Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 49000
per

Your estimated
City
free-cash

Valencia , Spain
₽7276
₽5427
₽5082
₽11410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
unemployment
-
-
-
343
income
-
-
-
7 546
other
-
-
-
49
accident
-
-
-
441
pensions
-
-
-
13 866
total
-
-
-
22 245
Employee
29 143
-
37 154
-
unemployment
452
-
576
-
pensions
1 370
-
1 747
-
income
5 619
-
7 695
-
other
28
-
37
-
total
7 469
-
10 055
-
Employer
29 143
-
37 154
-
pensions
6 877
-
8 768
-
accident
577
-
736
-
unemployment
1 603
-
2 043
-
other
233
-
298
-
total
9 290
-
11 845
-
Corporate
10 566
49 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 585
7 350
-
-
total
1 585
7 350
-
-
Dividends
8 981
41 650
-
-
withholding
1 707
8 567
-
-
total
1 707
8 567
-
-
Income
49 000
49 000
49 000
49 000
Total tax
20 051
15 917
21 900
22 245
After tax
28 949
33 083
27 100
26 755
Living cost
21 673
21 673
21 673
21 673
Free-cash
7 276
11 410
5 427
5 082

Estimated living cost  is ₽21673 per week

₽14629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽9676
₽7722
₽5532
₽14999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 761
income
-
-
-
6 224
other
-
-
-
2 327
health
-
-
-
2 155
total
-
-
-
22 467
Employee
28 617
-
39 137
-
health
401
-
547
-
unemployment
286
-
392
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 003
-
2 740
-
income
4 927
-
6 737
-
total
7 617
-
10 416
-
Employer
28 617
-
39 137
-
health
401
-
547
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 865
-
6 653
-
accident
229
-
313
-
unemployment
286
-
392
-
other
1 431
-
1 956
-
total
7 212
-
9 861
-
Corporate
13 171
49 000
-
-
income
2 766
10 290
-
-
total
2 766
10 290
-
-
Dividends
10 405
38 710
-
-
withholding
728
2 710
-
-
total
728
2 710
-
-
Income
49 000
49 000
49 000
49 000
Total tax
18 323
13 000
20 277
22 467
After tax
30 677
36 000
28 723
26 533
Living cost
21 001
21 001
21 001
21 001
Free-cash
9 676
14 999
7 722
5 532

Estimated living cost  is ₽21001 per week

₽14839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽338
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽27872
₽24881
₽23931
₽31541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 083
unemployment
-
-
-
110
income
-
-
-
7 350
health
-
-
-
3 172
total
-
-
-
14 715
Employee
13 710
-
43 588
-
health
631
-
1 269
-
accident

We are using the highest rate at 1.1%.

151
-
303
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 204
-
2 422
-
income
1 371
-
4 359
-
total
3 357
-
8 353
-
Employer
13 710
-
43 588
-
health
946
-
1 903
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 511
-
3 040
-
accident

We are using the highest rate at 1.1%.

151
-
303
-
unemployment
82
-
166
-
total
2 690
-
5 412
-
Corporate
32 600
49 000
-
-
income
3 260
4 900
-
-
total
3 260
4 900
-
-
Dividends
29 340
44 100
-
-
withholding
1 467
2 205
-
-
total
1 467
2 205
-
-
Income
49 000
49 000
49 000
49 000
Total tax
10 774
7 105
13 765
14 715
After tax
38 226
41 895
35 235
34 285
Living cost
10 354
10 354
10 354
10 354
Free-cash
27 872
31 541
24 881
23 931

