Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 58500
per

Your estimated
City
free-cash

Valencia , Spain
₽9241
₽8828
₽16759
₽12425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
9 410
accident
-
-
-
527
unemployment
-
-
-
409
pensions
-
-
-
16 555
other
-
-
-
58
total
-
-
-
26 959
Employee
30 541
-
44 357
-
other
30
-
44
-
income
5 888
-
9 587
-
unemployment
473
-
688
-
pensions
1 436
-
2 085
-
total
7 827
-
12 404
-
Employer
30 541
-
44 357
-
unemployment
1 680
-
2 439
-
pensions
7 207
-
10 469
-
other
245
-
356
-
accident
605
-
878
-
total
9 737
-
14 142
-
Corporate
18 223
58 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 734
8 774
-
-
total
2 734
8 774
-
-
Dividends
15 489
49 726
-
-
withholding
3 064
10 254
-
-
total
3 064
10 254
-
-
Income
58 500
58 500
58 500
58 500
Total tax
23 362
19 028
26 546
26 959
After tax
35 138
39 472
31 954
31 541
Living cost
22 713
22 713
22 713
22 713
Free-cash
12 425
16 759
9 241
8 828

Estimated living cost  is ₽22713 per week

₽15331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2183
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽12284
₽9669
₽20972
₽15395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
7 431
health
-
-
-
2 574
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 039
other
-
-
-
2 779
total
-
-
-
26 823
Employee
29 990
-
46 726
-
income
5 163
-
8 044
-
health
420
-
654
-
unemployment
299
-
467
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 099
-
3 270
-
total
7 981
-
12 435
-
Employer
29 990
-
46 726
-
unemployment
299
-
467
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 099
-
7 942
-
other
1 500
-
2 337
-
accident
240
-
373
-
health
420
-
654
-
total
7 558
-
11 773
-
Corporate
20 952
58 500
-
-
income
4 400
12 285
-
-
total
4 400
12 285
-
-
Dividends
16 552
46 215
-
-
withholding
1 158
3 235
-
-
total
1 158
3 235
-
-
Income
58 500
58 500
58 500
58 500
Total tax
21 097
15 520
24 208
26 823
After tax
37 403
42 980
34 292
31 677
Living cost
22 008
22 008
22 008
22 008
Free-cash
15 395
20 972
12 284
9 669

Estimated living cost  is ₽22008 per week

₽15550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽32554
₽31197
₽39190
₽35355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
8 775
health
-
-
-
3 317
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 269
total
-
-
-
16 476
Employee
14 336
-
52 841
-
income
1 433
-
5 284
-
health
659
-
1 327
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 259
-
2 533
-
total
3 509
-
9 461
-
Employer
14 336
-
52 841
-
unemployment
86
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 580
-
3 178
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
health
990
-
1 990
-
total
2 814
-
5 658
-
Corporate
41 351
58 500
-
-
income
4 135
5 850
-
-
total
4 135
5 850
-
-
Dividends
37 215
52 650
-
-
withholding
1 860
2 633
-
-
total
1 860
2 633
-
-
Income
58 500
58 500
58 500
58 500
Total tax
12 318
8 483
15 119
16 476
After tax
46 182
50 017
43 381
42 024
Living cost
10 827
10 827
10 827
10 827
Free-cash
35 355
39 190
32 554
31 197

