Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Andorra , Andorra
₽9218
₽11775
₽10592
₽14798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
10 230
income
-
-
-
-
total
-
-
-
10 230
Employee
28 933
-
40 260
-
social contributions
1 880
-
2 616
-
income
-
-
-
-
total
1 880
-
2 616
-
Employer
28 933
-
40 260
-
social contributions
4 485
-
6 240
-
total
4 485
-
6 240
-
Corporate
13 082
46 500
-
-
income
1 308
4 650
-
-
total
1 308
4 650
-
-
Dividends
11 774
41 850
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
7 673
4 650
8 856
10 230
After tax
38 827
41 850
37 644
36 270
Living cost
27 052
27 052
27 052
27 052
Free-cash
11 775
14 798
10 592
9 218

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽2586
-₽5015
-₽10013
-₽2528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 557
chamber of commerce
-
-
-
186
pensions
-
-
-
8 602
income
-
-
-
2 509
total
-
-
-
20 374
Employee
39 340
35 865
36 108
-
unemployment
1 180
1 076
1 083
-
other
393
359
360
-
income
3 504
2 645
2 697
-
pensions
4 029
3 672
3 697
-
health
1 522
1 388
1 397
-
total
10 628
9 140
9 234
-
Employer
39 340
35 865
36 108
-
pensions
4 937
4 502
4 531
-
surtax
-
-
-
-
payroll
1 180
1 076
1 083
-
other
1 868
1 703
1 716
-
health
1 488
1 356
1 365
-
accident
511
466
470
-
unemployment
1 180
1 076
1 083
-
chamber of commerce
157
143
145
-
total
11 321
10 322
10 393
-
Corporate
3 416
3 416
32 692
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
8 174
-
total
854
854
8 174
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
22 803
20 316
27 801
20 374
After tax
23 697
26 184
18 699
26 126
Living cost
28 712
28 712
28 712
28 712
Free-cash
-5 015
-2 528
-10 013
-2 586

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽5763
-₽12448
-₽13062
-₽5705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 557
chamber of commerce
-
-
-
186
pensions
-
-
-
8 602
income
-
-
-
2 509
total
-
-
-
20 552
Employee
44 976
35 865
35 971
-
unemployment
1 349
1 076
1 079
-
other
449
359
360
-
income
5 120
2 645
2 668
-
pensions
4 606
3 672
3 684
-
health
1 740
1 388
1 392
-
total
13 264
9 140
9 183
-
Employer
44 976
35 865
35 971
-
pensions
5 644
4 502
4 514
-
surtax
178
178
178
-
payroll
1 349
1 076
1 079
-
other
2 137
1 703
1 708
-
health
1 699
1 356
1 359
-
accident
584
466
468
-
unemployment
1 349
1 076
1 079
-
chamber of commerce
179
143
143
-
total
13 119
10 500
10 528
-
Corporate
3 416
3 416
32 555
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
8 140
-
total
854
854
8 140
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
27 237
20 494
27 851
20 552
After tax
19 263
26 006
18 649
25 948
Living cost
31 711
31 711
31 711
31 711
Free-cash
-12 448
-5 705
-13 062
-5 763

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽7039
-₽36614
-₽12515
-₽6575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
national
-
-
-
13 325
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 495
social contributions
-
-
-
4 905
total
-
-
-
20 725
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
36 016
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
313
-
national
19 791
-
9 129
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 879
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 702
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 694
-
total
31 562
-
15 717
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
36 016
-
surtax
7 299
-
4 085
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
3 190
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
2 215
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
468
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
526
-
total
18 738
-
10 484
-
Corporate
-
46 500
-
-
income
-
9 299
-
-
surtax
-
186
-
-
total
-
9 485
-
-
Dividends
-
37 015
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 776
-
-
total
-
10 776
-
-
Income
46 500
46 500
46 500
46 500
Total tax
50 300
20 261
26 201
20 725
After tax
-3 800
26 239
20 299
25 775
Living cost
32 814
32 814
32 814
32 814
Free-cash
-36 614
-6 575
-12 515
-7 039

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽15662
₽18801
₽16278
₽24284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
6 975
total
-
-
-
15 364
Employee
20 490
-
40 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
4 033
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
8 583
-
Employer
20 490
-
40 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
21 989
46 500
-
-
income
2 199
4 650
-
-
total
2 199
4 650
-
-
Dividends
19 791
41 850
-
-
withholding
990
2 092
-
-
total
990
2 092
-
-
Income
46 500
46 500
46 500
46 500
Total tax
12 225
6 742
14 748
15 364
After tax
34 275
39 758
31 752
31 136
Living cost
15 474
15 474
15 474
15 474
Free-cash
18 801
24 284
16 278
15 662

