Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 54500
per

Your estimated
City
free-cash

Valencia , Spain
₽5672
₽5284
₽12274
₽7581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
8 340
accident
-
-
-
491
unemployment
-
-
-
381
pensions
-
-
-
15 424
other
-
-
-
54
total
-
-
-
24 690
Employee
32 978
-
41 324
-
other
32
-
41
-
income
6 358
-
8 506
-
unemployment
511
-
640
-
pensions
1 550
-
1 943
-
total
8 451
-
11 130
-
Employer
32 978
-
41 324
-
unemployment
1 814
-
2 273
-
pensions
7 782
-
9 752
-
other
264
-
330
-
accident
653
-
817
-
total
10 513
-
13 172
-
Corporate
11 008
54 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 652
8 175
-
-
total
1 652
8 175
-
-
Dividends
9 356
46 325
-
-
withholding
1 777
9 525
-
-
total
1 777
9 525
-
-
Income
54 500
54 500
54 500
54 500
Total tax
22 393
17 700
24 302
24 690
After tax
32 107
36 800
30 198
29 810
Living cost
24 526
24 526
24 526
24 526
Free-cash
7 581
12 274
5 672
5 284

Estimated living cost  is ₽24526 per week

₽16554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽8179
₽5745
₽16276
₽10252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
6 922
health
-
-
-
2 398
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 080
other
-
-
-
2 590
total
-
-
-
24 990
Employee
32 383
-
43 529
-
income
5 575
-
7 493
-
health
454
-
609
-
unemployment
323
-
435
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 266
-
3 048
-
total
8 618
-
11 585
-
Employer
32 383
-
43 529
-
unemployment
323
-
435
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 506
-
7 401
-
other
1 620
-
2 177
-
accident
259
-
349
-
health
454
-
609
-
total
8 162
-
10 971
-
Corporate
13 956
54 500
-
-
income
2 931
11 445
-
-
total
2 931
11 445
-
-
Dividends
11 024
43 055
-
-
withholding
772
3 014
-
-
total
772
3 014
-
-
Income
54 500
54 500
54 500
54 500
Total tax
20 483
14 459
22 556
24 990
After tax
34 017
40 041
31 944
29 510
Living cost
23 765
23 765
23 765
23 765
Free-cash
10 252
16 276
8 179
5 745

Estimated living cost  is ₽23765 per week

₽16791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽27377
₽26344
₽34922
₽30786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
8 175
health
-
-
-
3 577
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
total
-
-
-
16 480
Employee
15 461
-
48 397
-
income
1 546
-
4 840
-
health
711
-
1 431
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 357
-
2 731
-
total
3 784
-
9 344
-
Employer
15 461
-
48 397
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
3 428
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 067
-
2 146
-
total
3 033
-
6 103
-
Corporate
36 005
54 500
-
-
income
3 601
5 450
-
-
total
3 601
5 450
-
-
Dividends
32 404
49 050
-
-
withholding
1 620
2 452
-
-
total
1 620
2 452
-
-
Income
54 500
54 500
54 500
54 500
Total tax
12 038
7 902
15 447
16 480
After tax
42 462
46 598
39 053
38 020
Living cost
11 676
11 676
11 676
11 676
Free-cash
30 786
34 922
27 377
26 344

Estimated living cost  is ₽11676 per week

₽6817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽2474
₽2072
-₽3047
₽2222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
2 603
social contributions
-
-
-
1 552
health
-
-
-
472
surtax
-
-
-
-
pensions
-
-
-
15 598
other
-
-
-
1 689
total
-
-
-
21 914
Employee
38 171
-
41 529
-
income
2 253
-
2 659
-
social contributions
1 088
-
1 185
-
surtax
-
-
-
-
pensions
4 316
-
4 697
-
total
7 657
-
8 541
-
Employer
38 171
-
41 529
-
unemployment
1 545
-
1 682
-
social contributions
115
-
125
-
pensions
6 271
-
6 822
-
other
1 317
-
1 434
-
health
2 672
-
2 908
-
total
11 920
-
12 971
-
Corporate
4 409
54 500
-
-
income
1 234
15 260
-
-
surtax
-
-
-
-
total
1 234
15 260
-
-
Dividends
3 175
39 240
-
-
withholding
406
5 023
-
-
surtax
-
-
-
-
social contributions
547
6 750
-
-
total
953
11 773
-
-
Income
54 500
54 500
54 500
54 500
Total tax
21 764
27 033
21 512
21 914
After tax
32 736
27 467
32 988
32 586
Living cost
30 514
30 514
30 514
30 514
Free-cash
2 222
-3 047
2 474
2 072

