Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 50000
per

Your estimated
City
free-cash

Valencia , Spain
₽7247
₽5411
₽5056
₽11498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
unemployment
-
-
-
350
income
-
-
-
7 682
other
-
-
-
51
accident
-
-
-
450
pensions
-
-
-
14 150
total
-
-
-
22 683
Employee
29 932
-
37 913
-
unemployment
464
-
588
-
pensions
1 407
-
1 782
-
income
5 771
-
7 834
-
other
29
-
38
-
total
7 671
-
10 242
-
Employer
29 932
-
37 913
-
pensions
7 063
-
8 947
-
accident
593
-
751
-
unemployment
1 647
-
2 085
-
other
240
-
303
-
total
9 543
-
12 086
-
Corporate
10 525
50 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 579
7 500
-
-
total
1 579
7 500
-
-
Dividends
8 946
42 500
-
-
withholding
1 699
8 741
-
-
total
1 699
8 741
-
-
Income
50 000
50 000
50 000
50 000
Total tax
20 492
16 241
22 328
22 683
After tax
29 508
33 759
27 672
27 317
Living cost
22 261
22 261
22 261
22 261
Free-cash
7 247
11 498
5 411
5 056

Estimated living cost  is ₽22261 per week

₽15026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽9700
₽7739
₽5503
₽15165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 001
income
-
-
-
6 351
other
-
-
-
2 375
health
-
-
-
2 200
total
-
-
-
22 927
Employee
29 392
-
39 935
-
health
412
-
559
-
unemployment
293
-
399
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 057
-
2 796
-
income
5 060
-
6 874
-
total
7 822
-
10 628
-
Employer
29 392
-
39 935
-
health
412
-
559
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 997
-
6 788
-
accident
235
-
320
-
unemployment
293
-
399
-
other
1 470
-
1 997
-
total
7 407
-
10 063
-
Corporate
13 200
50 000
-
-
income
2 771
10 500
-
-
total
2 771
10 500
-
-
Dividends
10 429
39 500
-
-
withholding
730
2 765
-
-
total
730
2 765
-
-
Income
50 000
50 000
50 000
50 000
Total tax
18 730
13 265
20 691
22 927
After tax
31 270
36 735
29 309
27 073
Living cost
21 570
21 570
21 570
21 570
Free-cash
9 700
15 165
7 739
5 503

Estimated living cost  is ₽21570 per week

₽15241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽28357
₽25272
₽24310
₽32121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 191
unemployment
-
-
-
113
income
-
-
-
7 500
health
-
-
-
3 257
total
-
-
-
15 061
Employee
14 075
-
44 444
-
health
647
-
1 303
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 236
-
2 486
-
income
1 407
-
4 444
-
total
3 445
-
8 544
-
Employer
14 075
-
44 444
-
health
971
-
1 954
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 551
-
3 120
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
unemployment
84
-
170
-
total
2 761
-
5 555
-
Corporate
33 164
50 000
-
-
income
3 316
5 000
-
-
total
3 316
5 000
-
-
Dividends
29 847
45 000
-
-
withholding
1 492
2 250
-
-
total
1 492
2 250
-
-
Income
50 000
50 000
50 000
50 000
Total tax
11 014
7 250
14 099
15 061
After tax
38 986
42 750
35 901
34 939
Living cost
10 629
10 629
10 629
10 629
Free-cash
28 357
32 121
25 272
24 310

