Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 59500
per

Your estimated
City
free-cash

Valencia , Spain
₽8184
₽7763
₽15664
₽10995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
9 395
accident
-
-
-
536
unemployment
-
-
-
416
pensions
-
-
-
16 839
other
-
-
-
59
total
-
-
-
27 245
Employee
32 932
-
45 117
-
other
32
-
46
-
income
6 349
-
9 574
-
unemployment
510
-
700
-
pensions
1 548
-
2 121
-
total
8 439
-
12 441
-
Employer
32 932
-
45 117
-
unemployment
1 812
-
2 481
-
pensions
7 771
-
10 648
-
other
264
-
360
-
accident
652
-
894
-
total
10 499
-
14 383
-
Corporate
16 068
59 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 410
8 926
-
-
total
2 410
8 926
-
-
Dividends
13 658
50 574
-
-
withholding
2 665
10 418
-
-
total
2 665
10 418
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 013
19 344
26 824
27 245
After tax
35 487
40 156
32 676
32 255
Living cost
24 492
24 492
24 492
24 492
Free-cash
10 995
15 664
8 184
7 763

Estimated living cost  is ₽24492 per week

₽16532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽11147
₽8487
₽19982
₽13969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
7 557
health
-
-
-
2 618
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 280
other
-
-
-
2 826
total
-
-
-
27 281
Employee
32 338
-
47 522
-
income
5 567
-
8 180
-
health
453
-
666
-
unemployment
323
-
475
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 263
-
3 326
-
total
8 606
-
12 647
-
Employer
32 338
-
47 522
-
unemployment
323
-
475
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 498
-
8 077
-
other
1 617
-
2 376
-
accident
259
-
380
-
health
453
-
666
-
total
8 150
-
11 974
-
Corporate
19 012
59 500
-
-
income
3 992
12 495
-
-
total
3 992
12 495
-
-
Dividends
15 019
47 005
-
-
withholding
1 051
3 291
-
-
total
1 051
3 291
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 799
15 786
24 621
27 281
After tax
37 701
43 714
34 879
32 219
Living cost
23 732
23 732
23 732
23 732
Free-cash
13 969
19 982
11 147
8 487

Estimated living cost  is ₽23732 per week

₽16768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽31904
₽30619
₽39211
₽35079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
8 925
health
-
-
-
3 573
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 598
total
-
-
-
17 220
Employee
15 441
-
53 405
-
income
1 544
-
5 341
-
health
710
-
1 429
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 356
-
2 728
-
total
3 780
-
9 840
-
Employer
15 441
-
53 405
-
unemployment
92
-
186
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 702
-
3 423
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 066
-
2 144
-
total
3 030
-
6 095
-
Corporate
41 030
59 500
-
-
income
4 103
5 950
-
-
total
4 103
5 950
-
-
Dividends
36 926
53 550
-
-
withholding
1 847
2 678
-
-
total
1 847
2 678
-
-
Income
59 500
59 500
59 500
59 500
Total tax
12 760
8 628
15 935
17 220
After tax
46 740
50 872
43 565
42 280
Living cost
11 661
11 661
11 661
11 661
Free-cash
35 079
39 211
31 904
30 619

Estimated living cost  is ₽11661 per week

₽6808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3712
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽5327
₽4998
-₽484
₽4776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 079
social contributions
-
-
-
1 695
health
-
-
-
514
surtax
-
-
-
-
pensions
-
-
-
16 898
other
-
-
-
1 844
total
-
-
-
24 030
Employee
38 118
-
45 340
-
income
2 250
-
3 122
-
social contributions
1 087
-
1 293
-
surtax
-
-
-
-
pensions
4 310
-
5 128
-
total
7 647
-
9 543
-
Employer
38 118
-
45 340
-
unemployment
1 543
-
1 836
-
social contributions
115
-
135
-
pensions
6 262
-
7 450
-
other
1 315
-
1 563
-
health
2 669
-
3 174
-
total
11 904
-
14 158
-
Corporate
9 478
59 500
-
-
income
2 654
16 660
-
-
surtax
-
-
-
-
total
2 654
16 660
-
-
Dividends
6 824
42 840
-
-
withholding
874
5 483
-
-
surtax
-
-
-
-
social contributions
1 173
7 369
-
-
total
2 047
12 852
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 252
29 512
23 701
24 030
After tax
35 248
29 988
35 799
35 470
Living cost
30 472
30 472
30 472
30 472
Free-cash
4 776
-484
5 327
4 998