Estimated living cost  is ₽10827 per week

₽6321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6805
₽6549
₽1227
₽6105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
3 171
social contributions
-
-
-
1 666
health
-
-
-
506
surtax
-
-
-
-
pensions
-
-
-
16 536
other
-
-
-
1 813
total
-
-
-
23 692
Employee
35 350
-
44 580
-
income
2 086
-
3 202
-
social contributions
1 008
-
1 271
-
surtax
-
-
-
-
pensions
3 997
-
5 042
-
total
7 091
-
9 515
-
Employer
35 350
-
44 580
-
unemployment
1 431
-
1 806
-
social contributions
107
-
133
-
pensions
5 807
-
7 323
-
other
1 219
-
1 538
-
health
2 475
-
3 121
-
total
11 039
-
13 921
-
Corporate
12 111
58 500
-
-
income
3 390
16 379
-
-
surtax
-
-
-
-
total
3 390
16 379
-
-
Dividends
8 721
42 121
-
-
withholding
1 116
5 392
-
-
surtax
-
-
-
-
social contributions
1 500
7 243
-
-
total
2 616
12 635
-
-
Income
58 500
58 500
58 500
58 500
Total tax
24 136
29 014
23 436
23 692
After tax
34 364
29 486
35 064
34 808
Living cost
28 259
28 259
28 259
28 259
Free-cash
6 105
1 227
6 805
6 549

Estimated living cost  is ₽28259 per week

₽17818
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽23519
-₽1261
-₽18883
-₽23519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
6 961
health
-
-
-
8 522
pensions
-
-
-
9 677
total
-
-
-
25 160
Employee
70 534
70 534
70 534
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 545
11 545
11 545
-
health
10 826
9 209
10 826
-
pensions
12 696
9 677
12 696
-
total
35 067
30 431
35 067
-
Employer
70 534
70 534
70 534
-
unemployment
2 539
2 539
2 539
-
pensions
4 909
4 909
4 909
-
health
4 903
4 903
4 903
-
total
12 351
12 351
12 351
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
58 500
58 500
58 500
58 500
Total tax
47 418
42 782
47 418
25 160
After tax
11 082
15 718
11 082
33 340
Living cost
34 601
34 601
34 601
34 601
Free-cash
-23 519
-18 883
-23 519
-1 261

Estimated living cost  is ₽34601 per week

₽24521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽18767
₽15601
₽4631
₽13764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
58 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 599
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 643
trade
-
-
-
3 166
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
473
total
-
-
-
17 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 591
-
58 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

882
-
8 599
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 643
-
5 643
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
473
-
total
6 574
-
14 715
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 909
58 500
-
-
chamber of commerce
165
210
-
-
income
4 036
8 774
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
483
-
-
trade
4 238
9 213
-
-
total
8 662
18 680
-
-
Dividends
18 247
39 820
-
-
withholding
4 248
9 641
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

234
530
-
-
total
4 482
10 171
-
-
Income
58 500
58 500
58 500
58 500
Total tax
19 718
28 851
14 715
17 881
After tax
38 782
29 649
43 785
40 619
Living cost
25 018
25 018
25 018
25 018
Free-cash
13 764
4 631
18 767
15 601

Estimated living cost  is ₽25018 per week

₽15737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽22484
₽25097
₽20700
₽19344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
3 663
social contributions
-
-
-
9 125
health
-
-
-
1 492
total
-
-
-
14 280
Employee
63 512
63 512
63 512
-
income
6 915
5 879
6 191
-
social contributions
2 401
5 271
4 408
-
health
492
1 080
903
-
total
9 808
12 230
11 502
-
Employer
63 512
63 512
63 512
-
social contributions
2 401
5 271
4 408
-
health
534
1 176
983
-
total
2 935
6 447
5 391
-
Corporate
26 632
-
-
-
income
3 329
-
-
-
total
3 329
-
-
-
Dividends
23 303
-
-
-
withholding
3 961
-
-
-
total
3 961
-
-
-
Income
58 500
58 500
58 500
58 500
Total tax
20 033
18 677
16 893
14 280
After tax
38 467
39 823
41 607
44 220
Living cost
19 123
19 123
19 123
19 123
Free-cash
19 344
20 700
22 484
25 097

