Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 58000
per

Your estimated
City
free-cash

Valencia , Spain
₽7884
₽7473
₽15163
₽10589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
9 144
accident
-
-
-
521
unemployment
-
-
-
406
pensions
-
-
-
16 414
other
-
-
-
58
total
-
-
-
26 543
Employee
32 249
-
43 980
-
other
31
-
45
-
income
6 217
-
9 319
-
unemployment
500
-
682
-
pensions
1 516
-
2 067
-
total
8 264
-
12 113
-
Employer
32 249
-
43 980
-
unemployment
1 774
-
2 418
-
pensions
7 610
-
10 379
-
other
258
-
351
-
accident
639
-
871
-
total
10 281
-
14 019
-
Corporate
15 469
58 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 320
8 699
-
-
total
2 320
8 699
-
-
Dividends
13 149
49 301
-
-
withholding
2 562
10 154
-
-
total
2 562
10 154
-
-
Income
58 000
58 000
58 000
58 000
Total tax
23 427
18 853
26 132
26 543
After tax
34 573
39 147
31 868
31 457
Living cost
23 984
23 984
23 984
23 984
Free-cash
10 589
15 163
7 884
7 473

Estimated living cost  is ₽23984 per week

₽16189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2306
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽10757
₽8164
₽19372
₽13483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
7 367
health
-
-
-
2 552
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 921
other
-
-
-
2 756
total
-
-
-
26 596
Employee
31 668
-
46 323
-
income
5 452
-
7 974
-
health
444
-
649
-
unemployment
316
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 216
-
3 244
-
total
8 428
-
12 330
-
Employer
31 668
-
46 323
-
unemployment
316
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 384
-
7 875
-
other
1 584
-
2 315
-
accident
253
-
371
-
health
444
-
649
-
total
7 981
-
11 673
-
Corporate
18 352
58 000
-
-
income
3 853
12 180
-
-
total
3 853
12 180
-
-
Dividends
14 498
45 820
-
-
withholding
1 015
3 208
-
-
total
1 015
3 208
-
-
Income
58 000
58 000
58 000
58 000
Total tax
21 277
15 388
24 003
26 596
After tax
36 723
42 612
33 997
31 404
Living cost
23 240
23 240
23 240
23 240
Free-cash
13 483
19 372
10 757
8 164

Estimated living cost  is ₽23240 per week

₽16420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽30944
₽29704
₽38139
₽34082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
8 700
health
-
-
-
3 508
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 515
total
-
-
-
16 845
Employee
15 162
-
52 015
-
income
1 516
-
5 201
-
health
697
-
1 403
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 331
-
2 679
-
total
3 711
-
9 619
-
Employer
15 162
-
52 015
-
unemployment
91
-
183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 671
-
3 362
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
health
1 047
-
2 105
-
total
2 976
-
5 986
-
Corporate
39 863
58 000
-
-
income
3 986
5 800
-
-
total
3 986
5 800
-
-
Dividends
35 877
52 200
-
-
withholding
1 794
2 610
-
-
total
1 794
2 610
-
-
Income
58 000
58 000
58 000
58 000
Total tax
12 467
8 410
15 605
16 845
After tax
45 533
49 590
42 395
41 155
Living cost
11 451
11 451
11 451
11 451
Free-cash
34 082
38 139
30 944
29 704