Estimated living cost  is ₽10629 per week

₽6206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽282
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽2285
₽2552
₽2190
-₽2496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
2 413
other
-
-
-
1 550
health
-
-
-
433
social contributions
-
-
-
1 424
pensions
-
-
-
14 294
surtax
-
-
-
-
total
-
-
-
20 114
Employee
34 646
-
38 099
-
pensions
3 917
-
4 307
-
income
2 045
-
2 463
-
social contributions
988
-
1 086
-
surtax
-
-
-
-
total
6 950
-
7 856
-
Employer
34 646
-
38 099
-
health
2 426
-
2 667
-
social contributions
104
-
114
-
pensions
5 692
-
6 258
-
unemployment
1 403
-
1 542
-
other
1 195
-
1 315
-
total
10 820
-
11 896
-
Corporate
4 535
50 000
-
-
income
1 270
13 999
-
-
surtax
-
-
-
-
total
1 270
13 999
-
-
Dividends
3 264
36 001
-
-
social contributions
561
6 192
-
-
surtax
-
-
-
-
withholding
418
4 609
-
-
total
979
10 801
-
-
Income
50 000
50 000
50 000
50 000
Total tax
20 019
24 800
19 752
20 114
After tax
29 981
25 200
30 248
29 886
Living cost
27 696
27 696
27 696
27 696
Free-cash
2 285
-2 496
2 552
2 190

Estimated living cost  is ₽27696 per week

₽17463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽30385
-₽30385
-₽5358
-₽25840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions
-
-
-
9 001
income
-
-
-
4 771
health
-
-
-
7 675
total
-
-
-
21 447
Employee
69 129
69 129
69 129
-
health
10 611
9 025
10 611
-
pensions
12 443
9 484
12 443
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 315
11 315
11 315
-
total
34 369
29 824
34 369
-
Employer
69 129
69 129
69 129
-
health
4 805
4 805
4 805
-
pensions
4 811
4 811
4 811
-
unemployment
2 489
2 489
2 489
-
total
12 105
12 105
12 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 000
50 000
50 000
50 000
Total tax
46 474
41 929
46 474
21 447
After tax
3 526
8 071
3 526
28 553
Living cost
33 911
33 911
33 911
33 911
Free-cash
-30 385
-25 840
-30 385
-5 358

Estimated living cost  is ₽33911 per week

₽24032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽9804
₽13487
₽11539
₽851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 000
trade
-
-
-
1 948
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 530
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
336
total
-
-
-
13 942
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 962
-
50 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 530
-
5 530
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

865
-
6 128
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
336
-
total
6 443
-
11 994
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 038
50 000
-
-
income
2 856
7 500
-
-
trade
2 999
7 875
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

157
413
-
-
chamber of commerce
151
195
-
-
total
6 163
15 983
-
-
Dividends
12 876
34 017
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

160
450
-
-
withholding
2 911
8 197
-
-
total
3 071
8 647
-
-
Income
50 000
50 000
50 000
50 000
Total tax
15 677
24 630
11 994
13 942
After tax
34 323
25 370
38 006
36 058
Living cost
24 519
24 519
24 519
24 519
Free-cash
9 804
851
13 487
11 539

Estimated living cost  is ₽24519 per week

₽15423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽13631
₽15845
₽19990
₽12954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
2 194
health
-
-
-
1 275
social contributions
-
-
-
7 799
total
-
-
-
11 268
Employee
62 247
62 247
62 247
-
health
482
1 058
771
-
income
6 778
5 762
6 268
-
social contributions
2 353
5 166
3 767
-
total
9 613
11 986
10 806
-
Employer
62 247
62 247
62 247
-
health
524
1 152
840
-
social contributions
2 353
5 166
3 767
-
total
2 877
6 318
4 607
-
Corporate
18 767
-
-
-
income
2 346
-
-
-
total
2 346
-
-
-
Dividends
16 421
-
-
-
withholding
2 791
-
-
-
total
2 791
-
-
-
Income
50 000
50 000
50 000
50 000
Total tax
17 627
18 304
15 413
11 268
After tax
32 373
31 696
34 587
38 732
Living cost
18 742
18 742
18 742
18 742
Free-cash
13 631
12 954
15 845
19 990

