Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 53500
per

Your estimated
City
free-cash

Valencia , Spain
₽6513
₽6135
₽13125
₽8740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
8 324
accident
-
-
-
481
unemployment
-
-
-
374
pensions
-
-
-
15 141
other
-
-
-
54
total
-
-
-
24 374
Employee
30 915
-
40 569
-
other
30
-
41
-
income
5 960
-
8 488
-
unemployment
479
-
628
-
pensions
1 453
-
1 907
-
total
7 922
-
11 064
-
Employer
30 915
-
40 569
-
unemployment
1 701
-
2 231
-
pensions
7 295
-
9 574
-
other
248
-
324
-
accident
612
-
803
-
total
9 856
-
12 932
-
Corporate
12 729
53 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 909
8 025
-
-
total
1 909
8 025
-
-
Dividends
10 821
45 475
-
-
withholding
2 082
9 359
-
-
total
2 082
9 359
-
-
Income
53 500
53 500
53 500
53 500
Total tax
21 769
17 384
23 996
24 374
After tax
31 731
36 116
29 504
29 126
Living cost
22 991
22 991
22 991
22 991
Free-cash
8 740
13 125
6 513
6 135

Estimated living cost  is ₽22991 per week

₽15519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽9082
₽6690
₽17028
₽11383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
6 795
health
-
-
-
2 355
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 840
other
-
-
-
2 542
total
-
-
-
24 532
Employee
30 357
-
42 733
-
income
5 226
-
7 357
-
health
425
-
598
-
unemployment
303
-
427
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 124
-
2 991
-
total
8 078
-
11 373
-
Employer
30 357
-
42 733
-
unemployment
303
-
427
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 161
-
7 265
-
other
1 518
-
2 136
-
accident
243
-
341
-
health
425
-
598
-
total
7 650
-
10 767
-
Corporate
15 492
53 500
-
-
income
3 254
11 235
-
-
total
3 254
11 235
-
-
Dividends
12 238
42 265
-
-
withholding
857
2 959
-
-
total
857
2 959
-
-
Income
53 500
53 500
53 500
53 500
Total tax
19 839
14 194
22 140
24 532
After tax
33 661
39 306
31 360
28 968
Living cost
22 278
22 278
22 278
22 278
Free-cash
11 383
17 028
9 082
6 690

Estimated living cost  is ₽22278 per week

₽15741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4674
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽27786
₽26700
₽34772
₽30886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
8 025
health
-
-
-
3 361
unemployment
-
-
-
117
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 326
total
-
-
-
15 829
Employee
14 527
-
47 766
-
income
1 452
-
4 776
-
health
668
-
1 344
-
accident

We are using the highest rate at 1.1%.

160
-
322
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 275
-
2 566
-
total
3 555
-
9 008
-
Employer
14 527
-
47 766
-
unemployment
87
-
175
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 601
-
3 221
-
accident

We are using the highest rate at 1.1%.

160
-
322
-
health
1 003
-
2 017
-
total
2 851
-
5 735
-
Corporate
36 123
53 500
-
-
income
3 612
5 350
-
-
total
3 612
5 350
-
-
Dividends
32 511
48 150
-
-
withholding
1 625
2 407
-
-
total
1 625
2 407
-
-
Income
53 500
53 500
53 500
53 500
Total tax
11 643
7 757
14 743
15 829
After tax
41 857
45 743
38 757
37 671
Living cost
10 971
10 971
10 971
10 971
Free-cash
30 886
34 772
27 786
26 700

