Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 30500
per

Your estimated
City
free-cash

Valencia , Spain
-₽6566
-₽5507
-₽2039
-₽9769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 149
accident
-
-
-
274
unemployment
-
-
-
213
pensions
-
-
-
8 632
other
-
-
-
30
total
-
-
-
13 298
Employee
30 535
-
21 708
-
other
30
-
28
-
income
5 887
-
3 814
-
unemployment
473
-
428
-
pensions
1 435
-
1 296
-
total
7 825
-
5 566
-
Employer
30 535
-
21 708
-
unemployment
1 680
-
1 517
-
pensions
7 206
-
6 508
-
other
244
-
221
-
accident
605
-
545
-
total
9 735
-
8 791
-
Corporate
-
30 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
4 574
-
-
total
-
4 574
-
-
Dividends
-
25 926
-
-
withholding
-
5 256
-
-
total
-
5 256
-
-
Income
30 500
30 500
30 500
30 500
Total tax
17 560
9 830
14 357
13 298
After tax
12 940
20 670
16 143
17 202
Living cost
22 709
22 709
22 709
22 709
Free-cash
-9 769
-2 039
-6 566
-5 507

Estimated living cost  is ₽22709 per week

₽15328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2183
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4800
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
-₽4126
-₽5488
₽404
-₽7041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
3 874
health
-
-
-
1 341
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
7 320
other
-
-
-
1 448
total
-
-
-
13 983
Employee
29 984
-
24 363
-
income
5 162
-
4 194
-
health
420
-
342
-
unemployment
299
-
243
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 098
-
1 705
-
total
7 979
-
6 484
-
Employer
29 984
-
24 363
-
unemployment
299
-
243
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 098
-
4 140
-
other
1 500
-
1 218
-
accident
240
-
194
-
health
420
-
342
-
total
7 557
-
6 137
-
Corporate
-
30 500
-
-
income
-
6 405
-
-
total
-
6 405
-
-
Dividends
-
24 095
-
-
withholding
-
1 686
-
-
total
-
1 686
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 536
8 091
12 621
13 983
After tax
14 964
22 409
17 879
16 517
Living cost
22 005
22 005
22 005
22 005
Free-cash
-7 041
404
-4 126
-5 488

Estimated living cost  is ₽22005 per week

₽15548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽8429
₽7396
₽15249
₽11412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 575
health
-
-
-
3 317
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 269
total
-
-
-
12 276
Employee
14 337
-
25 498
-
income
1 434
-
2 550
-
health
659
-
1 172
-
accident

We are using the highest rate at 1.1%.

158
-
280
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 259
-
2 239
-
total
3 510
-
6 241
-
Employer
14 337
-
25 498
-
unemployment
86
-
153
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 580
-
2 810
-
accident

We are using the highest rate at 1.1%.

158
-
280
-
health
990
-
1 759
-
total
2 814
-
5 002
-
Corporate
13 349
30 500
-
-
income
1 335
3 050
-
-
total
1 335
3 050
-
-
Dividends
12 014
27 450
-
-
withholding
601
1 373
-
-
total
601
1 373
-
-
Income
30 500
30 500
30 500
30 500
Total tax
8 260
4 423
11 243
12 276
After tax
22 240
26 077
19 257
18 224
Living cost
10 828
10 828
10 828
10 828
Free-cash
11 412
15 249
8 429
7 396

Estimated living cost  is ₽10828 per week

₽6321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽8926
-₽9595
-₽12881
-₽15882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
520
social contributions
-
-
-
870
health
-
-
-
265
surtax
-
-
-
-
pensions
-
-
-
9 241
other
-
-
-
945
total
-
-
-
11 841
Employee
35 344
-
23 241
-
income
2 086
-
622
-
social contributions
1 008
-
663
-
surtax
-
-
-
-
pensions
3 996
-
2 628
-
total
7 090
-
3 913
-
Employer
35 344
-
23 241
-
unemployment
1 431
-
942
-
social contributions
107
-
69
-
pensions
5 806
-
3 819
-
other
1 219
-
802
-
health
2 475
-
1 627
-
total
11 038
-
7 259
-
Corporate
-
30 500
-
-
income
-
8 539
-
-
surtax
-
-
-
-
total
-
8 539
-
-
Dividends
-
21 961
-
-
withholding
-
2 811
-
-
surtax
-
-
-
-
social contributions
-
3 777
-
-
total
-
6 588
-
-
Income
30 500
30 500
30 500
30 500
Total tax
18 128
15 127
11 172
11 841
After tax
12 372
15 373
19 328
18 659
Living cost
28 254
28 254
28 254
28 254
Free-cash
-15 882
-12 881
-8 926
-9 595

