Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 30500
per

Your estimated
City
free-cash

Valencia , Spain
-₽9338
-₽6250
-₽5275
-₽1800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
unemployment
-
-
-
214
income
-
-
-
4 159
other
-
-
-
31
accident
-
-
-
274
pensions
-
-
-
8 631
total
-
-
-
13 309
Employee
30 208
-
21 802
-
unemployment
468
-
423
-
pensions
1 420
-
1 282
-
income
5 824
-
3 852
-
other
29
-
28
-
total
7 741
-
5 585
-
Employer
30 208
-
21 802
-
pensions
7 129
-
6 439
-
accident
598
-
540
-
unemployment
1 662
-
1 501
-
other
242
-
219
-
total
9 631
-
8 699
-
Corporate
-
30 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 575
-
-
total
-
4 575
-
-
Dividends
-
25 925
-
-
withholding
-
5 259
-
-
total
-
5 259
-
-
Income
30 500
30 500
30 500
30 500
Total tax
17 372
9 834
14 284
13 309
After tax
13 128
20 666
16 216
17 191
Living cost
22 466
22 466
22 466
22 466
Free-cash
-9 338
-1 800
-6 250
-5 275

Estimated living cost  is ₽22466 per week

₽15164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
-₽6638
-₽3889
-₽5253
₽639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
7 319
income
-
-
-
3 874
other
-
-
-
1 448
health
-
-
-
1 343
total
-
-
-
13 984
Employee
29 663
-
24 362
-
health
415
-
341
-
unemployment
296
-
243
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 076
-
1 705
-
income
5 107
-
4 194
-
total
7 894
-
6 483
-
Employer
29 663
-
24 362
-
health
415
-
341
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 043
-
4 141
-
accident
237
-
195
-
unemployment
296
-
243
-
other
1 484
-
1 217
-
total
7 475
-
6 137
-
Corporate
-
30 500
-
-
income
-
6 405
-
-
total
-
6 405
-
-
Dividends
-
24 095
-
-
withholding
-
1 687
-
-
total
-
1 687
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 369
8 092
12 620
13 984
After tax
15 131
22 408
17 880
16 516
Living cost
21 769
21 769
21 769
21 769
Free-cash
-6 638
639
-3 889
-5 253

Estimated living cost  is ₽21769 per week

₽15381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1470
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽11581
₽8552
₽7608
₽15373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 220
unemployment
-
-
-
114
income
-
-
-
4 575
health
-
-
-
3 279
total
-
-
-
12 188
Employee
14 173
-
25 498
-
health
652
-
1 173
-
accident

We are using the highest rate at 1.1%.

156
-
280
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 244
-
2 239
-
income
1 417
-
2 550
-
total
3 469
-
6 242
-
Employer
14 173
-
25 498
-
health
978
-
1 759
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 562
-
2 810
-
accident

We are using the highest rate at 1.1%.

156
-
280
-
unemployment
85
-
153
-
total
2 781
-
5 002
-
Corporate
13 545
30 500
-
-
income
1 355
3 050
-
-
total
1 355
3 050
-
-
Dividends
12 191
27 450
-
-
withholding
610
1 373
-
-
total
610
1 373
-
-
Income
30 500
30 500
30 500
30 500
Total tax
8 215
4 423
11 244
12 188
After tax
22 285
26 077
19 256
18 312
Living cost
10 704
10 704
10 704
10 704
Free-cash
11 581
15 373
8 552
7 608

Estimated living cost  is ₽10704 per week

₽6249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽15383
-₽8646
-₽9306
-₽12578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
546
other
-
-
-
946
health
-
-
-
265
social contributions
-
-
-
870
pensions
-
-
-
9 228
surtax
-
-
-
-
total
-
-
-
11 855
Employee
34 965
-
23 241
-
pensions
3 953
-
2 628
-
income
2 064
-
646
-
social contributions
997
-
662
-
surtax
-
-
-
-
total
7 014
-
3 936
-
Employer
34 965
-
23 241
-
health
2 448
-
1 626
-
social contributions
105
-
70
-
pensions
5 744
-
3 820
-
unemployment
1 415
-
941
-
other
1 206
-
802
-
total
10 918
-
7 259
-
Corporate
-
30 500
-
-
income
-
8 539
-
-
surtax
-
-
-
-
total
-
8 539
-
-
Dividends
-
21 961
-
-
social contributions
-
3 777
-
-
surtax
-
-
-
-
withholding
-
2 811
-
-
total
-
6 588
-
-
Income
30 500
30 500
30 500
30 500
Total tax
17 932
15 127
11 195
11 855
After tax
12 568
15 373
19 305
18 645
Living cost
27 951
27 951
27 951
27 951
Free-cash
-15 383
-12 578
-8 646
-9 306

