Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 53000
per

Your estimated
City
free-cash

Valencia , Spain
₽5355
₽4977
₽11756
₽7147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
8 088
accident
-
-
-
478
unemployment
-
-
-
372
pensions
-
-
-
14 998
other
-
-
-
53
total
-
-
-
23 989
Employee
32 316
-
40 188
-
other
32
-
40
-
income
6 230
-
8 247
-
unemployment
501
-
624
-
pensions
1 519
-
1 889
-
total
8 282
-
10 800
-
Employer
32 316
-
40 188
-
unemployment
1 778
-
2 211
-
pensions
7 626
-
9 484
-
other
259
-
320
-
accident
640
-
796
-
total
10 303
-
12 811
-
Corporate
10 381
53 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 557
7 949
-
-
total
1 557
7 949
-
-
Dividends
8 823
45 051
-
-
withholding
1 677
9 261
-
-
total
1 677
9 261
-
-
Income
53 000
53 000
53 000
53 000
Total tax
21 819
17 210
23 611
23 989
After tax
31 181
35 790
29 389
29 011
Living cost
24 034
24 034
24 034
24 034
Free-cash
7 147
11 756
5 355
4 977

Estimated living cost  is ₽24034 per week

₽16222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5080
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽7780
₽5411
₽15650
₽9751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
6 732
health
-
-
-
2 332
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 719
other
-
-
-
2 518
total
-
-
-
24 301
Employee
31 734
-
42 334
-
income
5 463
-
7 288
-
health
444
-
592
-
unemployment
317
-
423
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 221
-
2 964
-
total
8 445
-
11 267
-
Employer
31 734
-
42 334
-
unemployment
317
-
423
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 395
-
7 196
-
other
1 587
-
2 116
-
accident
254
-
338
-
health
444
-
592
-
total
7 997
-
10 665
-
Corporate
13 269
53 000
-
-
income
2 786
11 131
-
-
total
2 786
11 131
-
-
Dividends
10 483
41 869
-
-
withholding
733
2 931
-
-
total
733
2 931
-
-
Income
53 000
53 000
53 000
53 000
Total tax
19 961
14 062
21 932
24 301
After tax
33 039
38 938
31 068
28 699
Living cost
23 288
23 288
23 288
23 288
Free-cash
9 751
15 650
7 780
5 411

Estimated living cost  is ₽23288 per week

₽16454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽26454
₽25461
₽33868
₽29813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
7 950
health
-
-
-
3 507
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 513
total
-
-
-
16 092
Employee
15 157
-
47 017
-
income
1 515
-
4 701
-
health
697
-
1 403
-
accident

We are using the highest rate at 1.1%.

167
-
335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 331
-
2 678
-
total
3 710
-
9 117
-
Employer
15 157
-
47 017
-
unemployment
91
-
183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 670
-
3 360
-
accident

We are using the highest rate at 1.1%.

167
-
335
-
health
1 046
-
2 104
-
total
2 974
-
5 982
-
Corporate
34 869
53 000
-
-
income
3 487
5 300
-
-
total
3 487
5 300
-
-
Dividends
31 382
47 700
-
-
withholding
1 569
2 385
-
-
total
1 569
2 385
-
-
Income
53 000
53 000
53 000
53 000
Total tax
11 740
7 685
15 099
16 092
After tax
41 260
45 315
37 901
36 908
Living cost
11 447
11 447
11 447
11 447
Free-cash
29 813
33 868
26 454
25 461