Estimated living cost  is ₽10354 per week

₽6045
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽274
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3296
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽2384
₽2660
₽2314
-₽2269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
2 380
other
-
-
-
1 520
health
-
-
-
423
social contributions
-
-
-
1 397
pensions
-
-
-
14 001
surtax
-
-
-
-
total
-
-
-
19 721
Employee
33 732
-
37 338
-
pensions
3 814
-
4 224
-
income
1 991
-
2 426
-
social contributions
962
-
1 065
-
surtax
-
-
-
-
total
6 767
-
7 715
-
Employer
33 732
-
37 338
-
health
2 362
-
2 613
-
social contributions
102
-
112
-
pensions
5 541
-
6 134
-
unemployment
1 366
-
1 512
-
other
1 164
-
1 288
-
total
10 535
-
11 659
-
Corporate
4 734
49 000
-
-
income
1 325
13 720
-
-
surtax
-
-
-
-
total
1 325
13 720
-
-
Dividends
3 409
35 280
-
-
social contributions
586
6 068
-
-
surtax
-
-
-
-
withholding
437
4 515
-
-
total
1 023
10 583
-
-
Income
49 000
49 000
49 000
49 000
Total tax
19 650
24 303
19 374
19 721
After tax
29 350
24 697
29 626
29 279
Living cost
26 966
26 966
26 966
26 966
Free-cash
2 384
-2 269
2 660
2 314

Estimated living cost  is ₽26966 per week

₽17003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽29265
-₽29265
-₽5035
-₽24840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions
-
-
-
8 820
income
-
-
-
4 678
health
-
-
-
7 520
total
-
-
-
21 018
Employee
67 306
67 306
67 306
-
health
10 331
8 787
10 331
-
pensions
12 115
9 234
12 115
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 017
11 017
11 017
-
total
33 463
29 038
33 463
-
Employer
67 306
67 306
67 306
-
health
4 678
4 678
4 678
-
pensions
4 684
4 684
4 684
-
unemployment
2 423
2 423
2 423
-
total
11 785
11 785
11 785
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
45 248
40 823
45 248
21 018
After tax
3 752
8 177
3 752
27 982
Living cost
33 017
33 017
33 017
33 017
Free-cash
-29 265
-24 840
-29 265
-5 035

Estimated living cost  is ₽33017 per week

₽23398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2976
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽9706
₽13346
₽11400
₽989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
49 000
trade
-
-
-
1 946
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 063
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 384
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
334
total
-
-
-
13 727
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 146
-
49 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 384
-
5 384
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

842
-
6 063
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
334
-
total
6 272
-
11 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 854
49 000
-
-
income
2 828
7 350
-
-
trade
2 969
7 718
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

156
404
-
-
chamber of commerce
147
190
-
-
total
6 100
15 662
-
-
Dividends
12 755
33 339
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

159
441
-
-
withholding
2 890
8 035
-
-
total
3 049
8 476
-
-
Income
49 000
49 000
49 000
49 000
Total tax
15 421
24 138
11 781
13 727
After tax
33 579
24 862
37 219
35 273
Living cost
23 873
23 873
23 873
23 873
Free-cash
9 706
989
13 346
11 400

Estimated living cost  is ₽23873 per week

₽15017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽13501
₽15693
₽19671
₽12929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
2 188
health
-
-
-
1 249
social contributions
-
-
-
7 644
total
-
-
-
11 081
Employee
60 606
60 606
60 606
-
health
470
1 031
757
-
income
6 599
5 610
6 093
-
social contributions
2 291
5 030
3 693
-
total
9 360
11 671
10 543
-
Employer
60 606
60 606
60 606
-
health
510
1 122
823
-
social contributions
2 291
5 030
3 693
-
total
2 801
6 152
4 516
-
Corporate
18 591
-
-
-
income
2 324
-
-
-
total
2 324
-
-
-
Dividends
16 266
-
-
-
withholding
2 766
-
-
-
total
2 766
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
17 251
17 823
15 059
11 081
After tax
31 749
31 177
33 941
37 919
Living cost
18 248
18 248
18 248
18 248
Free-cash
13 501
12 929
15 693
19 671

