Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 42000
per

Your estimated
City
free-cash

Andorra , Andorra
₽5709
₽7724
₽6948
₽10748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
9 239
income
-
-
-
-
total
-
-
-
9 239
Employee
28 933
-
36 364
-
social contributions
1 880
-
2 364
-
income
-
-
-
-
total
1 880
-
2 364
-
Employer
28 933
-
36 364
-
social contributions
4 485
-
5 636
-
total
4 485
-
5 636
-
Corporate
8 582
42 000
-
-
income
859
4 200
-
-
total
859
4 200
-
-
Dividends
7 723
37 800
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
7 224
4 200
8 000
9 239
After tax
34 776
37 800
34 000
32 761
Living cost
27 052
27 052
27 052
27 052
Free-cash
7 724
10 748
6 948
5 709

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽5059
-₽9515
-₽12215
-₽7028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 212
chamber of commerce
-
-
-
167
pensions
-
-
-
7 771
income
-
-
-
1 677
total
-
-
-
18 347
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
972
-
other
393
359
324
-
income
3 504
2 645
2 801
-
pensions
4 029
3 672
3 320
-
health
1 522
1 388
1 255
-
total
10 628
9 140
8 672
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
4 068
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 674
-
health
1 488
1 356
1 225
-
accident
511
466
422
-
unemployment
1 180
1 076
972
-
chamber of commerce
157
143
143
-
total
11 321
10 322
9 580
-
Corporate
3 416
3 416
29 005
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 251
-
total
854
854
7 251
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
22 803
20 316
25 503
18 347
After tax
19 197
21 684
16 497
23 653
Living cost
28 712
28 712
28 712
28 712
Free-cash
-9 515
-7 028
-12 215
-5 059

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽8236
-₽16948
-₽15304
-₽10205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 212
chamber of commerce
-
-
-
167
pensions
-
-
-
7 771
income
-
-
-
1 677
total
-
-
-
18 525
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
968
-
other
449
359
323
-
income
5 120
2 645
2 808
-
pensions
4 606
3 672
3 305
-
health
1 740
1 388
1 248
-
total
13 264
9 140
8 652
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
4 049
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 674
-
health
1 699
1 356
1 219
-
accident
584
466
420
-
unemployment
1 349
1 076
968
-
chamber of commerce
179
143
143
-
total
13 119
10 500
9 727
-
Corporate
3 416
3 416
28 856
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 214
-
total
854
854
7 214
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
27 237
20 494
25 593
18 525
After tax
14 763
21 506
16 407
23 475
Living cost
31 711
31 711
31 711
31 711
Free-cash
-16 948
-10 205
-15 304
-8 236

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽8877
-₽41114
-₽14152
-₽9082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
national
-
-
-
11 821
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 282
social contributions
-
-
-
3 960
total
-
-
-
18 063
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
32 530
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
284
-
national
19 791
-
7 917
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 696
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 441
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 529
-
total
31 562
-
13 867
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
32 530
-
surtax
7 299
-
3 689
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
2 883
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
2 002
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
422
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
475
-
total
18 738
-
9 471
-
Corporate
-
42 000
-
-
income
-
8 399
-
-
surtax
-
167
-
-
total
-
8 566
-
-
Dividends
-
33 433
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 702
-
-
total
-
9 702
-
-
Income
42 000
42 000
42 000
42 000
Total tax
50 300
18 268
23 338
18 063
After tax
-8 300
23 732
18 662
23 937
Living cost
32 814
32 814
32 814
32 814
Free-cash
-41 114
-9 082
-14 152
-8 877

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽11798
₽14919
₽12186
₽20411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
6 300
total
-
-
-
14 703
Employee
20 524
-
35 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
3 583
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
8 140
-
Employer
20 524
-
35 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
17 450
42 000
-
-
income
1 745
4 200
-
-
total
1 745
4 200
-
-
Dividends
15 705
37 800
-
-
withholding
785
1 890
-
-
total
785
1 890
-
-
Income
42 000
42 000
42 000
42 000
Total tax
11 582
6 090
14 315
14 703
After tax
30 418
35 910
27 685
27 297
Living cost
15 499
15 499
15 499
15 499
Free-cash
14 919
20 411
12 186
11 798

