Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Andorra , Andorra
₽4068
₽5869
₽5280
₽8988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
9 020
income
-
-
-
-
total
-
-
-
9 020
Employee
29 853
-
35 499
-
social contributions
1 940
-
2 307
-
income
-
-
-
-
total
1 940
-
2 307
-
Employer
29 853
-
35 499
-
social contributions
4 627
-
5 501
-
total
4 627
-
5 501
-
Corporate
6 520
41 000
-
-
income
652
4 100
-
-
total
652
4 100
-
-
Dividends
5 868
36 900
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
7 219
4 100
7 808
9 020
After tax
33 781
36 900
33 192
31 980
Living cost
27 912
27 912
27 912
27 912
Free-cash
5 869
8 988
5 280
4 068

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽6505
-₽12154
-₽13785
-₽9588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
3 137
chamber of commerce
-
-
-
164
pensions
-
-
-
7 584
income
-
-
-
1 300
total
-
-
-
17 880
Employee
40 590
37 005
37 005
-
unemployment
1 218
1 110
946
-
other
405
370
315
-
income
3 616
2 730
2 978
-
pensions
4 157
3 789
3 228
-
health
1 570
1 433
1 219
-
total
10 966
9 432
8 686
-
Employer
40 590
37 005
37 005
-
pensions
5 094
4 645
3 956
-
surtax
-
-
-
-
payroll
1 218
1 110
1 110
-
other
1 928
1 757
1 711
-
health
1 535
1 399
1 191
-
accident
527
481
411
-
unemployment
1 218
1 110
946
-
chamber of commerce
162
148
148
-
total
11 682
10 650
9 473
-
Corporate
3 524
3 524
28 002
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
7 001
-
total
881
881
7 001
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
23 529
20 963
25 160
17 880
After tax
17 471
20 037
15 840
23 120
Living cost
29 625
29 625
29 625
29 625
Free-cash
-12 154
-9 588
-13 785
-6 505

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽9782
-₽19822
-₽16971
-₽12865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
3 137
chamber of commerce
-
-
-
164
pensions
-
-
-
7 584
income
-
-
-
1 300
total
-
-
-
18 063
Employee
46 406
37 005
37 005
-
unemployment
1 392
1 110
941
-
other
463
370
314
-
income
5 283
2 730
2 985
-
pensions
4 752
3 789
3 212
-
health
1 796
1 433
1 214
-
total
13 686
9 432
8 666
-
Employer
46 406
37 005
37 005
-
pensions
5 824
4 645
3 938
-
surtax
183
183
183
-
payroll
1 392
1 110
1 110
-
other
2 204
1 757
1 709
-
health
1 753
1 399
1 186
-
accident
603
481
407
-
unemployment
1 392
1 110
941
-
chamber of commerce
185
148
148
-
total
13 536
10 833
9 622
-
Corporate
3 524
3 524
27 853
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
6 964
-
total
881
881
6 964
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
28 103
21 146
25 252
18 063
After tax
12 897
19 854
15 748
22 937
Living cost
32 719
32 719
32 719
32 719
Free-cash
-19 822
-12 865
-16 971
-9 782

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽10157
-₽44756
-₽15447
-₽10672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
11 458
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 245
social contributions
-
-
-
3 597
total
-
-
-
17 300
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
31 756
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
277
-
national
20 420
-
7 539
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
1 656
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
2 382
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
1 493
-
total
32 565
-
13 347
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
31 756
-
surtax
7 531
-
3 602
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
2 814
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
1 952
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
412
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
463
-
total
19 334
-
9 243
-
Corporate
-
41 000
-
-
income
-
8 199
-
-
surtax
-
164
-
-
total
-
8 363
-
-
Dividends
-
32 637
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 452
-
-
total
-
9 452
-
-
Income
41 000
41 000
41 000
41 000
Total tax
51 899
17 815
22 590
17 300
After tax
-10 899
23 185
18 410
23 700
Living cost
33 857
33 857
33 857
33 857
Free-cash
-44 756
-10 672
-15 447
-10 157

