Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 49000
per

Your estimated
City
free-cash

Andorra , Andorra
₽11007
₽13844
₽12454
₽16886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
social contributions
-
-
-
10 779
income
-
-
-
-
total
-
-
-
10 779
Employee
29 106
-
42 423
-
social contributions
1 892
-
2 757
-
income
-
-
-
-
total
1 892
-
2 757
-
Employer
29 106
-
42 423
-
social contributions
4 512
-
6 575
-
total
4 512
-
6 575
-
Corporate
15 383
49 000
-
-
income
1 538
4 900
-
-
total
1 538
4 900
-
-
Dividends
13 845
44 100
-
-
total
-
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
7 942
4 900
9 332
10 779
After tax
41 058
44 100
39 668
38 221
Living cost
27 214
27 214
27 214
27 214
Free-cash
13 844
16 886
12 454
11 007

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽1380
-₽2823
-₽9466
-₽783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
3 749
chamber of commerce
-
-
-
196
pensions
-
-
-
9 064
income
-
-
-
2 934
total
-
-
-
21 496
Employee
39 575
36 079
38 049
-
unemployment
1 187
1 082
1 141
-
other
395
361
380
-
income
3 525
2 661
3 089
-
pensions
4 053
3 694
3 897
-
health
1 531
1 397
1 472
-
total
10 691
9 195
9 979
-
Employer
39 575
36 079
38 049
-
pensions
4 967
4 529
4 774
-
surtax
-
-
-
-
payroll
1 187
1 082
1 141
-
other
1 880
1 713
1 807
-
health
1 496
1 364
1 438
-
accident
514
469
495
-
unemployment
1 187
1 082
1 141
-
chamber of commerce
158
144
153
-
total
11 389
10 383
10 949
-
Corporate
3 436
3 436
34 615
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
8 654
-
total
859
859
8 654
-
Dividends
-
1 678
-
-
withholding
-
462
-
-
total
-
462
-
-
Income
49 000
49 000
49 000
49 000
Total tax
22 939
20 899
29 582
21 496
After tax
26 061
28 101
19 418
27 504
Living cost
28 884
28 884
28 884
28 884
Free-cash
-2 823
-783
-9 466
-1 380

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽4576
-₽10302
-₽12523
-₽3929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
3 749
chamber of commerce
-
-
-
196
pensions
-
-
-
9 064
income
-
-
-
2 934
total
-
-
-
21 675
Employee
45 245
36 079
37 910
-
unemployment
1 357
1 082
1 137
-
other
452
361
380
-
income
5 151
2 661
3 048
-
pensions
4 634
3 694
3 883
-
health
1 751
1 397
1 467
-
total
13 345
9 195
9 915
-
Employer
45 245
36 079
37 910
-
pensions
5 678
4 529
4 757
-
surtax
179
179
179
-
payroll
1 357
1 082
1 137
-
other
2 149
1 713
1 802
-
health
1 709
1 364
1 433
-
accident
588
469
493
-
unemployment
1 357
1 082
1 137
-
chamber of commerce
180
144
151
-
total
13 197
10 562
11 089
-
Corporate
3 436
3 436
34 474
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
8 618
-
total
859
859
8 618
-
Dividends
-
1 499
-
-
withholding
-
412
-
-
total
-
412
-
-
Income
49 000
49 000
49 000
49 000
Total tax
27 401
21 028
29 622
21 675
After tax
21 599
27 972
19 378
27 325
Living cost
31 901
31 901
31 901
31 901
Free-cash
-10 302
-3 929
-12 523
-4 576

