Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000
per

Your estimated
City
free-cash

Andorra , Andorra
₽15658
₽11587
₽10259
₽12881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
9 899
income
-
-
-
-
total
-
-
-
9 899
Employee
26 569
-
38 960
-
social contributions
1 727
-
2 531
-
income
-
-
-
-
total
1 727
-
2 531
-
Employer
26 569
-
38 960
-
social contributions
4 118
-
6 040
-
total
4 118
-
6 040
-
Corporate
14 312
45 000
-
-
income
1 432
4 500
-
-
total
1 432
4 500
-
-
Dividends
12 881
40 500
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
7 277
4 500
8 571
9 899
After tax
37 723
40 500
36 429
35 101
Living cost
24 842
24 842
24 842
24 842
Free-cash
12 881
15 658
11 587
10 259

Estimated living cost  is ₽24842 per week

₽16063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽518
-₽8583
-₽1111
-₽2307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
chamber of commerce
-
-
-
180
unemployment
-
-
-
5 069
health
-
-
-
3 442
pensions
-
-
-
8 325
income
-
-
-
2 729
surtax
-
-
-
-
total
-
-
-
19 745
Employee
36 126
32 935
34 945
-
health
1 397
1 275
1 352
-
pensions
3 700
3 372
3 579
-
other
361
329
350
-
unemployment
1 084
988
1 048
-
income
3 218
2 429
2 879
-
total
9 760
8 393
9 208
-
Employer
36 126
32 935
34 945
-
pensions
4 534
4 134
4 385
-
accident
469
428
455
-
unemployment
1 084
988
1 048
-
surtax
-
-
-
-
payroll
1 084
988
1 048
-
chamber of commerce
144
132
140
-
health
1 366
1 245
1 321
-
other
1 716
1 564
1 659
-
total
10 397
9 479
10 056
-
Corporate
3 137
3 137
31 809
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

784
784
7 953
-
total
784
784
7 953
-
Dividends
-
1 802
-
-
withholding
-
496
-
-
total
-
496
-
-
Income
45 000
45 000
45 000
45 000
Total tax
20 941
19 152
27 217
19 745
After tax
24 059
25 848
17 783
25 255
Living cost
26 366
26 366
26 366
26 366
Free-cash
-2 307
-518
-8 583
-1 111

Estimated living cost  is ₽26366 per week

₽15817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2693
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽3390
-₽11375
-₽4029
-₽9133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
chamber of commerce
-
-
-
180
unemployment
-
-
-
5 069
health
-
-
-
3 442
pensions
-
-
-
8 325
income
-
-
-
2 729
surtax
-
-
-
163
total
-
-
-
19 908
Employee
41 302
32 935
34 815
-
health
1 598
1 275
1 347
-
pensions
4 230
3 372
3 565
-
other
412
329
348
-
unemployment
1 239
988
1 045
-
income
4 702
2 429
2 843
-
total
12 181
8 393
9 148
-
Employer
41 302
32 935
34 815
-
pensions
5 183
4 134
4 369
-
accident
536
428
453
-
unemployment
1 239
988
1 045
-
surtax
163
163
163
-
payroll
1 239
988
1 045
-
chamber of commerce
165
132
140
-
health
1 560
1 245
1 316
-
other
1 962
1 564
1 655
-
total
12 047
9 642
10 186
-
Corporate
3 137
3 137
31 679
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

784
784
7 920
-
total
784
784
7 920
-
Dividends
-
1 639
-
-
withholding
-
450
-
-
total
-
450
-
-
Income
45 000
45 000
45 000
45 000
Total tax
25 012
19 269
27 254
19 908
After tax
19 988
25 731
17 746
25 092
Living cost
29 121
29 121
29 121
29 121
Free-cash
-9 133
-3 390
-11 375
-4 029