Estimated living cost  is ₽18248 per week

₽10936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽2357
₽1938
₽3411
₽3149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
49 000
income
-
-
-
3 840
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 027
surtax
-
-
-
-
total
-
-
-
20 867
Employee
36 249
-
39 595
-
income
7 540
-
8 582
-
social contributions
3 987
-
4 355
-
surtax
-
-
-
-
total
11 527
-
12 937
-
Employer
36 249
-
39 595
-
social contributions
8 609
-
9 403
-
total
8 609
-
9 403
-
Corporate
4 142
49 000
-
-
income
870
10 290
-
-
surtax
-
-
-
-
total
870
10 290
-
-
Dividends
3 271
38 710
-
-
withholding
915
10 839
-
-
total
915
10 839
-
-
Income
49 000
49 000
49 000
49 000
Total tax
21 921
21 129
22 340
20 867
After tax
27 079
27 871
26 660
28 133
Living cost
24 722
24 722
24 722
24 722
Free-cash
2 357
3 149
1 938
3 411

Estimated living cost  is ₽24722 per week

₽18497
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽39454
₽33224
₽42534
₽40574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
49 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
490
total
-
-
-
490
Employee
7 469
-
49 000
-
income
1 494
-
9 800
-
total
1 494
-
9 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 531
49 000
-
-
total
-
-
-
-
Dividends
41 531
49 000
-
-
withholding
2 076
2 450
-
-
total
2 076
2 450
-
-
Income
49 000
49 000
49 000
49 000
Total tax
3 570
2 450
9 800
490
After tax
45 430
46 550
39 200
48 510
Living cost
5 976
5 976
5 976
5 976
Free-cash
39 454
40 574
33 224
42 534

Estimated living cost  is ₽5976 per week

₽3703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽6006
₽4113
₽5518
₽12596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
49 000
pensions
-
-
-
8 949
unemployment
-
-
-
73
income
-
-
-
8 498
health
-
-
-
4 822
total
-
-
-
22 342
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 853
-
42 398
-
health
2 251
-
2 739
-
unemployment
49
-
60
-
pensions
5 402
-
6 572
-
income
6 010
-
7 774
-
total
13 712
-
17 145
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 853
-
42 398
-
health
2 321
-
2 824
-
pensions
3 084
-
3 753
-
unemployment
21
-
25
-
total
5 426
-
6 602
-
Corporate
8 721
49 000
-
-
income
1 657
9 311
-
-
total
1 657
9 311
-
-
Dividends
7 064
39 689
-
-
withholding
1 059
5 953
-
-
total
1 059
5 953
-
-
Income
49 000
49 000
49 000
49 000
Total tax
21 854
15 264
23 747
22 342
After tax
27 146
33 736
25 253
26 658
Living cost
21 140
21 140
21 140
21 140
Free-cash
6 006
12 596
4 113
5 518

Estimated living cost  is ₽21140 per week

₽14508
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽3640
₽6911
-₽7002
-₽923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
49 000
income
-
-
-
22 435
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 957
total
-
-
-
27 392
Employee
36 156
-
45 374
-
social contributions
3 623
-
3 626
-
income
3 923
-
6 227
-
total
7 546
-
9 853
-
Employer
36 156
-
45 374
-
social contributions
3 623
-
3 626
-
total
3 623
-
3 626
-
Corporate
9 221
49 000
-
-
income
3 228
17 149
-
-
total
3 228
17 149
-
-
Dividends
5 994
31 851
-
-
social contributions
2 353
4 164
-
-
total
2 353
4 164
-
-
Income
49 000
49 000
49 000
49 000
Total tax
16 750
21 313
13 479
27 392
After tax
32 250
27 687
35 521
21 608
Living cost
28 610
28 610
28 610
28 610
Free-cash
3 640
-923
6 911
-7 002