Estimated living cost  is ₽18742 per week

₽11233
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽2234
₽1837
₽3329
₽3047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
50 000
income
-
-
-
3 905
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 374
surtax
-
-
-
-
total
-
-
-
21 279
Employee
37 231
-
40 403
-
income
7 744
-
8 732
-
social contributions
4 095
-
4 444
-
surtax
-
-
-
-
total
11 839
-
13 176
-
Employer
37 231
-
40 403
-
social contributions
8 842
-
9 595
-
total
8 842
-
9 595
-
Corporate
3 927
50 000
-
-
income
825
10 500
-
-
surtax
-
-
-
-
total
825
10 500
-
-
Dividends
3 102
39 500
-
-
withholding
868
11 061
-
-
total
868
11 061
-
-
Income
50 000
50 000
50 000
50 000
Total tax
22 374
21 561
22 771
21 279
After tax
27 626
28 439
27 229
28 721
Living cost
25 392
25 392
25 392
25 392
Free-cash
2 234
3 047
1 837
3 329

Estimated living cost  is ₽25392 per week

₽18998
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽40319
₽33953
₽43453
₽41453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
500
total
-
-
-
500
Employee
7 559
-
50 000
-
income
1 512
-
10 000
-
total
1 512
-
10 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 441
50 000
-
-
total
-
-
-
-
Dividends
42 441
50 000
-
-
withholding
2 122
2 500
-
-
total
2 122
2 500
-
-
Income
50 000
50 000
50 000
50 000
Total tax
3 634
2 500
10 000
500
After tax
46 366
47 500
40 000
49 500
Living cost
6 047
6 047
6 047
6 047
Free-cash
40 319
41 453
33 953
43 453

Estimated living cost  is ₽6047 per week

₽3748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽5940
₽4085
₽5513
₽12711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
50 000
pensions
-
-
-
9 131
unemployment
-
-
-
75
income
-
-
-
8 648
health
-
-
-
4 920
total
-
-
-
22 774
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 797
-
43 262
-
health
2 312
-
2 794
-
unemployment
51
-
60
-
pensions
5 549
-
6 705
-
income
6 173
-
7 909
-
total
14 085
-
17 468
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 797
-
43 262
-
health
2 384
-
2 880
-
pensions
3 168
-
3 828
-
unemployment
22
-
26
-
total
5 574
-
6 734
-
Corporate
8 630
50 000
-
-
income
1 639
9 500
-
-
total
1 639
9 500
-
-
Dividends
6 991
40 500
-
-
withholding
1 049
6 076
-
-
total
1 049
6 076
-
-
Income
50 000
50 000
50 000
50 000
Total tax
22 347
15 576
24 202
22 774
After tax
27 653
34 424
25 798
27 226
Living cost
21 713
21 713
21 713
21 713
Free-cash
5 940
12 711
4 085
5 513

Estimated living cost  is ₽21713 per week

₽14901
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽3528
₽6853
-₽7553
-₽1162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
50 000
income
-
-
-
23 043
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 125
total
-
-
-
28 168
Employee
37 135
-
46 276
-
social contributions
3 721
-
3 724
-
income
4 029
-
6 314
-
total
7 750
-
10 038
-
Employer
37 135
-
46 276
-
social contributions
3 721
-
3 724
-
total
3 721
-
3 724
-
Corporate
9 144
50 000
-
-
income
3 200
17 500
-
-
total
3 200
17 500
-
-
Dividends
5 944
32 500
-
-
social contributions
2 416
4 277
-
-
total
2 416
4 277
-
-
Income
50 000
50 000
50 000
50 000
Total tax
17 087
21 777
13 762
28 168
After tax
32 913
28 223
36 238
21 832
Living cost
29 385
29 385
29 385
29 385
Free-cash
3 528
-1 162
6 853
-7 553

