Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 25000
per

Your estimated
City
free-cash

Dresden , Germany
-₽17914
-₽13862
-₽12774
-₽12774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4
total
-
-
-
6 999
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 861
-
25 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
4
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 086
-
54
-
total
8 087
-
6 999
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
206
-
-
income
-
3 750
-
-
trade
-
3 937
-
-
chamber of commerce
-
191
-
-
total
-
8 084
-
-
Dividends
-
16 915
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
212
-
-
withholding
-
3 843
-
-
total
-
4 055
-
-
Income
25 000
25 000
25 000
25 000
Total tax
8 087
12 139
6 999
6 999
After tax
16 913
12 861
18 001
18 001
Living cost
30 775
30 775
30 775
30 775
Free-cash
-13 862
-17 914
-12 774
-12 774

Estimated living cost  is ₽30775 per week

₽19358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽35668
-₽61686
-₽33754
-₽33557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
municipal
-
-
-
1 654
pensions
-
-
-
3 000
national
-
-
-
2 563
social contributions
-
-
-
269
total
-
-
-
7 486
Employee
79 474
-
21 612
-
municipal
9 816
-
1 751
-
pensions
3 179
-
864
-
national
15 211
-
2 713
-
total
28 206
-
5 328
-
Employer
79 474
-
21 612
-
social contributions
854
-
232
-
pensions
6 358
-
1 729
-
total
7 212
-
1 961
-
Corporate
-
25 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 000
-
-
total
-
5 000
-
-
Dividends
-
20 000
-
-
withholding
-
4 400
-
-
total
-
4 400
-
-
Income
25 000
25 000
25 000
25 000
Total tax
35 418
9 400
7 289
7 486
After tax
-10 418
15 600
17 711
17 514
Living cost
51 268
51 268
51 268
51 268
Free-cash
-61 686
-35 668
-33 557
-33 754

Estimated living cost  is ₽51268 per week

₽34846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽767
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
-₽1138
-₽11840
-₽3087
-₽6792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
25 000
microenterprise
-
-
-
3 750
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 199
total
-
-
-
6 949
Employee
29 689
-
20 147
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 266
-
2 215
-
surtax
-
-
-
-
income
5 285
-
3 586
-
total
8 551
-
5 801
-
Employer
29 689
-
20 147
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 151
-
4 853
-
surtax
-
-
-
-
total
7 151
-
4 853
-
Corporate
-
25 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

-
5 000
-
-
total
-
5 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

-
20 000
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
15 702
5 000
10 654
6 949
After tax
9 298
20 000
14 346
18 051
Living cost
21 138
21 138
21 138
21 138
Free-cash
-11 840
-1 138
-6 792
-3 087

Estimated living cost  is ₽21138 per week

₽13485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽70191
-₽75895
-₽28150
-₽75895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
2 250
pensions
-
-
-
4 500
health
-
-
-
3 837
total
-
-
-
10 587
Employee
86 765
86 765
86 765
-
health
13 318
11 328
13 318
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
14 202
-
pensions
15 618
11 904
15 618
-
total
43 138
37 434
43 138
-
Employer
86 765
86 765
86 765
-
unemployment
3 124
3 124
3 124
-
pensions
6 039
6 039
6 039
-
health
6 031
6 031
6 031
-
total
15 194
15 194
15 194
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
58 332
52 628
58 332
10 587
After tax
-33 332
-27 628
-33 332
14 413
Living cost
42 563
42 563
42 563
42 563
Free-cash
-75 895
-70 191
-75 895
-28 150

Estimated living cost  is ₽42563 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽25503
-₽48319
-₽26690
-₽25803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
municipal
-
-
-
5 295
accident
-
-
-
50
pensions
-
-
-
2 702
other
-
-
-
2 905
unemployment
-
-
-
25
health
-
-
-
1 560
national
-
-
-
-
total
-
-
-
12 537
Employee
55 789
-
19 023
-
municipal
16 636
-
5 673
-
national
-
-
-
-
total
16 636
-
5 673
-
Employer
55 789
-
19 023
-
accident
112
-
38
-
other
6 483
-
2 211
-
unemployment
1 473
-
502
-
pensions
6 031
-
2 056
-
health
3 431
-
1 170
-
total
17 530
-
5 977
-
Corporate
-
25 000
-
-
income
-
5 500
-
-
total
-
5 500
-
-
Dividends
-
19 500
-
-
withholding
-
5 850
-
-
total
-
5 850
-
-
Income
25 000
25 000
25 000
25 000
Total tax
34 166
11 350
11 650
12 537
After tax
-9 166
13 650
13 350
12 463
Living cost
39 153
39 153
39 153
39 153
Free-cash
-48 319
-25 503
-25 803
-26 690

Estimated living cost  is ₽39153 per week

₽25949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽27178
-₽26525
-₽21913
-₽21913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4
total
-
-
-
6 999
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 525
-
25 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
4
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 427
-
54
-
total
11 611
-
6 999
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
206
-
-
income
-
3 750
-
-
trade
-
4 113
-
-
chamber of commerce
-
189
-
-
total
-
8 258
-
-
Dividends
-
16 742
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
208
-
-
withholding
-
3 798
-
-
total
-
4 006
-
-
Income
25 000
25 000
25 000
25 000
Total tax
11 611
12 264
6 999
6 999
After tax
13 389
12 736
18 001
18 001
Living cost
39 914
39 914
39 914
39 914
Free-cash
-26 525
-27 178
-21 913
-21 913

Estimated living cost  is ₽39914 per week

₽26695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4209
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8414
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽30929
-₽25374
-₽14965
-₽22047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 625
income
-
-
-
-
health
-
-
-
985
social contributions
-
-
-
6 025
total
-
-
-
7 010
Employee
78 128
78 128
78 128
-
social contributions
3 796
6 484
2 186
-
health
777
1 328
447
-
income
8 204
7 232
8 785
-
total
12 777
15 044
11 418
-
Employer
78 128
78 128
78 128
-
social contributions
3 796
6 484
2 186
-
health
846
1 446
488
-
total
4 642
7 930
2 674
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
17 419
22 974
14 092
7 010
After tax
7 581
2 026
10 908
17 990
Living cost
32 955
32 955
32 955
32 955
Free-cash
-25 374
-30 929
-22 047
-14 965

Estimated living cost  is ₽32955 per week

₽22528
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
-₽4039
-₽6749
-₽1085
-₽3911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 056
pensions
-
-
-
2 500
unemployment
-
-
-
375
health
-
-
-
1 750
total
-
-
-
7 681
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 567
10 573
20 921
-
health
1 860
740
1 464
-
income
3 248
1 293
2 558
-
pensions
2 657
1 057
2 092
-
unemployment
399
159
314
-
total
8 164
3 249
6 428
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 567
10 573
20 921
-
pensions
5 181
2 062
4 079
-
total
5 181
2 062
4 079
-
Corporate
-
12 365
-
-
income
-
1 113
-
-
total
-
1 113
-
-
Dividends
-
11 252
-
-
social contributions
-
2 073
-
-
withholding
-
2 138
-
-
total
-
4 211
-
-
Income
25 000
25 000
25 000
25 000
Total tax
13 345
10 635
10 507
7 681
After tax
11 655
14 365
14 493
17 319
Living cost
18 404
18 404
18 404
18 404
Free-cash
-6 749
-4 039
-3 911
-1 085