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽6224
-₽34612
-₽11774
-₽5378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
national
-
-
-
14 195
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 617
social contributions
-
-
-
5 402
total
-
-
-
22 214
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
37 949
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
330
-
national
19 910
-
9 782
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
1 979
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
2 847
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
1 783
-
total
31 752
-
16 721
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
37 949
-
surtax
7 343
-
4 302
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
3 362
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
2 333
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
493
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
553
-
total
18 850
-
11 043
-
Corporate
-
49 000
-
-
income
-
9 800
-
-
surtax
-
196
-
-
total
-
9 996
-
-
Dividends
-
39 004
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 372
-
-
total
-
11 372
-
-
Income
49 000
49 000
49 000
49 000
Total tax
50 602
21 368
27 764
22 214
After tax
-1 602
27 632
21 236
26 786
Living cost
33 010
33 010
33 010
33 010
Free-cash
-34 612
-5 378
-11 774
-6 224

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽17612
₽20786
₽18341
₽26308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
7 350
total
-
-
-
15 801
Employee
20 640
-
42 790
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
4 279
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
8 862
-
Employer
20 640
-
42 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
24 311
49 000
-
-
income
2 431
4 900
-
-
total
2 431
4 900
-
-
Dividends
21 880
44 100
-
-
withholding
1 094
2 205
-
-
total
1 094
2 205
-
-
Income
49 000
49 000
49 000
49 000
Total tax
12 627
7 105
15 072
15 801
After tax
36 373
41 895
33 928
33 199
Living cost
15 587
15 587
15 587
15 587
Free-cash
20 786
26 308
18 341
17 612

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽21319
₽25806
₽22048
₽30015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
7 350
total
-
-
-
15 801
Employee
15 731
-
42 790
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
4 279
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
8 862
-
Employer
15 731
-
42 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
30 182
49 000
-
-
income
3 018
4 900
-
-
total
3 018
4 900
-
-
Dividends
27 164
44 100
-
-
withholding
1 358
2 205
-
-
total
1 358
2 205
-
-
Income
49 000
49 000
49 000
49 000
Total tax
11 314
7 105
15 072
15 801
After tax
37 686
41 895
33 928
33 199
Living cost
11 880
11 880
11 880
11 880
Free-cash
25 806
30 015
22 048
21 319

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽17825
₽10218
₽11879
₽7566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
health
-
-
-
1 249
social contributions
-
-
-
7 644
income
-
-
-
1 321
total
-
-
-
10 214
Employee
69 616
69 616
69 616
-
income
7 580
6 444
7 197
-
social contributions
2 632
5 778
3 692
-
health
539
1 184
756
-
total
10 751
13 406
11 645
-
Employer
69 616
69 616
69 616
-
social contributions
2 632
5 778
3 692
-
health
586
1 289
823
-
total
3 218
7 067
4 515
-
Corporate
14 069
-
-
-
income
1 759
-
-
-
total
1 759
-
-
-
Dividends
12 310
-
-
-
withholding
2 093
-
-
-
total
2 093
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
17 821
20 473
16 160
10 214
After tax
31 179
28 527
32 840
38 786
Living cost
20 961
20 961
20 961
20 961
Free-cash
10 218
7 566
11 879
17 825

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽9421
₽2987
₽3475
-₽838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
health
-
-
-
1 249
social contributions
-
-
-
7 644
income
-
-
-
1 321
total
-
-
-
10 214
Employee
69 616
69 616
69 616
-
income
7 310
6 444
7 197
-
social contributions
3 383
5 778
3 692
-
health
692
1 184
756
-
total
11 385
13 406
11 645
-
Employer
69 616
69 616
69 616
-
social contributions
3 383
5 778
3 692
-
health
754
1 289
823
-
total
4 137
7 067
4 515
-
Corporate
4 113
-
-
-
income
514
-
-
-
total
514
-
-
-
Dividends
3 599
-
-
-
withholding
612
-
-
-
total
612
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
16 648
20 473
16 160
10 214
After tax
32 352
28 527
32 840
38 786
Living cost
29 365
29 365
29 365
29 365
Free-cash
2 987
-838
3 475
9 421

