Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 44000
per

Your estimated
City
free-cash

Andorra , Andorra
₽7268
₽9524
₽8568
₽12549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
9 680
income
-
-
-
-
total
-
-
-
9 680
Employee
28 933
-
38 096
-
social contributions
1 880
-
2 476
-
income
-
-
-
-
total
1 880
-
2 476
-
Employer
28 933
-
38 096
-
social contributions
4 485
-
5 904
-
total
4 485
-
5 904
-
Corporate
10 582
44 000
-
-
income
1 059
4 399
-
-
total
1 059
4 399
-
-
Dividends
9 524
39 601
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
7 424
4 399
8 380
9 680
After tax
36 576
39 601
35 620
34 320
Living cost
27 052
27 052
27 052
27 052
Free-cash
9 524
12 549
8 568
7 268

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽3962
-₽7515
-₽11204
-₽5028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 366
chamber of commerce
-
-
-
176
pensions
-
-
-
8 140
income
-
-
-
2 048
total
-
-
-
19 250
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
1 021
-
other
393
359
340
-
income
3 504
2 645
2 727
-
pensions
4 029
3 672
3 489
-
health
1 522
1 388
1 318
-
total
10 628
9 140
8 895
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
4 275
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 689
-
health
1 488
1 356
1 288
-
accident
511
466
442
-
unemployment
1 180
1 076
1 021
-
chamber of commerce
157
143
143
-
total
11 321
10 322
9 934
-
Corporate
3 416
3 416
30 650
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 663
-
total
854
854
7 663
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
22 803
20 316
26 492
19 250
After tax
21 197
23 684
17 508
24 750
Living cost
28 712
28 712
28 712
28 712
Free-cash
-7 515
-5 028
-11 204
-3 962

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽7139
-₽14948
-₽14297
-₽8205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 366
chamber of commerce
-
-
-
176
pensions
-
-
-
8 140
income
-
-
-
2 048
total
-
-
-
19 428
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
1 018
-
other
449
359
340
-
income
5 120
2 645
2 733
-
pensions
4 606
3 672
3 474
-
health
1 740
1 388
1 313
-
total
13 264
9 140
8 878
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
4 256
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 687
-
health
1 699
1 356
1 283
-
accident
584
466
441
-
unemployment
1 349
1 076
1 018
-
chamber of commerce
179
143
143
-
total
13 119
10 500
10 082
-
Corporate
3 416
3 416
30 503
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 626
-
total
854
854
7 626
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
27 237
20 494
26 586
19 428
After tax
16 763
23 506
17 414
24 572
Living cost
31 711
31 711
31 711
31 711
Free-cash
-14 948
-8 205
-14 297
-7 139

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽8025
-₽39114
-₽13421
-₽7970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
12 453
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 377
social contributions
-
-
-
4 381
total
-
-
-
19 211
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
34 081
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
297
-
national
19 791
-
8 456
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 778
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 557
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 600
-
total
31 562
-
14 688
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
34 081
-
surtax
7 299
-
3 863
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
3 019
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
2 096
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
444
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
497
-
total
18 738
-
9 919
-
Corporate
-
44 000
-
-
income
-
8 801
-
-
surtax
-
176
-
-
total
-
8 977
-
-
Dividends
-
35 024
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
10 179
-
-
total
-
10 179
-
-
Income
44 000
44 000
44 000
44 000
Total tax
50 300
19 156
24 607
19 211
After tax
-6 300
24 844
19 393
24 789
Living cost
32 814
32 814
32 814
32 814
Free-cash
-39 114
-7 970
-13 421
-8 025

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽13574
₽16697
₽14067
₽22170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 600
total
-
-
-
14 976
Employee
20 458
-
37 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
3 785
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
8 328
-
Employer
20 458
-
37 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
19 528
44 000
-
-
income
1 953
4 400
-
-
total
1 953
4 400
-
-
Dividends
17 575
39 600
-
-
withholding
878
1 980
-
-
total
878
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
11 853
6 380
14 483
14 976
After tax
32 147
37 620
29 517
29 024
Living cost
15 450
15 450
15 450
15 450
Free-cash
16 697
22 170
14 067
13 574