Estimated living cost  is ₽11451 per week

₽6685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽303
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3645
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽5067
₽4741
-₽607
₽4543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
2 991
social contributions
-
-
-
1 652
health
-
-
-
501
surtax
-
-
-
-
pensions
-
-
-
16 478
other
-
-
-
1 797
total
-
-
-
23 419
Employee
37 327
-
44 200
-
income
2 203
-
3 034
-
social contributions
1 064
-
1 260
-
surtax
-
-
-
-
pensions
4 221
-
5 000
-
total
7 488
-
9 294
-
Employer
37 327
-
44 200
-
unemployment
1 511
-
1 791
-
social contributions
113
-
132
-
pensions
6 132
-
7 259
-
other
1 288
-
1 524
-
health
2 613
-
3 093
-
total
11 657
-
13 799
-
Corporate
9 016
58 000
-
-
income
2 524
16 240
-
-
surtax
-
-
-
-
total
2 524
16 240
-
-
Dividends
6 492
41 760
-
-
withholding
831
5 346
-
-
surtax
-
-
-
-
social contributions
1 117
7 181
-
-
total
1 948
12 527
-
-
Income
58 000
58 000
58 000
58 000
Total tax
23 617
28 767
23 093
23 419
After tax
34 383
29 233
34 907
34 581
Living cost
29 840
29 840
29 840
29 840
Free-cash
4 543
-607
5 067
4 741

Estimated living cost  is ₽29840 per week

₽18815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2426
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽28607
-₽3451
-₽23712
-₽28607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
5 912
health
-
-
-
8 784
pensions
-
-
-
10 219
total
-
-
-
24 915
Employee
74 480
74 480
74 480
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 191
12 191
12 191
-
health
11 432
9 724
11 432
-
pensions
13 406
10 219
13 406
-
total
37 029
32 134
37 029
-
Employer
74 480
74 480
74 480
-
unemployment
2 681
2 681
2 681
-
pensions
5 184
5 184
5 184
-
health
5 177
5 177
5 177
-
total
13 042
13 042
13 042
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
58 000
58 000
58 000
58 000
Total tax
50 071
45 176
50 071
24 915
After tax
7 929
12 824
7 929
33 085
Living cost
36 536
36 536
36 536
36 536
Free-cash
-28 607
-23 712
-28 607
-3 451

Estimated living cost  is ₽36536 per week

₽25892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽17314
₽14565
₽2994
₽12641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
58 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 877
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 958
trade
-
-
-
2 749
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
434
total
-
-
-
17 018
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 359
-
58 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

932
-
7 877
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 958
-
5 958
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
-
434
-
total
6 941
-
14 269
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 641
58 000
-
-
chamber of commerce
167
215
-
-
income
3 696
8 699
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
478
-
-
trade
3 881
9 135
-
-
total
7 948
18 527
-
-
Dividends
16 693
39 473
-
-
withholding
3 841
9 537
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
525
-
-
total
4 053
10 062
-
-
Income
58 000
58 000
58 000
58 000
Total tax
18 942
28 589
14 269
17 018
After tax
39 058
29 411
43 731
40 982
Living cost
26 417
26 417
26 417
26 417
Free-cash
12 641
2 994
17 314
14 565

Estimated living cost  is ₽26417 per week

₽16617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽20559
₽24182
₽18086
₽17684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
3 097
social contributions
-
-
-
9 048
health
-
-
-
1 480
total
-
-
-
13 625
Employee
67 066
67 066
67 066
-
income
7 302
6 208
6 640
-
social contributions
2 536
5 566
4 369
-
health
520
1 140
895
-
total
10 358
12 914
11 904
-
Employer
67 066
67 066
67 066
-
social contributions
2 536
5 566
4 369
-
health
564
1 241
975
-
total
3 100
6 807
5 344
-
Corporate
24 349
-
-
-
income
3 044
-
-
-
total
3 044
-
-
-
Dividends
21 306
-
-
-
withholding
3 621
-
-
-
total
3 621
-
-
-
Income
58 000
58 000
58 000
58 000
Total tax
20 123
19 721
17 248
13 625
After tax
37 877
38 279
40 752
44 375
Living cost
20 193
20 193
20 193
20 193
Free-cash
17 684
18 086
20 559
24 182