Estimated living cost  is ₽29121 per week

₽19422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽4759
-₽10655
-₽5575
-₽31323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
4 987
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 401
national
-
-
-
13 054
total
-
-
-
20 442
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
34 855
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
1 639
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
2 614
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
1 818
-
national
18 175
-
9 003
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
303
-
total
28 983
-
15 377
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
34 855
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
453
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
508
-
surtax
6 703
-
3 952
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
2 144
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
3 088
-
total
17 207
-
10 145
-
Corporate
-
45 000
-
-
surtax
-
180
-
-
income
-
9 001
-
-
total
-
9 181
-
-
Dividends
-
35 819
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 445
-
-
total
-
10 445
-
-
Income
45 000
45 000
45 000
45 000
Total tax
46 190
19 626
25 522
20 442
After tax
-1 190
25 374
19 478
24 558
Living cost
30 133
30 133
30 133
30 133
Free-cash
-31 323
-4 759
-10 655
-5 575

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽24238
₽16973
₽16295
₽19196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
6 750
total
-
-
-
14 468
Employee
18 851
-
39 328
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
867
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 655
-
2 538
-
income
1 885
-
3 933
-
total
4 614
-
8 119
-
Employer
18 851
-
39 328
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 301
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 077
-
3 185
-
total
3 698
-
5 671
-
Corporate
22 450
45 000
-
-
income
2 245
4 500
-
-
total
2 245
4 500
-
-
Dividends
20 205
40 500
-
-
withholding
1 010
2 025
-
-
total
1 010
2 025
-
-
Income
45 000
45 000
45 000
45 000
Total tax
11 567
6 525
13 790
14 468
After tax
33 433
38 475
31 210
30 532
Living cost
14 237
14 237
14 237
14 237
Free-cash
19 196
24 238
16 973
16 295

Estimated living cost  is ₽14237 per week

₽9416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽27624
₽20359
₽19681
₽23777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
6 750
total
-
-
-
14 468
Employee
14 368
-
39 328
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
661
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 262
-
2 538
-
income
1 437
-
3 933
-
total
3 518
-
8 119
-
Employer
14 368
-
39 328
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
992
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 584
-
3 185
-
total
2 820
-
5 671
-
Corporate
27 813
45 000
-
-
income
2 782
4 500
-
-
total
2 782
4 500
-
-
Dividends
25 031
40 500
-
-
withholding
1 252
2 025
-
-
total
1 252
2 025
-
-
Income
45 000
45 000
45 000
45 000
Total tax
10 372
6 525
13 790
14 468
After tax
34 628
38 475
31 210
30 532
Living cost
10 851
10 851
10 851
10 851
Free-cash
23 777
27 624
20 359
19 681

Estimated living cost  is ₽10851 per week

₽6335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽7178
₽11070
₽16448
₽9524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
7 020
health
-
-
-
1 148
income
-
-
-
1 250
total
-
-
-
9 418
Employee
63 549
63 549
63 549
-
health
492
1 081
695
-
social contributions
2 403
5 274
3 391
-
income
6 919
5 883
6 563
-
total
9 814
12 238
10 649
-
Employer
63 549
63 549
63 549
-
social contributions
2 403
5 274
3 391
-
health
535
1 176
756
-
total
2 938
6 450
4 147
-
Corporate
13 114
-
-
-
income
1 639
-
-
-
total
1 639
-
-
-
Dividends
11 475
-
-
-
withholding
1 951
-
-
-
total
1 951
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
16 342
18 688
14 796
9 418
After tax
28 658
26 312
30 204
35 582
Living cost
19 134
19 134
19 134
19 134
Free-cash
9 524
7 178
11 070
16 448

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽494
₽3398
₽8776
₽2923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
7 020
health
-
-
-
1 148
income
-
-
-
1 250
total
-
-
-
9 418
Employee
63 549
63 549
63 549
-
health
632
1 081
695
-
social contributions
3 088
5 274
3 391
-
income
6 673
5 883
6 563
-
total
10 393
12 238
10 649
-
Employer
63 549
63 549
63 549
-
social contributions
3 088
5 274
3 391
-
health
688
1 176
756
-
total
3 776
6 450
4 147
-
Corporate
4 025
-
-
-
income
503
-
-
-
total
503
-
-
-
Dividends
3 521
-
-
-
withholding
599
-
-
-
total
599
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
15 271
18 688
14 796
9 418
After tax
29 729
26 312
30 204
35 582
Living cost
26 806
26 806
26 806
26 806
Free-cash
2 923
-494
3 398
8 776

