated living cost  is ₽13165 per week

₽7686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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