Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 25000
per

Your estimated
City
free-cash

Andorra , Andorra
-₽8313
-₽9356
-₽7573
-₽5312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
social contributions
-
-
-
5 501
income
-
-
-
-
total
-
-
-
5 501
Employee
29 745
-
21 645
-
social contributions
1 933
-
1 406
-
income
-
-
-
-
total
1 933
-
1 406
-
Employer
29 745
-
21 645
-
social contributions
4 611
-
3 355
-
total
4 611
-
3 355
-
Corporate
-
25 000
-
-
income
-
2 500
-
-
total
-
2 500
-
-
Dividends
-
22 500
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
6 544
2 500
4 761
5 501
After tax
18 456
22 500
20 239
19 499
Living cost
27 812
27 812
27 812
27 812
Free-cash
-9 356
-5 312
-7 573
-8 313

Estimated living cost  is ₽27812 per week

₽17983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽16830
-₽27961
-₽21945
-₽25404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
-
unemployment
-
-
-
5 675
health
-
-
-
1 912
chamber of commerce
-
-
-
100
pensions
-
-
-
4 625
income
-
-
-
-
total
-
-
-
12 312
Employee
40 444
36 871
36 871
-
unemployment
1 213
1 106
551
-
other
404
369
184
-
income
3 603
2 720
3 752
-
pensions
4 142
3 775
1 880
-
health
1 564
1 427
711
-
total
10 926
9 397
7 078
-
Employer
40 444
36 871
36 871
-
pensions
5 076
4 628
2 305
-
surtax
-
-
-
-
payroll
1 213
1 106
1 106
-
other
1 921
1 751
1 594
-
health
1 529
1 394
694
-
accident
525
479
239
-
unemployment
1 213
1 106
551
-
chamber of commerce
162
147
147
-
total
11 639
10 611
6 636
-
Corporate
3 512
3 512
14 852
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

878
878
3 713
-
total
878
878
3 713
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
23 443
20 886
17 427
12 312
After tax
1 557
4 114
7 573
12 688
Living cost
29 518
29 518
29 518
29 518
Free-cash
-27 961
-25 404
-21 945
-16 830

Estimated living cost  is ₽29518 per week

₽17707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽20096
-₽35603
-₽25122
-₽28670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
183
unemployment
-
-
-
5 675
health
-
-
-
1 912
chamber of commerce
-
-
-
100
pensions
-
-
-
4 625
income
-
-
-
-
total
-
-
-
12 495
Employee
46 238
36 871
36 871
-
unemployment
1 387
1 106
546
-
other
462
369
183
-
income
5 264
2 720
3 763
-
pensions
4 735
3 775
1 865
-
health
1 789
1 427
704
-
total
13 637
9 397
7 061
-
Employer
46 238
36 871
36 871
-
pensions
5 803
4 628
2 286
-
surtax
183
183
183
-
payroll
1 387
1 106
1 106
-
other
2 196
1 751
1 592
-
health
1 747
1 394
688
-
accident
600
479
237
-
unemployment
1 387
1 106
546
-
chamber of commerce
184
147
147
-
total
13 487
10 794
6 785
-
Corporate
3 512
3 512
14 702
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

878
878
3 675
-
total
878
878
3 675
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
28 002
21 069
17 521
12 495
After tax
-3 002
3 931
7 479
12 505
Living cost
32 601
32 601
32 601
32 601
Free-cash
-35 603
-28 670
-25 122
-20 096

Estimated living cost  is ₽32601 per week

₽21744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽16883
-₽60447
-₽22120
-₽19468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
national
-
-
-
6 408
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 485
social contributions
-
-
-
255
total
-
-
-
8 148
Employee

The minimum management director salary is set at €45,000 per year.

66 182
-
19 366
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

576
-
169
-
national
20 347
-
4 209
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 452
-
1 010
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 964
-
1 452
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 109
-
911
-
total
32 448
-
7 751
-
Employer

The minimum management director salary is set at €45,000 per year.