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽19342
₽23786
₽19958
₽27964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
6 975
total
-
-
-
15 364
Employee
15 617
-
40 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
4 033
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
8 583
-
Employer
15 617
-
40 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
27 818
46 500
-
-
income
2 782
4 650
-
-
total
2 782
4 650
-
-
Dividends
25 037
41 850
-
-
withholding
1 252
2 092
-
-
total
1 252
2 092
-
-
Income
46 500
46 500
46 500
46 500
Total tax
10 920
6 742
14 748
15 364
After tax
35 580
39 758
31 752
31 136
Living cost
11 794
11 794
11 794
11 794
Free-cash
23 786
27 964
19 958
19 342

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽16274
₽8554
₽9942
₽5313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
health
-
-
-
1 185
social contributions
-
-
-
7 253
income
-
-
-
951
total
-
-
-
9 389
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 216
-
social contributions
2 616
5 743
3 504
-
health
536
1 177
717
-
total
10 687
13 326
11 437
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
3 504
-
health
582
1 281
780
-
total
3 198
7 024
4 284
-
Corporate
11 777
-
-
-
income
1 472
-
-
-
total
1 472
-
-
-
Dividends
10 305
-
-
-
withholding
1 752
-
-
-
total
1 752
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
17 109
20 350
15 721
9 389
After tax
29 391
26 150
30 779
37 111
Living cost
20 837
20 837
20 837
20 837
Free-cash
8 554
5 313
9 942
16 274

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7921
₽1363
₽1589
-₽3040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
health
-
-
-
1 185
social contributions
-
-
-
7 253
income
-
-
-
951
total
-
-
-
9 389
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 216
-
social contributions
3 363
5 743
3 504
-
health
688
1 177
717
-
total
11 318
13 326
11 437
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
3 504
-
health
750
1 281
780
-
total
4 113
7 024
4 284
-
Corporate
1 879
-
-
-
income
236
-
-
-
total
236
-
-
-
Dividends
1 644
-
-
-
withholding
280
-
-
-
total
280
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
15 947
20 350
15 721
9 389
After tax
30 553
26 150
30 779
37 111
Living cost
29 190
29 190
29 190
29 190
Free-cash
1 363
-3 040
1 589
7 921

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽1871
₽3825
₽2820
₽11238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
health
-
-
-
6 277
social contributions
-
-
-
13 578
income
-
-
-
3 997
solidarity contribution
-
-
-
-
total
-
-
-
23 852
Employee
30 555
-
34 702
-
income
3 667
-
4 164
-
social contributions
1 986
-
2 256
-
health
4 125
-
4 685
-
solidarity contribution
-
-
-
-
total
9 778
-
11 105
-
Employer
30 555
-
34 702
-
social contributions
7 639
-
8 675
-
health
2 750
-
3 123
-
total
10 389
-
11 798
-
Corporate
5 557
46 500
-
-
income
1 056
8 835
-
-
total
1 056
8 835
-
-
Dividends
4 501
37 665
-
-
withholding
675
5 650
-
-
total
675
5 650
-
-
Income
46 500
46 500
46 500
46 500
Total tax
21 898
14 485
22 903
23 852
After tax
24 602
32 015
23 597
22 648
Living cost
20 777
20 777
20 777
20 777
Free-cash
3 825
11 238
2 820
1 871

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽2955
-₽3953
-₽2006
₽6412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
health
-
-
-
6 277
social contributions
-
-
-
13 578
income
-
-
-
3 997
solidarity contribution
-
-
-
-
total
-
-
-
23 852
Employee
37 652
-
34 702
-
income
4 518
-
4 164
-
social contributions
2 447
-
2 256
-
health
5 083
-
4 685
-
solidarity contribution
-
-
-
-
total
12 048
-
11 105
-
Employer
37 652
-
34 702
-
social contributions
9 413
-
8 675
-
health
3 389
-
3 123
-
total
12 802
-
11 798
-
Corporate
-
46 500
-
-
income
-
8 835
-
-
total
-
8 835
-
-
Dividends
-
37 665
-
-
withholding
-
5 650
-
-
total
-
5 650
-
-
Income
46 500
46 500
46 500
46 500
Total tax
24 850
14 485
22 903
23 852
After tax
21 650
32 015
23 597
22 648
Living cost
25 603
25 603
25 603
25 603
Free-cash
-3 953
6 412
-2 006
-2 955

