Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 44500
per

Your estimated
City
free-cash

Andorra , Andorra
₽7657
₽9975
₽8971
₽12997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
social contributions
-
-
-
9 791
income
-
-
-
-
total
-
-
-
9 791
Employee
28 933
-
38 528
-
social contributions
1 880
-
2 505
-
income
-
-
-
-
total
1 880
-
2 505
-
Employer
28 933
-
38 528
-
social contributions
4 485
-
5 972
-
total
4 485
-
5 972
-
Corporate
11 082
44 500
-
-
income
1 108
4 451
-
-
total
1 108
4 451
-
-
Dividends
9 974
40 049
-
-
total
-
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
7 473
4 451
8 477
9 791
After tax
37 027
40 049
36 023
34 709
Living cost
27 052
27 052
27 052
27 052
Free-cash
9 975
12 997
8 971
7 657

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽3686
-₽7015
-₽10953
-₽4528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 404
chamber of commerce
-
-
-
178
pensions
-
-
-
8 232
income
-
-
-
2 140
total
-
-
-
19 474
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
1 035
-
other
393
359
345
-
income
3 504
2 645
2 709
-
pensions
4 029
3 672
3 530
-
health
1 522
1 388
1 334
-
total
10 628
9 140
8 953
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
4 326
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 692
-
health
1 488
1 356
1 303
-
accident
511
466
447
-
unemployment
1 180
1 076
1 035
-
chamber of commerce
157
143
143
-
total
11 321
10 322
10 022
-
Corporate
3 416
3 416
31 061
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 766
-
total
854
854
7 766
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
22 803
20 316
26 741
19 474
After tax
21 697
24 184
17 759
25 026
Living cost
28 712
28 712
28 712
28 712
Free-cash
-7 015
-4 528
-10 953
-3 686

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽6863
-₽14448
-₽14042
-₽7705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 404
chamber of commerce
-
-
-
178
pensions
-
-
-
8 232
income
-
-
-
2 140
total
-
-
-
19 652
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
1 030
-
other
449
359
343
-
income
5 120
2 645
2 715
-
pensions
4 606
3 672
3 515
-
health
1 740
1 388
1 329
-
total
13 264
9 140
8 932
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
4 309
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 691
-
health
1 699
1 356
1 298
-
accident
584
466
446
-
unemployment
1 349
1 076
1 030
-
chamber of commerce
179
143
143
-
total
13 119
10 500
10 171
-
Corporate
3 416
3 416
30 914
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 728
-
total
854
854
7 728
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
27 237
20 494
26 831
19 652
After tax
17 263
24 006
17 669
24 848
Living cost
31 711
31 711
31 711
31 711
Free-cash
-14 448
-7 705
-14 042
-6 863

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽7815
-₽38614
-₽13242
-₽7690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
national
-
-
-
12 615
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 401
social contributions
-
-
-
4 485
total
-
-
-
19 501
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
34 466
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
301
-
national
19 791
-
8 590
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 798
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 586
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 619
-
total
31 562
-
14 894
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
34 466
-
surtax
7 299
-
3 908
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
3 054
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
2 119
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
449
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
504
-
total
18 738
-
10 034
-
Corporate
-
44 500
-
-
income
-
8 900
-
-
surtax
-
178
-
-
total
-
9 078
-
-
Dividends
-
35 423
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 298
-
-
total
-
10 298
-
-
Income
44 500
44 500
44 500
44 500
Total tax
50 300
19 376
24 928
19 501
After tax
-5 800
25 124
19 572
24 999
Living cost
32 814
32 814
32 814
32 814
Free-cash
-38 614
-7 690
-13 242
-7 815

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽13999
₽17124
₽14518
₽22597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 675
total
-
-
-
15 051
Employee
20 458
-
38 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
3 834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
8 377
-
Employer
20 458
-
38 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
20 028
44 500
-
-
income
2 003
4 450
-
-
total
2 003
4 450
-
-
Dividends
18 025
40 050
-
-
withholding
901
2 003
-
-
total
901
2 003
-
-
Income
44 500
44 500
44 500
44 500
Total tax
11 926
6 453
14 532
15 051
After tax
32 574
38 047
29 968
29 449
Living cost
15 450
15 450
15 450
15 450
Free-cash
17 124
22 597
14 518
13 999