66 182
-
19 366
-
surtax
7 504
-
2 195
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 864
-
1 715
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 070
-
1 190
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

860
-
251
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

966
-
283
-
total
19 264
-
5 634
-
Corporate
-
25 000
-
-
income
-
5 000
-
-
surtax
-
100
-
-
total
-
5 100
-
-
Dividends
-
19 899
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 633
-
-
total
-
5 633
-
-
Income
25 000
25 000
25 000
25 000
Total tax
51 712
10 733
13 385
8 148
After tax
-26 712
14 267
11 615
16 852
Living cost
33 735
33 735
33 735
33 735
Free-cash
-60 447
-19 468
-22 120
-16 883

Estimated living cost  is ₽33735 per week

₽21730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽1335
-₽202
-₽127
₽5465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
unemployment
-
-
-
100
health
-
-
-
2 875
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 700
income
-
-
-
3 750
total
-
-
-
10 425
Employee
21 067
-
20 899
-
accident

We are using the highest rate at 1.1%.

232
-
230
-
income
2 107
-
2 090
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 849
-
1 835
-
health
969
-
961
-
total
5 157
-
5 116
-
Employer
21 067
-
20 899
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
2 303
-
health
1 454
-
1 442
-
accident

We are using the highest rate at 1.1%.

232
-
230
-
unemployment
127
-
126
-
total
4 135
-
4 101
-
Corporate
-
25 000
-
-
income
-
2 500
-
-
total
-
2 500
-
-
Dividends
-
22 500
-
-
withholding
-
1 125
-
-
total
-
1 125
-
-
Income
25 000
25 000
25 000
25 000
Total tax
9 292
3 625
9 217
10 425
After tax
15 708
21 375
15 783
14 575
Living cost
15 910
15 910
15 910
15 910
Free-cash
-202
5 465
-127
-1 335

Estimated living cost  is ₽15910 per week

₽10523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽2449
₽4952
₽3657
₽9249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
unemployment
-
-
-
100
health
-
-
-
2 875
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
3 700
income
-
-
-
3 750
total
-
-
-
10 425
Employee
16 057
-
20 899
-
accident

We are using the highest rate at 1.1%.

177
-
230
-
income
1 605
-
2 090
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
1 835
-
health
739
-
961
-
total
3 931
-
5 116
-
Employer
16 057
-
20 899
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
2 303
-
health
1 108
-
1 442
-
accident

We are using the highest rate at 1.1%.

177
-
230
-
unemployment
96
-
126
-
total
3 151
-
4 101
-
Corporate
5 793
25 000
-
-
income
580
2 500
-
-
total
580
2 500
-
-
Dividends
5 213
22 500
-
-
withholding
260
1 125
-
-
total
260
1 125
-
-
Income
25 000
25 000
25 000
25 000
Total tax
7 922
3 625
9 217
10 425
After tax
17 078
21 375
15 783
14 575
Living cost
12 126
12 126
12 126
12 126
Free-cash
4 952
9 249
3 657
2 449

Estimated living cost  is ₽12126 per week

₽7079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽2805
-₽10698
-₽9253
-₽17344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 173
health
-
-
-
897
social contributions
-
-
-
5 487
income
-
-
-
-
total
-
-
-
6 384
Employee
71 145
71 145
71 145
-
income
7 747
6 586
7 999
-
social contributions
2 690
5 905
1 991
-
health
551
1 210
407
-
total
10 988
13 701
10 397
-
Employer
71 145
71 145
71 145
-
social contributions
2 690
5 905
1 991
-
health
599
1 317
444
-
total
3 289
7 222
2 435
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
14 277
20 923
12 832
6 384
After tax
10 723
4 077
12 168
18 616
Living cost
21 421
21 421
21 421
21 421
Free-cash
-10 698
-17 344
-9 253
-2 805

Estimated living cost  is ₽21421 per week

₽12838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽11394
-₽20874
-₽17842
-₽25933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 173
health
-
-
-
897
social contributions
-
-
-
5 487
income
-
-
-
-
total
-
-
-
6 384
Employee
71 145
71 145
71 145
-
income
7 471
6 586
7 999
-
social contributions
3 457
5 905
1 991
-
health
708
1 210
407
-
total
11 636
13 701
10 397
-
Employer
71 145
71 145
71 145
-
social contributions
3 457
5 905
1 991
-
health
771
1 317
444
-
total
4 228
7 222
2 435
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
15 864
20 923
12 832
6 384
After tax
9 136
4 077
12 168
18 616
Living cost
30 010
30 010
30 010
30 010
Free-cash
-20 874
-25 933
-17 842
-11 394

