Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36500

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽18039

₽13375

₽8491

₽9877

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

36 500

income

5 475

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 192

unemployment

140

health

4 034

total

14 841

Employee

17 436

30 513

health

802

1 403

accident

We are using the highest rate at 1.1%.

192

335

income

1 743

3 051

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 531

2 679

total

4 268

7 468

Employer

17 436

30 513

accident

We are using the highest rate at 1.1%.

192

335

unemployment

104

183

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 922

3 363

health

1 203

2 106

total

3 421

5 987

Corporate

15 643

36 500

income

1 564

3 650

total

1 564

3 650

Dividends

14 079

32 850

withholding

704

1 643

total

704

1 643

Income

36 500

Total tax

9 957

5 293

13 455

14 841

After tax

26 543

31 207

23 045

21 659

Living cost

13 168

Free-cash

13 375

18 039

9 877

8 491

Estimated living cost is ₽13168 per week

₽7687

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽940

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽349

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4191

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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