Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 55000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽52465
-₽44482
-₽30899
-₽33703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 000
city
-
-
-
578
pensions
-
-
-
5 059
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 100
regional
-
-
-
1 142
health
-
-
-
253
national
-
-
-
152
total
-
-
-
8 284
Employee
90 829
-
49 227
-
city
975
-
528
-
regional
2 974
-
963
-
health
205
-
112
-
pensions
7 631
-
4 134
-
unemployment
-
-
-
-
national
430
-
120
-
total
12 215
-
5 857
-
Employer
90 829
-
49 227
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
985
-
unemployment
-
-
-
-
pensions
7 631
-
4 134
-
health
205
-
112
-
total
9 652
-
5 231
-
Corporate
-
55 000
-
-
regional
-
11 632
-
-
national
-
4 675
-
-
total
-
16 307
-
-
Dividends
-
38 694
-
-
withholding
-
13 543
-
-
total
-
13 543
-
-
Income
55 000
55 000
55 000
55 000
Total tax
21 867
29 850
11 088
8 284
After tax
33 133
25 150
43 912
46 716
Living cost
77 615
77 615
77 615
77 615
Free-cash
-44 482
-52 465
-33 703
-30 899

Estimated living cost  is ₽77615 per week

₽50472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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