Estimated living cost  is ₽28610 per week

₽18846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2255
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽13590
₽12523
₽14754
₽13182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
7 350
health
-
-
-
3 421
social contributions
-
-
-
6 762
total
-
-
-
17 533
Employee
26 723
-
49 000
-
health
1 865
-
3 421
-
income
4 457
-
9 581
-
social contributions
3 688
-
6 762
-
total
10 010
-
19 764
-
Employer
26 723
-
49 000
-
total
-
-
-
-
Corporate
22 277
49 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 114
2 450
-
-
total
1 114
2 450
-
-
Dividends
21 162
46 550
-
-
social contributions
2 921
6 424
-
-
withholding
3 174
6 982
-
-
health
1 478
3 249
-
-
total
7 573
16 655
-
-
Income
49 000
49 000
49 000
49 000
Total tax
18 697
19 105
19 764
17 533
After tax
30 303
29 895
29 236
31 467
Living cost
16 713
16 713
16 713
16 713
Free-cash
13 590
13 182
12 523
14 754

Estimated living cost  is ₽16713 per week

₽11185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽3771
₽2779
₽1779
₽11651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
4 212
health
-
-
-
6 615
social contributions
-
-
-
14 308
solidarity contribution
-
-
-
-
total
-
-
-
25 135
Employee
32 479
-
36 567
-
health
4 385
-
4 937
-
solidarity contribution
-
-
-
-
income
3 897
-
4 388
-
social contributions
2 111
-
2 377
-
total
10 393
-
11 702
-
Employer
32 479
-
36 567
-
health
2 923
-
3 291
-
social contributions
8 120
-
9 142
-
total
11 043
-
12 433
-
Corporate
5 478
49 000
-
-
income
1 041
9 310
-
-
total
1 041
9 310
-
-
Dividends
4 437
39 690
-
-
withholding
666
5 953
-
-
total
666
5 953
-
-
Income
49 000
49 000
49 000
49 000
Total tax
23 143
15 263
24 135
25 135
After tax
25 857
33 737
24 865
23 865
Living cost
22 086
22 086
22 086
22 086
Free-cash
3 771
11 651
2 779
1 779

Estimated living cost  is ₽22086 per week

₽16424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1223
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽35492
₽29888
₽39198
₽37238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
49 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
490
total
-
-
-
490
Employee
11 640
-
49 000
-
income
2 328
-
9 800
-
total
2 328
-
9 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 360
49 000
-
-
total
-
-
-
-
Dividends
37 360
49 000
-
-
withholding
1 868
2 450
-
-
total
1 868
2 450
-
-
Income
49 000
49 000
49 000
49 000
Total tax
4 196
2 450
9 800
490
After tax
44 804
46 550
39 200
48 510
Living cost
9 312
9 312
9 312
9 312
Free-cash
35 492
37 238
29 888
39 198

Estimated living cost  is ₽9312 per week

₽6302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽15781
-₽8441
-₽8788
-₽13370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
2 380
other
-
-
-
1 520
health
-
-
-
423
social contributions
-
-
-
1 397
pensions
-
-
-
14 001
surtax
-
-
-
-
total
-
-
-
19 721
Employee
49 364
-
37 338
-
pensions
5 583
-
4 224
-
income
4 307
-
2 426
-
social contributions
1 406
-
1 065
-
surtax
-
-
-
-
total
11 296
-
7 715
-
Employer
49 364
-
37 338
-
health
3 455
-
2 613
-
social contributions
148
-
112
-
pensions
8 111
-
6 134
-
unemployment
2 000
-
1 512
-
other
1 704
-
1 288
-
total
15 418
-
11 659
-
Corporate
-
49 000
-
-
income
-
13 720
-
-
surtax
-
-
-
-
total
-
13 720
-
-
Dividends
-
35 280
-
-
social contributions
-
6 068
-
-
surtax
-
-
-
-
withholding
-
4 515
-
-
total
-
10 583
-
-
Income
49 000
49 000
49 000
49 000
Total tax
26 714
24 303
19 374
19 721
After tax
22 286
24 697
29 626
29 279
Living cost
38 067
38 067
38 067
38 067
Free-cash
-15 781
-13 370
-8 441
-8 788