Estimated living cost  is ₽27951 per week

₽17624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽50628
-₽50628
-₽16641
-₽46042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
5 490
income
-
-
-
2 746
health
-
-
-
4 681
total
-
-
-
12 917
Employee
69 766
69 766
69 766
-
health
10 708
9 108
10 708
-
pensions
12 558
9 572
12 558
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 420
11 420
11 420
-
total
34 686
30 100
34 686
-
Employer
69 766
69 766
69 766
-
health
4 850
4 850
4 850
-
pensions
4 856
4 856
4 856
-
unemployment
2 512
2 512
2 512
-
total
12 218
12 218
12 218
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
46 904
42 318
46 904
12 917
After tax
-16 404
-11 818
-16 404
17 583
Living cost
34 224
34 224
34 224
34 224
Free-cash
-50 628
-46 042
-50 628
-16 641

Estimated living cost  is ₽34224 per week

₽24254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
-₽747
-₽550
-₽550
-₽9174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 500
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
687
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 581
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
37
total
-
-
-
6 305
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 248
-
30 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 581
-
5 581
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
687
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
37
-
total
6 502
-
6 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
30 500
-
-
income
-
4 575
-
-
trade
-
4 803
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
251
-
-
chamber of commerce
-
167
-
-
total
-
9 796
-
-
Dividends
-
20 703
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
268
-
-
withholding
-
4 865
-
-
total
-
5 133
-
-
Income
30 500
30 500
30 500
30 500
Total tax
6 502
14 929
6 305
6 305
After tax
23 998
15 571
24 195
24 195
Living cost
24 745
24 745
24 745
24 745
Free-cash
-747
-9 174
-550
-550

Estimated living cost  is ₽24745 per week

₽15566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
-₽1021
-₽862
₽5948
-₽6889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 058
income
-
-
-
-
health
-
-
-
792
social contributions
-
-
-
4 845
total
-
-
-
5 637
Employee
62 821
62 821
62 821
-
health
487
1 068
471
-
income
6 840
5 815
6 868
-
social contributions
2 375
5 214
2 298
-
total
9 702
12 097
9 637
-
Employer
62 821
62 821
62 821
-
health
529
1 163
512
-
social contributions
2 375
5 214
2 298
-
total
2 904
6 377
2 810
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 606
18 474
12 447
5 637
After tax
17 894
12 026
18 053
24 863
Living cost
18 915
18 915
18 915
18 915
Free-cash
-1 021
-6 889
-862
5 948

Estimated living cost  is ₽18915 per week

₽11336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
-₽15999
-₽8097
-₽7613
-₽8278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
30 500
income
-
-
-
1 889
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
10 598
surtax
-
-
-
-
total
-
-
-
12 487
Employee
37 574
-
24 646
-
income
7 816
-
4 405
-
social contributions
4 133
-
2 712
-
surtax
-
-
-
-
total
11 949
-
7 117
-
Employer
37 574
-
24 646
-
social contributions
8 924
-
5 854
-
total
8 924
-
5 854
-
Corporate
-
30 500
-
-
income
-
6 405
-
-
surtax
-
-
-
-
total
-
6 405
-
-
Dividends
-
24 095
-
-
withholding
-
6 747
-
-
total
-
6 747
-
-
Income
30 500
30 500
30 500
30 500
Total tax
20 873
13 152
12 971
12 487
After tax
9 627
17 348
17 529
18 013
Living cost
25 626
25 626
25 626
25 626
Free-cash
-15 999
-8 278
-8 097
-7 613

Estimated living cost  is ₽25626 per week

₽19173
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽21735
₽18303
₽24098
₽22878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
305
total
-
-
-
305
Employee
7 621
-
30 500
-
income
1 524
-
6 100
-
total
1 524
-
6 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

