Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000
per

Your estimated
City
free-cash

Andorra , Andorra
₽7301
₽9595
₽8630
₽12701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
9 900
income
-
-
-
-
total
-
-
-
9 900
Employee
29 731
-
38 961
-
social contributions
1 932
-
2 532
-
income
-
-
-
-
total
1 932
-
2 532
-
Employer
29 731
-
38 961
-
social contributions
4 609
-
6 039
-
total
4 609
-
6 039
-
Corporate
10 660
45 000
-
-
income
1 065
4 500
-
-
total
1 065
4 500
-
-
Dividends
9 595
40 500
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
7 606
4 500
8 571
9 900
After tax
37 394
40 500
36 429
35 100
Living cost
27 799
27 799
27 799
27 799
Free-cash
9 595
12 701
8 630
7 301

Estimated living cost  is ₽27799 per week

₽17974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽4190
-₽7938
-₽11621
-₽5381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
-
unemployment
-
-
-
5 672
health
-
-
-
3 443
chamber of commerce
-
-
-
181
pensions
-
-
-
8 326
income
-
-
-
2 064
total
-
-
-
19 686
Employee
40 426
36 854
36 854
-
unemployment
1 213
1 106
1 044
-
other
404
369
347
-
income
3 601
2 718
2 811
-
pensions
4 140
3 773
3 566
-
health
1 564
1 427
1 348
-
total
10 922
9 393
9 116
-
Employer
40 426
36 854
36 854
-
pensions
5 074
4 626
4 372
-
surtax
-
-
-
-
payroll
1 213
1 106
1 106
-
other
1 920
1 750
1 734
-
health
1 529
1 393
1 316
-
accident
525
479
453
-
unemployment
1 213
1 106
1 044
-
chamber of commerce
161
147
147
-
total
11 635
10 607
10 172
-
Corporate
3 510
3 510
31 318
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

877
877
7 829
-
total
877
877
7 829
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
23 434
20 877
27 117
19 686
After tax
21 566
24 123
17 883
25 314
Living cost
29 504
29 504
29 504
29 504
Free-cash
-7 938
-5 381
-11 621
-4 190

Estimated living cost  is ₽29504 per week

₽17699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽7455
-₽15573
-₽14799
-₽8646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
183
unemployment
-
-
-
5 672
health
-
-
-
3 443
chamber of commerce
-
-
-
181
pensions
-
-
-
8 326
income
-
-
-
2 064
total
-
-
-
19 869
Employee
46 217
36 854
36 854
-
unemployment
1 386
1 106
1 041
-
other
462
369
347
-
income
5 261
2 718
2 817
-
pensions
4 733
3 773
3 550
-
health
1 788
1 427
1 343
-
total
13 630
9 393
9 098
-
Employer
46 217
36 854
36 854
-
pensions
5 800
4 626
4 352
-
surtax
183
183
183
-
payroll
1 386
1 106
1 106
-
other
2 195
1 750
1 732
-
health
1 746
1 393
1 311
-
accident
600
479
451
-
unemployment
1 386
1 106
1 041
-
chamber of commerce
184
147
147
-
total
13 480
10 790
10 323
-
Corporate
3 510
3 510
31 167
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

877
877
7 792
-
total
877
877
7 792
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
27 987
21 060
27 213
19 869
After tax
17 013
23 940
17 787
25 131
Living cost
32 586
32 586
32 586
32 586
Free-cash
-15 573
-8 646
-14 799
-7 455

Estimated living cost  is ₽32586 per week

₽21734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7538
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽8337
-₽40408
-₽13869
-₽8309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
national
-
-
-
12 730
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 432
social contributions
-
-
-
4 456
total
-
-
-
19 618
Employee

The minimum management director salary is set at €45,000 per year.

66 151
-
34 851
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

576
-
304
-
national
20 338
-
8 630
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 450
-
1 818
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 961
-
2 613
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 108
-
1 637
-
total
32 433
-
15 002
-
Employer

The minimum management director salary is set at €45,000 per year.