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽12944
-₽150172
-₽150172
-₽150172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
national
-
-
-
4 264
pensions
-
-
-
782
municipal
-
-
-
7 268
labour market
-
-
-
3 657
total
-
-
-
15 971
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
153 199
153 199
153 199
15 971
After tax
-106 699
-106 699
-106 699
30 529
Living cost
43 473
43 473
43 473
43 473
Free-cash
-150 172
-150 172
-150 172
-12 944

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽4508
₽9873
₽6124
₽15464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
health
-
-
-
6 046
pensions
-
-
-
9 299
income
-
-
-
4 910
total
-
-
-
20 255
Employee
25 530
-
34 753
-
unemployment
408
-
557
-
income
2 874
-
5 641
-
pensions
511
-
695
-
total
3 793
-
6 893
-
Employer
25 530
-
34 753
-
pensions
5 106
-
6 951
-
health
3 318
-
4 517
-
unemployment
205
-
278
-
total
8 629
-
11 746
-
Corporate
12 340
46 500
-
-
income
2 468
9 299
-
-
total
2 468
9 299
-
-
Dividends
9 872
37 201
-
-
total
-
-
-
-
Income
46 500
46 500
46 500
46 500
Total tax
14 890
9 299
18 639
20 255
After tax
31 610
37 201
27 861
26 245
Living cost
21 737
21 737
21 737
21 737
Free-cash
9 873
15 464
6 124
4 508

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽2213
-₽9782
-₽5643
-₽2374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
46 500
national
-
-
-
1 086
health
-
-
-
340
municipal
-
-
-
8 309
total
-
-
-
9 735
Employee
47 349
-
39 119
-
unemployment
710
-
587
-
municipal
7 755
-
6 420
-
national
782
-
336
-
pensions
3 195
-
2 640
-
health
354
-
227
-
total
12 796
-
10 210
-
Employer
47 349
-
39 119
-
pensions
8 215
-
6 787
-
health
364
-
301
-
accident
48
-
39
-
unemployment
307
-
254
-
total
8 934
-
7 381
-
Corporate
-
46 500
-
-
income
-
9 299
-
-
total
-
9 299
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
27 901
-
-
municipal
-
5 023
-
-
national
-
-
-
-
total
-
5 023
-
-
Income
46 500
46 500
46 500
46 500
Total tax
21 730
14 322
17 591
9 735
After tax
24 770
32 178
28 909
36 765
Living cost
34 552
34 552
34 552
34 552
Free-cash
-9 782
-2 374
-5 643
2 213

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽243
₽695
₽778
-₽4305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
-
health
-
-
-
403
pensions
-
-
-
13 526
social contributions
-
-
-
1 325
income
-
-
-
1 822
other
-
-
-
1 441
total
-
-
-
18 517
Employee
34 382
-
35 437
-
income
1 773
-
1 901
-
surtax
-
-
-
-
social contributions
980
-
1 009
-
pensions
3 889
-
4 008
-
total
6 642
-
6 918
-
Employer
34 382
-
35 437
-
pensions
5 650
-
5 820
-
social contributions
102
-
106
-
other
1 187
-
1 223
-
health
2 406
-
2 480
-
unemployment
1 392
-
1 435
-
total
10 737
-
11 064
-
Corporate
1 381
46 500
-
-
income
386
13 021
-
-
surtax
-
-
-
-
total
386
13 021
-
-
Dividends
995
33 479
-
-
withholding
128
4 285
-
-
social contributions
172
5 759
-
-
surtax
-
-
-
-
total
300
10 044
-
-
Income
46 500
46 500
46 500
46 500
Total tax
18 065
23 065
17 982
18 517
After tax
28 435
23 435
28 518
27 983
Living cost
27 740
27 740
27 740
27 740
Free-cash
695
-4 305
778
243

