Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 39500
per

Your estimated
City
free-cash

Andorra , Andorra
₽3759
₽5475
₽4923
₽8498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
social contributions
-
-
-
8 689
income
-
-
-
-
total
-
-
-
8 689
Employee
28 933
-
34 199
-
social contributions
1 880
-
2 224
-
income
-
-
-
-
total
1 880
-
2 224
-
Employer
28 933
-
34 199
-
social contributions
4 485
-
5 301
-
total
4 485
-
5 301
-
Corporate
6 082
39 500
-
-
income
608
3 950
-
-
total
608
3 950
-
-
Dividends
5 474
35 550
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
6 973
3 950
7 525
8 689
After tax
32 527
35 550
31 975
30 811
Living cost
27 052
27 052
27 052
27 052
Free-cash
5 475
8 498
4 923
3 759

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽6436
-₽12015
-₽13479
-₽9528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 021
chamber of commerce
-
-
-
159
pensions
-
-
-
7 308
income
-
-
-
1 216
total
-
-
-
17 224
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
910
-
other
393
359
304
-
income
3 504
2 645
2 895
-
pensions
4 029
3 672
3 108
-
health
1 522
1 388
1 175
-
total
10 628
9 140
8 392
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
3 810
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 657
-
health
1 488
1 356
1 148
-
accident
511
466
395
-
unemployment
1 180
1 076
910
-
chamber of commerce
157
143
143
-
total
11 321
10 322
9 139
-
Corporate
3 416
3 416
26 946
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
6 736
-
total
854
854
6 736
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
22 803
20 316
24 267
17 224
After tax
16 697
19 184
15 233
22 276
Living cost
28 712
28 712
28 712
28 712
Free-cash
-12 015
-9 528
-13 479
-6 436

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽9613
-₽19448
-₽16573
-₽12705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 021
chamber of commerce
-
-
-
159
pensions
-
-
-
7 308
income
-
-
-
1 216
total
-
-
-
17 402
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
907
-
other
449
359
302
-
income
5 120
2 645
2 902
-
pensions
4 606
3 672
3 095
-
health
1 740
1 388
1 170
-
total
13 264
9 140
8 376
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
3 791
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 655
-
health
1 699
1 356
1 143
-
accident
584
466
393
-
unemployment
1 349
1 076
907
-
chamber of commerce
179
143
143
-
total
13 119
10 500
9 286
-
Corporate
3 416
3 416
26 799
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
6 700
-
total
854
854
6 700
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
27 237
20 494
24 362
17 402
After tax
12 263
19 006
15 138
22 098
Living cost
31 711
31 711
31 711
31 711
Free-cash
-19 448
-12 705
-16 573
-9 613

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽9944
-₽43614
-₽15058
-₽10478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
11 032
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 164
social contributions
-
-
-
3 434
total
-
-
-
16 630
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
30 592
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
266
-
national
19 791
-
7 244
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 595
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 294
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 438
-
total
31 562
-
12 837
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
30 592
-
surtax
7 299
-
3 470
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
2 710
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
1 882
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
398
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
447
-
total
18 738
-
8 907
-
Corporate
-
39 500
-
-
income
-
7 900
-
-
surtax
-
159
-
-
total
-
8 059
-
-
Dividends
-
31 441
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 105
-
-
total
-
9 105
-
-
Income
39 500
39 500
39 500
39 500
Total tax
50 300
17 164
21 744
16 630
After tax
-10 800
22 336
17 756
22 870
Living cost
32 814
32 814
32 814
32 814
Free-cash
-43 614
-10 478
-15 058
-9 944

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽9673
₽12781
₽9936
₽18274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
5 925
total
-
-
-
14 328
Employee
20 524
-
33 325
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
3 333
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
7 890
-
Employer
20 524
-
33 325
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
14 950
39 500
-
-
income
1 495
3 950
-
-
total
1 495
3 950
-
-
Dividends
13 455
35 550
-
-
withholding
673
1 777
-
-
total
673
1 777
-
-
Income
39 500
39 500
39 500
39 500
Total tax
11 220
5 727
14 065
14 328
After tax
28 280
33 773
25 435
25 172
Living cost
15 499
15 499
15 499
15 499
Free-cash
12 781
18 274
9 936
9 673