Estimated living cost  is ₽29385 per week

₽19356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2317
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽13759
₽12678
₽14944
₽13341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
7 500
health
-
-
-
3 490
social contributions
-
-
-
6 901
total
-
-
-
17 891
Employee
27 447
-
50 000
-
health
1 916
-
3 490
-
income
4 578
-
9 766
-
social contributions
3 788
-
6 901
-
total
10 282
-
20 157
-
Employer
27 447
-
50 000
-
total
-
-
-
-
Corporate
22 553
50 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 128
2 499
-
-
total
1 128
2 499
-
-
Dividends
21 425
47 501
-
-
social contributions
2 957
6 555
-
-
withholding
3 214
7 125
-
-
health
1 495
3 315
-
-
total
7 666
16 995
-
-
Income
50 000
50 000
50 000
50 000
Total tax
19 076
19 494
20 157
17 891
After tax
30 924
30 506
29 843
32 109
Living cost
17 165
17 165
17 165
17 165
Free-cash
13 759
13 341
12 678
14 944

Estimated living cost  is ₽17165 per week

₽11488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽3733
₽2752
₽1731
₽11803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
4 297
health
-
-
-
6 750
social contributions
-
-
-
14 600
solidarity contribution
-
-
-
-
total
-
-
-
25 647
Employee
33 268
-
37 313
-
health
4 491
-
5 037
-
solidarity contribution
-
-
-
-
income
3 992
-
4 478
-
social contributions
2 162
-
2 425
-
total
10 645
-
11 940
-
Employer
33 268
-
37 313
-
health
2 994
-
3 358
-
social contributions
8 317
-
9 328
-
total
11 311
-
12 686
-
Corporate
5 421
50 000
-
-
income
1 030
9 500
-
-
total
1 030
9 500
-
-
Dividends
4 391
40 500
-
-
withholding
659
6 075
-
-
total
659
6 075
-
-
Income
50 000
50 000
50 000
50 000
Total tax
23 645
15 575
24 626
25 647
After tax
26 355
34 425
25 374
24 353
Living cost
22 622
22 622
22 622
22 622
Free-cash
3 733
11 803
2 752
1 731

Estimated living cost  is ₽22622 per week

₽16823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽36310
₽30577
₽40077
₽38077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
500
total
-
-
-
500
Employee
11 779
-
50 000
-
income
2 356
-
10 000
-
total
2 356
-
10 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 221
50 000
-
-
total
-
-
-
-
Dividends
38 221
50 000
-
-
withholding
1 911
2 500
-
-
total
1 911
2 500
-
-
Income
50 000
50 000
50 000
50 000
Total tax
4 267
2 500
10 000
500
After tax
45 733
47 500
40 000
49 500
Living cost
9 423
9 423
9 423
9 423
Free-cash
36 310
38 077
30 577
40 077

Estimated living cost  is ₽9423 per week

₽6377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽16537
-₽8850
-₽9212
-₽13898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
2 413
other
-
-
-
1 550
health
-
-
-
433
social contributions
-
-
-
1 424
pensions
-
-
-
14 294
surtax
-
-
-
-
total
-
-
-
20 114
Employee
50 701
-
38 099
-
pensions
5 735
-
4 307
-
income
4 424
-
2 463
-
social contributions
1 444
-
1 086
-
surtax
-
-
-
-
total
11 603
-
7 856
-
Employer
50 701
-
38 099
-
health
3 549
-
2 667
-
social contributions
152
-
114
-
pensions
8 331
-
6 258
-
unemployment
2 054
-
1 542
-
other
1 750
-
1 315
-
total
15 836
-
11 896
-
Corporate
-
50 000
-
-
income
-
13 999
-
-
surtax
-
-
-
-
total
-
13 999
-
-
Dividends
-
36 001
-
-
social contributions
-
6 192
-
-
surtax
-
-
-
-
withholding
-
4 609
-
-
total
-
10 801
-
-
Income
50 000
50 000
50 000
50 000
Total tax
27 439
24 800
19 752
20 114
After tax
22 561
25 200
30 248
29 886
Living cost
39 098
39 098
39 098
39 098
Free-cash
-16 537
-13 898
-8 850
-9 212

