Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 48000
per

Your estimated
City
free-cash

Andorra , Andorra
₽9528
₽12169
₽10945
₽15288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
social contributions
-
-
-
10 560
income
-
-
-
-
total
-
-
-
10 560
Employee
29 853
-
41 558
-
social contributions
1 940
-
2 701
-
income
-
-
-
-
total
1 940
-
2 701
-
Employer
29 853
-
41 558
-
social contributions
4 627
-
6 442
-
total
4 627
-
6 442
-
Corporate
13 520
48 000
-
-
income
1 352
4 800
-
-
total
1 352
4 800
-
-
Dividends
12 169
43 200
-
-
total
-
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
7 919
4 800
9 143
10 560
After tax
40 081
43 200
38 857
37 440
Living cost
27 912
27 912
27 912
27 912
Free-cash
12 169
15 288
10 945
9 528

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽2655
-₽5154
-₽10318
-₽2588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
3 672
chamber of commerce
-
-
-
192
pensions
-
-
-
8 879
income
-
-
-
2 592
total
-
-
-
21 030
Employee
40 590
37 005
37 269
-
unemployment
1 218
1 110
1 117
-
other
405
370
372
-
income
3 616
2 730
2 784
-
pensions
4 157
3 789
3 817
-
health
1 570
1 433
1 441
-
total
10 966
9 432
9 531
-
Employer
40 590
37 005
37 269
-
pensions
5 094
4 645
4 677
-
surtax
-
-
-
-
payroll
1 218
1 110
1 117
-
other
1 928
1 757
1 771
-
health
1 535
1 399
1 408
-
accident
527
481
485
-
unemployment
1 218
1 110
1 117
-
chamber of commerce
162
148
150
-
total
11 682
10 650
10 725
-
Corporate
3 524
3 524
33 751
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
8 437
-
total
881
881
8 437
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
23 529
20 963
28 693
21 030
After tax
24 471
27 037
19 307
26 970
Living cost
29 625
29 625
29 625
29 625
Free-cash
-5 154
-2 588
-10 318
-2 655

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽5932
-₽12822
-₽13470
-₽5865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
3 672
chamber of commerce
-
-
-
192
pensions
-
-
-
8 879
income
-
-
-
2 592
total
-
-
-
21 213
Employee
46 406
37 005
37 129
-
unemployment
1 392
1 110
1 114
-
other
463
370
372
-
income
5 283
2 730
2 756
-
pensions
4 752
3 789
3 803
-
health
1 796
1 433
1 436
-
total
13 686
9 432
9 481
-
Employer
46 406
37 005
37 129
-
pensions
5 824
4 645
4 659
-
surtax
183
183
183
-
payroll
1 392
1 110
1 114
-
other
2 204
1 757
1 764
-
health
1 753
1 399
1 403
-
accident
603
481
483
-
unemployment
1 392
1 110
1 114
-
chamber of commerce
185
148
148
-
total
13 536
10 833
10 868
-
Corporate
3 524
3 524
33 609
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
8 402
-
total
881
881
8 402
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
28 103
21 146
28 751
21 213
After tax
19 897
26 854
19 249
26 787
Living cost
32 719
32 719
32 719
32 719
Free-cash
-12 822
-5 865
-13 470
-5 932

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽7257
-₽37756
-₽12901
-₽6773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
national
-
-
-
13 758
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 576
social contributions
-
-
-
5 066
total
-
-
-
21 400
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
37 179
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
324
-
national
20 420
-
9 425
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
1 938
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
2 788
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
1 748
-
total
32 565
-
16 223
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
37 179
-
surtax
7 531
-
4 215
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
3 293
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
2 287
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
483
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
543
-
total
19 334
-
10 821
-
Corporate
-
48 000
-
-
income
-
9 600
-
-
surtax
-
192
-
-
total
-
9 792
-
-
Dividends
-
38 208
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 124
-
-
total
-
11 124
-
-
Income
48 000
48 000
48 000
48 000
Total tax
51 899
20 916
27 044
21 400
After tax
-3 899
27 084
20 956
26 600
Living cost
33 857
33 857
33 857
33 857
Free-cash
-37 756
-6 773
-12 901
-7 257

