Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Andorra , Andorra
₽12058
₽8349
₽7139
₽9281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
9 019
income
-
-
-
-
total
-
-
-
9 019
Employee
26 569
-
35 498
-
social contributions
1 727
-
2 307
-
income
-
-
-
-
total
1 727
-
2 307
-
Employer
26 569
-
35 498
-
social contributions
4 118
-
5 502
-
total
4 118
-
5 502
-
Corporate
10 312
41 000
-
-
income
1 032
4 100
-
-
total
1 032
4 100
-
-
Dividends
9 281
36 900
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
6 877
4 100
7 809
9 019
After tax
34 123
36 900
33 191
31 981
Living cost
24 842
24 842
24 842
24 842
Free-cash
9 281
12 058
8 349
7 139

Estimated living cost  is ₽24842 per week

₽16063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽4022
-₽9991
-₽3311
-₽6307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
chamber of commerce
-
-
-
165
unemployment
-
-
-
5 069
health
-
-
-
3 137
pensions
-
-
-
7 584
income
-
-
-
1 990
surtax
-
-
-
-
total
-
-
-
17 945
Employee
36 126
32 935
32 935
-
health
1 397
1 275
1 230
-
pensions
3 700
3 372
3 253
-
other
361
329
318
-
unemployment
1 084
988
954
-
income
3 218
2 429
2 483
-
total
9 760
8 393
8 238
-
Employer
36 126
32 935
32 935
-
pensions
4 534
4 134
3 987
-
accident
469
428
412
-
unemployment
1 084
988
954
-
surtax
-
-
-
-
payroll
1 084
988
988
-
chamber of commerce
144
132
132
-
health
1 366
1 245
1 201
-
other
1 716
1 564
1 554
-
total
10 397
9 479
9 228
-
Corporate
3 137
3 137
28 635
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

784
784
7 159
-
total
784
784
7 159
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
20 941
18 656
24 625
17 945
After tax
20 059
22 344
16 375
23 055
Living cost
26 366
26 366
26 366
26 366
Free-cash
-6 307
-4 022
-9 991
-3 311

Estimated living cost  is ₽26366 per week

₽15817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2693
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽6940
-₽12828
-₽6229
-₽13133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
chamber of commerce
-
-
-
165
unemployment
-
-
-
5 069
health
-
-
-
3 137
pensions
-
-
-
7 584
income
-
-
-
1 990
surtax
-
-
-
163
total
-
-
-
18 108
Employee
41 302
32 935
32 935
-
health
1 598
1 275
1 225
-
pensions
4 230
3 372
3 240
-
other
412
329
317
-
unemployment
1 239
988
949
-
income
4 702
2 429
2 487
-
total
12 181
8 393
8 218
-
Employer
41 302
32 935
32 935
-
pensions
5 183
4 134
3 971
-
accident
536
428
411
-
unemployment
1 239
988
949
-
surtax
163
163
163
-
payroll
1 239
988
988
-
chamber of commerce
165
132
132
-
health
1 560
1 245
1 197
-
other
1 962
1 564
1 553
-
total
12 047
9 642
9 364
-
Corporate
3 137
3 137
28 500
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

784
784
7 125
-
total
784
784
7 125
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
25 012
18 819
24 707
18 108
After tax
15 988
22 181
16 293
22 892
Living cost
29 121
29 121
29 121
29 121
Free-cash
-13 133
-6 940
-12 828
-6 229

Estimated living cost  is ₽29121 per week

₽19422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽6989
-₽12110
-₽7124
-₽35323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
4 147
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 211
national
-
-
-
11 633
total
-
-
-
17 991
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
31 756
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
1 493
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
2 382
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
1 656
-
national
18 175
-
7 926
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
276
-
total
28 983
-
13 733
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
31 756
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
412
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
464
-
surtax
6 703
-
3 601
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
1 953
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
2 814
-
total
17 207
-
9 244
-
Corporate
-
41 000
-
-
surtax
-
165
-
-
income
-
8 201
-
-
total
-
8 366
-
-
Dividends
-
32 635
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 490
-
-
total
-
9 490
-
-
Income
41 000
41 000
41 000
41 000
Total tax
46 190
17 856
22 977
17 991
After tax
-5 190
23 144
18 023
23 009
Living cost
30 133
30 133
30 133
30 133
Free-cash
-35 323
-6 989
-12 110
-7 124