22 879
30 500
-
-
total
-
-
-
-
Dividends
22 879
30 500
-
-
withholding
1 144
1 525
-
-
total
1 144
1 525
-
-
Income
30 500
30 500
30 500
30 500
Total tax
2 668
1 525
6 100
305
After tax
27 832
28 975
24 400
30 195
Living cost
6 097
6 097
6 097
6 097
Free-cash
21 735
22 878
18 303
24 098

Estimated living cost  is ₽6097 per week

₽3778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
-₽11252
-₽5536
-₽4571
-₽913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
30 500
pensions
-
-
-
5 570
unemployment
-
-
-
47
income
-
-
-
4 540
health
-
-
-
3 001
total
-
-
-
13 158
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 127
-
26 390
-
health
2 333
-
1 705
-
unemployment
51
-
37
-
pensions
5 600
-
4 090
-
income
6 230
-
4 182
-
total
14 214
-
10 014
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 127
-
26 390
-
health
2 406
-
1 758
-
pensions
3 197
-
2 335
-
unemployment
22
-
16
-
total
5 625
-
4 109
-
Corporate
-
30 500
-
-
income
-
5 795
-
-
total
-
5 795
-
-
Dividends
-
24 705
-
-
withholding
-
3 705
-
-
total
-
3 705
-
-
Income
30 500
30 500
30 500
30 500
Total tax
19 839
9 500
14 123
13 158
After tax
10 661
21 000
16 377
17 342
Living cost
21 913
21 913
21 913
21 913
Free-cash
-11 252
-913
-5 536
-4 571

Estimated living cost  is ₽21913 per week

₽15038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
-₽13172
-₽6583
-₽27586
-₽12806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
30 500
income
-
-
-
23 255
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 175
total
-
-
-
28 430
Employee
37 478
-
27 722
-
social contributions
3 755
-
2 778
-
income
4 067
-
1 871
-
total
7 822
-
4 649
-
Employer
37 478
-
27 722
-
social contributions
3 755
-
2 778
-
total
3 755
-
2 778
-
Corporate
-
30 500
-
-
income
-
10 676
-
-
total
-
10 676
-
-
Dividends
-
19 824
-
-
social contributions
2 439
2 974
-
-
total
2 439
2 974
-
-
Income
30 500
30 500
30 500
30 500
Total tax
14 016
13 650
7 427
28 430
After tax
16 484
16 850
23 073
2 070
Living cost
29 656
29 656
29 656
29 656
Free-cash
-13 172
-12 806
-6 583
-27 586

Estimated living cost  is ₽29656 per week

₽19535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽116
₽1573
₽2263
₽1284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 575
health
-
-
-
2 129
social contributions
-
-
-
4 209
total
-
-
-
10 913
Employee
27 700
-
30 500
-
health
1 933
-
2 129
-
income
4 620
-
5 265
-
social contributions
3 823
-
4 209
-
total
10 376
-
11 603
-
Employer
27 700
-
30 500
-
total
-
-
-
-
Corporate
2 800
30 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

140
1 526
-
-
total
140
1 526
-
-
Dividends
2 660
28 974
-
-
social contributions
1 425
3 998
-
-
withholding
398
4 346
-
-
health
721
2 022
-
-
total
2 544
10 366
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 060
11 892
11 603
10 913
After tax
17 440
18 608
18 897
19 587
Living cost
17 324
17 324
17 324
17 324
Free-cash
116
1 284
1 573
2 263

Estimated living cost  is ₽17324 per week

₽11594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽14378
-₽7296
-₽7919
-₽1775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
2 621
health
-
-
-
4 118
social contributions
-
-
-
8 906
solidarity contribution
-
-
-
-
total
-
-
-
15 645
Employee
33 490
-
22 761
-
health
4 521
-
3 073
-
solidarity contribution
-
-
-
-
income
4 019
-
2 731
-
social contributions
2 177
-
1 479
-
total
10 717
-
7 283
-
Employer
33 490
-
22 761
-
health
3 014
-
2 049
-
social contributions
8 373
-
5 690
-
total
11 387
-
7 739
-
Corporate
-
30 500
-
-
income
-
5 795
-
-
total
-
5 795
-
-
Dividends
-
24 705
-
-
withholding
-
3 706
-
-
total
-
3 706
-
-
Income
30 500
30 500
30 500
30 500
Total tax
22 104
9 501
15 022
15 645
After tax
8 396
20 999
15 478
14 855
Living cost
22 774
22 774
22 774
22 774
Free-cash
-14 378
-1 775
-7 296
-7 919