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽15484
₽19912
₽15872
₽24097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
6 300
total
-
-
-
14 703
Employee
15 642
-
35 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
3 583
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
8 140
-
Employer
15 642
-
35 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
23 288
42 000
-
-
income
2 329
4 200
-
-
total
2 329
4 200
-
-
Dividends
20 959
37 800
-
-
withholding
1 048
1 890
-
-
total
1 048
1 890
-
-
Income
42 000
42 000
42 000
42 000
Total tax
10 275
6 090
14 315
14 703
After tax
31 725
35 910
27 685
27 297
Living cost
11 813
11 813
11 813
11 813
Free-cash
19 912
24 097
15 872
15 484

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽13326
₽5285
₽6142
₽813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
health
-
-
-
1 071
social contributions
-
-
-
6 551
income
-
-
-
215
total
-
-
-
7 837
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 337
-
social contributions
2 616
5 743
3 165
-
health
536
1 177
649
-
total
10 687
13 326
11 151
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
3 165
-
health
582
1 281
705
-
total
3 198
7 024
3 870
-
Corporate
7 277
-
-
-
income
910
-
-
-
total
910
-
-
-
Dividends
6 367
-
-
-
withholding
1 083
-
-
-
total
1 083
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
15 878
20 350
15 021
7 837
After tax
26 122
21 650
26 979
34 163
Living cost
20 837
20 837
20 837
20 837
Free-cash
5 285
813
6 142
13 326

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽4973
-₽2621
-₽2211
-₽7540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
health
-
-
-
1 071
social contributions
-
-
-
6 551
income
-
-
-
215
total
-
-
-
7 837
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 337
-
social contributions
3 363
5 743
3 165
-
health
688
1 177
649
-
total
11 318
13 326
11 151
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
3 165
-
health
750
1 281
705
-
total
4 113
7 024
3 870
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
15 431
20 350
15 021
7 837
After tax
26 569
21 650
26 979
34 163
Living cost
29 190
29 190
29 190
29 190
Free-cash
-2 621
-7 540
-2 211
4 973

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽324
₽724
₽534
₽8137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
health
-
-
-
5 670
social contributions
-
-
-
12 264
income
-
-
-
3 610
solidarity contribution
-
-
-
-
total
-
-
-
21 544
Employee
30 558
-
31 343
-
income
3 667
-
3 761
-
social contributions
1 986
-
2 037
-
health
4 125
-
4 231
-
solidarity contribution
-
-
-
-
total
9 778
-
10 029
-
Employer
30 558
-
31 343
-
social contributions
7 640
-
7 836
-
health
2 750
-
2 821
-
total
10 390
-
10 657
-
Corporate
1 052
42 000
-
-
income
200
7 980
-
-
total
200
7 980
-
-
Dividends
852
34 020
-
-
withholding
128
5 103
-
-
total
128
5 103
-
-
Income
42 000
42 000
42 000
42 000
Total tax
20 496
13 083
20 686
21 544
After tax
21 504
28 917
21 314
20 456
Living cost
20 780
20 780
20 780
20 780
Free-cash
724
8 137
534
-324

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽5150
-₽8460
-₽4292
₽3311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
health
-
-
-
5 670
social contributions
-
-
-
12 264
income
-
-
-
3 610
solidarity contribution
-
-
-
-
total
-
-
-
21 544
Employee
37 656
-
31 343
-
income
4 519
-
3 761
-
social contributions
2 448
-
2 037
-
health
5 084
-
4 231
-
solidarity contribution
-
-
-
-
total
12 051
-
10 029
-
Employer
37 656
-
31 343
-
social contributions
9 414
-
7 836
-
health
3 389
-
2 821
-
total
12 803
-
10 657
-
Corporate
-
42 000
-
-
income
-
7 980
-
-
total
-
7 980
-
-
Dividends
-
34 020
-
-
withholding
-
5 103
-
-
total
-
5 103
-
-
Income
42 000
42 000
42 000
42 000
Total tax
24 854
13 083
20 686
21 544
After tax
17 146
28 917
21 314
20 456
Living cost
25 606
25 606
25 606
25 606
Free-cash
-8 460
3 311
-4 292
-5 150

