Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46000
per

Your estimated
City
free-cash

Andorra , Andorra
₽8829
₽11324
₽10187
₽14349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
social contributions
-
-
-
10 119
income
-
-
-
-
total
-
-
-
10 119
Employee
28 933
-
39 828
-
social contributions
1 880
-
2 589
-
income
-
-
-
-
total
1 880
-
2 589
-
Employer
28 933
-
39 828
-
social contributions
4 485
-
6 172
-
total
4 485
-
6 172
-
Corporate
12 582
46 000
-
-
income
1 259
4 599
-
-
total
1 259
4 599
-
-
Dividends
11 324
41 401
-
-
total
-
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
7 624
4 599
8 761
10 119
After tax
38 376
41 401
37 239
35 881
Living cost
27 052
27 052
27 052
27 052
Free-cash
11 324
14 349
10 187
8 829

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽2861
-₽5515
-₽10195
-₽3028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 518
chamber of commerce
-
-
-
184
pensions
-
-
-
8 510
income
-
-
-
2 417
total
-
-
-
20 149
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
1 071
-
other
393
359
357
-
income
3 504
2 645
2 654
-
pensions
4 029
3 672
3 656
-
health
1 522
1 388
1 382
-
total
10 628
9 140
9 120
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
4 481
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 703
-
health
1 488
1 356
1 349
-
accident
511
466
465
-
unemployment
1 180
1 076
1 071
-
chamber of commerce
157
143
143
-
total
11 321
10 322
10 288
-
Corporate
3 416
3 416
32 296
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
8 075
-
total
854
854
8 075
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
22 803
20 316
27 483
20 149
After tax
23 197
25 684
18 517
25 851
Living cost
28 712
28 712
28 712
28 712
Free-cash
-5 515
-3 028
-10 195
-2 861

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽6038
-₽12948
-₽13282
-₽6205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 518
chamber of commerce
-
-
-
184
pensions
-
-
-
8 510
income
-
-
-
2 417
total
-
-
-
20 327
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
1 067
-
other
449
359
355
-
income
5 120
2 645
2 659
-
pensions
4 606
3 672
3 641
-
health
1 740
1 388
1 377
-
total
13 264
9 140
9 099
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
4 463
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 701
-
health
1 699
1 356
1 344
-
accident
584
466
463
-
unemployment
1 349
1 076
1 067
-
chamber of commerce
179
143
143
-
total
13 119
10 500
10 435
-
Corporate
3 416
3 416
32 149
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
8 037
-
total
854
854
8 037
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
27 237
20 494
27 571
20 327
After tax
18 763
25 506
18 429
25 673
Living cost
31 711
31 711
31 711
31 711
Free-cash
-12 948
-6 205
-13 282
-6 038

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽7234
-₽37114
-₽12696
-₽6855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
national
-
-
-
13 148
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 471
social contributions
-
-
-
4 801
total
-
-
-
20 420
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
35 627
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
309
-
national
19 791
-
8 993
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 858
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 673
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 675
-
total
31 562
-
15 508
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
35 627
-
surtax
7 299
-
4 041
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
3 156
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
2 191
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
465
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
521
-
total
18 738
-
10 374
-
Corporate
-
46 000
-
-
income
-
9 200
-
-
surtax
-
184
-
-
total
-
9 384
-
-
Dividends
-
36 615
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 657
-
-
total
-
10 657
-
-
Income
46 000
46 000
46 000
46 000
Total tax
50 300
20 041
25 882
20 420
After tax
-4 300
25 959
20 118
25 580
Living cost
32 814
32 814
32 814
32 814
Free-cash
-37 114
-6 855
-12 696
-7 234

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽15274
₽18407
₽15868
₽23880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 900
total
-
-
-
15 276
Employee
20 458
-
39 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
3 984
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
8 527
-
Employer
20 458
-
39 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
21 528
46 000
-
-
income
2 152
4 600
-
-
total
2 152
4 600
-
-
Dividends
19 375
41 400
-
-
withholding
969
2 070
-
-
total
969
2 070
-
-
Income
46 000
46 000
46 000
46 000
Total tax
12 143
6 670
14 682
15 276
After tax
33 857
39 330
31 318
30 724
Living cost
15 450
15 450
15 450
15 450
Free-cash
18 407
23 880
15 868
15 274