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽10212
₽13420
₽10498
₽19079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
6 150
total
-
-
-
14 812
Employee
21 155
-
34 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
3 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
8 161
-
Employer
21 155
-
34 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
15 695
41 000
-
-
income
1 570
4 100
-
-
total
1 570
4 100
-
-
Dividends
14 125
36 900
-
-
withholding
706
1 845
-
-
total
706
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
11 604
5 945
14 526
14 812
After tax
29 396
35 055
26 474
26 188
Living cost
15 976
15 976
15 976
15 976
Free-cash
13 420
19 079
10 498
10 212

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽14012
₽18562
₽14297
₽22878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
6 150
total
-
-
-
14 812
Employee
16 123
-
34 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
3 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
8 161
-
Employer
16 123
-
34 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
21 713
41 000
-
-
income
2 172
4 100
-
-
total
2 172
4 100
-
-
Dividends
19 541
36 900
-
-
withholding
977
1 845
-
-
total
977
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
10 261
5 945
14 526
14 812
After tax
30 739
35 055
26 474
26 188
Living cost
12 176
12 176
12 176
12 176
Free-cash
18 562
22 878
14 297
14 012

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽12059
₽3755
₽4366
-₽1497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
1 045
social contributions
-
-
-
6 397
income
-
-
-
-
total
-
-
-
7 442
Employee
71 403
71 403
71 403
-
income
7 775
6 610
7 635
-
social contributions
2 700
5 926
3 089
-
health
553
1 214
633
-
total
11 028
13 750
11 357
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
3 089
-
health
601
1 322
689
-
total
3 301
7 248
3 778
-
Corporate
5 173
-
-
-
income
647
-
-
-
total
647
-
-
-
Dividends
4 526
-
-
-
withholding
770
-
-
-
total
770
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 746
20 998
15 135
7 442
After tax
25 254
20 002
25 865
33 558
Living cost
21 499
21 499
21 499
21 499
Free-cash
3 755
-1 497
4 366
12 059

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽3440
-₽5040
-₽4253
-₽10116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
1 045
social contributions
-
-
-
6 397
income
-
-
-
-
total
-
-
-
7 442
Employee
71 403
71 403
71 403
-
income
7 498
6 610
7 635
-
social contributions
3 470
5 926
3 089
-
health
710
1 214
633
-
total
11 678
13 750
11 357
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
3 089
-
health
774
1 322
689
-
total
4 244
7 248
3 778
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 922
20 998
15 135
7 442
After tax
25 078
20 002
25 865
33 558
Living cost
30 118
30 118
30 118
30 118
Free-cash
-5 040
-10 116
-4 253
3 440

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽1508
-₽1322
-₽672
₽6752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 535
social contributions
-
-
-
11 972
income
-
-
-
3 524
solidarity contribution
-
-
-
-
total
-
-
-
21 031
Employee
31 583
-
30 597
-
income
3 790
-
3 672
-
social contributions
2 053
-
1 989
-
health
4 264
-
4 131
-
solidarity contribution
-
-
-
-
total
10 107
-
9 792
-
Employer
31 583
-
30 597
-
social contributions
7 896
-
7 649
-
health
2 842
-
2 754
-
total
10 738
-
10 403
-
Corporate
-
41 000
-
-
income
-
7 790
-
-
total
-
7 790
-
-
Dividends
-
33 210
-
-
withholding
-
4 981
-
-
total
-
4 981
-
-
Income
41 000
41 000
41 000
41 000
Total tax
20 845
12 771
20 195
21 031
After tax
20 155
28 229
20 805
19 969
Living cost
21 477
21 477
21 477
21 477
Free-cash
-1 322
6 752
-672
-1 508

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽6496
-₽11152
-₽5660
₽1764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 535
social contributions
-
-
-
11 972
income
-
-
-
3 524
solidarity contribution
-
-
-
-
total
-
-
-
21 031
Employee
38 919
-
30 597
-
income
4 670
-
3 672
-
social contributions
2 530
-
1 989
-
health
5 254
-
4 131
-
solidarity contribution
-
-
-
-
total
12 454
-
9 792
-
Employer
38 919
-
30 597
-
social contributions
9 730
-
7 649
-
health
3 503
-
2 754
-
total
13 233
-
10 403
-
Corporate
-
41 000
-
-
income
-
7 790
-
-
total
-
7 790
-
-
Dividends
-
33 210
-
-
withholding
-
4 981
-
-
total
-
4 981
-
-
Income
41 000
41 000
41 000
41 000
Total tax
25 687
12 771
20 195
21 031
After tax
15 313
28 229
20 805
19 969
Living cost
26 465
26 465
26 465
26 465
Free-cash
-11 152
1 764
-5 660
-6 496