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽17248
₽21672
₽17741
₽25844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 600
total
-
-
-
14 976
Employee
15 593
-
37 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
3 785
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
8 328
-
Employer
15 593
-
37 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
25 348
44 000
-
-
income
2 535
4 400
-
-
total
2 535
4 400
-
-
Dividends
22 813
39 600
-
-
withholding
1 141
1 980
-
-
total
1 141
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
10 552
6 380
14 483
14 976
After tax
33 448
37 620
29 517
29 024
Living cost
11 776
11 776
11 776
11 776
Free-cash
21 672
25 844
17 741
17 248

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽14634
₽6738
₽7832
₽2813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
1 122
social contributions
-
-
-
6 864
income
-
-
-
543
total
-
-
-
8 529
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 282
-
social contributions
2 616
5 743
3 315
-
health
536
1 177
680
-
total
10 687
13 326
11 277
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
3 315
-
health
582
1 281
739
-
total
3 198
7 024
4 054
-
Corporate
9 277
-
-
-
income
1 160
-
-
-
total
1 160
-
-
-
Dividends
8 117
-
-
-
withholding
1 380
-
-
-
total
1 380
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 425
20 350
15 331
8 529
After tax
27 575
23 650
28 669
35 471
Living cost
20 837
20 837
20 837
20 837
Free-cash
6 738
2 813
7 832
14 634

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽6281
-₽621
-₽521
-₽5540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
1 122
social contributions
-
-
-
6 864
income
-
-
-
543
total
-
-
-
8 529
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 282
-
social contributions
3 363
5 743
3 315
-
health
688
1 177
680
-
total
11 318
13 326
11 277
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
3 315
-
health
750
1 281
739
-
total
4 113
7 024
4 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
15 431
20 350
15 331
8 529
After tax
28 569
23 650
28 669
35 471
Living cost
29 190
29 190
29 190
29 190
Free-cash
-621
-5 540
-521
6 281

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽658
₽2110
₽1557
₽9522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 940
social contributions
-
-
-
12 848
income
-
-
-
3 782
solidarity contribution
-
-
-
-
total
-
-
-
22 570
Employee
30 548
-
32 836
-
income
3 666
-
3 940
-
social contributions
1 986
-
2 134
-
health
4 124
-
4 433
-
solidarity contribution
-
-
-
-
total
9 776
-
10 507
-
Employer
30 548
-
32 836
-
social contributions
7 637
-
8 209
-
health
2 749
-
2 955
-
total
10 386
-
11 164
-
Corporate
3 066
44 000
-
-
income
583
8 360
-
-
total
583
8 360
-
-
Dividends
2 484
35 640
-
-
withholding
373
5 346
-
-
total
373
5 346
-
-
Income
44 000
44 000
44 000
44 000
Total tax
21 118
13 706
21 671
22 570
After tax
22 882
30 294
22 329
21 430
Living cost
20 772
20 772
20 772
20 772
Free-cash
2 110
9 522
1 557
658

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽4167
-₽6442
-₽3268
₽4697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 940
social contributions
-
-
-
12 848
income
-
-
-
3 782
solidarity contribution
-
-
-
-
total
-
-
-
22 570
Employee
37 643
-
32 836
-
income
4 517
-
3 940
-
social contributions
2 447
-
2 134
-
health
5 082
-
4 433
-
solidarity contribution
-
-
-
-
total
12 046
-
10 507
-
Employer
37 643
-
32 836
-
social contributions
9 411
-
8 209
-
health
3 388
-
2 955
-
total
12 799
-
11 164
-
Corporate
-
44 000
-
-
income
-
8 360
-
-
total
-
8 360
-
-
Dividends
-
35 640
-
-
withholding
-
5 346
-
-
total
-
5 346
-
-
Income
44 000
44 000
44 000
44 000
Total tax
24 845
13 706
21 671
22 570
After tax
19 155
30 294
22 329
21 430
Living cost
25 597
25 597
25 597
25 597
Free-cash
-6 442
4 697
-3 268
-4 167

