Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 42000
per

Your estimated
City
free-cash

Andorra , Andorra
₽12859
₽9060
₽7820
₽10073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
9 240
income
-
-
-
-
total
-
-
-
9 240
Employee
26 673
-
36 363
-
social contributions
1 733
-
2 363
-
income
-
-
-
-
total
1 733
-
2 363
-
Employer
26 673
-
36 363
-
social contributions
4 135
-
5 637
-
total
4 135
-
5 637
-
Corporate
11 192
42 000
-
-
income
1 119
4 201
-
-
total
1 119
4 201
-
-
Dividends
10 073
37 799
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
6 987
4 201
8 000
9 240
After tax
35 013
37 799
34 000
32 760
Living cost
24 940
24 940
24 940
24 940
Free-cash
10 073
12 859
9 060
7 820

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽3199
-₽9603
-₽2861
-₽5491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
chamber of commerce
-
-
-
168
unemployment
-
-
-
5 089
health
-
-
-
3 213
pensions
-
-
-
7 770
income
-
-
-
2 152
surtax
-
-
-
-
total
-
-
-
18 392
Employee
36 267
33 064
33 064
-
health
1 403
1 280
1 261
-
pensions
3 714
3 385
3 336
-
other
362
331
326
-
unemployment
1 088
992
978
-
income
3 231
2 439
2 461
-
total
9 798
8 427
8 362
-
Employer
36 267
33 064
33 064
-
pensions
4 552
4 150
4 089
-
accident
471
430
424
-
unemployment
1 088
992
978
-
surtax
-
-
-
-
payroll
1 088
992
992
-
chamber of commerce
145
132
132
-
health
1 371
1 250
1 231
-
other
1 722
1 570
1 567
-
total
10 437
9 516
9 413
-
Corporate
3 149
3 149
29 439
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

787
787
7 359
-
total
787
787
7 359
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
21 022
18 730
25 134
18 392
After tax
20 978
23 270
16 866
23 608
Living cost
26 469
26 469
26 469
26 469
Free-cash
-5 491
-3 199
-9 603
-2 861

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽6128
-₽12452
-₽5790
-₽12345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
chamber of commerce
-
-
-
168
unemployment
-
-
-
5 089
health
-
-
-
3 213
pensions
-
-
-
7 770
income
-
-
-
2 152
surtax
-
-
-
164
total
-
-
-
18 556
Employee
41 463
33 064
33 064
-
health
1 604
1 280
1 256
-
pensions
4 246
3 385
3 324
-
other
414
331
324
-
unemployment
1 244
992
973
-
income
4 720
2 439
2 467
-
total
12 228
8 427
8 344
-
Employer
41 463
33 064
33 064
-
pensions
5 204
4 150
4 073
-
accident
538
430
422
-
unemployment
1 244
992
973
-
surtax
164
164
164
-
payroll
1 244
992
992
-
chamber of commerce
165
132
132
-
health
1 567
1 250
1 227
-
other
1 970
1 570
1 565
-
total
12 096
9 680
9 548
-
Corporate
3 149
3 149
29 304
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

787
787
7 326
-
total
787
787
7 326
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
25 111
18 894
25 218
18 556
After tax
16 889
23 106
16 782
23 444
Living cost
29 234
29 234
29 234
29 234
Free-cash
-12 345
-6 128
-12 452
-5 790

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽6546
-₽11848
-₽6825
-₽34622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
4 339
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 259
national
-
-
-
11 976
total
-
-
-
18 574
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
32 526
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
1 529
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
2 439
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
1 697
-
national
18 246
-
8 182
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
283
-
total
29 096
-
14 130
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
32 526
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
424
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
475
-
surtax
6 729
-
3 687
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
2 000
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
2 881
-
total
17 275
-
9 467
-
Corporate
-
42 000
-
-
surtax
-
168
-
-
income
-
8 400
-
-
total
-
8 568
-
-
Dividends
-
33 432
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 727
-
-
total
-
9 727
-
-
Income
42 000
42 000
42 000
42 000
Total tax
46 371
18 295
23 597
18 574
After tax
-4 371
23 705
18 403
23 426
Living cost
30 251
30 251
30 251
30 251
Free-cash
-34 622
-6 546
-11 848
-6 825