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽20818
₽13373
₽12895
₽15776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
6 150
total
-
-
-
13 868
Employee
18 851
-
35 328
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
867
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 655
-
2 538
-
income
1 885
-
3 533
-
total
4 614
-
7 719
-
Employer
18 851
-
35 328
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 301
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 077
-
3 185
-
total
3 698
-
5 671
-
Corporate
18 450
41 000
-
-
income
1 845
4 100
-
-
total
1 845
4 100
-
-
Dividends
16 605
36 900
-
-
withholding
830
1 845
-
-
total
830
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
10 987
5 945
13 390
13 868
After tax
30 013
35 055
27 610
27 132
Living cost
14 237
14 237
14 237
14 237
Free-cash
15 776
20 818
13 373
12 895

Estimated living cost  is ₽14237 per week

₽9416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽24204
₽16759
₽16281
₽20359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
6 150
total
-
-
-
13 868
Employee
14 368
-
35 328
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
661
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 262
-
2 538
-
income
1 437
-
3 533
-
total
3 518
-
7 719
-
Employer
14 368
-
35 328
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
992
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 584
-
3 185
-
total
2 820
-
5 671
-
Corporate
23 813
41 000
-
-
income
2 381
4 100
-
-
total
2 381
4 100
-
-
Dividends
21 432
36 900
-
-
withholding
1 071
1 845
-
-
total
1 071
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
9 790
5 945
13 390
13 868
After tax
31 210
35 055
27 610
27 132
Living cost
10 851
10 851
10 851
10 851
Free-cash
20 359
24 204
16 759
16 281

Estimated living cost  is ₽10851 per week

₽6335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽3178
₽7694
₽13828
₽6620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
6 396
health
-
-
-
1 046
income
-
-
-
596
total
-
-
-
8 038
Employee
63 549
63 549
63 549
-
health
492
1 081
632
-
social contributions
2 403
5 274
3 090
-
income
6 919
5 883
6 672
-
total
9 814
12 238
10 394
-
Employer
63 549
63 549
63 549
-
social contributions
2 403
5 274
3 090
-
health
535
1 176
688
-
total
2 938
6 450
3 778
-
Corporate
9 114
-
-
-
income
1 139
-
-
-
total
1 139
-
-
-
Dividends
7 975
-
-
-
withholding
1 355
-
-
-
total
1 355
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 246
18 688
14 172
8 038
After tax
25 754
22 312
26 828
32 962
Living cost
19 134
19 134
19 134
19 134
Free-cash
6 620
3 178
7 694
13 828

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽4494
₽22
₽6156
₽19
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
6 396
health
-
-
-
1 046
income
-
-
-
596
total
-
-
-
8 038
Employee
63 549
63 549
63 549
-
health
632
1 081
632
-
social contributions
3 088
5 274
3 090
-
income
6 673
5 883
6 672
-
total
10 393
12 238
10 394
-
Employer
63 549
63 549
63 549
-
social contributions
3 088
5 274
3 090
-
health
688
1 176
688
-
total
3 776
6 450
3 778
-
Corporate
25
-
-
-
income
3
-
-
-
total
3
-
-
-
Dividends
22
-
-
-
withholding
3
-
-
-
total
3
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
14 175
18 688
14 172
8 038
After tax
26 825
22 312
26 828
32 962
Living cost
26 806
26 806
26 806
26 806
Free-cash
19
-4 494
22
6 156