Estimated living cost  is ₽30514 per week

₽19240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽34065
-₽6231
-₽29059
-₽34065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
5 195
health
-
-
-
8 364
pensions
-
-
-
9 810
total
-
-
-
23 369
Employee
76 163
76 163
76 163
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 467
12 467
12 467
-
health
11 690
9 943
11 690
-
pensions
13 709
10 450
13 709
-
total
37 866
32 860
37 866
-
Employer
76 163
76 163
76 163
-
unemployment
2 742
2 742
2 742
-
pensions
5 301
5 301
5 301
-
health
5 294
5 294
5 294
-
total
13 337
13 337
13 337
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
54 500
54 500
54 500
54 500
Total tax
51 203
46 197
51 203
23 369
After tax
3 297
8 303
3 297
31 131
Living cost
37 362
37 362
37 362
37 362
Free-cash
-34 065
-29 059
-34 065
-6 231

Estimated living cost  is ₽37362 per week

₽26477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽14457
₽12404
₽643
₽10509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
54 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 574
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
2 053
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
362
total
-
-
-
15 082
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 113
-
54 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

953
-
6 574
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
362
-
total
7 098
-
13 029
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 387
54 500
-
-
chamber of commerce
164
213
-
-
income
3 058
8 175
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

168
450
-
-
trade
3 211
8 584
-
-
total
6 601
17 422
-
-
Dividends
13 787
37 077
-
-
withholding
3 107
8 930
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
491
-
-
total
3 278
9 421
-
-
Income
54 500
54 500
54 500
54 500
Total tax
16 977
26 843
13 029
15 082
After tax
37 523
27 657
41 471
39 418
Living cost
27 014
27 014
27 014
27 014
Free-cash
10 509
643
14 457
12 404

Estimated living cost  is ₽27014 per week

₽16993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽16961
₽21640
₽13683
₽14589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
2 320
social contributions
-
-
-
8 501
health
-
-
-
1 390
total
-
-
-
12 211
Employee
68 581
68 581
68 581
-
income
7 467
6 349
6 921
-
social contributions
2 593
5 692
4 106
-
health
531
1 166
841
-
total
10 591
13 207
11 868
-
Employer
68 581
68 581
68 581
-
social contributions
2 593
5 692
4 106
-
health
577
1 269
916
-
total
3 170
6 961
5 022
-
Corporate
20 089
-
-
-
income
2 512
-
-
-
total
2 512
-
-
-
Dividends
17 577
-
-
-
withholding
2 989
-
-
-
total
2 989
-
-
-
Income
54 500
54 500
54 500
54 500
Total tax
19 262
20 168
16 890
12 211
After tax
35 238
34 332
37 610
42 289
Living cost
20 649
20 649
20 649
20 649
Free-cash
14 589
13 683
16 961
21 640

Estimated living cost  is ₽20649 per week

₽12376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽1748
₽3351
₽3024
₽2126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
54 500
income
-
-
-
4 235
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 939
surtax
-
-
-
-
total
-
-
-
23 174
Employee
41 019
-
44 040
-
income
8 532
-
9 473
-
social contributions
4 512
-
4 844
-
surtax
-
-
-
-
total
13 044
-
14 317
-
Employer
41 019
-
44 040
-
social contributions
9 742
-
10 460
-
total
9 742
-
10 460
-
Corporate
3 739
54 500
-
-
income
785
11 445
-
-
surtax
-
-
-
-
total
785
11 445
-
-
Dividends
2 953
43 055
-
-
withholding
828
12 056
-
-
total
828
12 056
-
-
Income
54 500
54 500
54 500
54 500
Total tax
24 399
23 501
24 777
23 174
After tax
30 101
30 999
29 723
31 326
Living cost
27 975
27 975
27 975
27 975
Free-cash
2 126
3 024
1 748
3 351

Estimated living cost  is ₽27975 per week

₽20931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽37258
₽47613
₽45433
₽44244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
54 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
545
total
-
-
-
545
Employee
7 927
-
54 500
-
income
1 585
-
10 900
-
total
1 585
-
10 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