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽21647
₽14228
₽13704
₽16594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
6 300
total
-
-
-
14 033
Employee
18 887
-
36 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
3 632
-
total
4 624
-
7 826
-
Employer
18 887
-
36 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
19 407
42 000
-
-
income
1 940
4 200
-
-
total
1 940
4 200
-
-
Dividends
17 467
37 800
-
-
withholding
874
1 890
-
-
total
874
1 890
-
-
Income
42 000
42 000
42 000
42 000
Total tax
11 143
6 090
13 509
14 033
After tax
30 857
35 910
28 491
27 967
Living cost
14 263
14 263
14 263
14 263
Free-cash
16 594
21 647
14 228
13 704

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽25039
₽17620
₽17096
₽21188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
6 300
total
-
-
-
14 033
Employee
14 395
-
36 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
3 632
-
total
3 523
-
7 826
-
Employer
14 395
-
36 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
24 780
42 000
-
-
income
2 478
4 200
-
-
total
2 478
4 200
-
-
Dividends
22 302
37 800
-
-
withholding
1 115
1 890
-
-
total
1 115
1 890
-
-
Income
42 000
42 000
42 000
42 000
Total tax
9 941
6 090
13 509
14 033
After tax
32 059
35 910
28 491
27 967
Living cost
10 871
10 871
10 871
10 871
Free-cash
21 188
25 039
17 620
17 096

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽4029
₽8431
₽14434
₽7254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
6 551
health
-
-
-
1 071
income
-
-
-
735
total
-
-
-
8 357
Employee
63 798
63 798
63 798
-
health
494
1 085
649
-
social contributions
2 412
5 295
3 165
-
income
6 947
5 906
6 676
-
total
9 853
12 286
10 490
-
Employer
63 798
63 798
63 798
-
social contributions
2 412
5 295
3 165
-
health
537
1 181
705
-
total
2 949
6 476
3 870
-
Corporate
9 989
-
-
-
income
1 249
-
-
-
total
1 249
-
-
-
Dividends
8 740
-
-
-
withholding
1 486
-
-
-
total
1 486
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
15 537
18 762
14 360
8 357
After tax
26 463
23 238
27 640
33 643
Living cost
19 209
19 209
19 209
19 209
Free-cash
7 254
4 029
8 431
14 434

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽3672
₽730
₽6733
₽627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
6 551
health
-
-
-
1 071
income
-
-
-
735
total
-
-
-
8 357
Employee
63 798
63 798
63 798
-
health
635
1 085
649
-
social contributions
3 100
5 295
3 165
-
income
6 699
5 906
6 676
-
total
10 434
12 286
10 490
-
Employer
63 798
63 798
63 798
-
social contributions
3 100
5 295
3 165
-
health
691
1 181
705
-
total
3 791
6 476
3 870
-
Corporate
864
-
-
-
income
109
-
-
-
total
109
-
-
-
Dividends
756
-
-
-
withholding
129
-
-
-
total
129
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
14 463
18 762
14 360
8 357
After tax
27 537
23 238
27 640
33 643
Living cost
26 910
26 910
26 910
26 910
Free-cash
627
-3 672
730
6 733

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽9394
₽1791
₽933
₽2429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
12 264
health
-
-
-
5 670
solidarity contribution
-
-
-
-
income
-
-
-
3 610
total
-
-
-
21 544
Employee
28 710
-
31 343
-
health
3 876
-
4 231
-
social contributions
1 866
-
2 037
-
solidarity contribution
-
-
-
-
income
3 445
-
3 761
-
total
9 187
-
10 029
-
Employer
28 710
-
31 343
-
social contributions
7 178
-
7 836
-
health
2 584
-
2 821
-
total
9 762
-
10 657
-
Corporate
3 528
42 000
-
-
income
670
7 980
-
-
total
670
7 980
-
-
Dividends
2 858
34 020
-
-
withholding
429
5 103
-
-
total
429
5 103
-
-
Income
42 000
42 000
42 000
42 000
Total tax
20 048
13 083
20 686
21 544
After tax
21 952
28 917
21 314
20 456
Living cost
19 523
19 523
19 523
19 523
Free-cash
2 429
9 394
1 791
933