Estimated living cost  is ₽11447 per week

₽6683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽303
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽2201
₽1794
-₽3192
₽1975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
2 513
social contributions
-
-
-
1 511
health
-
-
-
459
surtax
-
-
-
-
pensions
-
-
-
15 177
other
-
-
-
1 644
total
-
-
-
21 304
Employee
37 405
-
40 387
-
income
2 208
-
2 567
-
social contributions
1 066
-
1 151
-
surtax
-
-
-
-
pensions
4 229
-
4 566
-
total
7 503
-
8 284
-
Employer
37 405
-
40 387
-
unemployment
1 514
-
1 635
-
social contributions
113
-
121
-
pensions
6 145
-
6 636
-
other
1 290
-
1 393
-
health
2 619
-
2 828
-
total
11 681
-
12 613
-
Corporate
3 914
53 000
-
-
income
1 096
14 841
-
-
surtax
-
-
-
-
total
1 096
14 841
-
-
Dividends
2 817
38 159
-
-
withholding
360
4 884
-
-
surtax
-
-
-
-
social contributions
483
6 565
-
-
total
843
11 449
-
-
Income
53 000
53 000
53 000
53 000
Total tax
21 123
26 290
20 897
21 304
After tax
31 877
26 710
32 103
31 696
Living cost
29 902
29 902
29 902
29 902
Free-cash
1 975
-3 192
2 201
1 794

Estimated living cost  is ₽29902 per week

₽18854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽33789
-₽6335
-₽28884
-₽33789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
5 048
health
-
-
-
8 135
pensions
-
-
-
9 540
total
-
-
-
22 723
Employee
74 635
74 635
74 635
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 217
12 217
12 217
-
health
11 456
9 744
11 456
-
pensions
13 434
10 240
13 434
-
total
37 107
32 201
37 107
-
Employer
74 635
74 635
74 635
-
unemployment
2 687
2 687
2 687
-
pensions
5 195
5 195
5 195
-
health
5 188
5 188
5 188
-
total
13 070
13 070
13 070
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
53 000
53 000
53 000
53 000
Total tax
50 177
45 271
50 177
22 723
After tax
2 823
7 729
2 823
30 277
Living cost
36 612
36 612
36 612
36 612
Free-cash
-33 789
-28 884
-33 789
-6 335

Estimated living cost  is ₽36612 per week

₽25946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽13890
₽11943
₽424
₽10092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
53 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 319
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 971
trade
-
-
-
1 947
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
348
total
-
-
-
14 585
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 428
-
53 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

934
-
6 319
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 971
-
5 971
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
-
348
-
total
6 956
-
12 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 572
53 000
-
-
chamber of commerce
161
209
-
-
income
2 936
7 949
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

161
438
-
-
trade
3 083
8 347
-
-
total
6 341
16 943
-
-
Dividends
13 231
36 056
-
-
withholding
2 975
8 683
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
478
-
-
total
3 139
9 161
-
-
Income
53 000
53 000
53 000
53 000
Total tax
16 436
26 104
12 638
14 585
After tax
36 564
26 896
40 362
38 415
Living cost
26 472
26 472
26 472
26 472
Free-cash
10 092
424
13 890
11 943

Estimated living cost  is ₽26472 per week

₽16652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽16275
₽20937
₽13001
₽14000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
2 208
social contributions
-
-
-
8 268
health
-
-
-
1 352
total
-
-
-
11 828
Employee
67 205
67 205
67 205
-
income
7 318
6 221
6 793
-
social contributions
2 541
5 578
3 994
-
health
521
1 143
818
-
total
10 380
12 942
11 605
-
Employer
67 205
67 205
67 205
-
social contributions
2 541
5 578
3 994
-
health
566
1 244
891
-
total
3 107
6 822
4 885
-
Corporate
19 279
-
-
-
income
2 410
-
-
-
total
2 410
-
-
-
Dividends
16 869
-
-
-
withholding
2 868
-
-
-
total
2 868
-
-
-
Income
53 000
53 000
53 000
53 000
Total tax
18 765
19 764
16 490
11 828
After tax
34 235
33 236
36 510
41 172
Living cost
20 235
20 235
20 235
20 235
Free-cash
14 000
13 001
16 275
20 937