Estimated living cost  is ₽30472 per week

₽19214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽28942
-₽3372
-₽23943
-₽28942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
6 140
health
-
-
-
8 987
pensions
-
-
-
10 435
total
-
-
-
25 562
Employee
76 057
76 057
76 057
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 449
12 449
12 449
-
health
11 674
9 930
11 674
-
pensions
13 690
10 435
13 690
-
total
37 813
32 814
37 813
-
Employer
76 057
76 057
76 057
-
unemployment
2 738
2 738
2 738
-
pensions
5 294
5 294
5 294
-
health
5 287
5 287
5 287
-
total
13 319
13 319
13 319
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
51 132
46 133
51 132
25 562
After tax
8 368
13 367
8 368
33 938
Living cost
37 310
37 310
37 310
37 310
Free-cash
-28 942
-23 943
-28 942
-3 372

Estimated living cost  is ₽37310 per week

₽26441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6913
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽17864
₽15014
₽3193
₽13043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 085
trade
-
-
-
2 850
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
446
total
-
-
-
17 509
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 065
-
59 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

952
-
8 128
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 085
-
6 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
446
-
total
7 089
-
14 659
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 435
59 500
-
-
chamber of commerce
172
221
-
-
income
3 815
8 926
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
490
-
-
trade
4 006
9 372
-
-
total
8 203
19 009
-
-
Dividends
17 232
40 491
-
-
withholding
3 970
9 784
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
537
-
-
total
4 188
10 321
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 480
29 330
14 659
17 509
After tax
40 020
30 170
44 841
41 991
Living cost
26 977
26 977
26 977
26 977
Free-cash
13 043
3 193
17 864
15 014

Estimated living cost  is ₽26977 per week

₽16969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽21222
₽24863
₽18738
₽18256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 216
social contributions
-
-
-
9 282
health
-
-
-
1 518
total
-
-
-
14 016
Employee
68 486
68 486
68 486
-
income
7 457
6 340
6 772
-
social contributions
2 589
5 684
4 484
-
health
531
1 165
918
-
total
10 577
13 189
12 174
-
Employer
68 486
68 486
68 486
-
social contributions
2 589
5 684
4 484
-
health
576
1 268
999
-
total
3 165
6 952
5 483
-
Corporate
25 136
-
-
-
income
3 142
-
-
-
total
3 142
-
-
-
Dividends
21 994
-
-
-
withholding
3 739
-
-
-
total
3 739
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 623
20 141
17 657
14 016
After tax
38 877
39 359
41 843
45 484
Living cost
20 621
20 621
20 621
20 621
Free-cash
18 256
18 738
21 222
24 863

Estimated living cost  is ₽20621 per week

₽12358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽4106
₽6075
₽5907
₽5010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
59 500
income
-
-
-
4 812
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
20 676
surtax
-
-
-
-
total
-
-
-
25 488
Employee
40 963
-
48 081
-
income
8 520
-
10 749
-
social contributions
4 506
-
5 289
-
surtax
-
-
-
-
total
13 026
-
16 038
-
Employer
40 963
-
48 081
-
social contributions
9 729
-
11 419
-
total
9 729
-
11 419
-
Corporate
8 809
59 500
-
-
income
1 849
12 495
-
-
surtax
-
-
-
-
total
1 849
12 495
-
-
Dividends
6 960
47 005
-
-
withholding
1 949
13 161
-
-
total
1 949
13 161
-
-
Income
59 500
59 500
59 500
59 500
Total tax
26 553
25 656
27 457
25 488
After tax
32 947
33 844
32 043
34 012
Living cost
27 937
27 937
27 937
27 937
Free-cash
5 010
5 907
4 106
6 075

Estimated living cost  is ₽27937 per week

₽20902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽41259
₽52564
₽50184
₽48995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
595
total
-
-
-
595
Employee
7 926
-
59 500
-
income
1 585
-
11 900
-
total
1 585
-
11 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