Estimated living cost  is ₽18404 per week

₽12559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
-₽4541
-₽13566
-₽8829
-₽7818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
1 035
pensions
-
-
-
5 002
health
-
-
-
3 251
total
-
-
-
9 288
Employee
28 823
-
18 683
-
income
3 245
-
1 288
-
pensions
577
-
374
-
unemployment
461
-
299
-
total
4 283
-
1 961
-
Employer
28 823
-
18 683
-
unemployment
231
-
150
-
pensions
5 765
-
3 737
-
health
3 746
-
2 429
-
total
9 742
-
6 316
-
Corporate
-
25 000
-
-
income
-
5 000
-
-
total
-
5 000
-
-
Dividends
-
20 000
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
14 025
5 000
8 277
9 288
After tax
10 975
20 000
16 723
15 712
Living cost
24 541
24 541
24 541
24 541
Free-cash
-13 566
-4 541
-7 818
-8 829

Estimated living cost  is ₽24541 per week

₽16833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽20168
-₽17025
-₽7409
-₽8992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
255
income
-
-
-
3 190
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
10 216
Employee
34 910
-
20 767
-
health
3 997
-
2 378
-
income
4 789
-
2 849
-
pensions
3 931
-
2 339
-
total
12 717
-
7 566
-
Employer
34 910
-
20 767
-
accident
583
-
347
-
unemployment
855
-
509
-
pensions
5 677
-
3 377
-
total
7 115
-
4 233
-
Corporate
-
25 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 500
-
-
total
-
22 500
-
-
Dividends
-
2 500
-
-
withholding
-
475
-
-
total
-
475
-
-
Income
25 000
25 000
25 000
25 000
Total tax
19 832
22 975
11 799
10 216
After tax
5 168
2 025
13 201
14 784
Living cost
22 193
22 193
22 193
22 193
Free-cash
-17 025
-20 168
-8 992
-7 409

Estimated living cost  is ₽22193 per week

₽16265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽14489
₽12753
₽15489
₽10739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
250
total
-
-
-
250
Employee
11 576
-
25 000
-
income
2 315
-
5 000
-
total
2 315
-
5 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

13 424
25 000
-
-
total
-
-
-
-
Dividends
13 424
25 000
-
-
withholding
671
1 250
-
-
total
671
1 250
-
-
Income
25 000
25 000
25 000
25 000
Total tax
2 986
1 250
5 000
250
After tax
22 014
23 750
20 000
24 750
Living cost
9 261
9 261
9 261
9 261
Free-cash
12 753
14 489
10 739
15 489

Estimated living cost  is ₽9261 per week

₽5739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
-₽8705
-₽21188
-₽13538
-₽12423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 176
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 000
other
-
-
-
1 188
health
-
-
-
1 101
total
-
-
-
11 465
Employee
36 891
-
19 966
-
health
517
-
280
-
income
6 351
-
3 436
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 582
-
1 398
-
unemployment
368
-
201
-
total
9 818
-
5 315
-
Employer
36 891
-
19 966
-
accident
295
-
160
-
other
1 845
-
999
-
unemployment
368
-
201
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 272
-
3 395
-
health
517
-
280
-
total
9 297
-
5 035
-
Corporate
-
25 000
-
-
income
-
5 250
-
-
total
-
5 250
-
-
Dividends
-
19 750
-
-
withholding
-
1 382
-
-
total
-
1 382
-
-
Income
25 000
25 000
25 000
25 000
Total tax
19 115
6 632
10 350
11 465
After tax
5 885
18 368
14 650
13 535
Living cost
27 073
27 073
27 073
27 073
Free-cash
-21 188
-8 705
-12 423
-13 538

Estimated living cost  is ₽27073 per week

₽19129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽49678
-₽85054
-₽48843
-₽50272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
4 891
pensions
-
-
-
543
total
-
-
-
5 434
Employee
96 788
-
23 274
-
health
1 595
-
88
-
income
17 447
-
4 535
-
pensions
9 337
-
516
-
total
28 379
-
5 139
-
Employer
96 788
-
23 274
-
pensions
11 428
-
1 282
-
health
1 838
-
442
-
total
13 266
-
1 724
-
Corporate
-
25 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 751
-
-
total
-
4 751
-
-
Dividends
-
20 249
-
-
withholding
-
1 518
-
-
total
-
1 518
-
-
Income
25 000
25 000
25 000
25 000
Total tax
41 645
6 269
6 863
5 434
After tax
-16 645
18 731
18 137
19 566
Living cost
68 409
68 409
68 409
68 409
Free-cash
-85 054
-49 678
-50 272
-48 843

Estimated living cost  is ₽68409 per week

₽51260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8038
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽8053
₽3335
₽1252
₽2462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 700
unemployment
-
-
-
100
health
-
-
-
2 876
total
-
-
-
10 426
Employee
17 641
-
20 900
-
health
811
-
961
-
accident

We are using the highest rate at 1.1%.

194
-
230
-
income
1 764
-
2 090
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 549
-
1 835
-
total
4 318
-
5 116
-
Employer
17 641
-
20 900
-
accident

We are using the highest rate at 1.1%.

194
-
230
-
unemployment
105
-
125
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 944
-
2 303
-
health
1 218
-
1 442
-
total
3 461
-
4 100
-
Corporate
3 898
25 000
-
-
income
389
2 500
-
-
total
389
2 500
-
-
Dividends
3 509
22 500
-
-
withholding
175
1 125
-
-
total
175
1 125
-
-
Income
25 000
25 000
25 000
25 000
Total tax
8 343
3 625
9 216
10 426
After tax
16 657
21 375
15 784
14 574
Living cost
13 322
13 322
13 322
13 322
Free-cash
3 335
8 053
2 462
1 252

Estimated living cost  is ₽13322 per week

₽7778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽83969
-₽85693
-₽41928
-₽89673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
2 250
pensions
-
-
-
4 500
health
-
-
-
3 837
total
-
-
-
10 587
Employee
94 199
86 765
86 765
-
health
11 752
11 328
13 318
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
14 202
-
pensions
11 904
11 904
15 618
-
total
37 858
37 434
43 138
-
Employer
94 199
86 765
86 765
-
unemployment
3 392
3 124
3 124
-
pensions
6 556
6 039
6 039
-
health
6 546
6 031
6 031
-
total
16 494
15 194
15 194
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
54 352
52 628
58 332
10 587
After tax
-29 352
-27 628
-33 332
14 413
Living cost
56 341
56 341
56 341
56 341
Free-cash
-85 693
-83 969
-89 673
-41 928