Estimated living cost  is ₽20235 per week

₽12127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽1522
₽3064
₽2732
₽1853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
53 000
income
-
-
-
4 104
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 418
surtax
-
-
-
-
total
-
-
-
22 522
Employee
40 197
-
42 828
-
income
8 361
-
9 182
-
social contributions
4 422
-
4 710
-
surtax
-
-
-
-
total
12 783
-
13 892
-
Employer
40 197
-
42 828
-
social contributions
9 547
-
10 172
-
total
9 547
-
10 172
-
Corporate
3 257
53 000
-
-
income
683
11 131
-
-
surtax
-
-
-
-
total
683
11 131
-
-
Dividends
2 573
41 869
-
-
withholding
720
11 723
-
-
total
720
11 723
-
-
Income
53 000
53 000
53 000
53 000
Total tax
23 733
22 854
24 064
22 522
After tax
29 267
30 146
28 936
30 478
Living cost
27 414
27 414
27 414
27 414
Free-cash
1 853
2 732
1 522
3 064

Estimated living cost  is ₽27414 per week

₽20511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4828
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽36131
₽46201
₽44081
₽42906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
53 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
530
total
-
-
-
530
Employee
7 836
-
53 000
-
income
1 567
-
10 600
-
total
1 567
-
10 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

45 164
53 000
-
-
total
-
-
-
-
Dividends
45 164
53 000
-
-
withholding
2 258
2 650
-
-
total
2 258
2 650
-
-
Income
53 000
53 000
53 000
53 000
Total tax
3 825
2 650
10 600
530
After tax
49 175
50 350
42 400
52 470
Living cost
6 269
6 269
6 269
6 269
Free-cash
42 906
44 081
36 131
46 201

Estimated living cost  is ₽6269 per week

₽3885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽3965
₽5488
₽13047
₽5737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
53 000
income
-
-
-
9 097
health
-
-
-
5 214
unemployment
-
-
-
80
pensions
-
-
-
9 679
total
-
-
-
24 070
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 648
-
45 858
-
income
6 665
-
8 314
-
health
2 496
-
2 964
-
unemployment
55
-
65
-
pensions
5 991
-
7 109
-
total
15 207
-
18 452
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 648
-
45 858
-
unemployment
23
-
28
-
pensions
3 420
-
4 058
-
health
2 574
-
3 055
-
total
6 017
-
7 141
-
Corporate
8 335
53 000
-
-
income
1 584
10 071
-
-
total
1 584
10 071
-
-
Dividends
6 751
42 929
-
-
withholding
1 013
6 440
-
-
total
1 013
6 440
-
-
Income
53 000
53 000
53 000
53 000
Total tax
23 821
16 511
25 593
24 070
After tax
29 179
36 489
27 407
28 930
Living cost
23 442
23 442
23 442
23 442
Free-cash
5 737
13 047
3 965
5 488

Estimated living cost  is ₽23442 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5399
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽6663
-₽9298
-₽1892
₽3170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
53 000
income
-
-
-
24 878
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 694
total
-
-
-
30 572
Employee
40 093
-
48 980
-
social contributions
4 017
-
4 020
-
income
4 350
-
6 571
-
total
8 367
-
10 591
-
Employer
40 093
-
48 980
-
social contributions
4 017
-
4 020
-
total
4 017
-
4 020
-
Corporate
8 890
53 000
-
-
income
3 111
18 549
-
-
total
3 111
18 549
-
-
Dividends
5 778
34 451
-
-
social contributions
2 609
4 617
-
-
total
2 609
4 617
-
-
Income
53 000
53 000
53 000
53 000
Total tax
18 104
23 166
14 611
30 572
After tax
34 896
29 834
38 389
22 428
Living cost
31 726
31 726
31 726
31 726
Free-cash
3 170
-1 892
6 663
-9 298