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽4860
-₽2743
-₽3601
-₽5407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
12 264
health
-
-
-
5 670
solidarity contribution
-
-
-
-
income
-
-
-
3 610
total
-
-
-
21 544
Employee
35 378
-
31 343
-
health
4 776
-
4 231
-
social contributions
2 300
-
2 037
-
solidarity contribution
-
-
-
-
income
4 245
-
3 761
-
total
11 321
-
10 029
-
Employer
35 378
-
31 343
-
social contributions
8 845
-
7 836
-
health
3 184
-
2 821
-
total
12 029
-
10 657
-
Corporate
-
42 000
-
-
income
-
7 980
-
-
total
-
7 980
-
-
Dividends
-
34 020
-
-
withholding
-
5 103
-
-
total
-
5 103
-
-
Income
42 000
42 000
42 000
42 000
Total tax
23 350
13 083
20 686
21 544
After tax
18 650
28 917
21 314
20 456
Living cost
24 057
24 057
24 057
24 057
Free-cash
-5 407
4 860
-2 743
-3 601

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽139254
-₽139254
-₽12430
-₽139254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
labour market
-
-
-
3 302
municipal
-
-
-
6 516
pensions
-
-
-
721
national
-
-
-
3 826
total
-
-
-
14 365
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
141 189
141 189
141 189
14 365
After tax
-99 189
-99 189
-99 189
27 635
Living cost
40 065
40 065
40 065
40 065
Free-cash
-139 254
-139 254
-139 254
-12 430

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽13560
₽5217
₽3755
₽8405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
health
-
-
-
5 460
pensions
-
-
-
8 400
income
-
-
-
4 345
total
-
-
-
18 205
Employee
23 536
-
31 388
-
pensions
471
-
628
-
unemployment
376
-
502
-
income
2 650
-
5 005
-
total
3 497
-
6 135
-
Employer
23 536
-
31 388
-
pensions
4 708
-
6 277
-
unemployment
189
-
250
-
health
3 059
-
4 081
-
total
7 956
-
10 608
-
Corporate
10 508
42 000
-
-
income
2 102
8 400
-
-
total
2 102
8 400
-
-
Dividends
8 406
33 600
-
-
total
-
-
-
-
Income
42 000
42 000
42 000
42 000
Total tax
13 555
8 400
16 743
18 205
After tax
28 445
33 600
25 257
23 795
Living cost
20 040
20 040
20 040
20 040
Free-cash
8 405
13 560
5 217
3 755

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽2789
-₽5703
₽1486
-₽9886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
42 000
health
-
-
-
301
municipal
-
-
-
7 505
national
-
-
-
855
total
-
-
-
8 661
Employee
43 651
-
35 332
-
health
326
-
198
-
municipal
7 150
-
5 799
-
pensions
2 946
-
2 385
-
national
721
-
271
-
unemployment
655
-
531
-
total
11 798
-
9 184
-
Employer
43 651
-
35 332
-
accident
44
-
35
-
unemployment
283
-
230
-
health
335
-
272
-
pensions
7 573
-
6 129
-
total
8 235
-
6 666
-
Corporate
-
42 000
-
-
income
-
8 400
-
-
total
-
8 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
25 200
-
-
municipal
-
4 536
-
-
national
-
-
-
-
total
-
4 536
-
-
Income
42 000
42 000
42 000
42 000
Total tax
20 033
12 936
15 850
8 661
After tax
21 967
29 064
26 150
33 339
Living cost
31 853
31 853
31 853
31 853
Free-cash
-9 886
-2 789
-5 703
1 486

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽4405
₽230
-₽277
₽206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
1 197
health
-
-
-
364
pensions
-
-
-
12 243
other
-
-
-
1 302
income
-
-
-
1 598
surtax
-
-
-
-
total
-
-
-
16 704
Employee
31 696
-
32 005
-
income
1 634
-
1 672
-
social contributions
904
-
912
-
pensions
3 585
-
3 620
-
surtax
-
-
-
-
total
6 123
-
6 204
-
Employer
31 696
-
32 005
-
pensions
5 208
-
5 257
-
social contributions
94
-
96
-
unemployment
1 283
-
1 296
-
health
2 218
-
2 240
-
other
1 094
-
1 104
-
total
9 897
-
9 993
-
Corporate
405
42 000
-
-
surtax
-
-
-
-
income
113
11 760
-
-
total
113
11 760
-
-
Dividends
292
30 240
-
-
surtax
-
-
-
-
withholding
38
3 870
-
-
social contributions
50
5 202
-
-
total
88
9 072
-
-
Income
42 000
42 000
42 000
42 000
Total tax
16 221
20 832
16 197
16 704
After tax
25 779
21 168
25 803
25 296
Living cost
25 573
25 573
25 573
25 573
Free-cash
206
-4 405
230
-277