Estimated living cost  is ₽56341 per week

₽41561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽646
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
-₽7062
-₽22834
-₽12098
-₽11588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
2 149
health
-
-
-
3 375
solidarity contribution
-
-
-
-
social contributions
-
-
-
7 300
total
-
-
-
12 824
Employee
35 697
-
18 657
-
social contributions
2 320
-
1 213
-
health
4 819
-
2 519
-
solidarity contribution
-
-
-
-
income
4 284
-
2 239
-
total
11 423
-
5 971
-
Employer
35 697
-
18 657
-
social contributions
8 924
-
4 664
-
health
3 213
-
1 679
-
total
12 137
-
6 343
-
Corporate
-
25 000
-
-
income
-
4 750
-
-
total
-
4 750
-
-
Dividends
-
20 250
-
-
withholding
-
3 038
-
-
total
-
3 038
-
-
Income
25 000
25 000
25 000
25 000
Total tax
23 560
7 788
12 314
12 824
After tax
1 440
17 212
12 686
12 176
Living cost
24 274
24 274
24 274
24 274
Free-cash
-22 834
-7 062
-11 588
-12 098

Estimated living cost  is ₽24274 per week

₽16861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽29534
-₽65299
-₽30033
-₽31871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
municipal
-
-
-
137
regional
-
-
-
210
national
-
-
-
3 939
social contributions
-
-
-
7 874
total
-
-
-
12 160
Employee
90 299
-
25 000
-
social contributions
30 449
-
10 323
-
regional
852
-
181
-
municipal
478
-
118
-
national
15 647
-
3 376
-
total
47 426
-
13 998
-
Employer
90 299
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
nationa
-
6 000
-
-
municipal
-
976
-
-
total
-
6 976
-
-
Dividends
-
18 024
-
-
withholding
-
4 685
-
-
total
-
4 685
-
-
Income
25 000
25 000
25 000
25 000
Total tax
47 426
11 661
13 998
12 160
After tax
-22 426
13 339
11 002
12 840
Living cost
42 873
42 873
42 873
42 873
Free-cash
-65 299
-29 534
-31 871
-30 033

Estimated living cost  is ₽42873 per week

₽29886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
-₽6696
-₽15672
-₽8026
-₽8572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 600
pensions
-
-
-
5 000
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
1 774
surtax
-
-
-
-
total
-
-
-
10 605
Employee
33 600
-
20 650
-
other
-
-
-
-
health
858
-
526
-
surtax
110
-
-
-
income
5 632
-
3 463
-
pensions
2 240
-
1 377
-
unemployment
2 339
-
1 436
-
total
11 179
-
6 802
-
Employer
33 600
-
20 650
-
other
-
-
-
-
unemployment
1 064
-
656
-
pensions
4 479
-
2 753
-
health
1 529
-
941
-
total
7 072
-
4 350
-
Corporate
-
25 000
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
18 500
-
-
withholding
-
2 775
-
-
total
-
2 775
-
-
Income
25 000
25 000
25 000
25 000
Total tax
18 251
9 275
11 152
10 605
After tax
6 749
15 725
13 848
14 395
Living cost
22 420
22 420
22 420
22 420
Free-cash
-15 672
-6 696
-8 572
-8 026

Estimated living cost  is ₽22420 per week

₽13709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽28004
-₽48119
-₽27169
-₽28598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
4 891
pensions
-
-
-
543
total
-
-
-
5 434
Employee
64 865
-
23 274
-
health
942
-
88
-
income
11 682
-
4 535
-
pensions
5 506
-
516
-
total
18 130
-
5 139
-
Employer
64 865
-
23 274
-
pensions
7 022
-
1 282
-
health
1 232
-
442
-
total
8 254
-
1 724
-
Corporate
-
25 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 751
-
-
total
-
4 751
-
-
Dividends
-
20 249
-
-
withholding
-
1 518
-
-
total
-
1 518
-
-
Income
25 000
25 000
25 000
25 000
Total tax
26 384
6 269
6 863
5 434
After tax
-1 384
18 731
18 137
19 566
Living cost
46 735
46 735
46 735
46 735
Free-cash
-48 119
-28 004
-28 598
-27 169

Estimated living cost  is ₽46735 per week

₽35014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽66183
-₽74482
-₽56100
-₽59017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
city
-
-
-
261
pensions
-
-
-
2 300
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
500
regional
-
-
-
171
health
-
-
-
253
national
-
-
-
-
total
-
-
-
3 485
Employee
90 829
-
21 508
-
city
975
-
219
-
regional
2 974
-
102
-
health
205
-
48
-
pensions
7 631
-
2 777
-
unemployment
-
-
-
-
national
430
-
-
-
total
12 215
-
3 146
-
Employer
90 829
-
21 508
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
431
-
unemployment
-
-
-
-
pensions
7 631
-
2 777
-
health
205
-
48
-
total
9 652
-
3 256
-
Corporate
-
25 000
-
-
regional
-
5 287
-
-
national
-
2 125
-
-
total
-
7 412
-
-
Dividends
-
17 588
-
-
withholding
-
6 156
-
-
total
-
6 156
-
-
Income
25 000
25 000
25 000
25 000
Total tax
21 867
13 568
6 402
3 485
After tax
3 133
11 432
18 598
21 515
Living cost
77 615
77 615
77 615
77 615
Free-cash
-74 482
-66 183
-59 017
-56 100

Estimated living cost  is ₽77615 per week

₽50472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽33940
-₽36061
-₽28544
-₽28544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4
total
-
-
-
6 999
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

61 062
-
25 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
-
4
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 180
-
54
-
total
14 516
-
6 999
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
206
-
-
income
-
3 750
-
-
trade
-
4 288
-
-
chamber of commerce
-
189
-
-
total
-
8 433
-
-
Dividends
-
16 566
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
206
-
-
withholding
-
3 756
-
-
total
-
3 962
-
-
Income
25 000
25 000
25 000
25 000
Total tax
14 516
12 395
6 999
6 999
After tax
10 484
12 605
18 001
18 001
Living cost
46 545
46 545
46 545
46 545
Free-cash
-36 061
-33 940
-28 544
-28 544

Estimated living cost  is ₽46545 per week

₽33995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽22162
-₽32065
-₽19630
-₽18411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
-
pensions
-
-
-
8 108
other
-
-
-
775
health
-
-
-
272
surtax
-
-
-
-
social contributions
-
-
-
713
total
-
-
-
9 868
Employee
43 485
-
19 050
-
social contributions
1 240
-
544
-
surtax
-
-
-
-
income
2 566
-
-
-
pensions
4 917
-
2 156
-
total
8 723
-
2 700
-
Employer
43 485
-
19 050
-
other
1 500
-
657
-
social contributions
131
-
58
-
unemployment
1 760
-
771
-
pensions
7 144
-
3 129
-
health
3 045
-
1 334
-
total
13 580
-
5 949
-
Corporate
-
25 000
-
-
surtax
-
-
-
-
income
-
6 999
-
-
total
-
6 999
-
-
Dividends
-
18 001
-
-
surtax
-
-
-
-
social contributions
-
3 097
-
-
withholding
-
2 304
-
-
total
-
5 401
-
-
Income
25 000
25 000
25 000
25 000
Total tax
22 303
12 400
8 649
9 868
After tax
2 697
12 600
16 351
15 132
Living cost
34 762
34 762
34 762
34 762
Free-cash
-32 065
-22 162
-18 411
-19 630

