Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 249500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽37697
₽70383
₽119582
₽111999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
city
-
-
-
2 629
pensions
-
-
-
22 955
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 990
regional
-
-
-
14 724
health
-
-
-
561
national
-
-
-
7 665
total
-
-
-
53 524
Employee
89 401
-
225 172
-
city
959
-
2 443
-
regional
2 927
-
13 175
-
health
202
-
506
-
pensions
7 511
-
16 843
-
unemployment
-
-
-
-
national
423
-
6 288
-
total
12 022
-
39 255
-
Employer
89 401
-
225 172
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
4 503
-
unemployment
-
-
-
-
pensions
7 511
-
16 843
-
health
202
-
506
-
total
9 500
-
21 852
-
Corporate
149 616
249 500
-
-
regional
31 645
52 768
-
-
national
12 718
21 208
-
-
total
44 363
73 976
-
-
Dividends
105 253
175 523
-
-
withholding
36 838
61 433
-
-
total
36 838
61 433
-
-
Income
249 500
249 500
249 500
249 500
Total tax
102 723
135 409
61 107
53 524
After tax
146 777
114 091
188 393
195 976
Living cost
76 394
76 394
76 394
76 394
Free-cash
70 383
37 697
111 999
119 582

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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