Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 36500
per

Your estimated
City
free-cash

Andorra , Andorra
₽1256
₽2593
₽2333
₽5635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
social contributions
-
-
-
8 030
income
-
-
-
-
total
-
-
-
8 030
Employee
29 106
-
31 602
-
social contributions
1 892
-
2 055
-
income
-
-
-
-
total
1 892
-
2 055
-
Employer
29 106
-
31 602
-
social contributions
4 512
-
4 898
-
total
4 512
-
4 898
-
Corporate
2 883
36 500
-
-
income
289
3 651
-
-
total
289
3 651
-
-
Dividends
2 594
32 849
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
6 693
3 651
6 953
8 030
After tax
29 807
32 849
29 547
28 470
Living cost
27 214
27 214
27 214
27 214
Free-cash
2 593
5 635
2 333
1 256

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽8254
-₽15323
-₽15208
-₽12821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
2 792
chamber of commerce
-
-
-
146
pensions
-
-
-
6 752
income
-
-
-
627
total
-
-
-
15 870
Employee
39 575
36 079
36 079
-
unemployment
1 187
1 082
837
-
other
395
361
278
-
income
3 525
2 661
3 043
-
pensions
4 053
3 694
2 855
-
health
1 531
1 397
1 079
-
total
10 691
9 195
8 092
-
Employer
39 575
36 079
36 079
-
pensions
4 967
4 529
3 498
-
surtax
-
-
-
-
payroll
1 187
1 082
1 082
-
other
1 880
1 713
1 644
-
health
1 496
1 364
1 053
-
accident
514
469
363
-
unemployment
1 187
1 082
837
-
chamber of commerce
158
144
144
-
total
11 389
10 383
8 621
-
Corporate
3 436
3 436
24 443
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
6 111
-
total
859
859
6 111
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
22 939
20 437
22 824
15 870
After tax
13 561
16 063
13 676
20 630
Living cost
28 884
28 884
28 884
28 884
Free-cash
-15 323
-12 821
-15 208
-8 254

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽11450
-₽22802
-₽18319
-₽16017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
2 792
chamber of commerce
-
-
-
146
pensions
-
-
-
6 752
income
-
-
-
627
total
-
-
-
16 049
Employee
45 245
36 079
36 079
-
unemployment
1 357
1 082
832
-
other
452
361
277
-
income
5 151
2 661
3 053
-
pensions
4 634
3 694
2 840
-
health
1 751
1 397
1 074
-
total
13 345
9 195
8 076
-
Employer
45 245
36 079
36 079
-
pensions
5 678
4 529
3 481
-
surtax
179
179
179
-
payroll
1 357
1 082
1 082
-
other
2 149
1 713
1 642
-
health
1 709
1 364
1 048
-
accident
588
469
361
-
unemployment
1 357
1 082
832
-
chamber of commerce
180
144
144
-
total
13 197
10 562
8 769
-
Corporate
3 436
3 436
24 295
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
6 073
-
total
859
859
6 073
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
27 401
20 616
22 918
16 049
After tax
9 099
15 884
13 582
20 451
Living cost
31 901
31 901
31 901
31 901
Free-cash
-22 802
-16 017
-18 319
-11 450

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽11386
-₽47112
-₽16324
-₽12342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
10 076
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 024
social contributions
-
-
-
2 776
total
-
-
-
14 876
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
28 271
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
246
-
national
19 910
-
6 416
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
1 474
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
2 120
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
1 328
-
total
31 752
-
11 584
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
28 271
-
surtax
7 343
-
3 206
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
2 505
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
1 739
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
368
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
412
-
total
18 850
-
8 230
-
Corporate
-
36 500
-
-
income
-
7 300
-
-
surtax
-
146
-
-
total
-
7 446
-
-
Dividends
-
29 054
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
8 386
-
-
total
-
8 386
-
-
Income
36 500
36 500
36 500
36 500
Total tax
50 602
15 832
19 814
14 876
After tax
-14 102
20 668
16 686
21 624
Living cost
33 010
33 010
33 010
33 010
Free-cash
-47 112
-12 342
-16 324
-11 386

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽6987
₽10098
₽7454
₽15621
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
5 475
total
-
-
-
13 926
Employee
20 640
-
30 513
-
accident

We are using the highest rate at 1.1%.

227
-
336
-
income
2 064
-
3 052
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 679
-
health
950
-
1 404
-
total
5 053
-
7 471
-
Employer
20 640
-
30 513
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 363
-
health
1 424
-
2 106
-
accident

We are using the highest rate at 1.1%.