Estimated living cost  is ₽34762 per week

₽21919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽18718
-₽25938
-₽16186
-₽14967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
-
pensions
-
-
-
8 108
other
-
-
-
775
health
-
-
-
272
surtax
-
-
-
-
social contributions
-
-
-
713
total
-
-
-
9 868
Employee
38 816
-
19 050
-
social contributions
1 107
-
544
-
surtax
-
-
-
-
income
2 001
-
-
-
pensions
4 390
-
2 156
-
total
7 498
-
2 700
-
Employer
38 816
-
19 050
-
other
1 340
-
657
-
social contributions
116
-
58
-
unemployment
1 571
-
771
-
pensions
6 378
-
3 129
-
health
2 717
-
1 334
-
total
12 122
-
5 949
-
Corporate
-
25 000
-
-
surtax
-
-
-
-
income
-
6 999
-
-
total
-
6 999
-
-
Dividends
-
18 001
-
-
surtax
-
-
-
-
social contributions
-
3 097
-
-
withholding
-
2 304
-
-
total
-
5 401
-
-
Income
25 000
25 000
25 000
25 000
Total tax
19 620
12 400
8 649
9 868
After tax
5 380
12 600
16 351
15 132
Living cost
31 318
31 318
31 318
31 318
Free-cash
-25 938
-18 718
-14 967
-16 186

Estimated living cost  is ₽31318 per week

₽18163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9380
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
-₽6293
-₽12119
-₽5489
-₽8923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 750
health
-
-
-
1 745
social contributions
-
-
-
3 449
total
-
-
-
8 944
Employee
34 450
-
25 000
-
social contributions
4 755
-
3 449
-
health
2 404
-
1 745
-
income
5 746
-
7 184
-
total
12 905
-
12 378
-
Employer
34 450
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

-
1 249
-
-
total
-
1 249
-
-
Dividends
-
23 751
-
-
health
897
1 658
-
-
social contributions
1 772
3 278
-
-
withholding
-
3 563
-
-
total
2 669
8 499
-
-
Income
25 000
25 000
25 000
25 000
Total tax
15 574
9 748
12 378
8 944
After tax
9 426
15 252
12 622
16 056
Living cost
21 545
21 545
21 545
21 545
Free-cash
-12 119
-6 293
-8 923
-5 489

Estimated living cost  is ₽21545 per week

₽14418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽33940
-₽41551
-₽23873
-₽28865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
chamber of commerce
-
-
-
100
income
-
-
-
-
pensions
-
-
-
4 626
unemployment
-
-
-
6 232
health
-
-
-
1 913
surtax
-
-
-
201
total
-
-
-
13 072
Employee
50 777
40 491
40 491
-
other
507
405
179
-
health
1 965
1 568
696
-
income
5 781
2 987
4 259
-
pensions
5 200
4 145
1 841
-
unemployment
1 523
1 215
540
-
total
14 976
10 320
7 515
-
Employer
50 777
40 491
40 491
-
accident
659
526
233
-
other
2 412
1 922
1 731
-
chamber of commerce
202
162
162
-
unemployment
1 523
1 215
540
-
surtax
201
201
201
-
pensions
6 372
5 083
2 256
-
payroll
1 523
1 215
1 215
-
health
1 918
1 531
679
-
total
14 810
11 855
7 017
-
Corporate
3 856
3 856
14 127
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

964
964
3 532
-
total
964
964
3 532
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
30 750
23 139
18 064
13 072
After tax
-5 750
1 861
6 936
11 928
Living cost
35 801
35 801
35 801
35 801
Free-cash
-41 551
-33 940
-28 865
-23 873

Estimated living cost  is ₽35801 per week

₽23878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽22745
-₽68834
-₽23491
-₽25431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
national
-
-
-
4 911
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 178
social contributions
-
-
-
5 356
total
-
-
-
11 445
Employee

The minimum management director salary is set at €45,000 per year.

72 678
-
19 364
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 791
-
1 010
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 415
-
910
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 451
-
1 452
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

632
-
168
-
national
22 344
-
4 209
-
total
35 633
-
7 749
-
Employer

The minimum management director salary is set at €45,000 per year.

72 678
-
19 364
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
251
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 060
-
283
-
surtax
8 241
-
2 194
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 440
-
1 716
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 469
-
1 192
-
total
21 155
-
5 636
-
Corporate
-
25 000
-
-
surtax
-
100
-
-
income
-
5 000
-
-
total
-
5 100
-
-
Dividends
-
19 900
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 599
-
-
total
-
5 599
-
-
Income
25 000
25 000
25 000
25 000
Total tax
56 788
10 699
13 385
11 445
After tax
-31 788
14 301
11 615
13 555
Living cost
37 046
37 046
37 046
37 046
Free-cash
-68 834
-22 745
-25 431
-23 491

Estimated living cost  is ₽37046 per week

₽23862
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9365
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽19673
-₽41697
-₽22517
-₽26950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
226
income
-
-
-
3 324
pensions
-
-
-
7 074
other
-
-
-
25
unemployment
-
-
-
175
total
-
-
-
10 824
Employee
50 576
-
14 183
-
other
50
-
35
-
income
10 671
-
2 285
-
pensions
2 377
-
1 595
-
unemployment
785
-
526
-
total
13 883
-
4 441
-
Employer
50 576
-
14 183
-
accident
1 001
-
671
-
other
403
-
272
-
unemployment
2 782
-
1 866
-
pensions
11 935
-
8 007
-
total
16 121
-
10 816
-
Corporate
-
25 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 750
-
-
total
-
3 750
-
-
Dividends
-
21 250
-
-
withholding
-
4 230
-
-
total
-
4 230
-
-
Income
25 000
25 000
25 000
25 000
Total tax
30 004
7 980
15 257
10 824
After tax
-5 004
17 020
9 743
14 176
Living cost
36 693
36 693
36 693
36 693
Free-cash
-41 697
-19 673
-26 950
-22 517

Estimated living cost  is ₽36693 per week

₽27021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽38112
-₽61137
-₽42937
-₽42939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
436
income
-
-
-
-
pensions
-
-
-
7 736
health
-
-
-
3 625
surtax
-
-
-
924
communal
-
-
-
-
total
-
-
-
12 721
Employee
76 944
-
19 221
-
health
3 424
-
2 152
-
surtax
4 716
-
924
-
income
7 432
-
-
-
pensions
6 155
-
3 868
-
total
21 727
-
6 944
-
Employer
76 944
-
19 221
-
accident
692
-
436
-
pensions
6 155
-
3 868
-
health
2 347
-
1 475
-
total
9 194
-
5 779
-
Corporate
-
25 000
-
-
surtax
-
262
-
-
communal
-
-
-
-
income
-
3 750
-
-
total
-
4 012
-
-
Dividends
-
20 988
-
-
income
-
735
-
-
withholding
-
3 149
-
-
total
-
3 884
-
-
Income
25 000
25 000
25 000
25 000
Total tax
30 921
7 896
12 723
12 721
After tax
-5 921
17 104
12 277
12 279
Living cost
55 216
55 216
55 216
55 216
Free-cash
-61 137
-38 112
-42 939
-42 937

