Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Andorra , Andorra
₽16911
₽12703
₽11331
₽14122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
10 229
income
-
-
-
-
total
-
-
-
10 229
Employee
26 673
-
40 259
-
social contributions
1 733
-
2 617
-
income
-
-
-
-
total
1 733
-
2 617
-
Employer
26 673
-
40 259
-
social contributions
4 135
-
6 240
-
total
4 135
-
6 240
-
Corporate
15 692
46 500
-
-
income
1 570
4 649
-
-
total
1 570
4 649
-
-
Dividends
14 123
41 851
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
7 438
4 649
8 857
10 229
After tax
39 062
41 851
37 643
36 271
Living cost
24 940
24 940
24 940
24 940
Free-cash
14 122
16 911
12 703
11 331

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽299
-₽8325
-₽479
-₽991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
chamber of commerce
-
-
-
186
unemployment
-
-
-
5 089
health
-
-
-
3 557
pensions
-
-
-
8 603
income
-
-
-
3 075
surtax
-
-
-
-
total
-
-
-
20 510
Employee
36 267
33 064
36 109
-
health
1 403
1 280
1 398
-
pensions
3 714
3 385
3 697
-
other
362
331
361
-
unemployment
1 088
992
1 083
-
income
3 231
2 439
3 185
-
total
9 798
8 427
9 724
-
Employer
36 267
33 064
36 109
-
pensions
4 552
4 150
4 531
-
accident
471
430
469
-
unemployment
1 088
992
1 083
-
surtax
-
-
-
-
payroll
1 088
992
1 083
-
chamber of commerce
145
132
145
-
health
1 371
1 250
1 365
-
other
1 722
1 570
1 715
-
total
10 437
9 516
10 391
-
Corporate
3 149
3 920
32 960
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

787
981
8 241
-
total
787
981
8 241
-
Dividends
-
2 940
-
-
withholding
-
808
-
-
total
-
808
-
-
Income
46 500
46 500
46 500
46 500
Total tax
21 022
19 732
28 356
20 510
After tax
25 478
26 768
18 144
25 990
Living cost
26 469
26 469
26 469
26 469
Free-cash
-991
299
-8 325
-479

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽2556
-₽11127
-₽3408
-₽7845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
chamber of commerce
-
-
-
186
unemployment
-
-
-
5 089
health
-
-
-
3 557
pensions
-
-
-
8 603
income
-
-
-
3 075
surtax
-
-
-
164
total
-
-
-
20 674
Employee
41 463
33 064
35 981
-
health
1 604
1 280
1 392
-
pensions
4 246
3 385
3 684
-
other
414
331
361
-
unemployment
1 244
992
1 080
-
income
4 720
2 439
3 149
-
total
12 228
8 427
9 666
-
Employer
41 463
33 064
35 981
-
pensions
5 204
4 150
4 516
-
accident
538
430
468
-
unemployment
1 244
992
1 080
-
surtax
164
164
164
-
payroll
1 244
992
1 080
-
chamber of commerce
165
132
143
-
health
1 567
1 250
1 360
-
other
1 970
1 570
1 708
-
total
12 096
9 680
10 519
-
Corporate
3 149
3 757
32 832
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

787
940
8 208
-
total
787
940
8 208
-
Dividends
-
2 817
-
-
withholding
-
775
-
-
total
-
775
-
-
Income
46 500
46 500
46 500
46 500
Total tax
25 111
19 822
28 393
20 674
After tax
21 389
26 678
18 107
25 826
Living cost
29 234
29 234
29 234
29 234
Free-cash
-7 845
-2 556
-11 127
-3 408