66 151
-
34 851
-
surtax
7 501
-
3 952
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 862
-
3 087
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 068
-
2 145
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

860
-
455
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

965
-
509
-
total
19 256
-
10 148
-
Corporate
-
45 000
-
-
income
-
9 000
-
-
surtax
-
181
-
-
total
-
9 181
-
-
Dividends
-
35 820
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 409
-
-
total
-
10 409
-
-
Income
45 000
45 000
45 000
45 000
Total tax
51 689
19 590
25 150
19 618
After tax
-6 689
25 410
19 850
25 382
Living cost
33 719
33 719
33 719
33 719
Free-cash
-40 408
-8 309
-13 869
-8 337

Estimated living cost  is ₽33719 per week

₽21720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2948
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽13716
₽16929
₽14209
₽22566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
129
health
-
-
-
3 715
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 781
income
-
-
-
6 750
total
-
-
-
15 375
Employee
21 066
-
38 662
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 107
-
3 867
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 849
-
2 836
-
health
969
-
1 486
-
total
5 157
-
8 544
-
Employer
21 066
-
38 662
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 321
-
3 560
-
health
1 454
-
2 229
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 134
-
6 338
-
Corporate
19 801
45 000
-
-
income
1 980
4 500
-
-
total
1 980
4 500
-
-
Dividends
17 821
40 500
-
-
withholding
891
2 025
-
-
total
891
2 025
-
-
Income
45 000
45 000
45 000
45 000
Total tax
12 162
6 525
14 882
15 375
After tax
32 838
38 475
30 118
29 625
Living cost
15 909
15 909
15 909
15 909
Free-cash
16 929
22 566
14 209
13 716

Estimated living cost  is ₽15909 per week

₽10522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽17500
₽22053
₽17993
₽26350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
129
health
-
-
-
3 715
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 781
income
-
-
-
6 750
total
-
-
-
15 375
Employee
16 055
-
38 662
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 605
-
3 867
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 836
-
health
738
-
1 486
-
total
3 930
-
8 544
-
Employer
16 055
-
38 662
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 560
-
health
1 108
-
2 229
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 151
-
6 338
-
Corporate
25 794
45 000
-
-
income
2 580
4 500
-
-
total
2 580
4 500
-
-
Dividends
23 214
40 500
-
-
withholding
1 161
2 025
-
-
total
1 161
2 025
-
-
Income
45 000
45 000
45 000
45 000
Total tax
10 822
6 525
14 882
15 375
After tax
34 178
38 475
30 118
29 625
Living cost
12 125
12 125
12 125
12 125
Free-cash
22 053
26 350
17 993
17 500

Estimated living cost  is ₽12125 per week

₽7079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽14899
₽6767
₽7865
₽2676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
health
-
-
-
1 148
social contributions
-
-
-
7 020
income
-
-
-
521
total
-
-
-
8 689
Employee
71 112
71 112
71 112
-
income
7 743
6 583
7 490
-
social contributions
2 689
5 902
3 391
-
health
551
1 209
695
-
total
10 983
13 694
11 576
-
Employer
71 112
71 112
71 112
-
social contributions
2 689
5 902
3 391
-
health
598
1 316
756
-
total
3 287
7 218
4 147
-
Corporate
9 319
-
-
-
income
1 165
-
-
-
total
1 165
-
-
-
Dividends
8 153
-
-
-
withholding
1 386
-
-
-
total
1 386
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
16 821
20 912
15 723
8 689
After tax
28 179
24 088
29 277
36 311
Living cost
21 412
21 412
21 412
21 412
Free-cash
6 767
2 676
7 865
14 899

Estimated living cost  is ₽21412 per week

₽12832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽6315
-₽852
-₽719
-₽5908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
health
-
-
-
1 148
social contributions
-
-
-
7 020
income
-
-
-
521
total
-
-
-
8 689
Employee
71 112
71 112
71 112
-
income
7 467
6 583
7 490
-
social contributions
3 456
5 902
3 391
-
health
707
1 209
695
-
total
11 630
13 694
11 576
-
Employer
71 112
71 112
71 112
-
social contributions
3 456
5 902
3 391
-
health
770
1 316
756
-
total
4 226
7 218
4 147
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
15 856
20 912
15 723
8 689
After tax
29 144
24 088
29 277
36 311
Living cost
29 996
29 996
29 996
29 996
Free-cash
-852
-5 908
-719
6 315