227
-
336
-
unemployment
124
-
183
-
total
4 049
-
5 988
-
Corporate
11 811
36 500
-
-
income
1 181
3 650
-
-
total
1 181
3 650
-
-
Dividends
10 630
32 850
-
-
withholding
532
1 642
-
-
total
532
1 642
-
-
Income
36 500
36 500
36 500
36 500
Total tax
10 815
5 292
13 459
13 926
After tax
25 685
31 208
23 041
22 574
Living cost
15 587
15 587
15 587
15 587
Free-cash
10 098
15 621
7 454
6 987

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽10694
₽15118
₽11161
₽19328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
5 475
total
-
-
-
13 926
Employee
15 731
-
30 513
-
accident

We are using the highest rate at 1.1%.

173
-
336
-
income
1 573
-
3 052
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 679
-
health
724
-
1 404
-
total
3 851
-
7 471
-
Employer
15 731
-
30 513
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 363
-
health
1 086
-
2 106
-
accident

We are using the highest rate at 1.1%.

173
-
336
-
unemployment
94
-
183
-
total
3 087
-
5 988
-
Corporate
17 682
36 500
-
-
income
1 768
3 650
-
-
total
1 768
3 650
-
-
Dividends
15 914
32 850
-
-
withholding
796
1 642
-
-
total
796
1 642
-
-
Income
36 500
36 500
36 500
36 500
Total tax
9 502
5 292
13 459
13 926
After tax
26 998
31 208
23 041
22 574
Living cost
11 880
11 880
11 880
11 880
Free-cash
15 118
19 328
11 161
10 694

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽8914
₽1140
₽1323
-₽4934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
931
social contributions
-
-
-
5 694
income
-
-
-
-
total
-
-
-
6 625
Employee
69 616
69 616
69 616
-
income
7 580
6 444
7 537
-
social contributions
2 632
5 778
2 751
-
health
539
1 184
564
-
total
10 751
13 406
10 852
-
Employer
69 616
69 616
69 616
-
social contributions
2 632
5 778
2 751
-
health
586
1 289
613
-
total
3 218
7 067
3 364
-
Corporate
1 569
-
-
-
income
196
-
-
-
total
196
-
-
-
Dividends
1 374
-
-
-
withholding
234
-
-
-
total
234
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 399
20 473
14 216
6 625
After tax
22 101
16 027
22 284
29 875
Living cost
20 961
20 961
20 961
20 961
Free-cash
1 140
-4 934
1 323
8 914

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽510
-₽8387
-₽7081
-₽13338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
931
social contributions
-
-
-
5 694
income
-
-
-
-
total
-
-
-
6 625
Employee
69 616
69 616
69 616
-
income
7 310
6 444
7 537
-
social contributions
3 383
5 778
2 751
-
health
692
1 184
564
-
total
11 385
13 406
10 852
-
Employer
69 616
69 616
69 616
-
social contributions
3 383
5 778
2 751
-
health
754
1 289
613
-
total
4 137
7 067
3 364
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
15 522
20 473
14 216
6 625
After tax
20 978
16 027
22 284
29 875
Living cost
29 365
29 365
29 365
29 365
Free-cash
-8 387
-13 338
-7 081
510

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽3142
-₽4724
-₽2396
₽4211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
4 928
social contributions
-
-
-
10 658
income
-
-
-
3 137
solidarity contribution
-
-
-
-
total
-
-
-
18 723
Employee
30 764
-
27 239
-
income
3 692
-
3 269
-
social contributions
2 000
-
1 770
-
health
4 153
-
3 677
-
solidarity contribution
-
-
-
-
total
9 845
-
8 716
-
Employer
30 764
-
27 239
-
social contributions
7 691
-
6 810
-
health
2 769
-
2 451
-
total
10 460
-
9 261
-
Corporate
-
36 500
-
-
income
-
6 935
-
-
total
-
6 935
-
-
Dividends
-
29 565
-
-
withholding
-
4 435
-
-
total
-
4 435
-
-
Income
36 500
36 500
36 500
36 500
Total tax
20 305
11 370
17 977
18 723
After tax
16 195
25 130
18 523
17 777
Living cost
20 919
20 919
20 919
20 919
Free-cash
-4 724
4 211
-2 396
-3 142