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽18948
₽23383
₽19542
₽27554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 900
total
-
-
-
15 276
Employee
15 593
-
39 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
3 984
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
8 527
-
Employer
15 593
-
39 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
27 348
46 000
-
-
income
2 735
4 600
-
-
total
2 735
4 600
-
-
Dividends
24 613
41 400
-
-
withholding
1 230
2 070
-
-
total
1 230
2 070
-
-
Income
46 000
46 000
46 000
46 000
Total tax
10 841
6 670
14 682
15 276
After tax
35 159
39 330
31 318
30 724
Living cost
11 776
11 776
11 776
11 776
Free-cash
23 383
27 554
19 542
18 948

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽15945
₽8192
₽9519
₽4813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
health
-
-
-
1 173
social contributions
-
-
-
7 176
income
-
-
-
869
total
-
-
-
9 218
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 228
-
social contributions
2 616
5 743
3 467
-
health
536
1 177
710
-
total
10 687
13 326
11 405
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
3 467
-
health
582
1 281
772
-
total
3 198
7 024
4 239
-
Corporate
11 277
-
-
-
income
1 409
-
-
-
total
1 409
-
-
-
Dividends
9 868
-
-
-
withholding
1 677
-
-
-
total
1 677
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
16 971
20 350
15 644
9 218
After tax
29 029
25 650
30 356
36 782
Living cost
20 837
20 837
20 837
20 837
Free-cash
8 192
4 813
9 519
15 945

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7592
₽1002
₽1166
-₽3540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
health
-
-
-
1 173
social contributions
-
-
-
7 176
income
-
-
-
869
total
-
-
-
9 218
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 228
-
social contributions
3 363
5 743
3 467
-
health
688
1 177
710
-
total
11 318
13 326
11 405
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
3 467
-
health
750
1 281
772
-
total
4 113
7 024
4 239
-
Corporate
1 379
-
-
-
income
172
-
-
-
total
172
-
-
-
Dividends
1 207
-
-
-
withholding
205
-
-
-
total
205
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
15 808
20 350
15 644
9 218
After tax
30 192
25 650
30 356
36 782
Living cost
29 190
29 190
29 190
29 190
Free-cash
1 002
-3 540
1 166
7 592

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽1632
₽3487
₽2572
₽10899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
health
-
-
-
6 210
social contributions
-
-
-
13 432
income
-
-
-
3 954
solidarity contribution
-
-
-
-
total
-
-
-
23 596
Employee
30 548
-
34 328
-
income
3 666
-
4 119
-
social contributions
1 986
-
2 231
-
health
4 124
-
4 634
-
solidarity contribution
-
-
-
-
total
9 776
-
10 984
-
Employer
30 548
-
34 328
-
social contributions
7 637
-
8 582
-
health
2 749
-
3 090
-
total
10 386
-
11 672
-
Corporate
5 066
46 000
-
-
income
963
8 740
-
-
total
963
8 740
-
-
Dividends
4 104
37 260
-
-
withholding
616
5 589
-
-
total
616
5 589
-
-
Income
46 000
46 000
46 000
46 000
Total tax
21 741
14 329
22 656
23 596
After tax
24 259
31 671
23 344
22 404
Living cost
20 772
20 772
20 772
20 772
Free-cash
3 487
10 899
2 572
1 632

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽3193
-₽4442
-₽2253
₽6074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
health
-
-
-
6 210
social contributions
-
-
-
13 432
income
-
-
-
3 954
solidarity contribution
-
-
-
-
total
-
-
-
23 596
Employee
37 643
-
34 328
-
income
4 517
-
4 119
-
social contributions
2 447
-
2 231
-
health
5 082
-
4 634
-
solidarity contribution
-
-
-
-
total
12 046
-
10 984
-
Employer
37 643
-
34 328
-
social contributions
9 411
-
8 582
-
health
3 388
-
3 090
-
total
12 799
-
11 672
-
Corporate
-
46 000
-
-
income
-
8 740
-
-
total
-
8 740
-
-
Dividends
-
37 260
-
-
withholding
-
5 589
-
-
total
-
5 589
-
-
Income
46 000
46 000
46 000
46 000
Total tax
24 845
14 329
22 656
23 596
After tax
21 155
31 671
23 344
22 404
Living cost
25 597
25 597
25 597
25 597
Free-cash
-4 442
6 074
-2 253
-3 193