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽14408
-₽152684
-₽152684
-₽152684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
3 961
pensions
-
-
-
782
municipal
-
-
-
6 733
labour market
-
-
-
3 457
total
-
-
-
14 933
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
153 209
153 209
153 209
14 933
After tax
-109 209
-109 209
-109 209
29 067
Living cost
43 476
43 476
43 476
43 476
Free-cash
-152 684
-152 684
-152 684
-14 408

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽3353
₽7874
₽4883
₽13462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 720
pensions
-
-
-
8 801
income
-
-
-
4 389
total
-
-
-
18 910
Employee
25 530
-
32 885
-
unemployment
408
-
526
-
income
2 874
-
5 081
-
pensions
511
-
658
-
total
3 793
-
6 265
-
Employer
25 530
-
32 885
-
pensions
5 106
-
6 577
-
health
3 318
-
4 275
-
unemployment
205
-
263
-
total
8 629
-
11 115
-
Corporate
9 840
44 000
-
-
income
1 967
8 801
-
-
total
1 967
8 801
-
-
Dividends
7 872
35 199
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
14 389
8 801
17 380
18 910
After tax
29 611
35 199
26 620
25 090
Living cost
21 737
21 737
21 737
21 737
Free-cash
7 874
13 462
4 883
3 353

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽462
-₽12282
-₽7086
-₽4104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
44 000
national
-
-
-
818
health
-
-
-
302
municipal
-
-
-
7 866
total
-
-
-
8 986
Employee
47 349
-
37 015
-
unemployment
710
-
555
-
municipal
7 755
-
6 078
-
national
782
-
222
-
pensions
3 195
-
2 499
-
health
354
-
195
-
total
12 796
-
9 549
-
Employer
47 349
-
37 015
-
pensions
8 215
-
6 421
-
health
364
-
285
-
accident
48
-
38
-
unemployment
307
-
241
-
total
8 934
-
6 985
-
Corporate
-
44 000
-
-
income
-
8 801
-
-
total
-
8 801
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
26 400
-
-
municipal
-
4 751
-
-
national
-
-
-
-
total
-
4 751
-
-
Income
44 000
44 000
44 000
44 000
Total tax
21 730
13 552
16 534
8 986
After tax
22 270
30 448
27 466
35 014
Living cost
34 552
34 552
34 552
34 552
Free-cash
-12 282
-4 104
-7 086
462

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽1200
-₽1119
-₽629
-₽5564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
health
-
-
-
381
pensions
-
-
-
12 874
social contributions
-
-
-
1 255
income
-
-
-
1 585
other
-
-
-
1 365
total
-
-
-
17 460
Employee
34 382
-
33 529
-
income
1 773
-
1 670
-
surtax
-
-
-
-
social contributions
980
-
955
-
pensions
3 889
-
3 793
-
total
6 642
-
6 418
-
Employer
34 382
-
33 529
-
pensions
5 650
-
5 509
-
social contributions
102
-
101
-
other
1 187
-
1 156
-
health
2 406
-
2 347
-
unemployment
1 392
-
1 358
-
total
10 737
-
10 471
-
Corporate
-
44 000
-
-
income
-
12 320
-
-
surtax
-
-
-
-
total
-
12 320
-
-
Dividends
-
31 680
-
-
withholding
-
4 054
-
-
social contributions
-
5 450
-
-
surtax
-
-
-
-
total
-
9 504
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 379
21 824
16 889
17 460
After tax
26 621
22 176
27 111
26 540
Living cost
27 740
27 740
27 740
27 740
Free-cash
-1 119
-5 564
-629
-1 200

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽4251
-₽6546
-₽3680
-₽8615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
health
-
-
-
381
pensions
-
-
-
12 874
social contributions
-
-
-
1 255
income
-
-
-
1 585
other
-
-
-
1 365
total
-
-
-
17 460
Employee
38 517
-
33 529
-
income
2 273
-
1 670
-
surtax
-
-
-
-
social contributions
1 098
-
955
-
pensions
4 355
-
3 793
-
total
7 726
-
6 418
-
Employer
38 517
-
33 529
-
pensions
6 328
-
5 509
-
social contributions
116
-
101
-
other
1 329
-
1 156
-
health
2 697
-
2 347
-
unemployment
1 559
-
1 358
-
total
12 029
-
10 471
-
Corporate
-
44 000
-
-
income
-
12 320
-
-
surtax
-
-
-
-
total
-
12 320
-
-
Dividends
-
31 680
-
-
withholding
-
4 054
-
-
social contributions
-
5 450
-
-
surtax
-
-
-
-
total
-
9 504
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 755
21 824
16 889
17 460
After tax
24 245
22 176
27 111
26 540
Living cost
30 791
30 791
30 791
30 791
Free-cash
-6 546
-8 615
-3 680
-4 251