Estimated living cost  is ₽19123 per week

₽11461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽5313
₽7419
₽7366
₽6535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
58 500
income
-
-
-
4 844
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
20 329
surtax
-
-
-
-
total
-
-
-
25 173
Employee
37 988
-
47 273
-
income
7 902
-
10 851
-
social contributions
4 179
-
5 201
-
surtax
-
-
-
-
total
12 081
-
16 052
-
Employer
37 988
-
47 273
-
social contributions
9 022
-
11 227
-
total
9 022
-
11 227
-
Corporate
11 490
58 500
-
-
income
2 412
12 285
-
-
surtax
-
-
-
-
total
2 412
12 285
-
-
Dividends
9 078
46 215
-
-
withholding
2 542
12 941
-
-
total
2 542
12 941
-
-
Income
58 500
58 500
58 500
58 500
Total tax
26 057
25 226
27 279
25 173
After tax
32 443
33 274
31 221
33 327
Living cost
25 908
25 908
25 908
25 908
Free-cash
6 535
7 366
5 313
7 419

Estimated living cost  is ₽25908 per week

₽19384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽40614
₽51729
₽49389
₽48230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
58 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
585
total
-
-
-
585
Employee
7 732
-
58 500
-
income
1 546
-
11 700
-
total
1 546
-
11 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

50 768
58 500
-
-
total
-
-
-
-
Dividends
50 768
58 500
-
-
withholding
2 538
2 925
-
-
total
2 538
2 925
-
-
Income
58 500
58 500
58 500
58 500
Total tax
4 084
2 925
11 700
585
After tax
54 416
55 575
46 800
57 915
Living cost
6 186
6 186
6 186
6 186
Free-cash
48 230
49 389
40 614
51 729

Estimated living cost  is ₽6186 per week

₽3833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽7491
₽9169
₽18123
₽11211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
58 500
income
-
-
-
10 648
health
-
-
-
5 757
unemployment
-
-
-
88
pensions
-
-
-
10 684
total
-
-
-
27 177
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 524
-
50 619
-
income
6 299
-
9 786
-
health
2 359
-
3 270
-
unemployment
52
-
71
-
pensions
5 662
-
7 846
-
total
14 372
-
20 973
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 524
-
50 619
-
unemployment
22
-
30
-
pensions
3 232
-
4 480
-
health
2 433
-
3 372
-
total
5 687
-
7 882
-
Corporate
16 289
58 500
-
-
income
3 096
11 115
-
-
total
3 096
11 115
-
-
Dividends
13 194
47 385
-
-
withholding
1 980
7 108
-
-
total
1 980
7 108
-
-
Income
58 500
58 500
58 500
58 500
Total tax
25 135
18 223
28 855
27 177
After tax
33 365
40 277
29 645
31 323
Living cost
22 154
22 154
22 154
22 154
Free-cash
11 211
18 123
7 491
9 169

Estimated living cost  is ₽22154 per week

₽15204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽12605
-₽424
₽3678
₽8464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
58 500
income
-
-
-
23 511
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 430
total
-
-
-
28 941
Employee
37 890
-
54 701
-
social contributions
3 796
-
3 799
-
income
4 111
-
8 314
-
total
7 907
-
12 113
-
Employer
37 890
-
54 701
-
social contributions
3 796
-
3 799
-
total
3 796
-
3 799
-
Corporate
16 814
58 500
-
-
income
5 884
20 475
-
-
total
5 884
20 475
-
-
Dividends
10 929
38 025
-
-
social contributions
2 466
4 364
-
-
total
2 466
4 364
-
-
Income
58 500
58 500
58 500
58 500
Total tax
20 053
24 839
15 912
28 941
After tax
38 447
33 661
42 588
29 559
Living cost
29 983
29 983
29 983
29 983
Free-cash
8 464
3 678
12 605
-424