Estimated living cost  is ₽10971 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽291
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽3675
₽3333
-₽1643
₽3296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
2 669
social contributions
-
-
-
1 525
health
-
-
-
463
surtax
-
-
-
-
pensions
-
-
-
15 247
other
-
-
-
1 658
total
-
-
-
21 562
Employee
35 783
-
40 767
-
income
2 112
-
2 715
-
social contributions
1 020
-
1 161
-
surtax
-
-
-
-
pensions
4 046
-
4 611
-
total
7 178
-
8 487
-
Employer
35 783
-
40 767
-
unemployment
1 449
-
1 652
-
social contributions
108
-
122
-
pensions
5 878
-
6 699
-
other
1 234
-
1 406
-
health
2 505
-
2 854
-
total
11 174
-
12 733
-
Corporate
6 543
53 500
-
-
income
1 833
14 981
-
-
surtax
-
-
-
-
total
1 833
14 981
-
-
Dividends
4 710
38 519
-
-
withholding
603
4 931
-
-
surtax
-
-
-
-
social contributions
811
6 626
-
-
total
1 414
11 557
-
-
Income
53 500
53 500
53 500
53 500
Total tax
21 599
26 538
21 220
21 562
After tax
31 901
26 962
32 280
31 938
Living cost
28 605
28 605
28 605
28 605
Free-cash
3 296
-1 643
3 675
3 333

Estimated living cost  is ₽28605 per week

₽18037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽29524
-₽4489
-₽24830
-₽29524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
5 122
health
-
-
-
8 212
pensions
-
-
-
9 631
total
-
-
-
22 965
Employee
71 397
71 397
71 397
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 687
11 687
11 687
-
health
10 959
9 321
10 959
-
pensions
12 852
9 796
12 852
-
total
35 498
30 804
35 498
-
Employer
71 397
71 397
71 397
-
unemployment
2 570
2 570
2 570
-
pensions
4 969
4 969
4 969
-
health
4 963
4 963
4 963
-
total
12 502
12 502
12 502
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
53 500
53 500
53 500
53 500
Total tax
48 000
43 306
48 000
22 965
After tax
5 500
10 194
5 500
30 535
Living cost
35 024
35 024
35 024
35 024
Free-cash
-29 524
-24 830
-29 524
-4 489

Estimated living cost  is ₽35024 per week

₽24821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3157
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽15188
₽12884
₽1816
₽11063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
53 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 897
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 712
trade
-
-
-
2 304
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
total
-
-
-
15 292
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 978
-
53 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

893
-
6 897
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 712
-
5 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
379
-
total
6 654
-
12 988
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 522
53 500
-
-
chamber of commerce
157
203
-
-
income
3 229
8 025
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
441
-
-
trade
3 389
8 426
-
-
total
6 953
17 095
-
-
Dividends
14 569
36 404
-
-
withholding
3 324
8 783
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

182
482
-
-
total
3 506
9 265
-
-
Income
53 500
53 500
53 500
53 500
Total tax
17 113
26 360
12 988
15 292
After tax
36 387
27 140
40 512
38 208
Living cost
25 324
25 324
25 324
25 324
Free-cash
11 063
1 816
15 188
12 884

Estimated living cost  is ₽25324 per week

₽15930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽17933
₽21863
₽15237
₽15427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
2 570
social contributions
-
-
-
8 346
health
-
-
-
1 364
total
-
-
-
12 280
Employee
64 290
64 290
64 290
-
income
7 000
5 951
6 423
-
social contributions
2 431
5 336
4 032
-
health
498
1 093
825
-
total
9 929
12 380
11 280
-
Employer
64 290
64 290
64 290
-
social contributions
2 431
5 336
4 032
-
health
541
1 190
898
-
total
2 972
6 526
4 930
-
Corporate
21 242
-
-
-
income
2 656
-
-
-
total
2 656
-
-
-
Dividends
18 586
-
-
-
withholding
3 159
-
-
-
total
3 159
-
-
-
Income
53 500
53 500
53 500
53 500
Total tax
18 716
18 906
16 210
12 280
After tax
34 784
34 594
37 290
41 220
Living cost
19 357
19 357
19 357
19 357
Free-cash
15 427
15 237
17 933
21 863