Estimated living cost  is ₽20193 per week

₽12102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽3901
₽5806
₽5633
₽4754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
58 000
income
-
-
-
4 683
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
20 154
surtax
-
-
-
-
total
-
-
-
24 837
Employee
40 113
-
46 868
-
income
8 344
-
10 455
-
social contributions
4 413
-
5 156
-
surtax
-
-
-
-
total
12 757
-
15 611
-
Employer
40 113
-
46 868
-
social contributions
9 527
-
11 131
-
total
9 527
-
11 131
-
Corporate
8 360
58 000
-
-
income
1 756
12 180
-
-
surtax
-
-
-
-
total
1 756
12 180
-
-
Dividends
6 604
45 820
-
-
withholding
1 849
12 830
-
-
total
1 849
12 830
-
-
Income
58 000
58 000
58 000
58 000
Total tax
25 889
25 010
26 742
24 837
After tax
32 111
32 990
31 258
33 163
Living cost
27 357
27 357
27 357
27 357
Free-cash
4 754
5 633
3 901
5 806

Estimated living cost  is ₽27357 per week

₽20469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽40131
₽51151
₽48831
₽47656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
58 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
580
total
-
-
-
580
Employee
7 836
-
58 000
-
income
1 567
-
11 600
-
total
1 567
-
11 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

50 164
58 000
-
-
total
-
-
-
-
Dividends
50 164
58 000
-
-
withholding
2 508
2 900
-
-
total
2 508
2 900
-
-
Income
58 000
58 000
58 000
58 000
Total tax
4 075
2 900
11 600
580
After tax
53 925
55 100
46 400
57 420
Living cost
6 269
6 269
6 269
6 269
Free-cash
47 656
48 831
40 131
51 151

Estimated living cost  is ₽6269 per week

₽3885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽6232
₽7893
₽16539
₽9243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
58 000
income
-
-
-
10 324
health
-
-
-
5 708
unemployment
-
-
-
88
pensions
-
-
-
10 593
total
-
-
-
26 713
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 568
-
50 186
-
income
6 651
-
9 470
-
health
2 491
-
3 241
-
unemployment
55
-
70
-
pensions
5 978
-
7 779
-
total
15 175
-
20 560
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 568
-
50 186
-
unemployment
23
-
30
-
pensions
3 413
-
4 442
-
health
2 569
-
3 342
-
total
6 005
-
7 814
-
Corporate
13 428
58 000
-
-
income
2 551
11 020
-
-
total
2 551
11 020
-
-
Dividends
10 877
46 980
-
-
withholding
1 632
7 047
-
-
total
1 632
7 047
-
-
Income
58 000
58 000
58 000
58 000
Total tax
25 363
18 067
28 374
26 713
After tax
32 637
39 933
29 626
31 287
Living cost
23 394
23 394
23 394
23 394
Free-cash
9 243
16 539
6 232
7 893

Estimated living cost  is ₽23394 per week

₽16055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽10481
-₽4181
₽1432
₽6484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
58 000
income
-
-
-
24 827
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 694
total
-
-
-
30 521
Employee
40 010
-
53 988
-
social contributions
4 009
-
4 012
-
income
4 341
-
7 835
-
total
8 350
-
11 847
-
Employer
40 010
-
53 988
-
social contributions
4 009
-
4 012
-
total
4 009
-
4 012
-
Corporate
13 981
58 000
-
-
income
4 894
20 300
-
-
total
4 894
20 300
-
-
Dividends
9 087
37 700
-
-
social contributions
2 603
4 608
-
-
total
2 603
4 608
-
-
Income
58 000
58 000
58 000
58 000
Total tax
19 856
24 908
15 859
30 521
After tax
38 144
33 092
42 141
27 479
Living cost
31 660
31 660
31 660
31 660
Free-cash
6 484
1 432
10 481
-4 181