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽17425
-₽161866
-₽161866
-₽161866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
3 554
pensions
-
-
-
807
municipal
-
-
-
6 007
labour market
-
-
-
3 215
total
-
-
-
13 583
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
158 024
158 024
158 024
13 583
After tax
-117 024
-117 024
-117 024
27 417
Living cost
44 842
44 842
44 842
44 842
Free-cash
-161 866
-161 866
-161 866
-17 425

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽1429
₽4603
₽2855
₽10373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 330
pensions
-
-
-
8 201
income
-
-
-
3 612
total
-
-
-
17 143
Employee
26 342
-
30 642
-
unemployment
421
-
490
-
income
2 966
-
4 256
-
pensions
527
-
613
-
total
3 914
-
5 359
-
Employer
26 342
-
30 642
-
pensions
5 269
-
6 129
-
health
3 424
-
3 984
-
unemployment
211
-
245
-
total
8 904
-
10 358
-
Corporate
5 754
41 000
-
-
income
1 151
8 199
-
-
total
1 151
8 199
-
-
Dividends
4 603
32 801
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
13 969
8 199
15 717
17 143
After tax
27 031
32 801
25 283
23 857
Living cost
22 428
22 428
22 428
22 428
Free-cash
4 603
10 373
2 855
1 429

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽2814
-₽17071
-₽9849
-₽7277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
41 000
national
-
-
-
585
health
-
-
-
243
municipal
-
-
-
7 336
total
-
-
-
8 164
Employee
48 854
-
34 491
-
unemployment
733
-
518
-
municipal
8 002
-
5 671
-
national
807
-
30
-
pensions
3 297
-
2 328
-
health
365
-
143
-
total
13 204
-
8 690
-
Employer
48 854
-
34 491
-
pensions
8 476
-
5 984
-
health
375
-
266
-
accident
49
-
35
-
unemployment
317
-
224
-
total
9 217
-
6 509
-
Corporate
-
41 000
-
-
income
-
8 199
-
-
total
-
8 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
24 601
-
-
municipal
-
4 428
-
-
national
-
-
-
-
total
-
4 428
-
-
Income
41 000
41 000
41 000
41 000
Total tax
22 421
12 627
15 199
8 164
After tax
18 579
28 373
25 801
32 836
Living cost
35 650
35 650
35 650
35 650
Free-cash
-17 071
-7 277
-9 849
-2 814

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽3773
-₽5553
-₽3119
-₽7957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
health
-
-
-
356
pensions
-
-
-
12 138
social contributions
-
-
-
1 168
income
-
-
-
1 219
other
-
-
-
1 270
total
-
-
-
16 151
Employee
35 475
-
31 243
-
income
1 829
-
1 318
-
surtax
-
-
-
-
social contributions
1 011
-
890
-
pensions
4 012
-
3 533
-
total
6 852
-
5 741
-
Employer
35 475
-
31 243
-
pensions
5 829
-
5 133
-
social contributions
106
-
93
-
other
1 225
-
1 078
-
health
2 483
-
2 187
-
unemployment
1 436
-
1 265
-
total
11 079
-
9 756
-
Corporate
-
41 000
-
-
income
-
11 480
-
-
surtax
-
-
-
-
total
-
11 480
-
-
Dividends
-
29 520
-
-
withholding
-
3 778
-
-
social contributions
-
5 077
-
-
surtax
-
-
-
-
total
-
8 855
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 931
20 335
15 497
16 151
After tax
23 069
20 665
25 503
24 849
Living cost
28 622
28 622
28 622
28 622
Free-cash
-5 553
-7 957
-3 119
-3 773