Estimated living cost  is ₽39098 per week

₽26461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3198
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽18207
₽12840
₽10688
₽22175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
50 000
pensions
-
-
-
13 000
unemployment
-
-
-
750
income
-
-
-
6 462
health
-
-
-
5 150
total
-
-
-
25 362
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 035
-
42 409
-
health
1 083
-
2 184
-
unemployment
158
-
318
-
pensions
2 945
-
5 937
-
income
2 899
-
7 180
-
total
7 085
-
15 619
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 035
-
42 409
-
health
1 083
-
2 184
-
pensions
2 524
-
5 089
-
unemployment
158
-
318
-
total
3 765
-
7 591
-
Corporate
25 200
50 000
-
-
income
3 780
7 500
-
-
total
3 780
7 500
-
-
Dividends
21 420
42 500
-
-
withholding
3 213
6 375
-
-
total
3 213
6 375
-
-
Income
50 000
50 000
50 000
50 000
Total tax
17 843
13 875
23 210
25 362
After tax
32 157
36 125
26 790
24 638
Living cost
13 950
13 950
13 950
13 950
Free-cash
18 207
22 175
12 840
10 688

Estimated living cost  is ₽13950 per week

₽9392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1079
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽22259
-₽16706
-₽14140
-₽33512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions
-
-
-
4 599
city
-
-
-
526
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 001
health
-
-
-
184
regional
-
-
-
1 276
national
-
-
-
178
total
-
-
-
7 764
Employee
65 974
-
44 753
-
health
149
-
101
-
unemployment
-
-
-
-
city
708
-
481
-
pensions
5 543
-
3 759
-
regional
2 160
-
1 085
-
national
312
-
149
-
total
8 872
-
5 575
-
Employer
65 974
-
44 753
-
health
149
-
101
-
pensions
5 543
-
3 759
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 319
-
895
-
total
7 011
-
4 755
-
Corporate
-
50 000
-
-
regional
-
10 574
-
-
national
-
4 250
-
-
total
-
14 824
-
-
Dividends
-
35 176
-
-
withholding
-
12 312
-
-
total
-
12 312
-
-
Income
50 000
50 000
50 000
50 000
Total tax
15 883
27 136
10 330
7 764
After tax
34 117
22 864
39 670
42 236
Living cost
56 376
56 376
56 376
56 376
Free-cash
-22 259
-33 512
-16 706
-14 140

Estimated living cost  is ₽56376 per week

₽36660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13964
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽626
-₽360
₽7201
₽3342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
50 000
municipal
-
-
-
8 922
health
-
-
-
432
national
-
-
-
2 366
total
-
-
-
11 720
Employee
42 590
-
42 062
-
health
318
-
310
-
unemployment
639
-
631
-
pensions
2 874
-
2 839
-
national
704
-
674
-
municipal
6 976
-
6 891
-
total
11 511
-
11 345
-
Employer
42 590
-
42 062
-
health
327
-
324
-
pensions
7 389
-
7 298
-
accident
43
-
41
-
unemployment
277
-
273
-
total
8 036
-
7 936
-
Corporate
-
50 000
-
-
income
-
10 001
-
-
total
-
10 001
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
30 000
-
-
municipal
-
5 400
-
-
national
-
178
-
-
total
-
5 578
-
-
Income
50 000
50 000
50 000
50 000
Total tax
19 547
15 579
19 281
11 720
After tax
30 453
34 421
30 719
38 280
Living cost
31 079
31 079
31 079
31 079
Free-cash
-626
3 342
-360
7 201

Estimated living cost  is ₽31079 per week

₽20301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽24762
-₽8282
-₽3170
-₽1361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 633
social contributions
-
-
-
6 128
national
-
-
-
14 893
total
-
-
-
23 654
Employee

The minimum management director salary is set at €45,000 per year.