Estimated living cost  is ₽19357 per week

₽11601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽2766
₽4437
₽4205
₽3363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
53 500
income
-
-
-
4 246
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 592
surtax
-
-
-
-
total
-
-
-
22 838
Employee
38 453
-
43 231
-
income
7 998
-
9 487
-
social contributions
4 230
-
4 755
-
surtax
-
-
-
-
total
12 228
-
14 242
-
Employer
38 453
-
43 231
-
social contributions
9 133
-
10 267
-
total
9 133
-
10 267
-
Corporate
5 915
53 500
-
-
income
1 242
11 235
-
-
surtax
-
-
-
-
total
1 242
11 235
-
-
Dividends
4 672
42 265
-
-
withholding
1 309
11 835
-
-
total
1 309
11 835
-
-
Income
53 500
53 500
53 500
53 500
Total tax
23 912
23 070
24 509
22 838
After tax
29 588
30 430
28 991
30 662
Living cost
26 225
26 225
26 225
26 225
Free-cash
3 363
4 205
2 766
4 437

Estimated living cost  is ₽26225 per week

₽19622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4619
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽36550
₽46715
₽44575
₽43403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
53 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
535
total
-
-
-
535
Employee
7 813
-
53 500
-
income
1 562
-
10 700
-
total
1 562
-
10 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

45 687
53 500
-
-
total
-
-
-
-
Dividends
45 687
53 500
-
-
withholding
2 285
2 675
-
-
total
2 285
2 675
-
-
Income
53 500
53 500
53 500
53 500
Total tax
3 847
2 675
10 700
535
After tax
49 653
50 825
42 800
52 965
Living cost
6 250
6 250
6 250
6 250
Free-cash
43 403
44 575
36 550
46 715

Estimated living cost  is ₽6250 per week

₽3874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1685
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽5039
₽6574
₽14410
₽7416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
53 500
income
-
-
-
9 386
health
-
-
-
5 264
unemployment
-
-
-
81
pensions
-
-
-
9 770
total
-
-
-
24 501
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 971
-
46 292
-
income
6 376
-
8 596
-
health
2 388
-
2 991
-
unemployment
52
-
65
-
pensions
5 731
-
7 175
-
total
14 547
-
18 827
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 971
-
46 292
-
unemployment
22
-
29
-
pensions
3 272
-
4 097
-
health
2 462
-
3 083
-
total
5 756
-
7 209
-
Corporate
10 772
53 500
-
-
income
2 047
10 165
-
-
total
2 047
10 165
-
-
Dividends
8 726
43 335
-
-
withholding
1 309
6 500
-
-
total
1 309
6 500
-
-
Income
53 500
53 500
53 500
53 500
Total tax
23 659
16 665
26 036
24 501
After tax
29 841
36 835
27 464
28 999
Living cost
22 425
22 425
22 425
22 425
Free-cash
7 416
14 410
5 039
6 574

Estimated living cost  is ₽22425 per week

₽15390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽8472
-₽6135
₽8
₽4851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
53 500
income
-
-
-
23 799
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 486
total
-
-
-
29 285
Employee
38 354
-
49 654
-
social contributions
3 843
-
3 846
-
income
4 162
-
6 986
-
total
8 005
-
10 832
-
Employer
38 354
-
49 654
-
social contributions
3 843
-
3 846
-
total
3 843
-
3 846
-
Corporate
11 303
53 500
-
-
income
3 955
18 725
-
-
total
3 955
18 725
-
-
Dividends
7 348
34 775
-
-
social contributions
2 496
4 417
-
-
total
2 496
4 417
-
-
Income
53 500
53 500
53 500
53 500
Total tax
18 299
23 142
14 678
29 285
After tax
35 201
30 358
38 822
24 215
Living cost
30 350
30 350
30 350
30 350
Free-cash
4 851
8
8 472
-6 135