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽8001
-₽14298
-₽7255
-₽648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
4 928
social contributions
-
-
-
10 658
income
-
-
-
3 137
solidarity contribution
-
-
-
-
total
-
-
-
18 723
Employee
37 909
-
27 239
-
income
4 549
-
3 269
-
social contributions
2 464
-
1 770
-
health
5 118
-
3 677
-
solidarity contribution
-
-
-
-
total
12 131
-
8 716
-
Employer
37 909
-
27 239
-
social contributions
9 477
-
6 810
-
health
3 412
-
2 451
-
total
12 889
-
9 261
-
Corporate
-
36 500
-
-
income
-
6 935
-
-
total
-
6 935
-
-
Dividends
-
29 565
-
-
withholding
-
4 435
-
-
total
-
4 435
-
-
Income
36 500
36 500
36 500
36 500
Total tax
25 020
11 370
17 977
18 723
After tax
11 480
25 130
18 523
17 777
Living cost
25 778
25 778
25 778
25 778
Free-cash
-14 298
-648
-7 255
-8 001

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽19026
-₽161318
-₽161318
-₽161318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
3 043
pensions
-
-
-
787
municipal
-
-
-
5 113
labour market
-
-
-
2 857
total
-
-
-
11 800
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
154 092
154 092
154 092
11 800
After tax
-117 592
-117 592
-117 592
24 700
Living cost
43 726
43 726
43 726
43 726
Free-cash
-161 318
-161 318
-161 318
-19 026

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽242
₽1708
₽1061
₽7333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
4 745
pensions
-
-
-
7 300
income
-
-
-
2 830
total
-
-
-
14 875
Employee
25 683
-
27 279
-
unemployment
411
-
436
-
income
2 891
-
3 371
-
pensions
514
-
546
-
total
3 816
-
4 353
-
Employer
25 683
-
27 279
-
pensions
5 137
-
5 455
-
health
3 338
-
3 546
-
unemployment
206
-
218
-
total
8 681
-
9 219
-
Corporate
2 136
36 500
-
-
income
428
7 300
-
-
total
428
7 300
-
-
Dividends
1 708
29 200
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
12 925
7 300
13 572
14 875
After tax
23 575
29 200
22 928
21 625
Living cost
21 867
21 867
21 867
21 867
Free-cash
1 708
7 333
1 061
-242

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽5343
-₽20119
-₽11734
-₽9499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 500
national
-
-
-
364
health
-
-
-
184
municipal
-
-
-
6 537
total
-
-
-
7 085
Employee
47 632
-
30 705
-
unemployment
715
-
460
-
municipal
7 802
-
5 055
-
national
787
-
-
-
pensions
3 214
-
2 072
-
health
356
-
94
-
total
12 874
-
7 681
-
Employer
47 632
-
30 705
-
pensions
8 264
-
5 328
-
health
366
-
237
-
accident
48
-
31
-
unemployment
309
-
199
-
total
8 987
-
5 795
-
Corporate
-
36 500
-
-
income
-
7 300
-
-
total
-
7 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
21 900
-
-
municipal
-
3 941
-
-
national
-
-
-
-
total
-
3 941
-
-
Income
36 500
36 500
36 500
36 500
Total tax
21 861
11 241
13 476
7 085
After tax
14 639
25 259
23 024
29 415
Living cost
34 758
34 758
34 758
34 758
Free-cash
-20 119
-9 499
-11 734
-5 343

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽5685
-₽8888
-₽4999
-₽9509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
health
-
-
-
318
pensions
-
-
-
10 929
social contributions
-
-
-
1 039
income
-
-
-
861
other
-
-
-
1 132
total
-
-
-
14 279
Employee
34 587
-
27 812
-
income
1 783
-
966
-
surtax
-
-
-
-
social contributions
986
-
794
-
pensions
3 912
-
3 146
-
total
6 681
-
4 906
-
Employer
34 587
-
27 812
-
pensions
5 683
-
4 570
-
social contributions
103
-
84
-
other
1 194
-
959
-
health
2 421
-
1 947
-
unemployment
1 400
-
1 127
-
total
10 801
-
8 687
-
Corporate
-
36 500
-
-
income
-
10 221
-
-
surtax
-
-
-
-
total
-
10 221
-
-
Dividends
-
26 279
-
-
withholding
-
3 364
-
-
social contributions
-
4 518
-
-
surtax
-
-
-
-
total
-
7 882
-
-
Income
36 500
36 500
36 500
36 500
Total tax
17 482
18 103
13 593
14 279
After tax
19 018
18 397
22 907
22 221
Living cost
27 906
27 906
27 906
27 906
Free-cash
-8 888
-9 509
-4 999
-5 685