Estimated living cost  is ₽28254 per week

₽17815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽51504
-₽17011
-₽46868
-₽51504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
2 746
health
-
-
-
4 681
pensions
-
-
-
5 490
total
-
-
-
12 917
Employee
70 521
70 521
70 521
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 543
11 543
11 543
-
health
10 824
9 207
10 824
-
pensions
12 694
9 675
12 694
-
total
35 061
30 425
35 061
-
Employer
70 521
70 521
70 521
-
unemployment
2 539
2 539
2 539
-
pensions
4 908
4 908
4 908
-
health
4 902
4 902
4 902
-
total
12 349
12 349
12 349
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
47 410
42 774
47 410
12 917
After tax
-16 910
-12 274
-16 910
17 583
Living cost
34 594
34 594
34 594
34 594
Free-cash
-51 504
-46 868
-51 504
-17 011

Estimated living cost  is ₽34594 per week

₽24516
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
-₽802
-₽802
-₽9440
-₽1086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
613
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 642
trade
-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
34
total
-
-
-
6 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 586
-
30 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

882
-
613
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 642
-
5 642
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
34
-
total
6 573
-
6 289
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
30 500
-
-
chamber of commerce
-
169
-
-
income
-
4 574
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
252
-
-
trade
-
4 803
-
-
total
-
9 798
-
-
Dividends
-
20 701
-
-
withholding
-
4 861
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
268
-
-
total
-
5 129
-
-
Income
30 500
30 500
30 500
30 500
Total tax
6 573
14 927
6 289
6 289
After tax
23 927
15 573
24 211
24 211
Living cost
25 013
25 013
25 013
25 013
Free-cash
-1 086
-9 440
-802
-802

Estimated living cost  is ₽25013 per week

₽15734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5896
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
-₽1148
₽5682
-₽7293
-₽1362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 394
income
-
-
-
-
social contributions
-
-
-
4 897
health
-
-
-
801
total
-
-
-
5 698
Employee
63 501
63 501
63 501
-
income
6 914
5 878
6 952
-
social contributions
2 401
5 270
2 297
-
health
492
1 080
470
-
total
9 807
12 228
9 719
-
Employer
63 501
63 501
63 501
-
social contributions
2 401
5 270
2 297
-
health
534
1 175
512
-
total
2 935
6 445
2 809
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 742
18 673
12 528
5 698
After tax
17 758
11 827
17 972
24 802
Living cost
19 120
19 120
19 120
19 120
Free-cash
-1 362
-7 293
-1 148
5 682

Estimated living cost  is ₽19120 per week

₽11459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
-₽8352
-₽7881
-₽8555
-₽16501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
30 500
income
-
-
-
1 879
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
10 599
surtax
-
-
-
-
total
-
-
-
12 478
Employee
37 981
-
24 647
-
income
7 900
-
4 385
-
social contributions
4 178
-
2 711
-
surtax
-
-
-
-
total
12 078
-
7 096
-
Employer
37 981
-
24 647
-
social contributions
9 020
-
5 853
-
total
9 020
-
5 853
-
Corporate
-
30 500
-
-
income
-
6 405
-
-
surtax
-
-
-
-
total
-
6 405
-
-
Dividends
-
24 095
-
-
withholding
-
6 747
-
-
total
-
6 747
-
-
Income
30 500
30 500
30 500
30 500
Total tax
21 098
13 152
12 949
12 478
After tax
9 402
17 348
17 551
18 022
Living cost
25 903
25 903
25 903
25 903
Free-cash
-16 501
-8 555
-8 352
-7 881

Estimated living cost  is ₽25903 per week

₽19381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4562
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽18214
₽24009
₽22789
₽21630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
305
total
-
-
-
305
Employee
7 732
-
30 500
-
income
1 546
-
6 100
-
total
1 546
-
6 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

