Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 38000
per

Your estimated
City
free-cash

Athens , Greece
₽1236
-₽3137
-₽789
-₽1688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
5 494
pensions
-
-
-
7 601
other
-
-
-
-
unemployment
-
-
-
230
health
-
-
-
2 698
surtax
-
-
-
100
total
-
-
-
16 123
Employee
33 983
-
31 391
-
other
-
-
-
-
health
867
-
800
-
surtax
121
-
73
-
income
5 697
-
5 262
-
pensions
2 267
-
2 093
-
unemployment
2 365
-
2 185
-
total
11 317
-
10 413
-
Employer
33 983
-
31 391
-
other
-
-
-
-
unemployment
1 078
-
996
-
pensions
4 531
-
4 184
-
health
1 545
-
1 429
-
total
7 154
-
6 609
-
Corporate
-
38 000
-
-
income
-
9 879
-
-
total
-
9 879
-
-
Dividends
-
28 121
-
-
withholding
-
4 219
-
-
total
-
4 219
-
-
Income
38 000
38 000
38 000
38 000
Total tax
18 471
14 098
17 022
16 123
After tax
19 529
23 902
20 978
21 877
Living cost
22 666
22 666
22 666
22 666
Free-cash
-3 137
1 236
-1 688
-789

Estimated living cost  is ₽22666 per week

₽13684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Athens model

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