Estimated living cost  is ₽26806 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽11559
₽3411
₽2493
₽4629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
13 140
health
-
-
-
6 075
solidarity contribution
-
-
-
-
income
-
-
-
3 868
total
-
-
-
23 083
Employee
28 565
-
33 582
-
health
3 856
-
4 534
-
social contributions
1 857
-
2 183
-
solidarity contribution
-
-
-
-
income
3 428
-
4 030
-
total
9 141
-
10 747
-
Employer
28 565
-
33 582
-
social contributions
7 141
-
8 396
-
health
2 571
-
3 022
-
total
9 712
-
11 418
-
Corporate
6 722
45 000
-
-
income
1 277
8 550
-
-
total
1 277
8 550
-
-
Dividends
5 445
36 450
-
-
withholding
817
5 467
-
-
total
817
5 467
-
-
Income
45 000
45 000
45 000
45 000
Total tax
20 947
14 017
22 165
23 083
After tax
24 053
30 983
22 835
21 917
Living cost
19 424
19 424
19 424
19 424
Free-cash
4 629
11 559
3 411
2 493

Estimated living cost  is ₽19424 per week

₽13492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽7047
-₽1101
-₽2019
-₽2168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
13 140
health
-
-
-
6 075
solidarity contribution
-
-
-
-
income
-
-
-
3 868
total
-
-
-
23 083
Employee
35 200
-
33 582
-
health
4 752
-
4 534
-
social contributions
2 288
-
2 183
-
solidarity contribution
-
-
-
-
income
4 224
-
4 030
-
total
11 264
-
10 747
-
Employer
35 200
-
33 582
-
social contributions
8 800
-
8 396
-
health
3 168
-
3 022
-
total
11 968
-
11 418
-
Corporate
-
45 000
-
-
income
-
8 550
-
-
total
-
8 550
-
-
Dividends
-
36 450
-
-
withholding
-
5 467
-
-
total
-
5 467
-
-
Income
45 000
45 000
45 000
45 000
Total tax
23 232
14 017
22 165
23 083
After tax
21 768
30 983
22 835
21 917
Living cost
23 936
23 936
23 936
23 936
Free-cash
-2 168
7 047
-1 101
-2 019

Estimated living cost  is ₽23936 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽135591
-₽135591
-₽10541
-₽135591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
labour market
-
-
-
3 543
municipal
-
-
-
7 167
pensions
-
-
-
718
national
-
-
-
4 195
total
-
-
-
15 623
Employee
168 486
168 486
168 486
-
municipal
35 878
35 878
35 878
-
pensions
239
239
239
-
national
20 584
20 584
20 584
-
labour market
13 460
13 460
13 460
-
total
70 161
70 161
70 161
-
Employer
168 486
168 486
168 486
-
labour market
13 479
13 479
13 479
-
national
20 619
20 619
20 619
-
municipal
35 935
35 935
35 935
-
pensions
479
479
479
-
total
70 512
70 512
70 512
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
140 673
140 673
140 673
15 623
After tax
-95 673
-95 673
-95 673
29 377
Living cost
39 918
39 918
39 918
39 918
Free-cash
-135 591
-135 591
-135 591
-10 541

Estimated living cost  is ₽39918 per week

₽27321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽16037
₽6763
₽5198
₽10905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
health
-
-
-
5 850
pensions
-
-
-
9 001
income
-
-
-
4 989
total
-
-
-
19 840
Employee
23 445
-
33 631
-
pensions
469
-
673
-
unemployment
375
-
538
-
income
2 639
-
5 695
-
total
3 483
-
6 906
-
Employer
23 445
-
33 631
-
pensions
4 689
-
6 727
-
unemployment
188
-
270
-
health
3 047
-
4 372
-
total
7 924
-
11 369
-
Corporate
13 631
45 000
-
-
income
2 726
9 001
-
-
total
2 726
9 001
-
-
Dividends
10 905
35 999
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
14 133
9 001
18 275
19 840
After tax
30 867
35 999
26 725
25 160
Living cost
19 962
19 962
19 962
19 962
Free-cash
10 905
16 037
6 763
5 198

