Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 25000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽8062
₽3345
₽1262
₽2471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 700
unemployment
-
-
-
100
health
-
-
-
2 875
total
-
-
-
10 425
Employee
17 628
-
20 900
-
health
811
-
962
-
accident

We are using the highest rate at 1.1%.

194
-
230
-
income
1 763
-
2 090
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 548
-
1 835
-
total
4 316
-
5 117
-
Employer
17 628
-
20 900
-
accident

We are using the highest rate at 1.1%.

194
-
230
-
unemployment
105
-
125
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 943
-
2 303
-
health
1 217
-
1 441
-
total
3 459
-
4 099
-
Corporate
3 913
25 000
-
-
income
391
2 500
-
-
total
391
2 500
-
-
Dividends
3 522
22 500
-
-
withholding
176
1 125
-
-
total
176
1 125
-
-
Income
25 000
25 000
25 000
25 000
Total tax
8 342
3 625
9 216
10 425
After tax
16 658
21 375
15 784
14 575
Living cost
13 313
13 313
13 313
13 313
Free-cash
3 345
8 062
2 471
1 262

Estimated living cost  is ₽13313 per week

₽7772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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