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽16162
₽19405
₽16799
₽25064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
7 200
total
-
-
-
15 862
Employee
21 155
-
41 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
4 163
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
8 860
-
Employer
21 155
-
41 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
22 695
48 000
-
-
income
2 270
4 800
-
-
total
2 270
4 800
-
-
Dividends
20 425
43 200
-
-
withholding
1 021
2 160
-
-
total
1 021
2 160
-
-
Income
48 000
48 000
48 000
48 000
Total tax
12 619
6 960
15 225
15 862
After tax
35 381
41 040
32 775
32 138
Living cost
15 976
15 976
15 976
15 976
Free-cash
19 405
25 064
16 799
16 162

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽19962
₽24549
₽20598
₽28864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
7 200
total
-
-
-
15 862
Employee
16 123
-
41 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
4 163
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
8 860
-
Employer
16 123
-
41 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
28 713
48 000
-
-
income
2 871
4 800
-
-
total
2 871
4 800
-
-
Dividends
25 842
43 200
-
-
withholding
1 292
2 160
-
-
total
1 292
2 160
-
-
Income
48 000
48 000
48 000
48 000
Total tax
11 275
6 960
15 225
15 862
After tax
36 725
41 040
32 775
32 138
Living cost
12 176
12 176
12 176
12 176
Free-cash
24 549
28 864
20 598
19 962

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽16804
₽8839
₽10279
₽5503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
health
-
-
-
1 225
social contributions
-
-
-
7 487
income
-
-
-
985
total
-
-
-
9 697
Employee
71 403
71 403
71 403
-
income
7 775
6 610
7 445
-
social contributions
2 700
5 926
3 616
-
health
553
1 214
740
-
total
11 028
13 750
11 801
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
3 616
-
health
601
1 322
805
-
total
3 301
7 248
4 421
-
Corporate
12 173
-
-
-
income
1 522
-
-
-
total
1 522
-
-
-
Dividends
10 651
-
-
-
withholding
1 811
-
-
-
total
1 811
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
17 662
20 998
16 222
9 697
After tax
30 338
27 002
31 778
38 303
Living cost
21 499
21 499
21 499
21 499
Free-cash
8 839
5 503
10 279
16 804

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8185
₽1422
₽1660
-₽3116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
health
-
-
-
1 225
social contributions
-
-
-
7 487
income
-
-
-
985
total
-
-
-
9 697
Employee
71 403
71 403
71 403
-
income
7 498
6 610
7 445
-
social contributions
3 470
5 926
3 616
-
health
710
1 214
740
-
total
11 678
13 750
11 801
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
3 616
-
health
774
1 322
805
-
total
4 244
7 248
4 421
-
Corporate
1 961
-
-
-
income
245
-
-
-
total
245
-
-
-
Dividends
1 716
-
-
-
withholding
293
-
-
-
total
293
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
16 460
20 998
16 222
9 697
After tax
31 540
27 002
31 778
38 303
Living cost
30 118
30 118
30 118
30 118
Free-cash
1 422
-3 116
1 660
8 185

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽1901
₽3909
₽2881
₽11571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
health
-
-
-
6 480
social contributions
-
-
-
14 016
income
-
-
-
4 126
solidarity contribution
-
-
-
-
total
-
-
-
24 622
Employee
31 583
-
35 821
-
income
3 790
-
4 299
-
social contributions
2 053
-
2 328
-
health
4 264
-
4 836
-
solidarity contribution
-
-
-
-
total
10 107
-
11 463
-
Employer
31 583
-
35 821
-
social contributions
7 896
-
8 955
-
health
2 842
-
3 224
-
total
10 738
-
12 179
-
Corporate
5 679
48 000
-
-
income
1 079
9 120
-
-
total
1 079
9 120
-
-
Dividends
4 600
38 880
-
-
withholding
690
5 832
-
-
total
690
5 832
-
-
Income
48 000
48 000
48 000
48 000
Total tax
22 614
14 952
23 642
24 622
After tax
25 386
33 048
24 358
23 378
Living cost
21 477
21 477
21 477
21 477
Free-cash
3 909
11 571
2 881
1 901

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽3087
-₽4152
-₽2107
₽6583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
health
-
-
-
6 480
social contributions
-
-
-
14 016
income
-
-
-
4 126
solidarity contribution
-
-
-
-
total
-
-
-
24 622
Employee
38 919
-
35 821
-
income
4 670
-
4 299
-
social contributions
2 530
-
2 328
-
health
5 254
-
4 836
-
solidarity contribution
-
-
-
-
total
12 454
-
11 463
-
Employer
38 919
-
35 821
-
social contributions
9 730
-
8 955
-
health
3 503
-
3 224
-
total
13 233
-
12 179
-
Corporate
-
48 000
-
-
income
-
9 120
-
-
total
-
9 120
-
-
Dividends
-
38 880
-
-
withholding
-
5 832
-
-
total
-
5 832
-
-
Income
48 000
48 000
48 000
48 000
Total tax
25 687
14 952
23 642
24 622
After tax
22 313
33 048
24 358
23 378
Living cost
26 465
26 465
26 465
26 465
Free-cash
-4 152
6 583
-2 107
-3 087

