Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 32500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽1703
-₽917
-₽741
₽2198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
social contributions
-
-
-
7 151
income
-
-
-
-
total
-
-
-
7 151
Employee
28 933
-
28 138
-
social contributions
1 880
-
1 829
-
income
-
-
-
-
total
1 880
-
1 829
-
Employer
28 933
-
28 138
-
social contributions
4 485
-
4 360
-
total
4 485
-
4 360
-
Corporate
-
32 500
-
-
income
-
3 250
-
-
total
-
3 250
-
-
Dividends
-
29 250
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
6 365
3 250
6 189
7 151
After tax
26 135
29 250
26 311
25 349
Living cost
27 052
27 052
27 052
27 052
Free-cash
-917
2 198
-741
-1 703

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽10362
-₽19015
-₽17085
-₽16528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
2 487
chamber of commerce
-
-
-
130
pensions
-
-
-
6 013
income
-
-
-
-
total
-
-
-
14 150
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
738
-
other
393
359
246
-
income
3 504
2 645
3 223
-
pensions
4 029
3 672
2 519
-
health
1 522
1 388
951
-
total
10 628
9 140
7 677
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
3 088
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 607
-
health
1 488
1 356
929
-
accident
511
466
319
-
unemployment
1 180
1 076
738
-
chamber of commerce
157
143
143
-
total
11 321
10 322
7 900
-
Corporate
3 416
3 416
21 184
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
5 296
-
total
854
854
5 296
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
22 803
20 316
20 873
14 150
After tax
9 697
12 184
11 627
18 350
Living cost
28 712
28 712
28 712
28 712
Free-cash
-19 015
-16 528
-17 085
-10 362

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽13539
-₽26448
-₽20177
-₽19705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
2 487
chamber of commerce
-
-
-
130
pensions
-
-
-
6 013
income
-
-
-
-
total
-
-
-
14 328
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
734
-
other
449
359
244
-
income
5 120
2 645
3 231
-
pensions
4 606
3 672
2 504
-
health
1 740
1 388
946
-
total
13 264
9 140
7 659
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
3 069
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 607
-
health
1 699
1 356
924
-
accident
584
466
318
-
unemployment
1 349
1 076
734
-
chamber of commerce
179
143
143
-
total
13 119
10 500
8 049
-
Corporate
3 416
3 416
21 035
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
5 258
-
total
854
854
5 258
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
27 237
20 494
20 966
14 328
After tax
5 263
12 006
11 534
18 172
Living cost
31 711
31 711
31 711
31 711
Free-cash
-26 448
-19 705
-20 177
-13 539

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽12933
-₽50614
-₽17713
-₽14377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
national
-
-
-
8 820
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 833
social contributions
-
-
-
1 966
total
-
-
-
12 619
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
25 173
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
219
-
national
19 791
-
5 470
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 313
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
1 887
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 184
-
total
31 562
-
10 073
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
25 173
-
surtax
7 299
-
2 856
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
2 230
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
1 547
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
326
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
367
-
total
18 738
-
7 326
-
Corporate
-
32 500
-
-
income
-
6 500
-
-
surtax
-
130
-
-
total
-
6 630
-
-
Dividends
-
25 870
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
7 433
-
-
total
-
7 433
-
-
Income
32 500
32 500
32 500
32 500
Total tax
50 300
14 063
17 399
12 619
After tax
-17 800
18 437
15 101
19 881
Living cost
32 814
32 814
32 814
32 814
Free-cash
-50 614
-14 377
-17 713
-12 933

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽3799
₽6863
₽5069
₽12338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
4 875
total
-
-
-
13 251
Employee
20 458
-
27 168
-
accident

We are using the highest rate at 1.1%.

225
-
299
-
income
2 046
-
2 717
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 385
-
health
941
-
1 250
-
total
5 008
-
6 651
-
Employer
20 458
-
27 168
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
2 994
-
health
1 412
-
1 874
-
accident

We are using the highest rate at 1.1%.

225
-
299
-
unemployment
123
-
163
-
total
4 014
-
5 330
-
Corporate
8 028
32 500
-
-
income
803
3 250
-
-
total
803
3 250
-
-
Dividends
7 225
29 250
-
-
withholding
362
1 462
-
-
total
362
1 462
-
-
Income
32 500
32 500
32 500
32 500
Total tax
10 187
4 712
11 981
13 251
After tax
22 313
27 788
20 519
19 249
Living cost
15 450
15 450
15 450
15 450
Free-cash
6 863
12 338
5 069
3 799

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽7473
₽11840
₽8743
₽16012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
4 875
total
-
-
-
13 251
Employee
15 593
-
27 168
-
accident

We are using the highest rate at 1.1%.