Estimated living cost  is ₽31726 per week

₽20898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽13136
₽15505
₽13802
₽14257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
7 949
social contributions
-
-
-
7 314
health
-
-
-
3 699
total
-
-
-
18 962
Employee
29 633
-
53 000
-
income
4 942
-
10 318
-
social contributions
4 090
-
7 314
-
health
2 068
-
3 699
-
total
11 100
-
21 331
-
Employer
29 633
-
53 000
-
total
-
-
-
-
Corporate
23 367
53 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 168
2 650
-
-
total
1 168
2 650
-
-
Dividends
22 199
50 350
-
-
withholding
3 330
7 553
-
-
health
1 549
3 514
-
-
social contributions
3 063
6 948
-
-
total
7 942
18 015
-
-
Income
53 000
53 000
53 000
53 000
Total tax
20 210
20 665
21 331
18 962
After tax
32 790
32 335
31 669
34 038
Living cost
18 533
18 533
18 533
18 533
Free-cash
14 257
13 802
13 136
15 505

Estimated living cost  is ₽18533 per week

₽12403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽3330
₽2249
₽12925
₽4519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
4 555
social contributions
-
-
-
15 476
solidarity contribution
-
-
-
-
health
-
-
-
7 155
total
-
-
-
27 186
Employee
34 654
-
39 552
-
solidarity contribution
-
-
-
-
income
4 158
-
4 746
-
social contributions
2 252
-
2 571
-
health
4 678
-
5 340
-
total
11 088
-
12 657
-
Employer
34 654
-
39 552
-
social contributions
8 664
-
9 888
-
health
3 119
-
3 560
-
total
11 783
-
13 448
-
Corporate
6 564
53 000
-
-
income
1 247
10 070
-
-
total
1 247
10 070
-
-
Dividends
5 317
42 930
-
-
withholding
798
6 440
-
-
total
798
6 440
-
-
Income
53 000
53 000
53 000
53 000
Total tax
24 916
16 510
26 105
27 186
After tax
28 084
36 490
26 895
25 814
Living cost
23 565
23 565
23 565
23 565
Free-cash
4 519
12 925
3 330
2 249

Estimated living cost  is ₽23565 per week

₽17524
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽32631
₽42701
₽40581
₽38749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
53 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
530
total
-
-
-
530
Employee
12 211
-
53 000
-
income
2 442
-
10 600
-
total
2 442
-
10 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 789
53 000
-
-
total
-
-
-
-
Dividends
40 789
53 000
-
-
withholding
2 040
2 650
-
-
total
2 040
2 650
-
-
Income
53 000
53 000
53 000
53 000
Total tax
4 482
2 650
10 600
530
After tax
48 518
50 350
42 400
52 470
Living cost
9 769
9 769
9 769
9 769
Free-cash
38 749
40 581
32 631
42 701

Estimated living cost  is ₽9769 per week

₽6610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2420
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽10109
-₽10516
-₽15502
-₽18833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
2 513
social contributions
-
-
-
1 511
health
-
-
-
459
surtax
-
-
-
-
pensions
-
-
-
15 177
other
-
-
-
1 644
total
-
-
-
21 304
Employee
54 739
-
40 387
-
income
4 776
-
2 567
-
social contributions
1 559
-
1 151
-
surtax
-
-
-
-
pensions
6 191
-
4 566
-
total
12 526
-
8 284
-
Employer
54 739
-
40 387
-
unemployment
2 217
-
1 635
-
social contributions
164
-
121
-
pensions
8 994
-
6 636
-
other
1 889
-
1 393
-
health
3 831
-
2 828
-
total
17 095
-
12 613
-
Corporate
-
53 000
-
-
income
-
14 841
-
-
surtax
-
-
-
-
total
-
14 841
-
-
Dividends
-
38 159
-
-
withholding
-
4 884
-
-
surtax
-
-
-
-
social contributions
-
6 565
-
-
total
-
11 449
-
-
Income
53 000
53 000
53 000
53 000
Total tax
29 621
26 290
20 897
21 304
After tax
23 379
26 710
32 103
31 696
Living cost
42 212
42 212
42 212
42 212
Free-cash
-18 833
-15 502
-10 109
-10 516