57 905
-
38 727
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 721
-
1 820
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 020
-
2 020
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

504
-
336
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 343
-
2 905
-
national
17 802
-
10 413
-
total
28 390
-
17 494
-
Employer

The minimum management director salary is set at €45,000 per year.

57 905
-
38 727
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 561
-
2 381
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 131
-
3 432
-
surtax
6 566
-
4 390
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

753
-
504
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
565
-
total
16 856
-
11 272
-
Corporate
-
50 000
-
-
income
-
10 001
-
-
surtax
-
200
-
-
total
-
10 201
-
-
Dividends
-
39 800
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 644
-
-
total
-
11 644
-
-
Income
50 000
50 000
50 000
50 000
Total tax
45 246
21 845
28 766
23 654
After tax
4 754
28 155
21 234
26 346
Living cost
29 516
29 516
29 516
29 516
Free-cash
-24 762
-1 361
-8 282
-3 170

Estimated living cost  is ₽29516 per week

₽19012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7461
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽15367
-₽8205
-₽9982
-₽7606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
unemployment
-
-
-
50
municipal
-
-
-
10 591
other
-
-
-
5 810
health
-
-
-
3 120
national
-
-
-
-
accident
-
-
-
100
pensions
-
-
-
5 405
total
-
-
-
25 076
Employee
49 738
-
38 046
-
national
-
-
-
-
municipal
14 832
-
11 345
-
total
14 832
-
11 345
-
Employer
49 738
-
38 046
-
health
3 059
-
2 340
-
pensions
5 377
-
4 113
-
accident
100
-
76
-
unemployment
1 313
-
1 004
-
other
5 780
-
4 421
-
total
15 629
-
11 954
-
Corporate
-
50 000
-
-
income
-
11 000
-
-
total
-
11 000
-
-
Dividends
-
39 000
-
-
withholding
-
11 700
-
-
total
-
11 700
-
-
Income
50 000
50 000
50 000
50 000
Total tax
30 461
22 700
23 299
25 076
After tax
19 539
27 300
26 701
24 924
Living cost
34 906
34 906
34 906
34 906
Free-cash
-15 367
-7 606
-8 205
-9 982

Estimated living cost  is ₽34906 per week

₽23135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽82664
-₽96
-₽3837
-₽7971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
9 746
social contributions
-
-
-
5 700
total
-
-
-
15 446
Employee
55 047
-
-
-
income
12 142
-
-
-
social contributions
4 514
-
643
-
total
16 656
-
643
-
Employer
55 047
-
-
-
social contributions
77 617
-
11 062
-
total
77 617
-
11 062
-
Corporate
-
50 000
-
-
income
-
11 000
-
-
total
-
11 000
-
-
Dividends
-
39 000
-
-
income
-
8 580
-
-
total
-
8 580
-
-
Income
50 000
50 000
50 000
50 000
Total tax
94 273
19 580
11 705
15 446
After tax
-44 273
30 420
38 295
34 554
Living cost
38 391
38 391
38 391
38 391
Free-cash
-82 664
-7 971
-96
-3 837

Estimated living cost  is ₽38391 per week

₽24910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3611
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7163
₽8331
₽12476
₽5440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
2 194
health
-
-
-
1 275
social contributions
-
-
-
7 799
total
-
-
-
11 268
Employee
62 247
62 247
62 247
-
health
619
1 058
771
-
income
6 537
5 762
6 268
-
social contributions
3 025
5 166
3 767
-
total
10 181
11 986
10 806
-
Employer
62 247
62 247
62 247
-
health
674
1 152
840
-
social contributions
3 025
5 166
3 767
-
total
3 699
6 318
4 607
-
Corporate
9 864
-
-
-
income
1 234
-
-
-
total
1 234
-
-
-
Dividends
8 631
-
-
-
withholding
1 467
-
-
-
total
1 467
-
-
-
Income
50 000
50 000
50 000
50 000
Total tax
16 581
18 304
15 413
11 268
After tax
33 419
31 696
34 587
38 732
Living cost
26 256
26 256
26 256
26 256
Free-cash
7 163
5 440
8 331
12 476