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽13332
-₽154866
-₽154866
-₽154866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
national
-
-
-
4 403
pensions
-
-
-
807
municipal
-
-
-
7 505
labour market
-
-
-
3 775
total
-
-
-
16 490
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
158 024
158 024
158 024
16 490
After tax
-110 024
-110 024
-110 024
31 510
Living cost
44 842
44 842
44 842
44 842
Free-cash
-154 866
-154 866
-154 866
-13 332

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽4661
₽10202
₽6333
₽15972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
health
-
-
-
6 240
pensions
-
-
-
9 600
income
-
-
-
5 071
total
-
-
-
20 911
Employee
26 342
-
35 873
-
unemployment
421
-
574
-
income
2 966
-
5 824
-
pensions
527
-
717
-
total
3 914
-
7 115
-
Employer
26 342
-
35 873
-
pensions
5 269
-
7 174
-
health
3 424
-
4 663
-
unemployment
211
-
287
-
total
8 904
-
12 124
-
Corporate
12 754
48 000
-
-
income
2 552
9 600
-
-
total
2 552
9 600
-
-
Dividends
10 202
38 400
-
-
total
-
-
-
-
Income
48 000
48 000
48 000
48 000
Total tax
15 370
9 600
19 239
20 911
After tax
32 630
38 400
28 761
27 089
Living cost
22 428
22 428
22 428
22 428
Free-cash
10 202
15 972
6 333
4 661

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽2298
-₽10071
-₽5812
-₽2434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
48 000
national
-
-
-
1 124
health
-
-
-
352
municipal
-
-
-
8 576
total
-
-
-
10 052
Employee
48 854
-
40 381
-
unemployment
733
-
606
-
municipal
8 002
-
6 627
-
national
807
-
349
-
pensions
3 297
-
2 726
-
health
365
-
234
-
total
13 204
-
10 542
-
Employer
48 854
-
40 381
-
pensions
8 476
-
7 006
-
health
375
-
310
-
accident
49
-
41
-
unemployment
317
-
263
-
total
9 217
-
7 620
-
Corporate
-
48 000
-
-
income
-
9 600
-
-
total
-
9 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
28 800
-
-
municipal
-
5 184
-
-
national
-
-
-
-
total
-
5 184
-
-
Income
48 000
48 000
48 000
48 000
Total tax
22 421
14 784
18 162
10 052
After tax
25 579
33 216
29 838
37 948
Living cost
35 650
35 650
35 650
35 650
Free-cash
-10 071
-2 434
-5 812
2 298

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽263
₽730
₽813
-₽4429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
-
health
-
-
-
418
pensions
-
-
-
13 961
social contributions
-
-
-
1 367
income
-
-
-
1 882
other
-
-
-
1 487
total
-
-
-
19 115
Employee
35 475
-
36 576
-
income
1 829
-
1 963
-
surtax
-
-
-
-
social contributions
1 011
-
1 041
-
pensions
4 012
-
4 137
-
total
6 852
-
7 141
-
Employer
35 475
-
36 576
-
pensions
5 829
-
6 011
-
social contributions
106
-
109
-
other
1 225
-
1 262
-
health
2 483
-
2 560
-
unemployment
1 436
-
1 482
-
total
11 079
-
11 424
-
Corporate
1 447
48 000
-
-
income
405
13 440
-
-
surtax
-
-
-
-
total
405
13 440
-
-
Dividends
1 041
34 560
-
-
withholding
134
4 423
-
-
social contributions
178
5 944
-
-
surtax
-
-
-
-
total
312
10 367
-
-
Income
48 000
48 000
48 000
48 000
Total tax
18 648
23 807
18 565
19 115
After tax
29 352
24 193
29 435
28 885
Living cost
28 622
28 622
28 622
28 622
Free-cash
730
-4 429
813
263