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽8754
-₽14349
-₽8068
-₽12578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
health
-
-
-
318
pensions
-
-
-
10 929
social contributions
-
-
-
1 039
income
-
-
-
861
other
-
-
-
1 132
total
-
-
-
14 279
Employee
38 747
-
27 812
-
income
2 287
-
966
-
surtax
-
-
-
-
social contributions
1 105
-
794
-
pensions
4 381
-
3 146
-
total
7 773
-
4 906
-
Employer
38 747
-
27 812
-
pensions
6 365
-
4 570
-
social contributions
117
-
84
-
other
1 337
-
959
-
health
2 713
-
1 947
-
unemployment
1 569
-
1 127
-
total
12 101
-
8 687
-
Corporate
-
36 500
-
-
income
-
10 221
-
-
surtax
-
-
-
-
total
-
10 221
-
-
Dividends
-
26 279
-
-
withholding
-
3 364
-
-
social contributions
-
4 518
-
-
surtax
-
-
-
-
total
-
7 882
-
-
Income
36 500
36 500
36 500
36 500
Total tax
19 874
18 103
13 593
14 279
After tax
16 626
18 397
22 907
22 221
Living cost
30 975
30 975
30 975
30 975
Free-cash
-14 349
-12 578
-8 068
-8 754

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽21506
-₽37912
-₽20820
-₽25330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
health
-
-
-
318
pensions
-
-
-
10 929
social contributions
-
-
-
1 039
income
-
-
-
861
other
-
-
-
1 132
total
-
-
-
14 279
Employee
56 703
-
27 812
-
income
4 947
-
966
-
surtax
-
-
-
-
social contributions
1 615
-
794
-
pensions
6 413
-
3 146
-
total
12 975
-
4 906
-
Employer
56 703
-
27 812
-
pensions
9 317
-
4 570
-
social contributions
170
-
84
-
other
1 957
-
959
-
health
3 969
-
1 947
-
unemployment
2 297
-
1 127
-
total
17 710
-
8 687
-
Corporate
-
36 500
-
-
income
-
10 221
-
-
surtax
-
-
-
-
total
-
10 221
-
-
Dividends
-
26 279
-
-
withholding
-
3 364
-
-
social contributions
-
4 518
-
-
surtax
-
-
-
-
total
-
7 882
-
-
Income
36 500
36 500
36 500
36 500
Total tax
30 685
18 103
13 593
14 279
After tax
5 815
18 397
22 907
22 221
Living cost
43 727
43 727
43 727
43 727
Free-cash
-37 912
-25 330
-20 820
-21 506

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽30283
₽27726
₽23348
₽28823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
365
total
-
-
-
365
Employee
7 314
-
36 500
-
income
1 463
-
7 300
-
total
1 463
-
7 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 186
36 500
-
-
total
-
-
-
-
Dividends
29 186
36 500
-
-
withholding
1 459
1 825
-
-
total
1 459
1 825
-
-
Income
36 500
36 500
36 500
36 500
Total tax
2 922
1 825
7 300
365
After tax
33 578
34 675
29 200
36 135
Living cost
5 852
5 852
5 852
5 852
Free-cash
27 726
28 823
23 348
30 283

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽27016
₽23846
₽20081
₽25556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
365
total
-
-
-
365
Employee
11 399
-
36 500
-
income
2 280
-
7 300
-
total
2 280
-
7 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 101
36 500
-
-
total
-
-
-
-
Dividends
25 101
36 500
-
-
withholding
1 255
1 825
-
-
total
1 255
1 825
-
-
Income
36 500
36 500
36 500
36 500
Total tax
3 535
1 825
7 300
365
After tax
32 965
34 675
29 200
36 135
Living cost
9 119
9 119
9 119
9 119
Free-cash
23 846
25 556
20 081
27 016

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽6157
-₽8546
-₽6157
-₽15967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
79
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 440
trade
-
-
-
-
total
-
-
-
7 704
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
1 440
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
79
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
7 704
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 500
-
-
trade
-
5 238
-
-
income
-
5 475
-
-
chamber of commerce
-
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
301
-
-
total
-
11 205
-
-
Dividends
-
25 295
-
-
withholding
-
5 981
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
328
-
-
total
-
6 309
-
-
Income
36 500
36 500
36 500
36 500
Total tax
10 093
17 514
7 704
7 704
After tax
26 407
18 986
28 796
28 796
Living cost
34 953
34 953
34 953
34 953
Free-cash
-8 546
-15 967
-6 157
-6 157