22 768
30 500
-
-
total
-
-
-
-
Dividends
22 768
30 500
-
-
withholding
1 138
1 525
-
-
total
1 138
1 525
-
-
Income
30 500
30 500
30 500
30 500
Total tax
2 684
1 525
6 100
305
After tax
27 816
28 975
24 400
30 195
Living cost
6 186
6 186
6 186
6 186
Free-cash
21 630
22 789
18 214
24 009

Estimated living cost  is ₽6186 per week

₽3834
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
-₽5760
-₽4793
-₽1151
-₽11703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
30 500
income
-
-
-
4 527
health
-
-
-
3 001
unemployment
-
-
-
45
pensions
-
-
-
5 570
total
-
-
-
13 143
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 518
-
26 391
-
income
6 297
-
4 168
-
health
2 359
-
1 705
-
unemployment
52
-
38
-
pensions
5 660
-
4 090
-
total
14 368
-
10 001
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 518
-
26 391
-
unemployment
22
-
16
-
pensions
3 231
-
2 335
-
health
2 432
-
1 758
-
total
5 685
-
4 109
-
Corporate
-
30 500
-
-
income
-
5 795
-
-
total
-
5 795
-
-
Dividends
-
24 705
-
-
withholding
-
3 706
-
-
total
-
3 706
-
-
Income
30 500
30 500
30 500
30 500
Total tax
20 053
9 501
14 110
13 143
After tax
10 447
20 999
16 390
17 357
Living cost
22 150
22 150
22 150
22 150
Free-cash
-11 703
-1 151
-5 760
-4 793

Estimated living cost  is ₽22150 per week

₽15201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
-₽6859
-₽28414
-₽13126
-₽13645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
30 500
income
-
-
-
23 507
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 430
total
-
-
-
28 937
Employee
37 883
-
27 721
-
social contributions
3 796
-
2 779
-
income
4 111
-
1 824
-
total
7 907
-
4 603
-
Employer
37 883
-
27 721
-
social contributions
3 796
-
2 779
-
total
3 796
-
2 779
-
Corporate
-
30 500
-
-
income
-
10 675
-
-
total
-
10 675
-
-
Dividends
-
19 825
-
-
social contributions
2 465
2 974
-
-
total
2 465
2 974
-
-
Income
30 500
30 500
30 500
30 500
Total tax
14 168
13 649
7 382
28 937
After tax
16 332
16 851
23 118
1 563
Living cost
29 977
29 977
29 977
29 977
Free-cash
-13 645
-13 126
-6 859
-28 414

Estimated living cost  is ₽29977 per week

₽19746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽1407
₽2078
₽1096
-₽150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 574
social contributions
-
-
-
4 209
health
-
-
-
2 128
total
-
-
-
10 911
Employee
28 000
-
30 500
-
income
4 670
-
5 245
-
social contributions
3 865
-
4 209
-
health
1 954
-
2 128
-
total
10 489
-
11 582
-
Employer
28 000
-
30 500
-
total
-
-
-
-
Corporate
2 500
30 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

125
1 525
-
-
total
125
1 525
-
-
Dividends
2 375
28 975
-
-
withholding
356
4 346
-
-
health
729
2 023
-
-
social contributions
1 440
3 999
-
-
total
2 525
10 368
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 139
11 893
11 582
10 911
After tax
17 361
18 607
18 918
19 589
Living cost
17 511
17 511
17 511
17 511
Free-cash
-150
1 096
1 407
2 078

Estimated living cost  is ₽17511 per week

₽11719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽7186
-₽7809
-₽1665
-₽14161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
2 621
social contributions
-
-
-
8 906
solidarity contribution
-
-
-
-
health
-
-
-
4 118
total
-
-
-
15 645
Employee
33 330
-
22 761
-
solidarity contribution
-
-
-
-
income
4 000
-
2 731
-
social contributions
2 166
-
1 479
-
health
4 499
-
3 073
-
total
10 665
-
7 283
-
Employer
33 330
-
22 761
-
social contributions
8 332
-
5 690
-
health
3 000
-
2 049
-
total
11 332
-
7 739
-
Corporate
-
30 500
-
-
income
-
5 795
-
-
total
-
5 795
-
-
Dividends
-
24 705
-
-
withholding
-
3 706
-
-
total
-
3 706
-
-
Income
30 500
30 500
30 500
30 500
Total tax
21 997
9 501
15 022
15 645
After tax
8 503
20 999
15 478
14 855
Living cost
22 664
22 664
22 664
22 664
Free-cash
-14 161
-1 665
-7 186
-7 809