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽13359
₽17775
₽13622
₽21960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
5 925
total
-
-
-
14 328
Employee
15 642
-
33 325
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
3 333
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
7 890
-
Employer
15 642
-
33 325
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
20 788
39 500
-
-
income
2 079
3 950
-
-
total
2 079
3 950
-
-
Dividends
18 709
35 550
-
-
withholding
935
1 777
-
-
total
935
1 777
-
-
Income
39 500
39 500
39 500
39 500
Total tax
9 912
5 727
14 065
14 328
After tax
29 588
33 773
25 435
25 172
Living cost
11 813
11 813
11 813
11 813
Free-cash
17 775
21 960
13 622
13 359

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽11493
₽3470
₽4031
-₽1687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
1 008
social contributions
-
-
-
6 162
income
-
-
-
-
total
-
-
-
7 170
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 405
-
social contributions
2 616
5 743
2 977
-
health
536
1 177
610
-
total
10 687
13 326
10 992
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
2 977
-
health
582
1 281
663
-
total
3 198
7 024
3 640
-
Corporate
4 777
-
-
-
income
598
-
-
-
total
598
-
-
-
Dividends
4 179
-
-
-
withholding
710
-
-
-
total
710
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 193
20 350
14 632
7 170
After tax
24 307
19 150
24 868
32 330
Living cost
20 837
20 837
20 837
20 837
Free-cash
3 470
-1 687
4 031
11 493

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽3140
-₽5121
-₽4322
-₽10040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
1 008
social contributions
-
-
-
6 162
income
-
-
-
-
total
-
-
-
7 170
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 405
-
social contributions
3 363
5 743
2 977
-
health
688
1 177
610
-
total
11 318
13 326
10 992
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
2 977
-
health
750
1 281
663
-
total
4 113
7 024
3 640
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 431
20 350
14 632
7 170
After tax
24 069
19 150
24 868
32 330
Living cost
29 190
29 190
29 190
29 190
Free-cash
-5 121
-10 040
-4 322
3 140

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽1542
-₽1448
-₽734
₽6416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
5 333
social contributions
-
-
-
11 534
income
-
-
-
3 395
solidarity contribution
-
-
-
-
total
-
-
-
20 262
Employee
30 558
-
29 478
-
income
3 667
-
3 537
-
social contributions
1 986
-
1 916
-
health
4 125
-
3 979
-
solidarity contribution
-
-
-
-
total
9 778
-
9 432
-
Employer
30 558
-
29 478
-
social contributions
7 640
-
7 369
-
health
2 750
-
2 653
-
total
10 390
-
10 022
-
Corporate
-
39 500
-
-
income
-
7 505
-
-
total
-
7 505
-
-
Dividends
-
31 995
-
-
withholding
-
4 799
-
-
total
-
4 799
-
-
Income
39 500
39 500
39 500
39 500
Total tax
20 168
12 304
19 454
20 262
After tax
19 332
27 196
20 046
19 238
Living cost
20 780
20 780
20 780
20 780
Free-cash
-1 448
6 416
-734
-1 542

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽6368
-₽10960
-₽5560
₽1590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
5 333
social contributions
-
-
-
11 534
income
-
-
-
3 395
solidarity contribution
-
-
-
-
total
-
-
-
20 262
Employee
37 656
-
29 478
-
income
4 519
-
3 537
-
social contributions
2 448
-
1 916
-
health
5 084
-
3 979
-
solidarity contribution
-
-
-
-
total
12 051
-
9 432
-
Employer
37 656
-
29 478
-
social contributions
9 414
-
7 369
-
health
3 389
-
2 653
-
total
12 803
-
10 022
-
Corporate
-
39 500
-
-
income
-
7 505
-
-
total
-
7 505
-
-
Dividends
-
31 995
-
-
withholding
-
4 799
-
-
total
-
4 799
-
-
Income
39 500
39 500
39 500
39 500
Total tax
24 854
12 304
19 454
20 262
After tax
14 646
27 196
20 046
19 238
Living cost
25 606
25 606
25 606
25 606
Free-cash
-10 960
1 590
-5 560
-6 368

