Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 59500
per

Your estimated
City
free-cash

Valencia , Spain
₽13344
₽9925
₽9501
₽17638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
unemployment
-
-
-
416
income
-
-
-
9 646
other
-
-
-
59
accident
-
-
-
536
pensions
-
-
-
16 839
total
-
-
-
27 496
Employee
30 259
-
45 117
-
unemployment
469
-
699
-
pensions
1 423
-
2 120
-
income
5 834
-
9 826
-
other
30
-
45
-
total
7 756
-
12 690
-
Employer
30 259
-
45 117
-
pensions
7 140
-
10 647
-
accident
599
-
893
-
unemployment
1 665
-
2 482
-
other
242
-
360
-
total
9 646
-
14 382
-
Corporate
19 594
59 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 940
8 925
-
-
total
2 940
8 925
-
-
Dividends
16 654
50 575
-
-
withholding
3 311
10 434
-
-
total
3 311
10 434
-
-
Income
59 500
59 500
59 500
59 500
Total tax
23 653
19 359
27 072
27 496
After tax
35 847
40 141
32 428
32 004
Living cost
22 503
22 503
22 503
22 503
Free-cash
13 344
17 638
9 925
9 501

Estimated living cost  is ₽22503 per week

₽15189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽16384
₽13072
₽10413
₽21909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 281
income
-
-
-
7 557
other
-
-
-
2 826
health
-
-
-
2 618
total
-
-
-
27 282
Employee
29 713
-
47 524
-
health
416
-
665
-
unemployment
297
-
475
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 079
-
3 326
-
income
5 115
-
8 181
-
total
7 907
-
12 647
-
Employer
29 713
-
47 524
-
health
416
-
665
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 052
-
8 078
-
accident
238
-
380
-
unemployment
297
-
475
-
other
1 486
-
2 378
-
total
7 489
-
11 976
-
Corporate
22 299
59 500
-
-
income
4 682
12 495
-
-
total
4 682
12 495
-
-
Dividends
17 616
47 005
-
-
withholding
1 233
3 291
-
-
total
1 233
3 291
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 311
15 786
24 623
27 282
After tax
38 189
43 714
34 877
32 218
Living cost
21 805
21 805
21 805
21 805
Free-cash
16 384
21 909
13 072
10 413

Estimated living cost  is ₽21805 per week

₽15407
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽36343
₽33635
₽32215
₽40144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 230
unemployment
-
-
-
114
income
-
-
-
8 925
health
-
-
-
3 287
total
-
-
-
16 556
Employee
14 206
-
53 892
-
health
653
-
1 315
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 247
-
2 510
-
income
1 420
-
5 390
-
total
3 476
-
9 529
-
Employer
14 206
-
53 892
-
health
981
-
1 972
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 566
-
3 150
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 788
-
5 607
-
Corporate
42 506
59 500
-
-
income
4 251
5 950
-
-
total
4 251
5 950
-
-
Dividends
38 255
53 550
-
-
withholding
1 913
2 677
-
-
total
1 913
2 677
-
-
Income
59 500
59 500
59 500
59 500
Total tax
12 428
8 627
15 136
16 556
After tax
47 072
50 873
44 364
42 944
Living cost
10 729
10 729
10 729
10 729
Free-cash
36 343
40 144
33 635
32 215

Estimated living cost  is ₽10729 per week

₽6264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6824
₽7607
₽7374
₽1990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 288
other
-
-
-
1 845
health
-
-
-
516
social contributions
-
-
-
1 694
pensions
-
-
-
16 785
surtax
-
-
-
-
total
-
-
-
24 128
Employee
35 024
-
45 340
-
pensions
3 960
-
5 129
-
income
2 067
-
3 314
-
social contributions
999
-
1 291
-
surtax
-
-
-
-
total
7 026
-
9 734
-
Employer
35 024
-
45 340
-
health
2 452
-
3 174
-
social contributions
106
-
137
-
pensions
5 754
-
7 450
-
unemployment
1 418
-
1 836
-
other
1 208
-
1 564
-
total
10 938
-
14 161
-
Corporate
13 539
59 500
-
-
income
3 791
16 660
-
-
surtax
-
-
-
-
total
3 791
16 660
-
-
Dividends
9 748
42 840
-
-
social contributions
1 676
7 369
-
-
surtax
-
-
-
-
withholding
1 247
5 483
-
-
total
2 923
12 852
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 678
29 512
23 895
24 128
After tax
34 822
29 988
35 605
35 372
Living cost
27 998
27 998
27 998
27 998
Free-cash
6 824
1 990
7 607
7 374