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽4039
-₽10216
-₽5085
-₽30122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
5 285
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 473
national
-
-
-
13 576
total
-
-
-
21 334
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
36 014
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
1 693
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
2 702
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
1 878
-
national
18 246
-
9 394
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
313
-
total
29 096
-
15 980
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
36 014
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
469
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
526
-
surtax
6 729
-
4 084
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
2 215
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
3 191
-
total
17 275
-
10 485
-
Corporate
-
46 500
-
-
surtax
-
186
-
-
income
-
9 300
-
-
total
-
9 486
-
-
Dividends
-
37 014
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 802
-
-
total
-
10 802
-
-
Income
46 500
46 500
46 500
46 500
Total tax
46 371
20 288
26 465
21 334
After tax
129
26 212
20 035
25 166
Living cost
30 251
30 251
30 251
30 251
Free-cash
-30 122
-4 039
-10 216
-5 085

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽25494
₽18278
₽17529
₽20441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
6 975
total
-
-
-
14 708
Employee
18 887
-
40 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
4 082
-
total
4 624
-
8 276
-
Employer
18 887
-
40 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
23 907
46 500
-
-
income
2 391
4 650
-
-
total
2 391
4 650
-
-
Dividends
21 516
41 850
-
-
withholding
1 076
2 093
-
-
total
1 076
2 093
-
-
Income
46 500
46 500
46 500
46 500
Total tax
11 796
6 743
13 959
14 708
After tax
34 704
39 757
32 541
31 792
Living cost
14 263
14 263
14 263
14 263
Free-cash
20 441
25 494
18 278
17 529

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽28886
₽21670
₽20921
₽25035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
6 975
total
-
-
-
14 708
Employee
14 395
-
40 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
4 082
-
total
3 523
-
8 276
-
Employer
14 395
-
40 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
29 280
46 500
-
-
income
2 928
4 650
-
-
total
2 928
4 650
-
-
Dividends
26 352
41 850
-
-
withholding
1 318
2 093
-
-
total
1 318
2 093
-
-
Income
46 500
46 500
46 500
46 500
Total tax
10 594
6 743
13 959
14 708
After tax
35 906
39 757
32 541
31 792
Living cost
10 871
10 871
10 871
10 871
Free-cash
25 035
28 886
21 670
20 921

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽8529
₽12233
₽17379
₽10523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
7 254
health
-
-
-
1 186
income
-
-
-
1 472
total
-
-
-
9 912
Employee
63 798
63 798
63 798
-
health
494
1 085
718
-
social contributions
2 412
5 295
3 503
-
income
6 947
5 906
6 553
-
total
9 853
12 286
10 774
-
Employer
63 798
63 798
63 798
-
social contributions
2 412
5 295
3 503
-
health
537
1 181
781
-
total
2 949
6 476
4 284
-
Corporate
14 489
-
-
-
income
1 811
-
-
-
total
1 811
-
-
-
Dividends
12 678
-
-
-
withholding
2 155
-
-
-
total
2 155
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
16 768
18 762
15 058
9 912
After tax
29 732
27 738
31 442
36 588
Living cost
19 209
19 209
19 209
19 209
Free-cash
10 523
8 529
12 233
17 379

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽828
₽4532
₽9678
₽3896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
7 254
health
-
-
-
1 186
income
-
-
-
1 472
total
-
-
-
9 912
Employee
63 798
63 798
63 798
-
health
635
1 085
718
-
social contributions
3 100
5 295
3 503
-
income
6 699
5 906
6 553
-
total
10 434
12 286
10 774
-
Employer
63 798
63 798
63 798
-
social contributions
3 100
5 295
3 503
-
health
691
1 181
781
-
total
3 791
6 476
4 284
-
Corporate
5 364
-
-
-
income
671
-
-
-
total
671
-
-
-
Dividends
4 694
-
-
-
withholding
798
-
-
-
total
798
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
15 694
18 762
15 058
9 912
After tax
30 806
27 738
31 442
36 588
Living cost
26 910
26 910
26 910
26 910
Free-cash
3 896
828
4 532
9 678