Estimated living cost  is ₽55216 per week

₽41420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
-₽7096
-₽16419
-₽8426
-₽8973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 600
pensions
-
-
-
5 000
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
1 774
surtax
-
-
-
-
total
-
-
-
10 605
Employee
34 217
-
20 650
-
other
-
-
-
-
health
873
-
526
-
surtax
121
-
-
-
income
5 736
-
3 463
-
pensions
2 283
-
1 377
-
unemployment
2 381
-
1 436
-
total
11 394
-
6 802
-
Employer
34 217
-
20 650
-
other
-
-
-
-
unemployment
1 086
-
656
-
pensions
4 562
-
2 753
-
health
1 556
-
941
-
total
7 204
-
4 350
-
Corporate
-
25 000
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
18 500
-
-
withholding
-
2 775
-
-
total
-
2 775
-
-
Income
25 000
25 000
25 000
25 000
Total tax
18 598
9 275
11 152
10 605
After tax
6 402
15 725
13 848
14 395
Living cost
22 821
22 821
22 821
22 821
Free-cash
-16 419
-7 096
-8 973
-8 426

Estimated living cost  is ₽22821 per week

₽13778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽14230
-₽31362
-₽14667
-₽16486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
municipal
-
-
-
137
regional
-
-
-
347
national
-
-
-
3 939
social contributions
-
-
-
7 874
total
-
-
-
12 297
Employee
56 361
-
25 000
-
social contributions
19 005
-
10 323
-
regional
759
-
299
-
municipal
299
-
118
-
national
8 929
-
3 376
-
total
28 992
-
14 116
-
Employer
56 361
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
nationa
-
6 000
-
-
municipal
-
1 242
-
-
total
-
7 242
-
-
Dividends
-
17 758
-
-
withholding
-
4 618
-
-
total
-
4 618
-
-
Income
25 000
25 000
25 000
25 000
Total tax
28 992
11 860
14 116
12 297
After tax
-3 992
13 140
10 884
12 703
Living cost
27 370
27 370
27 370
27 370
Free-cash
-31 362
-14 230
-16 486
-14 667

Estimated living cost  is ₽27370 per week

₽17021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽12700
-₽33943
-₽17736
-₽17226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
2 149
health
-
-
-
3 375
solidarity contribution
-
-
-
-
social contributions
-
-
-
7 300
total
-
-
-
12 824
Employee
43 988
-
18 657
-
social contributions
2 859
-
1 213
-
health
5 938
-
2 519
-
solidarity contribution
-
-
-
-
income
5 278
-
2 239
-
total
14 075
-
5 971
-
Employer
43 988
-
18 657
-
social contributions
10 997
-
4 664
-
health
3 959
-
1 679
-
total
14 956
-
6 343
-
Corporate
-
25 000
-
-
income
-
4 750
-
-
total
-
4 750
-
-
Dividends
-
20 250
-
-
withholding
-
3 038
-
-
total
-
3 038
-
-
Income
25 000
25 000
25 000
25 000
Total tax
29 031
7 788
12 314
12 824
After tax
-4 031
17 212
12 686
12 176
Living cost
29 912
29 912
29 912
29 912
Free-cash
-33 943
-12 700
-17 226
-17 736

Estimated living cost  is ₽29912 per week

₽22244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1657
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽30353
-₽33157
-₽20286
-₽25376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
chamber of commerce
-
-
-
100
income
-
-
-
-
pensions
-
-
-
4 626
unemployment
-
-
-
6 232
health
-
-
-
1 913
surtax
-
-
-
-
total
-
-
-
12 871
Employee
44 414
40 491
40 491
-
other
443
405
181
-
health
1 718
1 568
702
-
income
3 957
2 987
4 250
-
pensions
4 548
4 145
1 859
-
unemployment
1 332
1 215
544
-
total
11 998
10 320
7 536
-
Employer
44 414
40 491
40 491
-
accident
577
526
235
-
other
2 109
1 922
1 733
-
chamber of commerce
177
162
162
-
unemployment
1 332
1 215
544
-
surtax
-
-
-
-
pensions
5 574
5 083
2 277
-
payroll
1 332
1 215
1 215
-
health
1 679
1 531
686
-
total
12 780
11 654
6 852
-
Corporate
3 856
3 856
14 291
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

964
964
3 573
-
total
964
964
3 573
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
25 742
22 938
17 961
12 871
After tax
-742
2 062
7 039
12 129
Living cost
32 415
32 415
32 415
32 415
Free-cash
-33 157
-30 353
-25 376
-20 286

Estimated living cost  is ₽32415 per week

₽19445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽9318
₽6612
₽10318
₽5568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
250
total
-
-
-
250
Employee
18 040
-
25 000
-
income
3 608
-
5 000
-
total
3 608
-
5 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

6 960
25 000
-
-
total
-
-
-
-
Dividends
6 960
25 000
-
-
withholding
348
1 250
-
-
total
348
1 250
-
-
Income
25 000
25 000
25 000
25 000
Total tax
3 956
1 250
5 000
250
After tax
21 044
23 750
20 000
24 750
Living cost
14 432
14 432
14 432
14 432
Free-cash
6 612
9 318
5 568
10 318

Estimated living cost  is ₽14432 per week

₽9766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
-₽10040
-₽26925
-₽12455
-₽13251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
25 000
income
-
-
-
3 142
pensions
-
-
-
4 566
unemployment
-
-
-
37
health
-
-
-
2 458
total
-
-
-
10 203
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 929
-
21 632
-
health
2 902
-
1 398
-
income
7 748
-
2 849
-
pensions
6 964
-
3 353
-
unemployment
64
-
31
-
total
17 678
-
7 631
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 929
-
21 632
-
unemployment
27
-
13
-
pensions
3 976
-
1 915
-
health
2 992
-
1 440
-
total
6 995
-
3 368
-
Corporate
-
25 000
-
-
income
-
4 751
-
-
total
-
4 751
-
-
Dividends
-
20 249
-
-
withholding
-
3 037
-
-
total
-
3 037
-
-
Income
25 000
25 000
25 000
25 000
Total tax
24 673
7 788
10 999
10 203
After tax
327
17 212
14 001
14 797
Living cost
27 252
27 252
27 252
27 252
Free-cash
-26 925
-10 040
-13 251
-12 455

Estimated living cost  is ₽27252 per week

₽18703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽28690
-₽126702
-₽26623
-₽33792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
4 873
social contributions
-
-
-
2 850
total
-
-
-
7 723
Employee
62 947
-
7 585
-
social contributions
5 162
-
736
-
income
13 885
-
1 507
-
total
19 047
-
2 243
-
Employer
62 947
-
7 585
-
social contributions
88 755
-
12 649
-
total
88 755
-
12 649
-
Corporate
-
25 000
-
-
income
-
5 500
-
-
total
-
5 500
-
-
Dividends
-
19 500
-
-
income
-
4 290
-
-
total
-
4 290
-
-
Income
25 000
25 000
25 000
25 000
Total tax
107 802
9 790
14 892
7 723
After tax
-82 802
15 210
10 108
17 277
Living cost
43 900
43 900
43 900
43 900
Free-cash
-126 702
-28 690
-33 792
-26 623