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽13239
-₽150684
-₽150684
-₽150684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
national
-
-
-
4 204
pensions
-
-
-
782
municipal
-
-
-
7 161
labour market
-
-
-
3 617
total
-
-
-
15 764
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
153 209
153 209
153 209
15 764
After tax
-107 209
-107 209
-107 209
30 236
Living cost
43 476
43 476
43 476
43 476
Free-cash
-150 684
-150 684
-150 684
-13 239

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽4278
₽9472
₽5877
₽15063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
health
-
-
-
5 979
pensions
-
-
-
9 200
income
-
-
-
4 806
total
-
-
-
19 985
Employee
25 530
-
34 380
-
unemployment
408
-
550
-
income
2 874
-
5 528
-
pensions
511
-
688
-
total
3 793
-
6 766
-
Employer
25 530
-
34 380
-
pensions
5 106
-
6 876
-
health
3 318
-
4 469
-
unemployment
205
-
275
-
total
8 629
-
11 620
-
Corporate
11 840
46 000
-
-
income
2 369
9 200
-
-
total
2 369
9 200
-
-
Dividends
9 471
36 800
-
-
total
-
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
14 791
9 200
18 386
19 985
After tax
31 209
36 800
27 614
26 015
Living cost
21 737
21 737
21 737
21 737
Free-cash
9 472
15 063
5 877
4 278

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽1892
-₽10282
-₽5932
-₽2720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
46 000
national
-
-
-
1 003
health
-
-
-
333
municipal
-
-
-
8 220
total
-
-
-
9 556
Employee
47 349
-
38 699
-
unemployment
710
-
581
-
municipal
7 755
-
6 351
-
national
782
-
314
-
pensions
3 195
-
2 613
-
health
354
-
220
-
total
12 796
-
10 079
-
Employer
47 349
-
38 699
-
pensions
8 215
-
6 714
-
health
364
-
297
-
accident
48
-
39
-
unemployment
307
-
251
-
total
8 934
-
7 301
-
Corporate
-
46 000
-
-
income
-
9 200
-
-
total
-
9 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
27 600
-
-
municipal
-
4 968
-
-
national
-
-
-
-
total
-
4 968
-
-
Income
46 000
46 000
46 000
46 000
Total tax
21 730
14 168
17 380
9 556
After tax
24 270
31 832
28 620
36 444
Living cost
34 552
34 552
34 552
34 552
Free-cash
-10 282
-2 720
-5 932
1 892

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽45
₽444
₽493
-₽4556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
-
health
-
-
-
400
pensions
-
-
-
13 395
social contributions
-
-
-
1 310
income
-
-
-
1 774
other
-
-
-
1 426
total
-
-
-
18 305
Employee
34 382
-
35 051
-
income
1 773
-
1 855
-
surtax
-
-
-
-
social contributions
980
-
999
-
pensions
3 889
-
3 964
-
total
6 642
-
6 818
-
Employer
34 382
-
35 051
-
pensions
5 650
-
5 761
-
social contributions
102
-
106
-
other
1 187
-
1 209
-
health
2 406
-
2 454
-
unemployment
1 392
-
1 419
-
total
10 737
-
10 949
-
Corporate
881
46 000
-
-
income
246
12 881
-
-
surtax
-
-
-
-
total
246
12 881
-
-
Dividends
635
33 119
-
-
withholding
82
4 239
-
-
social contributions
109
5 696
-
-
surtax
-
-
-
-
total
191
9 935
-
-
Income
46 000
46 000
46 000
46 000
Total tax
17 816
22 816
17 767
18 305
After tax
28 184
23 184
28 233
27 695
Living cost
27 740
27 740
27 740
27 740
Free-cash
444
-4 556
493
-45

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽3096
-₽4546
-₽2558
-₽7607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
-
health
-
-
-
400
pensions
-
-
-
13 395
social contributions
-
-
-
1 310
income
-
-
-
1 774
other
-
-
-
1 426
total
-
-
-
18 305
Employee
38 517
-
35 051
-
income
2 273
-
1 855
-
surtax
-
-
-
-
social contributions
1 098
-
999
-
pensions
4 355
-
3 964
-
total
7 726
-
6 818
-
Employer
38 517
-
35 051
-
pensions
6 328
-
5 761
-
social contributions
116
-
106
-
other
1 329
-
1 209
-
health
2 697
-
2 454
-
unemployment
1 559
-
1 419
-
total
12 029
-
10 949
-
Corporate
-
46 000
-
-
income
-
12 881
-
-
surtax
-
-
-
-
total
-
12 881
-
-
Dividends
-
33 119
-
-
withholding
-
4 239
-
-
social contributions
-
5 696
-
-
surtax
-
-
-
-
total
-
9 935
-
-
Income
46 000
46 000
46 000
46 000
Total tax
19 755
22 816
17 767
18 305
After tax
26 245
23 184
28 233
27 695
Living cost
30 791
30 791
30 791
30 791
Free-cash
-4 546
-7 607
-2 558
-3 096