Estimated living cost  is ₽31660 per week

₽20854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽15982
₽18755
₽16890
₽17343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
8 699
social contributions
-
-
-
8 004
health
-
-
-
4 048
total
-
-
-
20 751
Employee
29 572
-
58 000
-
income
4 932
-
11 472
-
social contributions
4 081
-
8 004
-
health
2 064
-
4 048
-
total
11 077
-
23 524
-
Employer
29 572
-
58 000
-
total
-
-
-
-
Corporate
28 428
58 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 422
2 900
-
-
total
1 422
2 900
-
-
Dividends
27 007
55 100
-
-
withholding
4 052
8 266
-
-
health
1 885
3 846
-
-
social contributions
3 727
7 604
-
-
total
9 664
19 716
-
-
Income
58 000
58 000
58 000
58 000
Total tax
22 163
22 616
23 524
20 751
After tax
35 837
35 384
34 476
37 249
Living cost
18 494
18 494
18 494
18 494
Free-cash
17 343
16 890
15 982
18 755

Estimated living cost  is ₽18494 per week

₽12377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5821
₽4637
₽16321
₽7897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
4 985
social contributions
-
-
-
16 936
solidarity contribution
-
-
-
-
health
-
-
-
7 830
total
-
-
-
29 751
Employee
34 724
-
43 284
-
solidarity contribution
-
-
-
-
income
4 167
-
5 194
-
social contributions
2 257
-
2 813
-
health
4 688
-
5 843
-
total
11 112
-
13 850
-
Employer
34 724
-
43 284
-
social contributions
8 681
-
10 821
-
health
3 125
-
3 896
-
total
11 806
-
14 717
-
Corporate
11 470
58 000
-
-
income
2 179
11 020
-
-
total
2 179
11 020
-
-
Dividends
9 291
46 980
-
-
withholding
1 394
7 047
-
-
total
1 394
7 047
-
-
Income
58 000
58 000
58 000
58 000
Total tax
26 491
18 067
28 567
29 751
After tax
31 509
39 933
29 433
28 249
Living cost
23 612
23 612
23 612
23 612
Free-cash
7 897
16 321
5 821
4 637

Estimated living cost  is ₽23612 per week

₽17560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽36631
₽47651
₽45331
₽43500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
58 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
580
total
-
-
-
580
Employee
12 211
-
58 000
-
income
2 442
-
11 600
-
total
2 442
-
11 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

45 789
58 000
-
-
total
-
-
-
-
Dividends
45 789
58 000
-
-
withholding
2 289
2 900
-
-
total
2 289
2 900
-
-
Income
58 000
58 000
58 000
58 000
Total tax
4 731
2 900
11 600
580
After tax
53 269
55 100
46 400
57 420
Living cost
9 769
9 769
9 769
9 769
Free-cash
43 500
45 331
36 631
47 651

Estimated living cost  is ₽9769 per week

₽6611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2420
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽7218
-₽7544
-₽12892
-₽13687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
2 991
social contributions
-
-
-
1 652
health
-
-
-
501
surtax
-
-
-
-
pensions
-
-
-
16 478
other
-
-
-
1 797
total
-
-
-
23 419
Employee
54 626
-
44 200
-
income
4 766
-
3 034
-
social contributions
1 556
-
1 260
-
surtax
-
-
-
-
pensions
6 179
-
5 000
-
total
12 501
-
9 294
-
Employer
54 626
-
44 200
-
unemployment
2 213
-
1 791
-
social contributions
164
-
132
-
pensions
8 976
-
7 259
-
other
1 885
-
1 524
-
health
3 823
-
3 093
-
total
17 061
-
13 799
-
Corporate
-
58 000
-
-
income
-
16 240
-
-
surtax
-
-
-
-
total
-
16 240
-
-
Dividends
-
41 760
-
-
withholding
-
5 346
-
-
surtax
-
-
-
-
social contributions
-
7 181
-
-
total
-
12 527
-
-
Income
58 000
58 000
58 000
58 000
Total tax
29 562
28 767
23 093
23 419
After tax
28 438
29 233
34 907
34 581
Living cost
42 125
42 125
42 125
42 125
Free-cash
-13 687
-12 892
-7 218
-7 544