46 573
54 500
-
-
total
-
-
-
-
Dividends
46 573
54 500
-
-
withholding
2 329
2 725
-
-
total
2 329
2 725
-
-
Income
54 500
54 500
54 500
54 500
Total tax
3 914
2 725
10 900
545
After tax
50 586
51 775
43 600
53 955
Living cost
6 342
6 342
6 342
6 342
Free-cash
44 244
45 433
37 258
47 613

Estimated living cost  is ₽6342 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽4232
₽5797
₽13602
₽6143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
54 500
income
-
-
-
9 384
health
-
-
-
5 362
unemployment
-
-
-
81
pensions
-
-
-
9 954
total
-
-
-
24 781
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
47 156
-
income
6 801
-
8 579
-
health
2 547
-
3 047
-
unemployment
56
-
66
-
pensions
6 113
-
7 310
-
total
15 517
-
19 002
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
47 156
-
unemployment
24
-
29
-
pensions
3 490
-
4 174
-
health
2 627
-
3 141
-
total
6 141
-
7 344
-
Corporate
8 921
54 500
-
-
income
1 694
10 355
-
-
total
1 694
10 355
-
-
Dividends
7 226
44 145
-
-
withholding
1 083
6 621
-
-
total
1 083
6 621
-
-
Income
54 500
54 500
54 500
54 500
Total tax
24 435
16 976
26 346
24 781
After tax
30 065
37 524
28 154
29 719
Living cost
23 922
23 922
23 922
23 922
Free-cash
6 143
13 602
4 232
5 797

Estimated living cost  is ₽23922 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽7110
-₽9041
-₽1661
₽3505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
54 500
income
-
-
-
25 388
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 778
total
-
-
-
31 166
Employee
40 914
-
50 397
-
social contributions
4 099
-
4 103
-
income
4 439
-
6 809
-
total
8 538
-
10 912
-
Employer
40 914
-
50 397
-
social contributions
4 099
-
4 103
-
total
4 099
-
4 103
-
Corporate
9 487
54 500
-
-
income
3 321
19 074
-
-
total
3 321
19 074
-
-
Dividends
6 166
35 426
-
-
social contributions
2 662
4 712
-
-
total
2 662
4 712
-
-
Income
54 500
54 500
54 500
54 500
Total tax
18 620
23 786
15 015
31 166
After tax
35 880
30 714
39 485
23 334
Living cost
32 375
32 375
32 375
32 375
Free-cash
3 505
-1 661
7 110
-9 041

Estimated living cost  is ₽32375 per week

₽21326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽13638
₽16087
₽14337
₽14799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
8 175
social contributions
-
-
-
7 521
health
-
-
-
3 805
total
-
-
-
19 501
Employee
30 240
-
54 500
-
income
5 044
-
10 624
-
social contributions
4 174
-
7 521
-
health
2 111
-
3 805
-
total
11 329
-
21 950
-
Employer
30 240
-
54 500
-
total
-
-
-
-
Corporate
24 260
54 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 214
2 725
-
-
total
1 214
2 725
-
-
Dividends
23 047
51 775
-
-
withholding
3 458
7 767
-
-
health
1 608
3 613
-
-
social contributions
3 180
7 146
-
-
total
8 246
18 526
-
-
Income
54 500
54 500
54 500
54 500
Total tax
20 789
21 251
21 950
19 501
After tax
33 711
33 249
32 550
34 999
Living cost
18 912
18 912
18 912
18 912
Free-cash
14 799
14 337
13 638
16 087

Estimated living cost  is ₽18912 per week

₽12657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽3332
₽2220
₽13199
₽4522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
4 684
social contributions
-
-
-
15 914
solidarity contribution
-
-
-
-
health
-
-
-
7 358
total
-
-
-
27 956
Employee
35 771
-
40 672
-
solidarity contribution
-
-
-
-
income
4 292
-
4 881
-
social contributions
2 325
-
2 644
-
health
4 829
-
5 491
-
total
11 446
-
13 016
-
Employer
35 771
-
40 672
-
social contributions
8 943
-
10 168
-
health
3 219
-
3 660
-
total
12 162
-
13 828
-
Corporate
6 567
54 500
-
-
income
1 248
10 355
-
-
total
1 248
10 355
-
-
Dividends
5 320
44 145
-
-
withholding
798
6 622
-
-
total
798
6 622
-
-
Income
54 500
54 500
54 500
54 500
Total tax
25 654
16 977
26 844
27 956
After tax
28 846
37 523
27 656
26 544
Living cost
24 324
24 324
24 324
24 324
Free-cash
4 522
13 199
3 332
2 220