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽7218
-₽2583
-₽3090
-₽4597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
1 197
health
-
-
-
364
pensions
-
-
-
12 243
other
-
-
-
1 302
income
-
-
-
1 598
surtax
-
-
-
-
total
-
-
-
16 704
Employee
35 509
-
32 005
-
income
2 096
-
1 672
-
social contributions
1 012
-
912
-
pensions
4 015
-
3 620
-
surtax
-
-
-
-
total
7 123
-
6 204
-
Employer
35 509
-
32 005
-
pensions
5 833
-
5 257
-
social contributions
107
-
96
-
unemployment
1 437
-
1 296
-
health
2 486
-
2 240
-
other
1 225
-
1 104
-
total
11 088
-
9 993
-
Corporate
-
42 000
-
-
surtax
-
-
-
-
income
-
11 760
-
-
total
-
11 760
-
-
Dividends
-
30 240
-
-
surtax
-
-
-
-
withholding
-
3 870
-
-
social contributions
-
5 202
-
-
total
-
9 072
-
-
Income
42 000
42 000
42 000
42 000
Total tax
18 211
20 832
16 197
16 704
After tax
23 789
21 168
25 803
25 296
Living cost
28 386
28 386
28 386
28 386
Free-cash
-4 597
-7 218
-2 583
-3 090

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽18904
-₽14269
-₽14776
-₽26192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
1 197
health
-
-
-
364
pensions
-
-
-
12 243
other
-
-
-
1 302
income
-
-
-
1 598
surtax
-
-
-
-
total
-
-
-
16 704
Employee
51 964
-
32 005
-
income
4 534
-
1 672
-
social contributions
1 480
-
912
-
pensions
5 877
-
3 620
-
surtax
-
-
-
-
total
11 891
-
6 204
-
Employer
51 964
-
32 005
-
pensions
8 538
-
5 257
-
social contributions
156
-
96
-
unemployment
2 105
-
1 296
-
health
3 637
-
2 240
-
other
1 793
-
1 104
-
total
16 229
-
9 993
-
Corporate
-
42 000
-
-
surtax
-
-
-
-
income
-
11 760
-
-
total
-
11 760
-
-
Dividends
-
30 240
-
-
surtax
-
-
-
-
withholding
-
3 870
-
-
social contributions
-
5 202
-
-
total
-
9 072
-
-
Income
42 000
42 000
42 000
42 000
Total tax
28 120
20 832
16 197
16 704
After tax
13 880
21 168
25 803
25 296
Living cost
40 072
40 072
40 072
40 072
Free-cash
-26 192
-18 904
-14 269
-14 776

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽34043
₽27743
₽35723
₽32945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
42 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
420
total
-
-
-
420
Employee
7 321
-
42 000
-
income
1 464
-
8 400
-
total
1 464
-
8 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

34 679
42 000
-
-
total
-
-
-
-
Dividends
34 679
42 000
-
-
withholding
1 734
2 100
-
-
total
1 734
2 100
-
-
Income
42 000
42 000
42 000
42 000
Total tax
3 198
2 100
8 400
420
After tax
38 802
39 900
33 600
41 580
Living cost
5 857
5 857
5 857
5 857
Free-cash
32 945
34 043
27 743
35 723

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽30773
₽24473
₽32453
₽29062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
42 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
420
total
-
-
-
420
Employee
11 409
-
42 000
-
income
2 282
-
8 400
-
total
2 282
-
8 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

30 591
42 000
-
-
total
-
-
-
-
Dividends
30 591
42 000
-
-
withholding
1 529
2 100
-
-
total
1 529
2 100
-
-
Income
42 000
42 000
42 000
42 000
Total tax
3 811
2 100
8 400
420
After tax
38 189
39 900
33 600
41 580
Living cost
9 127
9 127
9 127
9 127
Free-cash
29 062
30 773
24 473
32 453

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽10243
₽509
₽18
₽374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
491
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
total
-
-
-
9 951
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
42 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
198
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
3 594
-
total
9 250
-
9 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
719
42 000
-
-
trade
104
6 027
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

6
346
-
-
chamber of commerce
128
187
-
-
income
107
6 299
-
-
total
345
12 859
-
-
Dividends
374
29 140
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
383
-
-
withholding
-
6 970
-
-
total
-
7 353
-
-
Income
42 000
42 000
42 000
42 000
Total tax
9 595
20 212
9 460
9 951
After tax
32 405
21 788
32 540
32 049
Living cost
32 031
32 031
32 031
32 031
Free-cash
374
-10 243
509
18