Estimated living cost  is ₽30350 per week

₽19991
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽14140
₽16629
₽14910
₽15344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
8 025
social contributions
-
-
-
7 382
health
-
-
-
3 735
total
-
-
-
19 142
Employee
28 348
-
53 500
-
income
4 728
-
10 514
-
social contributions
3 913
-
7 382
-
health
1 979
-
3 735
-
total
10 620
-
21 631
-
Employer
28 348
-
53 500
-
total
-
-
-
-
Corporate
25 152
53 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 258
2 675
-
-
total
1 258
2 675
-
-
Dividends
23 894
50 825
-
-
withholding
3 584
7 624
-
-
health
1 668
3 548
-
-
social contributions
3 297
7 014
-
-
total
8 549
18 186
-
-
Income
53 500
53 500
53 500
53 500
Total tax
20 427
20 861
21 631
19 142
After tax
33 073
32 639
31 869
34 358
Living cost
17 729
17 729
17 729
17 729
Free-cash
15 344
14 910
14 140
16 629

Estimated living cost  is ₽17729 per week

₽11865
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽4272
₽3180
₽13957
₽5795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
4 598
social contributions
-
-
-
15 622
solidarity contribution
-
-
-
-
health
-
-
-
7 222
total
-
-
-
27 442
Employee
33 645
-
39 925
-
solidarity contribution
-
-
-
-
income
4 037
-
4 791
-
social contributions
2 187
-
2 595
-
health
4 542
-
5 390
-
total
10 766
-
12 776
-
Employer
33 645
-
39 925
-
social contributions
8 411
-
9 981
-
health
3 028
-
3 593
-
total
11 439
-
13 574
-
Corporate
8 416
53 500
-
-
income
1 599
10 165
-
-
total
1 599
10 165
-
-
Dividends
6 817
43 335
-
-
withholding
1 023
6 500
-
-
total
1 023
6 500
-
-
Income
53 500
53 500
53 500
53 500
Total tax
24 827
16 665
26 350
27 442
After tax
28 673
36 835
27 150
26 058
Living cost
22 878
22 878
22 878
22 878
Free-cash
5 795
13 957
4 272
3 180

Estimated living cost  is ₽22878 per week

₽17014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽33060
₽43225
₽41085
₽39259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
53 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
535
total
-
-
-
535
Employee
12 175
-
53 500
-
income
2 435
-
10 700
-
total
2 435
-
10 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 325
53 500
-
-
total
-
-
-
-
Dividends
41 325
53 500
-
-
withholding
2 066
2 675
-
-
total
2 066
2 675
-
-
Income
53 500
53 500
53 500
53 500
Total tax
4 501
2 675
10 700
535
After tax
48 999
50 825
42 800
52 965
Living cost
9 740
9 740
9 740
9 740
Free-cash
39 259
41 085
33 060
43 225

Estimated living cost  is ₽9740 per week

₽6591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽8101
-₽8443
-₽13419
-₽15218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
2 669
social contributions
-
-
-
1 525
health
-
-
-
463
surtax
-
-
-
-
pensions
-
-
-
15 247
other
-
-
-
1 658
total
-
-
-
21 562
Employee
52 365
-
40 767
-
income
4 569
-
2 715
-
social contributions
1 491
-
1 161
-
surtax
-
-
-
-
pensions
5 923
-
4 611
-
total
11 983
-
8 487
-
Employer
52 365
-
40 767
-
unemployment
2 121
-
1 652
-
social contributions
157
-
122
-
pensions
8 604
-
6 699
-
other
1 807
-
1 406
-
health
3 665
-
2 854
-
total
16 354
-
12 733
-
Corporate
-
53 500
-
-
income
-
14 981
-
-
surtax
-
-
-
-
total
-
14 981
-
-
Dividends
-
38 519
-
-
withholding
-
4 931
-
-
surtax
-
-
-
-
social contributions
-
6 626
-
-
total
-
11 557
-
-
Income
53 500
53 500
53 500
53 500
Total tax
28 337
26 538
21 220
21 562
After tax
25 163
26 962
32 280
31 938
Living cost
40 381
40 381
40 381
40 381
Free-cash
-15 218
-13 419
-8 101
-8 443