Estimated living cost  is ₽22774 per week

₽16936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1262
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽17693
₽14899
₽20694
₽19474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
305
total
-
-
-
305
Employee
11 876
-
30 500
-
income
2 375
-
6 100
-
total
2 375
-
6 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 624
30 500
-
-
total
-
-
-
-
Dividends
18 624
30 500
-
-
withholding
931
1 525
-
-
total
931
1 525
-
-
Income
30 500
30 500
30 500
30 500
Total tax
3 306
1 525
6 100
305
After tax
27 194
28 975
24 400
30 195
Living cost
9 501
9 501
9 501
9 501
Free-cash
17 693
19 474
14 899
20 694

Estimated living cost  is ₽9501 per week

₽6429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽36649
-₽20154
-₽20814
-₽24086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
546
other
-
-
-
946
health
-
-
-
265
social contributions
-
-
-
870
pensions
-
-
-
9 228
surtax
-
-
-
-
total
-
-
-
11 855
Employee
51 169
-
23 241
-
pensions
5 787
-
2 628
-
income
4 465
-
646
-
social contributions
1 457
-
662
-
surtax
-
-
-
-
total
11 709
-
3 936
-
Employer
51 169
-
23 241
-
health
3 581
-
1 626
-
social contributions
153
-
70
-
pensions
8 408
-
3 820
-
unemployment
2 073
-
941
-
other
1 766
-
802
-
total
15 981
-
7 259
-
Corporate
-
30 500
-
-
income
-
8 539
-
-
surtax
-
-
-
-
total
-
8 539
-
-
Dividends
-
21 961
-
-
social contributions
-
3 777
-
-
surtax
-
-
-
-
withholding
-
2 811
-
-
total
-
6 588
-
-
Income
30 500
30 500
30 500
30 500
Total tax
27 690
15 127
11 195
11 855
After tax
2 810
15 373
19 305
18 645
Living cost
39 459
39 459
39 459
39 459
Free-cash
-36 649
-24 086
-20 154
-20 814

Estimated living cost  is ₽39459 per week

₽26705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8984
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽3955
₽2789
₽1476
₽7959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
30 500
pensions
-
-
-
7 930
unemployment
-
-
-
457
income
-
-
-
3 418
health
-
-
-
3 142
total
-
-
-
14 947
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 227
-
25 869
-
health
1 093
-
1 332
-
unemployment
159
-
194
-
pensions
2 972
-
3 622
-
income
2 926
-
3 856
-
total
7 150
-
9 004
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 227
-
25 869
-
health
1 093
-
1 332
-
pensions
2 547
-
3 104
-
unemployment
159
-
194
-
total
3 799
-
4 630
-
Corporate
5 474
30 500
-
-
income
821
4 575
-
-
total
821
4 575
-
-
Dividends
4 653
25 925
-
-
withholding
698
3 889
-
-
total
698
3 889
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 468
8 464
13 634
14 947
After tax
18 032
22 036
16 866
15 553
Living cost
14 077
14 077
14 077
14 077
Free-cash
3 955
7 959
2 789
1 476

Estimated living cost  is ₽14077 per week

₽9478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽42292
-₽32797
-₽30735
-₽42844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
2 806
city
-
-
-
319
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
610
health
-
-
-
185
regional
-
-
-
480
national
-
-
-
44
total
-
-
-
4 444
Employee
66 461
-
27 017
-
health
150
-
61
-
unemployment
-
-
-
-
city
713
-
286
-
pensions
5 584
-
2 585
-
regional
2 176
-
366
-
national
315
-
22
-
total
8 938
-
3 320
-
Employer
66 461
-
27 017
-
health
150
-
61
-
pensions
5 584
-
2 585
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 329
-
540
-
total
7 063
-
3 186
-
Corporate
-
30 500
-
-
regional
-
6 451
-
-
national
-
2 592
-
-
total
-
9 043
-
-
Dividends
-
21 457
-
-
withholding
-
7 510
-
-
total
-
7 510
-
-
Income
30 500
30 500
30 500
30 500
Total tax
16 001
16 553
6 506
4 444
After tax
14 499
13 947
23 994
26 056
Living cost
56 791
56 791
56 791
56 791
Free-cash
-42 292
-42 844
-32 797
-30 735