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽15772
-₽27969
-₽15234
-₽20283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
-
health
-
-
-
400
pensions
-
-
-
13 395
social contributions
-
-
-
1 310
income
-
-
-
1 774
other
-
-
-
1 426
total
-
-
-
18 305
Employee
56 366
-
35 051
-
income
4 918
-
1 855
-
surtax
-
-
-
-
social contributions
1 605
-
999
-
pensions
6 375
-
3 964
-
total
12 898
-
6 818
-
Employer
56 366
-
35 051
-
pensions
9 262
-
5 761
-
social contributions
169
-
106
-
other
1 945
-
1 209
-
health
3 945
-
2 454
-
unemployment
2 283
-
1 419
-
total
17 604
-
10 949
-
Corporate
-
46 000
-
-
income
-
12 881
-
-
surtax
-
-
-
-
total
-
12 881
-
-
Dividends
-
33 119
-
-
withholding
-
4 239
-
-
social contributions
-
5 696
-
-
surtax
-
-
-
-
total
-
9 935
-
-
Income
46 000
46 000
46 000
46 000
Total tax
30 502
22 816
17 767
18 305
After tax
15 498
23 184
28 233
27 695
Living cost
43 467
43 467
43 467
43 467
Free-cash
-27 969
-20 283
-15 234
-15 772

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽39717
₽36786
₽30977
₽37877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
460
total
-
-
-
460
Employee
7 278
-
46 000
-
income
1 455
-
9 200
-
total
1 455
-
9 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 722
46 000
-
-
total
-
-
-
-
Dividends
38 722
46 000
-
-
withholding
1 936
2 300
-
-
total
1 936
2 300
-
-
Income
46 000
46 000
46 000
46 000
Total tax
3 391
2 300
9 200
460
After tax
42 609
43 700
36 800
45 540
Living cost
5 823
5 823
5 823
5 823
Free-cash
36 786
37 877
30 977
39 717

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽36467
₽32926
₽27727
₽34627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
460
total
-
-
-
460
Employee
11 342
-
46 000
-
income
2 268
-
9 200
-
total
2 268
-
9 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

34 658
46 000
-
-
total
-
-
-
-
Dividends
34 658
46 000
-
-
withholding
1 733
2 300
-
-
total
1 733
2 300
-
-
Income
46 000
46 000
46 000
46 000
Total tax
4 001
2 300
9 200
460
After tax
41 999
43 700
36 800
45 540
Living cost
9 073
9 073
9 073
9 073
Free-cash
32 926
34 627
27 727
36 467

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽267
₽715
₽863
-₽10885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
222
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 022
trade
-
-
-
596
total
-
-
-
10 988
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
46 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
4 022
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
222
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
10 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 221
46 000
-
-
trade
176
6 601
-
-
income
183
6 900
-
-
chamber of commerce
138
203
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

10
379
-
-
total
507
14 083
-
-
Dividends
714
31 917
-
-
withholding
-
7 637
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
420
-
-
total
-
8 057
-
-
Income
46 000
46 000
46 000
46 000
Total tax
10 540
22 140
10 392
10 988
After tax
35 460
23 860
35 608
35 012
Living cost
34 745
34 745
34 745
34 745
Free-cash
715
-10 885
863
267

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽7695
₽6078
₽8349
-₽3875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
222
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 022
trade
-
-
-
654
total
-
-
-
11 046
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
46 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
4 022
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
222
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
10 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 578
46 000
-
-
trade
1 824
7 245
-
-
income
1 737
6 900
-
-
chamber of commerce
154
203
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

96
379
-
-
total
3 811
14 727
-
-
Dividends
7 768
31 273
-
-
withholding
1 600
7 477
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