Estimated living cost  is ₽27998 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽21763
-₽21763
-₽383
-₽17170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
9 588
income
-
-
-
7 482
health
-
-
-
8 532
total
-
-
-
25 602
Employee
69 883
69 883
69 883
-
health
10 726
9 124
10 726
-
pensions
12 579
9 588
12 579
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 439
11 439
11 439
-
total
34 744
30 151
34 744
-
Employer
69 883
69 883
69 883
-
health
4 858
4 858
4 858
-
pensions
4 864
4 864
4 864
-
unemployment
2 516
2 516
2 516
-
total
12 238
12 238
12 238
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
46 982
42 389
46 982
25 602
After tax
12 518
17 111
12 518
33 898
Living cost
34 281
34 281
34 281
34 281
Free-cash
-21 763
-17 170
-21 763
-383

Estimated living cost  is ₽34281 per week

₽24294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽14413
₽19606
₽16227
₽5361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 500
trade
-
-
-
3 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 021
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 591
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
495
total
-
-
-
18 486
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 300
-
59 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 591
-
5 591
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

874
-
9 021
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
495
-
total
6 513
-
15 107
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 200
59 500
-
-
income
4 230
8 925
-
-
trade
4 441
9 371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

233
491
-
-
chamber of commerce
165
210
-
-
total
9 069
18 997
-
-
Dividends
19 131
40 504
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

245
540
-
-
withholding
4 473
9 815
-
-
total
4 718
10 355
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 300
29 352
15 107
18 486
After tax
39 200
30 148
44 393
41 014
Living cost
24 787
24 787
24 787
24 787
Free-cash
14 413
5 361
19 606
16 227

Estimated living cost  is ₽24787 per week

₽15592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5842
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽20280
₽23578
₽25810
₽22047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 944
health
-
-
-
1 517
social contributions
-
-
-
9 282
total
-
-
-
14 743
Employee
62 926
62 926
62 926
-
health
488
1 070
918
-
income
6 852
5 825
6 092
-
social contributions
2 379
5 223
4 483
-
total
9 719
12 118
11 493
-
Employer
62 926
62 926
62 926
-
health
530
1 165
999
-
social contributions
2 379
5 223
4 483
-
total
2 909
6 388
5 482
-
Corporate
27 926
-
-
-
income
3 491
-
-
-
total
3 491
-
-
-
Dividends
24 435
-
-
-
withholding
4 154
-
-
-
total
4 154
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 273
18 506
16 975
14 743
After tax
39 227
40 994
42 525
44 757
Living cost
18 947
18 947
18 947
18 947
Free-cash
20 280
22 047
23 578
25 810

Estimated living cost  is ₽18947 per week

₽11355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽7349
₽5962
₽8179
₽8175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
59 500
income
-
-
-
4 976
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
20 676
surtax
-
-
-
-
total
-
-
-
25 652
Employee
37 637
-
48 081
-
income
7 829
-
11 161
-
social contributions
4 140
-
5 289
-
surtax
-
-
-
-
total
11 969
-
16 450
-
Employer
37 637
-
48 081
-
social contributions
8 939
-
11 419
-
total
8 939
-
11 419
-
Corporate
12 924
59 500
-
-
income
2 715
12 495
-
-
surtax
-
-
-
-
total
2 715
12 495
-
-
Dividends
10 209
47 005
-
-
withholding
2 859
13 161
-
-
total
2 859
13 161
-
-
Income
59 500
59 500
59 500
59 500
Total tax
26 482
25 656
27 869
25 652
After tax
33 018
33 844
31 631
33 848
Living cost
25 669
25 669
25 669
25 669
Free-cash
7 349
8 175
5 962
8 179

Estimated living cost  is ₽25669 per week

₽19205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4521
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽49292
₽41509
₽52814
₽50434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
595
total
-
-
-
595
Employee
7 614
-
59 500
-
income
1 523
-
11 900
-
total
1 523
-
11 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