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽12492
₽4074
₽3125
₽5528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
13 578
health
-
-
-
6 277
solidarity contribution
-
-
-
-
income
-
-
-
3 997
total
-
-
-
23 852
Employee
28 710
-
34 702
-
health
3 876
-
4 685
-
social contributions
1 866
-
2 256
-
solidarity contribution
-
-
-
-
income
3 445
-
4 164
-
total
9 187
-
11 105
-
Employer
28 710
-
34 702
-
social contributions
7 178
-
8 675
-
health
2 584
-
3 123
-
total
9 762
-
11 798
-
Corporate
8 028
46 500
-
-
income
1 525
8 835
-
-
total
1 525
8 835
-
-
Dividends
6 503
37 665
-
-
withholding
975
5 650
-
-
total
975
5 650
-
-
Income
46 500
46 500
46 500
46 500
Total tax
21 449
14 485
22 903
23 852
After tax
25 051
32 015
23 597
22 648
Living cost
19 523
19 523
19 523
19 523
Free-cash
5 528
12 492
4 074
3 125

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽7958
-₽460
-₽1409
-₽907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
13 578
health
-
-
-
6 277
solidarity contribution
-
-
-
-
income
-
-
-
3 997
total
-
-
-
23 852
Employee
35 378
-
34 702
-
health
4 776
-
4 685
-
social contributions
2 300
-
2 256
-
solidarity contribution
-
-
-
-
income
4 245
-
4 164
-
total
11 321
-
11 105
-
Employer
35 378
-
34 702
-
social contributions
8 845
-
8 675
-
health
3 184
-
3 123
-
total
12 029
-
11 798
-
Corporate
-
46 500
-
-
income
-
8 835
-
-
total
-
8 835
-
-
Dividends
-
37 665
-
-
withholding
-
5 650
-
-
total
-
5 650
-
-
Income
46 500
46 500
46 500
46 500
Total tax
23 350
14 485
22 903
23 852
After tax
23 150
32 015
23 597
22 648
Living cost
24 057
24 057
24 057
24 057
Free-cash
-907
7 958
-460
-1 409

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽134754
-₽134754
-₽9798
-₽134754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
labour market
-
-
-
3 662
municipal
-
-
-
7 478
pensions
-
-
-
721
national
-
-
-
4 372
total
-
-
-
16 233
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
141 189
141 189
141 189
16 233
After tax
-94 689
-94 689
-94 689
30 267
Living cost
40 065
40 065
40 065
40 065
Free-cash
-134 754
-134 754
-134 754
-9 798

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽17160
₽7449
₽5832
₽12006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
health
-
-
-
6 044
pensions
-
-
-
9 299
income
-
-
-
5 285
total
-
-
-
20 628
Employee
23 536
-
34 753
-
pensions
471
-
694
-
unemployment
376
-
556
-
income
2 650
-
6 014
-
total
3 497
-
7 264
-
Employer
23 536
-
34 753
-
pensions
4 708
-
6 951
-
unemployment
189
-
279
-
health
3 059
-
4 517
-
total
7 956
-
11 747
-
Corporate
15 008
46 500
-
-
income
3 001
9 300
-
-
total
3 001
9 300
-
-
Dividends
12 007
37 200
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
14 454
9 300
19 011
20 628
After tax
32 046
37 200
27 489
25 872
Living cost
20 040
20 040
20 040
20 040
Free-cash
12 006
17 160
7 449
5 832

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽313
-₽3106
₽4354
-₽5386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
46 500
health
-
-
-
370
municipal
-
-
-
8 304
national
-
-
-
1 619
total
-
-
-
10 293
Employee
43 651
-
39 119
-
health
326
-
257
-
municipal
7 150
-
6 414
-
pensions
2 946
-
2 640
-
national
721
-
475
-
unemployment
655
-
587
-
total
11 798
-
10 373
-
Employer
43 651
-
39 119
-
accident
44
-
39
-
unemployment
283
-
253
-
health
335
-
301
-
pensions
7 573
-
6 787
-
total
8 235
-
7 380
-
Corporate
-
46 500
-
-
income
-
9 300
-
-
total
-
9 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
27 900
-
-
municipal
-
5 023
-
-
national
-
11
-
-
total
-
5 034
-
-
Income
46 500
46 500
46 500
46 500
Total tax
20 033
14 334
17 753
10 293
After tax
26 467
32 166
28 747
36 207
Living cost
31 853
31 853
31 853
31 853
Free-cash
-5 386
313
-3 106
4 354