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽6920
-₽11151
-₽6266
-₽11104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
health
-
-
-
356
pensions
-
-
-
12 138
social contributions
-
-
-
1 168
income
-
-
-
1 219
other
-
-
-
1 270
total
-
-
-
16 151
Employee
39 741
-
31 243
-
income
2 345
-
1 318
-
surtax
-
-
-
-
social contributions
1 133
-
890
-
pensions
4 493
-
3 533
-
total
7 971
-
5 741
-
Employer
39 741
-
31 243
-
pensions
6 529
-
5 133
-
social contributions
120
-
93
-
other
1 371
-
1 078
-
health
2 782
-
2 187
-
unemployment
1 609
-
1 265
-
total
12 411
-
9 756
-
Corporate
-
41 000
-
-
income
-
11 480
-
-
surtax
-
-
-
-
total
-
11 480
-
-
Dividends
-
29 520
-
-
withholding
-
3 778
-
-
social contributions
-
5 077
-
-
surtax
-
-
-
-
total
-
8 855
-
-
Income
41 000
41 000
41 000
41 000
Total tax
20 382
20 335
15 497
16 151
After tax
20 618
20 665
25 503
24 849
Living cost
31 769
31 769
31 769
31 769
Free-cash
-11 151
-11 104
-6 266
-6 920

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽20000
-₽35321
-₽19346
-₽24184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
health
-
-
-
356
pensions
-
-
-
12 138
social contributions
-
-
-
1 168
income
-
-
-
1 219
other
-
-
-
1 270
total
-
-
-
16 151
Employee
58 158
-
31 243
-
income
5 074
-
1 318
-
surtax
-
-
-
-
social contributions
1 656
-
890
-
pensions
6 578
-
3 533
-
total
13 308
-
5 741
-
Employer
58 158
-
31 243
-
pensions
9 556
-
5 133
-
social contributions
174
-
93
-
other
2 007
-
1 078
-
health
4 071
-
2 187
-
unemployment
2 356
-
1 265
-
total
18 164
-
9 756
-
Corporate
-
41 000
-
-
income
-
11 480
-
-
surtax
-
-
-
-
total
-
11 480
-
-
Dividends
-
29 520
-
-
withholding
-
3 778
-
-
social contributions
-
5 077
-
-
surtax
-
-
-
-
total
-
8 855
-
-
Income
41 000
41 000
41 000
41 000
Total tax
31 472
20 335
15 497
16 151
After tax
9 528
20 665
25 503
24 849
Living cost
44 849
44 849
44 849
44 849
Free-cash
-35 321
-24 184
-19 346
-20 000

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽34641
₽31886
₽26851
₽33001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
410
total
-
-
-
410
Employee
7 436
-
41 000
-
income
1 487
-
8 200
-
total
1 487
-
8 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 564
41 000
-
-
total
-
-
-
-
Dividends
33 564
41 000
-
-
withholding
1 678
2 050
-
-
total
1 678
2 050
-
-
Income
41 000
41 000
41 000
41 000
Total tax
3 165
2 050
8 200
410
After tax
37 835
38 950
32 800
40 590
Living cost
5 949
5 949
5 949
5 949
Free-cash
31 886
33 001
26 851
34 641

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽31320
₽27942
₽23530
₽29680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
410
total
-
-
-
410
Employee
11 588
-
41 000
-
income
2 318
-
8 200
-
total
2 318
-
8 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 412
41 000
-
-
total
-
-
-
-
Dividends
29 412
41 000
-
-
withholding
1 470
2 050
-
-
total
1 470
2 050
-
-
Income
41 000
41 000
41 000
41 000
Total tax
3 788
2 050
8 200
410
After tax
37 212
38 950
32 800
40 590
Living cost
9 270
9 270
9 270
9 270
Free-cash
27 942
29 680
23 530
31 320

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽3724
-₽5203
-₽3724
-₽14549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
132
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 398
trade
-
-
-
-
total
-
-
-
8 874
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
2 398
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
132
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
8 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
41 000
-
-
trade
-
5 884
-
-
income
-
6 150
-
-
chamber of commerce
-
201
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
338
-
-
total
-
12 573
-
-
Dividends
-
28 427
-
-
withholding
-
6 754
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
372
-
-
total
-
7 126
-
-
Income
41 000
41 000
41 000
41 000
Total tax
10 353
19 699
8 874
8 874
After tax
30 647
21 301
32 126
32 126
Living cost
35 850
35 850
35 850
35 850
Free-cash
-5 203
-14 549
-3 724
-3 724

