Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Athens , Greece
₽11826
₽7903
₽8779
₽9937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
unemployment
-
-
-
135
health
-
-
-
2 840
pensions
-
-
-
8 000
other
-
-
-
-
income
-
-
-
6 389
surtax
-
-
-
523
total
-
-
-
17 887
Employee
19 992
-
33 044
-
health
510
-
843
-
pensions
1 334
-
2 204
-
surtax
71
-
456
-
other
-
-
-
-
unemployment
1 391
-
2 299
-
income
3 352
-
6 005
-
total
6 658
-
11 807
-
Employer
19 992
-
33 044
-
pensions
2 666
-
4 405
-
unemployment
634
-
1 048
-
health
909
-
1 503
-
other
-
-
-
-
total
4 209
-
6 956
-
Corporate
15 799
40 000
-
-
income
4 108
10 400
-
-
total
4 108
10 400
-
-
Dividends
11 691
29 600
-
-
withholding
1 754
4 440
-
-
total
1 754
4 440
-
-
Income
40 000
40 000
40 000
40 000
Total tax
16 729
14 840
18 763
17 887
After tax
23 271
25 160
21 237
22 113
Living cost
13 334
13 334
13 334
13 334
Free-cash
9 937
11 826
7 903
8 779

Estimated living cost  is ₽13334 per week

₽8051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽310
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3816
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽12060
₽8137
₽9013
₽10212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
unemployment
-
-
-
135
health
-
-
-
2 840
pensions
-
-
-
8 000
other
-
-
-
-
income
-
-
-
6 389
surtax
-
-
-
523
total
-
-
-
17 887
Employee
19 632
-
33 044
-
health
501
-
843
-
pensions
1 309
-
2 204
-
surtax
64
-
456
-
other
-
-
-
-
unemployment
1 367
-
2 299
-
income
3 291
-
6 005
-
total
6 532
-
11 807
-
Employer
19 632
-
33 044
-
pensions
2 617
-
4 405
-
unemployment
622
-
1 048
-
health
893
-
1 503
-
other
-
-
-
-
total
4 132
-
6 956
-
Corporate
16 236
40 000
-
-
income
4 221
10 400
-
-
total
4 221
10 400
-
-
Dividends
12 014
29 600
-
-
withholding
1 803
4 440
-
-
total
1 803
4 440
-
-
Income
40 000
40 000
40 000
40 000
Total tax
16 688
14 840
18 763
17 887
After tax
23 312
25 160
21 237
22 113
Living cost
13 100
13 100
13 100
13 100
Free-cash
10 212
12 060
8 137
9 013

Estimated living cost  is ₽13100 per week

₽8010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1209
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽302
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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