Estimated living cost  is ₽30010 per week

₽20515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽9289
-₽17300
-₽8779
-₽4252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
health
-
-
-
3 375
social contributions
-
-
-
7 300
income
-
-
-
2 149
solidarity contribution
-
-
-
-
total
-
-
-
12 824
Employee
31 567
-
18 657
-
income
3 788
-
2 239
-
social contributions
2 052
-
1 213
-
health
4 262
-
2 519
-
solidarity contribution
-
-
-
-
total
10 102
-
5 971
-
Employer
31 567
-
18 657
-
social contributions
7 892
-
4 664
-
health
2 841
-
1 679
-
total
10 733
-
6 343
-
Corporate
-
25 000
-
-
income
-
4 750
-
-
total
-
4 750
-
-
Dividends
-
20 250
-
-
withholding
-
3 037
-
-
total
-
3 037
-
-
Income
25 000
25 000
25 000
25 000
Total tax
20 835
7 787
12 314
12 824
After tax
4 165
17 213
12 686
12 176
Living cost
21 465
21 465
21 465
21 465
Free-cash
-17 300
-4 252
-8 779
-9 289

Estimated living cost  is ₽21465 per week

₽14910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4606
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽14275
-₽27124
-₽13765
-₽9238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
health
-
-
-
3 375
social contributions
-
-
-
7 300
income
-
-
-
2 149
solidarity contribution
-
-
-
-
total
-
-
-
12 824
Employee
38 898
-
18 657
-
income
4 668
-
2 239
-
social contributions
2 528
-
1 213
-
health
5 251
-
2 519
-
solidarity contribution
-
-
-
-
total
12 447
-
5 971
-
Employer
38 898
-
18 657
-
social contributions
9 725
-
4 664
-
health
3 501
-
1 679
-
total
13 226
-
6 343
-
Corporate
-
25 000
-
-
income
-
4 750
-
-
total
-
4 750
-
-
Dividends
-
20 250
-
-
withholding
-
3 037
-
-
total
-
3 037
-
-
Income
25 000
25 000
25 000
25 000
Total tax
25 673
7 787
12 314
12 824
After tax
-673
17 213
12 686
12 176
Living cost
26 451
26 451
26 451
26 451
Free-cash
-27 124
-9 238
-13 765
-14 275

Estimated living cost  is ₽26451 per week

₽19671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽26640
-₽177174
-₽177174
-₽177174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
national
-
-
-
1 618
pensions
-
-
-
804
municipal
-
-
-
2 593
labour market
-
-
-
1 936
total
-
-
-
6 951
Employee
188 620
188 620
188 620
-
municipal
40 166
40 166
40 166
-
national
23 043
23 043
23 043
-
pensions
268
268
268
-
labour market
15 068
15 068
15 068
-
total
78 545
78 545
78 545
-
Employer
188 620
188 620
188 620
-
pensions
536
536
536
-
labour market
15 090
15 090
15 090
-
municipal
40 230
40 230
40 230
-
national
23 084
23 084
23 084
-
total
78 940
78 940
78 940
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
157 485
157 485
157 485
6 951
After tax
-132 485
-132 485
-132 485
18 049
Living cost
44 689
44 689
44 689
44 689
Free-cash
-177 174
-177 174
-177 174
-26 640

Estimated living cost  is ₽44689 per week

₽30585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽6841
-₽10120
-₽5831
-₽2348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
health
-
-
-
3 250
pensions
-
-
-
5 000
income
-
-
-
1 243
total
-
-
-
9 493
Employee
26 247
-
18 684
-
unemployment
420
-
298
-
income
2 955
-
1 496
-
pensions
525
-
374
-
total
3 900
-
2 168
-
Employer
26 247
-
18 684
-
pensions
5 250
-
3 738
-
health
3 411
-
2 428
-
unemployment
211
-
149
-
total
8 872
-
6 315
-
Corporate
-
25 000
-
-
income
-
5 000
-
-
total
-
5 000
-
-
Dividends
-
20 000
-
-
total
-
-
-
-
Income
25 000
25 000
25 000
25 000
Total tax
12 772
5 000
8 483
9 493
After tax
12 228
20 000
16 517
15 507
Living cost
22 348
22 348
22 348
22 348
Free-cash
-10 120
-2 348
-5 831
-6 841