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽15560
-₽154591
-₽154591
-₽154591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
national
-
-
-
3 719
pensions
-
-
-
782
municipal
-
-
-
6 307
labour market
-
-
-
3 297
total
-
-
-
14 105
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
153 136
153 136
153 136
14 105
After tax
-111 136
-111 136
-111 136
27 895
Living cost
43 455
43 455
43 455
43 455
Free-cash
-154 591
-154 591
-154 591
-15 560

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽2430
₽6273
₽3892
₽11864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
health
-
-
-
5 460
pensions
-
-
-
8 401
income
-
-
-
3 972
total
-
-
-
17 833
Employee
25 530
-
31 391
-
unemployment
408
-
502
-
income
2 874
-
4 632
-
pensions
511
-
628
-
total
3 793
-
5 762
-
Employer
25 530
-
31 391
-
pensions
5 106
-
6 278
-
health
3 318
-
4 080
-
unemployment
205
-
251
-
total
8 629
-
10 609
-
Corporate
7 840
42 000
-
-
income
1 568
8 399
-
-
total
1 568
8 399
-
-
Dividends
6 272
33 601
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
13 990
8 399
16 371
17 833
After tax
28 010
33 601
25 629
24 167
Living cost
21 737
21 737
21 737
21 737
Free-cash
6 273
11 864
3 892
2 430

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽1035
-₽14282
-₽8237
-₽5487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
42 000
national
-
-
-
700
health
-
-
-
272
municipal
-
-
-
7 511
total
-
-
-
8 483
Employee
47 349
-
35 333
-
unemployment
710
-
529
-
municipal
7 755
-
5 805
-
national
782
-
132
-
pensions
3 195
-
2 384
-
health
354
-
169
-
total
12 796
-
9 019
-
Employer
47 349
-
35 333
-
pensions
8 215
-
6 129
-
health
364
-
272
-
accident
48
-
36
-
unemployment
307
-
229
-
total
8 934
-
6 666
-
Corporate
-
42 000
-
-
income
-
8 399
-
-
total
-
8 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
25 201
-
-
municipal
-
4 536
-
-
national
-
-
-
-
total
-
4 536
-
-
Income
42 000
42 000
42 000
42 000
Total tax
21 730
12 935
15 685
8 483
After tax
20 270
29 065
26 315
33 517
Living cost
34 552
34 552
34 552
34 552
Free-cash
-14 282
-5 487
-8 237
-1 035

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽2352
-₽3119
-₽1753
-₽6572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
-
health
-
-
-
364
pensions
-
-
-
12 353
social contributions
-
-
-
1 197
income
-
-
-
1 397
other
-
-
-
1 301
total
-
-
-
16 612
Employee
34 382
-
32 004
-
income
1 773
-
1 486
-
surtax
-
-
-
-
social contributions
980
-
912
-
pensions
3 889
-
3 619
-
total
6 642
-
6 017
-
Employer
34 382
-
32 004
-
pensions
5 650
-
5 258
-
social contributions
102
-
96
-
other
1 187
-
1 105
-
health
2 406
-
2 241
-
unemployment
1 392
-
1 296
-
total
10 737
-
9 996
-
Corporate
-
42 000
-
-
income
-
11 760
-
-
surtax
-
-
-
-
total
-
11 760
-
-
Dividends
-
30 240
-
-
withholding
-
3 870
-
-
social contributions
-
5 202
-
-
surtax
-
-
-
-
total
-
9 072
-
-
Income
42 000
42 000
42 000
42 000
Total tax
17 379
20 832
16 013
16 612
After tax
24 621
21 168
25 987
25 388
Living cost
27 740
27 740
27 740
27 740
Free-cash
-3 119
-6 572
-1 753
-2 352

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽5403
-₽8546
-₽4804
-₽9623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
-
health
-
-
-
364
pensions
-
-
-
12 353
social contributions
-
-
-
1 197
income
-
-
-
1 397
other
-
-
-
1 301
total
-
-
-
16 612
Employee
38 517
-
32 004
-
income
2 273
-
1 486
-
surtax
-
-
-
-
social contributions
1 098
-
912
-
pensions
4 355
-
3 619
-
total
7 726
-
6 017
-
Employer
38 517
-
32 004
-
pensions
6 328
-
5 258
-
social contributions
116
-
96
-
other
1 329
-
1 105
-
health
2 697
-
2 241
-
unemployment
1 559
-
1 296
-
total
12 029
-
9 996
-
Corporate
-
42 000
-
-
income
-
11 760
-
-
surtax
-
-
-
-
total
-
11 760
-
-
Dividends
-
30 240
-
-
withholding
-
3 870
-
-
social contributions
-
5 202
-
-
surtax
-
-
-
-
total
-
9 072
-
-
Income
42 000
42 000
42 000
42 000
Total tax
19 755
20 832
16 013
16 612
After tax
22 245
21 168
25 987
25 388
Living cost
30 791
30 791
30 791
30 791
Free-cash
-8 546
-9 623
-4 804
-5 403