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽2138
₽2756
₽2321
₽2476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
1 324
health
-
-
-
403
pensions
-
-
-
13 414
other
-
-
-
1 442
income
-
-
-
2 023
surtax
-
-
-
-
total
-
-
-
18 606
Employee
31 696
-
35 435
-
income
1 634
-
2 086
-
social contributions
904
-
1 011
-
pensions
3 585
-
4 009
-
surtax
-
-
-
-
total
6 123
-
7 106
-
Employer
31 696
-
35 435
-
pensions
5 208
-
5 822
-
social contributions
94
-
107
-
unemployment
1 283
-
1 434
-
health
2 218
-
2 480
-
other
1 094
-
1 222
-
total
9 897
-
11 065
-
Corporate
4 905
46 500
-
-
surtax
-
-
-
-
income
1 373
13 021
-
-
total
1 373
13 021
-
-
Dividends
3 532
33 479
-
-
surtax
-
-
-
-
withholding
452
4 286
-
-
social contributions
606
5 758
-
-
total
1 058
10 044
-
-
Income
46 500
46 500
46 500
46 500
Total tax
18 451
23 065
18 171
18 606
After tax
28 049
23 435
28 329
27 894
Living cost
25 573
25 573
25 573
25 573
Free-cash
2 476
-2 138
2 756
2 321

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽4951
-₽57
-₽492
-₽97
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
1 324
health
-
-
-
403
pensions
-
-
-
13 414
other
-
-
-
1 442
income
-
-
-
2 023
surtax
-
-
-
-
total
-
-
-
18 606
Employee
35 509
-
35 435
-
income
2 096
-
2 086
-
social contributions
1 012
-
1 011
-
pensions
4 015
-
4 009
-
surtax
-
-
-
-
total
7 123
-
7 106
-
Employer
35 509
-
35 435
-
pensions
5 833
-
5 822
-
social contributions
107
-
107
-
unemployment
1 437
-
1 434
-
health
2 486
-
2 480
-
other
1 225
-
1 222
-
total
11 088
-
11 065
-
Corporate
-
46 500
-
-
surtax
-
-
-
-
income
-
13 021
-
-
total
-
13 021
-
-
Dividends
-
33 479
-
-
surtax
-
-
-
-
withholding
-
4 286
-
-
social contributions
-
5 758
-
-
total
-
10 044
-
-
Income
46 500
46 500
46 500
46 500
Total tax
18 211
23 065
18 171
18 606
After tax
28 289
23 435
28 329
27 894
Living cost
28 386
28 386
28 386
28 386
Free-cash
-97
-4 951
-57
-492

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽16637
-₽11743
-₽12178
-₽21692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
1 324
health
-
-
-
403
pensions
-
-
-
13 414
other
-
-
-
1 442
income
-
-
-
2 023
surtax
-
-
-
-
total
-
-
-
18 606
Employee
51 964
-
35 435
-
income
4 534
-
2 086
-
social contributions
1 480
-
1 011
-
pensions
5 877
-
4 009
-
surtax
-
-
-
-
total
11 891
-
7 106
-
Employer
51 964
-
35 435
-
pensions
8 538
-
5 822
-
social contributions
156
-
107
-
unemployment
2 105
-
1 434
-
health
3 637
-
2 480
-
other
1 793
-
1 222
-
total
16 229
-
11 065
-
Corporate
-
46 500
-
-
surtax
-
-
-
-
income
-
13 021
-
-
total
-
13 021
-
-
Dividends
-
33 479
-
-
surtax
-
-
-
-
withholding
-
4 286
-
-
social contributions
-
5 758
-
-
total
-
10 044
-
-
Income
46 500
46 500
46 500
46 500
Total tax
28 120
23 065
18 171
18 606
After tax
18 380
23 435
28 329
27 894
Living cost
40 072
40 072
40 072
40 072
Free-cash
-21 692
-16 637
-11 743
-12 178