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽17673
₽22100
₽18192
₽26271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 675
total
-
-
-
15 051
Employee
15 593
-
38 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
3 834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
8 377
-
Employer
15 593
-
38 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
25 848
44 500
-
-
income
2 585
4 450
-
-
total
2 585
4 450
-
-
Dividends
23 263
40 050
-
-
withholding
1 163
2 003
-
-
total
1 163
2 003
-
-
Income
44 500
44 500
44 500
44 500
Total tax
10 624
6 453
14 532
15 051
After tax
33 876
38 047
29 968
29 449
Living cost
11 776
11 776
11 776
11 776
Free-cash
22 100
26 271
18 192
17 673

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽14964
₽7102
₽8254
₽3313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
health
-
-
-
1 134
social contributions
-
-
-
6 942
income
-
-
-
623
total
-
-
-
8 699
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 270
-
social contributions
2 616
5 743
3 352
-
health
536
1 177
687
-
total
10 687
13 326
11 309
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
3 352
-
health
582
1 281
748
-
total
3 198
7 024
4 100
-
Corporate
9 777
-
-
-
income
1 223
-
-
-
total
1 223
-
-
-
Dividends
8 554
-
-
-
withholding
1 453
-
-
-
total
1 453
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
16 561
20 350
15 409
8 699
After tax
27 939
24 150
29 091
35 801
Living cost
20 837
20 837
20 837
20 837
Free-cash
7 102
3 313
8 254
14 964

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽6611
-₽121
-₽99
-₽5040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
health
-
-
-
1 134
social contributions
-
-
-
6 942
income
-
-
-
623
total
-
-
-
8 699
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 270
-
social contributions
3 363
5 743
3 352
-
health
688
1 177
687
-
total
11 318
13 326
11 309
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
3 352
-
health
750
1 281
748
-
total
4 113
7 024
4 100
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
15 431
20 350
15 409
8 699
After tax
29 069
24 150
29 091
35 801
Living cost
29 190
29 190
29 190
29 190
Free-cash
-121
-5 040
-99
6 611

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽902
₽2455
₽1810
₽9866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
health
-
-
-
6 007
social contributions
-
-
-
12 994
income
-
-
-
3 825
solidarity contribution
-
-
-
-
total
-
-
-
22 826
Employee
30 548
-
33 209
-
income
3 666
-
3 985
-
social contributions
1 986
-
2 159
-
health
4 124
-
4 483
-
solidarity contribution
-
-
-
-
total
9 776
-
10 627
-
Employer
30 548
-
33 209
-
social contributions
7 637
-
8 302
-
health
2 749
-
2 989
-
total
10 386
-
11 291
-
Corporate
3 566
44 500
-
-
income
678
8 455
-
-
total
678
8 455
-
-
Dividends
2 889
36 045
-
-
withholding
433
5 407
-
-
total
433
5 407
-
-
Income
44 500
44 500
44 500
44 500
Total tax
21 273
13 862
21 918
22 826
After tax
23 227
30 638
22 582
21 674
Living cost
20 772
20 772
20 772
20 772
Free-cash
2 455
9 866
1 810
902

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽3923
-₽5942
-₽3015
₽5041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
health
-
-
-
6 007
social contributions
-
-
-
12 994
income
-
-
-
3 825
solidarity contribution
-
-
-
-
total
-
-
-
22 826
Employee
37 643
-
33 209
-
income
4 517
-
3 985
-
social contributions
2 447
-
2 159
-
health
5 082
-
4 483
-
solidarity contribution
-
-
-
-
total
12 046
-
10 627
-
Employer
37 643
-
33 209
-
social contributions
9 411
-
8 302
-
health
3 388
-
2 989
-
total
12 799
-
11 291
-
Corporate
-
44 500
-
-
income
-
8 455
-
-
total
-
8 455
-
-
Dividends
-
36 045
-
-
withholding
-
5 407
-
-
total
-
5 407
-
-
Income
44 500
44 500
44 500
44 500
Total tax
24 845
13 862
21 918
22 826
After tax
19 655
30 638
22 582
21 674
Living cost
25 597
25 597
25 597
25 597
Free-cash
-5 942
5 041
-3 015
-3 923