51 574
59 500
-
-
total
-
-
-
-
Dividends
51 574
59 500
-
-
withholding
2 579
2 975
-
-
total
2 579
2 975
-
-
Income
59 500
59 500
59 500
59 500
Total tax
4 164
2 975
11 900
595
After tax
55 336
56 525
47 600
58 905
Living cost
6 341
6 341
6 341
6 341
Free-cash
48 995
50 184
41 259
52 564

Estimated living cost  is ₽6341 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽6486
₽8190
₽17076
₽9626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
59 500
income
-
-
-
10 610
health
-
-
-
5 855
unemployment
-
-
-
90
pensions
-
-
-
10 866
total
-
-
-
27 421
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 385
-
51 485
-
income
6 792
-
9 731
-
health
2 544
-
3 325
-
unemployment
56
-
73
-
pensions
6 105
-
7 981
-
total
15 497
-
21 110
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 385
-
51 485
-
unemployment
24
-
30
-
pensions
3 485
-
4 557
-
health
2 623
-
3 428
-
total
6 132
-
8 015
-
Corporate
13 984
59 500
-
-
income
2 657
11 306
-
-
total
2 657
11 306
-
-
Dividends
11 327
48 194
-
-
withholding
1 699
7 229
-
-
total
1 699
7 229
-
-
Income
59 500
59 500
59 500
59 500
Total tax
25 985
18 535
29 125
27 421
After tax
33 515
40 965
30 375
32 079
Living cost
23 889
23 889
23 889
23 889
Free-cash
9 626
17 076
6 486
8 190

Estimated living cost  is ₽23889 per week

₽16395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽10906
-₽3952
₽1639
₽6797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
59 500
income
-
-
-
25 352
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 769
total
-
-
-
31 121
Employee
40 858
-
55 403
-
social contributions
4 094
-
4 097
-
income
4 433
-
8 069
-
total
8 527
-
12 166
-
Employer
40 858
-
55 403
-
social contributions
4 094
-
4 097
-
total
4 094
-
4 097
-
Corporate
14 549
59 500
-
-
income
5 092
20 825
-
-
total
5 092
20 825
-
-
Dividends
9 456
38 675
-
-
social contributions
2 659
4 705
-
-
total
2 659
4 705
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 372
25 530
16 263
31 121
After tax
39 128
33 970
43 237
28 379
Living cost
32 331
32 331
32 331
32 331
Free-cash
6 797
1 639
10 906
-3 952

Estimated living cost  is ₽32331 per week

₽21296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽16473
₽19324
₽17414
₽17875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
8 926
social contributions
-
-
-
8 211
health
-
-
-
4 153
total
-
-
-
21 290
Employee
30 198
-
59 500
-
income
5 037
-
11 777
-
social contributions
4 168
-
8 211
-
health
2 108
-
4 153
-
total
11 313
-
24 141
-
Employer
30 198
-
59 500
-
total
-
-
-
-
Corporate
29 302
59 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 465
2 975
-
-
total
1 465
2 975
-
-
Dividends
27 836
56 525
-
-
withholding
4 175
8 480
-
-
health
1 944
3 945
-
-
social contributions
3 842
7 800
-
-
total
9 961
20 225
-
-
Income
59 500
59 500
59 500
59 500
Total tax
22 739
23 200
24 141
21 290
After tax
36 761
36 300
35 359
38 210
Living cost
18 886
18 886
18 886
18 886
Free-cash
17 875
17 414
16 473
19 324

Estimated living cost  is ₽18886 per week

₽12639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5970
₽4754
₽16741
₽8099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
5 114
social contributions
-
-
-
17 374
solidarity contribution
-
-
-
-
health
-
-
-
8 033
total
-
-
-
30 521
Employee
35 625
-
44 403
-
solidarity contribution
-
-
-
-
income
4 275
-
5 328
-
social contributions
2 316
-
2 886
-
health
4 809
-
5 994
-
total
11 400
-
14 208
-
Employer
35 625
-
44 403
-
social contributions
8 906
-
11 101
-
health
3 206
-
3 996
-
total
12 112
-
15 097
-
Corporate
11 762
59 500
-
-
income
2 235
11 305
-
-
total
2 235
11 305
-
-
Dividends
9 527
48 195
-
-
withholding
1 429
7 229
-
-
total
1 429
7 229
-
-
Income
59 500
59 500
59 500
59 500
Total tax
27 176
18 534
29 305
30 521
After tax
32 324
40 966
30 195
28 979
Living cost
24 225
24 225
24 225
24 225
Free-cash
8 099
16 741
5 970
4 754