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽3774
₽7410
₽6870
₽5402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
540
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
total
-
-
-
10 000
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
42 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
198
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
3 594
-
total
6 603
-
9 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 267
42 000
-
-
trade
1 617
6 614
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

85
346
-
-
chamber of commerce
140
186
-
-
income
1 540
6 299
-
-
total
3 382
13 445
-
-
Dividends
6 885
28 554
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

77
375
-
-
withholding
1 406
6 824
-
-
total
1 483
7 199
-
-
Income
42 000
42 000
42 000
42 000
Total tax
11 468
20 644
9 460
10 000
After tax
30 532
21 356
32 540
32 000
Living cost
25 130
25 130
25 130
25 130
Free-cash
5 402
-3 774
7 410
6 870

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽11455
-₽53
-₽617
-₽74
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
564
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
total
-
-
-
10 024
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
42 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
198
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
3 594
-
total
9 481
-
9 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 000
-
-
trade
-
6 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
346
-
-
chamber of commerce
-
186
-
-
income
-
6 299
-
-
total
-
13 740
-
-
Dividends
-
28 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
372
-
-
withholding
-
6 750
-
-
total
-
7 122
-
-
Income
42 000
42 000
42 000
42 000
Total tax
9 481
20 862
9 460
10 024
After tax
32 519
21 138
32 540
31 976
Living cost
32 593
32 593
32 593
32 593
Free-cash
-74
-11 455
-53
-617

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽17085
-₽5468
-₽6055
-₽7862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
587
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
198
total
-
-
-
10 047
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
42 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
198
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
3 594
-
total
11 854
-
9 460
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 000
-
-
trade
-
7 203
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
346
-
-
chamber of commerce
-
186
-
-
income
-
6 299
-
-
total
-
14 034
-
-
Dividends
-
27 965
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
367
-
-
withholding
-
6 676
-
-
total
-
7 043
-
-
Income
42 000
42 000
42 000
42 000
Total tax
11 854
21 077
9 460
10 047
After tax
30 146
20 923
32 540
31 953
Living cost
38 008
38 008
38 008
38 008
Free-cash
-7 862
-17 085
-5 468
-6 055

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽7783
₽4407
₽5456
₽5145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
189
health
-
-
-
2 982
pensions
-
-
-
8 400
other
-
-
-
-
income
-
-
-
6 085
surtax
-
-
-
253
total
-
-
-
17 909
Employee
27 940
-
34 695
-
health
713
-
885
-
pensions
1 864
-
2 314
-
surtax
99
-
224
-
other
-
-
-
-
unemployment
1 944
-
2 415
-
income
4 684
-
5 816
-
total
9 304
-
11 654
-
Employer
27 940
-
34 695
-
pensions
3 725
-
4 624
-
unemployment
886
-
1 101
-
health
1 271
-
1 579
-
other
-
-
-
-
total
5 882
-
7 304
-
Corporate
8 177
42 000
-
-
income
2 126
10 920
-
-
total
2 126
10 920
-
-
Dividends
6 052
31 080
-
-
withholding
908
4 662
-
-
total
908
4 662
-
-
Income
42 000
42 000
42 000
42 000
Total tax
18 220
15 582
18 958
17 909
After tax
23 780
26 418
23 042
24 091
Living cost
18 635
18 635
18 635
18 635
Free-cash
5 145
7 783
4 407
5 456

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽8110
₽4734
₽5783
₽5526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
189
health
-
-
-
2 982
pensions
-
-
-
8 400
other
-
-
-
-
income
-
-
-
6 085
surtax
-
-
-
253
total
-
-
-
17 909
Employee
27 437
-
34 695
-
health
701
-
885
-
pensions
1 830
-
2 314
-
surtax
90
-
224
-
other
-
-
-
-
unemployment
1 910
-
2 415
-
income
4 599
-
5 816
-
total
9 130
-
11 654
-
Employer
27 437
-
34 695
-
pensions
3 657
-
4 624
-
unemployment
869
-
1 101
-
health
1 249
-
1 579
-
other
-
-
-
-
total
5 775
-
7 304
-
Corporate
8 788
42 000
-
-
income
2 285
10 920
-
-
total
2 285
10 920
-
-
Dividends
6 504
31 080
-
-
withholding
976
4 662
-
-
total
976
4 662
-
-
Income
42 000
42 000
42 000
42 000
Total tax
18 166
15 582
18 958
17 909
After tax
23 834
26 418
23 042
24 091
Living cost
18 308
18 308
18 308
18 308
Free-cash
5 526
8 110
4 734
5 783