Estimated living cost  is ₽22348 per week

₽15328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽15022
-₽32861
-₽19700
-₽18222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
25 000
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
4 500
total
-
-
-
4 500
Employee
48 678
-
21 032
-
unemployment
730
-
316
-
municipal
7 973
-
3 473
-
national
804
-
-
-
pensions
3 285
-
1 420
-
health
363
-
-
-
total
13 155
-
5 209
-
Employer
48 678
-
21 032
-
pensions
8 445
-
3 649
-
health
374
-
162
-
accident
49
-
21
-
unemployment
316
-
137
-
total
9 184
-
3 969
-
Corporate
-
25 000
-
-
income
-
5 000
-
-
total
-
5 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
15 000
-
-
municipal
-
2 700
-
-
national
-
-
-
-
total
-
2 700
-
-
Income
25 000
25 000
25 000
25 000
Total tax
22 339
7 700
9 178
4 500
After tax
2 661
17 300
15 822
20 500
Living cost
35 522
35 522
35 522
35 522
Free-cash
-32 861
-18 222
-19 700
-15 022

Estimated living cost  is ₽35522 per week

₽23203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽13218
-₽21386
-₽12166
-₽15918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
-
health
-
-
-
248
pensions
-
-
-
7 964
social contributions
-
-
-
713
income
-
-
-
-
other
-
-
-
774
total
-
-
-
9 699
Employee
35 347
-
19 050
-
income
1 823
-
-
-
surtax
-
-
-
-
social contributions
1 008
-
543
-
pensions
3 998
-
2 154
-
total
6 829
-
2 697
-
Employer
35 347
-
19 050
-
pensions
5 808
-
3 131
-
social contributions
105
-
58
-
other
1 220
-
657
-
health
2 474
-
1 333
-
unemployment
1 431
-
771
-
total
11 038
-
5 950
-
Corporate
-
25 000
-
-
income
-
7 000
-
-
surtax
-
-
-
-
total
-
7 000
-
-
Dividends
-
18 000
-
-
withholding
-
2 304
-
-
social contributions
-
3 095
-
-
surtax
-
-
-
-
total
-
5 399
-
-
Income
25 000
25 000
25 000
25 000
Total tax
17 867
12 399
8 647
9 699
After tax
7 133
12 601
16 353
15 301
Living cost
28 519
28 519
28 519
28 519
Free-cash
-21 386
-15 918
-12 166
-13 218

Estimated living cost  is ₽28519 per week

₽16539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽16354
-₽26963
-₽15302
-₽19054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
-
health
-
-
-
248
pensions
-
-
-
7 964
social contributions
-
-
-
713
income
-
-
-
-
other
-
-
-
774
total
-
-
-
9 699
Employee
39 598
-
19 050
-
income
2 337
-
-
-
surtax
-
-
-
-
social contributions
1 129
-
543
-
pensions
4 477
-
2 154
-
total
7 943
-
2 697
-
Employer
39 598
-
19 050
-
pensions
6 505
-
3 131
-
social contributions
119
-
58
-
other
1 366
-
657
-
health
2 772
-
1 333
-
unemployment
1 603
-
771
-
total
12 365
-
5 950
-
Corporate
-
25 000
-
-
income
-
7 000
-
-
surtax
-
-
-
-
total
-
7 000
-
-
Dividends
-
18 000
-
-
withholding
-
2 304
-
-
social contributions
-
3 095
-
-
surtax
-
-
-
-
total
-
5 399
-
-
Income
25 000
25 000
25 000
25 000
Total tax
20 308
12 399
8 647
9 699
After tax
4 692
12 601
16 353
15 301
Living cost
31 655
31 655
31 655
31 655
Free-cash
-26 963
-19 054
-15 302
-16 354