172
-
299
-
income
1 559
-
2 717
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 385
-
health
717
-
1 250
-
total
3 817
-
6 651
-
Employer
15 593
-
27 168
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
2 994
-
health
1 076
-
1 874
-
accident

We are using the highest rate at 1.1%.

172
-
299
-
unemployment
93
-
163
-
total
3 059
-
5 330
-
Corporate
13 848
32 500
-
-
income
1 385
3 250
-
-
total
1 385
3 250
-
-
Dividends
12 463
29 250
-
-
withholding
623
1 462
-
-
total
623
1 462
-
-
Income
32 500
32 500
32 500
32 500
Total tax
8 884
4 712
11 981
13 251
After tax
23 616
27 788
20 519
19 249
Living cost
11 776
11 776
11 776
11 776
Free-cash
11 840
16 012
8 743
7 473

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽5453
-₽2222
-₽1880
-₽8687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 212
health
-
-
-
873
social contributions
-
-
-
5 337
income
-
-
-
-
total
-
-
-
6 210
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 596
-
social contributions
2 616
5 743
2 449
-
health
536
1 177
502
-
total
10 687
13 326
10 547
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
2 449
-
health
582
1 281
547
-
total
3 198
7 024
2 996
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
13 885
20 350
13 543
6 210
After tax
18 615
12 150
18 957
26 290
Living cost
20 837
20 837
20 837
20 837
Free-cash
-2 222
-8 687
-1 880
5 453

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽2900
-₽12121
-₽10233
-₽17040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 212
health
-
-
-
873
social contributions
-
-
-
5 337
income
-
-
-
-
total
-
-
-
6 210
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 596
-
social contributions
3 363
5 743
2 449
-
health
688
1 177
502
-
total
11 318
13 326
10 547
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
2 449
-
health
750
1 281
547
-
total
4 113
7 024
2 996
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
15 431
20 350
13 543
6 210
After tax
17 069
12 150
18 957
26 290
Living cost
29 190
29 190
29 190
29 190
Free-cash
-12 121
-17 040
-10 233
-2 900

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽4943
-₽8434
-₽4278
₽1604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
health
-
-
-
4 388
social contributions
-
-
-
9 490
income
-
-
-
2 793
solidarity contribution
-
-
-
-
total
-
-
-
16 671
Employee
30 548
-
24 254
-
income
3 666
-
2 910
-
social contributions
1 986
-
1 576
-
health
4 124
-
3 274
-
solidarity contribution
-
-
-
-
total
9 776
-
7 760
-
Employer
30 548
-
24 254
-
social contributions
7 637
-
6 063
-
health
2 749
-
2 183
-
total
10 386
-
8 246
-
Corporate
-
32 500
-
-
income
-
6 175
-
-
total
-
6 175
-
-
Dividends
-
26 325
-
-
withholding
-
3 949
-
-
total
-
3 949
-
-
Income
32 500
32 500
32 500
32 500
Total tax
20 162
10 124
16 006
16 671
After tax
12 338
22 376
16 494
15 829
Living cost
20 772
20 772
20 772
20 772
Free-cash
-8 434
1 604
-4 278
-4 943

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽9768
-₽17942
-₽9103
-₽3221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
health
-
-
-
4 388
social contributions
-
-
-
9 490
income
-
-
-
2 793
solidarity contribution
-
-
-
-
total
-
-
-
16 671
Employee
37 643
-
24 254
-
income
4 517
-
2 910
-
social contributions
2 447
-
1 576
-
health
5 082
-
3 274
-
solidarity contribution
-
-
-
-
total
12 046
-
7 760
-
Employer
37 643
-
24 254
-
social contributions
9 411
-
6 063
-
health
3 388
-
2 183
-
total
12 799
-
8 246
-
Corporate
-
32 500
-
-
income
-
6 175
-
-
total
-
6 175
-
-
Dividends
-
26 325
-
-
withholding
-
3 949
-
-
total
-
3 949
-
-
Income
32 500
32 500
32 500
32 500
Total tax
24 845
10 124
16 006
16 671
After tax
7 655
22 376
16 494
15 829
Living cost
25 597
25 597
25 597
25 597
Free-cash
-17 942
-3 221
-9 103
-9 768