Estimated living cost  is ₽24225 per week

₽18015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽37718
₽49023
₽46643
₽44790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
595
total
-
-
-
595
Employee
12 352
-
59 500
-
income
2 471
-
11 900
-
total
2 471
-
11 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

47 148
59 500
-
-
total
-
-
-
-
Dividends
47 148
59 500
-
-
withholding
2 357
2 975
-
-
total
2 357
2 975
-
-
Income
59 500
59 500
59 500
59 500
Total tax
4 828
2 975
11 900
595
After tax
54 672
56 525
47 600
58 905
Living cost
9 882
9 882
9 882
9 882
Free-cash
44 790
46 643
37 718
49 023

Estimated living cost  is ₽9882 per week

₽6687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽7218
-₽7547
-₽13029
-₽13704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 079
social contributions
-
-
-
1 695
health
-
-
-
514
surtax
-
-
-
-
pensions
-
-
-
16 898
other
-
-
-
1 844
total
-
-
-
24 030
Employee
55 783
-
45 340
-
income
4 867
-
3 122
-
social contributions
1 589
-
1 293
-
surtax
-
-
-
-
pensions
6 309
-
5 128
-
total
12 765
-
9 543
-
Employer
55 783
-
45 340
-
unemployment
2 260
-
1 836
-
social contributions
167
-
135
-
pensions
9 166
-
7 450
-
other
1 925
-
1 563
-
health
3 904
-
3 174
-
total
17 422
-
14 158
-
Corporate
-
59 500
-
-
income
-
16 660
-
-
surtax
-
-
-
-
total
-
16 660
-
-
Dividends
-
42 840
-
-
withholding
-
5 483
-
-
surtax
-
-
-
-
social contributions
-
7 369
-
-
total
-
12 852
-
-
Income
59 500
59 500
59 500
59 500
Total tax
30 187
29 512
23 701
24 030
After tax
29 313
29 988
35 799
35 470
Living cost
43 017
43 017
43 017
43 017
Free-cash
-13 704
-13 029
-7 218
-7 547

Estimated living cost  is ₽43017 per week

₽29113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽16295
₽13837
₽27624
₽23252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
59 500
income
-
-
-
7 806
health
-
-
-
6 129
unemployment
-
-
-
893
pensions
-
-
-
15 470
total
-
-
-
30 298
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 169
-
50 466
-
income
3 194
-
8 763
-
health
1 193
-
2 599
-
unemployment
174
-
379
-
pensions
3 244
-
7 065
-
total
7 805
-
18 806
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 169
-
50 466
-
unemployment
174
-
379
-
pensions
2 780
-
6 056
-
health
1 193
-
2 599
-
total
4 147
-
9 034
-
Corporate
32 184
59 500
-
-
income
4 828
8 925
-
-
total
4 828
8 925
-
-
Dividends
27 356
50 575
-
-
withholding
4 103
7 586
-
-
total
4 103
7 586
-
-
Income
59 500
59 500
59 500
59 500
Total tax
20 883
16 511
27 840
30 298
After tax
38 617
42 989
31 660
29 202
Living cost
15 365
15 365
15 365
15 365
Free-cash
23 252
27 624
16 295
13 837

Estimated living cost  is ₽15365 per week

₽10345
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽15088
-₽12021
-₽34993
-₽20225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
regional
-
-
-
1 599
national
-
-
-
230
health
-
-
-
203
city
-
-
-
626
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 190
pensions
-
-
-
5 473
total
-
-
-
9 321
Employee
72 790
-
53 255
-
regional
2 384
-
1 372
-
city
781
-
572
-
health
165
-
120
-
unemployment
-
-
-
-
national
345
-
192
-
pensions
6 115
-
4 473
-
total
9 790
-
6 729
-
Employer
72 790
-
53 255
-
unemployment
-
-
-
-
pensions
6 115
-
4 473
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 455
-
1 066
-
health
165
-
120
-
total
7 735
-
5 659
-
Corporate
-
59 500
-
-
regional
-
12 584
-
-
national
-
5 058
-
-
total
-
17 642
-
-
Dividends
-
41 859
-
-
withholding
-
14 651
-
-
total
-
14 651
-
-
Income
59 500
59 500
59 500
59 500
Total tax
17 525
32 293
12 388
9 321
After tax
41 975
27 207
47 112
50 179
Living cost
62 200
62 200
62 200
62 200
Free-cash
-20 225
-34 993
-15 088
-12 021