Estimated living cost  is ₽26806 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽8805
₽1381
₽545
₽1875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
11 972
health
-
-
-
5 535
solidarity contribution
-
-
-
-
income
-
-
-
3 524
total
-
-
-
21 031
Employee
28 565
-
30 597
-
health
3 856
-
4 131
-
social contributions
1 857
-
1 989
-
solidarity contribution
-
-
-
-
income
3 428
-
3 672
-
total
9 141
-
9 792
-
Employer
28 565
-
30 597
-
social contributions
7 141
-
7 649
-
health
2 571
-
2 754
-
total
9 712
-
10 403
-
Corporate
2 722
41 000
-
-
income
517
7 790
-
-
total
517
7 790
-
-
Dividends
2 205
33 210
-
-
withholding
331
4 981
-
-
total
331
4 981
-
-
Income
41 000
41 000
41 000
41 000
Total tax
19 701
12 771
20 195
21 031
After tax
21 299
28 229
20 805
19 969
Living cost
19 424
19 424
19 424
19 424
Free-cash
1 875
8 805
1 381
545

Estimated living cost  is ₽19424 per week

₽13492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽4293
-₽3131
-₽3967
-₽6168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
11 972
health
-
-
-
5 535
solidarity contribution
-
-
-
-
income
-
-
-
3 524
total
-
-
-
21 031
Employee
35 200
-
30 597
-
health
4 752
-
4 131
-
social contributions
2 288
-
1 989
-
solidarity contribution
-
-
-
-
income
4 224
-
3 672
-
total
11 264
-
9 792
-
Employer
35 200
-
30 597
-
social contributions
8 800
-
7 649
-
health
3 168
-
2 754
-
total
11 968
-
10 403
-
Corporate
-
41 000
-
-
income
-
7 790
-
-
total
-
7 790
-
-
Dividends
-
33 210
-
-
withholding
-
4 981
-
-
total
-
4 981
-
-
Income
41 000
41 000
41 000
41 000
Total tax
23 232
12 771
20 195
21 031
After tax
17 768
28 229
20 805
19 969
Living cost
23 936
23 936
23 936
23 936
Free-cash
-6 168
4 293
-3 131
-3 967

Estimated living cost  is ₽23936 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽139591
-₽139591
-₽12880
-₽139591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
labour market
-
-
-
3 223
municipal
-
-
-
6 311
pensions
-
-
-
718
national
-
-
-
3 710
total
-
-
-
13 962
Employee
168 486
168 486
168 486
-
municipal
35 878
35 878
35 878
-
pensions
239
239
239
-
national
20 584
20 584
20 584
-
labour market
13 460
13 460
13 460
-
total
70 161
70 161
70 161
-
Employer
168 486
168 486
168 486
-
labour market
13 479
13 479
13 479
-
national
20 619
20 619
20 619
-
municipal
35 935
35 935
35 935
-
pensions
479
479
479
-
total
70 512
70 512
70 512
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
140 673
140 673
140 673
13 962
After tax
-99 673
-99 673
-99 673
27 038
Living cost
39 918
39 918
39 918
39 918
Free-cash
-139 591
-139 591
-139 591
-12 880

Estimated living cost  is ₽39918 per week

₽27321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽12837
₽4777
₽3352
₽7705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 331
pensions
-
-
-
8 201
income
-
-
-
4 154
total
-
-
-
17 686
Employee
23 445
-
30 643
-
pensions
469
-
613
-
unemployment
375
-
491
-
income
2 639
-
4 799
-
total
3 483
-
5 903
-
Employer
23 445
-
30 643
-
pensions
4 689
-
6 129
-
unemployment
188
-
245
-
health
3 047
-
3 984
-
total
7 924
-
10 358
-
Corporate
9 631
41 000
-
-
income
1 926
8 201
-
-
total
1 926
8 201
-
-
Dividends
7 705
32 799
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
13 333
8 201
16 261
17 686
After tax
27 667
32 799
24 739
23 314
Living cost
19 962
19 962
19 962
19 962
Free-cash
7 705
12 837
4 777
3 352