Estimated living cost  is ₽29983 per week

₽19749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2364
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽17144
₽20055
₽18177
₽18605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
8 774
social contributions
-
-
-
8 074
health
-
-
-
4 083
total
-
-
-
20 931
Employee
28 005
-
58 500
-
income
4 671
-
11 685
-
social contributions
3 865
-
8 074
-
health
1 955
-
4 083
-
total
10 491
-
23 842
-
Employer
28 005
-
58 500
-
total
-
-
-
-
Corporate
30 495
58 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 525
2 925
-
-
total
1 525
2 925
-
-
Dividends
28 970
55 575
-
-
withholding
4 345
8 336
-
-
health
2 022
3 879
-
-
social contributions
3 998
7 669
-
-
total
10 365
19 884
-
-
Income
58 500
58 500
58 500
58 500
Total tax
22 381
22 809
23 842
20 931
After tax
36 119
35 691
34 658
37 569
Living cost
17 514
17 514
17 514
17 514
Free-cash
18 605
18 177
17 144
20 055

Estimated living cost  is ₽17514 per week

₽11721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽7014
₽5820
₽17605
₽9518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
5 028
social contributions
-
-
-
17 082
solidarity contribution
-
-
-
-
health
-
-
-
7 898
total
-
-
-
30 008
Employee
33 342
-
43 657
-
solidarity contribution
-
-
-
-
income
4 001
-
5 239
-
social contributions
2 167
-
2 838
-
health
4 501
-
5 894
-
total
10 669
-
13 971
-
Employer
33 342
-
43 657
-
social contributions
8 335
-
10 914
-
health
3 001
-
3 929
-
total
11 336
-
14 843
-
Corporate
13 822
58 500
-
-
income
2 626
11 115
-
-
total
2 626
11 115
-
-
Dividends
11 196
47 385
-
-
withholding
1 679
7 108
-
-
total
1 679
7 108
-
-
Income
58 500
58 500
58 500
58 500
Total tax
26 310
18 223
28 814
30 008
After tax
32 190
40 277
29 686
28 492
Living cost
22 672
22 672
22 672
22 672
Free-cash
9 518
17 605
7 014
5 820

Estimated living cost  is ₽22672 per week

₽16861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽37161
₽48276
₽45936
₽44128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
58 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
585
total
-
-
-
585
Employee
12 049
-
58 500
-
income
2 410
-
11 700
-
total
2 410
-
11 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

46 451
58 500
-
-
total
-
-
-
-
Dividends
46 451
58 500
-
-
withholding
2 323
2 925
-
-
total
2 323
2 925
-
-
Income
58 500
58 500
58 500
58 500
Total tax
4 733
2 925
11 700
585
After tax
53 767
55 575
46 800
57 915
Living cost
9 639
9 639
9 639
9 639
Free-cash
44 128
45 936
37 161
48 276

Estimated living cost  is ₽9639 per week

₽6523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽4829
-₽5085
-₽10407
-₽9388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
3 171
social contributions
-
-
-
1 666
health
-
-
-
506
surtax
-
-
-
-
pensions
-
-
-
16 536
other
-
-
-
1 813
total
-
-
-
23 692
Employee
51 731
-
44 580
-
income
4 514
-
3 202
-
social contributions
1 473
-
1 271
-
surtax
-
-
-
-
pensions
5 851
-
5 042
-
total
11 838
-
9 515
-
Employer
51 731
-
44 580
-
unemployment
2 096
-
1 806
-
social contributions
155
-
133
-
pensions
8 500
-
7 323
-
other
1 785
-
1 538
-
health
3 621
-
3 121
-
total
16 157
-
13 921
-
Corporate
-
58 500
-
-
income
-
16 379
-
-
surtax
-
-
-
-
total
-
16 379
-
-
Dividends
-
42 121
-
-
withholding
-
5 392
-
-
surtax
-
-
-
-
social contributions
-
7 243
-
-
total
-
12 635
-
-
Income
58 500
58 500
58 500
58 500
Total tax
27 995
29 014
23 436
23 692
After tax
30 505
29 486
35 064
34 808
Living cost
39 893
39 893
39 893
39 893
Free-cash
-9 388
-10 407
-4 829
-5 085