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽16927
-₽29969
-₽16356
-₽21291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
health
-
-
-
381
pensions
-
-
-
12 874
social contributions
-
-
-
1 255
income
-
-
-
1 585
other
-
-
-
1 365
total
-
-
-
17 460
Employee
56 366
-
33 529
-
income
4 918
-
1 670
-
surtax
-
-
-
-
social contributions
1 605
-
955
-
pensions
6 375
-
3 793
-
total
12 898
-
6 418
-
Employer
56 366
-
33 529
-
pensions
9 262
-
5 509
-
social contributions
169
-
101
-
other
1 945
-
1 156
-
health
3 945
-
2 347
-
unemployment
2 283
-
1 358
-
total
17 604
-
10 471
-
Corporate
-
44 000
-
-
income
-
12 320
-
-
surtax
-
-
-
-
total
-
12 320
-
-
Dividends
-
31 680
-
-
withholding
-
4 054
-
-
social contributions
-
5 450
-
-
surtax
-
-
-
-
total
-
9 504
-
-
Income
44 000
44 000
44 000
44 000
Total tax
30 502
21 824
16 889
17 460
After tax
13 498
22 176
27 111
26 540
Living cost
43 467
43 467
43 467
43 467
Free-cash
-29 969
-21 291
-16 356
-16 927

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽37737
₽34886
₽29377
₽35977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
440
total
-
-
-
440
Employee
7 278
-
44 000
-
income
1 455
-
8 800
-
total
1 455
-
8 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 722
44 000
-
-
total
-
-
-
-
Dividends
36 722
44 000
-
-
withholding
1 836
2 200
-
-
total
1 836
2 200
-
-
Income
44 000
44 000
44 000
44 000
Total tax
3 291
2 200
8 800
440
After tax
40 709
41 800
35 200
43 560
Living cost
5 823
5 823
5 823
5 823
Free-cash
34 886
35 977
29 377
37 737

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽34487
₽31026
₽26127
₽32727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
440
total
-
-
-
440
Employee
11 342
-
44 000
-
income
2 268
-
8 800
-
total
2 268
-
8 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

32 658
44 000
-
-
total
-
-
-
-
Dividends
32 658
44 000
-
-
withholding
1 633
2 200
-
-
total
1 633
2 200
-
-
Income
44 000
44 000
44 000
44 000
Total tax
3 901
2 200
8 800
440
After tax
40 099
41 800
35 200
43 560
Living cost
9 073
9 073
9 073
9 073
Free-cash
31 026
32 727
26 127
34 487

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽862
-₽778
-₽553
-₽11914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
191
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 469
trade
-
-
-
309
total
-
-
-
10 117
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
3 469
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
191
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
9 808
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
44 000
-
-
trade
-
6 314
-
-
income
-
6 601
-
-
chamber of commerce
-
202
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
364
-
-
total
-
13 481
-
-
Dividends
-
30 520
-
-
withholding
-
7 287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
401
-
-
total
-
7 688
-
-
Income
44 000
44 000
44 000
44 000
Total tax
10 033
21 169
9 808
10 117
After tax
33 967
22 831
34 192
33 883
Living cost
34 745
34 745
34 745
34 745
Free-cash
-778
-11 914
-553
-862

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽6593
₽5076
₽6933
-₽4881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
191
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 469
trade
-
-
-
340
total
-
-
-
10 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
3 469
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
191
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
9 808
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 578
44 000
-
-
trade
1 508
6 930
-
-
income
1 436
6 601
-
-
chamber of commerce
150
200
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
364
-
-
total
3 173
14 095
-
-
Dividends
6 405
29 905
-
-
withholding
1 259
7 134
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
393
-
-
total
1 329
7 527
-
-
Income
44 000
44 000
44 000
44 000
Total tax
11 665
21 622
9 808
10 148
After tax
32 335
22 378
34 192
33 852
Living cost
27 259
27 259
27 259
27 259
Free-cash
5 076
-4 881
6 933
6 593