Estimated living cost  is ₽29996 per week

₽20505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽467
₽1880
₽1385
₽9532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
health
-
-
-
6 075
social contributions
-
-
-
13 140
income
-
-
-
3 868
solidarity contribution
-
-
-
-
total
-
-
-
23 083
Employee
31 545
-
33 582
-
income
3 785
-
4 030
-
social contributions
2 050
-
2 183
-
health
4 259
-
4 534
-
solidarity contribution
-
-
-
-
total
10 094
-
10 747
-
Employer
31 545
-
33 582
-
social contributions
7 886
-
8 396
-
health
2 839
-
3 022
-
total
10 725
-
11 418
-
Corporate
2 730
45 000
-
-
income
519
8 550
-
-
total
519
8 550
-
-
Dividends
2 211
36 450
-
-
withholding
332
5 468
-
-
total
332
5 468
-
-
Income
45 000
45 000
45 000
45 000
Total tax
21 670
14 018
22 165
23 083
After tax
23 330
30 982
22 835
21 917
Living cost
21 450
21 450
21 450
21 450
Free-cash
1 880
9 532
1 385
467

Estimated living cost  is ₽21450 per week

₽14900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽4515
-₽7088
-₽3597
₽4550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
health
-
-
-
6 075
social contributions
-
-
-
13 140
income
-
-
-
3 868
solidarity contribution
-
-
-
-
total
-
-
-
23 083
Employee
38 871
-
33 582
-
income
4 665
-
4 030
-
social contributions
2 527
-
2 183
-
health
5 248
-
4 534
-
solidarity contribution
-
-
-
-
total
12 440
-
10 747
-
Employer
38 871
-
33 582
-
social contributions
9 718
-
8 396
-
health
3 498
-
3 022
-
total
13 216
-
11 418
-
Corporate
-
45 000
-
-
income
-
8 550
-
-
total
-
8 550
-
-
Dividends
-
36 450
-
-
withholding
-
5 468
-
-
total
-
5 468
-
-
Income
45 000
45 000
45 000
45 000
Total tax
25 656
14 018
22 165
23 083
After tax
19 344
30 982
22 835
21 917
Living cost
26 432
26 432
26 432
26 432
Free-cash
-7 088
4 550
-3 597
-4 515

Estimated living cost  is ₽26432 per week

₽19657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4854
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽14921
-₽157051
-₽157051
-₽157051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
national
-
-
-
4 045
pensions
-
-
-
804
municipal
-
-
-
6 874
labour market
-
-
-
3 536
total
-
-
-
15 259
Employee
188 506
188 506
188 506
-
municipal
40 141
40 141
40 141
-
national
23 029
23 029
23 029
-
pensions
268
268
268
-
labour market
15 059
15 059
15 059
-
total
78 497
78 497
78 497
-
Employer
188 506
188 506
188 506
-
pensions
536
536
536
-
labour market
15 081
15 081
15 081
-
municipal
40 205
40 205
40 205
-
national
23 070
23 070
23 070
-
total
78 892
78 892
78 892
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
157 389
157 389
157 389
15 259
After tax
-112 389
-112 389
-112 389
29 741
Living cost
44 662
44 662
44 662
44 662
Free-cash
-157 051
-157 051
-157 051
-14 921

Estimated living cost  is ₽44662 per week

₽30567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽3347
₽7917
₽4910
₽13663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
health
-
-
-
5 849
pensions
-
-
-
9 001
income
-
-
-
4 466
total
-
-
-
19 316
Employee
26 235
-
33 633
-
unemployment
419
-
539
-
income
2 954
-
5 174
-
pensions
525
-
672
-
total
3 898
-
6 385
-
Employer
26 235
-
33 633
-
pensions
5 247
-
6 727
-
health
3 410
-
4 372
-
unemployment
211
-
269
-
total
8 868
-
11 368
-
Corporate
9 897
45 000
-
-
income
1 980
9 000
-
-
total
1 980
9 000
-
-
Dividends
7 917
36 000
-
-
total
-
-
-
-
Income
45 000
45 000
45 000
45 000
Total tax
14 746
9 000
17 753
19 316
After tax
30 254
36 000
27 247
25 684
Living cost
22 337
22 337
22 337
22 337
Free-cash
7 917
13 663
4 910
3 347