Estimated living cost  is ₽39893 per week

₽26999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽16586
₽14390
₽28026
₽23974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
58 500
income
-
-
-
7 757
health
-
-
-
6 025
unemployment
-
-
-
878
pensions
-
-
-
15 210
total
-
-
-
29 870
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 472
-
49 618
-
income
2 960
-
8 919
-
health
1 106
-
2 555
-
unemployment
161
-
372
-
pensions
3 006
-
6 947
-
total
7 233
-
18 793
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 472
-
49 618
-
unemployment
161
-
372
-
pensions
2 577
-
5 954
-
health
1 106
-
2 555
-
total
3 844
-
8 881
-
Corporate
33 184
58 500
-
-
income
4 978
8 775
-
-
total
4 978
8 775
-
-
Dividends
28 206
49 725
-
-
withholding
4 231
7 459
-
-
total
4 231
7 459
-
-
Income
58 500
58 500
58 500
58 500
Total tax
20 286
16 234
27 674
29 870
After tax
38 214
42 266
30 826
28 630
Living cost
14 240
14 240
14 240
14 240
Free-cash
23 974
28 026
16 586
14 390

Estimated living cost  is ₽14240 per week

₽9588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3139
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽11557
-₽8567
-₽31063
-₽15602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
regional
-
-
-
1 656
national
-
-
-
239
health
-
-
-
189
city
-
-
-
616
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 170
pensions
-
-
-
5 383
total
-
-
-
9 253
Employee
67 657
-
52 362
-
regional
2 215
-
1 405
-
city
726
-
563
-
health
153
-
117
-
unemployment
-
-
-
-
national
320
-
198
-
pensions
5 684
-
4 398
-
total
9 098
-
6 681
-
Employer
67 657
-
52 362
-
unemployment
-
-
-
-
pensions
5 684
-
4 398
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 353
-
1 047
-
health
153
-
117
-
total
7 190
-
5 562
-
Corporate
-
58 500
-
-
regional
-
12 373
-
-
national
-
4 973
-
-
total
-
17 346
-
-
Dividends
-
41 154
-
-
withholding
-
14 403
-
-
total
-
14 403
-
-
Income
58 500
58 500
58 500
58 500
Total tax
16 288
31 749
12 243
9 253
After tax
42 212
26 751
46 257
49 247
Living cost
57 814
57 814
57 814
57 814
Free-cash
-15 602
-31 063
-11 557
-8 567

Estimated living cost  is ₽57814 per week

₽37595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14320
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽3569
₽12118
₽8319
₽4737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
58 500
municipal
-
-
-
10 430
national
-
-
-
3 685
health
-
-
-
556
total
-
-
-
14 671
Employee
43 455
-
49 213
-
health
324
-
414
-
unemployment
652
-
738
-
national
718
-
1 408
-
municipal
7 118
-
8 053
-
pensions
2 933
-
3 321
-
total
11 745
-
13 934
-
Employer
43 455
-
49 213
-
unemployment
282
-
320
-
pensions
7 539
-
8 538
-
accident
44
-
49
-
health
334
-
379
-
total
8 199
-
9 286
-
Corporate
6 845
58 500
-
-
income
1 368
11 701
-
-
total
1 368
11 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 108
35 099
-
-
national
-
451
-
-
municipal
740
6 318
-
-
total
740
6 769
-
-
Income
58 500
58 500
58 500
58 500
Total tax
22 052
18 470
23 220
14 671
After tax
36 448
40 030
35 280
43 829
Living cost
31 711
31 711
31 711
31 711
Free-cash
4 737
8 319
3 569
12 118

Estimated living cost  is ₽31711 per week

₽20713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽5864
-₽337
₽2780
-₽17780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
national
-
-
-
17 855
social contributions
-
-
-
7 825
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 041
total
-
-
-
28 721
Employee

The minimum management director salary is set at €45,000 per year.