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽21134
-₽164184
-₽164184
-₽164184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
national
-
-
-
2 566
pensions
-
-
-
782
municipal
-
-
-
4 273
labour market
-
-
-
2 537
total
-
-
-
10 158
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
153 209
153 209
153 209
10 158
After tax
-120 709
-120 709
-120 709
22 342
Living cost
43 476
43 476
43 476
43 476
Free-cash
-164 184
-164 184
-164 184
-21 134

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽2268
-₽1659
-₽954
₽4263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
health
-
-
-
4 225
pensions
-
-
-
6 500
income
-
-
-
2 306
total
-
-
-
13 031
Employee
25 530
-
24 289
-
unemployment
408
-
389
-
income
2 874
-
2 633
-
pensions
511
-
485
-
total
3 793
-
3 507
-
Employer
25 530
-
24 289
-
pensions
5 106
-
4 857
-
health
3 318
-
3 158
-
unemployment
205
-
195
-
total
8 629
-
8 210
-
Corporate
-
32 500
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
26 000
-
-
total
-
-
-
-
Income
32 500
32 500
32 500
32 500
Total tax
12 422
6 500
11 717
13 031
After tax
20 078
26 000
20 783
19 469
Living cost
21 737
21 737
21 737
21 737
Free-cash
-1 659
4 263
-954
-2 268

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽8142
-₽23782
-₽14020
-₽12062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
32 500
national
-
-
-
138
health
-
-
-
125
municipal
-
-
-
5 827
total
-
-
-
6 090
Employee
47 349
-
27 341
-
unemployment
710
-
410
-
municipal
7 755
-
4 507
-
national
782
-
-
-
pensions
3 195
-
1 846
-
health
354
-
46
-
total
12 796
-
6 809
-
Employer
47 349
-
27 341
-
pensions
8 215
-
4 744
-
health
364
-
210
-
accident
48
-
27
-
unemployment
307
-
178
-
total
8 934
-
5 159
-
Corporate
-
32 500
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
19 500
-
-
municipal
-
3 510
-
-
national
-
-
-
-
total
-
3 510
-
-
Income
32 500
32 500
32 500
32 500
Total tax
21 730
10 010
11 968
6 090
After tax
10 770
22 490
20 532
26 410
Living cost
34 552
34 552
34 552
34 552
Free-cash
-23 782
-12 062
-14 020
-8 142

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽7833
-₽12619
-₽7088
-₽11362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
-
health
-
-
-
284
pensions
-
-
-
9 878
social contributions
-
-
-
926
income
-
-
-
497
other
-
-
-
1 008
total
-
-
-
12 593
Employee
34 382
-
24 763
-
income
1 773
-
611
-
surtax
-
-
-
-
social contributions
980
-
705
-
pensions
3 889
-
2 801
-
total
6 642
-
4 117
-
Employer
34 382
-
24 763
-
pensions
5 650
-
4 068
-
social contributions
102
-
73
-
other
1 187
-
854
-
health
2 406
-
1 733
-
unemployment
1 392
-
1 003
-
total
10 737
-
7 731
-
Corporate
-
32 500
-
-
income
-
9 099
-
-
surtax
-
-
-
-
total
-
9 099
-
-
Dividends
-
23 401
-
-
withholding
-
2 996
-
-
social contributions
-
4 027
-
-
surtax
-
-
-
-
total
-
7 023
-
-
Income
32 500
32 500
32 500
32 500
Total tax
17 379
16 122
11 848
12 593
After tax
15 121
16 378
20 652
19 907
Living cost
27 740
27 740
27 740
27 740
Free-cash
-12 619
-11 362
-7 088
-7 833