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽17023
-₽157091
-₽157091
-₽157091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
3 416
pensions
-
-
-
782
municipal
-
-
-
5 772
labour market
-
-
-
3 098
total
-
-
-
13 068
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
153 136
153 136
153 136
13 068
After tax
-113 636
-113 636
-113 636
26 432
Living cost
43 455
43 455
43 455
43 455
Free-cash
-157 091
-157 091
-157 091
-17 023

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽1276
₽4274
₽2650
₽9863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
5 135
pensions
-
-
-
7 900
income
-
-
-
3 452
total
-
-
-
16 487
Employee
25 530
-
29 523
-
unemployment
408
-
473
-
income
2 874
-
4 071
-
pensions
511
-
591
-
total
3 793
-
5 135
-
Employer
25 530
-
29 523
-
pensions
5 106
-
5 904
-
health
3 318
-
3 838
-
unemployment
205
-
236
-
total
8 629
-
9 978
-
Corporate
5 340
39 500
-
-
income
1 067
7 900
-
-
total
1 067
7 900
-
-
Dividends
4 272
31 600
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
13 489
7 900
15 113
16 487
After tax
26 011
31 600
24 387
23 013
Living cost
21 737
21 737
21 737
21 737
Free-cash
4 274
9 863
2 650
1 276

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽2906
-₽16782
-₽9679
-₽7218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
39 500
national
-
-
-
553
health
-
-
-
232
municipal
-
-
-
7 069
total
-
-
-
7 854
Employee
47 349
-
33 231
-
unemployment
710
-
499
-
municipal
7 755
-
5 463
-
national
782
-
17
-
pensions
3 195
-
2 242
-
health
354
-
137
-
total
12 796
-
8 358
-
Employer
47 349
-
33 231
-
pensions
8 215
-
5 766
-
health
364
-
256
-
accident
48
-
32
-
unemployment
307
-
215
-
total
8 934
-
6 269
-
Corporate
-
39 500
-
-
income
-
7 900
-
-
total
-
7 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
23 700
-
-
municipal
-
4 266
-
-
national
-
-
-
-
total
-
4 266
-
-
Income
39 500
39 500
39 500
39 500
Total tax
21 730
12 166
14 627
7 854
After tax
17 770
27 334
24 873
31 646
Living cost
34 552
34 552
34 552
34 552
Free-cash
-16 782
-7 218
-9 679
-2 906

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽3795
-₽5619
-₽3159
-₽7832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
health
-
-
-
343
pensions
-
-
-
11 702
social contributions
-
-
-
1 125
income
-
-
-
1 160
other
-
-
-
1 225
total
-
-
-
15 555
Employee
34 382
-
30 098
-
income
1 773
-
1 255
-
surtax
-
-
-
-
social contributions
980
-
859
-
pensions
3 889
-
3 404
-
total
6 642
-
5 518
-
Employer
34 382
-
30 098
-
pensions
5 650
-
4 946
-
social contributions
102
-
91
-
other
1 187
-
1 038
-
health
2 406
-
2 107
-
unemployment
1 392
-
1 219
-
total
10 737
-
9 401
-
Corporate
-
39 500
-
-
income
-
11 060
-
-
surtax
-
-
-
-
total
-
11 060
-
-
Dividends
-
28 440
-
-
withholding
-
3 641
-
-
social contributions
-
4 891
-
-
surtax
-
-
-
-
total
-
8 532
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 379
19 592
14 919
15 555
After tax
22 121
19 908
24 581
23 945
Living cost
27 740
27 740
27 740
27 740
Free-cash
-5 619
-7 832
-3 159
-3 795

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽6846
-₽11046
-₽6210
-₽10883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
health
-
-
-
343
pensions
-
-
-
11 702
social contributions
-
-
-
1 125
income
-
-
-
1 160
other
-
-
-
1 225
total
-
-
-
15 555
Employee
38 517
-
30 098
-
income
2 273
-
1 255
-
surtax
-
-
-
-
social contributions
1 098
-
859
-
pensions
4 355
-
3 404
-
total
7 726
-
5 518
-
Employer
38 517
-
30 098
-
pensions
6 328
-
4 946
-
social contributions
116
-
91
-
other
1 329
-
1 038
-
health
2 697
-
2 107
-
unemployment
1 559
-
1 219
-
total
12 029
-
9 401
-
Corporate
-
39 500
-
-
income
-
11 060
-
-
surtax
-
-
-
-
total
-
11 060
-
-
Dividends
-
28 440
-
-
withholding
-
3 641
-
-
social contributions
-
4 891
-
-
surtax
-
-
-
-
total
-
8 532
-
-
Income
39 500
39 500
39 500
39 500
Total tax
19 755
19 592
14 919
15 555
After tax
19 745
19 908
24 581
23 945
Living cost
30 791
30 791
30 791
30 791
Free-cash
-11 046
-10 883
-6 210
-6 846