51 886
59 500
-
-
total
-
-
-
-
Dividends
51 886
59 500
-
-
withholding
2 594
2 975
-
-
total
2 594
2 975
-
-
Income
59 500
59 500
59 500
59 500
Total tax
4 117
2 975
11 900
595
After tax
55 383
56 525
47 600
58 905
Living cost
6 091
6 091
6 091
6 091
Free-cash
49 292
50 434
41 509
52 814

Estimated living cost  is ₽6091 per week

₽3775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽12172
₽8108
₽9812
₽19016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
59 500
pensions
-
-
-
10 866
unemployment
-
-
-
89
income
-
-
-
10 928
health
-
-
-
5 855
total
-
-
-
27 738
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 187
-
51 484
-
health
2 337
-
3 325
-
unemployment
51
-
71
-
pensions
5 609
-
7 981
-
income
6 240
-
10 049
-
total
14 237
-
21 426
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 187
-
51 484
-
health
2 410
-
3 429
-
pensions
3 202
-
4 556
-
unemployment
22
-
31
-
total
5 634
-
8 016
-
Corporate
17 679
59 500
-
-
income
3 359
11 305
-
-
total
3 359
11 305
-
-
Dividends
14 320
48 195
-
-
withholding
2 148
7 229
-
-
total
2 148
7 229
-
-
Income
59 500
59 500
59 500
59 500
Total tax
25 378
18 534
29 442
27 738
After tax
34 122
40 966
30 058
31 762
Living cost
21 950
21 950
21 950
21 950
Free-cash
12 172
19 016
8 108
9 812

Estimated living cost  is ₽21950 per week

₽15064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5055
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽9387
₽13644
₽1346
₽4646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
59 500
income
-
-
-
23 294
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 154
total
-
-
-
28 448
Employee
37 541
-
55 736
-
social contributions
3 761
-
3 764
-
income
4 073
-
8 622
-
total
7 834
-
12 386
-
Employer
37 541
-
55 736
-
social contributions
3 761
-
3 764
-
total
3 761
-
3 764
-
Corporate
18 198
59 500
-
-
income
6 369
20 825
-
-
total
6 369
20 825
-
-
Dividends
11 830
38 675
-
-
social contributions
2 443
4 323
-
-
total
2 443
4 323
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 407
25 148
16 150
28 448
After tax
39 093
34 352
43 350
31 052
Living cost
29 706
29 706
29 706
29 706
Free-cash
9 387
4 646
13 644
1 346

Estimated living cost  is ₽29706 per week

₽19567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽19371
₽22119
₽20859
₽18947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
8 925
health
-
-
-
4 153
social contributions
-
-
-
8 210
total
-
-
-
21 288
Employee
27 747
-
59 500
-
health
1 937
-
4 153
-
income
4 628
-
7 665
-
social contributions
3 830
-
8 210
-
total
10 395
-
20 028
-
Employer
27 747
-
59 500
-
total
-
-
-
-
Corporate
31 753
59 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 587
2 975
-
-
total
1 587
2 975
-
-
Dividends
30 166
56 525
-
-
social contributions
4 163
7 800
-
-
withholding
4 525
8 479
-
-
health
2 106
3 946
-
-
total
10 794
20 225
-
-
Income
59 500
59 500
59 500
59 500
Total tax
22 776
23 200
20 028
21 288
After tax
36 724
36 300
39 472
38 212
Living cost
17 353
17 353
17 353
17 353
Free-cash
19 371
18 947
22 119
20 859

Estimated living cost  is ₽17353 per week

₽11613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9935
₽7324
₽6108
₽18095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
5 114
health
-
-
-
8 033
social contributions
-
-
-
17 374
solidarity contribution
-
-
-
-
total
-
-
-
30 521
Employee
33 634
-
44 403
-
health
4 541
-
5 994
-
solidarity contribution
-
-
-
-
income
4 036
-
5 328
-
social contributions
2 186
-
2 886
-
total
10 763
-
14 208
-
Employer
33 634
-
44 403
-
health
3 027
-
3 996
-
social contributions
8 409
-
11 101
-
total
11 436
-
15 097
-
Corporate
14 430
59 500
-
-
income
2 742
11 305
-
-
total
2 742
11 305
-
-
Dividends
11 688
48 195
-
-
withholding
1 753
7 229
-
-
total
1 753
7 229
-
-
Income
59 500
59 500
59 500
59 500
Total tax
26 694
18 534
29 305
30 521
After tax
32 806
40 966
30 195
28 979
Living cost
22 871
22 871
22 871
22 871
Free-cash
9 935
18 095
7 324
6 108