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽38318
₽31343
₽40178
₽37220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
465
total
-
-
-
465
Employee
7 321
-
46 500
-
income
1 464
-
9 300
-
total
1 464
-
9 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 179
46 500
-
-
total
-
-
-
-
Dividends
39 179
46 500
-
-
withholding
1 959
2 325
-
-
total
1 959
2 325
-
-
Income
46 500
46 500
46 500
46 500
Total tax
3 423
2 325
9 300
465
After tax
43 077
44 175
37 200
46 035
Living cost
5 857
5 857
5 857
5 857
Free-cash
37 220
38 318
31 343
40 178

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽35048
₽28073
₽36908
₽33336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
465
total
-
-
-
465
Employee
11 409
-
46 500
-
income
2 282
-
9 300
-
total
2 282
-
9 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

35 091
46 500
-
-
total
-
-
-
-
Dividends
35 091
46 500
-
-
withholding
1 755
2 325
-
-
total
1 755
2 325
-
-
Income
46 500
46 500
46 500
46 500
Total tax
4 037
2 325
9 300
465
After tax
42 463
44 175
37 200
46 035
Living cost
9 127
9 127
9 127
9 127
Free-cash
33 336
35 048
28 073
36 908

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽7938
₽3660
₽2523
₽2917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
1 137
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 873
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
268
total
-
-
-
11 946
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
46 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
268
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
4 873
-
total
9 250
-
10 809
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 219
46 500
-
-
trade
749
6 673
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

43
384
-
-
chamber of commerce
134
194
-
-
income
783
6 975
-
-
total
1 709
14 226
-
-
Dividends
3 510
32 275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

31
427
-
-
withholding
562
7 754
-
-
total
593
8 181
-
-
Income
46 500
46 500
46 500
46 500
Total tax
11 552
22 407
10 809
11 946
After tax
34 948
24 093
35 691
34 554
Living cost
32 031
32 031
32 031
32 031
Free-cash
2 917
-7 938
3 660
2 523

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽1512
₽10561
₽9312
₽7666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
1 249
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 873
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
268
total
-
-
-
12 058
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
46 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
268
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
4 873
-
total
6 603
-
10 809
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 767
46 500
-
-
trade
2 325
7 324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
384
-
-
chamber of commerce
146
192
-
-
income
2 215
6 975
-
-
total
4 807
14 875
-
-
Dividends
9 958
31 625
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

120
417
-
-
withholding
2 174
7 590
-
-
total
2 294
8 007
-
-
Income
46 500
46 500
46 500
46 500
Total tax
13 704
22 882
10 809
12 058
After tax
32 796
23 618
35 691
34 442
Living cost
25 130
25 130
25 130
25 130
Free-cash
7 666
-1 512
10 561
9 312

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽9216
₽3098
₽1794
₽2444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
1 304
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 873
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
268
total
-
-
-
12 113
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
46 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
268
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
4 873
-
total
9 481
-
10 809
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 426
46 500
-
-
trade
727
7 649
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

36
384
-
-
chamber of commerce
132
192
-
-
income
664
6 975
-
-
total
1 559
15 200
-
-
Dividends
2 865
31 300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