Estimated living cost  is ₽42125 per week

₽28509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽15847
₽13433
₽26866
₽22588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
58 000
income
-
-
-
7 604
health
-
-
-
5 974
unemployment
-
-
-
870
pensions
-
-
-
15 080
total
-
-
-
29 528
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 678
-
49 194
-
income
3 126
-
8 520
-
health
1 168
-
2 533
-
unemployment
170
-
369
-
pensions
3 175
-
6 887
-
total
7 639
-
18 309
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 678
-
49 194
-
unemployment
170
-
369
-
pensions
2 721
-
5 903
-
health
1 168
-
2 533
-
total
4 059
-
8 805
-
Corporate
31 263
58 000
-
-
income
4 689
8 700
-
-
total
4 689
8 700
-
-
Dividends
26 573
49 300
-
-
withholding
3 986
7 395
-
-
total
3 986
7 395
-
-
Income
58 000
58 000
58 000
58 000
Total tax
20 373
16 095
27 114
29 528
After tax
37 627
41 905
30 886
28 472
Living cost
15 039
15 039
15 039
15 039
Free-cash
22 588
26 866
15 847
13 433

Estimated living cost  is ₽15039 per week

₽10126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽14957
-₽11971
-₽34366
-₽20043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
regional
-
-
-
1 554
national
-
-
-
223
health
-
-
-
199
city
-
-
-
610
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 160
pensions
-
-
-
5 336
total
-
-
-
9 082
Employee
71 255
-
51 914
-
regional
2 333
-
1 332
-
city
765
-
558
-
health
161
-
117
-
unemployment
-
-
-
-
national
337
-
186
-
pensions
5 986
-
4 360
-
total
9 582
-
6 553
-
Employer
71 255
-
51 914
-
unemployment
-
-
-
-
pensions
5 986
-
4 360
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 425
-
1 038
-
health
161
-
117
-
total
7 572
-
5 515
-
Corporate
-
58 000
-
-
regional
-
12 267
-
-
national
-
4 929
-
-
total
-
17 196
-
-
Dividends
-
40 804
-
-
withholding
-
14 281
-
-
total
-
14 281
-
-
Income
58 000
58 000
58 000
58 000
Total tax
17 154
31 477
12 068
9 082
After tax
40 846
26 523
45 932
48 918
Living cost
60 889
60 889
60 889
60 889
Free-cash
-20 043
-34 366
-14 957
-11 971

Estimated living cost  is ₽60889 per week

₽39595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽1914
₽10390
₽6308
₽2390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
58 000
municipal
-
-
-
10 344
national
-
-
-
3 251
health
-
-
-
530
total
-
-
-
14 125
Employee
45 887
-
48 793
-
health
343
-
387
-
unemployment
689
-
732
-
national
758
-
991
-
municipal
7 516
-
7 989
-
pensions
3 097
-
3 294
-
total
12 403
-
13 393
-
Employer
45 887
-
48 793
-
unemployment
298
-
318
-
pensions
7 961
-
8 466
-
accident
46
-
48
-
health
353
-
376
-
total
8 658
-
9 208
-
Corporate
3 456
58 000
-
-
income
692
11 601
-
-
total
692
11 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

2 073
34 800
-
-
national
-
341
-
-
municipal
372
6 265
-
-
total
372
6 606
-
-
Income
58 000
58 000
58 000
58 000
Total tax
22 125
18 207
22 601
14 125
After tax
35 875
39 793
35 399
43 875
Living cost
33 485
33 485
33 485
33 485
Free-cash
2 390
6 308
1 914
10 390

Estimated living cost  is ₽33485 per week

₽21872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽7440
-₽1814
₽835
-₽22547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
national
-
-
-
17 513
social contributions
-
-
-
7 469
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 032
total
-
-
-
28 014
Employee

The minimum management director salary is set at €45,000 per year.