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽4000
₽3025
₽4000
-₽7246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
132
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 398
trade
-
-
-
-
total
-
-
-
8 874
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
2 398
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
132
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
8 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 484
41 000
-
-
trade
863
6 458
-
-
income
823
6 150
-
-
chamber of commerce
148
199
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
338
-
-
total
1 880
13 145
-
-
Dividends
3 604
27 854
-
-
withholding
548
6 612
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

30
363
-
-
total
578
6 975
-
-
Income
41 000
41 000
41 000
41 000
Total tax
9 849
20 120
8 874
8 874
After tax
31 151
20 880
32 126
32 126
Living cost
28 126
28 126
28 126
28 126
Free-cash
3 025
-7 246
4 000
4 000

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽4352
-₽6090
-₽4352
-₽15807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
132
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 398
trade
-
-
-
-
total
-
-
-
8 874
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
2 398
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
132
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
8 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
41 000
-
-
trade
-
6 744
-
-
income
-
6 150
-
-
chamber of commerce
-
199
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
338
-
-
total
-
13 431
-
-
Dividends
-
27 569
-
-
withholding
-
6 539
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
359
-
-
total
-
6 898
-
-
Income
41 000
41 000
41 000
41 000
Total tax
10 612
20 329
8 874
8 874
After tax
30 388
20 671
32 126
32 126
Living cost
36 478
36 478
36 478
36 478
Free-cash
-6 090
-15 807
-4 352
-4 352

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽10412
-₽14805
-₽10412
-₽22079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
132
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 398
trade
-
-
-
-
total
-
-
-
8 874
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
2 398
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
132
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
8 874
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
41 000
-
-
trade
-
7 031
-
-
income
-
6 150
-
-
chamber of commerce
-
199
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
338
-
-
total
-
13 718
-
-
Dividends
-
27 282
-
-
withholding
-
6 467
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
356
-
-
total
-
6 823
-
-
Income
41 000
41 000
41 000
41 000
Total tax
13 267
20 541
8 874
8 874
After tax
27 733
20 459
32 126
32 126
Living cost
42 538
42 538
42 538
42 538
Free-cash
-14 805
-22 079
-10 412
-10 412

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽2698
₽1980
₽1696
₽4932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
189
unemployment
-
-
-
211
health
-
-
-
2 911
pensions
-
-
-
8 199
income
-
-
-
5 935
other
-
-
-
-
total
-
-
-
17 445
Employee
31 271
-
33 870
-
unemployment
2 176
-
2 358
-
other
-
-
-
-
income
5 242
-
5 678
-
surtax
111
-
159
-
pensions
2 086
-
2 259
-
health
798
-
863
-
total
10 413
-
11 317
-
Employer
31 271
-
33 870
-
pensions
4 169
-
4 515
-
other
-
-
-
-
health
1 422
-
1 542
-
unemployment
992
-
1 073
-
total
6 583
-
7 130
-
Corporate
3 146
41 000
-
-
income
818
10 659
-
-
total
818
10 659
-
-
Dividends
2 328
30 341
-
-
withholding
349
4 552
-
-
total
349
4 552
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 163
15 211
18 447
17 445
After tax
22 837
25 789
22 553
23 555
Living cost
20 857
20 857
20 857
20 857
Free-cash
1 980
4 932
1 696
2 698

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽3065
₽2410
₽2063
₽5299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
189
unemployment
-
-
-
211
health
-
-
-
2 911
pensions
-
-
-
8 199
income
-
-
-
5 935
other
-
-
-
-
total
-
-
-
17 445
Employee
30 707
-
33 870
-
unemployment
2 137
-
2 358
-
other
-
-
-
-
income
5 147
-
5 678
-
surtax
100
-
159
-
pensions
2 048
-
2 259
-
health
784
-
863
-
total
10 216
-
11 317
-
Employer
30 707
-
33 870
-
pensions
4 093
-
4 515
-
other
-
-
-
-
health
1 397
-
1 542
-
unemployment
973
-
1 073
-
total
6 463
-
7 130
-
Corporate
3 829
41 000
-
-
income
996
10 659
-
-
total
996
10 659
-
-
Dividends
2 834
30 341
-
-
withholding
425
4 552
-
-
total
425
4 552
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 100
15 211
18 447
17 445
After tax
22 900
25 789
22 553
23 555
Living cost
20 490
20 490
20 490
20 490
Free-cash
2 410
5 299
2 063
3 065