Estimated living cost  is ₽62200 per week

₽40448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽2091
₽10784
₽6623
₽2629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
59 500
municipal
-
-
-
10 613
national
-
-
-
3 365
health
-
-
-
544
total
-
-
-
14 522
Employee
46 859
-
50 054
-
health
350
-
399
-
unemployment
703
-
750
-
national
774
-
1 048
-
municipal
7 675
-
8 194
-
pensions
3 162
-
3 379
-
total
12 664
-
13 770
-
Employer
46 859
-
50 054
-
unemployment
304
-
325
-
pensions
8 130
-
8 684
-
accident
47
-
51
-
health
360
-
385
-
total
8 841
-
9 445
-
Corporate
3 800
59 500
-
-
income
761
11 900
-
-
total
761
11 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

2 280
35 700
-
-
national
-
357
-
-
municipal
411
6 426
-
-
total
411
6 783
-
-
Income
59 500
59 500
59 500
59 500
Total tax
22 677
18 683
23 215
14 522
After tax
36 823
40 817
36 285
44 978
Living cost
34 194
34 194
34 194
34 194
Free-cash
2 629
6 623
2 091
10 784

Estimated living cost  is ₽34194 per week

₽22336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽7508
-₽1748
₽1005
-₽22753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
national
-
-
-
17 981
social contributions
-
-
-
7 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 108
total
-
-
-
28 774
Employee

The minimum management director salary is set at €45,000 per year.

63 708
-
46 083
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 993
-
2 167
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 323
-
2 403
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

554
-
401
-
national
19 586
-
12 691
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 778
-
3 456
-
total
31 234
-
21 118
-
Employer

The minimum management director salary is set at €45,000 per year.

63 708
-
46 083
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
673
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 645
-
4 083
-
surtax
7 224
-
5 226
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

828
-
600
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 918
-
2 834
-
total
18 545
-
13 416
-
Corporate
-
59 500
-
-
income
-
11 900
-
-
surtax
-
238
-
-
total
-
12 138
-
-
Dividends
-
47 361
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 883
-
-
total
-
13 883
-
-
Income
59 500
59 500
59 500
59 500
Total tax
49 779
26 021
34 534
28 774
After tax
9 721
33 479
24 966
30 726
Living cost
32 474
32 474
32 474
32 474
Free-cash
-22 753
1 005
-7 508
-1 748

Estimated living cost  is ₽32474 per week

₽20917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽4412
-₽6528
-₽3700
-₽8264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
municipal
-
-
-
12 603
national
-
-
-
-
health
-
-
-
3 713
accident
-
-
-
119
unemployment
-
-
-
60
pensions
-
-
-
6 432
other
-
-
-
6 914
total
-
-
-
29 841
Employee
51 564
-
45 275
-
national
-
-
-
-
municipal
15 376
-
13 501
-
total
15 376
-
13 501
-
Employer
51 564
-
45 275
-
unemployment
1 361
-
1 195
-
pensions
5 574
-
4 894
-
other
5 992
-
5 261
-
accident
103
-
90
-
health
3 171
-
2 784
-
total
16 201
-
14 224
-
Corporate
-
59 500
-
-
income
-
13 090
-
-
total
-
13 090
-
-
Dividends
-
46 410
-
-
withholding
-
13 923
-
-
total
-
13 923
-
-
Income
59 500
59 500
59 500
59 500
Total tax
31 577
27 013
27 725
29 841
After tax
27 923
32 487
31 775
29 659
Living cost
36 187
36 187
36 187
36 187
Free-cash
-8 264
-3 700
-4 412
-6 528

Estimated living cost  is ₽36187 per week

₽23984
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽8960
₽2388
-₽2531
-₽74339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
11 598
social contributions
-
-
-
6 783
total
-
-
-
18 381
Employee
55 535
-
-
-
income
12 250
-
-
-
social contributions
4 554
-
649
-
total
16 804
-
649
-
Employer
55 535
-
-
-
social contributions
78 304
-
11 160
-
total
78 304
-
11 160
-
Corporate
-
59 500
-
-
income
-
13 090
-
-
total
-
13 090
-
-
Dividends
-
46 410
-
-
income
-
10 210
-
-
total
-
10 210
-
-
Income
59 500
59 500
59 500
59 500
Total tax
95 108
23 300
11 809
18 381
After tax
-35 608
36 200
47 691
41 119
Living cost
38 731
38 731
38 731
38 731
Free-cash
-74 339
-2 531
8 960
2 388