Estimated living cost  is ₽22871 per week

₽17009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽45253
₽38108
₽49413
₽47033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
595
total
-
-
-
595
Employee
11 865
-
59 500
-
income
2 373
-
11 900
-
total
2 373
-
11 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

47 635
59 500
-
-
total
-
-
-
-
Dividends
47 635
59 500
-
-
withholding
2 382
2 975
-
-
total
2 382
2 975
-
-
Income
59 500
59 500
59 500
59 500
Total tax
4 755
2 975
11 900
595
After tax
54 745
56 525
47 600
58 905
Living cost
9 492
9 492
9 492
9 492
Free-cash
45 253
47 033
38 108
49 413

Estimated living cost  is ₽9492 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽7762
-₽3920
-₽4153
-₽9537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 288
other
-
-
-
1 845
health
-
-
-
516
social contributions
-
-
-
1 694
pensions
-
-
-
16 785
surtax
-
-
-
-
total
-
-
-
24 128
Employee
51 254
-
45 340
-
pensions
5 797
-
5 129
-
income
4 472
-
3 314
-
social contributions
1 460
-
1 291
-
surtax
-
-
-
-
total
11 729
-
9 734
-
Employer
51 254
-
45 340
-
health
3 587
-
3 174
-
social contributions
154
-
137
-
pensions
8 422
-
7 450
-
unemployment
2 076
-
1 836
-
other
1 769
-
1 564
-
total
16 008
-
14 161
-
Corporate
-
59 500
-
-
income
-
16 660
-
-
surtax
-
-
-
-
total
-
16 660
-
-
Dividends
-
42 840
-
-
social contributions
-
7 369
-
-
surtax
-
-
-
-
withholding
-
5 483
-
-
total
-
12 852
-
-
Income
59 500
59 500
59 500
59 500
Total tax
27 737
29 512
23 895
24 128
After tax
31 763
29 988
35 605
35 372
Living cost
39 525
39 525
39 525
39 525
Free-cash
-7 762
-9 537
-3 920
-4 153

Estimated living cost  is ₽39525 per week

₽26750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3233
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽24874
₽17117
₽14896
₽28886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
59 500
pensions
-
-
-
15 470
unemployment
-
-
-
892
income
-
-
-
8 010
health
-
-
-
6 129
total
-
-
-
30 501
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 267
-
50 466
-
health
1 095
-
2 599
-
unemployment
160
-
378
-
pensions
2 977
-
7 065
-
income
2 931
-
9 205
-
total
7 163
-
19 247
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 267
-
50 466
-
health
1 095
-
2 599
-
pensions
2 552
-
6 056
-
unemployment
160
-
378
-
total
3 807
-
9 033
-
Corporate
34 427
59 500
-
-
income
5 164
8 925
-
-
total
5 164
8 925
-
-
Dividends
29 263
50 575
-
-
withholding
4 389
7 586
-
-
total
4 389
7 586
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 523
16 511
28 280
30 501
After tax
38 977
42 989
31 220
28 999
Living cost
14 103
14 103
14 103
14 103
Free-cash
24 874
28 886
17 117
14 896

Estimated living cost  is ₽14103 per week

₽9496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽13353
-₽9835
-₽6798
-₽29632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
5 474
city
-
-
-
626
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 190
health
-
-
-
185
regional
-
-
-
1 734
national
-
-
-
249
total
-
-
-
9 458
Employee
66 517
-
53 256
-
health
150
-
120
-
unemployment
-
-
-
-
city
714
-
572
-
pensions
5 588
-
4 473
-
regional
2 178
-
1 461
-
national
315
-
210
-
total
8 945
-
6 836
-
Employer
66 517
-
53 256
-
health
150
-
120
-
pensions
5 588
-
4 473
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 330
-
1 066
-
total
7 068
-
5 659
-
Corporate
-
59 500
-
-
regional
-
12 584
-
-
national
-
5 057
-
-
total
-
17 641
-
-
Dividends
-
41 859
-
-
withholding
-
14 651
-
-
total
-
14 651
-
-
Income
59 500
59 500
59 500
59 500
Total tax
16 013
32 292
12 495
9 458
After tax
43 487
27 208
47 005
50 042
Living cost
56 840
56 840
56 840
56 840
Free-cash
-13 353
-29 632
-9 835
-6 798