Estimated living cost  is ₽22664 per week

₽16854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽14760
₽20555
₽19335
₽17528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
305
total
-
-
-
305
Employee
12 050
-
30 500
-
income
2 410
-
6 100
-
total
2 410
-
6 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 450
30 500
-
-
total
-
-
-
-
Dividends
18 450
30 500
-
-
withholding
922
1 525
-
-
total
922
1 525
-
-
Income
30 500
30 500
30 500
30 500
Total tax
3 332
1 525
6 100
305
After tax
27 168
28 975
24 400
30 195
Living cost
9 640
9 640
9 640
9 640
Free-cash
17 528
19 335
14 760
20 555

Estimated living cost  is ₽9640 per week

₽6523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽20558
-₽21227
-₽24513
-₽37376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
520
social contributions
-
-
-
870
health
-
-
-
265
surtax
-
-
-
-
pensions
-
-
-
9 241
other
-
-
-
945
total
-
-
-
11 841
Employee
51 722
-
23 241
-
income
4 513
-
622
-
social contributions
1 473
-
663
-
surtax
-
-
-
-
pensions
5 850
-
2 628
-
total
11 836
-
3 913
-
Employer
51 722
-
23 241
-
unemployment
2 095
-
942
-
social contributions
155
-
69
-
pensions
8 499
-
3 819
-
other
1 785
-
802
-
health
3 620
-
1 627
-
total
16 154
-
7 259
-
Corporate
-
30 500
-
-
income
-
8 539
-
-
surtax
-
-
-
-
total
-
8 539
-
-
Dividends
-
21 961
-
-
withholding
-
2 811
-
-
surtax
-
-
-
-
social contributions
-
3 777
-
-
total
-
6 588
-
-
Income
30 500
30 500
30 500
30 500
Total tax
27 990
15 127
11 172
11 841
After tax
2 510
15 373
19 328
18 659
Living cost
39 886
39 886
39 886
39 886
Free-cash
-37 376
-24 513
-20 558
-21 227

Estimated living cost  is ₽39886 per week

₽26994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽2647
₽1334
₽7802
₽3753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
30 500
income
-
-
-
3 403
health
-
-
-
3 141
unemployment
-
-
-
458
pensions
-
-
-
7 930
total
-
-
-
14 932
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 464
-
25 869
-
income
2 959
-
3 841
-
health
1 105
-
1 332
-
unemployment
161
-
194
-
pensions
3 005
-
3 622
-
total
7 230
-
8 989
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 464
-
25 869
-
unemployment
161
-
194
-
pensions
2 576
-
3 104
-
health
1 105
-
1 332
-
total
3 842
-
4 630
-
Corporate
5 194
30 500
-
-
income
779
4 575
-
-
total
779
4 575
-
-
Dividends
4 415
25 925
-
-
withholding
662
3 889
-
-
total
662
3 889
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 513
8 464
13 619
14 932
After tax
17 987
22 036
16 881
15 568
Living cost
14 234
14 234
14 234
14 234
Free-cash
3 753
7 802
2 647
1 334

Estimated living cost  is ₽14234 per week

₽9584
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽33851
-₽31754
-₽43870
-₽43606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
regional
-
-
-
468
national
-
-
-
42
health
-
-
-
189
city
-
-
-
321
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
610
pensions
-
-
-
2 807
total
-
-
-
4 437
Employee
67 661
-
26 996
-
regional
2 216
-
353
-
city
726
-
287
-
health
153
-
61
-
unemployment
-
-
-
-
national
320
-
19
-
pensions
5 684
-
2 606
-
total
9 099
-
3 326
-
Employer
67 661
-
26 996
-
unemployment
-
-
-
-
pensions
5 684
-
2 606
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 353
-
541
-
health
153
-
61
-
total
7 190
-
3 208
-
Corporate
-
30 500
-
-
regional
-
6 451
-
-
national
-
2 593
-
-
total
-
9 044
-
-
Dividends
-
21 457
-
-
withholding
-
7 509
-
-
total
-
7 509
-
-
Income
30 500
30 500
30 500
30 500
Total tax
16 289
16 553
6 534
4 437
After tax
14 211
13 947
23 966
26 063
Living cost
57 817
57 817
57 817
57 817
Free-cash
-43 606
-43 870
-33 851
-31 754