Estimated living cost  is ₽24324 per week

₽18089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽33717
₽44072
₽41892
₽40039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
54 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
545
total
-
-
-
545
Employee
12 354
-
54 500
-
income
2 471
-
10 900
-
total
2 471
-
10 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 146
54 500
-
-
total
-
-
-
-
Dividends
42 146
54 500
-
-
withholding
2 107
2 725
-
-
total
2 107
2 725
-
-
Income
54 500
54 500
54 500
54 500
Total tax
4 578
2 725
10 900
545
After tax
49 922
51 775
43 600
53 955
Living cost
9 883
9 883
9 883
9 883
Free-cash
40 039
41 892
33 717
44 072

Estimated living cost  is ₽9883 per week

₽6688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽10088
-₽10490
-₽15609
-₽18806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
2 603
social contributions
-
-
-
1 552
health
-
-
-
472
surtax
-
-
-
-
pensions
-
-
-
15 598
other
-
-
-
1 689
total
-
-
-
21 914
Employee
55 860
-
41 529
-
income
4 874
-
2 659
-
social contributions
1 591
-
1 185
-
surtax
-
-
-
-
pensions
6 318
-
4 697
-
total
12 783
-
8 541
-
Employer
55 860
-
41 529
-
unemployment
2 263
-
1 682
-
social contributions
168
-
125
-
pensions
9 178
-
6 822
-
other
1 928
-
1 434
-
health
3 910
-
2 908
-
total
17 447
-
12 971
-
Corporate
-
54 500
-
-
income
-
15 260
-
-
surtax
-
-
-
-
total
-
15 260
-
-
Dividends
-
39 240
-
-
withholding
-
5 023
-
-
surtax
-
-
-
-
social contributions
-
6 750
-
-
total
-
11 773
-
-
Income
54 500
54 500
54 500
54 500
Total tax
30 230
27 033
21 512
21 914
After tax
24 270
27 467
32 988
32 586
Living cost
43 076
43 076
43 076
43 076
Free-cash
-18 806
-15 609
-10 088
-10 490

Estimated living cost  is ₽43076 per week

₽29153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽13839
₽11495
₽24000
₽19626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
54 500
income
-
-
-
7 028
health
-
-
-
5 614
unemployment
-
-
-
817
pensions
-
-
-
14 170
total
-
-
-
27 629
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
46 226
-
income
3 196
-
7 810
-
health
1 194
-
2 381
-
unemployment
174
-
347
-
pensions
3 246
-
6 472
-
total
7 810
-
17 010
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
46 226
-
unemployment
174
-
347
-
pensions
2 782
-
5 547
-
health
1 194
-
2 381
-
total
4 150
-
8 275
-
Corporate
27 163
54 500
-
-
income
4 075
8 175
-
-
total
4 075
8 175
-
-
Dividends
23 089
46 325
-
-
withholding
3 463
6 949
-
-
total
3 463
6 949
-
-
Income
54 500
54 500
54 500
54 500
Total tax
19 498
15 124
25 285
27 629
After tax
35 002
39 376
29 215
26 871
Living cost
15 376
15 376
15 376
15 376
Free-cash
19 626
24 000
13 839
11 495

Estimated living cost  is ₽15376 per week

₽10353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽18993
-₽16199
-₽37328
-₽25287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
regional
-
-
-
1 377
national
-
-
-
192
health
-
-
-
203
city
-
-
-
574
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 090
pensions
-
-
-
5 014
total
-
-
-
8 450
Employee
72 848
-
48 780
-
regional
2 385
-
1 169
-
city
782
-
524
-
health
165
-
110
-
unemployment
-
-
-
-
national
345
-
160
-
pensions
6 120
-
4 098
-
total
9 797
-
6 061
-
Employer
72 848
-
48 780
-
unemployment
-
-
-
-
pensions
6 120
-
4 098
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 456
-
975
-
health
165
-
110
-
total
7 741
-
5 183
-
Corporate
-
54 500
-
-
regional
-
11 527
-
-
national
-
4 633
-
-
total
-
16 160
-
-
Dividends
-
38 339
-
-
withholding
-
13 419
-
-
total
-
13 419
-
-
Income
54 500
54 500
54 500
54 500
Total tax
17 538
29 579
11 244
8 450
After tax
36 962
24 921
43 256
46 050
Living cost
62 249
62 249
62 249
62 249
Free-cash
-25 287
-37 328
-18 993
-16 199