Estimated living cost  is ₽19962 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽590
-₽3857
₽3497
-₽6684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
45 000
health
-
-
-
348
municipal
-
-
-
8 038
national
-
-
-
1 388
total
-
-
-
9 774
Employee
43 481
-
37 856
-
health
325
-
238
-
municipal
7 122
-
6 209
-
pensions
2 934
-
2 555
-
national
718
-
414
-
unemployment
652
-
568
-
total
11 751
-
9 984
-
Employer
43 481
-
37 856
-
accident
44
-
38
-
unemployment
282
-
246
-
health
334
-
292
-
pensions
7 544
-
6 568
-
total
8 204
-
7 144
-
Corporate
-
45 000
-
-
income
-
9 001
-
-
total
-
9 001
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
27 000
-
-
municipal
-
4 860
-
-
national
-
-
-
-
total
-
4 860
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 955
13 861
17 128
9 774
After tax
25 045
31 139
27 872
35 226
Living cost
31 729
31 729
31 729
31 729
Free-cash
-6 684
-590
-3 857
3 497

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽2793
₽2008
₽1547
₽1797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
1 283
health
-
-
-
391
pensions
-
-
-
13 020
other
-
-
-
1 394
income
-
-
-
1 891
surtax
-
-
-
-
total
-
-
-
17 979
Employee
31 573
-
34 288
-
income
1 628
-
1 956
-
social contributions
900
-
977
-
pensions
3 571
-
3 878
-
surtax
-
-
-
-
total
6 099
-
6 811
-
Employer
31 573
-
34 288
-
pensions
5 188
-
5 632
-
social contributions
94
-
104
-
unemployment
1 278
-
1 388
-
health
2 210
-
2 400
-
other
1 090
-
1 183
-
total
9 860
-
10 707
-
Corporate
3 567
45 000
-
-
surtax
-
-
-
-
income
999
12 600
-
-
total
999
12 600
-
-
Dividends
2 568
32 400
-
-
surtax
-
-
-
-
withholding
329
4 147
-
-
social contributions
442
5 572
-
-
total
771
9 719
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 729
22 319
17 518
17 979
After tax
27 271
22 681
27 482
27 021
Living cost
25 474
25 474
25 474
25 474
Free-cash
1 797
-2 793
2 008
1 547

Estimated living cost  is ₽25474 per week

₽14774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽5594
-₽793
-₽1254
-₽1415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
1 283
health
-
-
-
391
pensions
-
-
-
13 020
other
-
-
-
1 394
income
-
-
-
1 891
surtax
-
-
-
-
total
-
-
-
17 979
Employee
35 370
-
34 288
-
income
2 087
-
1 956
-
social contributions
1 008
-
977
-
pensions
3 999
-
3 878
-
surtax
-
-
-
-
total
7 094
-
6 811
-
Employer
35 370
-
34 288
-
pensions
5 811
-
5 632
-
social contributions
107
-
104
-
unemployment
1 432
-
1 388
-
health
2 476
-
2 400
-
other
1 220
-
1 183
-
total
11 046
-
10 707
-
Corporate
-
45 000
-
-
surtax
-
-
-
-
income
-
12 600
-
-
total
-
12 600
-
-
Dividends
-
32 400
-
-
surtax
-
-
-
-
withholding
-
4 147
-
-
social contributions
-
5 572
-
-
total
-
9 719
-
-
Income
45 000
45 000
45 000
45 000
Total tax
18 140
22 319
17 518
17 979
After tax
26 860
22 681
27 482
27 021
Living cost
28 275
28 275
28 275
28 275
Free-cash
-1 415
-5 594
-793
-1 254