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽2946
₽5354
₽3946
₽12817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
health
-
-
-
6 615
social contributions
-
-
-
14 308
income
-
-
-
4 212
solidarity contribution
-
-
-
-
total
-
-
-
25 135
Employee
30 764
-
36 567
-
income
3 692
-
4 388
-
social contributions
2 000
-
2 377
-
health
4 153
-
4 937
-
solidarity contribution
-
-
-
-
total
9 845
-
11 702
-
Employer
30 764
-
36 567
-
social contributions
7 691
-
9 142
-
health
2 769
-
3 291
-
total
10 460
-
12 433
-
Corporate
7 776
49 000
-
-
income
1 477
9 310
-
-
total
1 477
9 310
-
-
Dividends
6 299
39 690
-
-
withholding
945
5 954
-
-
total
945
5 954
-
-
Income
49 000
49 000
49 000
49 000
Total tax
22 727
15 264
24 135
25 135
After tax
26 273
33 736
24 865
23 865
Living cost
20 919
20 919
20 919
20 919
Free-cash
5 354
12 817
3 946
2 946

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽1913
-₽1798
-₽913
₽7958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
health
-
-
-
6 615
social contributions
-
-
-
14 308
income
-
-
-
4 212
solidarity contribution
-
-
-
-
total
-
-
-
25 135
Employee
37 909
-
36 567
-
income
4 549
-
4 388
-
social contributions
2 464
-
2 377
-
health
5 118
-
4 937
-
solidarity contribution
-
-
-
-
total
12 131
-
11 702
-
Employer
37 909
-
36 567
-
social contributions
9 477
-
9 142
-
health
3 412
-
3 291
-
total
12 889
-
12 433
-
Corporate
-
49 000
-
-
income
-
9 310
-
-
total
-
9 310
-
-
Dividends
-
39 690
-
-
withholding
-
5 954
-
-
total
-
5 954
-
-
Income
49 000
49 000
49 000
49 000
Total tax
25 020
15 264
24 135
25 135
After tax
23 980
33 736
24 865
23 865
Living cost
25 778
25 778
25 778
25 778
Free-cash
-1 798
7 958
-913
-1 913

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽11718
-₽148818
-₽148818
-₽148818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
national
-
-
-
4 560
pensions
-
-
-
787
municipal
-
-
-
7 788
labour market
-
-
-
3 857
total
-
-
-
16 992
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
154 092
154 092
154 092
16 992
After tax
-105 092
-105 092
-105 092
32 008
Living cost
43 726
43 726
43 726
43 726
Free-cash
-148 818
-148 818
-148 818
-11 718

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽5559
₽11708
₽7263
₽17333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
health
-
-
-
6 371
pensions
-
-
-
9 800
income
-
-
-
5 403
total
-
-
-
21 574
Employee
25 683
-
36 620
-
unemployment
411
-
586
-
income
2 891
-
6 173
-
pensions
514
-
732
-
total
3 816
-
7 491
-
Employer
25 683
-
36 620
-
pensions
5 137
-
7 324
-
health
3 338
-
4 761
-
unemployment
206
-
294
-
total
8 681
-
12 379
-
Corporate
14 636
49 000
-
-
income
2 928
9 800
-
-
total
2 928
9 800
-
-
Dividends
11 708
39 200
-
-
total
-
-
-
-
Income
49 000
49 000
49 000
49 000
Total tax
15 425
9 800
19 870
21 574
After tax
33 575
39 200
29 130
27 426
Living cost
21 867
21 867
21 867
21 867
Free-cash
11 708
17 333
7 263
5 559