59 081
-
45 310
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 776
-
2 129
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 082
-
2 364
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
393
-
national
18 164
-
12 777
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 431
-
3 398
-
total
28 967
-
21 061
-
Employer

The minimum management director salary is set at €45,000 per year.

59 081
-
45 310
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
661
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 235
-
4 014
-
surtax
6 699
-
5 138
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
589
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 633
-
2 785
-
total
17 197
-
13 187
-
Corporate
-
58 500
-
-
income
-
11 701
-
-
surtax
-
234
-
-
total
-
11 935
-
-
Dividends
-
46 566
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 669
-
-
total
-
13 669
-
-
Income
58 500
58 500
58 500
58 500
Total tax
46 164
25 604
34 248
28 721
After tax
12 336
32 896
24 252
29 779
Living cost
30 116
30 116
30 116
30 116
Free-cash
-17 780
2 780
-5 864
-337

Estimated living cost  is ₽30116 per week

₽19398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽2720
-₽4798
-₽2019
-₽5094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
municipal
-
-
-
12 391
national
-
-
-
-
health
-
-
-
3 650
accident
-
-
-
117
unemployment
-
-
-
58
pensions
-
-
-
6 324
other
-
-
-
6 798
total
-
-
-
29 338
Employee
48 390
-
44 514
-
national
-
-
-
-
municipal
14 430
-
13 274
-
total
14 430
-
13 274
-
Employer
48 390
-
44 514
-
unemployment
1 277
-
1 175
-
pensions
5 231
-
4 812
-
other
5 623
-
5 172
-
accident
97
-
89
-
health
2 976
-
2 738
-
total
15 204
-
13 986
-
Corporate
-
58 500
-
-
income
-
12 870
-
-
total
-
12 870
-
-
Dividends
-
45 630
-
-
withholding
-
13 689
-
-
total
-
13 689
-
-
Income
58 500
58 500
58 500
58 500
Total tax
29 634
26 559
27 260
29 338
After tax
28 866
31 941
31 240
29 162
Living cost
33 960
33 960
33 960
33 960
Free-cash
-5 094
-2 019
-2 720
-4 798

Estimated living cost  is ₽33960 per week

₽22508
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽9386
₽2790
-₽2047
-₽71562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
11 403
social contributions
-
-
-
6 669
total
-
-
-
18 072
Employee
53 968
-
-
-
income
11 904
-
-
-
social contributions
4 425
-
631
-
total
16 329
-
631
-
Employer
53 968
-
-
-
social contributions
76 095
-
10 845
-
total
76 095
-
10 845
-
Corporate
-
58 500
-
-
income
-
12 870
-
-
total
-
12 870
-
-
Dividends
-
45 630
-
-
income
-
10 039
-
-
total
-
10 039
-
-
Income
58 500
58 500
58 500
58 500
Total tax
92 424
22 909
11 476
18 072
After tax
-33 924
35 591
47 024
40 428
Living cost
37 638
37 638
37 638
37 638
Free-cash
-71 562
-2 047
9 386
2 790

Estimated living cost  is ₽37638 per week

₽24421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3540
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽14817
₽17430
₽13033
₽12746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
3 663
social contributions
-
-
-
9 125
health
-
-
-
1 492
total
-
-
-
14 280
Employee
63 512
63 512
63 512
-
income
6 669
5 879
6 191
-
social contributions
3 086
5 271
4 408
-
health
632
1 080
903
-
total
10 387
12 230
11 502
-
Employer
63 512
63 512
63 512
-
social contributions
3 086
5 271
4 408
-
health
688
1 176
983
-
total
3 774
6 447
5 391
-
Corporate
17 548
-
-
-
income
2 193
-
-
-
total
2 193
-
-
-
Dividends
15 356
-
-
-
withholding
2 610
-
-
-
total
2 610
-
-
-
Income
58 500
58 500
58 500
58 500
Total tax
18 964
18 677
16 893
14 280
After tax
39 536
39 823
41 607
44 220
Living cost
26 790
26 790
26 790
26 790
Free-cash
12 746
13 033
14 817
17 430