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽1517
-₽1638
-₽1162
-₽13202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
191
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 469
trade
-
-
-
355
total
-
-
-
10 163
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
3 469
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
191
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
9 808
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
44 000
-
-
trade
-
7 238
-
-
income
-
6 601
-
-
chamber of commerce
-
200
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
364
-
-
total
-
14 403
-
-
Dividends
-
29 598
-
-
withholding
-
7 057
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
388
-
-
total
-
7 445
-
-
Income
44 000
44 000
44 000
44 000
Total tax
10 284
21 848
9 808
10 163
After tax
33 716
22 152
34 192
33 837
Living cost
35 354
35 354
35 354
35 354
Free-cash
-1 638
-13 202
-1 162
-1 517

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽7407
-₽10086
-₽7036
-₽19302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
191
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 469
trade
-
-
-
371
total
-
-
-
10 179
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
3 469
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
191
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
9 808
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
44 000
-
-
trade
-
7 545
-
-
income
-
6 601
-
-
chamber of commerce
-
198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
364
-
-
total
-
14 708
-
-
Dividends
-
29 292
-
-
withholding
-
6 982
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
384
-
-
total
-
7 366
-
-
Income
44 000
44 000
44 000
44 000
Total tax
12 858
22 074
9 808
10 179
After tax
31 142
21 926
34 192
33 821
Living cost
41 228
41 228
41 228
41 228
Free-cash
-10 086
-19 302
-7 036
-7 407

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽5031
₽4599
₽3941
₽7461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
251
unemployment
-
-
-
205
health
-
-
-
3 124
pensions
-
-
-
8 801
income
-
-
-
6 374
other
-
-
-
-
total
-
-
-
18 755
Employee
30 307
-
36 349
-
unemployment
2 109
-
2 529
-
other
-
-
-
-
income
5 081
-
6 094
-
surtax
108
-
219
-
pensions
2 022
-
2 425
-
health
774
-
927
-
total
10 094
-
12 194
-
Employer
30 307
-
36 349
-
pensions
4 041
-
4 845
-
other
-
-
-
-
health
1 378
-
1 653
-
unemployment
962
-
1 153
-
total
6 381
-
7 651
-
Corporate
7 312
44 000
-
-
income
1 901
11 441
-
-
total
1 901
11 441
-
-
Dividends
5 411
32 559
-
-
withholding
811
4 884
-
-
total
811
4 884
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 187
16 325
19 845
18 755
After tax
24 813
27 675
24 155
25 245
Living cost
20 214
20 214
20 214
20 214
Free-cash
4 599
7 461
3 941
5 031

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽5386
₽5016
₽4296
₽7816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
251
unemployment
-
-
-
205
health
-
-
-
3 124
pensions
-
-
-
8 801
income
-
-
-
6 374
other
-
-
-
-
total
-
-
-
18 755
Employee
29 761
-
36 349
-
unemployment
2 072
-
2 529
-
other
-
-
-
-
income
4 989
-
6 094
-
surtax
97
-
219
-
pensions
1 985
-
2 425
-
health
760
-
927
-
total
9 903
-
12 194
-
Employer
29 761
-
36 349
-
pensions
3 967
-
4 845
-
other
-
-
-
-
health
1 354
-
1 653
-
unemployment
943
-
1 153
-
total
6 264
-
7 651
-
Corporate
7 975
44 000
-
-
income
2 073
11 441
-
-
total
2 073
11 441
-
-
Dividends
5 901
32 559
-
-
withholding
885
4 884
-
-
total
885
4 884
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 125
16 325
19 845
18 755
After tax
24 875
27 675
24 155
25 245
Living cost
19 859
19 859
19 859
19 859
Free-cash
5 016
7 816
4 296
5 386