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽3643
-₽7619
-₽4397
-₽850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
49 000
national
-
-
-
1 471
health
-
-
-
376
municipal
-
-
-
8 752
total
-
-
-
10 599
Employee
47 632
-
41 221
-
unemployment
715
-
618
-
municipal
7 802
-
6 761
-
national
787
-
440
-
pensions
3 214
-
2 783
-
health
356
-
258
-
total
12 874
-
10 860
-
Employer
47 632
-
41 221
-
pensions
8 264
-
7 152
-
health
366
-
318
-
accident
48
-
41
-
unemployment
309
-
268
-
total
8 987
-
7 779
-
Corporate
-
49 000
-
-
income
-
9 800
-
-
total
-
9 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
29 400
-
-
municipal
-
5 292
-
-
national
-
-
-
-
total
-
5 292
-
-
Income
49 000
49 000
49 000
49 000
Total tax
21 861
15 092
18 639
10 599
After tax
27 139
33 908
30 361
38 401
Living cost
34 758
34 758
34 758
34 758
Free-cash
-7 619
-850
-4 397
3 643

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽1526
₽1820
₽2028
-₽3209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
-
health
-
-
-
424
pensions
-
-
-
14 184
social contributions
-
-
-
1 397
income
-
-
-
2 044
other
-
-
-
1 519
total
-
-
-
19 568
Employee
34 587
-
37 340
-
income
1 783
-
2 117
-
surtax
-
-
-
-
social contributions
986
-
1 063
-
pensions
3 912
-
4 225
-
total
6 681
-
7 405
-
Employer
34 587
-
37 340
-
pensions
5 683
-
6 135
-
social contributions
103
-
112
-
other
1 194
-
1 289
-
health
2 421
-
2 613
-
unemployment
1 400
-
1 512
-
total
10 801
-
11 661
-
Corporate
3 611
49 000
-
-
income
1 012
13 720
-
-
surtax
-
-
-
-
total
1 012
13 720
-
-
Dividends
2 599
35 280
-
-
withholding
333
4 515
-
-
social contributions
447
6 068
-
-
surtax
-
-
-
-
total
780
10 583
-
-
Income
49 000
49 000
49 000
49 000
Total tax
19 274
24 303
19 066
19 568
After tax
29 726
24 697
29 934
29 432
Living cost
27 906
27 906
27 906
27 906
Free-cash
1 820
-3 209
2 028
1 526

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽1543
-₽1849
-₽1041
-₽6278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
-
health
-
-
-
424
pensions
-
-
-
14 184
social contributions
-
-
-
1 397
income
-
-
-
2 044
other
-
-
-
1 519
total
-
-
-
19 568
Employee
38 747
-
37 340
-
income
2 287
-
2 117
-
surtax
-
-
-
-
social contributions
1 105
-
1 063
-
pensions
4 381
-
4 225
-
total
7 773
-
7 405
-
Employer
38 747
-
37 340
-
pensions
6 365
-
6 135
-
social contributions
117
-
112
-
other
1 337
-
1 289
-
health
2 713
-
2 613
-
unemployment
1 569
-
1 512
-
total
12 101
-
11 661
-
Corporate
-
49 000
-
-
income
-
13 720
-
-
surtax
-
-
-
-
total
-
13 720
-
-
Dividends
-
35 280
-
-
withholding
-
4 515
-
-
social contributions
-
6 068
-
-
surtax
-
-
-
-
total
-
10 583
-
-
Income
49 000
49 000
49 000
49 000
Total tax
19 874
24 303
19 066
19 568
After tax
29 126
24 697
29 934
29 432
Living cost
30 975
30 975
30 975
30 975
Free-cash
-1 849
-6 278
-1 041
-1 543

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽14295
-₽25412
-₽13793
-₽19030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
-
health
-
-
-
424
pensions
-
-
-
14 184
social contributions
-
-
-
1 397
income
-
-
-
2 044
other
-
-
-
1 519
total
-
-
-
19 568
Employee
56 703
-
37 340
-
income
4 947
-
2 117
-
surtax
-
-
-
-
social contributions
1 615
-
1 063
-
pensions
6 413
-
4 225
-
total
12 975
-
7 405
-
Employer
56 703
-
37 340
-
pensions
9 317
-
6 135
-
social contributions
170
-
112
-
other
1 957
-
1 289
-
health
3 969
-
2 613
-
unemployment
2 297
-
1 512
-
total
17 710
-
11 661
-
Corporate
-
49 000
-
-
income
-
13 720
-
-
surtax
-
-
-
-
total
-
13 720
-
-
Dividends
-
35 280
-
-
withholding
-
4 515
-
-
social contributions
-
6 068
-
-
surtax
-
-
-
-
total
-
10 583
-
-
Income
49 000
49 000
49 000
49 000
Total tax
30 685
24 303
19 066
19 568
After tax
18 315
24 697
29 934
29 432
Living cost
43 727
43 727
43 727
43 727
Free-cash
-25 412
-19 030
-13 793
-14 295