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽18079
-₽31969
-₽17480
-₽22299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
-
health
-
-
-
364
pensions
-
-
-
12 353
social contributions
-
-
-
1 197
income
-
-
-
1 397
other
-
-
-
1 301
total
-
-
-
16 612
Employee
56 366
-
32 004
-
income
4 918
-
1 486
-
surtax
-
-
-
-
social contributions
1 605
-
912
-
pensions
6 375
-
3 619
-
total
12 898
-
6 017
-
Employer
56 366
-
32 004
-
pensions
9 262
-
5 258
-
social contributions
169
-
96
-
other
1 945
-
1 105
-
health
3 945
-
2 241
-
unemployment
2 283
-
1 296
-
total
17 604
-
9 996
-
Corporate
-
42 000
-
-
income
-
11 760
-
-
surtax
-
-
-
-
total
-
11 760
-
-
Dividends
-
30 240
-
-
withholding
-
3 870
-
-
social contributions
-
5 202
-
-
surtax
-
-
-
-
total
-
9 072
-
-
Income
42 000
42 000
42 000
42 000
Total tax
30 502
20 832
16 013
16 612
After tax
11 498
21 168
25 987
25 388
Living cost
43 467
43 467
43 467
43 467
Free-cash
-31 969
-22 299
-17 480
-18 079

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽35757
₽32986
₽27777
₽34077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
42 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
420
total
-
-
-
420
Employee
7 278
-
42 000
-
income
1 455
-
8 400
-
total
1 455
-
8 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

34 722
42 000
-
-
total
-
-
-
-
Dividends
34 722
42 000
-
-
withholding
1 736
2 100
-
-
total
1 736
2 100
-
-
Income
42 000
42 000
42 000
42 000
Total tax
3 191
2 100
8 400
420
After tax
38 809
39 900
33 600
41 580
Living cost
5 823
5 823
5 823
5 823
Free-cash
32 986
34 077
27 777
35 757

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽32507
₽29126
₽24527
₽30827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
42 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
420
total
-
-
-
420
Employee
11 342
-
42 000
-
income
2 268
-
8 400
-
total
2 268
-
8 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

30 658
42 000
-
-
total
-
-
-
-
Dividends
30 658
42 000
-
-
withholding
1 533
2 100
-
-
total
1 533
2 100
-
-
Income
42 000
42 000
42 000
42 000
Total tax
3 801
2 100
8 400
420
After tax
38 199
39 900
33 600
41 580
Living cost
9 073
9 073
9 073
9 073
Free-cash
29 126
30 827
24 527
32 507

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽2002
-₽2778
-₽1980
-₽12941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
161
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 926
trade
-
-
-
22
total
-
-
-
9 257
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
42 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
2 926
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
161
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
9 235
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 000
-
-
trade
-
6 027
-
-
income
-
6 300
-
-
chamber of commerce
-
198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
347
-
-
total
-
12 872
-
-
Dividends
-
29 128
-
-
withholding
-
6 941
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
383
-
-
total
-
7 324
-
-
Income
42 000
42 000
42 000
42 000
Total tax
10 033
20 196
9 235
9 257
After tax
31 967
21 804
32 765
32 743
Living cost
34 745
34 745
34 745
34 745
Free-cash
-2 778
-12 941
-1 980
-2 002

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽5480
₽4069
₽5506
-₽5884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
161
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 926
trade
-
-
-
26
total
-
-
-
9 261
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
42 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
2 926
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
161
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
9 235
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 578
42 000
-
-
trade
1 194
6 614
-
-
income
1 137
6 300
-
-
chamber of commerce
147
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