62 387
-
44 925
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 931
-
2 112
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 254
-
2 344
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

543
-
391
-
national
19 180
-
12 348
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 679
-
3 370
-
total
30 587
-
20 565
-
Employer

The minimum management director salary is set at €45,000 per year.

62 387
-
44 925
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

910
-
655
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 528
-
3 981
-
surtax
7 074
-
5 094
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

811
-
583
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 837
-
2 762
-
total
18 160
-
13 075
-
Corporate
-
58 000
-
-
income
-
11 601
-
-
surtax
-
232
-
-
total
-
11 833
-
-
Dividends
-
46 168
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 532
-
-
total
-
13 532
-
-
Income
58 000
58 000
58 000
58 000
Total tax
48 747
25 365
33 640
28 014
After tax
9 253
32 635
24 360
29 986
Living cost
31 800
31 800
31 800
31 800
Free-cash
-22 547
835
-7 440
-1 814

Estimated living cost  is ₽31800 per week

₽20484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽4770
-₽6832
-₽4076
-₽8935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
municipal
-
-
-
12 285
national
-
-
-
-
health
-
-
-
3 619
accident
-
-
-
116
unemployment
-
-
-
58
pensions
-
-
-
6 270
other
-
-
-
6 740
total
-
-
-
29 088
Employee
50 932
-
44 133
-
national
-
-
-
-
municipal
15 188
-
13 160
-
total
15 188
-
13 160
-
Employer
50 932
-
44 133
-
unemployment
1 345
-
1 165
-
pensions
5 506
-
4 771
-
other
5 918
-
5 128
-
accident
102
-
88
-
health
3 132
-
2 714
-
total
16 003
-
13 866
-
Corporate
-
58 000
-
-
income
-
12 760
-
-
total
-
12 760
-
-
Dividends
-
45 240
-
-
withholding
-
13 572
-
-
total
-
13 572
-
-
Income
58 000
58 000
58 000
58 000
Total tax
31 191
26 332
27 026
29 088
After tax
26 809
31 668
30 974
28 912
Living cost
35 744
35 744
35 744
35 744
Free-cash
-8 935
-4 076
-4 770
-6 832

Estimated living cost  is ₽35744 per week

₽23690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽7347
₽1265
-₽3531
-₽76139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
11 305
social contributions
-
-
-
6 612
total
-
-
-
17 917
Employee
55 660
-
-
-
income
12 277
-
-
-
social contributions
4 564
-
650
-
total
16 841
-
650
-
Employer
55 660
-
-
-
social contributions
78 480
-
11 185
-
total
78 480
-
11 185
-
Corporate
-
58 000
-
-
income
-
12 760
-
-
total
-
12 760
-
-
Dividends
-
45 240
-
-
income
-
9 953
-
-
total
-
9 953
-
-
Income
58 000
58 000
58 000
58 000
Total tax
95 321
22 713
11 835
17 917
After tax
-37 321
35 287
46 165
40 083
Living cost
38 818
38 818
38 818
38 818
Free-cash
-76 139
-3 531
7 347
1 265

Estimated living cost  is ₽38818 per week

₽25187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽12463
₽16086
₽9990
₽10717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
3 097
social contributions
-
-
-
9 048
health
-
-
-
1 480
total
-
-
-
13 625
Employee
67 066
67 066
67 066
-
income
7 042
6 208
6 640
-
social contributions
3 259
5 566
4 369
-
health
667
1 140
895
-
total
10 968
12 914
11 904
-
Employer
67 066
67 066
67 066
-
social contributions
3 259
5 566
4 369
-
health
727
1 241
975
-
total
3 986
6 807
5 344
-
Corporate
14 757
-
-
-
income
1 845
-
-
-
total
1 845
-
-
-
Dividends
12 912
-
-
-
withholding
2 195
-
-
-
total
2 195
-
-
-
Income
58 000
58 000
58 000
58 000
Total tax
18 994
19 721
17 248
13 625
After tax
39 006
38 279
40 752
44 375
Living cost
28 289
28 289
28 289
28 289
Free-cash
10 717
9 990
12 463
16 086