Estimated living cost  is ₽56840 per week

₽36962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽698
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽5758
₽4294
₽12988
₽9254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
59 500
municipal
-
-
-
10 607
health
-
-
-
575
national
-
-
-
3 912
total
-
-
-
15 094
Employee
43 055
-
50 055
-
health
321
-
429
-
unemployment
646
-
750
-
pensions
2 906
-
3 379
-
national
711
-
1 596
-
municipal
7 052
-
8 189
-
total
11 636
-
14 343
-
Employer
43 055
-
50 055
-
health
331
-
385
-
pensions
7 470
-
8 684
-
accident
43
-
50
-
unemployment
280
-
326
-
total
8 124
-
9 445
-
Corporate
8 322
59 500
-
-
income
1 665
11 900
-
-
total
1 665
11 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 993
35 700
-
-
municipal
899
6 426
-
-
national
-
502
-
-
total
899
6 928
-
-
Income
59 500
59 500
59 500
59 500
Total tax
22 324
18 828
23 788
15 094
After tax
37 176
40 672
35 712
44 406
Living cost
31 418
31 418
31 418
31 418
Free-cash
5 758
9 254
4 294
12 988

Estimated living cost  is ₽31418 per week

₽20522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3022
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽16075
-₽5305
₽262
₽3614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 086
social contributions
-
-
-
8 075
national
-
-
-
18 239
total
-
-
-
29 400
Employee

The minimum management director salary is set at €45,000 per year.

58 536
-
46 084
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 750
-
2 165
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 053
-
2 404
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

509
-
401
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 390
-
3 457
-
national
17 996
-
13 125
-
total
28 698
-
21 552
-
Employer

The minimum management director salary is set at €45,000 per year.

58 536
-
46 084
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 600
-
2 834
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 187
-
4 083
-
surtax
6 637
-
5 227
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

761
-
599
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

854
-
672
-
total
17 039
-
13 415
-
Corporate
-
59 500
-
-
income
-
11 900
-
-
surtax
-
238
-
-
total
-
12 138
-
-
Dividends
-
47 362
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 910
-
-
total
-
13 910
-
-
Income
59 500
59 500
59 500
59 500
Total tax
45 737
26 048
34 967
29 400
After tax
13 763
33 452
24 533
30 100
Living cost
29 838
29 838
29 838
29 838
Free-cash
-16 075
3 614
-5 305
262

Estimated living cost  is ₽29838 per week

₽19219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽6796
-₽3629
-₽5744
-₽2916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
unemployment
-
-
-
60
municipal
-
-
-
12 603
other
-
-
-
6 914
health
-
-
-
3 713
national
-
-
-
-
accident
-
-
-
119
pensions
-
-
-
6 432
total
-
-
-
29 841
Employee
50 445
-
45 275
-
national
-
-
-
-
municipal
15 043
-
13 501
-
total
15 043
-
13 501
-
Employer
50 445
-
45 275
-
health
3 102
-
2 784
-
pensions
5 453
-
4 894
-
accident
101
-
91
-
unemployment
1 332
-
1 195
-
other
5 862
-
5 261
-
total
15 850
-
14 225
-
Corporate
-
59 500
-
-
income
-
13 090
-
-
total
-
13 090
-
-
Dividends
-
46 410
-
-
withholding
-
13 923
-
-
total
-
13 923
-
-
Income
59 500
59 500
59 500
59 500
Total tax
30 893
27 013
27 726
29 841
After tax
28 607
32 487
31 774
29 659
Living cost
35 403
35 403
35 403
35 403
Free-cash
-6 796
-2 916
-3 629
-5 744

Estimated living cost  is ₽35403 per week

₽23463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽75569
₽8496
₽2032
-₽2887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
11 598
social contributions
-
-
-
6 783
total
-
-
-
18 381
Employee
56 045
-
-
-
income
12 362
-
-
-
social contributions
4 596
-
655
-
total
16 958
-
655
-
Employer
56 045
-
-
-
social contributions
79 024
-
11 262
-
total
79 024
-
11 262
-
Corporate
-
59 500
-
-
income
-
13 090
-
-
total
-
13 090
-
-
Dividends
-
46 410
-
-
income
-
10 210
-
-
total
-
10 210
-
-
Income
59 500
59 500
59 500
59 500
Total tax
95 982
23 300
11 917
18 381
After tax
-36 482
36 200
47 583
41 119
Living cost
39 087
39 087
39 087
39 087
Free-cash
-75 569
-2 887
8 496
2 032