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽14116
-₽152184
-₽152184
-₽152184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
national
-
-
-
4 022
pensions
-
-
-
782
municipal
-
-
-
6 840
labour market
-
-
-
3 497
total
-
-
-
15 141
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
153 209
153 209
153 209
15 141
After tax
-108 709
-108 709
-108 709
29 359
Living cost
43 476
43 476
43 476
43 476
Free-cash
-152 184
-152 184
-152 184
-14 116

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽3586
₽8273
₽5132
₽13863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
health
-
-
-
5 784
pensions
-
-
-
8 900
income
-
-
-
4 493
total
-
-
-
19 177
Employee
25 530
-
33 257
-
unemployment
408
-
533
-
income
2 874
-
5 192
-
pensions
511
-
664
-
total
3 793
-
6 389
-
Employer
25 530
-
33 257
-
pensions
5 106
-
6 652
-
health
3 318
-
4 324
-
unemployment
205
-
266
-
total
8 629
-
11 242
-
Corporate
10 340
44 500
-
-
income
2 068
8 900
-
-
total
2 068
8 900
-
-
Dividends
8 272
35 600
-
-
total
-
-
-
-
Income
44 500
44 500
44 500
44 500
Total tax
14 490
8 900
17 631
19 177
After tax
30 010
35 600
26 869
25 323
Living cost
21 737
21 737
21 737
21 737
Free-cash
8 273
13 863
5 132
3 586

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽835
-₽11782
-₽6802
-₽3758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
44 500
national
-
-
-
849
health
-
-
-
309
municipal
-
-
-
7 955
total
-
-
-
9 113
Employee
47 349
-
37 436
-
unemployment
710
-
562
-
municipal
7 755
-
6 147
-
national
782
-
246
-
pensions
3 195
-
2 528
-
health
354
-
202
-
total
12 796
-
9 685
-
Employer
47 349
-
37 436
-
pensions
8 215
-
6 495
-
health
364
-
289
-
accident
48
-
38
-
unemployment
307
-
243
-
total
8 934
-
7 065
-
Corporate
-
44 500
-
-
income
-
8 900
-
-
total
-
8 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
26 700
-
-
municipal
-
4 806
-
-
national
-
-
-
-
total
-
4 806
-
-
Income
44 500
44 500
44 500
44 500
Total tax
21 730
13 706
16 750
9 113
After tax
22 770
30 794
27 750
35 387
Living cost
34 552
34 552
34 552
34 552
Free-cash
-11 782
-3 758
-6 802
835

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽909
-₽619
-₽347
-₽5312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
-
health
-
-
-
384
pensions
-
-
-
13 005
social contributions
-
-
-
1 267
income
-
-
-
1 633
other
-
-
-
1 380
total
-
-
-
17 669
Employee
34 382
-
33 910
-
income
1 773
-
1 716
-
surtax
-
-
-
-
social contributions
980
-
967
-
pensions
3 889
-
3 834
-
total
6 642
-
6 517
-
Employer
34 382
-
33 910
-
pensions
5 650
-
5 571
-
social contributions
102
-
102
-
other
1 187
-
1 170
-
health
2 406
-
2 374
-
unemployment
1 392
-
1 373
-
total
10 737
-
10 590
-
Corporate
-
44 500
-
-
income
-
12 460
-
-
surtax
-
-
-
-
total
-
12 460
-
-
Dividends
-
32 040
-
-
withholding
-
4 101
-
-
social contributions
-
5 511
-
-
surtax
-
-
-
-
total
-
9 612
-
-
Income
44 500
44 500
44 500
44 500
Total tax
17 379
22 072
17 107
17 669
After tax
27 121
22 428
27 393
26 831
Living cost
27 740
27 740
27 740
27 740
Free-cash
-619
-5 312
-347
-909

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽3960
-₽6046
-₽3398
-₽8363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
-
health
-
-
-
384
pensions
-
-
-
13 005
social contributions
-
-
-
1 267
income
-
-
-
1 633
other
-
-
-
1 380
total
-
-
-
17 669
Employee
38 517
-
33 910
-
income
2 273
-
1 716
-
surtax
-
-
-
-
social contributions
1 098
-
967
-
pensions
4 355
-
3 834
-
total
7 726
-
6 517
-
Employer
38 517
-
33 910
-
pensions
6 328
-
5 571
-
social contributions
116
-
102
-
other
1 329
-
1 170
-
health
2 697
-
2 374
-
unemployment
1 559
-
1 373
-
total
12 029
-
10 590
-
Corporate
-
44 500
-
-
income
-
12 460
-
-
surtax
-
-
-
-
total
-
12 460
-
-
Dividends
-
32 040
-
-
withholding
-
4 101
-
-
social contributions
-
5 511
-
-
surtax
-
-
-
-
total
-
9 612
-
-
Income
44 500
44 500
44 500
44 500
Total tax
19 755
22 072
17 107
17 669
After tax
24 745
22 428
27 393
26 831
Living cost
30 791
30 791
30 791
30 791
Free-cash
-6 046
-8 363
-3 398
-3 960