Estimated living cost  is ₽28289 per week

₽19338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽5571
₽11734
₽11830
₽7026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
10 840
pensions
-
-
-
3 799
total
-
-
-
14 639
Employee
43 413
-
51 517
-
income
7 906
-
9 299
-
health
566
-
733
-
pensions
3 313
-
4 287
-
total
11 785
-
14 319
-
Employer
43 413
-
51 517
-
pensions
4 386
-
5 504
-
health
825
-
979
-
total
5 211
-
6 483
-
Corporate
9 376
58 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 781
11 020
-
-
total
1 781
11 020
-
-
Dividends
7 595
46 980
-
-
withholding
570
3 523
-
-
total
570
3 523
-
-
Income
58 000
58 000
58 000
58 000
Total tax
19 347
14 543
20 802
14 639
After tax
38 653
43 457
37 198
43 361
Living cost
31 627
31 627
31 627
31 627
Free-cash
7 026
11 830
5 571
11 734

Estimated living cost  is ₽31627 per week

₽21696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽6837
-₽3616
-₽4192
-₽15496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
municipal
-
-
-
387
regional
-
-
-
928
national
-
-
-
10 639
social contributions
-
-
-
14 917
total
-
-
-
26 871
Employee
73 494
-
58 000
-
regional
1 110
-
802
-
social contributions
24 782
-
19 558
-
national
12 420
-
9 386
-
municipal
439
-
346
-
total
38 751
-
30 092
-
Employer
73 494
-
58 000
-
total
-
-
-
-
Corporate
-
58 000
-
-
nationa
-
13 919
-
-
municipal
-
2 795
-
-
total
-
16 714
-
-
Dividends
-
41 285
-
-
withholding
-
10 733
-
-
total
-
10 733
-
-
Income
58 000
58 000
58 000
58 000
Total tax
38 751
27 447
30 092
26 871
After tax
19 249
30 553
27 908
31 129
Living cost
34 745
34 745
34 745
34 745
Free-cash
-15 496
-4 192
-6 837
-3 616

Estimated living cost  is ₽34745 per week

₽24406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7423
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽11750
₽22002
-₽13258
₽1943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
12 358
health
-
-
-
1 780
accident
-
-
-
206
pensions
-
-
-
3 396
other
-
-
-
302
total
-
-
-
18 042
Employee
28 245
-
48 181
-
income
3 875
-
7 533
-
health
3 234
-
5 517
-
pensions
3 180
-
5 425
-
total
10 289
-
18 475
-
Employer
28 245
-
48 181
-
unemployment
692
-
1 180
-
pensions
4 593
-
7 834
-
accident
472
-
805
-
total
5 757
-
9 819
-
Corporate
23 998
58 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 599
52 200
-
-
total
21 599
52 200
-
-
Dividends
2 400
5 800
-
-
withholding
456
1 102
-
-
total
456
1 102
-
-
Income
58 000
58 000
58 000
58 000
Total tax
38 101
53 302
28 294
18 042
After tax
19 899
4 698
29 706
39 958
Living cost
17 956
17 956
17 956
17 956
Free-cash
1 943
-13 258
11 750
22 002

Estimated living cost  is ₽17956 per week

₽13160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽10059
₽7555
-₽3665
₽7745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
58 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 877
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 958
trade
-
-
-
2 504
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
434
total
-
-
-
16 773
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 396
-
58 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 568
-
7 877
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 958
-
5 958
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

197
-
434
-
total
9 723
-
14 269
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 604
58 000
-
-
chamber of commerce
154
217
-
-
income
2 191
8 699
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
478
-
-
trade
2 095
8 324
-
-
total
4 561
17 718
-
-
Dividends
10 043
40 282
-
-
withholding
2 180
9 739
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