Estimated living cost  is ₽31655 per week

₽19960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽29386
-₽51046
-₽28334
-₽32086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
-
health
-
-
-
248
pensions
-
-
-
7 964
social contributions
-
-
-
713
income
-
-
-
-
other
-
-
-
774
total
-
-
-
9 699
Employee
57 948
-
19 050
-
income
5 056
-
-
-
surtax
-
-
-
-
social contributions
1 650
-
543
-
pensions
6 554
-
2 154
-
total
13 260
-
2 697
-
Employer
57 948
-
19 050
-
pensions
9 522
-
3 131
-
social contributions
174
-
58
-
other
2 000
-
657
-
health
4 056
-
1 333
-
unemployment
2 347
-
771
-
total
18 099
-
5 950
-
Corporate
-
25 000
-
-
income
-
7 000
-
-
surtax
-
-
-
-
total
-
7 000
-
-
Dividends
-
18 000
-
-
withholding
-
2 304
-
-
social contributions
-
3 095
-
-
surtax
-
-
-
-
total
-
5 399
-
-
Income
25 000
25 000
25 000
25 000
Total tax
31 359
12 399
8 647
9 699
After tax
-6 359
12 601
16 353
15 301
Living cost
44 687
44 687
44 687
44 687
Free-cash
-51 046
-32 086
-28 334
-29 386

Estimated living cost  is ₽44687 per week

₽30243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3656
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽613
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽18845
₽16738
₽14095
₽17845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
250
total
-
-
-
250
Employee
7 381
-
25 000
-
income
1 476
-
5 000
-
total
1 476
-
5 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

17 619
25 000
-
-
total
-
-
-
-
Dividends
17 619
25 000
-
-
withholding
881
1 250
-
-
total
881
1 250
-
-
Income
25 000
25 000
25 000
25 000
Total tax
2 357
1 250
5 000
250
After tax
22 643
23 750
20 000
24 750
Living cost
5 905
5 905
5 905
5 905
Free-cash
16 738
17 845
14 095
18 845

Estimated living cost  is ₽5905 per week

₽3659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽15548
₽12822
₽10798
₽14548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
25 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
250
total
-
-
-
250
Employee
11 502
-
25 000
-
income
2 301
-
5 000
-
total
2 301
-
5 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

13 498
25 000
-
-
total
-
-
-
-
Dividends
13 498
25 000
-
-
withholding
675
1 250
-
-
total
675
1 250
-
-
Income
25 000
25 000
25 000
25 000
Total tax
2 976
1 250
5 000
250
After tax
22 024
23 750
20 000
24 750
Living cost
9 202
9 202
9 202
9 202
Free-cash
12 822
14 548
10 798
15 548

Estimated living cost  is ₽9202 per week

₽6227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽386
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽17461
-₽21035
-₽17461
-₽22625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
21
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
399
trade
-
-
-
-
total
-
-
-
6 741
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 036
-
25 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 785
-
399
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
21
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
10 315
-
6 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
trade
-
3 587
-
-
income
-
3 750
-
-
chamber of commerce
-
177
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
205
-
-
total
-
7 719
-
-
Dividends
-
17 280
-
-
withholding
-
3 968
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
218
-
-
total
-
4 186
-
-
Income
25 000
25 000
25 000
25 000
Total tax
10 315
11 905
6 741
6 741
After tax
14 685
13 095
18 259
18 259
Living cost
35 720
35 720
35 720
35 720
Free-cash
-21 035
-22 625
-17 461
-17 461

Estimated living cost  is ₽35720 per week

₽24641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽9765
-₽10388
-₽9765
-₽15187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
21
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
399
trade
-
-
-
-
total
-
-
-
6 741
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 388
-
25 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

989
-
399
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
21
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
7 364
-
6 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
trade
-
3 938
-
-
income
-
3 750
-
-
chamber of commerce
-
176
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
205
-
-
total
-
8 069
-
-
Dividends
-
16 930
-
-
withholding
-
3 880
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
214
-
-
total
-
4 094
-
-
Income
25 000
25 000
25 000
25 000
Total tax
7 364
12 163
6 741
6 741
After tax
17 636
12 837
18 259
18 259
Living cost
28 024
28 024
28 024
28 024
Free-cash
-10 388
-15 187
-9 765
-9 765