Estimated living cost  is ₽62249 per week

₽40480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽736
₽7559
₽3297
-₽1278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
54 500
municipal
-
-
-
9 725
national
-
-
-
2 507
health
-
-
-
467
total
-
-
-
12 699
Employee
46 923
-
45 848
-
health
350
-
333
-
unemployment
704
-
687
-
national
775
-
716
-
municipal
7 686
-
7 511
-
pensions
3 167
-
3 094
-
total
12 682
-
12 341
-
Employer
46 923
-
45 848
-
unemployment
305
-
298
-
pensions
8 141
-
7 955
-
accident
47
-
46
-
health
361
-
354
-
total
8 854
-
8 653
-
Corporate
-
54 500
-
-
income
-
10 900
-
-
total
-
10 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
32 700
-
-
national
-
174
-
-
municipal
-
5 887
-
-
total
-
6 061
-
-
Income
54 500
54 500
54 500
54 500
Total tax
21 536
16 961
20 994
12 699
After tax
32 964
37 539
33 506
41 801
Living cost
34 242
34 242
34 242
34 242
Free-cash
-1 278
3 297
-736
7 559

Estimated living cost  is ₽34242 per week

₽22366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽9339
-₽3719
-₽1827
-₽27867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
national
-
-
-
16 198
social contributions
-
-
-
6 630
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 872
total
-
-
-
25 700
Employee

The minimum management director salary is set at €45,000 per year.

63 796
-
42 212
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 997
-
1 984
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 327
-
2 202
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
367
-
national
19 614
-
11 314
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 785
-
3 167
-
total
31 278
-
19 034
-
Employer

The minimum management director salary is set at €45,000 per year.

63 796
-
42 212
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

931
-
616
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 653
-
3 740
-
surtax
7 234
-
4 786
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

829
-
548
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 923
-
2 596
-
total
18 570
-
12 286
-
Corporate
-
54 500
-
-
income
-
10 900
-
-
surtax
-
218
-
-
total
-
11 118
-
-
Dividends
-
43 382
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 690
-
-
total
-
12 690
-
-
Income
54 500
54 500
54 500
54 500
Total tax
49 848
23 808
31 320
25 700
After tax
4 652
30 692
23 180
28 800
Living cost
32 519
32 519
32 519
32 519
Free-cash
-27 867
-1 827
-9 339
-3 719

Estimated living cost  is ₽32519 per week

₽20946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽7046
-₽8982
-₽6393
-₽13196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
municipal
-
-
-
11 544
national
-
-
-
-
health
-
-
-
3 401
accident
-
-
-
109
unemployment
-
-
-
54
pensions
-
-
-
5 891
other
-
-
-
6 333
total
-
-
-
27 332
Employee
51 511
-
41 470
-
national
-
-
-
-
municipal
15 361
-
12 366
-
total
15 361
-
12 366
-
Employer
51 511
-
41 470
-
unemployment
1 360
-
1 095
-
pensions
5 568
-
4 483
-
other
5 986
-
4 819
-
accident
103
-
83
-
health
3 168
-
2 550
-
total
16 185
-
13 030
-
Corporate
-
54 500
-
-
income
-
11 990
-
-
total
-
11 990
-
-
Dividends
-
42 510
-
-
withholding
-
12 753
-
-
total
-
12 753
-
-
Income
54 500
54 500
54 500
54 500
Total tax
31 546
24 743
25 396
27 332
After tax
22 954
29 757
29 104
27 168
Living cost
36 150
36 150
36 150
36 150
Free-cash
-13 196
-6 393
-7 046
-8 982

Estimated living cost  is ₽36150 per week

₽23959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽3894
-₽1118
-₽5624
-₽79514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
10 623
social contributions
-
-
-
6 213
total
-
-
-
16 836
Employee
55 607
-
-
-
income
12 266
-
-
-
social contributions
4 560
-
650
-
total
16 826
-
650
-
Employer
55 607
-
-
-
social contributions
78 406
-
11 174
-
total
78 406
-
11 174
-
Corporate
-
54 500
-
-
income
-
11 990
-
-
total
-
11 990
-
-
Dividends
-
42 510
-
-
income
-
9 352
-
-
total
-
9 352
-
-
Income
54 500
54 500
54 500
54 500
Total tax
95 232
21 342
11 824
16 836
After tax
-40 732
33 158
42 676
37 664
Living cost
38 782
38 782
38 782
38 782
Free-cash
-79 514
-5 624
3 894
-1 118