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽1374
₽1141
₽1374
-₽8811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
79
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 440
trade
-
-
-
-
total
-
-
-
7 704
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
1 440
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
79
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
7 704
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 873
36 500
-
-
trade
296
5 749
-
-
income
280
5 475
-
-
chamber of commerce
141
191
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

15
301
-
-
total
732
11 716
-
-
Dividends
1 141
24 785
-
-
withholding
-
5 852
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
321
-
-
total
-
6 173
-
-
Income
36 500
36 500
36 500
36 500
Total tax
7 937
17 889
7 704
7 704
After tax
28 563
18 611
28 796
28 796
Living cost
27 422
27 422
27 422
27 422
Free-cash
1 141
-8 811
1 374
1 374

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽6769
-₽9411
-₽6769
-₽17141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
79
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 440
trade
-
-
-
-
total
-
-
-
7 704
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
1 440
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
79
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
7 704
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 500
-
-
trade
-
6 005
-
-
income
-
5 475
-
-
chamber of commerce
-
189
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
301
-
-
total
-
11 970
-
-
Dividends
-
24 530
-
-
withholding
-
5 788
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
318
-
-
total
-
6 106
-
-
Income
36 500
36 500
36 500
36 500
Total tax
10 346
18 076
7 704
7 704
After tax
26 154
18 424
28 796
28 796
Living cost
35 565
35 565
35 565
35 565
Free-cash
-9 411
-17 141
-6 769
-6 769

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽12678
-₽17909
-₽12678
-₽23239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
79
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 440
trade
-
-
-
-
total
-
-
-
7 704
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
1 440
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
79
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
7 704
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
36 500
-
-
trade
-
6 261
-
-
income
-
5 475
-
-
chamber of commerce
-
189
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
301
-
-
total
-
12 226
-
-
Dividends
-
24 274
-
-
withholding
-
5 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
314
-
-
total
-
6 039
-
-
Income
36 500
36 500
36 500
36 500
Total tax
12 935
18 265
7 704
7 704
After tax
23 565
18 235
28 796
28 796
Living cost
41 474
41 474
41 474
41 474
Free-cash
-17 909
-23 239
-12 678
-12 678

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽660
-₽406
-₽218
₽2623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
127
unemployment
-
-
-
206
health
-
-
-
2 591
pensions
-
-
-
7 300
income
-
-
-
5 281
other
-
-
-
-
total
-
-
-
15 505
Employee
30 489
-
30 152
-
unemployment
2 122
-
2 098
-
other
-
-
-
-
income
5 111
-
5 055
-
surtax
108
-
103
-
pensions
2 034
-
2 012
-
health
778
-
768
-
total
10 153
-
10 036
-
Employer
30 489
-
30 152
-
pensions
4 065
-
4 019
-
other
-
-
-
-
health
1 386
-
1 373
-
unemployment
967
-
955
-
total
6 418
-
6 347
-
Corporate
-
36 500
-
-
income
-
9 491
-
-
total
-
9 491
-
-
Dividends
-
27 009
-
-
withholding
-
4 051
-
-
total
-
4 051
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 571
13 542
16 383
15 505
After tax
19 929
22 958
20 117
20 995
Living cost
20 335
20 335
20 335
20 335
Free-cash
-406
2 623
-218
660

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽1017
₽164
₽139
₽2980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
127
unemployment
-
-
-
206
health
-
-
-
2 591
pensions
-
-
-
7 300
income
-
-
-
5 281
other
-
-
-
-
total
-
-
-
15 505
Employee
29 939
-
30 152
-
unemployment
2 084
-
2 098
-
other
-
-
-
-
income
5 018
-
5 055
-
surtax
98
-
103
-
pensions
1 996
-
2 012
-
health
765
-
768
-
total
9 961
-
10 036
-
Employer
29 939
-
30 152
-
pensions
3 991
-
4 019
-
other
-
-
-
-
health
1 362
-
1 373
-
unemployment
948
-
955
-
total
6 301
-
6 347
-
Corporate
259
36 500
-
-
income
67
9 491
-
-
total
67
9 491
-
-
Dividends
192
27 009
-
-
withholding
29
4 051
-
-
total
29
4 051
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 358
13 542
16 383
15 505
After tax
20 142
22 958
20 117
20 995
Living cost
19 978
19 978
19 978
19 978
Free-cash
164
2 980
139
1 017