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽2808
-₽4046
-₽2273
-₽7356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
-
health
-
-
-
403
pensions
-
-
-
13 526
social contributions
-
-
-
1 325
income
-
-
-
1 822
other
-
-
-
1 441
total
-
-
-
18 517
Employee
38 517
-
35 437
-
income
2 273
-
1 901
-
surtax
-
-
-
-
social contributions
1 098
-
1 009
-
pensions
4 355
-
4 008
-
total
7 726
-
6 918
-
Employer
38 517
-
35 437
-
pensions
6 328
-
5 820
-
social contributions
116
-
106
-
other
1 329
-
1 223
-
health
2 697
-
2 480
-
unemployment
1 559
-
1 435
-
total
12 029
-
11 064
-
Corporate
-
46 500
-
-
income
-
13 021
-
-
surtax
-
-
-
-
total
-
13 021
-
-
Dividends
-
33 479
-
-
withholding
-
4 285
-
-
social contributions
-
5 759
-
-
surtax
-
-
-
-
total
-
10 044
-
-
Income
46 500
46 500
46 500
46 500
Total tax
19 755
23 065
17 982
18 517
After tax
26 745
23 435
28 518
27 983
Living cost
30 791
30 791
30 791
30 791
Free-cash
-4 046
-7 356
-2 273
-2 808

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽15484
-₽27469
-₽14949
-₽20032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
-
health
-
-
-
403
pensions
-
-
-
13 526
social contributions
-
-
-
1 325
income
-
-
-
1 822
other
-
-
-
1 441
total
-
-
-
18 517
Employee
56 366
-
35 437
-
income
4 918
-
1 901
-
surtax
-
-
-
-
social contributions
1 605
-
1 009
-
pensions
6 375
-
4 008
-
total
12 898
-
6 918
-
Employer
56 366
-
35 437
-
pensions
9 262
-
5 820
-
social contributions
169
-
106
-
other
1 945
-
1 223
-
health
3 945
-
2 480
-
unemployment
2 283
-
1 435
-
total
17 604
-
11 064
-
Corporate
-
46 500
-
-
income
-
13 021
-
-
surtax
-
-
-
-
total
-
13 021
-
-
Dividends
-
33 479
-
-
withholding
-
4 285
-
-
social contributions
-
5 759
-
-
surtax
-
-
-
-
total
-
10 044
-
-
Income
46 500
46 500
46 500
46 500
Total tax
30 502
23 065
17 982
18 517
After tax
15 998
23 435
28 518
27 983
Living cost
43 467
43 467
43 467
43 467
Free-cash
-27 469
-20 032
-14 949
-15 484

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽40212
₽37261
₽31377
₽38352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
465
total
-
-
-
465
Employee
7 278
-
46 500
-
income
1 455
-
9 300
-
total
1 455
-
9 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 222
46 500
-
-
total
-
-
-
-
Dividends
39 222
46 500
-
-
withholding
1 961
2 325
-
-
total
1 961
2 325
-
-
Income
46 500
46 500
46 500
46 500
Total tax
3 416
2 325
9 300
465
After tax
43 084
44 175
37 200
46 035
Living cost
5 823
5 823
5 823
5 823
Free-cash
37 261
38 352
31 377
40 212

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽36962
₽33401
₽28127
₽35102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
465
total
-
-
-
465
Employee
11 342
-
46 500
-
income
2 268
-
9 300
-
total
2 268
-
9 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

35 158
46 500
-
-
total
-
-
-
-
Dividends
35 158
46 500
-
-
withholding
1 758
2 325
-
-
total
1 758
2 325
-
-
Income
46 500
46 500
46 500
46 500
Total tax
4 026
2 325
9 300
465
After tax
42 474
44 175
37 200
46 035
Living cost
9 073
9 073
9 073
9 073
Free-cash
33 401
35 102
28 127
36 962

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽548
₽1064
₽1216
-₽10632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
229
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 162
trade
-
-
-
668
total
-
-
-
11 207
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
46 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
4 162
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
229
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
10 539
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 721
46 500
-
-
trade
248
6 673
-
-
income
258
6 975
-
-
chamber of commerce
138
205
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
384
-
-
total
658
14 237
-
-
Dividends
1 064
32 263
-
-
withholding
-
7 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
425
-
-
total
-
8 150
-
-
Income
46 500
46 500
46 500
46 500
Total tax
10 691
22 387
10 539
11 207
After tax
35 809
24 113
35 961
35 293
Living cost
34 745
34 745
34 745
34 745
Free-cash
1 064
-10 632
1 216
548

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽7968
₽6332
₽8702
-₽3623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
229
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 162
trade
-
-
-
734
total
-
-
-
11 273
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
46 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
4 162
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
229
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
10 539
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 078
46 500
-
-
trade
1 903
7 323
-
-
income
1 812
6 975
-
-
chamber of commerce
154
203
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