Estimated living cost  is ₽22337 per week

₽15321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽315
-₽12835
-₽7404
-₽4365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
45 000
national
-
-
-
828
health
-
-
-
307
municipal
-
-
-
8 045
total
-
-
-
9 180
Employee
48 655
-
37 855
-
unemployment
730
-
569
-
municipal
7 969
-
6 216
-
national
804
-
219
-
pensions
3 284
-
2 555
-
health
363
-
197
-
total
13 150
-
9 756
-
Employer
48 655
-
37 855
-
pensions
8 441
-
6 567
-
health
374
-
291
-
accident
49
-
39
-
unemployment
316
-
246
-
total
9 180
-
7 143
-
Corporate
-
45 000
-
-
income
-
9 000
-
-
total
-
9 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
27 000
-
-
municipal
-
4 860
-
-
national
-
-
-
-
total
-
4 860
-
-
Income
45 000
45 000
45 000
45 000
Total tax
22 330
13 860
16 899
9 180
After tax
22 670
31 140
28 101
35 820
Living cost
35 505
35 505
35 505
35 505
Free-cash
-12 835
-4 365
-7 404
315

Estimated living cost  is ₽35505 per week

₽23192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8334
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽1356
-₽1364
-₽767
-₽5826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
-
health
-
-
-
390
pensions
-
-
-
13 173
social contributions
-
-
-
1 283
income
-
-
-
1 609
other
-
-
-
1 395
total
-
-
-
17 850
Employee
35 331
-
34 291
-
income
1 822
-
1 697
-
surtax
-
-
-
-
social contributions
1 007
-
978
-
pensions
3 996
-
3 877
-
total
6 825
-
6 552
-
Employer
35 331
-
34 291
-
pensions
5 805
-
5 633
-
social contributions
105
-
104
-
other
1 220
-
1 183
-
health
2 473
-
2 401
-
unemployment
1 430
-
1 388
-
total
11 033
-
10 709
-
Corporate
-
45 000
-
-
income
-
12 601
-
-
surtax
-
-
-
-
total
-
12 601
-
-
Dividends
-
32 399
-
-
withholding
-
4 147
-
-
social contributions
-
5 572
-
-
surtax
-
-
-
-
total
-
9 719
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 858
22 320
17 261
17 850
After tax
27 142
22 680
27 739
27 150
Living cost
28 506
28 506
28 506
28 506
Free-cash
-1 364
-5 826
-767
-1 356

Estimated living cost  is ₽28506 per week

₽16532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8538
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽4490
-₽6938
-₽3901
-₽8960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
-
health
-
-
-
390
pensions
-
-
-
13 173
social contributions
-
-
-
1 283
income
-
-
-
1 609
other
-
-
-
1 395
total
-
-
-
17 850
Employee
39 580
-
34 291
-
income
2 336
-
1 697
-
surtax
-
-
-
-
social contributions
1 128
-
978
-
pensions
4 475
-
3 877
-
total
7 939
-
6 552
-
Employer
39 580
-
34 291
-
pensions
6 502
-
5 633
-
social contributions
119
-
104
-
other
1 365
-
1 183
-
health
2 771
-
2 401
-
unemployment
1 602
-
1 388
-
total
12 359
-
10 709
-
Corporate
-
45 000
-
-
income
-
12 601
-
-
surtax
-
-
-
-
total
-
12 601
-
-
Dividends
-
32 399
-
-
withholding
-
4 147
-
-
social contributions
-
5 572
-
-
surtax
-
-
-
-
total
-
9 719
-
-
Income
45 000
45 000
45 000
45 000
Total tax
20 298
22 320
17 261
17 850
After tax
24 702
22 680
27 739
27 150
Living cost
31 640
31 640
31 640
31 640
Free-cash
-6 938
-8 960
-3 901
-4 490