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽19522
-₽34469
-₽18886
-₽23559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
health
-
-
-
343
pensions
-
-
-
11 702
social contributions
-
-
-
1 125
income
-
-
-
1 160
other
-
-
-
1 225
total
-
-
-
15 555
Employee
56 366
-
30 098
-
income
4 918
-
1 255
-
surtax
-
-
-
-
social contributions
1 605
-
859
-
pensions
6 375
-
3 404
-
total
12 898
-
5 518
-
Employer
56 366
-
30 098
-
pensions
9 262
-
4 946
-
social contributions
169
-
91
-
other
1 945
-
1 038
-
health
3 945
-
2 107
-
unemployment
2 283
-
1 219
-
total
17 604
-
9 401
-
Corporate
-
39 500
-
-
income
-
11 060
-
-
surtax
-
-
-
-
total
-
11 060
-
-
Dividends
-
28 440
-
-
withholding
-
3 641
-
-
social contributions
-
4 891
-
-
surtax
-
-
-
-
total
-
8 532
-
-
Income
39 500
39 500
39 500
39 500
Total tax
30 502
19 592
14 919
15 555
After tax
8 998
19 908
24 581
23 945
Living cost
43 467
43 467
43 467
43 467
Free-cash
-34 469
-23 559
-18 886
-19 522

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽33282
₽30611
₽25777
₽31702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
39 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
395
total
-
-
-
395
Employee
7 278
-
39 500
-
income
1 455
-
7 900
-
total
1 455
-
7 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

32 222
39 500
-
-
total
-
-
-
-
Dividends
32 222
39 500
-
-
withholding
1 611
1 975
-
-
total
1 611
1 975
-
-
Income
39 500
39 500
39 500
39 500
Total tax
3 066
1 975
7 900
395
After tax
36 434
37 525
31 600
39 105
Living cost
5 823
5 823
5 823
5 823
Free-cash
30 611
31 702
25 777
33 282

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽30032
₽26751
₽22527
₽28452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
39 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
395
total
-
-
-
395
Employee
11 342
-
39 500
-
income
2 268
-
7 900
-
total
2 268
-
7 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

28 158
39 500
-
-
total
-
-
-
-
Dividends
28 158
39 500
-
-
withholding
1 408
1 975
-
-
total
1 408
1 975
-
-
Income
39 500
39 500
39 500
39 500
Total tax
3 676
1 975
7 900
395
After tax
35 824
37 525
31 600
39 105
Living cost
9 073
9 073
9 073
9 073
Free-cash
26 751
28 452
22 527
30 032

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽3779
-₽5278
-₽3779
-₽14221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
125
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 261
trade
-
-
-
-
total
-
-
-
8 534
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
2 261
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
125
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
8 534
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
39 500
-
-
trade
-
5 668
-
-
income
-
5 925
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
326
-
-
total
-
12 114
-
-
Dividends
-
27 386
-
-
withholding
-
6 505
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
357
-
-
total
-
6 862
-
-
Income
39 500
39 500
39 500
39 500
Total tax
10 033
18 976
8 534
8 534
After tax
29 467
20 524
30 966
30 966
Living cost
34 745
34 745
34 745
34 745
Free-cash
-5 278
-14 221
-3 779
-3 779

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽3707
₽2814
₽3707
-₽7142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
125
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 261
trade
-
-
-
-
total
-
-
-
8 534
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
2 261
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
125
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
8 534
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 078
39 500
-
-
trade
799
6 222
-
-
income
762
5 925
-
-
chamber of commerce
143
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

43
326
-
-
total
1 747
12 666
-
-
Dividends
3 331
26 835
-
-
withholding
490
6 367
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