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽12615
₽7494
₽7642
₽7123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
660
health
-
-
-
3 080
pensions
-
-
-
4 400
income
-
-
-
5 379
total
-
-
-
13 519
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
36 820
-
unemployment
387
154
552
-
income
3 153
1 255
4 501
-
pensions
2 579
1 026
3 682
-
health
1 805
718
2 577
-
total
7 924
3 153
11 312
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
36 820
-
pensions
5 029
2 001
7 180
-
total
5 029
2 001
7 180
-
Corporate
13 182
31 735
-
-
income
1 186
2 856
-
-
total
1 186
2 856
-
-
Dividends
11 995
28 879
-
-
withholding
2 279
5 487
-
-
social contributions
2 222
5 514
-
-
total
4 501
11 001
-
-
Income
44 000
44 000
44 000
44 000
Total tax
18 640
19 011
18 492
13 519
After tax
25 360
24 989
25 508
30 481
Living cost
17 866
17 866
17 866
17 866
Free-cash
7 494
7 123
7 642
12 615

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽15675
-₽29673
-₽15330
-₽16115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
6 291
pensions
-
-
-
5 280
social contributions
-
-
-
473
municipal
-
-
-
4 060
total
-
-
-
16 104
Employee
67 543
-
38 038
-
municipal
8 343
-
4 230
-
national
12 928
-
6 555
-
pensions
2 702
-
1 522
-
total
23 973
-
12 307
-
Employer
67 543
-
38 038
-
pensions
5 403
-
3 043
-
social contributions
726
-
409
-
total
6 129
-
3 452
-
Corporate
-
44 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 800
-
-
total
-
8 800
-
-
Dividends
-
35 200
-
-
withholding
-
7 744
-
-
total
-
7 744
-
-
Income
44 000
44 000
44 000
44 000
Total tax
30 102
16 544
15 759
16 104
After tax
13 898
27 456
28 241
27 896
Living cost
43 571
43 571
43 571
43 571
Free-cash
-29 673
-16 115
-15 330
-15 675

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽16193
-₽26398
-₽16193
-₽20466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
2 944
income
-
-
-
5 983
total
-
-
-
8 927
Employee
70 397
-
44 000
-
social contributions
5 848
-
2 944
-
income
13 284
-
5 983
-
total
19 132
-
8 927
-
Employer
70 397
-
44 000
-
total
-
-
-
-
Corporate
-
44 000
-
-
income
-
5 499
-
-
total
-
5 499
-
-
Dividends
-
38 501
-
-
withholding
-
7 701
-
-
total
-
7 701
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 132
13 200
8 927
8 927
After tax
24 868
30 800
35 073
35 073
Living cost
51 266
51 266
51 266
51 266
Free-cash
-26 398
-20 466
-16 193
-16 193

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽13778
-₽35983
-₽16266
-₽14500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
7 800
regional
-
-
-
426
social contributions
-
-
-
11 316
municipal
-
-
-
261
total
-
-
-
19 803
Employee
79 983
-
44 000
-
municipal
424
-
234
-
national
13 859
-
6 850
-
social contributions
26 970
-
14 836
-
regional
755
-
371
-
total
42 008
-
22 291
-
Employer
79 983
-
44 000
-
total
-
-
-
-
Corporate
-
44 000
-
-
nationa
-
10 560
-
-
municipal
-
1 716
-
-
total
-
12 276
-
-
Dividends
-
31 724
-
-
withholding
-
8 249
-
-
total
-
8 249
-
-
Income
44 000
44 000
44 000
44 000
Total tax
42 008
20 525
22 291
19 803
After tax
1 992
23 475
21 709
24 197
Living cost
37 975
37 975
37 975
37 975
Free-cash
-35 983
-14 500
-16 266
-13 778

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽283
-₽5923
-₽2755
-₽1115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
7 800
regional
-
-
-
663
social contributions
-
-
-
11 316
municipal
-
-
-
261
total
-
-
-
20 040
Employee
49 922
-
44 000
-
municipal
265
-
234
-
national
7 909
-
6 850
-
social contributions
16 834
-
14 836
-
regional
672
-
592
-
total
25 680
-
22 512
-
Employer
49 922
-
44 000
-
total
-
-
-
-
Corporate
-
44 000
-
-
nationa
-
10 560
-
-