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽10884
-₽18046
-₽10139
-₽14413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
-
health
-
-
-
284
pensions
-
-
-
9 878
social contributions
-
-
-
926
income
-
-
-
497
other
-
-
-
1 008
total
-
-
-
12 593
Employee
38 517
-
24 763
-
income
2 273
-
611
-
surtax
-
-
-
-
social contributions
1 098
-
705
-
pensions
4 355
-
2 801
-
total
7 726
-
4 117
-
Employer
38 517
-
24 763
-
pensions
6 328
-
4 068
-
social contributions
116
-
73
-
other
1 329
-
854
-
health
2 697
-
1 733
-
unemployment
1 559
-
1 003
-
total
12 029
-
7 731
-
Corporate
-
32 500
-
-
income
-
9 099
-
-
surtax
-
-
-
-
total
-
9 099
-
-
Dividends
-
23 401
-
-
withholding
-
2 996
-
-
social contributions
-
4 027
-
-
surtax
-
-
-
-
total
-
7 023
-
-
Income
32 500
32 500
32 500
32 500
Total tax
19 755
16 122
11 848
12 593
After tax
12 745
16 378
20 652
19 907
Living cost
30 791
30 791
30 791
30 791
Free-cash
-18 046
-14 413
-10 139
-10 884

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽23560
-₽41469
-₽22815
-₽27089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
-
health
-
-
-
284
pensions
-
-
-
9 878
social contributions
-
-
-
926
income
-
-
-
497
other
-
-
-
1 008
total
-
-
-
12 593
Employee
56 366
-
24 763
-
income
4 918
-
611
-
surtax
-
-
-
-
social contributions
1 605
-
705
-
pensions
6 375
-
2 801
-
total
12 898
-
4 117
-
Employer
56 366
-
24 763
-
pensions
9 262
-
4 068
-
social contributions
169
-
73
-
other
1 945
-
854
-
health
3 945
-
1 733
-
unemployment
2 283
-
1 003
-
total
17 604
-
7 731
-
Corporate
-
32 500
-
-
income
-
9 099
-
-
surtax
-
-
-
-
total
-
9 099
-
-
Dividends
-
23 401
-
-
withholding
-
2 996
-
-
social contributions
-
4 027
-
-
surtax
-
-
-
-
total
-
7 023
-
-
Income
32 500
32 500
32 500
32 500
Total tax
30 502
16 122
11 848
12 593
After tax
1 998
16 378
20 652
19 907
Living cost
43 467
43 467
43 467
43 467
Free-cash
-41 469
-27 089
-22 815
-23 560

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽26352
₽23961
₽20177
₽25052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
32 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
325
total
-
-
-
325
Employee
7 278
-
32 500
-
income
1 455
-
6 500
-
total
1 455
-
6 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 222
32 500
-
-
total
-
-
-
-
Dividends
25 222
32 500
-
-
withholding
1 261
1 625
-
-
total
1 261
1 625
-
-
Income
32 500
32 500
32 500
32 500
Total tax
2 716
1 625
6 500
325
After tax
29 784
30 875
26 000
32 175
Living cost
5 823
5 823
5 823
5 823
Free-cash
23 961
25 052
20 177
26 352

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽23102
₽20101
₽16927
₽21802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
32 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
325
total
-
-
-
325
Employee
11 342
-
32 500
-
income
2 268
-
6 500
-
total
2 268
-
6 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

21 158
32 500
-
-
total
-
-
-
-
Dividends
21 158
32 500
-
-
withholding
1 058
1 625
-
-
total
1 058
1 625
-
-
Income
32 500
32 500
32 500
32 500
Total tax
3 326
1 625
6 500
325
After tax
29 174
30 875
26 000
32 175
Living cost
9 073
9 073
9 073
9 073
Free-cash
20 101
21 802
16 927
23 102

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽8907
-₽12278
-₽8907
-₽17811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
487
trade
-
-
-
-
total
-
-
-
6 662
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
32 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
487
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
27
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
6 662
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
32 500
-
-
trade
-
4 664
-
-
income
-
4 874
-
-
chamber of commerce
-
184
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
268
-
-
total
-
9 990
-
-
Dividends
-
22 509
-
-
withholding
-
5 286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
290
-
-
total
-
5 576
-
-
Income
32 500
32 500
32 500
32 500
Total tax
10 033
15 566
6 662
6 662
After tax
22 467
16 934
25 838
25 838
Living cost
34 745
34 745
34 745
34 745
Free-cash
-12 278
-17 811
-8 907
-8 907