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽7563
₽8074
₽12822
₽7902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
630
health
-
-
-
2 940
pensions
-
-
-
4 200
income
-
-
-
5 135
total
-
-
-
12 905
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
35 146
-
health
1 644
654
2 460
-
pensions
2 349
935
3 515
-
unemployment
352
140
527
-
income
2 872
1 143
4 297
-
total
7 217
2 872
10 799
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
35 146
-
pensions
4 581
1 823
6 854
-
total
4 581
1 823
6 854
-
Corporate
13 929
30 828
-
-
income
1 254
2 775
-
-
total
1 254
2 775
-
-
Dividends
12 675
28 053
-
-
withholding
2 408
5 330
-
-
social contributions
2 365
5 364
-
-
total
4 773
10 694
-
-
Income
42 000
42 000
42 000
42 000
Total tax
17 825
18 164
17 653
12 905
After tax
24 175
23 836
24 347
29 095
Living cost
16 273
16 273
16 273
16 273
Free-cash
7 902
7 563
8 074
12 822

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽15675
-₽14905
-₽15235
-₽28819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
451
municipal
-
-
-
3 868
pensions
-
-
-
5 040
national
-
-
-
5 993
total
-
-
-
15 352
Employee
64 927
-
36 309
-
municipal
8 020
-
4 030
-
pensions
2 597
-
1 452
-
national
12 427
-
6 245
-
total
23 044
-
11 727
-
Employer
64 927
-
36 309
-
social contributions
698
-
390
-
pensions
5 194
-
2 905
-
total
5 892
-
3 295
-
Corporate
-
42 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 400
-
-
total
-
8 400
-
-
Dividends
-
33 600
-
-
withholding
-
7 392
-
-
total
-
7 392
-
-
Income
42 000
42 000
42 000
42 000
Total tax
28 936
15 792
15 022
15 352
After tax
13 064
26 208
26 978
26 648
Living cost
41 883
41 883
41 883
41 883
Free-cash
-28 819
-15 675
-14 905
-15 235

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽17861
-₽13936
-₽13936
-₽22900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
social contributions
-
-
-
2 872
income
-
-
-
5 802
total
-
-
-
8 674
Employee
64 899
-
42 000
-
social contributions
5 392
-
2 872
-
income
12 246
-
5 802
-
total
17 638
-
8 674
-
Employer
64 899
-
42 000
-
total
-
-
-
-
Corporate
-
42 000
-
-
income
-
5 249
-
-
total
-
5 249
-
-
Dividends
-
36 751
-
-
withholding
-
7 350
-
-
total
-
7 350
-
-
Income
42 000
42 000
42 000
42 000
Total tax
17 638
12 599
8 674
8 674
After tax
24 362
29 401
33 326
33 326
Living cost
47 262
47 262
47 262
47 262
Free-cash
-22 900
-17 861
-13 936
-13 936

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽12600
-₽14322
-₽11950
-₽31736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
regional
-
-
-
410
social contributions
-
-
-
10 802
municipal
-
-
-
250
national
-
-
-
7 479
total
-
-
-
18 941
Employee
73 736
-
42 000
-
regional
696
-
357
-
municipal
390
-
222
-
social contributions
24 864
-
14 162
-
national
12 777
-
6 572
-
total
38 727
-
21 313
-
Employer
73 736
-
42 000
-
total
-
-
-
-
Corporate
-
42 000
-
-
nationa
-
10 080
-
-
municipal
-
1 637
-
-
total
-
11 717
-
-
Dividends
-
30 283
-
-
withholding
-
7 874
-
-
total
-
7 874
-
-
Income
42 000
42 000
42 000
42 000
Total tax
38 727
19 591
21 313
18 941
After tax
3 273
22 409
20 687
23 059
Living cost
35 009
35 009
35 009
35 009
Free-cash
-31 736
-12 600
-14 322
-11 950

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽274
-₽1870
₽485
-₽4024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
regional
-
-
-
634
social contributions
-
-
-
10 802
municipal
-
-
-
250
national
-
-
-
7 479
total
-
-
-
19 165
Employee
46 023
-
42 000
-
regional
620
-
564
-
municipal
244
-
222
-
social contributions
15 519
-
14 162
-
national
7 291
-
6 572
-
total
23 674
-
21 520
-
Employer
46 023
-
42 000
-
total
-
-
-
-
Corporate
-
42 000
-
-
nationa
-
10 080
-
-
municipal
-
2 088
-