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽17235
-₽12434
-₽12895
-₽22927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
1 283
health
-
-
-
391
pensions
-
-
-
13 020
other
-
-
-
1 394
income
-
-
-
1 891
surtax
-
-
-
-
total
-
-
-
17 979
Employee
51 761
-
34 288
-
income
4 516
-
1 956
-
social contributions
1 474
-
977
-
pensions
5 855
-
3 878
-
surtax
-
-
-
-
total
11 845
-
6 811
-
Employer
51 761
-
34 288
-
pensions
8 505
-
5 632
-
social contributions
155
-
104
-
unemployment
2 097
-
1 388
-
health
3 623
-
2 400
-
other
1 786
-
1 183
-
total
16 166
-
10 707
-
Corporate
-
45 000
-
-
surtax
-
-
-
-
income
-
12 600
-
-
total
-
12 600
-
-
Dividends
-
32 400
-
-
surtax
-
-
-
-
withholding
-
4 147
-
-
social contributions
-
5 572
-
-
total
-
9 719
-
-
Income
45 000
45 000
45 000
45 000
Total tax
28 011
22 319
17 518
17 979
After tax
16 989
22 681
27 482
27 021
Living cost
39 916
39 916
39 916
39 916
Free-cash
-22 927
-17 235
-12 434
-12 895

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽36906
₽30156
₽38706
₽35810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
45 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
450
total
-
-
-
450
Employee
7 304
-
45 000
-
income
1 461
-
9 000
-
total
1 461
-
9 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 696
45 000
-
-
total
-
-
-
-
Dividends
37 696
45 000
-
-
withholding
1 885
2 250
-
-
total
1 885
2 250
-
-
Income
45 000
45 000
45 000
45 000
Total tax
3 346
2 250
9 000
450
After tax
41 654
42 750
36 000
44 550
Living cost
5 844
5 844
5 844
5 844
Free-cash
35 810
36 906
30 156
38 706

Estimated living cost  is ₽5844 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽33644
₽26894
₽35444
₽31936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
45 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
450
total
-
-
-
450
Employee
11 383
-
45 000
-
income
2 277
-
9 000
-
total
2 277
-
9 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 617
45 000
-
-
total
-
-
-
-
Dividends
33 617
45 000
-
-
withholding
1 681
2 250
-
-
total
1 681
2 250
-
-
Income
45 000
45 000
45 000
45 000
Total tax
3 958
2 250
9 000
450
After tax
41 042
42 750
36 000
44 550
Living cost
9 106
9 106
9 106
9 106
Free-cash
31 936
33 644
26 894
35 444

Estimated living cost  is ₽9106 per week

₽6162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽8582
₽2728
₽1784
₽2227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
944
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 473
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
246
total
-
-
-
11 309
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
45 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
246
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
4 473
-
total
9 214
-
10 365
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 880
45 000
-
-
trade
557
6 457
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

31
372
-
-
chamber of commerce
132
191
-
-
income
582
6 750
-
-
total
1 302
13 770
-
-
Dividends
2 578
31 230
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

19
412
-
-
withholding
331
7 493
-
-
total
350
7 905
-
-
Income
45 000
45 000
45 000
45 000
Total tax
10 866
21 675
10 365
11 309
After tax
34 134
23 325
34 635
33 691
Living cost
31 907
31 907
31 907
31 907
Free-cash
2 227
-8 582
2 728
1 784

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽2171
₽9603
₽8568
₽6971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
1 035
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 473
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
246
total
-
-
-
11 400
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
45 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
246
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
4 473
-
total
6 578
-
10 365
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 390
45 000
-
-
trade
2 109
7 087
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

110
372
-
-
chamber of commerce
144
190
-
-
income
2 009
6 750
-
-
total
4 372
14 399
-
-
Dividends
9 018
30 601
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

107
403
-
-
withholding
1 940
7 337
-
-
total
2 047
7 740
-
-
Income
45 000
45 000
45 000
45 000
Total tax
12 997
22 139
10 365
11 400
After tax
32 003
22 861
34 635
33 600
Living cost
25 032
25 032
25 032
25 032
Free-cash
6 971
-2 171
9 603
8 568

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽9838
₽2169
₽1087
₽1776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
1 082
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 473
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
246
total
-
-
-
11 447
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 910
-
45 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
246
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 601
-
4 473
-
total
9 445
-
10 365
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 090
45 000
-
-
trade
508
7 402
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