22
413
-
-
withholding
401
7 510
-
-
total
423
7 923
-
-
Income
46 500
46 500
46 500
46 500
Total tax
11 463
23 123
10 809
12 113
After tax
35 037
23 377
35 691
34 387
Living cost
32 593
32 593
32 593
32 593
Free-cash
2 444
-9 216
3 098
1 794

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽14870
-₽2317
-₽3676
-₽3362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
1 359
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 873
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
268
total
-
-
-
12 168
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
46 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
268
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
4 873
-
total
11 854
-
10 809
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
46 500
-
-
trade
-
7 975
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
384
-
-
chamber of commerce
-
192
-
-
income
-
6 975
-
-
total
-
15 526
-
-
Dividends
-
30 974
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
408
-
-
withholding
-
7 428
-
-
total
-
7 836
-
-
Income
46 500
46 500
46 500
46 500
Total tax
11 854
23 362
10 809
12 168
After tax
34 646
23 138
35 691
34 332
Living cost
38 008
38 008
38 008
38 008
Free-cash
-3 362
-14 870
-2 317
-3 676

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽10614
₽6747
₽7743
₽7974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
189
health
-
-
-
3 302
pensions
-
-
-
9 300
other
-
-
-
-
income
-
-
-
6 942
surtax
-
-
-
389
total
-
-
-
20 122
Employee
27 940
-
38 415
-
health
713
-
981
-
pensions
1 864
-
2 562
-
surtax
99
-
313
-
other
-
-
-
-
unemployment
1 944
-
2 673
-
income
4 684
-
6 504
-
total
9 304
-
13 033
-
Employer
27 940
-
38 415
-
pensions
3 725
-
5 120
-
unemployment
886
-
1 217
-
health
1 271
-
1 748
-
other
-
-
-
-
total
5 882
-
8 085
-
Corporate
12 677
46 500
-
-
income
3 297
12 090
-
-
total
3 297
12 090
-
-
Dividends
9 381
34 410
-
-
withholding
1 408
5 161
-
-
total
1 408
5 161
-
-
Income
46 500
46 500
46 500
46 500
Total tax
19 891
17 251
21 118
20 122
After tax
26 609
29 249
25 382
26 378
Living cost
18 635
18 635
18 635
18 635
Free-cash
7 974
10 614
6 747
7 743

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽10941
₽7074
₽8070
₽8358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
189
health
-
-
-
3 302
pensions
-
-
-
9 300
other
-
-
-
-
income
-
-
-
6 942
surtax
-
-
-
389
total
-
-
-
20 122
Employee
27 437
-
38 415
-
health
701
-
981
-
pensions
1 830
-
2 562
-
surtax
90
-
313
-
other
-
-
-
-
unemployment
1 910
-
2 673
-
income
4 599
-
6 504
-
total
9 130
-
13 033
-
Employer
27 437
-
38 415
-
pensions
3 657
-
5 120
-
unemployment
869
-
1 217
-
health
1 249
-
1 748
-
other
-
-
-
-
total
5 775
-
8 085
-
Corporate
13 288
46 500
-
-
income
3 454
12 090
-
-
total
3 454
12 090
-
-
Dividends
9 834
34 410
-
-
withholding
1 475
5 161
-
-
total
1 475
5 161
-
-
Income
46 500
46 500
46 500
46 500
Total tax
19 834
17 251
21 118
20 122
After tax
26 666
29 249
25 382
26 378
Living cost
18 308
18 308
18 308
18 308
Free-cash
8 358
10 941
7 074
8 070

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽10082
₽10683
₽15940
₽10421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
697
health
-
-
-
3 255
pensions
-
-
-
4 650
income
-
-
-
5 685
total
-
-
-
14 287
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
38 912
-
health
1 644
654
2 724
-
pensions
2 349
935
3 891
-
unemployment
352
140
584
-
income
2 872
1 143
4 757
-
total
7 217
2 872
11 956
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
38 912
-
pensions
4 581
1 823
7 588
-
total
4 581
1 823
7 588
-
Corporate
18 429
35 328
-
-
income
1 659
3 180
-
-
total
1 659
3 180
-
-
Dividends
16 770
32 148
-
-
withholding
3 186
6 108
-
-
social contributions
3 163
6 162
-
-
total
6 349
12 270
-
-
Income
46 500
46 500
46 500
46 500
Total tax
19 806
20 145
19 544
14 287
After tax
26 694
26 355
26 956
32 213
Living cost
16 273
16 273
16 273
16 273
Free-cash
10 421
10 082
10 683
15 940