99
384
-
-
total
3 968
14 885
-
-
Dividends
8 111
31 614
-
-
withholding
1 686
7 562
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

92
417
-
-
total
1 778
7 979
-
-
Income
46 500
46 500
46 500
46 500
Total tax
12 909
22 864
10 539
11 273
After tax
33 591
23 636
35 961
35 227
Living cost
27 259
27 259
27 259
27 259
Free-cash
6 332
-3 623
8 702
7 968

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽160
₽445
₽607
-₽11957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
229
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 162
trade
-
-
-
767
total
-
-
-
11 306
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
46 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
4 162
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
229
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
10 539
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
861
46 500
-
-
trade
142
7 649
-
-
income
130
6 975
-
-
chamber of commerce
138
203
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

7
384
-
-
total
417
15 211
-
-
Dividends
445
31 288
-
-
withholding
-
7 480
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
412
-
-
total
-
7 892
-
-
Income
46 500
46 500
46 500
46 500
Total tax
10 701
23 103
10 539
11 306
After tax
35 799
23 397
35 961
35 194
Living cost
35 354
35 354
35 354
35 354
Free-cash
445
-11 957
607
-160

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽6066
-₽7586
-₽5267
-₽18069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
229
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 162
trade
-
-
-
799
total
-
-
-
11 338
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
46 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
4 162
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
229
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
10 539
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
46 500
-
-
trade
-
7 974
-
-
income
-
6 975
-
-
chamber of commerce
-
202
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
384
-
-
total
-
15 535
-
-
Dividends
-
30 965
-
-
withholding
-
7 400
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
406
-
-
total
-
7 806
-
-
Income
46 500
46 500
46 500
46 500
Total tax
12 858
23 341
10 539
11 338
After tax
33 642
23 159
35 961
35 162
Living cost
41 228
41 228
41 228
41 228
Free-cash
-7 586
-18 069
-5 267
-6 066

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽6452
₽6169
₽5287
₽9035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
290
unemployment
-
-
-
205
health
-
-
-
3 301
pensions
-
-
-
9 299
income
-
-
-
6 739
other
-
-
-
-
total
-
-
-
19 834
Employee
30 307
-
38 415
-
unemployment
2 109
-
2 674
-
other
-
-
-
-
income
5 081
-
6 440
-
surtax
108
-
258
-
pensions
2 022
-
2 562
-
health
774
-
980
-
total
10 094
-
12 914
-
Employer
30 307
-
38 415
-
pensions
4 041
-
5 120
-
other
-
-
-
-
health
1 378
-
1 747
-
unemployment
962
-
1 218
-
total
6 381
-
8 085
-
Corporate
9 812
46 500
-
-
income
2 552
12 090
-
-
total
2 552
12 090
-
-
Dividends
7 261
34 410
-
-
withholding
1 090
5 161
-
-
total
1 090
5 161
-
-
Income
46 500
46 500
46 500
46 500
Total tax
20 117
17 251
20 999
19 834
After tax
26 383
29 249
25 501
26 666
Living cost
20 214
20 214
20 214
20 214
Free-cash
6 169
9 035
5 287
6 452

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽6807
₽6587
₽5642
₽9390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
surtax
-
-
-
290
unemployment
-
-
-
205
health
-
-
-
3 301
pensions
-
-
-
9 299
income
-
-
-
6 739
other
-
-
-
-
total
-
-
-
19 834
Employee
29 761
-
38 415
-
unemployment
2 072
-
2 674
-
other
-
-
-
-
income
4 989
-
6 440
-
surtax
97
-
258
-
pensions
1 985
-
2 562
-
health
760
-
980
-
total
9 903
-
12 914
-
Employer
29 761
-
38 415
-
pensions
3 967
-
5 120
-
other
-
-
-
-
health
1 354
-
1 747
-
unemployment
943
-
1 218
-
total
6 264
-
8 085
-
Corporate
10 475
46 500
-
-
income
2 724
12 090
-
-
total
2 724
12 090
-
-
Dividends
7 751
34 410
-
-
withholding
1 163
5 161
-
-
total
1 163
5 161
-
-
Income
46 500
46 500
46 500
46 500
Total tax
20 054
17 251
20 999
19 834
After tax
26 446
29 249
25 501
26 666
Living cost
19 859
19 859
19 859
19 859
Free-cash
6 587
9 390
5 642
6 807