Estimated living cost  is ₽28024 per week

₽17628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽18088
-₽21920
-₽18088
-₽23639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
21
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
399
trade
-
-
-
-
total
-
-
-
6 741
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 920
-
25 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 031
-
399
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
-
21
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
10 573
-
6 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
trade
-
4 112
-
-
income
-
3 750
-
-
chamber of commerce
-
176
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
205
-
-
total
-
8 243
-
-
Dividends
-
16 757
-
-
withholding
-
3 838
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
211
-
-
total
-
4 049
-
-
Income
25 000
25 000
25 000
25 000
Total tax
10 573
12 292
6 741
6 741
After tax
14 427
12 708
18 259
18 259
Living cost
36 347
36 347
36 347
36 347
Free-cash
-21 920
-23 639
-18 088
-18 088

Estimated living cost  is ₽36347 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽24126
-₽30605
-₽24126
-₽29807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
25 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
21
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
399
trade
-
-
-
-
total
-
-
-
6 741
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 604
-
25 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 539
-
399
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
21
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
13 220
-
6 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
25 000
-
-
trade
-
4 288
-
-
income
-
3 750
-
-
chamber of commerce
-
176
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
205
-
-
total
-
8 419
-
-
Dividends
-
16 581
-
-
withholding
-
3 794
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
209
-
-
total
-
4 003
-
-
Income
25 000
25 000
25 000
25 000
Total tax
13 220
12 422
6 741
6 741
After tax
11 780
12 578
18 259
18 259
Living cost
42 385
42 385
42 385
42 385
Free-cash
-30 605
-29 807
-24 126
-24 126

Estimated living cost  is ₽42385 per week

₽30956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽6371
-₽12718
-₽6934
-₽5056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
1 775
pensions
-
-
-
5 000
income
-
-
-
3 603
other
-
-
-
-
total
-
-
-
10 589
Employee
31 158
-
20 653
-
unemployment
2 168
-
1 438
-
other
-
-
-
-
income
5 223
-
3 462
-
surtax
111
-
-
-
pensions
2 079
-
1 378
-
health
795
-
527
-
total
10 376
-
6 805
-
Employer
31 158
-
20 653
-
pensions
4 154
-
2 753
-
other
-
-
-
-
health
1 417
-
939
-
unemployment
989
-
655
-
total
6 560
-
4 347
-
Corporate
-
25 000
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
18 500
-
-
withholding
-
2 774
-
-
total
-
2 774
-
-
Income
25 000
25 000
25 000
25 000
Total tax
16 936
9 274
11 152
10 589
After tax
8 064
15 726
13 848
14 411
Living cost
20 782
20 782
20 782
20 782
Free-cash
-12 718
-5 056
-6 934
-6 371

Estimated living cost  is ₽20782 per week

₽12547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5947
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽6006
-₽12037
-₽6569
-₽4691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
1 775
pensions
-
-
-
5 000
income
-
-
-
3 603
other
-
-
-
-
total
-
-
-
10 589
Employee
30 597
-
20 653
-
unemployment
2 130
-
1 438
-
other
-
-
-
-
income
5 129
-
3 462
-
surtax
100
-
-
-
pensions
2 040
-
1 378
-
health
781
-
527
-
total
10 180
-
6 805
-
Employer
30 597
-
20 653
-
pensions
4 079
-
2 753
-
other
-
-
-
-
health
1 392
-
939
-
unemployment
969
-
655
-
total
6 440
-
4 347
-
Corporate
-
25 000
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
18 500
-
-
withholding
-
2 774
-
-
total
-
2 774
-
-
Income
25 000
25 000
25 000
25 000
Total tax
16 620
9 274
11 152
10 589
After tax
8 380
15 726
13 848
14 411
Living cost
20 417
20 417
20 417
20 417
Free-cash
-12 037
-4 691
-6 569
-6 006