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42658
₽39601
₽33348
₽40698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
49 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
490
total
-
-
-
490
Employee
7 314
-
49 000
-
income
1 463
-
9 800
-
total
1 463
-
9 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 686
49 000
-
-
total
-
-
-
-
Dividends
41 686
49 000
-
-
withholding
2 084
2 450
-
-
total
2 084
2 450
-
-
Income
49 000
49 000
49 000
49 000
Total tax
3 547
2 450
9 800
490
After tax
45 453
46 550
39 200
48 510
Living cost
5 852
5 852
5 852
5 852
Free-cash
39 601
40 698
33 348
42 658

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽39391
₽35721
₽30081
₽37431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
49 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
490
total
-
-
-
490
Employee
11 399
-
49 000
-
income
2 280
-
9 800
-
total
2 280
-
9 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 601
49 000
-
-
total
-
-
-
-
Dividends
37 601
49 000
-
-
withholding
1 880
2 450
-
-
total
1 880
2 450
-
-
Income
49 000
49 000
49 000
49 000
Total tax
4 160
2 450
9 800
490
After tax
44 840
46 550
39 200
48 510
Living cost
9 119
9 119
9 119
9 119
Free-cash
35 721
37 431
30 081
39 391

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽1790
₽2290
₽2781
-₽9554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
49 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 816
trade
-
-
-
991
total
-
-
-
12 257
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
49 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
4 816
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
11 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 954
49 000
-
-
trade
567
7 032
-
-
income
593
7 350
-
-
chamber of commerce
143
210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

33
404
-
-
total
1 336
14 996
-
-
Dividends
2 619
34 005
-
-
withholding
311
8 157
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

17
448
-
-
total
328
8 605
-
-
Income
49 000
49 000
49 000
49 000
Total tax
11 757
23 601
11 266
12 257
After tax
37 243
25 399
37 734
36 743
Living cost
34 953
34 953
34 953
34 953
Free-cash
2 290
-9 554
2 781
1 790

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽9224
₽7488
₽10312
-₽2527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
49 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 816
trade
-
-
-
1 088
total
-
-
-
12 354
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
49 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
4 816
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
11 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 373
49 000
-
-
trade
2 264
7 717
-
-
income
2 156
7 350
-
-
chamber of commerce
158
208
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

119
404
-
-
total
4 697
15 679
-
-
Dividends
9 675
33 321
-
-
withholding
2 075
7 986
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

113
440
-
-
total
2 188
8 426
-
-
Income
49 000
49 000
49 000
49 000
Total tax
14 090
24 105
11 266
12 354
After tax
34 910
24 895
37 734
36 646
Living cost
27 422
27 422
27 422
27 422
Free-cash
7 488
-2 527
10 312
9 224

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽1033
₽1795
₽2169
-₽10923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
49 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 816
trade
-
-
-
1 136
total
-
-
-
12 402
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
49 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
4 816
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
11 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 088
49 000
-
-
trade
509
8 061
-
-
income
464
7 350
-
-
chamber of commerce
143
208
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

26
404
-
-
total
1 142
16 023
-
-
Dividends
1 948
32 977
-
-
withholding
143
7 900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

9
435
-
-
total
152
8 335
-
-
Income
49 000
49 000
49 000
49 000
Total tax
11 640
24 358
11 266
12 402
After tax
37 360
24 642
37 734
36 598
Living cost
35 565
35 565
35 565
35 565
Free-cash
1 795
-10 923
2 169
1 033