Estimated living cost  is ₽42212 per week

₽28569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3453
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽13361
₽11078
₽23229
₽18943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
53 000
income
-
-
-
6 824
health
-
-
-
5 459
unemployment
-
-
-
795
pensions
-
-
-
13 780
total
-
-
-
26 858
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 716
-
44 953
-
income
3 131
-
7 584
-
health
1 170
-
2 315
-
unemployment
170
-
337
-
pensions
3 180
-
6 293
-
total
7 651
-
16 529
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 716
-
44 953
-
unemployment
170
-
337
-
pensions
2 726
-
5 394
-
health
1 170
-
2 315
-
total
4 066
-
8 046
-
Corporate
26 218
53 000
-
-
income
3 933
7 950
-
-
total
3 933
7 950
-
-
Dividends
22 285
45 050
-
-
withholding
3 343
6 757
-
-
total
3 343
6 757
-
-
Income
53 000
53 000
53 000
53 000
Total tax
18 993
14 707
24 575
26 858
After tax
34 007
38 293
28 425
26 142
Living cost
15 064
15 064
15 064
15 064
Free-cash
18 943
23 229
13 361
11 078

Estimated living cost  is ₽15064 per week

₽10143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3320
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽18943
-₽16231
-₽36784
-₽25211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
regional
-
-
-
1 331
national
-
-
-
187
health
-
-
-
199
city
-
-
-
558
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 059
pensions
-
-
-
4 876
total
-
-
-
8 210
Employee
71 410
-
47 439
-
regional
2 338
-
1 128
-
city
766
-
509
-
health
161
-
107
-
unemployment
-
-
-
-
national
338
-
155
-
pensions
5 999
-
3 984
-
total
9 602
-
5 883
-
Employer
71 410
-
47 439
-
unemployment
-
-
-
-
pensions
5 999
-
3 984
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 428
-
948
-
health
161
-
107
-
total
7 588
-
5 039
-
Corporate
-
53 000
-
-
regional
-
11 209
-
-
national
-
4 504
-
-
total
-
15 713
-
-
Dividends
-
37 287
-
-
withholding
-
13 050
-
-
total
-
13 050
-
-
Income
53 000
53 000
53 000
53 000
Total tax
17 190
28 763
10 922
8 210
After tax
35 810
24 237
42 078
44 790
Living cost
61 021
61 021
61 021
61 021
Free-cash
-25 211
-36 784
-18 943
-16 231

Estimated living cost  is ₽61021 per week

₽39681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽749
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽957
₽7148
₽2965
-₽1658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
53 000
municipal
-
-
-
9 459
national
-
-
-
2 387
health
-
-
-
451
total
-
-
-
12 297
Employee
45 982
-
44 586
-
health
343
-
322
-
unemployment
690
-
668
-
national
760
-
683
-
municipal
7 531
-
7 306
-
pensions
3 103
-
3 010
-
total
12 427
-
11 989
-
Employer
45 982
-
44 586
-
unemployment
299
-
290
-
pensions
7 978
-
7 735
-
accident
46
-
45
-
health
353
-
343
-
total
8 676
-
8 413
-
Corporate
-
53 000
-
-
income
-
10 600
-
-
total
-
10 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 800
-
-
national
-
156
-
-
municipal
-
5 724
-
-
total
-
5 880
-
-
Income
53 000
53 000
53 000
53 000
Total tax
21 103
16 480
20 402
12 297
After tax
31 897
36 520
32 598
40 703
Living cost
33 555
33 555
33 555
33 555
Free-cash
-1 658
2 965
-957
7 148

Estimated living cost  is ₽33555 per week

₽21918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽9301
-₽3801
-₽2017
-₽27717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
national
-
-
-
15 729
social contributions
-
-
-
6 410
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 795
total
-
-
-
24 934
Employee

The minimum management director salary is set at €45,000 per year.