Estimated living cost  is ₽31640 per week

₽19951
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽17516
-₽31011
-₽16927
-₽21986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
-
health
-
-
-
390
pensions
-
-
-
13 173
social contributions
-
-
-
1 283
income
-
-
-
1 609
other
-
-
-
1 395
total
-
-
-
17 850
Employee
57 922
-
34 291
-
income
5 054
-
1 697
-
surtax
-
-
-
-
social contributions
1 650
-
978
-
pensions
6 551
-
3 877
-
total
13 255
-
6 552
-
Employer
57 922
-
34 291
-
pensions
9 517
-
5 633
-
social contributions
174
-
104
-
other
1 999
-
1 183
-
health
4 054
-
2 401
-
unemployment
2 346
-
1 388
-
total
18 090
-
10 709
-
Corporate
-
45 000
-
-
income
-
12 601
-
-
surtax
-
-
-
-
total
-
12 601
-
-
Dividends
-
32 399
-
-
withholding
-
4 147
-
-
social contributions
-
5 572
-
-
surtax
-
-
-
-
total
-
9 719
-
-
Income
45 000
45 000
45 000
45 000
Total tax
31 345
22 320
17 261
17 850
After tax
13 655
22 680
27 739
27 150
Living cost
44 666
44 666
44 666
44 666
Free-cash
-31 011
-21 986
-16 927
-17 516

Estimated living cost  is ₽44666 per week

₽30229
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3654
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽38600
₽35685
₽30050
₽36800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
45 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
450
total
-
-
-
450
Employee
7 438
-
45 000
-
income
1 487
-
9 000
-
total
1 487
-
9 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 562
45 000
-
-
total
-
-
-
-
Dividends
37 562
45 000
-
-
withholding
1 878
2 250
-
-
total
1 878
2 250
-
-
Income
45 000
45 000
45 000
45 000
Total tax
3 365
2 250
9 000
450
After tax
41 635
42 750
36 000
44 550
Living cost
5 950
5 950
5 950
5 950
Free-cash
35 685
36 800
30 050
38 600

Estimated living cost  is ₽5950 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽35278
₽31739
₽26728
₽33478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
45 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
450
total
-
-
-
450
Employee
11 591
-
45 000
-
income
2 318
-
9 000
-
total
2 318
-
9 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 409
45 000
-
-
total
-
-
-
-
Dividends
33 409
45 000
-
-
withholding
1 671
2 250
-
-
total
1 671
2 250
-
-
Income
45 000
45 000
45 000
45 000
Total tax
3 989
2 250
9 000
450
After tax
41 011
42 750
36 000
44 550
Living cost
9 272
9 272
9 272
9 272
Free-cash
31 739
33 478
26 728
35 278

Estimated living cost  is ₽9272 per week

₽6275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽1009
-₽1015
-₽721
-₽12354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 318
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 506
trade
-
-
-
288
total
-
-
-
10 305
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 014
-
45 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 784
-
3 506
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
193
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 318
-
6 318
-
total
10 311
-
10 017
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
45 000
-
-
trade
-
6 458
-
-
income
-
6 750
-
-
chamber of commerce
-
207
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
372
-
-
total
-
13 787
-
-
Dividends
-
31 213
-
-
withholding
-
7 452
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
411
-
-
total
-
7 863
-
-
Income
45 000
45 000
45 000
45 000
Total tax
10 311
21 650
10 017
10 305
After tax
34 689
23 350
34 983
34 695
Living cost
35 704
35 704
35 704
35 704
Free-cash
-1 015
-12 354
-721
-1 009

Estimated living cost  is ₽35704 per week

₽24629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽6656
₽5111
₽6972
-₽5123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 318
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 506
trade
-
-
-
316
total
-
-
-
10 333
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 372
-
45 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

988
-
3 506
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
193
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 318
-
6 318
-
total
7 360
-
10 017
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 628
45 000
-
-
trade
1 516
7 088
-
-
income
1 444
6 750
-
-
chamber of commerce
154
205
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
372
-
-
total
3 193
14 415
-
-
Dividends
6 434
30 585
-
-
withholding
1 257
7 295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

68
402
-
-
total
1 325
7 697
-
-
Income
45 000
45 000
45 000
45 000
Total tax
11 878
22 112
10 017
10 333
After tax
33 122
22 888
34 983
34 667
Living cost
28 011
28 011
28 011
28 011
Free-cash
5 111
-5 123
6 972
6 656