Estimated living cost  is ₽56791 per week

₽36931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽20592
-₽12105
-₽6646
-₽10262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
30 500
municipal
-
-
-
5 467
health
-
-
-
129
national
-
-
-
184
total
-
-
-
5 780
Employee
42 983
-
25 658
-
health
321
-
54
-
unemployment
645
-
384
-
pensions
2 901
-
1 732
-
national
710
-
-
-
municipal
7 040
-
4 228
-
total
11 617
-
6 398
-
Employer
42 983
-
25 658
-
health
330
-
197
-
pensions
7 457
-
4 451
-
accident
43
-
26
-
unemployment
279
-
167
-
total
8 109
-
4 841
-
Corporate
-
30 500
-
-
income
-
6 101
-
-
total
-
6 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
18 300
-
-
municipal
-
3 295
-
-
national
-
-
-
-
total
-
3 295
-
-
Income
30 500
30 500
30 500
30 500
Total tax
19 726
9 396
11 239
5 780
After tax
10 774
21 104
19 261
24 720
Living cost
31 366
31 366
31 366
31 366
Free-cash
-20 592
-10 262
-12 105
-6 646

Estimated living cost  is ₽31366 per week

₽20488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3017
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽44951
-₽15618
-₽11314
-₽12497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 710
social contributions
-
-
-
1 994
national
-
-
-
8 322
total
-
-
-
12 026
Employee

The minimum management director salary is set at €45,000 per year.

58 439
-
23 624
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 746
-
1 110
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 048
-
1 233
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

509
-
206
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 383
-
1 772
-
national
17 966
-
5 133
-
total
28 652
-
9 454
-
Employer

The minimum management director salary is set at €45,000 per year.

58 439
-
23 624
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 594
-
1 453
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 178
-
2 093
-
surtax
6 626
-
2 679
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

760
-
307
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

853
-
344
-
total
17 011
-
6 876
-
Corporate
-
30 500
-
-
income
-
6 101
-
-
surtax
-
122
-
-
total
-
6 223
-
-
Dividends
-
24 277
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 986
-
-
total
-
6 986
-
-
Income
30 500
30 500
30 500
30 500
Total tax
45 663
13 209
16 330
12 026
After tax
-15 163
17 291
14 170
18 474
Living cost
29 788
29 788
29 788
29 788
Free-cash
-44 951
-12 497
-15 618
-11 314

Estimated living cost  is ₽29788 per week

₽19187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽35465
-₽18939
-₽20021
-₽18573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
unemployment
-
-
-
30
municipal
-
-
-
6 460
other
-
-
-
3 544
health
-
-
-
1 903
national
-
-
-
-
accident
-
-
-
61
pensions
-
-
-
3 297
total
-
-
-
15 295
Employee
50 194
-
23 208
-
national
-
-
-
-
municipal
14 968
-
6 921
-
total
14 968
-
6 921
-
Employer
50 194
-
23 208
-
health
3 087
-
1 427
-
pensions
5 426
-
2 509
-
accident
100
-
46
-
unemployment
1 325
-
613
-
other
5 833
-
2 697
-
total
15 771
-
7 292
-
Corporate
-
30 500
-
-
income
-
6 710
-
-
total
-
6 710
-
-
Dividends
-
23 790
-
-
withholding
-
7 137
-
-
total
-
7 137
-
-
Income
30 500
30 500
30 500
30 500
Total tax
30 739
13 847
14 213
15 295
After tax
-239
16 653
16 287
15 205
Living cost
35 226
35 226
35 226
35 226
Free-cash
-35 465
-18 573
-18 939
-20 021