62 517
-
41 050
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 937
-
1 931
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 261
-
2 141
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

544
-
357
-
national
19 220
-
10 977
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 689
-
3 078
-
total
30 651
-
18 484
-
Employer

The minimum management director salary is set at €45,000 per year.

62 517
-
41 050
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

912
-
599
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 540
-
3 637
-
surtax
7 089
-
4 654
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

813
-
534
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 845
-
2 526
-
total
18 199
-
11 950
-
Corporate
-
53 000
-
-
income
-
10 600
-
-
surtax
-
212
-
-
total
-
10 812
-
-
Dividends
-
42 188
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 338
-
-
total
-
12 338
-
-
Income
53 000
53 000
53 000
53 000
Total tax
48 850
23 150
30 434
24 934
After tax
4 150
29 850
22 566
28 066
Living cost
31 867
31 867
31 867
31 867
Free-cash
-27 717
-2 017
-9 301
-3 801

Estimated living cost  is ₽31867 per week

₽20526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽7508
-₽9390
-₽6872
-₽14058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
municipal
-
-
-
11 226
national
-
-
-
-
health
-
-
-
3 307
accident
-
-
-
106
unemployment
-
-
-
53
pensions
-
-
-
5 729
other
-
-
-
6 159
total
-
-
-
26 580
Employee
51 026
-
40 329
-
national
-
-
-
-
municipal
15 216
-
12 026
-
total
15 216
-
12 026
-
Employer
51 026
-
40 329
-
unemployment
1 347
-
1 065
-
pensions
5 516
-
4 360
-
other
5 929
-
4 686
-
accident
102
-
81
-
health
3 138
-
2 480
-
total
16 032
-
12 672
-
Corporate
-
53 000
-
-
income
-
11 660
-
-
total
-
11 660
-
-
Dividends
-
41 340
-
-
withholding
-
12 402
-
-
total
-
12 402
-
-
Income
53 000
53 000
53 000
53 000
Total tax
31 248
24 062
24 698
26 580
After tax
21 752
28 938
28 302
26 420
Living cost
35 810
35 810
35 810
35 810
Free-cash
-14 058
-6 872
-7 508
-9 390

Estimated living cost  is ₽35810 per week

₽23734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8019
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽2450
-₽2112
-₽6494
-₽80866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
10 331
social contributions
-
-
-
6 042
total
-
-
-
16 373
Employee
55 546
-
-
-
income
12 252
-
-
-
social contributions
4 555
-
649
-
total
16 807
-
649
-
Employer
55 546
-
-
-
social contributions
78 320
-
11 162
-
total
78 320
-
11 162
-
Corporate
-
53 000
-
-
income
-
11 660
-
-
total
-
11 660
-
-
Dividends
-
41 340
-
-
income
-
9 095
-
-
total
-
9 095
-
-
Income
53 000
53 000
53 000
53 000
Total tax
95 127
20 755
11 811
16 373
After tax
-42 127
32 245
41 189
36 627
Living cost
38 739
38 739
38 739
38 739
Free-cash
-80 866
-6 494
2 450
-2 112

Estimated living cost  is ₽38739 per week

₽25135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8162
₽12824
₽4888
₽7020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
2 208
social contributions
-
-
-
8 268
health
-
-
-
1 352
total
-
-
-
11 828
Employee
67 205
67 205
67 205
-
income
7 057
6 221
6 793
-
social contributions
3 266
5 578
3 994
-
health
668
1 143
818
-
total
10 991
12 942
11 605
-
Employer
67 205
67 205
67 205
-
social contributions
3 266
5 578
3 994
-
health
728
1 244
891
-
total
3 994
6 822
4 885
-
Corporate
9 667
-
-
-
income
1 209
-
-
-
total
1 209
-
-
-
Dividends
8 458
-
-
-
withholding
1 438
-
-
-
total
1 438
-
-
-
Income
53 000
53 000
53 000
53 000
Total tax
17 632
19 764
16 490
11 828
After tax
35 368
33 236
36 510
41 172
Living cost
28 348
28 348
28 348
28 348
Free-cash
7 020
4 888
8 162
12 824