Estimated living cost  is ₽57817 per week

₽37598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14321
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽12441
-₽6966
-₽10598
-₽21145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
30 500
municipal
-
-
-
5 468
national
-
-
-
168
health
-
-
-
125
total
-
-
-
5 761
Employee
43 448
-
25 659
-
health
324
-
50
-
unemployment
652
-
386
-
national
718
-
-
-
municipal
7 116
-
4 228
-
pensions
2 932
-
1 732
-
total
11 742
-
6 396
-
Employer
43 448
-
25 659
-
unemployment
282
-
166
-
pensions
7 538
-
4 452
-
accident
44
-
25
-
health
334
-
197
-
total
8 198
-
4 840
-
Corporate
-
30 500
-
-
income
-
6 099
-
-
total
-
6 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
18 301
-
-
national
-
-
-
-
municipal
-
3 294
-
-
total
-
3 294
-
-
Income
30 500
30 500
30 500
30 500
Total tax
19 940
9 393
11 236
5 761
After tax
10 560
21 107
19 264
24 739
Living cost
31 705
31 705
31 705
31 705
Free-cash
-21 145
-10 598
-12 441
-6 966

Estimated living cost  is ₽31705 per week

₽20710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽15939
-₽11576
-₽12814
-₽45766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
national
-
-
-
8 308
social contributions
-
-
-
1 945
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 713
total
-
-
-
11 966
Employee

The minimum management director salary is set at €45,000 per year.

59 071
-
23 622
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 775
-
1 110
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 081
-
1 232
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
205
-
national
18 161
-
5 134
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 430
-
1 771
-
total
28 961
-
9 452
-
Employer

The minimum management director salary is set at €45,000 per year.

59 071
-
23 622
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
345
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 234
-
2 092
-
surtax
6 698
-
2 680
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
307
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 633
-
1 453
-
total
17 195
-
6 877
-
Corporate
-
30 500
-
-
income
-
6 099
-
-
surtax
-
122
-
-
total
-
6 221
-
-
Dividends
-
24 278
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 983
-
-
total
-
6 983
-
-
Income
30 500
30 500
30 500
30 500
Total tax
46 156
13 204
16 329
11 966
After tax
-15 656
17 296
14 171
18 534
Living cost
30 110
30 110
30 110
30 110
Free-cash
-45 766
-12 814
-15 939
-11 576

Estimated living cost  is ₽30110 per week

₽19395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽17660
-₽18742
-₽17294
-₽33071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
municipal
-
-
-
6 460
national
-
-
-
-
health
-
-
-
1 903
accident
-
-
-
61
unemployment
-
-
-
30
pensions
-
-
-
3 297
other
-
-
-
3 544
total
-
-
-
15 295
Employee
48 372
-
23 208
-
national
-
-
-
-
municipal
14 425
-
6 921
-
total
14 425
-
6 921
-
Employer
48 372
-
23 208
-
unemployment
1 277
-
613
-
pensions
5 229
-
2 509
-
other
5 621
-
2 697
-
accident
97
-
46
-
health
2 975
-
1 427
-
total
15 199
-
7 292
-
Corporate
-
30 500
-
-
income
-
6 710
-
-
total
-
6 710
-
-
Dividends
-
23 790
-
-
withholding
-
7 137
-
-
total
-
7 137
-
-
Income
30 500
30 500
30 500
30 500
Total tax
29 624
13 847
14 213
15 295
After tax
876
16 653
16 287
15 205
Living cost
33 947
33 947
33 947
33 947
Free-cash
-33 071
-17 294
-17 660
-18 742