Estimated living cost  is ₽35226 per week

₽23347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3457
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽103488
-₽20668
-₽17696
-₽20218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
5 945
social contributions
-
-
-
3 477
total
-
-
-
9 422
Employee
55 597
-
3 248
-
income
12 264
-
572
-
social contributions
4 559
-
650
-
total
16 823
-
1 222
-
Employer
55 597
-
3 248
-
social contributions
78 391
-
11 172
-
total
78 391
-
11 172
-
Corporate
-
30 500
-
-
income
-
6 710
-
-
total
-
6 710
-
-
Dividends
-
23 790
-
-
income
-
5 234
-
-
total
-
5 234
-
-
Income
30 500
30 500
30 500
30 500
Total tax
95 214
11 944
12 394
9 422
After tax
-64 714
18 556
18 106
21 078
Living cost
38 774
38 774
38 774
38 774
Free-cash
-103 488
-20 218
-20 668
-17 696

Estimated living cost  is ₽38774 per week

₽25158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽10007
-₽8445
-₽1635
-₽14472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 058
income
-
-
-
-
health
-
-
-
792
social contributions
-
-
-
4 845
total
-
-
-
5 637
Employee
62 821
62 821
62 821
-
health
625
1 068
471
-
income
6 597
5 815
6 868
-
social contributions
3 053
5 214
2 298
-
total
10 275
12 097
9 637
-
Employer
62 821
62 821
62 821
-
health
681
1 163
512
-
social contributions
3 053
5 214
2 298
-
total
3 734
6 377
2 810
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
14 009
18 474
12 447
5 637
After tax
16 491
12 026
18 053
24 863
Living cost
26 498
26 498
26 498
26 498
Free-cash
-10 007
-14 472
-8 445
-1 635

Estimated living cost  is ₽26498 per week

₽18114
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
-₽14275
-₽8484
-₽5873
-₽6272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
5 812
pensions
-
-
-
1 437
total
-
-
-
7 249
Employee
39 976
-
27 639
-
health
521
-
268
-
pensions
3 051
-
1 571
-
income
7 280
-
5 160
-
total
10 852
-
6 999
-
Employer
39 976
-
27 639
-
health
760
-
525
-
pensions
4 039
-
2 336
-
total
4 799
-
2 861
-
Corporate
-
30 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 795
-
-
total
-
5 795
-
-
Dividends
-
24 705
-
-
withholding
-
1 853
-
-
total
-
1 853
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 651
7 648
9 860
7 249
After tax
14 849
22 852
20 640
23 251
Living cost
29 124
29 124
29 124
29 124
Free-cash
-14 275
-6 272
-8 484
-5 873

Estimated living cost  is ₽29124 per week

₽19979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽38344
-₽17512
-₽15699
-₽16480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
municipal
-
-
-
205
regional
-
-
-
392
social contributions
-
-
-
7 845
national
-
-
-
5 211
total
-
-
-
13 653
Employee
68 843
-
30 500
-
social contributions
23 214
-
10 285
-
regional
1 039
-
350
-
national
11 634
-
4 650
-
municipal
411
-
181
-
total
36 298
-
15 466
-
Employer
68 843
-
30 500
-
total
-
-
-
-
Corporate
-
30 500
-
-
nationa
-
7 319
-
-
municipal
-
1 470
-
-
total
-
8 789
-
-
Dividends
-
21 711
-
-
withholding
-
5 645
-
-
total
-
5 645
-
-
Income
30 500
30 500
30 500
30 500
Total tax
36 298
14 434
15 466
13 653
After tax
-5 798
16 066
15 034
16 847
Living cost
32 546
32 546
32 546
32 546
Free-cash
-38 344
-16 480
-17 512
-15 699

Estimated living cost  is ₽32546 per week

₽22862
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
-₽2254
-₽1190
₽3285
-₽14827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
3 271
income
-
-
-
4 442
other
-
-
-
291
health
-
-
-
1 715
accident
-
-
-
199
total
-
-
-
9 918
Employee
27 209
-
25 337
-
health
3 115
-
2 901
-
pensions
3 064
-
2 853
-
income
3 733
-
3 476
-
total
9 912
-
9 230
-
Employer
27 209
-
25 337
-
pensions
4 424
-
4 119
-
accident
454
-
423
-
unemployment
667
-
621
-
total
5 545
-
5 163
-
Corporate
-
30 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
27 450
-
-
total
-
27 450
-
-
Dividends
-
3 050
-
-
withholding
-
580
-
-
total
-
580
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 457
28 030
14 393
9 918
After tax
15 043
2 470
16 107
20 582
Living cost
17 297
17 297
17 297
17 297
Free-cash
-2 254
-14 827
-1 190
3 285