Estimated living cost  is ₽26790 per week

₽18314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽7217
₽13520
₽13680
₽9097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
10 918
pensions
-
-
-
3 910
total
-
-
-
14 828
Employee
41 388
-
51 885
-
income
7 537
-
9 343
-
health
540
-
754
-
pensions
3 159
-
4 419
-
total
11 236
-
14 516
-
Employer
41 388
-
51 885
-
pensions
4 182
-
5 630
-
health
787
-
985
-
total
4 969
-
6 615
-
Corporate
12 144
58 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 308
11 114
-
-
total
2 308
11 114
-
-
Dividends
9 836
47 386
-
-
withholding
738
3 554
-
-
total
738
3 554
-
-
Income
58 500
58 500
58 500
58 500
Total tax
19 251
14 668
21 131
14 828
After tax
39 249
43 832
37 369
43 672
Living cost
30 152
30 152
30 152
30 152
Free-cash
9 097
13 680
7 217
13 520

Estimated living cost  is ₽30152 per week

₽20684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽4832
-₽1585
-₽2089
-₽11101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
municipal
-
-
-
392
regional
-
-
-
951
national
-
-
-
10 792
social contributions
-
-
-
15 046
total
-
-
-
27 181
Employee
69 601
-
58 500
-
regional
1 051
-
824
-
social contributions
23 469
-
19 726
-
national
11 762
-
9 528
-
municipal
415
-
350
-
total
36 697
-
30 428
-
Employer
69 601
-
58 500
-
total
-
-
-
-
Corporate
-
58 500
-
-
nationa
-
14 039
-
-
municipal
-
2 820
-
-
total
-
16 859
-
-
Dividends
-
41 641
-
-
withholding
-
10 826
-
-
total
-
10 826
-
-
Income
58 500
58 500
58 500
58 500
Total tax
36 697
27 685
30 428
27 181
After tax
21 803
30 815
28 072
31 319
Living cost
32 904
32 904
32 904
32 904
Free-cash
-11 101
-2 089
-4 832
-1 585

Estimated living cost  is ₽32904 per week

₽23113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽12483
₽23003
-₽12537
₽2088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
12 752
health
-
-
-
1 713
accident
-
-
-
198
pensions
-
-
-
3 267
other
-
-
-
291
total
-
-
-
18 221
Employee
27 175
-
48 596
-
income
3 728
-
7 802
-
health
3 112
-
5 564
-
pensions
3 060
-
5 472
-
total
9 900
-
18 838
-
Employer
27 175
-
48 596
-
unemployment
666
-
1 191
-
pensions
4 419
-
7 901
-
accident
454
-
811
-
total
5 539
-
9 903
-
Corporate
25 786
58 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

23 207
52 650
-
-
total
23 207
52 650
-
-
Dividends
2 579
5 850
-
-
withholding
490
1 111
-
-
total
490
1 111
-
-
Income
58 500
58 500
58 500
58 500
Total tax
39 136
53 761
28 741
18 221
After tax
19 364
4 739
29 759
40 279
Living cost
17 276
17 276
17 276
17 276
Free-cash
2 088
-12 537
12 483
23 003

Estimated living cost  is ₽17276 per week

₽12662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽11897
₽9013
-₽1638
₽9168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
58 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 599
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 643
trade
-
-
-
2 884
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
473
total
-
-
-
17 599
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 097
-
58 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 379
-
8 599
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 643
-
5 643
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
473
-
total
9 209
-
14 715
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 403
58 500
-
-
chamber of commerce
150
212
-
-
income
2 610
8 774
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

144
483
-
-
trade
2 497
8 395
-
-
total
5 401
17 864
-
-
Dividends
12 002
40 636
-
-
withholding
2 687
9 845
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