89
412
-
-
total
1 689
7 889
-
-
Income
46 000
46 000
46 000
46 000
Total tax
12 663
22 616
10 392
11 046
After tax
33 337
23 384
35 608
34 954
Living cost
27 259
27 259
27 259
27 259
Free-cash
6 078
-3 875
8 349
7 695

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽429
₽107
₽254
-₽12205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
222
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 022
trade
-
-
-
683
total
-
-
-
11 075
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
46 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
4 022
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
222
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
10 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
361
46 000
-
-
trade
60
7 567
-
-
income
55
6 900
-
-
chamber of commerce
137
202
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
379
-
-
total
255
15 048
-
-
Dividends
107
30 952
-
-
withholding
-
7 397
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
406
-
-
total
-
7 803
-
-
Income
46 000
46 000
46 000
46 000
Total tax
10 539
22 851
10 392
11 075
After tax
35 461
23 149
35 608
34 925
Living cost
35 354
35 354
35 354
35 354
Free-cash
107
-12 205
254
-429

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽6334
-₽8086
-₽5620
-₽18317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
222
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 022
trade
-
-
-
714
total
-
-
-
11 106
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
46 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
4 022
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
222
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
10 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
46 000
-
-
trade
-
7 889
-
-
income
-
6 900
-
-
chamber of commerce
-
202
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
379
-
-
total
-
15 370
-
-
Dividends
-
30 631
-
-
withholding
-
7 316
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
403
-
-
total
-
7 719
-
-
Income
46 000
46 000
46 000
46 000
Total tax
12 858
23 089
10 392
11 106
After tax
33 142
22 911
35 608
34 894
Living cost
41 228
41 228
41 228
41 228
Free-cash
-8 086
-18 317
-5 620
-6 334

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽6168
₽5856
₽5021
₽8720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
282
unemployment
-
-
-
205
health
-
-
-
3 265
pensions
-
-
-
9 200
income
-
-
-
6 666
other
-
-
-
-
total
-
-
-
19 618
Employee
30 307
-
38 000
-
unemployment
2 109
-
2 645
-
other
-
-
-
-
income
5 081
-
6 370
-
surtax
108
-
249
-
pensions
2 022
-
2 534
-
health
774
-
968
-
total
10 094
-
12 766
-
Employer
30 307
-
38 000
-
pensions
4 041
-
5 065
-
other
-
-
-
-
health
1 378
-
1 730
-
unemployment
962
-
1 204
-
total
6 381
-
7 999
-
Corporate
9 312
46 000
-
-
income
2 422
11 960
-
-
total
2 422
11 960
-
-
Dividends
6 890
34 040
-
-
withholding
1 033
5 106
-
-
total
1 033
5 106
-
-
Income
46 000
46 000
46 000
46 000
Total tax
19 930
17 066
20 765
19 618
After tax
26 070
28 934
25 235
26 382
Living cost
20 214
20 214
20 214
20 214
Free-cash
5 856
8 720
5 021
6 168

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽6523
₽6273
₽5376
₽9075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
surtax
-
-
-
282
unemployment
-
-
-
205
health
-
-
-
3 265
pensions
-
-
-
9 200
income
-
-
-
6 666
other
-
-
-
-
total
-
-
-
19 618
Employee
29 761
-
38 000
-
unemployment
2 072
-
2 645
-
other
-
-
-
-
income
4 989
-
6 370
-
surtax
97
-
249
-
pensions
1 985
-
2 534
-
health
760
-
968
-
total
9 903
-
12 766
-
Employer
29 761
-
38 000
-
pensions
3 967
-
5 065
-
other
-
-
-
-
health
1 354
-
1 730
-
unemployment
943
-
1 204
-
total
6 264
-
7 999
-
Corporate
9 975
46 000
-
-
income
2 594
11 960
-
-
total
2 594
11 960
-
-
Dividends
7 380
34 040
-
-
withholding
1 107
5 106
-
-
total
1 107
5 106
-
-
Income
46 000
46 000
46 000
46 000
Total tax
19 868
17 066
20 765
19 618
After tax
26 132
28 934
25 235
26 382
Living cost
19 859
19 859
19 859
19 859
Free-cash
6 273
9 075
5 376
6 523