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽4925
-₽5409
-₽3740
-₽17082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
49 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 816
trade
-
-
-
1 185
total
-
-
-
12 451
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
49 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
4 816
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
11 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
49 000
-
-
trade
-
8 403
-
-
income
-
7 350
-
-
chamber of commerce
-
206
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
404
-
-
total
-
16 363
-
-
Dividends
-
32 637
-
-
withholding
-
7 815
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
430
-
-
total
-
8 245
-
-
Income
49 000
49 000
49 000
49 000
Total tax
12 935
24 608
11 266
12 451
After tax
36 065
24 392
37 734
36 549
Living cost
41 474
41 474
41 474
41 474
Free-cash
-5 409
-17 082
-3 740
-4 925

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽7612
₽7608
₽6516
₽10487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
361
unemployment
-
-
-
206
health
-
-
-
3 479
pensions
-
-
-
9 800
income
-
-
-
7 207
other
-
-
-
-
total
-
-
-
21 053
Employee
30 489
-
40 478
-
unemployment
2 122
-
2 818
-
other
-
-
-
-
income
5 111
-
6 786
-
surtax
108
-
292
-
pensions
2 034
-
2 699
-
health
778
-
1 033
-
total
10 153
-
13 628
-
Employer
30 489
-
40 478
-
pensions
4 065
-
5 396
-
other
-
-
-
-
health
1 386
-
1 842
-
unemployment
967
-
1 283
-
total
6 418
-
8 521
-
Corporate
12 093
49 000
-
-
income
3 144
12 739
-
-
total
3 144
12 739
-
-
Dividends
8 949
36 261
-
-
withholding
1 342
5 439
-
-
total
1 342
5 439
-
-
Income
49 000
49 000
49 000
49 000
Total tax
21 057
18 178
22 149
21 053
After tax
27 943
30 822
26 851
27 947
Living cost
20 335
20 335
20 335
20 335
Free-cash
7 608
10 487
6 516
7 612

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽7969
₽8026
₽6873
₽10844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
surtax
-
-
-
361
unemployment
-
-
-
206
health
-
-
-
3 479
pensions
-
-
-
9 800
income
-
-
-
7 207
other
-
-
-
-
total
-
-
-
21 053
Employee
29 939
-
40 478
-
unemployment
2 084
-
2 818
-
other
-
-
-
-
income
5 018
-
6 786
-
surtax
98
-
292
-
pensions
1 996
-
2 699
-
health
765
-
1 033
-
total
9 961
-
13 628
-
Employer
29 939
-
40 478
-
pensions
3 991
-
5 396
-
other
-
-
-
-
health
1 362
-
1 842
-
unemployment
948
-
1 283
-
total
6 301
-
8 521
-
Corporate
12 759
49 000
-
-
income
3 318
12 739
-
-
total
3 318
12 739
-
-
Dividends
9 442
36 261
-
-
withholding
1 416
5 439
-
-
total
1 416
5 439
-
-
Income
49 000
49 000
49 000
49 000
Total tax
20 996
18 178
22 149
21 053
After tax
28 004
30 822
26 851
27 947
Living cost
19 978
19 978
19 978
19 978
Free-cash
8 026
10 844
6 873
7 969

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽15910
₽10130
₽10371
₽9755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
unemployment
-
-
-
735
health
-
-
-
3 430
pensions
-
-
-
4 900
income
-
-
-
5 990
total
-
-
-
15 055
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
41 004
-
unemployment
391
155
615
-
income
3 183
1 267
5 013
-
pensions
2 603
1 036
4 100
-
health
1 822
725
2 870
-
total
7 999
3 183
12 598
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
41 004
-
pensions
5 077
2 020
7 996
-
total
5 077
2 020
7 996
-
Corporate
17 889
36 618
-
-
income
1 610
3 296
-
-
total
1 610
3 296
-
-
Dividends
16 279
33 323
-
-
withholding
3 093
6 331
-
-
social contributions
3 056
6 380
-
-
total
6 149
12 711
-
-
Income
49 000
49 000
49 000
49 000
Total tax
20 835
21 210
20 594
15 055
After tax
28 165
27 790
28 406
33 945
Living cost
18 035
18 035
18 035
18 035
Free-cash
10 130
9 755
10 371
15 910