147
541
-
-
total
2 834
10 386
-
-
Income
58 500
58 500
58 500
58 500
Total tax
17 444
28 250
14 715
17 599
After tax
41 056
30 250
43 785
40 901
Living cost
31 888
31 888
31 888
31 888
Free-cash
9 168
-1 638
11 897
9 013

Estimated living cost  is ₽31888 per week

₽21997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽16066
₽29943
₽29616
₽22842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
58 500
microenterprise
-
-
-
8 774
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 600
surtax
-
-
-
-
total
-
-
-
11 374
Employee
24 135
-
47 143
-
income
4 296
-
8 710
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 655
-
5 185
-
surtax
-
-
-
-
total
6 951
-
13 895
-
Employer
24 135
-
47 143
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 814
-
11 356
-
surtax
-
-
-
-
total
5 814
-
11 356
-
Corporate
28 551
58 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 710
11 701
-
-
total
5 710
11 701
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

22 841
46 799
-
-
total
-
-
-
-
Income
58 500
58 500
58 500
58 500
Total tax
18 475
11 701
25 251
11 374
After tax
40 025
46 799
33 249
47 126
Living cost
17 183
17 183
17 183
17 183
Free-cash
22 842
29 616
16 066
29 943

Estimated living cost  is ₽17183 per week

₽10963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽20329
₽21087
₽25833
₽24079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
13 315
health
-
-
-
5 643
pensions
-
-
-
7 784
total
-
-
-
26 742
Employee
16 253
-
49 743
-
income
3 144
-
12 906
-
health
813
-
1 946
-
unemployment
163
-
389
-
pensions
1 463
-
3 503
-
total
5 583
-
18 744
-
Employer
16 253
-
49 743
-
unemployment
325
-
778
-
pensions
1 788
-
4 281
-
health
1 544
-
3 697
-
total
3 657
-
8 756
-
Corporate
38 590
58 500
-
-
income
8 490
12 870
-
-
total
8 490
12 870
-
-
Dividends
30 100
45 630
-
-
withholding
6 020
9 126
-
-
total
6 020
9 126
-
-
Income
58 500
58 500
58 500
58 500
Total tax
23 750
21 996
27 500
26 742
After tax
34 750
36 504
31 000
31 758
Living cost
10 671
10 671
10 671
10 671
Free-cash
24 079
25 833
20 329
21 087

Estimated living cost  is ₽10671 per week

₽6341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽244
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽12296
₽13583
₽18244
₽15616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
9 491
health
-
-
-
4 154
unemployment
-
-
-
188
surtax
-
-
-
831
pensions
-
-
-
11 701
other
-
-
-
-
total
-
-
-
26 365
Employee
27 815
-
48 327
-
other
-
-
-
-
income
4 663
-
8 926
-
health
710
-
1 232
-
unemployment
1 936
-
3 364
-
surtax
99
-
734
-
pensions
1 856
-
3 224
-
total
9 264
-
17 480
-
Employer
27 815
-
48 327
-
unemployment
882
-
1 531
-
pensions
3 709
-
6 442
-
other
-
-
-
-
health
1 265
-
2 199
-
total
5 856
-
10 172
-
Corporate
24 829
58 500
-
-
income
6 456
15 210
-
-
total
6 456
15 210
-
-
Dividends
18 373
43 290
-
-
withholding
2 756
6 494
-
-
total
2 756
6 494
-
-
Income
58 500
58 500
58 500
58 500
Total tax
24 332
21 704
27 652
26 365
After tax
34 168
36 796
30 848
32 135
Living cost
18 552
18 552
18 552
18 552
Free-cash
15 616
18 244
12 296
13 583

Estimated living cost  is ₽18552 per week

₽11201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5611
₽5335
₽6936
₽6525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 500
income
-
-
-
6 216
chamber of commerce
-
-
-
234
health
-
-
-