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽7251
₽3134
₽3125
₽2760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
547
health
-
-
-
2 555
pensions
-
-
-
3 650
income
-
-
-
4 462
total
-
-
-
11 214
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
30 544
-
unemployment
391
155
458
-
income
3 183
1 267
3 734
-
pensions
2 603
1 036
3 054
-
health
1 822
725
2 138
-
total
7 999
3 183
9 384
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
30 544
-
pensions
5 077
2 020
5 956
-
total
5 077
2 020
5 956
-
Corporate
5 389
24 118
-
-
income
485
2 171
-
-
total
485
2 171
-
-
Dividends
4 904
21 948
-
-
withholding
932
4 170
-
-
social contributions
838
4 161
-
-
total
1 770
8 331
-
-
Income
36 500
36 500
36 500
36 500
Total tax
15 331
15 705
15 340
11 214
After tax
21 169
20 795
21 160
25 286
Living cost
18 035
18 035
18 035
18 035
Free-cash
3 134
2 760
3 125
7 251

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽20218
-₽37633
-₽19931
-₽21067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
4 925
pensions
-
-
-
4 380
social contributions
-
-
-
392
municipal
-
-
-
3 178
total
-
-
-
12 875
Employee
67 965
-
31 554
-
municipal
8 395
-
3 319
-
national
13 008
-
5 144
-
pensions
2 719
-
1 262
-
total
24 122
-
9 725
-
Employer
67 965
-
31 554
-
pensions
5 437
-
2 524
-
social contributions
731
-
339
-
total
6 168
-
2 863
-
Corporate
-
36 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
7 300
-
-
total
-
7 300
-
-
Dividends
-
29 200
-
-
withholding
-
6 424
-
-
total
-
6 424
-
-
Income
36 500
36 500
36 500
36 500
Total tax
30 290
13 724
12 588
12 875
After tax
6 210
22 776
23 912
23 625
Living cost
43 843
43 843
43 843
43 843
Free-cash
-37 633
-21 067
-19 931
-20 218

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽21645
-₽34318
-₽21645
-₽26023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
social contributions
-
-
-
2 108
income
-
-
-
4 465
total
-
-
-
6 573
Employee
70 818
-
36 500
-
social contributions
5 883
-
2 108
-
income
13 363
-
4 465
-
total
19 246
-
6 573
-
Employer
70 818
-
36 500
-
total
-
-
-
-
Corporate
-
36 500
-
-
income
-
4 563
-
-
total
-
4 563
-
-
Dividends
-
31 937
-
-
withholding
-
6 388
-
-
total
-
6 388
-
-
Income
36 500
36 500
36 500
36 500
Total tax
19 246
10 951
6 573
6 573
After tax
17 254
25 549
29 927
29 927
Living cost
51 572
51 572
51 572
51 572
Free-cash
-34 318
-26 023
-21 645
-21 645

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽17933
-₽43960
-₽20066
-₽18727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
6 290
regional
-
-
-
338
social contributions
-
-
-
9 387
municipal
-
-
-
216
total
-
-
-
16 231
Employee
80 461
-
36 500
-
municipal
426
-
194
-
national
13 942
-
5 565
-
social contributions
27 131
-
12 308
-
regional
759
-
297
-
total
42 258
-
18 364
-
Employer
80 461
-
36 500
-
total
-
-
-
-
Corporate
-
36 500
-
-
nationa
-
8 760
-
-
municipal
-
1 424
-
-
total
-
10 184
-
-
Dividends
-
26 315
-
-
withholding
-
6 841
-
-
total
-
6 841
-
-
Income
36 500
36 500
36 500
36 500
Total tax
42 258
17 025
18 364
16 231
After tax
-5 758
19 475
18 136
20 269
Living cost
38 202
38 202
38 202
38 202
Free-cash
-43 960
-18 727
-20 066
-17 933

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽4332
-₽13721
-₽6446
-₽5202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
6 290
regional
-
-
-
551
social contributions
-
-
-
9 387
municipal
-
-
-
216
total
-
-
-
16 444
Employee
50 220
-
36 500
-
municipal
266
-
194
-
national
7 956
-
5 565
-
social contributions
16 935
-
12 308
-
regional
676
-
491
-
total
25 833
-
18 558
-
Employer
50 220
-
36 500
-
total
-
-
-
-
Corporate
-
36 500
-
-
nationa
-
8 760
-
-
municipal