Estimated living cost  is ₽38782 per week

₽25163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8682
₽13361
₽5404
₽7464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
2 320
social contributions
-
-
-
8 501
health
-
-
-
1 390
total
-
-
-
12 211
Employee
68 581
68 581
68 581
-
income
7 202
6 349
6 921
-
social contributions
3 333
5 692
4 106
-
health
682
1 166
841
-
total
11 217
13 207
11 868
-
Employer
68 581
68 581
68 581
-
social contributions
3 333
5 692
4 106
-
health
743
1 269
916
-
total
4 076
6 961
5 022
-
Corporate
10 280
-
-
-
income
1 285
-
-
-
total
1 285
-
-
-
Dividends
8 996
-
-
-
withholding
1 530
-
-
-
total
1 530
-
-
-
Income
54 500
54 500
54 500
54 500
Total tax
18 108
20 168
16 890
12 211
After tax
36 392
34 332
37 610
42 289
Living cost
28 928
28 928
28 928
28 928
Free-cash
7 464
5 404
8 682
13 361

Estimated living cost  is ₽28928 per week

₽19775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽3086
₽8756
₽8762
₽3888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
10 208
pensions
-
-
-
3 463
total
-
-
-
13 671
Employee
44 025
-
48 512
-
income
8 017
-
8 789
-
health
574
-
666
-
pensions
3 360
-
3 898
-
total
11 951
-
13 353
-
Employer
44 025
-
48 512
-
pensions
4 448
-
5 066
-
health
837
-
922
-
total
5 285
-
5 988
-
Corporate
5 190
54 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

987
10 354
-
-
total
987
10 354
-
-
Dividends
4 203
44 146
-
-
withholding
316
3 311
-
-
total
316
3 311
-
-
Income
54 500
54 500
54 500
54 500
Total tax
18 539
13 665
19 341
13 671
After tax
35 961
40 835
35 159
40 829
Living cost
32 073
32 073
32 073
32 073
Free-cash
3 888
8 762
3 086
8 756

Estimated living cost  is ₽32073 per week

₽22002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽9202
-₽6176
-₽6823
-₽20657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
municipal
-
-
-
364
regional
-
-
-
850
national
-
-
-
9 915
social contributions
-
-
-
14 017
total
-
-
-
25 146
Employee
75 155
-
54 500
-
regional
1 135
-
732
-
social contributions
25 342
-
18 377
-
national
12 701
-
8 738
-
municipal
449
-
325
-
total
39 627
-
28 172
-
Employer
75 155
-
54 500
-
total
-
-
-
-
Corporate
-
54 500
-
-
nationa
-
13 080
-
-
municipal
-
2 627
-
-
total
-
15 707
-
-
Dividends
-
38 794
-
-
withholding
-
10 086
-
-
total
-
10 086
-
-
Income
54 500
54 500
54 500
54 500
Total tax
39 627
25 793
28 172
25 146
After tax
14 873
28 707
26 328
29 354
Living cost
35 530
35 530
35 530
35 530
Free-cash
-20 657
-6 823
-9 202
-6 176

Estimated living cost  is ₽35530 per week

₽24958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽9732
₽18992
-₽14191
₽1560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
11 013
health
-
-
-
1 844
accident
-
-
-
214
pensions
-
-
-
3 519
other
-
-
-
313
total
-
-
-
16 903
Employee
29 267
-
45 273
-
income
4 015
-
6 655
-
health
3 351
-
5 184
-
pensions
3 296
-
5 098
-
total
10 662
-
16 937
-
Employer
29 267
-
45 273
-
unemployment
717
-
1 109
-
pensions
4 759
-
7 361
-
accident
489
-
756
-
total
5 965
-
9 226
-
Corporate
19 269
54 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

17 342
49 050
-
-
total
17 342
49 050
-
-
Dividends
1 927
5 450
-
-
withholding
366
1 036
-
-
total
366
1 036
-
-
Income
54 500
54 500
54 500
54 500
Total tax
34 335
50 086
26 163
16 903
After tax
20 165
4 414
28 337
37 597
Living cost
18 605
18 605
18 605
18 605
Free-cash
1 560
-14 191
9 732
18 992