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽2884
-₽4151
-₽2334
-₽7576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
-
health
-
-
-
418
pensions
-
-
-
13 961
social contributions
-
-
-
1 367
income
-
-
-
1 882
other
-
-
-
1 487
total
-
-
-
19 115
Employee
39 741
-
36 576
-
income
2 345
-
1 963
-
surtax
-
-
-
-
social contributions
1 133
-
1 041
-
pensions
4 493
-
4 137
-
total
7 971
-
7 141
-
Employer
39 741
-
36 576
-
pensions
6 529
-
6 011
-
social contributions
120
-
109
-
other
1 371
-
1 262
-
health
2 782
-
2 560
-
unemployment
1 609
-
1 482
-
total
12 411
-
11 424
-
Corporate
-
48 000
-
-
income
-
13 440
-
-
surtax
-
-
-
-
total
-
13 440
-
-
Dividends
-
34 560
-
-
withholding
-
4 423
-
-
social contributions
-
5 944
-
-
surtax
-
-
-
-
total
-
10 367
-
-
Income
48 000
48 000
48 000
48 000
Total tax
20 382
23 807
18 565
19 115
After tax
27 618
24 193
29 435
28 885
Living cost
31 769
31 769
31 769
31 769
Free-cash
-4 151
-7 576
-2 334
-2 884

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽15964
-₽28321
-₽15414
-₽20656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
-
health
-
-
-
418
pensions
-
-
-
13 961
social contributions
-
-
-
1 367
income
-
-
-
1 882
other
-
-
-
1 487
total
-
-
-
19 115
Employee
58 158
-
36 576
-
income
5 074
-
1 963
-
surtax
-
-
-
-
social contributions
1 656
-
1 041
-
pensions
6 578
-
4 137
-
total
13 308
-
7 141
-
Employer
58 158
-
36 576
-
pensions
9 556
-
6 011
-
social contributions
174
-
109
-
other
2 007
-
1 262
-
health
4 071
-
2 560
-
unemployment
2 356
-
1 482
-
total
18 164
-
11 424
-
Corporate
-
48 000
-
-
income
-
13 440
-
-
surtax
-
-
-
-
total
-
13 440
-
-
Dividends
-
34 560
-
-
withholding
-
4 423
-
-
social contributions
-
5 944
-
-
surtax
-
-
-
-
total
-
10 367
-
-
Income
48 000
48 000
48 000
48 000
Total tax
31 472
23 807
18 565
19 115
After tax
16 528
24 193
29 435
28 885
Living cost
44 849
44 849
44 849
44 849
Free-cash
-28 321
-20 656
-15 414
-15 964

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽41571
₽38536
₽32451
₽39651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
48 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
480
total
-
-
-
480
Employee
7 436
-
48 000
-
income
1 487
-
9 600
-
total
1 487
-
9 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 564
48 000
-
-
total
-
-
-
-
Dividends
40 564
48 000
-
-
withholding
2 028
2 400
-
-
total
2 028
2 400
-
-
Income
48 000
48 000
48 000
48 000
Total tax
3 515
2 400
9 600
480
After tax
44 485
45 600
38 400
47 520
Living cost
5 949
5 949
5 949
5 949
Free-cash
38 536
39 651
32 451
41 571

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽38250
₽34591
₽29130
₽36330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
48 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
480
total
-
-
-
480
Employee
11 588
-
48 000
-
income
2 318
-
9 600
-
total
2 318
-
9 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 412
48 000
-
-
total
-
-
-
-
Dividends
36 412
48 000
-
-
withholding
1 821
2 400
-
-
total
1 821
2 400
-
-
Income
48 000
48 000
48 000
48 000
Total tax
4 139
2 400
9 600
480
After tax
43 861
45 600
38 400
47 520
Living cost
9 270
9 270
9 270
9 270
Free-cash
34 591
36 330
29 130
38 250

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽577
₽1113
₽1270
-₽10958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
236
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 300
trade
-
-
-
693
total
-
-
-
11 573
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
48 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
4 300
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
236
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
10 880
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 798
48 000
-
-
trade
257
6 888
-
-
income
270
7 200
-
-
chamber of commerce
143
211
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
396
-
-
total
684
14 695
-
-
Dividends
1 114
33 304
-
-
withholding
-
7 974
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
439
-
-
total
-
8 413
-
-
Income
48 000
48 000
48 000
48 000
Total tax
11 037
23 108
10 880
11 573
After tax
36 963
24 892
37 120
36 427
Living cost
35 850
35 850
35 850
35 850
Free-cash
1 113
-10 958
1 270
577

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽8233
₽6544
₽8994
-₽3728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
236
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 300
trade
-
-
-
761
total
-
-
-
11 641
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
48 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
4 300
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
236
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
10 880
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 484
48 000
-
-
trade
1 967
7 560
-
-
income
1 873
7 200
-
-
chamber of commerce
159
210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