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽16636
-₽29469
-₽16074
-₽21039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
-
health
-
-
-
384
pensions
-
-
-
13 005
social contributions
-
-
-
1 267
income
-
-
-
1 633
other
-
-
-
1 380
total
-
-
-
17 669
Employee
56 366
-
33 910
-
income
4 918
-
1 716
-
surtax
-
-
-
-
social contributions
1 605
-
967
-
pensions
6 375
-
3 834
-
total
12 898
-
6 517
-
Employer
56 366
-
33 910
-
pensions
9 262
-
5 571
-
social contributions
169
-
102
-
other
1 945
-
1 170
-
health
3 945
-
2 374
-
unemployment
2 283
-
1 373
-
total
17 604
-
10 590
-
Corporate
-
44 500
-
-
income
-
12 460
-
-
surtax
-
-
-
-
total
-
12 460
-
-
Dividends
-
32 040
-
-
withholding
-
4 101
-
-
social contributions
-
5 511
-
-
surtax
-
-
-
-
total
-
9 612
-
-
Income
44 500
44 500
44 500
44 500
Total tax
30 502
22 072
17 107
17 669
After tax
13 998
22 428
27 393
26 831
Living cost
43 467
43 467
43 467
43 467
Free-cash
-29 469
-21 039
-16 074
-16 636

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽38232
₽35361
₽29777
₽36452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
445
total
-
-
-
445
Employee
7 278
-
44 500
-
income
1 455
-
8 900
-
total
1 455
-
8 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 222
44 500
-
-
total
-
-
-
-
Dividends
37 222
44 500
-
-
withholding
1 861
2 225
-
-
total
1 861
2 225
-
-
Income
44 500
44 500
44 500
44 500
Total tax
3 316
2 225
8 900
445
After tax
41 184
42 275
35 600
44 055
Living cost
5 823
5 823
5 823
5 823
Free-cash
35 361
36 452
29 777
38 232

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽34982
₽31501
₽26527
₽33202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
445
total
-
-
-
445
Employee
11 342
-
44 500
-
income
2 268
-
8 900
-
total
2 268
-
8 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 158
44 500
-
-
total
-
-
-
-
Dividends
33 158
44 500
-
-
withholding
1 658
2 225
-
-
total
1 658
2 225
-
-
Income
44 500
44 500
44 500
44 500
Total tax
3 926
2 225
8 900
445
After tax
40 574
42 275
35 600
44 055
Living cost
9 073
9 073
9 073
9 073
Free-cash
31 501
33 202
26 527
34 982

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽579
-₽278
-₽198
-₽11656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 607
trade
-
-
-
381
total
-
-
-
10 334
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
44 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
3 607
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
198
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
9 953
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
44 500
-
-
trade
-
6 386
-
-
income
-
6 674
-
-
chamber of commerce
-
202
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
367
-
-
total
-
13 629
-
-
Dividends
-
30 871
-
-
withholding
-
7 376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
406
-
-
total
-
7 782
-
-
Income
44 500
44 500
44 500
44 500
Total tax
10 033
21 411
9 953
10 334
After tax
34 467
23 089
34 547
34 166
Living cost
34 745
34 745
34 745
34 745
Free-cash
-278
-11 656
-198
-579

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽6870
₽5329
₽7288
-₽4628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 607
trade
-
-
-
418
total
-
-
-
10 371
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
44 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
3 607
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
198
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
9 953
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 078
44 500
-
-
trade
1 587
7 009
-
-
income
1 511
6 674
-
-
chamber of commerce
150
200
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

84
367
-
-
total
3 332
14 250
-
-
Dividends
6 746
30 250
-
-
withholding
1 344
7 221
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