25
372
-
-
chamber of commerce
130
190
-
-
income
464
6 750
-
-
total
1 127
14 714
-
-
Dividends
1 962
30 286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

9
400
-
-
withholding
177
7 258
-
-
total
186
7 658
-
-
Income
45 000
45 000
45 000
45 000
Total tax
10 758
22 372
10 365
11 447
After tax
34 242
22 628
34 635
33 553
Living cost
32 466
32 466
32 466
32 466
Free-cash
1 776
-9 838
2 169
1 087

Estimated living cost  is ₽32466 per week

₽21713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽15463
-₽3225
-₽4353
-₽4668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
1 128
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 473
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
246
total
-
-
-
11 493
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 667
-
45 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
246
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 840
-
4 473
-
total
11 808
-
10 365
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
45 000
-
-
trade
-
7 718
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
372
-
-
chamber of commerce
-
188
-
-
income
-
6 750
-
-
total
-
15 028
-
-
Dividends
-
29 972
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
395
-
-
withholding
-
7 180
-
-
total
-
7 575
-
-
Income
45 000
45 000
45 000
45 000
Total tax
11 808
22 603
10 365
11 493
After tax
33 192
22 397
34 635
33 507
Living cost
37 860
37 860
37 860
37 860
Free-cash
-4 668
-15 463
-3 225
-4 353

Estimated living cost  is ₽37860 per week

₽27651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽9742
₽6091
₽7077
₽7112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
188
health
-
-
-
3 196
pensions
-
-
-
9 001
other
-
-
-
-
income
-
-
-
6 636
surtax
-
-
-
339
total
-
-
-
19 360
Employee
27 832
-
37 176
-
health
710
-
949
-
pensions
1 857
-
2 480
-
surtax
99
-
271
-
other
-
-
-
-
unemployment
1 937
-
2 588
-
income
4 666
-
6 233
-
total
9 269
-
12 521
-
Employer
27 832
-
37 176
-
pensions
3 711
-
4 956
-
unemployment
883
-
1 178
-
health
1 266
-
1 691
-
other
-
-
-
-
total
5 860
-
7 825
-
Corporate
11 309
45 000
-
-
income
2 941
11 700
-
-
total
2 941
11 700
-
-
Dividends
8 369
33 300
-
-
withholding
1 255
4 995
-
-
total
1 255
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 325
16 695
20 346
19 360
After tax
25 675
28 305
24 654
25 640
Living cost
18 563
18 563
18 563
18 563
Free-cash
7 112
9 742
6 091
7 077

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽10068
₽6417
₽7403
₽7497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
188
health
-
-
-
3 196
pensions
-
-
-
9 001
other
-
-
-
-
income
-
-
-
6 636
surtax
-
-
-
339
total
-
-
-
19 360
Employee
27 330
-
37 176
-
health
698
-
949
-
pensions
1 822
-
2 480
-
surtax
89
-
271
-
other
-
-
-
-
unemployment
1 902
-
2 588
-
income
4 581
-
6 233
-
total
9 092
-
12 521
-
Employer
27 330
-
37 176
-
pensions
3 643
-
4 956
-
unemployment
866
-
1 178
-
health
1 244
-
1 691
-
other
-
-
-
-
total
5 753
-
7 825
-
Corporate
11 918
45 000
-
-
income
3 099
11 700
-
-
total
3 099
11 700
-
-
Dividends
8 819
33 300
-
-
withholding
1 322
4 995
-
-
total
1 322
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 266
16 695
20 346
19 360
After tax
25 734
28 305
24 654
25 640
Living cost
18 237
18 237
18 237
18 237
Free-cash
7 497
10 068
6 417
7 403