Estimated living cost  is ₽19962 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽3357
-₽6165
₽868
-₽10684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
41 000
health
-
-
-
287
municipal
-
-
-
7 329
national
-
-
-
787
total
-
-
-
8 403
Employee
43 481
-
34 491
-
health
325
-
187
-
municipal
7 122
-
5 663
-
pensions
2 934
-
2 327
-
national
718
-
232
-
unemployment
652
-
518
-
total
11 751
-
8 927
-
Employer
43 481
-
34 491
-
accident
44
-
35
-
unemployment
282
-
224
-
health
334
-
265
-
pensions
7 544
-
5 985
-
total
8 204
-
6 509
-
Corporate
-
41 000
-
-
income
-
8 201
-
-
total
-
8 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
24 599
-
-
municipal
-
4 427
-
-
national
-
-
-
-
total
-
4 427
-
-
Income
41 000
41 000
41 000
41 000
Total tax
19 955
12 628
15 436
8 403
After tax
21 045
28 372
25 564
32 597
Living cost
31 729
31 729
31 729
31 729
Free-cash
-10 684
-3 357
-6 165
868

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽4810
-₽242
-₽755
-₽433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
1 167
health
-
-
-
354
pensions
-
-
-
11 977
other
-
-
-
1 270
income
-
-
-
1 513
surtax
-
-
-
-
total
-
-
-
16 281
Employee
31 573
-
31 242
-
income
1 628
-
1 589
-
social contributions
900
-
891
-
pensions
3 571
-
3 533
-
surtax
-
-
-
-
total
6 099
-
6 013
-
Employer
31 573
-
31 242
-
pensions
5 188
-
5 132
-
social contributions
94
-
94
-
unemployment
1 278
-
1 266
-
health
2 210
-
2 186
-
other
1 090
-
1 077
-
total
9 860
-
9 755
-
Corporate
-
41 000
-
-
surtax
-
-
-
-
income
-
11 480
-
-
total
-
11 480
-
-
Dividends
-
29 520
-
-
surtax
-
-
-
-
withholding
-
3 778
-
-
social contributions
-
5 078
-
-
total
-
8 856
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 959
20 336
15 768
16 281
After tax
25 041
20 664
25 232
24 719
Living cost
25 474
25 474
25 474
25 474
Free-cash
-433
-4 810
-242
-755

Estimated living cost  is ₽25474 per week

₽14774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽7611
-₽3043
-₽3556
-₽5415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
1 167
health
-
-
-
354
pensions
-
-
-
11 977
other
-
-
-
1 270
income
-
-
-
1 513
surtax
-
-
-
-
total
-
-
-
16 281
Employee
35 370
-
31 242
-
income
2 087
-
1 589
-
social contributions
1 008
-
891
-
pensions
3 999
-
3 533
-
surtax
-
-
-
-
total
7 094
-
6 013
-
Employer
35 370
-
31 242
-
pensions
5 811
-
5 132
-
social contributions
107
-
94
-
unemployment
1 432
-
1 266
-
health
2 476
-
2 186
-
other
1 220
-
1 077
-
total
11 046
-
9 755
-
Corporate
-
41 000
-
-
surtax
-
-
-
-
income
-
11 480
-
-
total
-
11 480
-
-
Dividends
-
29 520
-
-
surtax
-
-
-
-
withholding
-
3 778
-
-
social contributions
-
5 078
-
-
total
-
8 856
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 140
20 336
15 768
16 281
After tax
22 860
20 664
25 232
24 719
Living cost
28 275
28 275
28 275
28 275
Free-cash
-5 415
-7 611
-3 043
-3 556