119
536
-
-
total
2 299
10 275
-
-
Income
58 000
58 000
58 000
58 000
Total tax
16 583
27 993
14 269
16 773
After tax
41 417
30 007
43 731
41 227
Living cost
33 672
33 672
33 672
33 672
Free-cash
7 745
-3 665
10 059
7 555

Estimated living cost  is ₽33672 per week

₽23228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6332
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽14879
₽28410
₽28254
₽21100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
58 000
microenterprise
-
-
-
8 699
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 746
surtax
-
-
-
-
total
-
-
-
11 445
Employee
25 485
-
46 740
-
income
4 537
-
8 575
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 804
-
5 141
-
surtax
-
-
-
-
total
7 341
-
13 716
-
Employer
25 485
-
46 740
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 139
-
11 260
-
surtax
-
-
-
-
total
6 139
-
11 260
-
Corporate
26 376
58 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 275
11 601
-
-
total
5 275
11 601
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

21 101
46 399
-
-
total
-
-
-
-
Income
58 000
58 000
58 000
58 000
Total tax
18 755
11 601
24 976
11 445
After tax
39 245
46 399
33 024
46 555
Living cost
18 145
18 145
18 145
18 145
Free-cash
21 100
28 254
14 879
28 410

Estimated living cost  is ₽18145 per week

₽11576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽18956
₽19760
₽24889
₽23033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
12 715
health
-
-
-
5 977
pensions
-
-
-
8 245
total
-
-
-
26 937
Employee
17 216
-
48 725
-
income
3 330
-
12 283
-
health
861
-
2 061
-
unemployment
172
-
412
-
pensions
1 549
-
3 710
-
total
5 912
-
18 466
-
Employer
17 216
-
48 725
-
unemployment
344
-
824
-
pensions
1 894
-
4 535
-
health
1 636
-
3 916
-
total
3 874
-
9 275
-
Corporate
36 910
58 000
-
-
income
8 120
12 760
-
-
total
8 120
12 760
-
-
Dividends
28 790
45 240
-
-
withholding
5 758
9 048
-
-
total
5 758
9 048
-
-
Income
58 000
58 000
58 000
58 000
Total tax
23 664
21 808
27 741
26 937
After tax
34 336
36 192
30 259
31 063
Living cost
11 303
11 303
11 303
11 303
Free-cash
23 033
24 889
18 956
19 760

Estimated living cost  is ₽11303 per week

₽6717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽11260
₽12526
₽16892
₽14117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
9 226
health
-
-
-
4 118
unemployment
-
-
-
199
surtax
-
-
-
740
pensions
-
-
-
11 601
other
-
-
-
-
total
-
-
-
25 884
Employee
29 372
-
47 914
-
other
-
-
-
-
income
4 924
-
8 668
-
health
750
-
1 221
-
unemployment
2 044
-
3 335
-
surtax
104
-
644
-
pensions
1 960
-
3 196
-
total
9 782
-
17 064
-
Employer
29 372
-
47 914
-
unemployment
932
-
1 519
-
pensions
3 916
-
6 387
-
other
-
-
-
-
health
1 336
-
2 180
-
total
6 184
-
10 086
-
Corporate
22 445
58 000
-
-
income
5 836
15 080
-
-
total
5 836
15 080
-
-
Dividends
16 609
42 920
-
-
withholding
2 491
6 438
-
-
total
2 491
6 438
-
-
Income
58 000
58 000
58 000
58 000
Total tax
24 293
21 518
27 150
25 884
After tax
33 707
36 482
30 850
32 116
Living cost
19 590
19 590
19 590
19 590
Free-cash
14 117
16 892
11 260
12 526

Estimated living cost  is ₽19590 per week

₽11827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5606
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽6752
₽3839
₽5271
₽4840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
58 000
income
-
-
-
5 588
chamber of commerce
-
-
-
232
health
-
-
-