102
396
-
-
total
4 101
15 366
-
-
Dividends
8 384
32 634
-
-
withholding
1 743
7 806
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

95
430
-
-
total
1 838
8 236
-
-
Income
48 000
48 000
48 000
48 000
Total tax
13 330
23 602
10 880
11 641
After tax
34 670
24 398
37 120
36 359
Living cost
28 126
28 126
28 126
28 126
Free-cash
6 544
-3 728
8 994
8 233

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽153
₽474
₽642
-₽12327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
236
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 300
trade
-
-
-
795
total
-
-
-
11 675
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
48 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
4 300
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
236
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
10 880
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
910
48 000
-
-
trade
150
7 896
-
-
income
136
7 200
-
-
chamber of commerce
143
210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

7
396
-
-
total
436
15 702
-
-
Dividends
475
32 298
-
-
withholding
-
7 722
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
425
-
-
total
-
8 147
-
-
Income
48 000
48 000
48 000
48 000
Total tax
11 048
23 849
10 880
11 675
After tax
36 952
24 151
37 120
36 325
Living cost
36 478
36 478
36 478
36 478
Free-cash
474
-12 327
642
-153

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽6246
-₽7805
-₽5418
-₽18631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
236
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 300
trade
-
-
-
828
total
-
-
-
11 708
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
48 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
4 300
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
236
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
10 880
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
48 000
-
-
trade
-
8 233
-
-
income
-
7 200
-
-
chamber of commerce
-
208
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
396
-
-
total
-
16 037
-
-
Dividends
-
31 963
-
-
withholding
-
7 637
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
419
-
-
total
-
8 056
-
-
Income
48 000
48 000
48 000
48 000
Total tax
13 267
24 093
10 880
11 708
After tax
34 733
23 907
37 120
36 292
Living cost
42 538
42 538
42 538
42 538
Free-cash
-7 805
-18 631
-5 418
-6 246

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽6667
₽6383
₽5468
₽9335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
300
unemployment
-
-
-
211
health
-
-
-
3 408
pensions
-
-
-
9 600
income
-
-
-
6 957
other
-
-
-
-
total
-
-
-
20 476
Employee
31 271
-
39 653
-
unemployment
2 176
-
2 760
-
other
-
-
-
-
income
5 242
-
6 647
-
surtax
111
-
266
-
pensions
2 086
-
2 645
-
health
798
-
1 011
-
total
10 413
-
13 329
-
Employer
31 271
-
39 653
-
pensions
4 169
-
5 286
-
other
-
-
-
-
health
1 422
-
1 804
-
unemployment
992
-
1 256
-
total
6 583
-
8 346
-
Corporate
10 146
48 000
-
-
income
2 638
12 479
-
-
total
2 638
12 479
-
-
Dividends
7 508
35 521
-
-
withholding
1 126
5 329
-
-
total
1 126
5 329
-
-
Income
48 000
48 000
48 000
48 000
Total tax
20 760
17 808
21 675
20 476
After tax
27 240
30 192
26 325
27 524
Living cost
20 857
20 857
20 857
20 857
Free-cash
6 383
9 335
5 468
6 667

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽7034
₽6813
₽5835
₽9702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
surtax
-
-
-
300
unemployment
-
-
-
211
health
-
-
-
3 408
pensions
-
-
-
9 600
income
-
-
-
6 957
other
-
-
-
-
total
-
-
-
20 476
Employee
30 707
-
39 653
-
unemployment
2 137
-
2 760
-
other
-
-
-
-
income
5 147
-
6 647
-
surtax
100
-
266
-
pensions
2 048
-
2 645
-
health
784
-
1 011
-
total
10 216
-
13 329
-
Employer
30 707
-
39 653
-
pensions
4 093
-
5 286
-
other
-
-
-
-
health
1 397
-
1 804
-
unemployment
973
-
1 256
-
total
6 463
-
8 346
-
Corporate
10 829
48 000
-
-
income
2 816
12 479
-
-
total
2 816
12 479
-
-
Dividends
8 013
35 521
-
-
withholding
1 202
5 329
-
-
total
1 202
5 329
-
-
Income
48 000
48 000
48 000
48 000
Total tax
20 697
17 808
21 675
20 476
After tax
27 303
30 192
26 325
27 524
Living cost
20 490
20 490
20 490
20 490
Free-cash
6 813
9 702
5 835
7 034