Estimated living cost  is ₽40381 per week

₽27329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽14206
₽11902
₽24243
₽20143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
53 500
income
-
-
-
6 963
health
-
-
-
5 511
unemployment
-
-
-
803
pensions
-
-
-
13 910
total
-
-
-
27 187
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 730
-
45 377
-
income
2 995
-
7 731
-
health
1 119
-
2 337
-
unemployment
163
-
340
-
pensions
3 042
-
6 353
-
total
7 319
-
16 761
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 730
-
45 377
-
unemployment
163
-
340
-
pensions
2 608
-
5 445
-
health
1 119
-
2 337
-
total
3 890
-
8 122
-
Corporate
27 880
53 500
-
-
income
4 182
8 025
-
-
total
4 182
8 025
-
-
Dividends
23 698
45 475
-
-
withholding
3 555
6 821
-
-
total
3 555
6 821
-
-
Income
53 500
53 500
53 500
53 500
Total tax
18 946
14 846
24 883
27 187
After tax
34 554
38 654
28 617
26 313
Living cost
14 411
14 411
14 411
14 411
Free-cash
20 143
24 243
14 206
11 902

Estimated living cost  is ₽14411 per week

₽9703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1115
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽15979
-₽13227
-₽33924
-₽21337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
regional
-
-
-
1 398
national
-
-
-
196
health
-
-
-
190
city
-
-
-
562
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 071
pensions
-
-
-
4 922
total
-
-
-
8 339
Employee
68 329
-
47 884
-
regional
2 237
-
1 192
-
city
733
-
514
-
health
154
-
108
-
unemployment
-
-
-
-
national
323
-
165
-
pensions
5 741
-
4 023
-
total
9 188
-
6 002
-
Employer
68 329
-
47 884
-
unemployment
-
-
-
-
pensions
5 741
-
4 023
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 366
-
958
-
health
154
-
108
-
total
7 261
-
5 089
-
Corporate
-
53 500
-
-
regional
-
11 315
-
-
national
-
4 547
-
-
total
-
15 862
-
-
Dividends
-
37 639
-
-
withholding
-
13 174
-
-
total
-
13 174
-
-
Income
53 500
53 500
53 500
53 500
Total tax
16 449
29 036
11 091
8 339
After tax
37 051
24 464
42 409
45 161
Living cost
58 388
58 388
58 388
58 388
Free-cash
-21 337
-33 924
-15 979
-13 227

Estimated living cost  is ₽58388 per week

₽37969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽717
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽699
₽8623
₽4672
₽837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
53 500
municipal
-
-
-
9 545
national
-
-
-
2 759
health
-
-
-
474
total
-
-
-
12 778
Employee
43 988
-
45 008
-
health
328
-
344
-
unemployment
660
-
676
-
national
727
-
782
-
municipal
7 205
-
7 371
-
pensions
2 969
-
3 038
-
total
11 889
-
12 211
-
Employer
43 988
-
45 008
-
unemployment
286
-
292
-
pensions
7 632
-
7 809
-
accident
44
-
44
-
health
338
-
346
-
total
8 300
-
8 491
-
Corporate
1 213
53 500
-
-
income
243
10 700
-
-
total
243
10 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

728
32 100
-
-
national
-
251
-
-
municipal
132
5 778
-
-
total
132
6 029
-
-
Income
53 500
53 500
53 500
53 500
Total tax
20 564
16 729
20 702
12 778
After tax
32 936
36 771
32 798
40 722
Living cost
32 099
32 099
32 099
32 099
Free-cash
837
4 672
699
8 623

Estimated living cost  is ₽32099 per week

₽20967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽7877
-₽2553
-₽369
-₽23712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
national
-
-
-
16 041
social contributions
-
-
-
6 721
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 807
total
-
-
-
25 569
Employee

The minimum management director salary is set at €45,000 per year.