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽19252
-₽14684
-₽15197
-₽26927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
1 167
health
-
-
-
354
pensions
-
-
-
11 977
other
-
-
-
1 270
income
-
-
-
1 513
surtax
-
-
-
-
total
-
-
-
16 281
Employee
51 761
-
31 242
-
income
4 516
-
1 589
-
social contributions
1 474
-
891
-
pensions
5 855
-
3 533
-
surtax
-
-
-
-
total
11 845
-
6 013
-
Employer
51 761
-
31 242
-
pensions
8 505
-
5 132
-
social contributions
155
-
94
-
unemployment
2 097
-
1 266
-
health
3 623
-
2 186
-
other
1 786
-
1 077
-
total
16 166
-
9 755
-
Corporate
-
41 000
-
-
surtax
-
-
-
-
income
-
11 480
-
-
total
-
11 480
-
-
Dividends
-
29 520
-
-
surtax
-
-
-
-
withholding
-
3 778
-
-
social contributions
-
5 078
-
-
total
-
8 856
-
-
Income
41 000
41 000
41 000
41 000
Total tax
28 011
20 336
15 768
16 281
After tax
12 989
20 664
25 232
24 719
Living cost
39 916
39 916
39 916
39 916
Free-cash
-26 927
-19 252
-14 684
-15 197

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽33106
₽26956
₽34746
₽32010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
410
total
-
-
-
410
Employee
7 304
-
41 000
-
income
1 461
-
8 200
-
total
1 461
-
8 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 696
41 000
-
-
total
-
-
-
-
Dividends
33 696
41 000
-
-
withholding
1 685
2 050
-
-
total
1 685
2 050
-
-
Income
41 000
41 000
41 000
41 000
Total tax
3 146
2 050
8 200
410
After tax
37 854
38 950
32 800
40 590
Living cost
5 844
5 844
5 844
5 844
Free-cash
32 010
33 106
26 956
34 746

Estimated living cost  is ₽5844 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽29844
₽23694
₽31484
₽28136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
410
total
-
-
-
410
Employee
11 383
-
41 000
-
income
2 277
-
8 200
-
total
2 277
-
8 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 617
41 000
-
-
total
-
-
-
-
Dividends
29 617
41 000
-
-
withholding
1 481
2 050
-
-
total
1 481
2 050
-
-
Income
41 000
41 000
41 000
41 000
Total tax
3 758
2 050
8 200
410
After tax
37 242
38 950
32 800
40 590
Living cost
9 106
9 106
9 106
9 106
Free-cash
28 136
29 844
23 694
31 484

Estimated living cost  is ₽9106 per week

₽6162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽10633
-₽84
-₽454
-₽121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
370
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 348
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
183
total
-
-
-
9 547
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
41 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
183
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
3 348
-
total
9 214
-
9 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
41 000
-
-
trade
-
5 883
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
339
-
-
chamber of commerce
-
185
-
-
income
-
6 149
-
-
total
-
12 556
-
-
Dividends
-
28 444
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
373
-
-
withholding
-
6 797
-
-
total
-
7 170
-
-
Income
41 000
41 000
41 000
41 000
Total tax
9 214
19 726
9 177
9 547
After tax
31 786
21 274
31 823
31 453
Living cost
31 907
31 907
31 907
31 907
Free-cash
-121
-10 633
-84
-454

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽4180
₽6791
₽6385
₽4959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
406
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 348
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
183
total
-
-
-
9 583
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
41 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
183
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
3 348
-
total
6 578
-
9 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 390
41 000
-
-
trade
1 479
6 457
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

77
339
-
-
chamber of commerce
140
185
-
-
income
1 408
6 149
-
-
total
3 104
13 130
-
-
Dividends
6 287
27 870
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
365
-
-
withholding
1 258
6 653
-
-
total
1 327
7 018
-
-
Income
41 000
41 000
41 000
41 000
Total tax
11 009
20 148
9 177
9 583
After tax
29 991
20 852
31 823
31 417
Living cost
25 032
25 032
25 032
25 032
Free-cash
4 959
-4 180
6 791
6 385

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽11825
-₽643
-₽1066
-₽911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
423
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 348
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
183
total
-
-
-
9 600
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 910
-
41 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
183
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 601
-
3 348
-
total
9 445
-
9 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
41 000
-
-
trade
-
6 744
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
339
-
-
chamber of commerce
-
183
-
-
income
-
6 149
-
-
total
-
13 415
-
-
Dividends
-
27 585
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
362
-
-
withholding
-
6 582
-
-
total
-
6 944
-
-
Income
41 000
41 000
41 000
41 000
Total tax
9 445
20 359
9 177
9 600
After tax
31 555
20 641
31 823
31 400
Living cost
32 466
32 466
32 466
32 466
Free-cash
-911
-11 825
-643
-1 066