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽9834
₽5141
₽5199
₽4753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
615
health
-
-
-
2 870
pensions
-
-
-
4 100
income
-
-
-
5 012
total
-
-
-
12 597
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
34 310
-
unemployment
402
160
515
-
income
3 277
1 304
4 194
-
pensions
2 681
1 067
3 431
-
health
1 876
747
2 402
-
total
8 236
3 278
10 542
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
34 310
-
pensions
5 227
2 080
6 690
-
total
5 227
2 080
6 690
-
Corporate
8 967
28 252
-
-
income
807
2 543
-
-
total
807
2 543
-
-
Dividends
8 160
25 709
-
-
withholding
1 550
4 885
-
-
social contributions
1 469
4 891
-
-
total
3 019
9 776
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 289
17 677
17 232
12 597
After tax
23 711
23 323
23 768
28 403
Living cost
18 570
18 570
18 570
18 570
Free-cash
5 141
4 753
5 199
9 834

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽18580
-₽34819
-₽18259
-₽19257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
5 700
pensions
-
-
-
4 920
social contributions
-
-
-
441
municipal
-
-
-
3 678
total
-
-
-
14 739
Employee
69 511
-
35 444
-
municipal
8 586
-
3 837
-
national
13 304
-
5 946
-
pensions
2 780
-
1 418
-
total
24 670
-
11 201
-
Employer
69 511
-
35 444
-
pensions
5 561
-
2 836
-
social contributions
747
-
381
-
total
6 308
-
3 217
-
Corporate
-
41 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 200
-
-
total
-
8 200
-
-
Dividends
-
32 800
-
-
withholding
-
7 216
-
-
total
-
7 216
-
-
Income
41 000
41 000
41 000
41 000
Total tax
30 978
15 416
14 418
14 739
After tax
10 022
25 584
26 582
26 261
Living cost
44 841
44 841
44 841
44 841
Free-cash
-34 819
-19 257
-18 259
-18 580

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽19742
-₽31635
-₽19742
-₽24194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
2 555
income
-
-
-
5 292
total
-
-
-
7 847
Employee
72 635
-
41 000
-
social contributions
6 034
-
2 555
-
income
13 706
-
5 292
-
total
19 740
-
7 847
-
Employer
72 635
-
41 000
-
total
-
-
-
-
Corporate
-
41 000
-
-
income
-
5 124
-
-
total
-
5 124
-
-
Dividends
-
35 876
-
-
withholding
-
7 175
-
-
total
-
7 175
-
-
Income
41 000
41 000
41 000
41 000
Total tax
19 740
12 299
7 847
7 847
After tax
21 260
28 701
33 153
33 153
Living cost
52 895
52 895
52 895
52 895
Free-cash
-31 635
-24 194
-19 742
-19 742

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽16524
-₽41526
-₽18842
-₽17306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
7 165
regional
-
-
-
389
social contributions
-
-
-
10 545
municipal
-
-
-
243
total
-
-
-
18 342
Employee
82 526
-
41 000
-
municipal
437
-
217
-
national
14 300
-
6 280
-
social contributions
27 828
-
13 826
-
regional
779
-
337
-
total
43 344
-
20 660
-
Employer
82 526
-
41 000
-
total
-
-
-
-
Corporate
-
41 000
-
-
nationa
-
9 840
-
-
municipal
-
1 598
-
-
total
-
11 438
-
-
Dividends
-
29 562
-
-
withholding
-
7 686
-
-
total
-
7 686
-
-
Income
41 000
41 000
41 000
41 000
Total tax
43 344
19 124
20 660
18 342
After tax
-2 344
21 876
20 340
22 658
Living cost
39 182
39 182
39 182
39 182
Free-cash
-41 526
-17 306
-18 842
-16 524

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽2585
-₽10509
-₽4889
-₽3463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
7 165
regional
-
-
-
618
social contributions
-
-
-
10 545
municipal
-
-
-
243
total
-
-
-
18 571
Employee
51 509
-
41 000
-
municipal
273
-
217
-
national
8 160
-
6 280
-
social contributions
17 369
-
13 826
-
regional
693
-
552
-
total
26 495
-
20 875
-
Employer
51 509
-
41 000
-
total
-
-
-
-
Corporate
-
41 000
-
-
nationa
-
9 840
-
-