73
398
-
-
total
1 417
7 619
-
-
Income
44 500
44 500
44 500
44 500
Total tax
11 912
21 869
9 953
10 371
After tax
32 588
22 631
34 547
34 129
Living cost
27 259
27 259
27 259
27 259
Free-cash
5 329
-4 628
7 288
6 870

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽1244
-₽1138
-₽807
-₽12950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 607
trade
-
-
-
437
total
-
-
-
10 390
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
44 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
3 607
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
198
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
9 953
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
44 500
-
-
trade
-
7 320
-
-
income
-
6 674
-
-
chamber of commerce
-
200
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
367
-
-
total
-
14 561
-
-
Dividends
-
29 939
-
-
withholding
-
7 142
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
393
-
-
total
-
7 535
-
-
Income
44 500
44 500
44 500
44 500
Total tax
10 284
22 096
9 953
10 390
After tax
34 216
22 404
34 547
34 110
Living cost
35 354
35 354
35 354
35 354
Free-cash
-1 138
-12 950
-807
-1 244

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽7137
-₽9586
-₽6681
-₽19055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 607
trade
-
-
-
456
total
-
-
-
10 409
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
44 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
3 607
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
198
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
9 953
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
44 500
-
-
trade
-
7 632
-
-
income
-
6 674
-
-
chamber of commerce
-
200
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
367
-
-
total
-
14 873
-
-
Dividends
-
29 626
-
-
withholding
-
7 065
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
389
-
-
total
-
7 454
-
-
Income
44 500
44 500
44 500
44 500
Total tax
12 858
22 327
9 953
10 409
After tax
31 642
22 173
34 547
34 091
Living cost
41 228
41 228
41 228
41 228
Free-cash
-9 586
-19 055
-6 681
-7 137

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽5316
₽4912
₽4210
₽7776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
258
unemployment
-
-
-
205
health
-
-
-
3 160
pensions
-
-
-
8 900
income
-
-
-
6 447
other
-
-
-
-
total
-
-
-
18 970
Employee
30 307
-
36 762
-
unemployment
2 109
-
2 558
-
other
-
-
-
-
income
5 081
-
6 162
-
surtax
108
-
227
-
pensions
2 022
-
2 452
-
health
774
-
938
-
total
10 094
-
12 337
-
Employer
30 307
-
36 762
-
pensions
4 041
-
4 900
-
other
-
-
-
-
health
1 378
-
1 674
-
unemployment
962
-
1 165
-
total
6 381
-
7 739
-
Corporate
7 812
44 500
-
-
income
2 031
11 571
-
-
total
2 031
11 571
-
-
Dividends
5 781
32 929
-
-
withholding
868
4 939
-
-
total
868
4 939
-
-
Income
44 500
44 500
44 500
44 500
Total tax
19 374
16 510
20 076
18 970
After tax
25 126
27 990
24 424
25 530
Living cost
20 214
20 214
20 214
20 214
Free-cash
4 912
7 776
4 210
5 316

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽5671
₽5330
₽4565
₽8131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
surtax
-
-
-
258
unemployment
-
-
-
205
health
-
-
-
3 160
pensions
-
-
-
8 900
income
-
-
-
6 447
other
-
-
-
-
total
-
-
-
18 970
Employee
29 761
-
36 762
-
unemployment
2 072
-
2 558
-
other
-
-
-
-
income
4 989
-
6 162
-
surtax
97
-
227
-
pensions
1 985
-
2 452
-
health
760
-
938
-
total
9 903
-
12 337
-
Employer
29 761
-
36 762
-
pensions
3 967
-
4 900
-
other
-
-
-
-
health
1 354
-
1 674
-
unemployment
943
-
1 165
-
total
6 264
-
7 739
-
Corporate
8 475
44 500
-
-
income
2 203
11 571
-
-
total
2 203
11 571
-
-
Dividends
6 271
32 929
-
-
withholding
941
4 939
-
-
total
941
4 939
-
-
Income
44 500
44 500
44 500
44 500
Total tax
19 311
16 510
20 076
18 970
After tax
25 189
27 990
24 424
25 530
Living cost
19 859
19 859
19 859
19 859
Free-cash
5 330
8 131
4 565
5 671