Estimated living cost  is ₽26256 per week

₽17949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5816
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽4132
₽3276
₽8505
₽8526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
9 360
pensions
-
-
-
3 200
total
-
-
-
12 560
Employee
39 717
-
44 484
-
health
518
-
616
-
pensions
3 031
-
3 604
-
income
7 233
-
8 053
-
total
10 782
-
12 273
-
Employer
39 717
-
44 484
-
health
755
-
846
-
pensions
4 013
-
4 670
-
total
4 768
-
5 516
-
Corporate
5 515
50 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 048
9 501
-
-
total
1 048
9 501
-
-
Dividends
4 467
40 499
-
-
withholding
335
3 038
-
-
total
335
3 038
-
-
Income
50 000
50 000
50 000
50 000
Total tax
16 933
12 539
17 789
12 560
After tax
33 067
37 461
32 211
37 440
Living cost
28 935
28 935
28 935
28 935
Free-cash
4 132
8 526
3 276
8 505

Estimated living cost  is ₽28935 per week

₽19849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2661
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽18215
-₽8108
-₽5334
-₽5913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
municipal
-
-
-
335
regional
-
-
-
784
social contributions
-
-
-
12 859
national
-
-
-
9 107
total
-
-
-
23 085
Employee
68 214
-
50 000
-
social contributions
23 001
-
16 860
-
regional
1 030
-
674
-
national
11 528
-
8 027
-
municipal
407
-
298
-
total
35 966
-
25 859
-
Employer
68 214
-
50 000
-
total
-
-
-
-
Corporate
-
50 000
-
-
nationa
-
12 001
-
-
municipal
-
2 410
-
-
total
-
14 411
-
-
Dividends
-
35 589
-
-
withholding
-
9 253
-
-
total
-
9 253
-
-
Income
50 000
50 000
50 000
50 000
Total tax
35 966
23 664
25 859
23 085
After tax
14 034
26 336
24 141
26 915
Living cost
32 249
32 249
32 249
32 249
Free-cash
-18 215
-5 913
-8 108
-5 334

Estimated living cost  is ₽32249 per week

₽22653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1421
₽8869
₽17347
-₽13097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions
-
-
-
3 243
income
-
-
-
10 077
other
-
-
-
289
health
-
-
-
1 700
accident
-
-
-
197
total
-
-
-
15 506
Employee
26 974
-
41 535
-
health
3 088
-
4 756
-
pensions
3 037
-
4 677
-
income
3 701
-
6 087
-
total
9 826
-
15 520
-
Employer
26 974
-
41 535
-
pensions
4 386
-
6 753
-
accident
450
-
693
-
unemployment
661
-
1 018
-
total
5 497
-
8 464
-
Corporate
17 529
50 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 776
45 000
-
-
total
15 776
45 000
-
-
Dividends
1 753
5 000
-
-
withholding
333
950
-
-
total
333
950
-
-
Income
50 000
50 000
50 000
50 000
Total tax
31 432
45 950
23 984
15 506
After tax
18 568
4 050
26 016
34 494
Living cost
17 147
17 147
17 147
17 147
Free-cash
1 421
-13 097
8 869
17 347

Estimated living cost  is ₽17147 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽5222
₽6753
₽4979
-₽5371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 000
trade
-
-
-
1 774
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 128
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 530
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
336
total
-
-
-
13 768
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 278
-
50 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 530
-
5 530
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 312
-
6 128
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
-
336
-
total
9 025
-
11 994
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 722
50 000
-
-
income
1 458
7 500
-
-
trade
1 395
7 176
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

80
413
-
-
chamber of commerce
137
197
-
-
total
3 070
15 286
-
-
Dividends
6 653
34 715
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