Estimated living cost  is ₽38067 per week

₽25763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3114
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽17955
₽12665
₽10555
₽21821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
49 000
pensions
-
-
-
12 740
unemployment
-
-
-
735
income
-
-
-
6 341
health
-
-
-
5 047
total
-
-
-
24 863
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 481
-
41 561
-
health
1 055
-
2 140
-
unemployment
154
-
312
-
pensions
2 867
-
5 818
-
income
2 823
-
7 044
-
total
6 899
-
15 314
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 481
-
41 561
-
health
1 055
-
2 140
-
pensions
2 458
-
4 987
-
unemployment
154
-
312
-
total
3 667
-
7 439
-
Corporate
24 853
49 000
-
-
income
3 728
7 350
-
-
total
3 728
7 350
-
-
Dividends
21 125
41 650
-
-
withholding
3 169
6 247
-
-
total
3 169
6 247
-
-
Income
49 000
49 000
49 000
49 000
Total tax
17 463
13 597
22 753
24 863
After tax
31 537
35 403
26 247
24 137
Living cost
13 582
13 582
13 582
13 582
Free-cash
17 955
21 821
12 665
10 555

Estimated living cost  is ₽13582 per week

₽9145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽19696
-₽14751
-₽12231
-₽31189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions
-
-
-
4 507
city
-
-
-
516
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
980
health
-
-
-
175
regional
-
-
-
1 277
national
-
-
-
180
total
-
-
-
7 635
Employee
62 722
-
43 859
-
health
142
-
99
-
unemployment
-
-
-
-
city
673
-
471
-
pensions
5 269
-
3 684
-
regional
2 054
-
1 090
-
national
297
-
151
-
total
8 435
-
5 495
-
Employer
62 722
-
43 859
-
health
142
-
99
-
pensions
5 269
-
3 684
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 254
-
877
-
total
6 665
-
4 660
-
Corporate
-
49 000
-
-
regional
-
10 364
-
-
national
-
4 165
-
-
total
-
14 529
-
-
Dividends
-
34 470
-
-
withholding
-
12 064
-
-
total
-
12 064
-
-
Income
49 000
49 000
49 000
49 000
Total tax
15 100
26 593
10 155
7 635
After tax
33 900
22 407
38 845
41 365
Living cost
53 596
53 596
53 596
53 596
Free-cash
-19 696
-31 189
-14 751
-12 231

Estimated living cost  is ₽53596 per week

₽34853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽290
-₽169
₽7214
₽3465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
49 000
municipal
-
-
-
8 744
health
-
-
-
426
national
-
-
-
2 357
total
-
-
-
11 527
Employee
41 467
-
41 221
-
health
310
-
305
-
unemployment
622
-
618
-
pensions
2 798
-
2 782
-
national
685
-
672
-
municipal
6 792
-
6 753
-
total
11 207
-
11 130
-
Employer
41 467
-
41 221
-
health
319
-
317
-
pensions
7 194
-
7 152
-
accident
42
-
42
-
unemployment
269
-
268
-
total
7 824
-
7 779
-
Corporate
-
49 000
-
-
income
-
9 800
-
-
total
-
9 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
29 400
-
-
municipal
-
5 292
-
-
national
-
184
-
-
total
-
5 476
-
-
Income
49 000
49 000
49 000
49 000
Total tax
19 031
15 276
18 909
11 527
After tax
29 969
33 724
30 091
37 473
Living cost
30 260
30 260
30 260
30 260
Free-cash
-290
3 465
-169
7 214

Estimated living cost  is ₽30260 per week

₽19765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽23791
-₽7948
-₽2964
-₽1147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 579
social contributions
-
-
-
6 034
national
-
-
-
14 614
total
-
-
-
23 227
Employee

The minimum management director salary is set at €45,000 per year.