Estimated living cost  is ₽38731 per week

₽25130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽12955
₽16596
₽10471
₽11141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
3 216
social contributions
-
-
-
9 282
health
-
-
-
1 518
total
-
-
-
14 016
Employee
68 486
68 486
68 486
-
income
7 192
6 340
6 772
-
social contributions
3 328
5 684
4 484
-
health
681
1 165
918
-
total
11 201
13 189
12 174
-
Employer
68 486
68 486
68 486
-
social contributions
3 328
5 684
4 484
-
health
742
1 268
999
-
total
4 070
6 952
5 483
-
Corporate
15 341
-
-
-
income
1 918
-
-
-
total
1 918
-
-
-
Dividends
13 423
-
-
-
withholding
2 282
-
-
-
total
2 282
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 471
20 141
17 657
14 016
After tax
40 029
39 359
41 843
45 484
Living cost
28 888
28 888
28 888
28 888
Free-cash
11 141
10 471
12 955
16 596

Estimated living cost  is ₽28888 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6399
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽6093
₽12438
₽12552
₽7687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
11 117
pensions
-
-
-
3 916
total
-
-
-
15 033
Employee
43 964
-
52 831
-
income
8 006
-
9 531
-
health
573
-
756
-
pensions
3 356
-
4 421
-
total
11 935
-
14 708
-
Employer
43 964
-
52 831
-
pensions
4 442
-
5 665
-
health
836
-
1 005
-
total
5 278
-
6 670
-
Corporate
10 259
59 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 948
11 305
-
-
total
1 948
11 305
-
-
Dividends
8 310
48 195
-
-
withholding
623
3 614
-
-
total
623
3 614
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 784
14 919
21 378
15 033
After tax
39 716
44 581
38 122
44 467
Living cost
32 029
32 029
32 029
32 029
Free-cash
7 687
12 552
6 093
12 438

Estimated living cost  is ₽32029 per week

₽21971
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽6856
-₽3551
-₽4140
-₽15552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
municipal
-
-
-
397
regional
-
-
-
952
national
-
-
-
10 918
social contributions
-
-
-
15 303
total
-
-
-
27 570
Employee
75 051
-
59 500
-
regional
1 133
-
822
-
social contributions
25 307
-
20 064
-
national
12 683
-
9 634
-
municipal
448
-
355
-
total
39 571
-
30 875
-
Employer
75 051
-
59 500
-
total
-
-
-
-
Corporate
-
59 500
-
-
nationa
-
14 280
-
-
municipal
-
2 868
-
-
total
-
17 148
-
-
Dividends
-
42 352
-
-
withholding
-
11 011
-
-
total
-
11 011
-
-
Income
59 500
59 500
59 500
59 500
Total tax
39 571
28 159
30 875
27 570
After tax
19 929
31 341
28 625
31 930
Living cost
35 481
35 481
35 481
35 481
Free-cash
-15 552
-4 140
-6 856
-3 551

Estimated living cost  is ₽35481 per week

₽24923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽11943
₽22428
-₽13748
₽1970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
12 626
health
-
-
-
1 841
accident
-
-
-
213
pensions
-
-
-
3 512
other
-
-
-
313
total
-
-
-
18 505
Employee
29 207
-
49 427
-
income
4 007
-
7 692
-
health
3 344
-
5 659
-
pensions
3 289
-
5 566
-
total
10 640
-
18 917
-
Employer
29 207
-
49 427
-
unemployment
716
-
1 211
-
pensions
4 749
-
8 037
-
accident
488
-
825
-
total
5 953
-
10 073
-
Corporate
24 341
59 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 907
53 550
-
-
total
21 907
53 550
-
-
Dividends
2 434
5 950
-
-
withholding
463
1 131
-
-
total
463
1 131
-
-
Income
59 500
59 500
59 500
59 500
Total tax
38 963
54 681
28 990
18 505
After tax
20 537
4 819
30 510
40 995
Living cost
18 567
18 567
18 567
18 567
Free-cash
1 970
-13 748
11 943
22 428