Estimated living cost  is ₽39087 per week

₽25361
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽13744
₽15982
₽18214
₽14451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 944
health
-
-
-
1 517
social contributions
-
-
-
9 282
total
-
-
-
14 743
Employee
62 926
62 926
62 926
-
health
626
1 070
918
-
income
6 608
5 825
6 092
-
social contributions
3 058
5 223
4 483
-
total
10 292
12 118
11 493
-
Employer
62 926
62 926
62 926
-
health
682
1 165
999
-
social contributions
3 058
5 223
4 483
-
total
3 740
6 388
5 482
-
Corporate
18 926
-
-
-
income
2 365
-
-
-
total
2 365
-
-
-
Dividends
16 561
-
-
-
withholding
2 816
-
-
-
total
2 816
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 213
18 506
16 975
14 743
After tax
40 287
40 994
42 525
44 757
Living cost
26 543
26 543
26 543
26 543
Free-cash
13 744
14 451
15 982
18 214

Estimated living cost  is ₽26543 per week

₽18145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽11005
₽8728
₽15216
₽15431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
11 092
pensions
-
-
-
4 044
total
-
-
-
15 136
Employee
40 009
-
52 706
-
health
522
-
783
-
pensions
3 054
-
4 578
-
income
7 286
-
9 469
-
total
10 862
-
14 830
-
Employer
40 009
-
52 706
-
health
760
-
1 001
-
pensions
4 042
-
5 793
-
total
4 802
-
6 794
-
Corporate
14 688
59 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 791
11 306
-
-
total
2 791
11 306
-
-
Dividends
11 897
48 194
-
-
withholding
892
3 615
-
-
total
892
3 615
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 347
14 921
21 624
15 136
After tax
40 153
44 579
37 876
44 364
Living cost
29 148
29 148
29 148
29 148
Free-cash
11 005
15 431
8 728
15 216

Estimated living cost  is ₽29148 per week

₽19995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽9459
-₽4080
-₽864
-₽1260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
municipal
-
-
-
398
regional
-
-
-
982
social contributions
-
-
-
15 303
national
-
-
-
11 080
total
-
-
-
27 763
Employee
68 958
-
59 500
-
social contributions
23 252
-
20 064
-
regional
1 041
-
844
-
national
11 653
-
9 715
-
municipal
412
-
356
-
total
36 358
-
30 979
-
Employer
68 958
-
59 500
-
total
-
-
-
-
Corporate
-
59 500
-
-
nationa
-
14 279
-
-
municipal
-
2 868
-
-
total
-
17 147
-
-
Dividends
-
42 352
-
-
withholding
-
11 012
-
-
total
-
11 012
-
-
Income
59 500
59 500
59 500
59 500
Total tax
36 358
28 159
30 979
27 763
After tax
23 142
31 341
28 521
31 737
Living cost
32 601
32 601
32 601
32 601
Free-cash
-9 459
-1 260
-4 080
-864

Estimated living cost  is ₽32601 per week

₽22900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2242
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽2161
₽12882
₽23633
-₽12507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
3 277
income
-
-
-
13 055
other
-
-
-
292
health
-
-
-
1 718
accident
-
-
-
199
total
-
-
-
18 541
Employee
27 254
-
49 427
-
health
3 121
-
5 659
-
pensions
3 069
-
5 565
-
income
3 739
-
7 995
-
total
9 929
-
19 219
-
Employer
27 254
-
49 427
-
pensions
4 432
-
8 037
-
accident
455
-
825
-
unemployment
668
-
1 211
-
total
5 555
-
10 073
-
Corporate
26 691
59 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

24 022
53 550
-
-
total
24 022
53 550
-
-
Dividends
2 669
5 950
-
-
withholding
507
1 131
-
-
total
507
1 131
-
-
Income
59 500
59 500
59 500
59 500
Total tax
40 013
54 681
29 292
18 541
After tax
19 487
4 819
30 208
40 959
Living cost
17 326
17 326
17 326
17 326
Free-cash
2 161
-12 507
12 882
23 633