56 377
-
37 953
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 649
-
1 784
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 941
-
1 979
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

491
-
331
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 228
-
2 846
-
national
17 333
-
10 224
-
total
27 642
-
17 164
-
Employer

The minimum management director salary is set at €45,000 per year.

56 377
-
37 953
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 467
-
2 333
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 996
-
3 362
-
surtax
6 393
-
4 305
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

733
-
494
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

823
-
553
-
total
16 412
-
11 047
-
Corporate
-
49 000
-
-
income
-
9 800
-
-
surtax
-
196
-
-
total
-
9 996
-
-
Dividends
-
39 004
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 414
-
-
total
-
11 414
-
-
Income
49 000
49 000
49 000
49 000
Total tax
44 054
21 410
28 211
23 227
After tax
4 946
27 590
20 789
25 773
Living cost
28 737
28 737
28 737
28 737
Free-cash
-23 791
-1 147
-7 948
-2 964

Estimated living cost  is ₽28737 per week

₽18511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽14896
-₽7955
-₽9696
-₽7367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
unemployment
-
-
-
49
municipal
-
-
-
10 379
other
-
-
-
5 694
health
-
-
-
3 058
national
-
-
-
-
accident
-
-
-
98
pensions
-
-
-
5 297
total
-
-
-
24 575
Employee
48 619
-
37 285
-
national
-
-
-
-
municipal
14 498
-
11 118
-
total
14 498
-
11 118
-
Employer
48 619
-
37 285
-
health
2 990
-
2 293
-
pensions
5 256
-
4 031
-
accident
97
-
75
-
unemployment
1 284
-
984
-
other
5 650
-
4 333
-
total
15 277
-
11 716
-
Corporate
-
49 000
-
-
income
-
10 780
-
-
total
-
10 780
-
-
Dividends
-
38 220
-
-
withholding
-
11 466
-
-
total
-
11 466
-
-
Income
49 000
49 000
49 000
49 000
Total tax
29 775
22 246
22 834
24 575
After tax
19 225
26 754
26 166
24 425
Living cost
34 121
34 121
34 121
34 121
Free-cash
-14 896
-7 367
-7 955
-9 696

Estimated living cost  is ₽34121 per week

₽22614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽82068
-₽494
-₽4066
-₽8117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
9 551
social contributions
-
-
-
5 586
total
-
-
-
15 137
Employee
54 385
-
-
-
income
11 996
-
-
-
social contributions
4 460
-
636
-
total
16 456
-
636
-
Employer
54 385
-
-
-
social contributions
76 683
-
10 929
-
total
76 683
-
10 929
-
Corporate
-
49 000
-
-
income
-
10 780
-
-
total
-
10 780
-
-
Dividends
-
38 220
-
-
income
-
8 408
-
-
total
-
8 408
-
-
Income
49 000
49 000
49 000
49 000
Total tax
93 139
19 188
11 565
15 137
After tax
-44 139
29 812
37 435
33 863
Living cost
37 929
37 929
37 929
37 929
Free-cash
-82 068
-8 117
-494
-4 066

Estimated living cost  is ₽37929 per week

₽24610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3567
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7206
₽8377
₽12355
₽5613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
2 188
health
-
-
-
1 249
social contributions
-
-
-
7 644
total
-
-
-
11 081
Employee
60 606
60 606
60 606
-
health
603
1 031
757
-
income
6 364
5 610
6 093
-
social contributions
2 945
5 030
3 693
-
total
9 912
11 671
10 543
-
Employer
60 606
60 606
60 606
-
health
657
1 122
823
-
social contributions
2 945
5 030
3 693
-
total
3 602
6 152
4 516
-
Corporate
9 923
-
-
-
income
1 240
-
-
-
total
1 240
-
-
-
Dividends
8 683
-
-
-
withholding
1 476
-
-
-
total
1 476
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
16 230
17 823
15 059
11 081
After tax
32 770
31 177
33 941
37 919
Living cost
25 564
25 564
25 564
25 564
Free-cash
7 206
5 613
8 377
12 355