Estimated living cost  is ₽28011 per week

₽17620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3266
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽1677
-₽1898
-₽1347
-₽13671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 318
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 506
trade
-
-
-
330
total
-
-
-
10 347
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 898
-
45 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 029
-
3 506
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
-
193
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 318
-
6 318
-
total
10 568
-
10 017
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
45 000
-
-
trade
-
7 402
-
-
income
-
6 750
-
-
chamber of commerce
-
204
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
372
-
-
total
-
14 728
-
-
Dividends
-
30 272
-
-
withholding
-
7 216
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
397
-
-
total
-
7 613
-
-
Income
45 000
45 000
45 000
45 000
Total tax
10 568
22 341
10 017
10 347
After tax
34 432
22 659
34 983
34 653
Living cost
36 330
36 330
36 330
36 330
Free-cash
-1 898
-13 671
-1 347
-1 677

Estimated living cost  is ₽36330 per week

₽24298
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽7726
-₽10579
-₽7382
-₽19938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
45 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
193
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 318
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 506
trade
-
-
-
344
total
-
-
-
10 361
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 579
-
45 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 536
-
3 506
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
193
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 318
-
6 318
-
total
13 214
-
10 017
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
45 000
-
-
trade
-
7 717
-
-
income
-
6 750
-
-
chamber of commerce
-
204
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
372
-
-
total
-
15 043
-
-
Dividends
-
29 958
-
-
withholding
-
7 137
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
393
-
-
total
-
7 530
-
-
Income
45 000
45 000
45 000
45 000
Total tax
13 214
22 573
10 017
10 361
After tax
31 786
22 427
34 983
34 639
Living cost
42 365
42 365
42 365
42 365
Free-cash
-10 579
-19 938
-7 382
-7 726

Estimated living cost  is ₽42365 per week

₽30942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽5049
₽4592
₽3934
₽7533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
254
unemployment
-
-
-
211
health
-
-
-
3 196
pensions
-
-
-
9 000
income
-
-
-
6 518
other
-
-
-
-
total
-
-
-
19 179
Employee
31 144
-
37 173
-
unemployment
2 167
-
2 587
-
other
-
-
-
-
income
5 221
-
6 232
-
surtax
111
-
223
-
pensions
2 078
-
2 480
-
health
795
-
948
-
total
10 372
-
12 470
-
Employer
31 144
-
37 173
-
pensions
4 152
-
4 954
-
other
-
-
-
-
health
1 416
-
1 692
-
unemployment
988
-
1 178
-
total
6 556
-
7 824
-
Corporate
7 300
45 000
-
-
income
1 897
11 700
-
-
total
1 897
11 700
-
-
Dividends
5 402
33 300
-
-
withholding
811
4 995
-
-
total
811
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 636
16 695
20 294
19 179
After tax
25 364
28 305
24 706
25 821
Living cost
20 772
20 772
20 772
20 772
Free-cash
4 592
7 533
3 934
5 049

Estimated living cost  is ₽20772 per week

₽12541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽5414
₽5020
₽4299
₽7898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
254
unemployment
-
-
-
211
health
-
-
-
3 196
pensions
-
-
-
9 000
income
-
-
-
6 518
other
-
-
-
-
total
-
-
-
19 179
Employee
30 582
-
37 173
-
unemployment
2 129
-
2 587
-
other
-
-
-
-
income
5 126
-
6 232
-
surtax
100
-
223
-
pensions
2 039
-
2 480
-
health
781
-
948
-
total
10 175
-
12 470
-
Employer
30 582
-
37 173
-
pensions
4 077
-
4 954
-
other
-
-
-
-
health
1 392
-
1 692
-
unemployment
969
-
1 178
-
total
6 438
-
7 824
-
Corporate
7 980
45 000
-
-
income
2 074
11 700
-
-
total
2 074
11 700
-
-
Dividends
5 906
33 300
-
-
withholding
886
4 995
-
-
total
886
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 573
16 695
20 294
19 179
After tax
25 427
28 305
24 706
25 821
Living cost
20 407
20 407
20 407
20 407
Free-cash
5 020
7 898
4 299
5 414