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽14343
₽8891
₽9087
₽8517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
698
health
-
-
-
3 255
pensions
-
-
-
4 650
income
-
-
-
5 685
total
-
-
-
14 288
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
38 912
-
unemployment
387
154
584
-
income
3 153
1 255
4 757
-
pensions
2 579
1 027
3 891
-
health
1 806
719
2 724
-
total
7 925
3 155
11 956
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
38 912
-
pensions
5 030
2 002
7 588
-
total
5 030
2 002
7 588
-
Corporate
15 675
34 232
-
-
income
1 411
3 081
-
-
total
1 411
3 081
-
-
Dividends
14 265
31 151
-
-
withholding
2 710
5 919
-
-
social contributions
2 664
5 957
-
-
total
5 374
11 876
-
-
Income
46 500
46 500
46 500
46 500
Total tax
19 740
20 114
19 544
14 288
After tax
26 760
26 386
26 956
32 212
Living cost
17 869
17 869
17 869
17 869
Free-cash
8 891
8 517
9 087
14 343

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽14244
-₽27173
-₽13879
-₽14555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
national
-
-
-
6 742
pensions
-
-
-
5 580
social contributions
-
-
-
500
municipal
-
-
-
4 351
total
-
-
-
17 173
Employee
67 543
-
40 199
-
municipal
8 343
-
4 531
-
national
12 928
-
7 021
-
pensions
2 702
-
1 608
-
total
23 973
-
13 160
-
Employer
67 543
-
40 199
-
pensions
5 403
-
3 216
-
social contributions
726
-
432
-
total
6 129
-
3 648
-
Corporate
-
46 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 300
-
-
total
-
9 300
-
-
Dividends
-
37 200
-
-
withholding
-
8 184
-
-
total
-
8 184
-
-
Income
46 500
46 500
46 500
46 500
Total tax
30 102
17 484
16 808
17 173
After tax
16 398
29 016
29 692
29 327
Living cost
43 571
43 571
43 571
43 571
Free-cash
-27 173
-14 555
-13 879
-14 244

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽14466
-₽23898
-₽14466
-₽18716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
social contributions
-
-
-
3 219
income
-
-
-
6 481
total
-
-
-
9 700
Employee
70 397
-
46 500
-
social contributions
5 848
-
3 219
-
income
13 284
-
6 481
-
total
19 132
-
9 700
-
Employer
70 397
-
46 500
-
total
-
-
-
-
Corporate
-
46 500
-
-
income
-
5 812
-
-
total
-
5 812
-
-
Dividends
-
40 688
-
-
withholding
-
8 138
-
-
total
-
8 138
-
-
Income
46 500
46 500
46 500
46 500
Total tax
19 132
13 950
9 700
9 700
After tax
27 368
32 550
36 800
36 800
Living cost
51 266
51 266
51 266
51 266
Free-cash
-23 898
-18 716
-14 466
-14 466

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽12471
-₽33483
-₽15096
-₽13167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
national
-
-
-
8 302
regional
-
-
-
457
social contributions
-
-
-
11 960
municipal
-
-
-
277
total
-
-
-
20 996
Employee
79 983
-
46 500
-
municipal
424
-
246
-
national
13 859
-
7 298
-
social contributions
26 970
-
15 680
-
regional
755
-
397
-
total
42 008
-
23 621
-
Employer
79 983
-
46 500
-
total
-
-
-
-
Corporate
-
46 500
-
-
nationa
-
11 161
-
-
municipal
-
1 814
-
-
total
-
12 975
-
-
Dividends
-
33 526
-
-
withholding
-
8 717
-
-
total
-
8 717
-
-
Income
46 500
46 500
46 500
46 500
Total tax
42 008
21 692
23 621
20 996
After tax
4 492
24 808
22 879
25 504
Living cost
37 975
37 975
37 975
37 975
Free-cash
-33 483
-13 167
-15 096
-12 471

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽1017
-₽3423
-₽1593
₽198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
national
-
-
-
8 302
regional
-
-
-
701
social contributions
-
-
-
11 960
municipal
-
-
-
277
total
-
-
-
21 240
Employee
49 922
-
46 500
-
municipal
265
-
246
-
national
7 909
-
7 298
-
social contributions
16 834
-
15 680
-
regional
672
-
626
-
total
25 680
-
23 850
-
Employer
49 922
-
46 500
-
total
-
-
-
-
Corporate
-
46 500
-
-
nationa
-
11 161
-
-
municipal
-