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽14001
₽8613
₽8801
₽8242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
unemployment
-
-
-
690
health
-
-
-
3 220
pensions
-
-
-
4 600
income
-
-
-
5 623
total
-
-
-
14 133
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
38 494
-
unemployment
387
154
577
-
income
3 153
1 255
4 706
-
pensions
2 579
1 026
3 849
-
health
1 805
718
2 695
-
total
7 924
3 153
11 827
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
38 494
-
pensions
5 029
2 001
7 506
-
total
5 029
2 001
7 506
-
Corporate
15 182
33 735
-
-
income
1 366
3 036
-
-
total
1 366
3 036
-
-
Dividends
13 815
30 699
-
-
withholding
2 625
5 833
-
-
social contributions
2 577
5 869
-
-
total
5 202
11 702
-
-
Income
46 000
46 000
46 000
46 000
Total tax
19 521
19 892
19 333
14 133
After tax
26 479
26 108
26 667
31 867
Living cost
17 866
17 866
17 866
17 866
Free-cash
8 613
8 242
8 801
14 001

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽14531
-₽27673
-₽14169
-₽14867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
national
-
-
-
6 652
pensions
-
-
-
5 520
social contributions
-
-
-
495
municipal
-
-
-
4 293
total
-
-
-
16 960
Employee
67 543
-
39 767
-
municipal
8 343
-
4 471
-
national
12 928
-
6 928
-
pensions
2 702
-
1 591
-
total
23 973
-
12 990
-
Employer
67 543
-
39 767
-
pensions
5 403
-
3 181
-
social contributions
726
-
427
-
total
6 129
-
3 608
-
Corporate
-
46 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 200
-
-
total
-
9 200
-
-
Dividends
-
36 800
-
-
withholding
-
8 096
-
-
total
-
8 096
-
-
Income
46 000
46 000
46 000
46 000
Total tax
30 102
17 296
16 598
16 960
After tax
15 898
28 704
29 402
29 040
Living cost
43 571
43 571
43 571
43 571
Free-cash
-27 673
-14 867
-14 169
-14 531

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽14812
-₽24398
-₽14812
-₽19067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
social contributions
-
-
-
3 164
income
-
-
-
6 382
total
-
-
-
9 546
Employee
70 397
-
46 000
-
social contributions
5 848
-
3 164
-
income
13 284
-
6 382
-
total
19 132
-
9 546
-
Employer
70 397
-
46 000
-
total
-
-
-
-
Corporate
-
46 000
-
-
income
-
5 750
-
-
total
-
5 750
-
-
Dividends
-
40 250
-
-
withholding
-
8 051
-
-
total
-
8 051
-
-
Income
46 000
46 000
46 000
46 000
Total tax
19 132
13 801
9 546
9 546
After tax
26 868
32 199
36 454
36 454
Living cost
51 266
51 266
51 266
51 266
Free-cash
-24 398
-19 067
-14 812
-14 812

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽12731
-₽33983
-₽15329
-₽13430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
national
-
-
-
8 201
regional
-
-
-
450
social contributions
-
-
-
11 832
municipal
-
-
-
273
total
-
-
-
20 756
Employee
79 983
-
46 000
-
municipal
424
-
244
-
national
13 859
-
7 207
-
social contributions
26 970
-
15 511
-
regional
755
-
392
-
total
42 008
-
23 354
-
Employer
79 983
-
46 000
-
total
-
-
-
-
Corporate
-
46 000
-
-
nationa
-
11 039
-
-
municipal
-
1 793
-
-
total
-
12 832
-
-
Dividends
-
33 167
-
-
withholding
-
8 623
-
-
total
-
8 623
-
-
Income
46 000
46 000
46 000
46 000
Total tax
42 008
21 455
23 354
20 756
After tax
3 992
24 545
22 646
25 244
Living cost
37 975
37 975
37 975
37 975
Free-cash
-33 983
-13 430
-15 329
-12 731

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽757
-₽3923
-₽1824
-₽64
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
national
-
-
-
8 201
regional
-
-
-
694
social contributions
-
-
-
11 832
municipal
-
-
-
273
total
-
-
-
21 000
Employee
49 922
-
46 000
-
municipal
265
-
244
-
national
7 909
-
7 207
-
social contributions
16 834
-
15 511
-
regional
672
-
619
-
total
25 680
-
23 581
-
Employer
49 922
-
46 000
-
total
-
-
-
-
Corporate
-
46 000
-
-
nationa
-
11 039
-
-
municipal
-