Estimated living cost  is ₽33947 per week

₽22499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽19115
-₽16580
-₽19102
-₽99630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
5 945
social contributions
-
-
-
3 477
total
-
-
-
9 422
Employee
53 996
-
2 794
-
income
11 910
-
476
-
social contributions
4 428
-
631
-
total
16 338
-
1 107
-
Employer
53 996
-
2 794
-
social contributions
76 134
-
10 850
-
total
76 134
-
10 850
-
Corporate
-
30 500
-
-
income
-
6 710
-
-
total
-
6 710
-
-
Dividends
-
23 790
-
-
income
-
5 234
-
-
total
-
5 234
-
-
Income
30 500
30 500
30 500
30 500
Total tax
92 472
11 944
11 957
9 422
After tax
-61 972
18 556
18 543
21 078
Living cost
37 658
37 658
37 658
37 658
Free-cash
-99 630
-19 102
-19 115
-16 580

Estimated living cost  is ₽37658 per week

₽24434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3542
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽8813
-₽1983
-₽14958
-₽10445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 394
income
-
-
-
-
social contributions
-
-
-
4 897
health
-
-
-
801
total
-
-
-
5 698
Employee
63 501
63 501
63 501
-
income
6 668
5 878
6 952
-
social contributions
3 086
5 270
2 297
-
health
632
1 080
470
-
total
10 386
12 228
9 719
-
Employer
63 501
63 501
63 501
-
social contributions
3 086
5 270
2 297
-
health
688
1 175
512
-
total
3 774
6 445
2 809
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
14 160
18 673
12 528
5 698
After tax
16 340
11 827
17 972
24 802
Living cost
26 785
26 785
26 785
26 785
Free-cash
-10 445
-14 958
-8 813
-1 983

Estimated living cost  is ₽26785 per week

₽18310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
-₽9424
-₽6864
-₽7300
-₽15856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
5 823
pensions
-
-
-
1 389
total
-
-
-
7 212
Employee
41 387
-
27 684
-
income
7 537
-
5 183
-
health
540
-
259
-
pensions
3 159
-
1 514
-
total
11 236
-
6 956
-
Employer
41 387
-
27 684
-
pensions
4 181
-
2 290
-
health
787
-
526
-
total
4 968
-
2 816
-
Corporate
-
30 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
5 796
-
-
total
-
5 796
-
-
Dividends
-
24 704
-
-
withholding
-
1 852
-
-
total
-
1 852
-
-
Income
30 500
30 500
30 500
30 500
Total tax
16 204
7 648
9 772
7 212
After tax
14 296
22 852
20 728
23 288
Living cost
30 152
30 152
30 152
30 152
Free-cash
-15 856
-7 300
-9 424
-6 864

Estimated living cost  is ₽30152 per week

₽20684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽17864
-₽16050
-₽16833
-₽39089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
municipal
-
-
-
204
regional
-
-
-
392
national
-
-
-
5 211
social contributions
-
-
-
7 845
total
-
-
-
13 652
Employee
69 588
-
30 500
-
regional
1 051
-
349
-
social contributions
23 465
-
10 285
-
national
11 760
-
4 650
-
municipal
415
-
182
-
total
36 691
-
15 466
-
Employer
69 588
-
30 500
-
total
-
-
-
-
Corporate
-
30 500
-
-
nationa
-
7 320
-
-
municipal
-
1 470
-
-
total
-
8 790
-
-
Dividends
-
21 710
-
-
withholding
-
5 645
-
-
total
-
5 645
-
-
Income
30 500
30 500
30 500
30 500
Total tax
36 691
14 435
15 466
13 652
After tax
-6 191
16 065
15 034
16 848
Living cost
32 898
32 898
32 898
32 898
Free-cash
-39 089
-16 833
-17 864
-16 050

Estimated living cost  is ₽32898 per week

₽23109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
-₽1170
₽3312
-₽14806
-₽2215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 443
health
-
-
-
1 713
accident
-
-
-
198
pensions
-
-
-
3 267
other
-
-
-
291
total
-
-
-
9 912
Employee
27 176
-
25 336
-
income
3 728
-
3 476
-
health
3 112
-
2 901
-
pensions
3 060
-
2 853
-
total
9 900
-
9 230
-
Employer
27 176
-
25 336
-
unemployment
666
-
621
-
pensions
4 419
-
4 120
-
accident
454
-
423
-
total
5 539
-
5 164
-
Corporate
-
30 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
27 450
-
-
total
-
27 450
-
-
Dividends
-
3 050
-
-
withholding
-
580
-
-
total
-
580
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 439
28 030
14 394
9 912
After tax
15 061
2 470
16 106
20 588
Living cost
17 276
17 276
17 276
17 276
Free-cash
-2 215
-14 806
-1 170
3 312