75
461
-
-
withholding
1 355
8 371
-
-
total
1 430
8 832
-
-
Income
50 000
50 000
50 000
50 000
Total tax
13 525
24 118
11 994
13 768
After tax
36 475
25 882
38 006
36 232
Living cost
31 253
31 253
31 253
31 253
Free-cash
5 222
-5 371
6 753
4 979

Estimated living cost  is ₽31253 per week

₽21559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽16519
₽11694
₽23110
₽23158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
50 000
income
-
-
-
-
microenterprise
-
-
-
7 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 549
surtax
-
-
-
-
total
-
-
-
10 049
Employee
23 654
-
40 293
-
income
4 211
-
7 326
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 602
-
4 432
-
surtax
-
-
-
-
total
6 813
-
11 758
-
Employer
23 654
-
40 293
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 698
-
9 707
-
surtax
-
-
-
-
total
5 698
-
9 707
-
Corporate
20 648
50 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 129
10 001
-
-
total
4 129
10 001
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 519
39 999
-
-
total
-
-
-
-
Income
50 000
50 000
50 000
50 000
Total tax
16 640
10 001
21 465
10 049
After tax
33 360
39 999
28 535
39 951
Living cost
16 841
16 841
16 841
16 841
Free-cash
16 519
23 158
11 694
23 110

Estimated living cost  is ₽16841 per week

₽10744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽19628
₽16014
₽16724
₽21260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
income
-
-
-
10 830
health
-
-
-
5 256
pensions
-
-
-
7 250
total
-
-
-
23 336
Employee
15 139
-
41 844
-
health
757
-
1 813
-
unemployment
151
-
363
-
pensions
1 362
-
3 263
-
income
2 929
-
10 450
-
total
5 199
-
15 889
-
Employer
15 139
-
41 844
-
health
1 438
-
3 444
-
pensions
1 665
-
3 988
-
unemployment
303
-
725
-
total
3 406
-
8 157
-
Corporate
31 454
50 000
-
-
income
6 920
11 000
-
-
total
6 920
11 000
-
-
Dividends
24 534
39 000
-
-
withholding
4 907
7 800
-
-
total
4 907
7 800
-
-
Income
50 000
50 000
50 000
50 000
Total tax
20 432
18 800
24 046
23 336
After tax
29 568
31 200
25 954
26 664
Living cost
9 940
9 940
9 940
9 940
Free-cash
19 628
21 260
16 014
16 724

Estimated living cost  is ₽9940 per week

₽5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽10693
₽8702
₽9784
₽13269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions
-
-
-
10 001
unemployment
-
-
-
184
income
-
-
-
7 752
other
-
-
-
-
health
-
-
-
3 550
surtax
-
-
-
547
total
-
-
-
22 034
Employee
27 261
-
41 307
-
health
696
-
1 054
-
unemployment
1 897
-
2 874
-
pensions
1 819
-
2 754
-
income
4 570
-
7 275
-
other
-
-
-
-
surtax
97
-
465
-
total
9 079
-
14 422
-
Employer
27 261
-
41 307
-
health
1 240
-
1 879
-
pensions
3 635
-
5 506
-
unemployment
865
-
1 309
-
other
-
-
-
-
total
5 740
-
8 694
-
Corporate
16 999
50 000
-
-
income
4 420
12 999
-
-
total
4 420
12 999
-
-
Dividends
12 580
37 001
-
-
withholding
1 886
5 550
-
-
total
1 886
5 550
-
-
Income
50 000
50 000
50 000
50 000
Total tax
21 125
18 549
23 116
22 034
After tax
28 875
31 451
26 884
27 966
Living cost
18 182
18 182
18 182
18 182
Free-cash
10 693
13 269
8 702
9 784

Estimated living cost  is ₽18182 per week

₽10978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽2408
-₽7107
₽1738
₽2808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 000
pensions
-
-
-
9 249
chamber of commerce
-
-
-
200
unemployment
-
-
-
4 965