27
350
-
-
total
517
6 717
-
-
Income
39 500
39 500
39 500
39 500
Total tax
9 427
19 383
8 534
8 534
After tax
30 073
20 117
30 966
30 966
Living cost
27 259
27 259
27 259
27 259
Free-cash
2 814
-7 142
3 707
3 707

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽4388
-₽6138
-₽4388
-₽15440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
125
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 261
trade
-
-
-
-
total
-
-
-
8 534
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
2 261
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
125
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
8 534
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
39 500
-
-
trade
-
6 498
-
-
income
-
5 925
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
326
-
-
total
-
12 942
-
-
Dividends
-
26 558
-
-
withholding
-
6 297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
347
-
-
total
-
6 644
-
-
Income
39 500
39 500
39 500
39 500
Total tax
10 284
19 586
8 534
8 534
After tax
29 216
19 914
30 966
30 966
Living cost
35 354
35 354
35 354
35 354
Free-cash
-6 138
-15 440
-4 388
-4 388

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽10262
-₽14586
-₽10262
-₽21518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
125
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 261
trade
-
-
-
-
total
-
-
-
8 534
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
2 261
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
125
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
8 534
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
39 500
-
-
trade
-
6 775
-
-
income
-
5 925
-
-
chamber of commerce
-
193
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
326
-
-
total
-
13 219
-
-
Dividends
-
26 281
-
-
withholding
-
6 228
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
343
-
-
total
-
6 571
-
-
Income
39 500
39 500
39 500
39 500
Total tax
12 858
19 790
8 534
8 534
After tax
26 642
19 710
30 966
30 966
Living cost
41 228
41 228
41 228
41 228
Free-cash
-14 586
-21 518
-10 262
-10 262

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽2481
₽1767
₽1516
₽4633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
178
unemployment
-
-
-
205
health
-
-
-
2 804
pensions
-
-
-
7 900
income
-
-
-
5 718
other
-
-
-
-
total
-
-
-
16 805
Employee
30 307
-
32 629
-
unemployment
2 109
-
2 271
-
other
-
-
-
-
income
5 081
-
5 470
-
surtax
108
-
150
-
pensions
2 022
-
2 176
-
health
774
-
832
-
total
10 094
-
10 899
-
Employer
30 307
-
32 629
-
pensions
4 041
-
4 350
-
other
-
-
-
-
health
1 378
-
1 486
-
unemployment
962
-
1 035
-
total
6 381
-
6 871
-
Corporate
2 812
39 500
-
-
income
731
10 269
-
-
total
731
10 269
-
-
Dividends
2 081
29 231
-
-
withholding
313
4 384
-
-
total
313
4 384
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 519
14 653
17 770
16 805
After tax
21 981
24 847
21 730
22 695
Living cost
20 214
20 214
20 214
20 214
Free-cash
1 767
4 633
1 516
2 481

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽2836
₽2185
₽1871
₽4988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
178
unemployment
-
-
-
205
health
-
-
-
2 804
pensions
-
-
-
7 900
income
-
-
-
5 718
other
-
-
-
-
total
-
-
-
16 805
Employee
29 761
-
32 629
-
unemployment
2 072
-
2 271
-
other
-
-
-
-
income
4 989
-
5 470
-
surtax
97
-
150
-
pensions
1 985
-
2 176
-
health
760
-
832
-
total
9 903
-
10 899
-
Employer
29 761
-
32 629
-
pensions
3 967
-
4 350
-
other
-
-
-
-
health
1 354
-
1 486
-
unemployment
943
-
1 035
-
total
6 264
-
6 871
-
Corporate
3 475
39 500
-
-
income
903
10 269
-
-
total
903
10 269
-
-
Dividends
2 571
29 231
-
-
withholding
386
4 384
-
-
total
386
4 384
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 456
14 653
17 770
16 805
After tax
22 044
24 847
21 730
22 695
Living cost
19 859
19 859
19 859
19 859
Free-cash
2 185
4 988
1 871
2 836