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽12962
₽7773
₽7930
₽7403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
unemployment
-
-
-
667
health
-
-
-
3 115
pensions
-
-
-
4 450
income
-
-
-
5 440
total
-
-
-
13 672
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
37 238
-
unemployment
387
154
559
-
income
3 153
1 255
4 552
-
pensions
2 579
1 026
3 724
-
health
1 805
718
2 607
-
total
7 924
3 153
11 442
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
37 238
-
pensions
5 029
2 001
7 262
-
total
5 029
2 001
7 262
-
Corporate
13 682
32 235
-
-
income
1 231
2 901
-
-
total
1 231
2 901
-
-
Dividends
12 450
29 334
-
-
withholding
2 366
5 573
-
-
social contributions
2 311
5 603
-
-
total
4 677
11 176
-
-
Income
44 500
44 500
44 500
44 500
Total tax
18 861
19 231
18 704
13 672
After tax
25 639
25 269
25 796
30 828
Living cost
17 866
17 866
17 866
17 866
Free-cash
7 773
7 403
7 930
12 962

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽15388
-₽29173
-₽15040
-₽15803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
national
-
-
-
6 381
pensions
-
-
-
5 340
social contributions
-
-
-
478
municipal
-
-
-
4 118
total
-
-
-
16 317
Employee
67 543
-
38 470
-
municipal
8 343
-
4 290
-
national
12 928
-
6 648
-
pensions
2 702
-
1 539
-
total
23 973
-
12 477
-
Employer
67 543
-
38 470
-
pensions
5 403
-
3 078
-
social contributions
726
-
414
-
total
6 129
-
3 492
-
Corporate
-
44 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 900
-
-
total
-
8 900
-
-
Dividends
-
35 600
-
-
withholding
-
7 832
-
-
total
-
7 832
-
-
Income
44 500
44 500
44 500
44 500
Total tax
30 102
16 732
15 969
16 317
After tax
14 398
27 768
28 531
28 183
Living cost
43 571
43 571
43 571
43 571
Free-cash
-29 173
-15 803
-15 040
-15 388

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽15848
-₽25898
-₽15848
-₽20116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
social contributions
-
-
-
3 000
income
-
-
-
6 082
total
-
-
-
9 082
Employee
70 397
-
44 500
-
social contributions
5 848
-
3 000
-
income
13 284
-
6 082
-
total
19 132
-
9 082
-
Employer
70 397
-
44 500
-
total
-
-
-
-
Corporate
-
44 500
-
-
income
-
5 562
-
-
total
-
5 562
-
-
Dividends
-
38 938
-
-
withholding
-
7 788
-
-
total
-
7 788
-
-
Income
44 500
44 500
44 500
44 500
Total tax
19 132
13 350
9 082
9 082
After tax
25 368
31 150
35 418
35 418
Living cost
51 266
51 266
51 266
51 266
Free-cash
-25 898
-20 116
-15 848
-15 848

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽13519
-₽35483
-₽16032
-₽14232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
national
-
-
-
7 900
regional
-
-
-
433
social contributions
-
-
-
11 446
municipal
-
-
-
265
total
-
-
-
20 044
Employee
79 983
-
44 500
-
municipal
424
-
236
-
national
13 859
-
6 939
-
social contributions
26 970
-
15 005
-
regional
755
-
377
-
total
42 008
-
22 557
-
Employer
79 983
-
44 500
-
total
-
-
-
-
Corporate
-
44 500
-
-
nationa
-
10 681
-
-
municipal
-
1 735
-
-
total
-
12 416
-
-
Dividends
-
32 084
-
-
withholding
-
8 341
-
-
total
-
8 341
-
-
Income
44 500
44 500
44 500
44 500
Total tax
42 008
20 757
22 557
20 044
After tax
2 492
23 743
21 943
24 456
Living cost
37 975
37 975
37 975
37 975
Free-cash
-35 483
-14 232
-16 032
-13 519

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽24
-₽5423
-₽2522
-₽854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
national
-
-
-
7 900
regional
-
-
-
670
social contributions
-
-
-
11 446
municipal
-
-
-
265
total
-
-
-
20 281
Employee
49 922
-
44 500
-
municipal
265
-
236
-
national
7 909
-
6 939
-
social contributions
16 834
-
15 005
-
regional
672
-
599
-
total
25 680
-
22 779
-
Employer
49 922
-
44 500
-
total
-
-
-
-
Corporate
-
44 500
-
-
nationa
-
10 681
-
-