Estimated living cost  is ₽18567 per week

₽13608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽10456
₽7860
-₽3604
₽8048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 085
trade
-
-
-
2 596
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
446
total
-
-
-
17 255
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 315
-
59 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 644
-
8 128
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 085
-
6 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
446
-
total
9 930
-
14 659
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 185
59 500
-
-
chamber of commerce
157
223
-
-
income
2 278
8 926
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

125
490
-
-
trade
2 179
8 539
-
-
total
4 739
18 178
-
-
Dividends
10 446
41 322
-
-
withholding
2 273
9 992
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

125
549
-
-
total
2 398
10 541
-
-
Income
59 500
59 500
59 500
59 500
Total tax
17 067
28 719
14 659
17 255
After tax
42 433
30 781
44 841
42 245
Living cost
34 385
34 385
34 385
34 385
Free-cash
8 048
-3 604
10 456
7 860

Estimated living cost  is ₽34385 per week

₽23720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽15345
₽29241
₽29071
₽21765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
59 500
microenterprise
-
-
-
8 926
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 804
surtax
-
-
-
-
total
-
-
-
11 730
Employee
26 025
-
47 949
-
income
4 633
-
8 800
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 863
-
5 275
-
surtax
-
-
-
-
total
7 496
-
14 075
-
Employer
26 025
-
47 949
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 269
-
11 551
-
surtax
-
-
-
-
total
6 269
-
11 551
-
Corporate
27 206
59 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 441
11 900
-
-
total
5 441
11 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

21 765
47 600
-
-
total
-
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 206
11 900
25 626
11 730
After tax
40 294
47 600
33 874
47 770
Living cost
18 529
18 529
18 529
18 529
Free-cash
21 765
29 071
15 345
29 241

Estimated living cost  is ₽18529 per week

₽11821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽19315
₽20146
₽25454
₽23536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
12 992
health
-
-
-
6 173
pensions
-
-
-
8 515
total
-
-
-
27 680
Employee
17 780
-
49 921
-
income
3 440
-
12 545
-
health
889
-
2 129
-
unemployment
178
-
426
-
pensions
1 600
-
3 832
-
total
6 107
-
18 932
-
Employer
17 780
-
49 921
-
unemployment
356
-
851
-
pensions
1 956
-
4 683
-
health
1 689
-
4 045
-
total
4 001
-
9 579
-
Corporate
37 719
59 500
-
-
income
8 298
13 090
-
-
total
8 298
13 090
-
-
Dividends
29 421
46 410
-
-
withholding
5 884
9 282
-
-
total
5 884
9 282
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 290
22 372
28 511
27 680
After tax
35 210
37 128
30 989
31 820
Living cost
11 674
11 674
11 674
11 674
Free-cash
23 536
25 454
19 315
20 146

Estimated living cost  is ₽11674 per week

₽6937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽267
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽11625
₽12924
₽17420
₽14587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
9 477
health
-
-
-
4 225
unemployment
-
-
-
203
surtax
-
-
-
766
pensions
-
-
-
11 900
other
-
-
-
-
total
-
-
-
26 571
Employee
29 994
-
49 151
-
other
-
-
-
-
income
5 028
-
8 905
-
health
766
-
1 252
-
unemployment
2 087
-
3 421
-
surtax
106
-
668
-
pensions
2 001
-
3 279
-
total
9 988
-
17 525
-
Employer
29 994
-
49 151
-
unemployment
952
-
1 558
-
pensions
3 999
-
6 551
-
other
-
-
-
-
health
1 364
-
2 236
-
total
6 315
-
10 345
-
Corporate
23 192
59 500
-
-
income
6 031
15 470
-
-
total
6 031
15 470
-
-
Dividends
17 161
44 030
-
-
withholding
2 574
6 605
-
-
total
2 574
6 605
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 908
22 075
27 870
26 571
After tax
34 592
37 425
31 630
32 929
Living cost
20 005
20 005
20 005
20 005
Free-cash
14 587
17 420
11 625
12 924

Estimated living cost  is ₽20005 per week

₽12078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽6836
₽4047
₽5531
₽5091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
5 777
chamber of commerce
-
-
-
238
health
-
-
-