Estimated living cost  is ₽17326 per week

₽12698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽9871
₽12799
₽9721
-₽833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 500
trade
-
-
-
3 078
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 021
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 591
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
495
total
-
-
-
18 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 717
-
59 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 591
-
5 591
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 348
-
9 021
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

185
-
495
-
total
9 124
-
15 107
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 783
59 500
-
-
income
2 817
8 925
-
-
trade
2 696
8 538
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

155
491
-
-
chamber of commerce
152
211
-
-
total
5 820
18 165
-
-
Dividends
12 962
41 335
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

162
551
-
-
withholding
2 929
10 023
-
-
total
3 091
10 574
-
-
Income
59 500
59 500
59 500
59 500
Total tax
18 035
28 739
15 107
18 185
After tax
41 465
30 761
44 393
41 315
Living cost
31 594
31 594
31 594
31 594
Free-cash
9 871
-833
12 799
9 721

Estimated living cost  is ₽31594 per week

₽21794
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5942
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽23862
₽16766
₽30974
₽30575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
59 500
income
-
-
-
-
microenterprise
-
-
-
8 925
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 576
surtax
-
-
-
-
total
-
-
-
11 501
Employee
23 912
-
47 949
-
income
4 257
-
8 884
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 631
-
5 274
-
surtax
-
-
-
-
total
6 888
-
14 158
-
Employer
23 912
-
47 949
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 760
-
11 551
-
surtax
-
-
-
-
total
5 760
-
11 551
-
Corporate
29 828
59 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 965
11 900
-
-
total
5 965
11 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

23 863
47 600
-
-
total
-
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
18 613
11 900
25 709
11 501
After tax
40 887
47 600
33 791
47 999
Living cost
17 025
17 025
17 025
17 025
Free-cash
23 862
30 575
16 766
30 974

Estimated living cost  is ₽17025 per week

₽10861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽25483
₽22087
₽22799
₽27126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
14 113
health
-
-
-
5 290
pensions
-
-
-
7 296
total
-
-
-
26 699
Employee
15 234
-
51 292
-
health
762
-
1 824
-
unemployment
152
-
365
-
pensions
1 371
-
3 283
-
income
2 947
-
13 730
-
total
5 232
-
19 202
-
Employer
15 234
-
51 292
-
health
1 447
-
3 466
-
pensions
1 676
-
4 013
-
unemployment
305
-
730
-
total
3 428
-
8 209
-
Corporate
40 838
59 500
-
-
income
8 984
13 090
-
-
total
8 984
13 090
-
-
Dividends
31 853
46 410
-
-
withholding
6 371
9 282
-
-
total
6 371
9 282
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 015
22 372
27 411
26 699
After tax
35 485
37 128
32 089
32 801
Living cost
10 002
10 002
10 002
10 002
Free-cash
25 483
27 126
22 087
22 799

Estimated living cost  is ₽10002 per week

₽5944
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽16443
₽12885
₽14199
₽19043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
11 900
unemployment
-
-
-
186
income
-
-
-
9 729
other
-
-
-
-
health
-
-
-
4 224
surtax
-
-
-
881
total
-
-
-
26 920
Employee
27 559
-
49 154
-
health
703
-
1 255
-
unemployment
1 918
-
3 421
-
pensions
1 839
-
3 278
-
income
4 620
-
9 153
-
other
-
-
-
-
surtax
98
-
781
-
total
9 178
-
17 888
-
Employer
27 559
-
49 154
-
health
1 253
-
2 236
-
pensions
3 674
-
6 552
-
unemployment
874
-
1 558
-
other
-
-
-
-
total
5 801
-
10 346
-
Corporate
26 139
59 500
-
-
income
6 796
15 471
-
-
total
6 796
15 471
-
-
Dividends
19 344
44 029
-
-
withholding
2 901
6 605
-
-
total
2 901
6 605
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 676
22 076
28 234
26 920
After tax
34 824
37 424
31 266
32 580
Living cost
18 381
18 381
18 381
18 381
Free-cash
16 443
19 043
12 885
14 199

Estimated living cost  is ₽18381 per week

₽11097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽7304
-₽5225
₽6019
₽7710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
11 007
chamber of commerce
-
-
-
238
unemployment
-
-
-