Estimated living cost  is ₽32466 per week

₽21713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽17430
-₽6037
-₽6479
-₽8668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
442
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 348
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
183
total
-
-
-
9 619
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 667
-
41 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
183
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 840
-
3 348
-
total
11 808
-
9 177
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
41 000
-
-
trade
-
7 031
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
339
-
-
chamber of commerce
-
183
-
-
income
-
6 149
-
-
total
-
13 702
-
-
Dividends
-
27 298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
358
-
-
withholding
-
6 510
-
-
total
-
6 868
-
-
Income
41 000
41 000
41 000
41 000
Total tax
11 808
20 570
9 177
9 619
After tax
29 192
20 430
31 823
31 381
Living cost
37 860
37 860
37 860
37 860
Free-cash
-8 668
-17 430
-6 037
-6 479

Estimated living cost  is ₽37860 per week

₽27651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽7226
₽3939
₽4956
₽4596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
188
health
-
-
-
2 911
pensions
-
-
-
8 201
other
-
-
-
-
income
-
-
-
5 941
surtax
-
-
-
240
total
-
-
-
17 481
Employee
27 832
-
33 869
-
health
710
-
863
-
pensions
1 857
-
2 258
-
surtax
99
-
210
-
other
-
-
-
-
unemployment
1 937
-
2 357
-
income
4 666
-
5 679
-
total
9 269
-
11 367
-
Employer
27 832
-
33 869
-
pensions
3 711
-
4 515
-
unemployment
883
-
1 074
-
health
1 266
-
1 542
-
other
-
-
-
-
total
5 860
-
7 131
-
Corporate
7 309
41 000
-
-
income
1 901
10 660
-
-
total
1 901
10 660
-
-
Dividends
5 408
30 340
-
-
withholding
811
4 551
-
-
total
811
4 551
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 841
15 211
18 498
17 481
After tax
23 159
25 789
22 502
23 519
Living cost
18 563
18 563
18 563
18 563
Free-cash
4 596
7 226
3 939
4 956

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽7552
₽4265
₽5282
₽4981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
188
health
-
-
-
2 911
pensions
-
-
-
8 201
other
-
-
-
-
income
-
-
-
5 941
surtax
-
-
-
240
total
-
-
-
17 481
Employee
27 330
-
33 869
-
health
698
-
863
-
pensions
1 822
-
2 258
-
surtax
89
-
210
-
other
-
-
-
-
unemployment
1 902
-
2 357
-
income
4 581
-
5 679
-
total
9 092
-
11 367
-
Employer
27 330
-
33 869
-
pensions
3 643
-
4 515
-
unemployment
866
-
1 074
-
health
1 244
-
1 542
-
other
-
-
-
-
total
5 753
-
7 131
-
Corporate
7 918
41 000
-
-
income
2 059
10 660
-
-
total
2 059
10 660
-
-
Dividends
5 858
30 340
-
-
withholding
878
4 551
-
-
total
878
4 551
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 782
15 211
18 498
17 481
After tax
23 218
25 789
22 502
23 519
Living cost
18 237
18 237
18 237
18 237
Free-cash
4 981
7 552
4 265
5 282

Estimated living cost  is ₽18237 per week

₽11151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽7019
₽7511
₽12146
₽7358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
615
health
-
-
-
2 870
pensions
-
-
-
4 100
income
-
-
-
5 012
total
-
-
-
12 597
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
34 310
-
health
1 643
654
2 402
-
pensions
2 347
934
3 431
-
unemployment
352
140
515
-
income
2 869
1 142
4 194
-
total
7 211
2 870
10 542
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
34 310
-
pensions
4 576
1 821
6 690
-
total
4 576
1 821
6 690
-
Corporate
12 957
29 839
-
-
income
1 166
2 686
-
-
total
1 166
2 686
-
-
Dividends
11 791
27 154
-
-
withholding
2 240
5 159
-
-
social contributions
2 192
5 188
-
-
total
4 432
10 347
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 385
17 724
17 232
12 597
After tax
23 615
23 276
23 768
28 403
Living cost
16 257
16 257
16 257
16 257
Free-cash
7 358
7 019
7 511
12 146