Estimated living cost  is ₽17297 per week

₽12677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
-₽10149
-₽7346
-₽7346
-₽15658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 500
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
687
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 581
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
37
total
-
-
-
6 305
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 649
-
30 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 581
-
5 581
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 343
-
687
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
37
-
total
9 108
-
6 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
30 500
-
-
income
-
4 575
-
-
trade
-
4 377
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
251
-
-
chamber of commerce
-
169
-
-
total
-
9 372
-
-
Dividends
-
21 128
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
273
-
-
withholding
-
4 972
-
-
total
-
5 245
-
-
Income
30 500
30 500
30 500
30 500
Total tax
9 108
14 617
6 305
6 305
After tax
21 392
15 883
24 195
24 195
Living cost
31 541
31 541
31 541
31 541
Free-cash
-10 149
-15 658
-7 346
-7 346

Estimated living cost  is ₽31541 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽703
₽504
₽6357
₽7403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
30 500
income
-
-
-
-
microenterprise
-
-
-
4 575
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 572
surtax
-
-
-
-
total
-
-
-
7 147
Employee
23 872
-
24 579
-
income
4 250
-
4 375
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
2 704
-
surtax
-
-
-
-
total
6 876
-
7 079
-
Employer
23 872
-
24 579
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 750
-
5 921
-
surtax
-
-
-
-
total
5 750
-
5 921
-
Corporate
877
30 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

175
6 101
-
-
total
175
6 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

702
24 399
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 801
6 101
13 000
7 147
After tax
17 699
24 399
17 500
23 353
Living cost
16 996
16 996
16 996
16 996
Free-cash
703
7 403
504
6 357

Estimated living cost  is ₽16996 per week

₽10843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1619
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽7342
₽5959
₽5094
₽8991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 843
health
-
-
-
4 422
pensions
-
-
-
6 100
total
-
-
-
15 365
Employee
15 294
-
24 898
-
health
765
-
1 245
-
unemployment
153
-
249
-
pensions
1 376
-
2 241
-
income
2 959
-
5 163
-
total
5 253
-
8 898
-
Employer
15 294
-
24 898
-
health
1 453
-
2 365
-
pensions
1 682
-
2 739
-
unemployment
306
-
498
-
total
3 441
-
5 602
-
Corporate
11 765
30 500
-
-
income
2 588
6 710
-
-
total
2 588
6 710
-
-
Dividends
9 176
23 790
-
-
withholding
1 835
4 758
-
-
total
1 835
4 758
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 117
11 468
14 500
15 365
After tax
17 383
19 032
16 000
15 135
Living cost
10 041
10 041
10 041
10 041
Free-cash
7 342
8 991
5 959
5 094

Estimated living cost  is ₽10041 per week

₽5967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
-₽2805
-₽1510
-₽788
₽834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
6 101
unemployment
-
-
-
186
income
-
-
-
4 409
other
-
-
-
-
health
-
-
-
2 166
surtax
-
-
-
76
total
-
-
-
12 938
Employee
27 513
-
25 196
-
health
702
-
642
-
unemployment
1 915
-
1 753
-
pensions
1 836
-
1 681
-
income
4 612
-
4 225
-
other
-
-
-
-
surtax
98
-
56
-
total
9 163
-
8 357
-
Employer
27 513
-
25 196
-
health
1 251
-
1 147
-
pensions
3 668
-
3 358
-
unemployment
873
-
798
-
other
-
-
-
-
total
5 792
-
5 303
-
Corporate
-
30 500
-
-
income
-
7 930
-
-
total
-
7 930
-
-
Dividends
-
22 570
-
-
withholding
-
3 386
-
-
total
-
3 386
-
-
Income
30 500
30 500
30 500
30 500
Total tax
14 955
11 316
13 660
12 938
After tax
15 545
19 184
16 840
17 562
Living cost
18 350
18 350
18 350
18 350
Free-cash
-2 805
834
-1 510
-788

Estimated living cost  is ₽18350 per week

₽11079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽16263
-₽14991
-₽8787
-₽14008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
5 642
chamber of commerce
-
-
-
122
unemployment
-
<