Estimated living cost  is ₽43900 per week

₽28484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10728
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽17650
-₽32828
-₽17018
-₽16862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 000
income
-
-
-
1 460
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 688
total
-
-
-
10 148
Employee
46 730
-
20 201
-
social contributions
5 140
-
2 221
-
surtax
-
-
-
-
income
9 720
-
2 974
-
total
14 860
-
5 195
-
Employer
46 730
-
20 201
-
social contributions
11 098
-
4 797
-
total
11 098
-
4 797
-
Corporate
-
25 000
-
-
surtax
-
-
-
-
income
-
5 250
-
-
total
-
5 250
-
-
Dividends
-
19 750
-
-
withholding
-
5 530
-
-
total
-
5 530
-
-
Income
25 000
25 000
25 000
25 000
Total tax
25 958
10 780
9 992
10 148
After tax
-958
14 220
15 008
14 852
Living cost
31 870
31 870
31 870
31 870
Free-cash
-32 828
-17 650
-16 862
-17 018

Estimated living cost  is ₽31870 per week

₽23845
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽36473
-₽58510
-₽33941
-₽32722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
-
pensions
-
-
-
8 108
other
-
-
-
775
health
-
-
-
272
surtax
-
-
-
-
social contributions
-
-
-
713
total
-
-
-
9 868
Employee
63 636
-
19 050
-
social contributions
1 812
-
544
-
surtax
-
-
-
-
income
5 552
-
-
-
pensions
7 198
-
2 156
-
total
14 562
-
2 700
-
Employer
63 636
-
19 050
-
other
2 196
-
657
-
social contributions
191
-
58
-
unemployment
2 578
-
771
-
pensions
10 456
-
3 129
-
health
4 454
-
1 334
-
total
19 875
-
5 949
-
Corporate
-
25 000
-
-
surtax
-
-
-
-
income
-
6 999
-
-
total
-
6 999
-
-
Dividends
-
18 001
-
-
surtax
-
-
-
-
social contributions
-
3 097
-
-
withholding
-
2 304
-
-
total
-
5 401
-
-
Income
25 000
25 000
25 000
25 000
Total tax
34 437
12 400
8 649
9 868
After tax
-9 437
12 600
16 351
15 132
Living cost
49 073
49 073
49 073
49 073
Free-cash
-58 510
-36 473
-32 722
-33 941

Estimated living cost  is ₽49073 per week

₽33212
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4014
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
-₽8043
-₽12728
-₽11043
-₽10305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
-
social contributions
-
-
-
5 501
total
-
-
-
5 501
Employee
32 665
-
21 645
-
income
-
-
-
-
social contributions
2 123
-
1 408
-
total
2 123
-
1 408
-
Employer
32 665
-
21 645
-
social contributions
5 063
-
3 355
-
total
5 063
-
3 355
-
Corporate
-
25 000
-
-
income
-
2 501
-
-
total
-
2 501
-
-
Dividends
-
22 499
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
7 186
2 501
4 763
5 501
After tax
17 814
22 499
20 237
19 499
Living cost
30 542
30 542
30 542
30 542
Free-cash
-12 728
-8 043
-10 305
-11 043

Estimated living cost  is ₽30542 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽196348
-₽196348
-₽30553
-₽196348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
municipal
-
-
-
2 332
pensions
-
-
-
881
national
-
-
-
1 484
labour market
-
-
-
1 929
total
-
-
-
6 626
Employee
206 511
206 511
206 511
-
labour market
16 497
16 497
16 497
-
national
25 229
25 229
25 229
-
municipal
43 975
43 975
43 975
-
pensions
294
294
294
-
total
85 995
85 995
85 995
-
Employer
206 511
206 511
206 511
-
labour market
16 521
16 521
16 521
-
municipal
44 045
44 045
44 045
-
pensions
587
587
587
-
national
25 273
25 273
25 273
-
total
86 426
86 426
86 426
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
172 421
172 421
172 421
6 626
After tax
-147 421
-147 421
-147 421
18 374
Living cost
48 927
48 927
48 927
48 927
Free-cash
-196 348
-196 348
-196 348
-30 553

Estimated living cost  is ₽48927 per week

₽33486
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽19840
-₽16406
-₽7081
-₽8664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
255
income
-
-
-
3 190
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
10 216
Employee
34 396
-
20 767
-
health
3 939
-
2 378
-
income
4 719
-
2 849
-
pensions
3 873
-
2 339
-
total
12 531
-
7 566
-
Employer
34 396
-
20 767
-
accident
574
-
347
-
unemployment
843
-
509
-
pensions
5 593
-
3 377
-
total
7 010
-
4 233
-
Corporate
-
25 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 500
-
-
total
-
22 500
-
-
Dividends
-
2 500
-
-
withholding
-
475
-
-
total
-
475
-
-
Income
25 000
25 000
25 000
25 000
Total tax
19 541
22 975
11 799
10 216
After tax
5 459
2 025
13 201
14 784
Living cost
21 865
21 865
21 865
21 865
Free-cash
-16 406
-19 840
-8 664
-7 081

Estimated living cost  is ₽21865 per week

₽15916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1246
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽21707
-₽38542
-₽18508
-₽23184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
25 000
municipal
-
-
-
4 500
health
-
-
-
-
national
-
-
-
-
total
-
-
-
4 500
Employee
53 456
-
21 030
-
health
399
-
-
-
municipal
8 756
-
3 473
-
pensions
3 608
-
1 419
-
unemployment
802
-
316
-
national
883
-
-
-
total
14 448
-
5 208
-
Employer
53 456
-
21 030
-
accident
54
-
21
-
unemployment
347
-
137
-
pensions
9 274
-
3 648
-
health
411
-
162
-
total
10 086
-
3 968
-
Corporate
-
25 000
-
-
income
-
5 000
-
-
total
-
5 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
15 000
-
-
national
-
-
-
-
municipal
-
2 699
-
-
total
-
2 699
-
-
Income
25 000
25 000
25 000
25 000
Total tax
24 534
7 699
9 176
4 500
After tax
466
17 301
15 824
20 500
Living cost
39 008
39 008
39 008
39 008
Free-cash
-38 542
-21 707
-23 184
-18 508

Estimated living cost  is ₽39008 per week

₽25480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
-₽21498
-₽14201
-₽5534
-₽12616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 625
income
-
-
-
-
health
-
-
-
985
social contributions
-
-
-
6 025
total
-
-
-
7 010
Employee
78 128
78 128
78 128
-
social contributions
2 954
6 484
2 186
-
health
605
1 328
447
-
income
8 507
7 232
8 785
-
total
12 066
15 044
11 418
-
Employer
78 128
78 128
78 128
-
social contributions
2 954
6 484
2 186
-
health
657
1 446
488
-
total
3 611
7 930
2 674
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
15 677
22 974
14 092
7 010
After tax
9 323
2 026
10 908
17 990
Living cost
23 524
23 524
23 524
23 524
Free-cash
-14 201
-21 498
-12 616
-5 534