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽13070
-₽25133
-₽12685
-₽13267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
national
-
-
-
7 184
pensions
-
-
-
5 880
social contributions
-
-
-
527
municipal
-
-
-
4 636
total
-
-
-
18 227
Employee
67 965
-
42 360
-
municipal
8 395
-
4 826
-
national
13 008
-
7 478
-
pensions
2 719
-
1 694
-
total
24 122
-
13 998
-
Employer
67 965
-
42 360
-
pensions
5 437
-
3 389
-
social contributions
731
-
455
-
total
6 168
-
3 844
-
Corporate
-
49 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 800
-
-
total
-
9 800
-
-
Dividends
-
39 200
-
-
withholding
-
8 624
-
-
total
-
8 624
-
-
Income
49 000
49 000
49 000
49 000
Total tax
30 290
18 424
17 842
18 227
After tax
18 710
30 576
31 158
30 773
Living cost
43 843
43 843
43 843
43 843
Free-cash
-25 133
-13 267
-12 685
-13 070

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽13020
-₽21818
-₽13020
-₽17272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
social contributions
-
-
-
3 483
income
-
-
-
6 965
total
-
-
-
10 448
Employee
70 818
-
49 000
-
social contributions
5 883
-
3 483
-
income
13 363
-
6 965
-
total
19 246
-
10 448
-
Employer
70 818
-
49 000
-
total
-
-
-
-
Corporate
-
49 000
-
-
income
-
6 125
-
-
total
-
6 125
-
-
Dividends
-
42 875
-
-
withholding
-
8 575
-
-
total
-
8 575
-
-
Income
49 000
49 000
49 000
49 000
Total tax
19 246
14 700
10 448
10 448
After tax
29 754
34 300
38 552
38 552
Living cost
51 572
51 572
51 572
51 572
Free-cash
-21 818
-17 272
-13 020
-13 020

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽11377
-₽31460
-₽14144
-₽12058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
national
-
-
-
8 796
regional
-
-
-
485
social contributions
-
-
-
12 604
municipal
-
-
-
290
total
-
-
-
22 175
Employee
80 461
-
49 000
-
municipal
426
-
259
-
national
13 942
-
7 738
-
social contributions
27 131
-
16 522
-
regional
759
-
423
-
total
42 258
-
24 942
-
Employer
80 461
-
49 000
-
total
-
-
-
-
Corporate
-
49 000
-
-
nationa
-
11 760
-
-
municipal
-
1 910
-
-
total
-
13 670
-
-
Dividends
-
35 329
-
-
withholding
-
9 186
-
-
total
-
9 186
-
-
Income
49 000
49 000
49 000
49 000
Total tax
42 258
22 856
24 942
22 175
After tax
6 742
26 144
24 058
26 825
Living cost
38 202
38 202
38 202
38 202
Free-cash
-31 460
-12 058
-14 144
-11 377

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽2182
-₽1221
-₽566
₽1369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
national
-
-
-
8 796
regional
-
-
-
740
social contributions
-
-
-
12 604
municipal
-
-
-
290
total
-
-
-
22 430
Employee
50 220
-
49 000
-
municipal
266
-
259
-
national
7 956
-
7 738
-
social contributions
16 935
-
16 522
-
regional
676
-
659
-
total
25 833
-
25 178
-
Employer
50 220
-
49 000
-
total
-
-
-
-
Corporate
-
49 000
-
-
nationa
-
11 760
-
-
municipal