Estimated living cost  is ₽18237 per week

₽11151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽9257
₽9829
₽14917
₽9596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
675
health
-
-
-
3 150
pensions
-
-
-
4 500
income
-
-
-
5 501
total
-
-
-
13 826
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
37 657
-
health
1 643
654
2 636
-
pensions
2 347
934
3 766
-
unemployment
352
140
565
-
income
2 869
1 142
4 604
-
total
7 211
2 870
11 571
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
37 657
-
pensions
4 576
1 821
7 343
-
total
4 576
1 821
7 343
-
Corporate
16 957
33 839
-
-
income
1 526
3 046
-
-
total
1 526
3 046
-
-
Dividends
15 431
30 794
-
-
withholding
2 932
5 851
-
-
social contributions
2 902
5 898
-
-
total
5 834
11 749
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 147
19 486
18 914
13 826
After tax
25 853
25 514
26 086
31 174
Living cost
16 257
16 257
16 257
16 257
Free-cash
9 596
9 257
9 829
14 917

Estimated living cost  is ₽16257 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽13704
-₽13073
-₽13427
-₽25652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
484
municipal
-
-
-
4 220
pensions
-
-
-
5 400
national
-
-
-
6 539
total
-
-
-
16 643
Employee
64 773
-
38 902
-
municipal
8 001
-
4 394
-
pensions
2 591
-
1 556
-
national
12 398
-
6 809
-
total
22 990
-
12 759
-
Employer
64 773
-
38 902
-
social contributions
696
-
418
-
pensions
5 182
-
3 112
-
total
5 878
-
3 530
-
Corporate
-
45 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 000
-
-
total
-
9 000
-
-
Dividends
-
36 000
-
-
withholding
-
7 920
-
-
total
-
7 920
-
-
Income
45 000
45 000
45 000
45 000
Total tax
28 868
16 920
16 289
16 643
After tax
16 132
28 080
28 711
28 357
Living cost
41 784
41 784
41 784
41 784
Free-cash
-25 652
-13 704
-13 073
-13 427

Estimated living cost  is ₽41784 per week

₽28400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽15579
-₽11700
-₽11700
-₽19647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
3 209
income
-
-
-
6 413
total
-
-
-
9 622
Employee
64 646
-
45 000
-
social contributions
5 371
-
3 209
-
income
12 198
-
6 413
-
total
17 569
-
9 622
-
Employer
64 646
-
45 000
-
total
-
-
-
-
Corporate
-
45 000
-
-
income
-
5 626
-
-
total
-
5 626
-
-
Dividends
-
39 374
-
-
withholding
-
7 875
-
-
total
-
7 875
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 569
13 501
9 622
9 622
After tax
27 431
31 499
35 378
35 378
Living cost
47 078
47 078
47 078
47 078
Free-cash
-19 647
-15 579
-11 700
-11 700

Estimated living cost  is ₽47078 per week

₽35816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽10863
-₽12785
-₽10246
-₽28449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
regional
-
-
-
446
social contributions
-
-
-
11 574
municipal
-
-
-
268
national
-
-
-
8 085
total
-
-
-
20 373
Employee
73 449
-
45 000
-
regional
693
-
388
-
municipal
389
-
238
-
social contributions
24 767
-
15 174
-
national
12 727
-
7 112
-
total
38 576
-
22 912
-
Employer
73 449
-
45 000
-
total
-
-
-
-
Corporate
-
45 000
-
-
nationa
-
10 799
-
-
municipal
-
1 755
-
-
total
-
12 554
-
-
Dividends
-
32 446
-
-
withholding
-
8 436
-
-
total
-
8 436
-
-
Income
45 000
45 000
45 000
45 000
Total tax
38 576
20 990
22 912
20 373
After tax
6 424
24 010
22 088
24 627
Living cost
34 873
34 873
34 873
34 873
Free-cash
-28 449
-10 863
-12 785
-10 246

Estimated living cost  is ₽34873 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽1392
-₽392
₽2133
-₽844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
regional
-
-
-
678
social contributions
-
-
-
11 574
municipal
-
-
-
268
national
-
-
-
8 085
total
-
-
-
20 605
Employee
45 844
-
45 000
-
regional
617
-
606
-
municipal
243
-
238
-
social contributions
15 459
-
15 174
-
national
7 263
-
7 112
-
total
23 582
-
23 130
-
Employer
45 844
-
45 000
-
total
-
-
-
-
Corporate
-
45 000
-
-
nationa
-
10 799
-
-
municipal
-