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽9494
₽4973
₽5029
₽4599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
593
health
-
-
-
2 765
pensions
-
-
-
3 950
income
-
-
-
4 829
total
-
-
-
12 137
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
33 054
-
unemployment
387
154
496
-
income
3 153
1 255
4 041
-
pensions
2 579
1 027
3 305
-
health
1 806
719
2 314
-
total
7 925
3 155
10 156
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
33 054
-
pensions
5 030
2 002
6 446
-
total
5 030
2 002
6 446
-
Corporate
8 676
27 233
-
-
income
781
2 451
-
-
total
781
2 451
-
-
Dividends
7 896
24 782
-
-
withholding
1 500
4 709
-
-
social contributions
1 422
4 715
-
-
total
2 922
9 424
-
-
Income
39 500
39 500
39 500
39 500
Total tax
16 658
17 032
16 602
12 137
After tax
22 842
22 468
22 898
27 363
Living cost
17 869
17 869
17 869
17 869
Free-cash
4 973
4 599
5 029
9 494

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽18248
-₽34173
-₽17938
-₽18923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
5 477
pensions
-
-
-
4 740
social contributions
-
-
-
425
municipal
-
-
-
3 535
total
-
-
-
14 177
Employee
67 543
-
34 147
-
municipal
8 343
-
3 688
-
national
12 928
-
5 714
-
pensions
2 702
-
1 366
-
total
23 973
-
10 768
-
Employer
67 543
-
34 147
-
pensions
5 403
-
2 732
-
social contributions
726
-
367
-
total
6 129
-
3 099
-
Corporate
-
39 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 900
-
-
total
-
7 900
-
-
Dividends
-
31 600
-
-
withholding
-
6 952
-
-
total
-
6 952
-
-
Income
39 500
39 500
39 500
39 500
Total tax
30 102
14 852
13 867
14 177
After tax
9 398
24 648
25 633
25 323
Living cost
43 571
43 571
43 571
43 571
Free-cash
-34 173
-18 923
-17 938
-18 248

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽19298
-₽30898
-₽19298
-₽23616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
social contributions
-
-
-
2 449
income
-
-
-
5 083
total
-
-
-
7 532
Employee
70 397
-
39 500
-
social contributions
5 848
-
2 449
-
income
13 284
-
5 083
-
total
19 132
-
7 532
-
Employer
70 397
-
39 500
-
total
-
-
-
-
Corporate
-
39 500
-
-
income
-
4 937
-
-
total
-
4 937
-
-
Dividends
-
34 563
-
-
withholding
-
6 913
-
-
total
-
6 913
-
-
Income
39 500
39 500
39 500
39 500
Total tax
19 132
11 850
7 532
7 532
After tax
20 368
27 650
31 968
31 968
Living cost
51 266
51 266
51 266
51 266
Free-cash
-30 898
-23 616
-19 298
-19 298

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽16138
-₽40483
-₽18372
-₽16900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
6 896
regional
-
-
-
373
social contributions
-
-
-
10 160
municipal
-
-
-
234
total
-
-
-
17 663
Employee
79 983
-
39 500
-
municipal
424
-
210
-
national
13 859
-
6 044
-
social contributions
26 970
-
13 319
-
regional
755
-
324
-
total
42 008
-
19 897
-
Employer
79 983
-
39 500
-
total
-
-
-
-
Corporate
-
39 500
-
-
nationa
-
9 480
-
-
municipal
-
1 540
-
-
total
-
11 020
-
-
Dividends
-
28 479
-
-
withholding
-
7 405
-
-
total
-
7 405
-
-
Income
39 500
39 500
39 500
39 500
Total tax
42 008
18 425
19 897
17 663
After tax
-2 508
21 075
19 603
21 837
Living cost
37 975
37 975
37 975
37 975
Free-cash
-40 483
-16 900
-18 372
-16 138

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽2628
-₽10423
-₽4848
-₽3479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
6 896
regional
-
-
-
595
social contributions
-
-
-
10 160
municipal
-
-
-
234
total
-
-
-
17 885
Employee
49 922
-
39 500
-
municipal
265
-
210
-
national
7 909
-
6 044
-
social contributions
16 834
-
13 319
-
regional
672
-
532
-
total
25 680
-
20 105
-
Employer
49 922
-
39 500
-
total
-
-
-
-
Corporate
-
39 500
-
-
nationa
-
9 480
-
-