Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 35500
per

Your estimated
City
free-cash

Valencia , Spain
-₽45011
-₽66781
-₽53860
-₽87609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 500
unemployment
-
-
-
378
pensions
-
-
-
15 365
accident
-
-
-
489
other
-
-
-
53
income
-
-
-
3 651
total
-
-
-
19 936
Employee
93 350
-
8 623
-
pensions
4 389
-
3 962
-
other
91
-
86
-
unemployment
1 447
-
1 308
-
income
17 997
-
623
-
total
23 924
-
5 979
-
Employer
93 350
-
8 623
-
pensions
22 029
-
19 897
-
accident
1 849
-
1 667
-
unemployment
5 136
-
4 638
-
other
747
-
676
-
total
29 761
-
26 878
-
Corporate
-
35 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
5 323
-
-
total
-
5 323
-
-
Dividends
-
30 177
-
-
withholding
-
5 764
-
-
total
-
5 764
-
-
Income
35 500
35 500
35 500
35 500
Total tax
53 685
11 087
32 857
19 936
After tax
-18 185
24 413
2 643
15 564
Living cost
69 424
69 424
69 424
69 424
Free-cash
-87 609
-45 011
-66 781
-53 860

Estimated living cost  is ₽69424 per month

₽46860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source