Estimated living cost  is ₽17276 per week

₽12662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
-₽7671
-₽7671
-₽15997
-₽10589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
613
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 642
trade
-
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
34
total
-
-
-
6 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 089
-
30 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 379
-
613
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 642
-
5 642
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

186
-
34
-
total
9 207
-
6 289
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
30 500
-
-
chamber of commerce
-
171
-
-
income
-
4 574
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
252
-
-
trade
-
4 377
-
-
total
-
9 374
-
-
Dividends
-
21 125
-
-
withholding
-
4 968
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
273
-
-
total
-
5 241
-
-
Income
30 500
30 500
30 500
30 500
Total tax
9 207
14 615
6 289
6 289
After tax
21 293
15 885
24 211
24 211
Living cost
31 882
31 882
31 882
31 882
Free-cash
-10 589
-15 997
-7 671
-7 671

Estimated living cost  is ₽31882 per week

₽21993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3430
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽321
₽6146
₽7221
₽445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
30 500
microenterprise
-
-
-
4 574
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 600
surtax
-
-
-
-
total
-
-
-
7 174
Employee
24 131
-
24 579
-
income
4 296
-
4 375
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 655
-
2 703
-
surtax
-
-
-
-
total
6 951
-
7 078
-
Employer
24 131
-
24 579
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 813
-
5 921
-
surtax
-
-
-
-
total
5 813
-
5 921
-
Corporate
557
30 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

111
6 099
-
-
total
111
6 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

446
24 401
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 875
6 099
12 999
7 174
After tax
17 625
24 401
17 501
23 326
Living cost
17 180
17 180
17 180
17 180
Free-cash
445
7 221
321
6 146

Estimated living cost  is ₽17180 per week

₽10961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽5353
₽4488
₽8350
₽6595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 807
health
-
-
-
4 423
pensions
-
-
-
6 100
total
-
-
-
15 330
Employee
16 270
-
24 898
-
income
3 147
-
5 128
-
health
814
-
1 245
-
unemployment
163
-
249
-
pensions
1 464
-
2 241
-
total
5 588
-
8 863
-
Employer
16 270
-
24 898
-
unemployment
325
-
498
-
pensions
1 790
-
2 739
-
health
1 546
-
2 365
-
total
3 661
-
5 602
-
Corporate
10 568
30 500
-
-
income
2 325
6 710
-
-
total
2 325
6 710
-
-
Dividends
8 243
23 790
-
-
withholding
1 649
4 758
-
-
total
1 649
4 758
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 223
11 468
14 465
15 330
After tax
17 277
19 032
16 035
15 170
Living cost
10 682
10 682
10 682
10 682
Free-cash
6 595
8 350
5 353
4 488

Estimated living cost  is ₽10682 per week

₽6348
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽245
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
-₽1704
-₽984
₽636
-₽3165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 410
health
-
-
-
2 166
unemployment
-
-
-
188
surtax
-
-
-
72
pensions
-
-
-
6 099
other
-
-
-
-
total
-
-
-
12 935
Employee
27 810
-
25 197
-
other
-
-
-
-
income
4 662
-
4 223
-
health
710
-
643
-
unemployment
1 935
-
1 754
-
surtax
99
-
52
-
pensions
1 855
-
1 680
-
total
9 261
-
8 352
-
Employer
27 810
-
25 197
-
unemployment
882
-
799
-
pensions
3 708
-
3 358
-
other
-
-
-
-
health
1 265
-
1 146
-
total
5 855
-
5 303
-
Corporate
-
30 500
-
-
income
-
7 930
-
-
total
-
7 930
-
-
Dividends
-
22 570
-
-
withholding
-
3 385
-
-
total
-
3 385
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 116
11 315
13 655
12 935
After tax
15 384
19 185
16 845
17 565
Living cost
18 549
18 549
18 549
18 549
Free-cash
-3 165
636
-1 704
-984

Estimated living cost  is ₽18549 per week

₽11199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽15324
-₽9064
-₽14487
-₽16771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
55
chamber of commerce
-
-
-
122
health