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽12867
-₽12298
-₽12663
-₽24319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
500
municipal
-
-
-
4 393
pensions
-
-
-
5 580
national
-
-
-
6 807
total
-
-
-
17 280
Employee
64 927
-
40 199
-
municipal
8 020
-
4 573
-
pensions
2 597
-
1 608
-
national
12 427
-
7 086
-
total
23 044
-
13 267
-
Employer
64 927
-
40 199
-
social contributions
698
-
432
-
pensions
5 194
-
3 216
-
total
5 892
-
3 648
-
Corporate
-
46 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 300
-
-
total
-
9 300
-
-
Dividends
-
37 200
-
-
withholding
-
8 184
-
-
total
-
8 184
-
-
Income
46 500
46 500
46 500
46 500
Total tax
28 936
17 484
16 915
17 280
After tax
17 564
29 016
29 585
29 220
Living cost
41 883
41 883
41 883
41 883
Free-cash
-24 319
-12 867
-12 298
-12 663

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽14712
-₽10831
-₽10831
-₽18400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
3 367
income
-
-
-
6 702
total
-
-
-
10 069
Employee
64 899
-
46 500
-
social contributions
5 392
-
3 367
-
income
12 246
-
6 702
-
total
17 638
-
10 069
-
Employer
64 899
-
46 500
-
total
-
-
-
-
Corporate
-
46 500
-
-
income
-
5 813
-
-
total
-
5 813
-
-
Dividends
-
40 687
-
-
withholding
-
8 137
-
-
total
-
8 137
-
-
Income
46 500
46 500
46 500
46 500
Total tax
17 638
13 950
10 069
10 069
After tax
28 862
32 550
36 431
36 431
Living cost
47 262
47 262
47 262
47 262
Free-cash
-18 400
-14 712
-10 831
-10 831

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽10199
-₽12216
-₽9591
-₽27236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
regional
-
-
-
464
social contributions
-
-
-
11 960
municipal
-
-
-
277
national
-
-
-
8 381
total
-
-
-
21 082
Employee
73 736
-
46 500
-
regional
696
-
404
-
municipal
390
-
247
-
social contributions
24 864
-
15 680
-
national
12 777
-
7 376
-
total
38 727
-
23 707
-
Employer
73 736
-
46 500
-
total
-
-
-
-
Corporate
-
46 500
-
-
nationa
-
11 160
-
-
municipal
-
1 814
-
-
total
-
12 974
-
-
Dividends
-
33 526
-
-
withholding
-
8 716
-
-
total
-
8 716
-
-
Income
46 500
46 500
46 500
46 500
Total tax
38 727
21 690
23 707
21 082
After tax
7 773
24 810
22 793
25 418
Living cost
35 009
35 009
35 009
35 009
Free-cash
-27 236
-10 199
-12 216
-9 591

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽2092
₽221
₽2831
₽249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
regional
-
-
-
701
social contributions
-
-
-
11 960
municipal
-
-
-
277
national
-
-
-
8 381
total
-
-
-
21 319
Employee
46 023
-
46 500
-
regional
620
-
626
-
municipal
244
-
247
-
social contributions
15 519
-
15 680
-
national
7 291
-
7 376
-
total
23 674
-
23 929
-
Employer
46 023
-
46 500
-
total
-
-
-
-
Corporate
477
46 500
-
-
nationa
115
11 160
-
-
municipal
24
2 31