Estimated living cost  is ₽16257 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽16200
-₽15393
-₽15716
-₽29652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
441
municipal
-
-
-
3 754
pensions
-
-
-
4 920
national
-
-
-
5 817
total
-
-
-
14 932
Employee
64 773
-
35 444
-
municipal
8 001
-
3 912
-
pensions
2 591
-
1 418
-
national
12 398
-
6 062
-
total
22 990
-
11 392
-
Employer
64 773
-
35 444
-
social contributions
696
-
381
-
pensions
5 182
-
2 836
-
total
5 878
-
3 217
-
Corporate
-
41 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 200
-
-
total
-
8 200
-
-
Dividends
-
32 800
-
-
withholding
-
7 216
-
-
total
-
7 216
-
-
Income
41 000
41 000
41 000
41 000
Total tax
28 868
15 416
14 609
14 932
After tax
12 132
25 584
26 391
26 068
Living cost
41 784
41 784
41 784
41 784
Free-cash
-29 652
-16 200
-15 393
-15 716

Estimated living cost  is ₽41784 per week

₽28400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽18378
-₽14460
-₽14460
-₽23647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
2 769
income
-
-
-
5 613
total
-
-
-
8 382
Employee
64 646
-
41 000
-
social contributions
5 371
-
2 769
-
income
12 198
-
5 613
-
total
17 569
-
8 382
-
Employer
64 646
-
41 000
-
total
-
-
-
-
Corporate
-
41 000
-
-
income
-
5 125
-
-
total
-
5 125
-
-
Dividends
-
35 875
-
-
withholding
-
7 175
-
-
total
-
7 175
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 569
12 300
8 382
8 382
After tax
23 431
28 700
32 618
32 618
Living cost
47 078
47 078
47 078
47 078
Free-cash
-23 647
-18 378
-14 460
-14 460

Estimated living cost  is ₽47078 per week

₽35816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽12999
-₽14659
-₽12342
-₽32449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
regional
-
-
-
399
social contributions
-
-
-
10 545
municipal
-
-
-
243
national
-
-
-
7 282
total
-
-
-
18 469
Employee
73 449
-
41 000
-
regional
693
-
347
-
municipal
389
-
218
-
social contributions
24 767
-
13 825
-
national
12 727
-
6 396
-
total
38 576
-
20 786
-
Employer
73 449
-
41 000
-
total
-
-
-
-
Corporate
-
41 000
-
-
nationa
-
9 840
-
-
municipal
-
1 600
-
-
total
-
11 440
-
-
Dividends
-
29 561
-
-
withholding
-
7 686
-
-
total
-
7 686
-
-
Income
41 000
41 000
41 000
41 000
Total tax
38 576
19 126
20 786
18 469
After tax
2 424
21 874
20 214
22 531
Living cost
34 873
34 873
34 873
34 873
Free-cash
-32 449
-12 999
-14 659
-12 342

Estimated living cost  is ₽34873 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽711
-₽2252
₽49
-₽4844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
regional
-
-
-
619
social contributions
-
-
-
10 545
municipal
-
-
-
243
national
-
-
-
7 282
total
-
-
-
18 689
Employee
45 844
-
41 000
-
regional
617
-
551
-
municipal
243
-
218
-
social contributions
15 459
-
13 825
-
national
7 263
-
6 396
-
total
23 582
-
20 990
-
Employer
45 844
-
41 000
-
total
-
-
-
-
Corporate
-
41 000
-
-
nationa
-
9 840
-
-
municipal
-