Estimated living cost  is ₽28348 per week

₽19379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2214
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6279
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽2581
₽8076
₽8063
₽3253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
9 930
pensions
-
-
-
3 347
total
-
-
-
13 277
Employee
43 440
-
47 196
-
income
7 911
-
8 556
-
health
567
-
644
-
pensions
3 316
-
3 768
-
total
11 794
-
12 968
-
Employer
43 440
-
47 196
-
pensions
4 389
-
4 907
-
health
826
-
897
-
total
5 215
-
5 804
-
Corporate
4 346
53 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

826
10 070
-
-
total
826
10 070
-
-
Dividends
3 520
42 930
-
-
withholding
265
3 220
-
-
total
265
3 220
-
-
Income
53 000
53 000
53 000
53 000
Total tax
18 100
13 290
18 772
13 277
After tax
34 900
39 710
34 228
39 723
Living cost
31 647
31 647
31 647
31 647
Free-cash
3 253
8 063
2 581
8 076

Estimated living cost  is ₽31647 per week

₽21709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽9206
-₽6266
-₽6899
-₽20649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
municipal
-
-
-
355
regional
-
-
-
827
national
-
-
-
9 635
social contributions
-
-
-
13 632
total
-
-
-
24 449
Employee
73 648
-
53 000
-
regional
1 112
-
711
-
social contributions
24 834
-
17 871
-
national
12 446
-
8 490
-
municipal
440
-
317
-
total
38 832
-
27 389
-
Employer
73 648
-
53 000
-
total
-
-
-
-
Corporate
-
53 000
-
-
nationa
-
12 719
-
-
municipal
-
2 554
-
-
total
-
15 273
-
-
Dividends
-
37 726
-
-
withholding
-
9 809
-
-
total
-
9 809
-
-
Income
53 000
53 000
53 000
53 000
Total tax
38 832
25 082
27 389
24 449
After tax
14 168
27 918
25 611
28 551
Living cost
34 818
34 818
34 818
34 818
Free-cash
-20 649
-6 899
-9 206
-6 266

Estimated living cost  is ₽34818 per week

₽24457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽9533
₽18560
-₽13707
₽1532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
10 742
health
-
-
-
1 784
accident
-
-
-
207
pensions
-
-
-
3 404
other
-
-
-
303
total
-
-
-
16 440
Employee
28 315
-
44 027
-
income
3 885
-
6 495
-
health
3 242
-
5 041
-
pensions
3 188
-
4 958
-
total
10 315
-
16 494
-
Employer
28 315
-
44 027
-
unemployment
694
-
1 079
-
pensions
4 604
-
7 159
-
accident
473
-
735
-
total
5 771
-
8 973
-
Corporate
18 915
53 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

17 023
47 700
-
-
total
17 023
47 700
-
-
Dividends
1 891
5 300
-
-
withholding
359
1 007
-
-
total
359
1 007
-
-
Income
53 000
53 000
53 000
53 000
Total tax
33 468
48 707
25 467
16 440
After tax
19 532
4 293
27 533
36 560
Living cost
18 000
18 000
18 000
18 000
Free-cash
1 532
-13 707
9 533
18 560

Estimated living cost  is ₽18000 per week

₽13192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3435
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽6620
₽4845
-₽6301
₽5136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
53 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 319
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 971
trade
-
-
-
1 775
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
348
total
-
-
-
14 413
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 486
-
53 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 576
-
6 319
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 971
-
5 971
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

197
-
348
-
total
9 744
-
12 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 514
53 000
-
-
chamber of commerce
146
211
-
-
income
1 426
7 949
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
438
-
-
trade
1 365
7 606
-
-
total
3 015
16 204
-
-
Dividends
6 499
36 796
-
-
withholding
1 292
8 867
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