Estimated living cost  is ₽20417 per week

₽12484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽1089
-₽6754
-₽3915
-₽4043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
unemployment
-
-
-
375
health
-
-
-
1 750
pensions
-
-
-
2 500
income
-
-
-
3 056
total
-
-
-
7 681
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 572
10 575
20 921
-
unemployment
399
159
314
-
income
3 248
1 293
2 558
-
pensions
2 657
1 058
2 092
-
health
1 860
740
1 464
-
total
8 164
3 250
6 428
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 572
10 575
20 921
-
pensions
5 182
2 062
4 079
-
total
5 182
2 062
4 079
-
Corporate
-
12 362
-
-
income
-
1 113
-
-
total
-
1 113
-
-
Dividends
-
11 250
-
-
withholding
-
2 137
-
-
social contributions
-
2 073
-
-
total
-
4 210
-
-
Income
25 000
25 000
25 000
25 000
Total tax
13 346
10 635
10 507
7 681
After tax
11 654
14 365
14 493
17 319
Living cost
18 408
18 408
18 408
18 408
Free-cash
-6 754
-4 043
-3 915
-1 089

Estimated living cost  is ₽18408 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽27594
-₽50573
-₽27397
-₽29095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
national
-
-
-
2 814
pensions
-
-
-
3 000
social contributions
-
-
-
269
municipal
-
-
-
1 816
total
-
-
-
7 899
Employee
69 285
-
21 612
-
municipal
8 558
-
1 913
-
national
13 261
-
2 964
-
pensions
2 771
-
864
-
total
24 590
-
5 741
-
Employer
69 285
-
21 612
-
pensions
5 543
-
1 729
-
social contributions
745
-
232
-
total
6 288
-
1 961
-
Corporate
-
25 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 000
-
-
total
-
5 000
-
-
Dividends
-
20 000
-
-
withholding
-
4 400
-
-
total
-
4 400
-
-
Income
25 000
25 000
25 000
25 000
Total tax
30 878
9 400
7 702
7 899
After tax
-5 878
15 600
17 298
17 101
Living cost
44 695
44 695
44 695
44 695
Free-cash
-50 573
-29 095
-27 397
-27 594

Estimated living cost  is ₽44695 per week

₽30379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽30512
-₽47374
-₽30512
-₽35205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
social contributions
-
-
-
704
income
-
-
-
2 103
total
-
-
-
2 807
Employee
72 373
-
25 000
-
social contributions
6 013
-
704
-
income
13 656
-
2 103
-
total
19 669
-
2 807
-
Employer
72 373
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
income
-
3 125
-
-
total
-
3 125
-
-
Dividends
-
21 875
-
-
withholding
-
4 375
-
-
total
-
4 375
-
-
Income
25 000
25 000
25 000
25 000
Total tax
19 669
7 500
2 807
2 807
After tax
5 331
17 500
22 193
22 193
Living cost
52 705
52 705
52 705
52 705
Free-cash
-47 374
-35 205
-30 512
-30 512

Estimated living cost  is ₽52705 per week

₽40097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7810
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽25675
-₽57227
-₽27344
-₽25701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
national
-
-
-
4 102
regional
-
-
-
219
social contributions
-
-
-
7 171
municipal
-
-
-
142
total
-
-
-
11 634
Employee
82 228
-
25 000
-
municipal
435
-
125
-
national
14 248
-
3 587
-
social contributions
27 727
-
9 400
-
regional
776
-
191
-
total
43 186
-
13 303
-
Employer
82 228
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
nationa
-
6 000
-
-
municipal
-
974
-
-
total
-
6 974
-
-
Dividends
-
18 026
-
-
withholding
-
4 686
-
-
total
-
4 686
-
-
Income
25 000
25 000
25 000
25 000
Total tax
43 186
11 660
13 303
11 634
After tax
-18 186
13 340
11 697
13 366
Living cost
39 041
39 041
39 041
39 041
Free-cash
-57 227
-25 701
-27 344
-25 675

Estimated living cost  is ₽39041 per week

₽27215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽11700
-₽26324
-₽13351
-₽11784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 000
national
-
-
-
4 102
regional
-
-
-
362
social contributions
-
-
-
7 171
municipal
-
-
-
142
total
-
-
-
11 777
Employee
51 323
-
25 000
-
municipal
272
-
125
-
national
8 131
-
3 587
-
social contributions
17 307
-
9 400
-
regional
691
-
316
-
total
26 401
-
13 428
-
Employer
51 323
-
25 000
-
total
-
-
-
-
Corporate
-
25 000
-
-
nationa
-
6 000
-