Estimated living cost  is ₽23524 per week

₽14098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽4570
-₽724
-₽2635
-₽455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
25 000
income
-
-
-
1 334
pensions
-
-
-
6 463
unemployment
-
-
-
29
health
-
-
-
3 677
total
-
-
-
11 503
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 322
-
22 663
-
health
1 982
-
1 926
-
income
1 595
-
1 550
-
pensions
3 498
-
3 399
-
unemployment
116
-
114
-
total
7 191
-
6 989
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 322
-
22 663
-
unemployment
116
-
114
-
pensions
1 282
-
1 246
-
health
1 003
-
974
-
total
2 401
-
2 334
-
Corporate
-
25 000
-
-
income
-
2 250
-
-
total
-
2 250
-
-
Dividends
-
22 750
-
-
withholding
-
2 048
-
-
total
-
2 048
-
-
Income
25 000
25 000
25 000
25 000
Total tax
9 592
4 298
9 323
11 503
After tax
15 408
20 702
15 677
13 497
Living cost
16 132
16 132
16 132
16 132
Free-cash
-724
4 570
-455
-2 635

Estimated living cost  is ₽16132 per week

₽10292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
-₽10920
-₽24546
-₽13764
-₽18197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
226
income
-
-
-
3 324
pensions
-
-
-
7 074
other
-
-
-
25
unemployment
-
-
-
175
total
-
-
-
10 824
Employee
37 569
-
14 183
-
other
37
-
35
-
income
7 243
-
2 285
-
pensions
1 766
-
1 595
-
unemployment
582
-
526
-
total
9 628
-
4 441
-
Employer
37 569
-
14 183
-
accident
744
-
671
-
other
301
-
272
-
unemployment
2 067
-
1 866
-
pensions
8 866
-
8 007
-
total
11 978
-
10 816
-
Corporate
-
25 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 750
-
-
total
-
3 750
-
-
Dividends
-
21 250
-
-
withholding
-
4 230
-
-
total
-
4 230
-
-
Income
25 000
25 000
25 000
25 000
Total tax
21 606
7 980
15 257
10 824
After tax
3 394
17 020
9 743
14 176
Living cost
27 940
27 940
27 940
27 940
Free-cash
-24 546
-10 920
-18 197
-13 764

Estimated living cost  is ₽27940 per week

₽18859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽12819
₽12363
₽11835
₽11638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
6 884
pensions
-
-
-
2 029
health
-
-
-
1 471
total
-
-
-
10 384
Employee
4 236
-
22 718
-
health
212
-
507
-
income
820
-
6 777
-
pensions
381
-
913
-
unemployment
42
-
101
-
total
1 455
-
8 298
-
Employer
4 236
-
22 718
-
unemployment
85
-
203
-
pensions
466
-
1 116
-
health
402
-
964
-
total
953
-
2 283
-
Corporate
19 810
25 000
-
-
income
4 358
5 500
-
-
total
4 358
5 500
-
-
Dividends
15 452
19 500
-
-
withholding
3 090
3 900
-
-
total
3 090
3 900
-
-
Income
25 000
25 000
25 000
25 000
Total tax
9 856
9 400
10 581
10 384
After tax
15 144
15 600
14 419
14 616
Living cost
2 781
2 781
2 781
2 781
Free-cash
12 363
12 819
11 638
11 835

Estimated living cost  is ₽2781 per week

₽1653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽64
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽503
-₽6219
-₽4244
-₽3169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
25 000
income
-
-
-
2 235
pensions
-
-
-
6 500
unemployment
-
-
-
375
health
-
-
-
2 575
total
-
-
-
11 685
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
21 204
-
health
1 364
-
1 092
-
income
3 650
-
2 594
-
pensions
3 707
-
2 969
-
unemployment
199
-
159
-
total
8 920
-
6 814
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
21 204
-
unemployment
199
-
159
-
pensions
3 177
-
2 545
-
health
1 364
-
1 092
-
total
4 740
-
3 796
-
Corporate
-
25 000
-
-
income
-
3 750
-
-
total
-
3 750
-
-
Dividends
-
21 250
-
-
withholding
-
3 188
-
-
total
-
3 188
-
-
Income
25 000
25 000
25 000
25 000
Total tax
13 660
6 938
10 610
11 685
After tax
11 340
18 062
14 390
13 315
Living cost
17 559
17 559
17 559
17 559
Free-cash
-6 219
503
-3 169
-4 244

Estimated living cost  is ₽17559 per week

₽11822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
-₽13172
-₽23800
-₽12540
-₽12384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
25 000
income
-
-
-
1 460
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
8 688
total
-
-
-
10 148
Employee
39 435
-
20 201
-
social contributions
4 338
-
2 221
-
surtax
-
-
-
-
income
7 705
-
2 974
-
total
12 043
-
5 195
-
Employer
39 435
-
20 201
-
social contributions
9 365
-
4 797
-
total
9 365
-
4 797
-
Corporate
-
25 000
-
-
surtax
-
-
-
-
income
-
5 250
-
-
total
-
5 250
-
-
Dividends
-
19 750
-
-
withholding
-
5 530
-
-
total
-
5 530
-
-
Income
25 000
25 000
25 000
25 000
Total tax
21 408
10 780
9 992
10 148
After tax
3 592
14 220
15 008
14 852
Living cost
27 392
27 392
27 392
27 392
Free-cash
-23 800
-13 172
-12 384
-12 540

Estimated living cost  is ₽27392 per week

₽19401
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽18688
-₽39715
-₽21532
-₽25965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
226
income
-
-
-
3 324
pensions
-
-
-
7 074
other
-
-
-
25
unemployment
-
-
-
175
total
-
-
-
10 824
Employee
49 070
-
14 183
-
other
48
-
35
-
income
10 249
-
2 285
-
pensions
2 306
-
1 595
-
unemployment
760
-
526
-
total
13 363
-
4 441
-
Employer
49 070
-
14 183
-
accident
972
-
671
-
other
393
-
272
-
unemployment
2 699
-
1 866
-
pensions
11 580
-
8 007
-
total
15 644
-
10 816
-
Corporate
-
25 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
3 750
-
-
total
-
3 750
-
-
Dividends
-
21 250
-
-
withholding
-
4 230
-
-
total
-
4 230
-
-
Income
25 000
25 000
25 000
25 000
Total tax
29 007
7 980
15 257
10 824
After tax
-4 007
17 020
9 743
14 176
Living cost
35 708
35 708
35 708
35 708
Free-cash
-39 715
-18 688
-25 965
-21 532

Estimated living cost  is ₽35708 per week

₽25644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽3896
-₽2686
-₽2905
-₽1695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
3 750
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 700
unemployment
-
-
-
100
health
-
-
-
2 876
total
-
-
-
10 426
Employee
23 145
-
20 900
-
health
1 065
-
961
-
accident

We are using the highest rate at 1.1%.

254
-
230
-
income
2 315
-
2 090
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 032
-
1 835
-
total
5 666
-
5 116
-
Employer
23 145
-
20 900
-
accident

We are using the highest rate at 1.1%.