63
347
-
-
total
2 541
13 457
-
-
Dividends
5 037
28 542
-
-
withholding
917
6 794
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
374
-
-
total
968
7 168
-
-
Income
42 000
42 000
42 000
42 000
Total tax
10 672
20 625
9 235
9 261
After tax
31 328
21 375
32 765
32 739
Living cost
27 259
27 259
27 259
27 259
Free-cash
4 069
-5 884
5 506
5 480

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽2615
-₽3638
-₽2589
-₽14194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
161
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 926
trade
-
-
-
26
total
-
-
-
9 261
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
42 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
2 926
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
161
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
9 235
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 000
-
-
trade
-
6 908
-
-
income
-
6 300
-
-
chamber of commerce
-
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
347
-
-
total
-
13 751
-
-
Dividends
-
28 248
-
-
withholding
-
6 720
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
369
-
-
total
-
7 089
-
-
Income
42 000
42 000
42 000
42 000
Total tax
10 284
20 840
9 235
9 261
After tax
31 716
21 160
32 765
32 739
Living cost
35 354
35 354
35 354
35 354
Free-cash
-3 638
-14 194
-2 589
-2 615

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽8490
-₽12086
-₽8463
-₽20287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
161
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 926
trade
-
-
-
27
total
-
-
-
9 262
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
42 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
2 926
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
161
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
9 235
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 000
-
-
trade
-
7 204
-
-
income
-
6 300
-
-
chamber of commerce
-
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
347
-
-
total
-
14 047
-
-
Dividends
-
27 953
-
-
withholding
-
6 647
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
365
-
-
total
-
7 012
-
-
Income
42 000
42 000
42 000
42 000
Total tax
12 858
21 059
9 235
9 262
After tax
29 142
20 941
32 765
32 738
Living cost
41 228
41 228
41 228
41 228
Free-cash
-12 086
-20 287
-8 463
-8 490

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽3898
₽3340
₽2860
₽6204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
219
unemployment
-
-
-
205
health
-
-
-
2 982
pensions
-
-
-
8 399
income
-
-
-
6 083
other
-
-
-
-
total
-
-
-
17 888
Employee
30 307
-
34 696
-
unemployment
2 109
-
2 415
-
other
-
-
-
-
income
5 081
-
5 817
-
surtax
108
-
190
-
pensions
2 022
-
2 314
-
health
774
-
885
-
total
10 094
-
11 621
-
Employer
30 307
-
34 696
-
pensions
4 041
-
4 625
-
other
-
-
-
-
health
1 378
-
1 580
-
unemployment
962
-
1 100
-
total
6 381
-
7 305
-
Corporate
5 312
42 000
-
-
income
1 382
10 920
-
-
total
1 382
10 920
-
-
Dividends
3 930
31 080
-
-
withholding
589
4 662
-
-
total
589
4 662
-
-
Income
42 000
42 000
42 000
42 000
Total tax
18 446
15 582
18 926
17 888
After tax
23 554
26 418
23 074
24 112
Living cost
20 214
20 214
20 214
20 214
Free-cash
3 340
6 204
2 860
3 898

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽4253
₽3757
₽3215
₽6559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
surtax
-
-
-
219
unemployment
-
-
-
205
health
-
-
-
2 982
pensions
-
-
-
8 399
income
-
-
-
6 083
other
-
-
-
-
total
-
-
-
17 888
Employee
29 761
-
34 696
-
unemployment
2 072
-
2 415
-
other
-
-
-
-
income
4 989
-
5 817
-
surtax
97
-
190
-
pensions
1 985
-
2 314
-
health
760
-
885
-
total
9 903
-
11 621
-
Employer
29 761
-
34 696
-
pensions
3 967
-
4 625
-
other
-
-
-
-
health
1 354
-
1 580
-
unemployment
943
-
1 100
-
total
6 264
-
7 305
-
Corporate
5 975
42 000
-
-
income
1 554
10 920
-
-
total
1 554
10 920
-
-
Dividends
4 420
31 080
-
-
withholding
663
4 662
-
-
total
663
4 662
-
-
Income
42 000
42 000
42 000
42 000
Total tax
18 384
15 582
18 926
17 888
After tax
23 616
26 418
23 074
24 112
Living cost
19 859
19 859
19 859
19 859
Free-cash
3 757
6 559
3 215
4 253