71
488
-
-
total
1 363
9 355
-
-
Income
53 000
53 000
53 000
53 000
Total tax
14 122
25 559
12 638
14 413
After tax
38 878
27 441
40 362
38 587
Living cost
33 742
33 742
33 742
33 742
Free-cash
5 136
-6 301
6 620
4 845

Estimated living cost  is ₽33742 per week

₽23276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽12081
₽24116
₽24217
₽17047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
53 000
microenterprise
-
-
-
7 949
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 752
surtax
-
-
-
-
total
-
-
-
10 701
Employee
25 538
-
42 710
-
income
4 546
-
7 747
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 810
-
4 699
-
surtax
-
-
-
-
total
7 356
-
12 446
-
Employer
25 538
-
42 710
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 152
-
10 290
-
surtax
-
-
-
-
total
6 152
-
10 290
-
Corporate
21 310
53 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 262
10 600
-
-
total
4 262
10 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

17 048
42 400
-
-
total
-
-
-
-
Income
53 000
53 000
53 000
53 000
Total tax
17 770
10 600
22 736
10 701
After tax
35 230
42 400
30 264
42 299
Living cost
18 183
18 183
18 183
18 183
Free-cash
17 047
24 217
12 081
24 116

Estimated living cost  is ₽18183 per week

₽11600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4438
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽15711
₽16514
₽21772
₽19916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
10 967
health
-
-
-
5 976
pensions
-
-
-
8 243
total
-
-
-
25 186
Employee
17 212
-
43 727
-
income
3 330
-
10 534
-
health
861
-
2 061
-
unemployment
172
-
412
-
pensions
1 549
-
3 709
-
total
5 912
-
16 716
-
Employer
17 212
-
43 727
-
unemployment
344
-
824
-
pensions
1 893
-
4 534
-
health
1 635
-
3 915
-
total
3 872
-
9 273
-
Corporate
31 915
53 000
-
-
income
7 021
11 660
-
-
total
7 021
11 660
-
-
Dividends
24 894
41 340
-
-
withholding
4 979
8 268
-
-
total
4 979
8 268
-
-
Income
53 000
53 000
53 000
53 000
Total tax
21 784
19 928
25 989
25 186
After tax
31 216
33 072
27 011
27 814
Living cost
11 300
11 300
11 300
11 300
Free-cash
19 916
21 772
15 711
16 514

Estimated living cost  is ₽11300 per week

₽6716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽8941
₽10089
₽13707
₽10927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
8 162
health
-
-
-
3 763
unemployment
-
-
-
199
surtax
-
-
-
556
pensions
-
-
-
10 600
other
-
-
-
-
total
-
-
-
23 280
Employee
29 433
-
43 783
-
other
-
-
-
-
income
4 934
-
7 658
-
health
751
-
1 118
-
unemployment
2 048
-
3 047
-
surtax
104
-
468
-
pensions
1 964
-
2 921
-
total
9 801
-
15 212
-
Employer
29 433
-
43 783
-
unemployment
934
-
1 388
-
pensions
3 924
-
5 836
-
other
-
-
-
-
health
1 338
-
1 992
-
total
6 196
-
9 216
-
Corporate
17 371
53 000
-
-
income
4 516
13 779
-
-
total
4 516
13 779
-
-
Dividends
12 855
39 221
-
-
withholding
1 929
5 883
-
-
total
1 929
5 883
-
-
Income
53 000
53 000
53 000
53 000
Total tax
22 442
19 662
24 428
23 280
After tax
30 558
33 338
28 572
29 720
Living cost
19 631
19 631
19 631
19 631
Free-cash
10 927
13 707
8 941
10 089

Estimated living cost  is ₽19631 per week

₽11852
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽7889
₽1409
₽2499
₽2067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 000
income
-
-
-
4 276
chamber of commerce
-
-
-
212
health
-
-
-