Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 32500

per

Your estimated

Best value All models

City

free-cash

Varna , Bulgaria

₽14466

₽9746

₽5625

₽7195

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

32 500

income

4 875

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

4 810

unemployment

130

health

3 738

total

13 553

Employee

17 640

27 169

health

811

1 250

accident

We are using the highest rate at 1.1%.

194

299

income

1 764

2 717

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 549

2 386

total

4 318

6 652

Employer

17 640

27 169

accident

We are using the highest rate at 1.1%.

194

299

unemployment

105

163

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 944

2 994

health

1 218

1 875

total

3 461

5 331

Corporate

11 398

32 500

income

1 140

3 250

total

1 140

3 250

Dividends

10 258

29 250

withholding

513

1 462

total

513

1 462

Income

32 500

Total tax

9 432

4 712

11 983

13 553

After tax

23 068

27 788

20 517

18 947

Living cost

13 322

Free-cash

9 746

14 466

7 195

5 625

Estimated living cost is ₽13322 per week

₽7778

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽951

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽353

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4240

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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