Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 5000

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

-₽8939

-₽10719

-₽10826

-₽15931

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

5 000

income

750

unemployment

health

756

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

973

total

2 505

Employee

17 497

3 710

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 536

577

income

1 749

371

health

805

302

accident

We are using the highest rate at 1.1%.

193

total

4 283

1 322

Employer

17 497

3 710

accident

We are using the highest rate at 1.1%.

193

unemployment

105

health

1 208

454

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 928

725

total

3 434

1 290

Corporate

5 000

income

500

total

500

Dividends

4 500

withholding

225

total

225

Income

5 000

Total tax

7 717

725

2 612

2 505

After tax

-2 717

4 275

2 388

2 495

Living cost

13 214

Free-cash

-15 931

-8 939

-10 826

-10 719

Estimated living cost is ₽13214 per week

₽7715

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽944

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽350

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4206

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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