59 805
-
41 439
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 810
-
1 947
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 119
-
2 161
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

520
-
360
-
national
18 386
-
11 256
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 485
-
3 108
-
total
29 320
-
18 832
-
Employer

The minimum management director salary is set at €45,000 per year.

59 805
-
41 439
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

873
-
604
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 299
-
3 671
-
surtax
6 781
-
4 700
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

777
-
538
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 678
-
2 548
-
total
17 408
-
12 061
-
Corporate
-
53 500
-
-
income
-
10 700
-
-
surtax
-
214
-
-
total
-
10 914
-
-
Dividends
-
42 586
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 471
-
-
total
-
12 471
-
-
Income
53 500
53 500
53 500
53 500
Total tax
46 728
23 385
30 893
25 569
After tax
6 772
30 115
22 607
27 931
Living cost
30 484
30 484
30 484
30 484
Free-cash
-23 712
-369
-7 877
-2 553

Estimated living cost  is ₽30484 per week

₽19636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2666
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7706
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽6016
-₽7917
-₽5375
-₽11267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
municipal
-
-
-
11 332
national
-
-
-
-
health
-
-
-
3 338
accident
-
-
-
107
unemployment
-
-
-
54
pensions
-
-
-
5 783
other
-
-
-
6 217
total
-
-
-
26 831
Employee
49 282
-
40 709
-
national
-
-
-
-
municipal
14 696
-
12 139
-
total
14 696
-
12 139
-
Employer
49 282
-
40 709
-
unemployment
1 301
-
1 075
-
pensions
5 327
-
4 401
-
other
5 727
-
4 730
-
accident
99
-
81
-
health
3 031
-
2 504
-
total
15 485
-
12 791
-
Corporate
-
53 500
-
-
income
-
11 770
-
-
total
-
11 770
-
-
Dividends
-
41 730
-
-
withholding
-
12 519
-
-
total
-
12 519
-
-
Income
53 500
53 500
53 500
53 500
Total tax
30 181
24 289
24 930
26 831
After tax
23 319
29 211
28 570
26 669
Living cost
34 586
34 586
34 586
34 586
Free-cash
-11 267
-5 375
-6 016
-7 917

Estimated living cost  is ₽34586 per week

₽22922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽3584
-₽1280
-₽5704
-₽78687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
10 428
social contributions
-
-
-
6 099
total
-
-
-
16 527
Employee
54 849
-
-
-
income
12 099
-
-
-
social contributions
4 498
-
641
-
total
16 597
-
641
-
Employer
54 849
-
-
-
social contributions
77 337
-
11 022
-
total
77 337
-
11 022
-
Corporate
-
53 500
-
-
income
-
11 770
-
-
total
-
11 770
-
-
Dividends
-
41 730
-
-
income
-
9 181
-
-
total
-
9 181
-
-
Income
53 500
53 500
53 500
53 500
Total tax
93 934
20 951
11 663
16 527
After tax
-40 434
32 549
41 837
36 973
Living cost
38 253
38 253
38 253
38 253
Free-cash
-78 687
-5 704
3 584
-1 280

Estimated living cost  is ₽38253 per week

₽24820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9348
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽10172
₽14102
₽7476
₽8750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
2 570
social contributions
-
-
-
8 346
health
-
-
-
1 364
total
-
-
-
12 280
Employee
64 290
64 290
64 290
-
income
6 751
5 951
6 423
-
social contributions
3 124
5 336
4 032
-
health
639
1 093
825
-
total
10 514
12 380
11 280
-
Employer
64 290
64 290
64 290
-
social contributions
3 124
5 336
4 032
-
health
697
1 190
898
-
total
3 821
6 526
4 930
-
Corporate
12 047
-
-
-
income
1 506
-
-
-
total
1 506
-
-
-
Dividends
10 541
-
-
-
withholding
1 791
-
-
-
total
1 791
-
-
-
Income
53 500
53 500
53 500
53 500
Total tax
17 632
18 906
16 210
12 280
After tax
35 868
34 594
37 290
41 220
Living cost
27 118
27 118
27 118
27 118
Free-cash
8 750
7 476
10 172
14 102