Estimated living cost  is ₽20407 per week

₽12478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽12789
₽7556
₽7701
₽7174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
675
health
-
-
-
3 150
pensions
-
-
-
4 500
income
-
-
-
5 501
total
-
-
-
13 826
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 540
10 562
37 657
-
unemployment
398
158
565
-
income
3 244
1 291
4 604
-
pensions
2 654
1 056
3 766
-
health
1 858
739
2 636
-
total
8 154
3 244
11 571
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 540
10 562
37 657
-
pensions
5 175
2 060
7 343
-
total
5 175
2 060
7 343
-
Corporate
13 285
32 378
-
-
income
1 196
2 914
-
-
total
1 196
2 914
-
-
Dividends
12 089
29 464
-
-
withholding
2 297
5 598
-
-
social contributions
2 237
5 625
-
-
total
4 534
11 223
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 059
19 441
18 914
13 826
After tax
25 941
25 559
26 086
31 174
Living cost
18 385
18 385
18 385
18 385
Free-cash
7 556
7 174
7 701
12 789

Estimated living cost  is ₽18385 per week

₽12546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽367
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3967
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽16133
-₽30532
-₽15779
-₽16591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
national
-
-
-
6 429
pensions
-
-
-
5 400
social contributions
-
-
-
484
municipal
-
-
-
4 149
total
-
-
-
16 462
Employee
69 248
-
38 902
-
municipal
8 553
-
4 323
-
national
13 254
-
6 699
-
pensions
2 770
-
1 556
-
total
24 577
-
12 578
-
Employer
69 248
-
38 902
-
pensions
5 540
-
3 112
-
social contributions
744
-
418
-
total
6 284
-
3 530
-
Corporate
-
45 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 000
-
-
total
-
9 000
-
-
Dividends
-
36 000
-
-
withholding
-
7 920
-
-
total
-
7 920
-
-
Income
45 000
45 000
45 000
45 000
Total tax
30 861
16 920
16 108
16 462
After tax
14 139
28 080
28 892
28 538
Living cost
44 671
44 671
44 671
44 671
Free-cash
-30 532
-16 591
-15 779
-16 133

Estimated living cost  is ₽44671 per week

₽30362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4152
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽16787
-₽27340
-₽16787
-₽21180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
social contributions
-
-
-
3 003
income
-
-
-
6 104
total
-
-
-
9 107
Employee
72 340
-
45 000
-
social contributions
6 010
-
3 003
-
income
13 650
-
6 104
-
total
19 660
-
9 107
-
Employer
72 340
-
45 000
-
total
-
-
-
-
Corporate
-
45 000
-
-
income
-
5 625
-
-
total
-
5 625
-
-
Dividends
-
39 375
-
-
withholding
-
7 875
-
-
total
-
7 875
-
-
Income
45 000
45 000
45 000
45 000
Total tax
19 660
13 500
9 107
9 107
After tax
25 340
31 500
35 893
35 893
Living cost
52 680
52 680
52 680
52 680
Free-cash
-27 340
-21 180
-16 787
-16 787

Estimated living cost  is ₽52680 per week

₽40078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4293
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽14273
-₽37191
-₽16817
-₽15014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
national
-
-
-
7 973
regional
-
-
-
436
social contributions
-
-
-
11 574
municipal
-
-
-
267
total
-
-
-
20 250
Employee
82 190
-
45 000
-
municipal
435
-
239
-
national
14 242
-
7 001
-
social contributions
27 715
-
15 174
-
regional
776
-
380
-
total
43 168
-
22 794
-
Employer
82 190
-
45 000
-
total
-
-
-
-
Corporate
-
45 000
-
-
nationa
-
10 800
-
-
municipal
-
1 755
-
-
total
-
12 555
-
-
Dividends
-
32 445
-
-
withholding
-
8 436
-
-
total
-
8 436
-
-
Income
45 000
45 000
45 000
45 000
Total tax
43 168
20 991
22 794
20 250
After tax
1 832
24 009
22 206
24 750
Living cost
39 023
39 023
39 023
39 023
Free-cash
-37 191
-15 014
-16 817
-14 273

Estimated living cost  is ₽39023 per week

₽27202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽404
-₽6301
-₽2932
-₽1258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
national
-
-
-
7 973
regional
-
-
-
678
social contributions
-
-
-
11 574
municipal
-
-
-
267
total
-
-
-
20 492
Employee
51 300
-
45 000
-
municipal
272
-
239
-
national
8 127
-
7 001
-
social contributions
17 299
-
15 174
-
regional
691
-
606
-
total
26 389
-
23 020
-
Employer
51 300
-
45 000
-
total
-
-
-
-
Corporate
-
45 000
-
-
nationa
-
10 800
-
-