Estimated living cost  is ₽25564 per week

₽17476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽4281
₽3395
₽8529
₽8559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
9 171
pensions
-
-
-
3 145
total
-
-
-
12 316
Employee
38 647
-
43 586
-
health
504
-
606
-
pensions
2 950
-
3 542
-
income
7 038
-
7 888
-
total
10 492
-
12 036
-
Employer
38 647
-
43 586
-
health
735
-
828
-
pensions
3 905
-
4 586
-
total
4 640
-
5 414
-
Corporate
5 714
49 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 085
9 310
-
-
total
1 085
9 310
-
-
Dividends
4 629
39 690
-
-
withholding
347
2 976
-
-
total
347
2 976
-
-
Income
49 000
49 000
49 000
49 000
Total tax
16 564
12 286
17 450
12 316
After tax
32 436
36 714
31 550
36 684
Living cost
28 155
28 155
28 155
28 155
Free-cash
4 281
8 559
3 395
8 529

Estimated living cost  is ₽28155 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽17416
-₽7747
-₽5028
-₽5589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
municipal
-
-
-
328
regional
-
-
-
770
social contributions
-
-
-
12 603
national
-
-
-
8 929
total
-
-
-
22 630
Employee
66 415
-
49 000
-
social contributions
22 395
-
16 523
-
regional
1 003
-
662
-
national
11 224
-
7 872
-
municipal
396
-
292
-
total
35 018
-
25 349
-
Employer
66 415
-
49 000
-
total
-
-
-
-
Corporate
-
49 000
-
-
nationa
-
11 761
-
-
municipal
-
2 362
-
-
total
-
14 123
-
-
Dividends
-
34 878
-
-
withholding
-
9 068
-
-
total
-
9 068
-
-
Income
49 000
49 000
49 000
49 000
Total tax
35 018
23 191
25 349
22 630
After tax
13 982
25 809
23 651
26 370
Living cost
31 398
31 398
31 398
31 398
Free-cash
-17 416
-5 589
-7 747
-5 028

Estimated living cost  is ₽31398 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1384
₽8655
₽16953
-₽12884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions
-
-
-
3 187
income
-
-
-
9 859
other
-
-
-
284
health
-
-
-
1 671
accident
-
-
-
193
total
-
-
-
15 194
Employee
26 510
-
40 704
-
health
3 035
-
4 660
-
pensions
2 985
-
4 583
-
income
3 637
-
5 953
-
total
9 657
-
15 196
-
Employer
26 510
-
40 704
-
pensions
4 311
-
6 619
-
accident
443
-
680
-
unemployment
649
-
997
-
total
5 403
-
8 296
-
Corporate
17 087
49 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 378
44 100
-
-
total
15 378
44 100
-
-
Dividends
1 709
4 900
-
-
withholding
325
931
-
-
total
325
931
-
-
Income
49 000
49 000
49 000
49 000
Total tax
30 763
45 031
23 492
15 194
After tax
18 237
3 969
25 508
33 806
Living cost
16 853
16 853
16 853
16 853
Free-cash
1 384
-12 884
8 655
16 953

Estimated living cost  is ₽16853 per week

₽12352
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽5246
₽6790
₽5018
-₽5064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
49 000
trade
-
-
-
1 772
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 063
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 384
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
334
total
-
-
-
13 553
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 216
-
49 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 384
-
5 384
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 225
-
6 063
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
334
-
total
8 787
-
11 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 784
49 000
-
-
income
1 467
7 350
-
-
trade
1 404
7 031
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

81
404
-
-
chamber of commerce
135
191
-
-
total
3 087
14 976
-
-
Dividends
6 697
34 024
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