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽1421
-₽1922
-₽1421
-₽10658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
487
trade
-
-
-
-
total
-
-
-
6 662
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
32 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
487
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
27
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
6 662
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
32 500
-
-
trade
-
5 118
-
-
income
-
4 874
-
-
chamber of commerce
-
183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
268
-
-
total
-
10 443
-
-
Dividends
-
22 057
-
-
withholding
-
5 171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
285
-
-
total
-
5 456
-
-
Income
32 500
32 500
32 500
32 500
Total tax
7 163
15 899
6 662
6 662
After tax
25 337
16 601
25 838
25 838
Living cost
27 259
27 259
27 259
27 259
Free-cash
-1 922
-10 658
-1 421
-1 421

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽9516
-₽13138
-₽9516
-₽18922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
487
trade
-
-
-
-
total
-
-
-
6 662
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
32 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
487
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
27
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
6 662
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
32 500
-
-
trade
-
5 346
-
-
income
-
4 874
-
-
chamber of commerce
-
183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
268
-
-
total
-
10 671
-
-
Dividends
-
21 829
-
-
withholding
-
5 115
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
282
-
-
total
-
5 397
-
-
Income
32 500
32 500
32 500
32 500
Total tax
10 284
16 068
6 662
6 662
After tax
22 216
16 432
25 838
25 838
Living cost
35 354
35 354
35 354
35 354
Free-cash
-13 138
-18 922
-9 516
-9 516

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽15390
-₽21586
-₽15390
-₽24964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
32 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
27
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
487
trade
-
-
-
-
total
-
-
-
6 662
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
32 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
487
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
27
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
6 662
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
32 500
-
-
trade
-
5 574
-
-
income
-
4 874
-
-
chamber of commerce
-
183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
268
-
-
total
-
10 899
-
-
Dividends
-
21 601
-
-
withholding
-
5 059
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
278
-
-
total
-
5 337
-
-
Income
32 500
32 500
32 500
32 500
Total tax
12 858
16 236
6 662
6 662
After tax
19 642
16 264
25 838
25 838
Living cost
41 228
41 228
41 228
41 228
Free-cash
-21 586
-24 964
-15 390
-15 390

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽1491
-₽4189
-₽2255
₽229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
67
unemployment
-
-
-
205
health
-
-
-
2 307
pensions
-
-
-
6 500
income
-
-
-
4 698
other
-
-
-
-
total
-
-
-
13 777
Employee
30 307
-
26 849
-
unemployment
2 109
-
1 868
-
other
-
-
-
-
income
5 081
-
4 500
-
surtax
108
-
44
-
pensions
2 022
-
1 792
-
health
774
-
685
-
total
10 094
-
8 889
-
Employer
30 307
-
26 849
-
pensions
4 041
-
3 580
-
other
-
-
-
-
health
1 378
-
1 221
-
unemployment
962
-
851
-
total
6 381
-
5 652
-
Corporate
-
32 500
-
-
income
-
8 450
-
-
total
-
8 450
-
-
Dividends
-
24 050
-
-
withholding
-
3 607
-
-
total
-
3 607
-
-
Income
32 500
32 500
32 500
32 500
Total tax
16 475
12 057
14 541
13 777
After tax
16 025
20 443
17 959
18 723
Living cost
20 214
20 214
20 214
20 214
Free-cash
-4 189
229
-2 255
-1 491

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽1136
-₽3526
-₽1900
₽584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
surtax
-
-
-
67
unemployment
-
-
-
205
health
-
-
-
2 307
pensions
-
-
-
6 500
income
-
-
-
4 698
other
-
-
-
-
total
-
-
-
13 777
Employee
29 761
-
26 849
-
unemployment
2 072
-
1 868
-
other
-
-
-
-
income
4 989
-
4 500
-
surtax
97
-
44
-
pensions
1 985
-
1 792
-
health
760
-
685
-
total
9 903
-
8 889
-
Employer
29 761
-
26 849
-
pensions
3 967
-
3 580
-
other
-
-
-
-
health
1 354
-
1 221
-
unemployment
943
-
851
-
total
6 264
-
5 652
-
Corporate
-
32 500
-
-
income
-
8 450
-
-
total
-
8 450
-
-
Dividends
-
24 050
-
-
withholding
-
3 607
-
-
total
-
3 607
-
-
Income
32 500
32 500
32 500
32 500
Total tax
16 167
12 057
14 541
13 777
After tax
16 333
20 443
17 959
18 723
Living cost
19 859
19 859
19 859
19 859
Free-cash
-3 526
584
-1 900
-1 136