Estimated living cost  is ₽27118 per week

₽18538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2118
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽4039
₽9663
₽9708
₽5091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
10 009
pensions
-
-
-
3 449
total
-
-
-
13 458
Employee
41 700
-
47 572
-
income
7 594
-
8 604
-
health
544
-
665
-
pensions
3 183
-
3 887
-
total
11 321
-
13 156
-
Employer
41 700
-
47 572
-
pensions
4 213
-
5 022
-
health
793
-
904
-
total
5 006
-
5 926
-
Corporate
6 795
53 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 291
10 164
-
-
total
1 291
10 164
-
-
Dividends
5 503
43 336
-
-
withholding
412
3 249
-
-
total
412
3 249
-
-
Income
53 500
53 500
53 500
53 500
Total tax
18 030
13 413
19 082
13 458
After tax
35 470
40 087
34 418
40 042
Living cost
30 379
30 379
30 379
30 379
Free-cash
5 091
9 708
4 039
9 663

Estimated living cost  is ₽30379 per week

₽20840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽7519
-₽4549
-₽5125
-₽16953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
municipal
-
-
-
357
regional
-
-
-
846
national
-
-
-
9 778
social contributions
-
-
-
13 761
total
-
-
-
24 742
Employee
70 453
-
53 500
-
regional
1 064
-
731
-
social contributions
23 756
-
18 040
-
national
11 906
-
8 622
-
municipal
420
-
319
-
total
37 146
-
27 712
-
Employer
70 453
-
53 500
-
total
-
-
-
-
Corporate
-
53 500
-
-
nationa
-
12 840
-
-
municipal
-
2 578
-
-
total
-
15 418
-
-
Dividends
-
38 081
-
-
withholding
-
9 900
-
-
total
-
9 900
-
-
Income
53 500
53 500
53 500
53 500
Total tax
37 146
25 318
27 712
24 742
After tax
16 354
28 182
25 788
28 758
Living cost
33 307
33 307
33 307
33 307
Free-cash
-16 953
-5 125
-7 519
-4 549

Estimated living cost  is ₽33307 per week

₽23396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽10149
₽19409
-₽13142
₽1654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
11 084
health
-
-
-
1 732
accident
-
-
-
201
pensions
-
-
-
3 305
other
-
-
-
294
total
-
-
-
16 616
Employee
27 489
-
44 442
-
income
3 771
-
6 726
-
health
3 148
-
5 089
-
pensions
3 095
-
5 004
-
total
10 014
-
16 819
-
Employer
27 489
-
44 442
-
unemployment
673
-
1 089
-
pensions
4 470
-
7 226
-
accident
459
-
742
-
total
5 602
-
9 057
-
Corporate
20 408
53 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

18 367
48 150
-
-
total
18 367
48 150
-
-
Dividends
2 041
5 350
-
-
withholding
388
1 017
-
-
total
388
1 017
-
-
Income
53 500
53 500
53 500
53 500
Total tax
34 371
49 167
25 876
16 616
After tax
19 129
4 333
27 624
36 884
Living cost
17 475
17 475
17 475
17 475
Free-cash
1 654
-13 142
10 149
19 409

Estimated living cost  is ₽17475 per week

₽12808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽8233
₽6134
-₽4592
₽6347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
53 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 897
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 712
trade
-
-
-
2 099
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
total
-
-
-
15 087
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 600
-
53 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 421
-
6 897
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 712
-
5 712
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

189
-
379
-
total
9 322
-
12 988
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 900
53 500
-
-
chamber of commerce
144
205
-
-
income
1 785
8 025
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