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽11226
₽6372
₽6478
₽5998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
630
health
-
-
-
2 940
pensions
-
-
-
4 200
income
-
-
-
5 135
total
-
-
-
12 905
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
35 146
-
unemployment
387
154
527
-
income
3 153
1 255
4 297
-
pensions
2 579
1 027
3 515
-
health
1 806
719
2 460
-
total
7 925
3 155
10 799
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
35 146
-
pensions
5 030
2 002
6 854
-
total
5 030
2 002
6 854
-
Corporate
11 176
29 733
-
-
income
1 006
2 676
-
-
total
1 006
2 676
-
-
Dividends
10 171
27 057
-
-
withholding
1 932
5 141
-
-
social contributions
1 866
5 159
-
-
total
3 798
10 300
-
-
Income
42 000
42 000
42 000
42 000
Total tax
17 759
18 133
17 653
12 905
After tax
24 241
23 867
24 347
29 095
Living cost
17 869
17 869
17 869
17 869
Free-cash
6 372
5 998
6 478
11 226

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽16817
-₽31673
-₽16488
-₽17363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
national
-
-
-
5 929
pensions
-
-
-
5 040
social contributions
-
-
-
451
municipal
-
-
-
3 826
total
-
-
-
15 246
Employee
67 543
-
36 309
-
municipal
8 343
-
3 989
-
national
12 928
-
6 181
-
pensions
2 702
-
1 452
-
total
23 973
-
11 622
-
Employer
67 543
-
36 309
-
pensions
5 403
-
2 905
-
social contributions
726
-
390
-
total
6 129
-
3 295
-
Corporate
-
42 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 400
-
-
total
-
8 400
-
-
Dividends
-
33 600
-
-
withholding
-
7 392
-
-
total
-
7 392
-
-
Income
42 000
42 000
42 000
42 000
Total tax
30 102
15 792
14 917
15 246
After tax
11 898
26 208
27 083
26 754
Living cost
43 571
43 571
43 571
43 571
Free-cash
-31 673
-17 363
-16 488
-16 817

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽17572
-₽28398
-₽17572
-₽21867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
2 725
income
-
-
-
5 581
total
-
-
-
8 306
Employee
70 397
-
42 000
-
social contributions
5 848
-
2 725
-
income
13 284
-
5 581
-
total
19 132
-
8 306
-
Employer
70 397
-
42 000
-
total
-
-
-
-
Corporate
-
42 000
-
-
income
-
5 250
-
-
total
-
5 250
-
-
Dividends
-
36 750
-
-
withholding
-
7 351
-
-
total
-
7 351
-
-
Income
42 000
42 000
42 000
42 000
Total tax
19 132
12 601
8 306
8 306
After tax
22 868
29 399
33 694
33 694
Living cost
51 266
51 266
51 266
51 266
Free-cash
-28 398
-21 867
-17 572
-17 572

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽14828
-₽37983
-₽17203
-₽15566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
national
-
-
-
7 398
regional
-
-
-
404
social contributions
-
-
-
10 802
municipal
-
-
-
249
total
-
-
-
18 853
Employee
79 983
-
42 000
-
municipal
424
-
222
-
national
13 859
-
6 492
-
social contributions
26 970
-
14 163
-
regional
755
-
351
-
total
42 008
-
21 228
-
Employer
79 983
-
42 000
-
total
-
-
-
-
Corporate
-
42 000
-
-
nationa
-
10 080
-
-
municipal
-
1 638
-
-
total
-
11 718
-
-
Dividends
-
30 282
-
-
withholding
-
7 873
-
-
total
-
7 873
-
-
Income
42 000
42 000
42 000
42 000
Total tax
42 008
19 591
21 228
18 853
After tax
-8
22 409
20 772
23 147
Living cost
37 975
37 975
37 975
37 975
Free-cash
-37 983
-15 566
-17 203
-14 828

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽1325
-₽7923
-₽3684
-₽2167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
national
-
-
-
7 398
regional
-
-
-
633
social contributions
-
-
-
10 802
municipal
-
-
-
249
total
-
-
-
19 082
Employee
49 922
-
42 000
-
municipal
265
-
222
-
national
7 909
-
6 492
-
social contributions
16 834
-
14 163
-
regional
672
-
564
-
total
25 680
-
21 441
-
Employer
49 922
-
42 000
-
total
-
-
-
-
Corporate
-
42 000
-
-
nationa
-
10 080
-
-