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽4649
₽1025
₽974
₽687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
unemployment
-
-
-
487
health
-
-
-
2 275
pensions
-
-
-
3 250
income
-
-
-
3 973
total
-
-
-
9 985
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
27 197
-
unemployment
387
154
408
-
income
3 153
1 255
3 325
-
pensions
2 579
1 026
2 720
-
health
1 805
718
1 904
-
total
7 924
3 153
8 357
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
27 197
-
pensions
5 029
2 001
5 303
-
total
5 029
2 001
5 303
-
Corporate
1 682
20 235
-
-
income
151
1 821
-
-
total
151
1 821
-
-
Dividends
1 530
18 414
-
-
withholding
291
3 499
-
-
social contributions
214
3 473
-
-
total
505
6 972
-
-
Income
32 500
32 500
32 500
32 500
Total tax
13 609
13 947
13 660
9 985
After tax
18 891
18 553
18 840
22 515
Living cost
17 866
17 866
17 866
17 866
Free-cash
1 025
687
974
4 649

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽22250
-₽41173
-₽21996
-₽23291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
national
-
-
-
4 212
pensions
-
-
-
3 900
social contributions
-
-
-
349
municipal
-
-
-
2 718
total
-
-
-
11 179
Employee
67 543
-
28 096
-
municipal
8 343
-
2 844
-
national
12 928
-
4 407
-
pensions
2 702
-
1 124
-
total
23 973
-
8 375
-
Employer
67 543
-
28 096
-
pensions
5 403
-
2 248
-
social contributions
726
-
302
-
total
6 129
-
2 550
-
Corporate
-
32 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
6 500
-
-
total
-
6 500
-
-
Dividends
-
26 000
-
-
withholding
-
5 720
-
-
total
-
5 720
-
-
Income
32 500
32 500
32 500
32 500
Total tax
30 102
12 220
10 925
11 179
After tax
2 398
20 280
21 575
21 321
Living cost
43 571
43 571
43 571
43 571
Free-cash
-41 173
-23 291
-21 996
-22 250

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽23664
-₽37898
-₽23664
-₽28516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
social contributions
-
-
-
1 216
income
-
-
-
3 682
total
-
-
-
4 898
Employee
70 397
-
32 500
-
social contributions
5 848
-
1 216
-
income
13 284
-
3 682
-
total
19 132
-
4 898
-
Employer
70 397
-
32 500
-
total
-
-
-
-
Corporate
-
32 500
-
-
income
-
4 063
-
-
total
-
4 063
-
-
Dividends
-
28 437
-
-
withholding
-
5 687
-
-
total
-
5 687
-
-
Income
32 500
32 500
32 500
32 500
Total tax
19 132
9 750
4 898
4 898
After tax
13 368
22 750
27 602
27 602
Living cost
51 266
51 266
51 266
51 266
Free-cash
-37 898
-28 516
-23 664
-23 664

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽19875
-₽47483
-₽21825
-₽20634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
national
-
-
-
5 552
regional
-
-
-
297
social contributions
-
-
-
8 358
municipal
-
-
-
193
total
-
-
-
14 400
Employee
79 983
-
32 500
-
municipal
424
-
172
-
national
13 859
-
4 954
-
social contributions
26 970
-
10 959
-
regional
755
-
265
-
total
42 008
-
16 350
-
Employer
79 983
-
32 500
-
total
-
-
-
-
Corporate
-
32 500
-
-
nationa
-
7 800
-
-
municipal
-
1 267
-
-
total
-
9 067
-
-
Dividends
-
23 433
-
-
withholding
-
6 092
-
-
total
-
6 092
-
-
Income
32 500
32 500
32 500
32 500
Total tax
42 008
15 159
16 350
14 400
After tax
-9 508
17 341
16 150
18 100
Living cost
37 975
37 975
37 975
37 975
Free-cash
-47 483
-20 634
-21 825
-19 875

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽6336
-₽17423
-₽8265
-₽7160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 500
national
-
-
-
5 552
regional
-
-
-
490
social contributions
-
-
-
8 358
municipal
-
-
-
193
total
-
-
-
14 593
Employee
49 922
-
32 500
-
municipal
265
-
172
-
national
7 909
-
4 954
-
social contributions
16 834
-
10 959
-
regional
672
-
437
-
total
25 680
-
16 522
-
Employer
49 922
-
32 500
-
total
-
-
-
-
Corporate
-
32 500
-
-
nationa
-
7 800
-
-