98
441
-
-
trade
1 707
7 678
-
-
total
3 734
16 349
-
-
Dividends
8 165
37 152
-
-
withholding
1 723
8 971
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

95
493
-
-
total
1 818
9 464
-
-
Income
53 500
53 500
53 500
53 500
Total tax
14 874
25 813
12 988
15 087
After tax
38 626
27 687
40 512
38 413
Living cost
32 279
32 279
32 279
32 279
Free-cash
6 347
-4 592
8 233
6 134

Estimated living cost  is ₽32279 per week

₽22266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽13104
₽25449
₽25406
₽18546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
53 500
microenterprise
-
-
-
8 025
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 632
surtax
-
-
-
-
total
-
-
-
10 657
Employee
24 431
-
43 114
-
income
4 349
-
7 874
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 688
-
4 742
-
surtax
-
-
-
-
total
7 037
-
12 616
-
Employer
24 431
-
43 114
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 885
-
10 386
-
surtax
-
-
-
-
total
5 885
-
10 386
-
Corporate
23 185
53 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 638
10 700
-
-
total
4 638
10 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

18 547
42 800
-
-
total
-
-
-
-
Income
53 500
53 500
53 500
53 500
Total tax
17 560
10 700
23 002
10 657
After tax
35 940
42 800
30 498
42 843
Living cost
17 394
17 394
17 394
17 394
Free-cash
18 546
25 406
13 104
25 449

Estimated living cost  is ₽17394 per week

₽11097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1656
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽16851
₽17620
₽22576
₽20801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
11 473
health
-
-
-
5 716
pensions
-
-
-
7 883
total
-
-
-
25 072
Employee
16 461
-
44 631
-
income
3 184
-
11 059
-
health
823
-
1 971
-
unemployment
165
-
394
-
pensions
1 481
-
3 548
-
total
5 653
-
16 972
-
Employer
16 461
-
44 631
-
unemployment
329
-
788
-
pensions
1 811
-
4 336
-
health
1 564
-
3 745
-
total
3 704
-
8 869
-
Corporate
33 335
53 500
-
-
income
7 334
11 770
-
-
total
7 334
11 770
-
-
Dividends
26 001
41 730
-
-
withholding
5 200
8 346
-
-
total
5 200
8 346
-
-
Income
53 500
53 500
53 500
53 500
Total tax
21 891
20 116
25 841
25 072
After tax
31 609
33 384
27 659
28 428
Living cost
10 808
10 808
10 808
10 808
Free-cash
20 801
22 576
16 851
17 620

Estimated living cost  is ₽10808 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽9836
₽11000
₽14872
₽12213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
8 400
health
-
-
-
3 798
unemployment
-
-
-
190
surtax
-
-
-
633
pensions
-
-
-
10 700
other
-
-
-
-
total
-
-
-
23 721
Employee
28 156
-
44 196
-
other
-
-
-
-
income
4 720
-
7 887
-
health
719
-
1 126
-
unemployment
1 959
-
3 076
-
surtax
100
-
544
-
pensions
1 879
-
2 948
-
total
9 377
-
15 581
-
Employer
28 156
-
44 196
-
unemployment
893
-
1 401
-
pensions
3 754
-
5 891
-
other
-
-
-
-
health
1 280
-
2 012
-
total
5 927
-
9 304
-
Corporate
19 416
53 500
-
-
income
5 049
13 910
-
-
total
5 049
13 910
-
-
Dividends
14 368
39 590
-
-
withholding
2 155
5 939
-
-
total
2 155
5 939
-
-
Income
53 500
53 500
53 500
53 500
Total tax
22 508
19 849
24 885
23 721
After tax
30 992
33 651
28 615
29 779
Living cost
18 779
18 779
18 779
18 779
Free-cash
12 213
14 872
9 836
11 000

Estimated living cost  is ₽18779 per week

₽11338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽6932
₽2680
₽3911
₽3498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
4 814
chamber of commerce
-
-
-
214
health
-
-
-
4 093