Estimated living cost  is ₽18605 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽7038
₽5168
-₽6216
₽5453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
54 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 574
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
1 870
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
362
total
-
-
-
14 899
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 376
-
54 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 649
-
6 574
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
362
-
total
9 943
-
13 029
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 124
54 500
-
-
chamber of commerce
151
215
-
-
income
1 518
8 175
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
450
-
-
trade
1 452
7 821
-
-
total
3 204
16 661
-
-
Dividends
6 920
37 839
-
-
withholding
1 391
9 121
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

76
501
-
-
total
1 467
9 622
-
-
Income
54 500
54 500
54 500
54 500
Total tax
14 614
26 283
13 029
14 899
After tax
39 886
28 217
41 471
39 601
Living cost
34 433
34 433
34 433
34 433
Free-cash
5 453
-6 216
7 038
5 168

Estimated living cost  is ₽34433 per week

₽23753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽12560
₽24962
₽25045
₽17729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
54 500
microenterprise
-
-
-
8 175
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 808
surtax
-
-
-
-
total
-
-
-
10 983
Employee
26 061
-
43 920
-
income
4 639
-
7 975
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 867
-
4 830
-
surtax
-
-
-
-
total
7 506
-
12 805
-
Employer
26 061
-
43 920
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 277
-
10 580
-
surtax
-
-
-
-
total
6 277
-
10 580
-
Corporate
22 161
54 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 433
10 900
-
-
total
4 433
10 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

17 729
43 600
-
-
total
-
-
-
-
Income
54 500
54 500
54 500
54 500
Total tax
18 216
10 900
23 385
10 983
After tax
36 284
43 600
31 115
43 517
Living cost
18 555
18 555
18 555
18 555
Free-cash
17 729
25 045
12 560
24 962

Estimated living cost  is ₽18555 per week

₽11837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽16016
₽16848
₽22304
₽20382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
11 222
health
-
-
-
6 189
pensions
-
-
-
8 537
total
-
-
-
25 948
Employee
17 826
-
44 896
-
income
3 448
-
10 773
-
health
891
-
2 134
-
unemployment
178
-
427
-
pensions
1 604
-
3 842
-
total
6 121
-
17 176
-
Employer
17 826
-
44 896
-
unemployment
357
-
854
-
pensions
1 961
-
4 695
-
health
1 694
-
4 055
-
total
4 012
-
9 604
-
Corporate
32 663
54 500
-
-
income
7 186
11 990
-
-
total
7 186
11 990
-
-
Dividends
25 477
42 510
-
-
withholding
5 095
8 502
-
-
total
5 095
8 502
-
-
Income
54 500
54 500
54 500
54 500
Total tax
22 414
20 492
26 780
25 948
After tax
32 086
34 008
27 720
28 552
Living cost
11 704
11 704
11 704
11 704
Free-cash
20 382
22 304
16 016
16 848

Estimated living cost  is ₽11704 per week

₽6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽9315
₽10496
₽14248
₽11410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
8 417
health
-
-
-
3 869
unemployment
-
-
-
203
surtax
-
-
-
582
pensions
-
-
-
10 900
other
-
-
-
-
total
-
-
-
23 971
Employee
30 035
-
45 022
-
other
-
-
-
-
income
5 035
-
7 897
-
health
767
-
1 148
-
unemployment
2 090
-
3 133
-
surtax
107
-
493
-
pensions
2 004
-
3 002
-
total
10 003
-
15 673
-
Employer
30 035
-
45 022
-
unemployment
953
-
1 427
-
pensions
4 004
-
6 002
-
other
-
-
-
-
health
1 366
-
2 050
-
total
6 323
-
9 479
-
Corporate
18 142
54 500
-
-
income
4 717
14 170
-
-
total
4 717
14 170
-
-
Dividends
13 425
40 330
-
-
withholding
2 014
6 049
-
-
total
2 014
6 049
-
-
Income
54 500
54 500
54 500
54 500
Total tax
23 057
20 219
25 152
23 971
After tax
31 443
34 281
29 348
30 529
Living cost
20 033
20 033
20 033
20 033
Free-cash
11 410
14 248
9 315
10 496

Estimated living cost  is ₽20033 per week

₽12095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5733
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽7958
₽1635
₽2777
₽2334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
income
-
-
-
4 472
chamber of commerce
-
-
-
218
health
-
-
-