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽14683
₽9058
₽9256
₽8672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
unemployment
-
-
-
720
health
-
-
-
3 360
pensions
-
-
-
4 800
income
-
-
-
5 868
total
-
-
-
14 748
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
40 167
-
unemployment
402
160
603
-
income
3 277
1 304
4 910
-
pensions
2 681
1 067
4 017
-
health
1 876
747
2 812
-
total
8 236
3 278
12 342
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
40 167
-
pensions
5 227
2 080
7 833
-
total
5 227
2 080
7 833
-
Corporate
15 967
35 252
-
-
income
1 437
3 173
-
-
total
1 437
3 173
-
-
Dividends
14 530
32 079
-
-
withholding
2 761
6 095
-
-
social contributions
2 712
6 133
-
-
total
5 473
12 228
-
-
Income
48 000
48 000
48 000
48 000
Total tax
20 373
20 759
20 175
14 748
After tax
27 627
27 241
27 825
33 252
Living cost
18 570
18 570
18 570
18 570
Free-cash
9 058
8 672
9 256
14 683

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽14577
-₽27819
-₽14201
-₽14889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
national
-
-
-
6 965
pensions
-
-
-
5 760
social contributions
-
-
-
516
municipal
-
-
-
4 495
total
-
-
-
17 736
Employee
69 511
-
41 496
-
municipal
8 586
-
4 681
-
national
13 304
-
7 253
-
pensions
2 780
-
1 660
-
total
24 670
-
13 594
-
Employer
69 511
-
41 496
-
pensions
5 561
-
3 320
-
social contributions
747
-
446
-
total
6 308
-
3 766
-
Corporate
-
48 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 600
-
-
total
-
9 600
-
-
Dividends
-
38 400
-
-
withholding
-
8 448
-
-
total
-
8 448
-
-
Income
48 000
48 000
48 000
48 000
Total tax
30 978
18 048
17 360
17 736
After tax
17 022
29 952
30 640
30 264
Living cost
44 841
44 841
44 841
44 841
Free-cash
-27 819
-14 889
-14 201
-14 577

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽14913
-₽24635
-₽14913
-₽19295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
social contributions
-
-
-
3 325
income
-
-
-
6 693
total
-
-
-
10 018
Employee
72 635
-
48 000
-
social contributions
6 034
-
3 325
-
income
13 706
-
6 693
-
total
19 740
-
10 018
-
Employer
72 635
-
48 000
-
total
-
-
-
-
Corporate
-
48 000
-
-
income
-
6 000
-
-
total
-
6 000
-
-
Dividends
-
42 000
-
-
withholding
-
8 400
-
-
total
-
8 400
-
-
Income
48 000
48 000
48 000
48 000
Total tax
19 740
14 400
10 018
10 018
After tax
28 260
33 600
37 982
37 982
Living cost
52 895
52 895
52 895
52 895
Free-cash
-24 635
-19 295
-14 913
-14 913

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽12853
-₽34526
-₽15564
-₽13571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
national
-
-
-
8 569
regional
-
-
-
471
social contributions
-
-
-
12 346
municipal
-
-
-
285
total
-
-
-
21 671
Employee
82 526
-
48 000
-
municipal
437
-
254
-
national
14 300
-
7 533
-
social contributions
27 828
-
16 185
-
regional
779
-
410
-
total
43 344
-
24 382
-
Employer
82 526
-
48 000
-
total
-
-
-
-
Corporate
-
48 000
-
-
nationa
-
11 521
-
-
municipal
-
1 871
-
-
total
-
13 392
-
-
Dividends
-
34 608
-
-
withholding
-
8 997
-
-
total
-
8 997
-
-
Income
48 000
48 000
48 000
48 000
Total tax
43 344
22 389
24 382
21 671
After tax
4 656
25 611
23 618
26 329
Living cost
39 182
39 182
39 182
39 182
Free-cash
-34 526
-13 571
-15 564
-12 853

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽1063
-₽3509
-₽1632
₽215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
national
-
-
-
8 569
regional
-
-
-
723
social contributions
-
-
-
12 346
municipal
-
-
-
285
total
-
-
-
21 923
Employee
51 509
-
48 000
-
municipal
273
-
254
-
national
8 160
-
7 533
-
social contributions
17 369
-
16 185
-
regional
693
-
646
-
total
26 495
-
24 618
-
Employer
51 509
-
48 000
-
total
-
-
-
-
Corporate
-
48 000
-
-
nationa
-
11 521
-
-
municipal