76
452
-
-
withholding
1 375
8 207
-
-
total
1 451
8 659
-
-
Income
49 000
49 000
49 000
49 000
Total tax
13 325
23 635
11 781
13 553
After tax
35 675
25 365
37 219
35 447
Living cost
30 429
30 429
30 429
30 429
Free-cash
5 246
-5 064
6 790
5 018

Estimated living cost  is ₽30429 per week

₽20990
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽16337
₽11562
₽22772
₽22803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
49 000
income
-
-
-
-
microenterprise
-
-
-
7 350
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 481
surtax
-
-
-
-
total
-
-
-
9 831
Employee
23 030
-
39 487
-
income
4 100
-
7 185
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 534
-
4 343
-
surtax
-
-
-
-
total
6 634
-
11 528
-
Employer
23 030
-
39 487
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 547
-
9 513
-
surtax
-
-
-
-
total
5 547
-
9 513
-
Corporate
20 422
49 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 085
9 800
-
-
total
4 085
9 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 337
39 200
-
-
total
-
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
16 266
9 800
21 041
9 831
After tax
32 734
39 200
27 959
39 169
Living cost
16 397
16 397
16 397
16 397
Free-cash
16 337
22 803
11 562
22 772

Estimated living cost  is ₽16397 per week

₽10461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽19220
₽15676
₽16369
₽20823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
10 606
health
-
-
-
5 158
pensions
-
-
-
7 114
total
-
-
-
22 878
Employee
14 855
-
40 997
-
health
743
-
1 779
-
unemployment
149
-
356
-
pensions
1 337
-
3 201
-
income
2 874
-
10 232
-
total
5 103
-
15 568
-
Employer
14 855
-
40 997
-
health
1 411
-
3 379
-
pensions
1 634
-
3 913
-
unemployment
297
-
711
-
total
3 342
-
8 003
-
Corporate
30 803
49 000
-
-
income
6 777
10 780
-
-
total
6 777
10 780
-
-
Dividends
24 026
38 220
-
-
withholding
4 805
7 644
-
-
total
4 805
7 644
-
-
Income
49 000
49 000
49 000
49 000
Total tax
20 027
18 424
23 571
22 878
After tax
28 973
30 576
25 429
26 122
Living cost
9 753
9 753
9 753
9 753
Free-cash
19 220
20 823
15 676
16 369

Estimated living cost  is ₽9753 per week

₽5796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽10609
₽8615
₽9681
₽13119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions
-
-
-
9 800
unemployment
-
-
-
179
income
-
-
-
7 614
other
-
-
-
-
health
-
-
-
3 479
surtax
-
-
-
544
total
-
-
-
21 616
Employee
26 542
-
40 478
-
health
678
-
1 032
-
unemployment
1 847
-
2 818
-
pensions
1 771
-
2 700
-
income
4 450
-
7 146
-
other
-
-
-
-
surtax
94
-
464
-
total
8 840
-
14 160
-
Employer
26 542
-
40 478
-
health
1 207
-
1 843
-
pensions
3 539
-
5 396
-
unemployment
842
-
1 283
-
other
-
-
-
-
total
5 588
-
8 522
-
Corporate
16 870
49 000
-
-
income
4 387
12 740
-
-
total
4 387
12 740
-
-
Dividends
12 483
36 260
-
-
withholding
1 873
5 438
-
-
total
1 873
5 438
-
-
Income
49 000
49 000
49 000
49 000
Total tax
20 688
18 178
22 682
21 616
After tax
28 312
30 822
26 318
27 384
Living cost
17 703
17 703
17 703
17 703
Free-cash
10 609
13 119
8 615
9 681

Estimated living cost  is ₽17703 per week

₽10688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5066
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽2517
-₽6852
₽1844
₽2910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
pensions
-
-
-
9 065
chamber of commerce
-
-
-
196
unemployment
-
-
-
4 834