254
-
230
-
unemployment
139
-
125
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 551
-
2 303
-
health
1 597
-
1 442
-
total
4 541
-
4 100
-
Corporate
-
25 000
-
-
income
-
2 500
-
-
total
-
2 500
-
-
Dividends
-
22 500
-
-
withholding
-
1 125
-
-
total
-
1 125
-
-
Income
25 000
25 000
25 000
25 000
Total tax
10 207
3 625
9 216
10 426
After tax
14 793
21 375
15 784
14 574
Living cost
17 479
17 479
17 479
17 479
Free-cash
-2 686
3 896
-1 695
-2 905

Estimated living cost  is ₽17479 per week

₽11561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1001
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽26107
-₽25553
-₽21225
-₽21225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
54
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4
total
-
-
-
6 999
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 554
-
25 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
4
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 157
-
54
-
total
11 327
-
6 999
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
206
-
-
income
-
3 750
-
-
trade
-
3 588
-
-
chamber of commerce
-
191
-
-
total
-
7 735
-
-
Dividends
-
17 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
216
-
-
withholding
-
3 930
-
-
total
-
4 146
-
-
Income
25 000
25 000
25 000
25 000
Total tax
11 327
11 881
6 999
6 999
After tax
13 673
13 119
18 001
18 001
Living cost
39 226
39 226
39 226
39 226
Free-cash
-25 553
-26 107
-21 225
-21 225

Estimated living cost  is ₽39226 per week

₽27059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽40378
-₽54478
-₽35311
-₽35311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
1 818
social contributions
-
-
-
615
total
-
-
-
2 433
Employee
79 477
-
25 000
-
income
14 997
-
1 818
-
social contributions
6 603
-
615
-
total
21 600
-
2 433
-
Employer
79 477
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
income
-
3 125
-
-
total
-
3 125
-
-
Dividends
-
21 875
-
-
withholding
-
4 375
-
-
total
-
4 375
-
-
Income
25 000
25 000
25 000
25 000
Total tax
21 600
7 500
2 433
2 433
After tax
3 400
17 500
22 567
22 567
Living cost
57 878
57 878
57 878
57 878
Free-cash
-54 478
-40 378
-35 311
-35 311

Estimated living cost  is ₽57878 per week

₽44033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽23665
-₽29312
-₽47616
-₽16868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
25 000
income
-
-
-
28 922
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 812
total
-
-
-
35 734
Employee
46 610
-
22 723
-
income
5 057
-
436
-
social contributions
4 670
-
2 275
-
total
9 727
-
2 711
-
Employer
46 610
-
22 723
-
social contributions
4 670
-
2 275
-
total
4 670
-
2 275
-
Corporate
-
25 000
-
-
income
-
8 750
-
-
total
-
8 750
-
-
Dividends
-
16 250
-
-
social contributions
3 033
3 033
-
-
total
3 033
3 033
-
-
Income
25 000
25 000
25 000
25 000
Total tax
17 430
11 783
4 986
35 734
After tax
7 570
13 217
20 014
-10 734
Living cost
36 882
36 882
36 882
36 882
Free-cash
-29 312
-23 665
-16 868
-47 616

Estimated living cost  is ₽36882 per week

₽24294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽19263
-₽33412
-₽18428
-₽19857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
income
-
-
-
4 891
pensions
-
-
-
543
total
-
-
-
5 434
Employee
52 152
-
23 274
-
health
680
-
88
-
income
9 497
-
4 535
-
pensions
3 981
-
516
-
total
14 158
-
5 139
-
Employer
52 152
-
23 274
-
pensions
5 269
-
1 282
-
health
991
-
442
-
total
6 260
-
1 724
-
Corporate
-
25 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
4 751
-
-
total
-
4 751
-
-
Dividends
-
20 249
-
-
withholding
-
1 518
-
-
total
-
1 518
-
-
Income
25 000
25 000
25 000
25 000
Total tax
20 418
6 269
6 863
5 434
After tax
4 582
18 731
18 137
19 566
Living cost
37 994
37 994
37 994
37 994
Free-cash
-33 412
-19 263
-19 857
-18 428

Estimated living cost  is ₽37994 per week

₽26064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽22005
-₽20503
-₽9246
-₽10829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
accident
-
-
-
255
income
-
-
-
3 190
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
10 216
Employee
37 800
-
20 767
-
health
4 328
-
2 378
-
income
5 186
-
2 849
-
pensions
4 256
-
2 339
-
total
13 770
-
7 566
-
Employer
37 800
-
20 767
-
accident
631
-
347
-
unemployment
926
-
509
-
pensions
6 146
-
3 377
-
total
7 703
-
4 233
-
Corporate
-
25 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

-
22 500
-
-
total
-
22 500
-
-
Dividends
-
2 500
-
-
withholding
-
475
-
-
total
-
475
-
-
Income
25 000
25 000
25 000
25 000
Total tax
21 473
22 975
11 799
10 216
After tax
3 527
2 025
13 201
14 784
Living cost
24 030
24 030
24 030
24 030
Free-cash
-20 503
-22 005
-10 829
-9 246

Estimated living cost  is ₽24030 per week

₽17635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

Close
Skopje , Macedonia
₽7555
₽2625
₽1930
₽1930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
25 000
work injury
-
-
-
125
health insurance
-
-
-
1 850
income
-
-
-
2 500
pensions
-
-
-
4 600
unemployment
-
-
-
300
total
-
-
-
9 375
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 911
-
25 000
-
work injury
110
-
125
-
income
2 191
-
2 500
-
pensions
4 032
-
4 600
-
health insurance
1 621
-
1 850
-
unemployment
263
-
300
-
total
8 217
-
9 375
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 089
25 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
3 089
25 000
-
-
withholding
463
3 750
-
-
total
463
3 750
-
-
Income
25 000
25 000
25 000
25 000
Total tax
8 680
3 750
9 375
9 375
After tax
16 320
21 250
15 625
15 625
Living cost
13 695
13 695
13 695
13 695
Free-cash
2 625
7 555
1 930
1 930

Estimated living cost  is ₽13695 per week

₽8484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽27308
-₽60620
-₽27740
-₽29564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
municipal
-
-
-
154
regional
-
-
-
297
national
-
-
-
3 939
social contributions
-
-
-
7 874
total
-
-
-
12 264
Employee
85 618
-
25 000
-
social contributions
28 870
-
10 323
-
regional
1 293
-
255
-
municipal
511
-
133
-
national
14 469
-
3 376
-
total
45 143
-
14 087
-
Employer
85 618
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
nationa
-
6 000
-
-
municipal
-
1 205
-
-
total
-
7 205
-
-
Dividends
-
17 795
-
-
withholding
-
4 627
-
-
total
-
4 627
-
-
Income
25 000
25 000
25 000
25 000
Total tax
45 143
11 832
14 087
12 264
After tax
-20 143
13 168
10 913
12 736
Living cost
40 476
40 476
40 476
40 476
Free-cash
-60 620
-27 308
-29 564
-27 740

Estimated living cost  is ₽40476 per week

₽28432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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[[ place.name ]], [[ place.country ]]

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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