Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 249500
per

Your estimated
City
free-cash

Valencia , Spain
₽139951
₽113930
₽117220
₽143413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
unemployment
-
-
-
509
income
-
-
-
88 937
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
110 729
Employee
28 978
-
226 342
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
86 247
-
other
28
-
73
-
total
7 426
-
90 861
-
Employer
28 978
-
226 342
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
211 283
249 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

31 693
37 425
-
-
total
31 693
37 425
-
-
Dividends
179 590
212 075
-
-
withholding
39 641
47 111
-
-
total
39 641
47 111
-
-
Income
249 500
249 500
249 500
249 500
Total tax
87 998
84 536
114 019
110 729
After tax
161 502
164 964
135 481
138 771
Living cost
21 551
21 551
21 551
21 551
Free-cash
139 951
143 413
113 930
117 220

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽157131
₽138035
₽139928
₽162425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
49 183
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
88 689
Employee
28 456
-
218 673
-
health
399
-
1 669
-
unemployment
284
-
1 191
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
8 342
-
income
4 899
-
48 552
-
total
7 573
-
59 754
-
Employer
28 456
-
218 673
-
health
399
-
1 669
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
20 261
-
accident
228
-
1 749
-
unemployment
284
-
1 191
-
other
1 423
-
5 958
-
total
7 172
-
30 828
-
Corporate
213 873
249 500
-
-
income
44 913
52 395
-
-
total
44 913
52 395
-
-
Dividends
168 960
197 105
-
-
withholding
11 828
13 797
-
-
total
11 828
13 797
-
-
Income
249 500
249 500
249 500
249 500
Total tax
71 486
66 192
90 582
88 689
After tax
178 014
183 308
158 918
160 811
Living cost
20 883
20 883
20 883
20 883
Free-cash
157 131
162 425
138 035
139 928

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽199411
₽205485
₽194498
₽203052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
37 425
health
-
-
-
3 147
total
-
-
-
44 731
Employee
13 600
-
244 132
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
24 413
-
total
3 330
-
28 376
-
Employer
13 600
-
244 132
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
233 232
249 500
-
-
income
23 323
24 950
-
-
total
23 323
24 950
-
-
Dividends
209 909
224 550
-
-
withholding
10 496
11 228
-
-
total
10 496
11 228
-
-
Income
249 500
249 500
249 500
249 500
Total tax
39 818
36 178
33 744
44 731
After tax
209 682
213 322
215 756
204 769
Living cost
10 270
10 270
10 270
10 270
Free-cash
199 411
203 052
205 485
194 498

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽103567
₽91418
₽103373
₽98934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
56 575
other
-
-
-
7 735
health
-
-
-
14 029
social contributions
-
-
-
7 109
pensions
-
-
-
33 866
surtax
-
-
-
-
total
-
-
-
119 314
Employee
33 541
-
187 112
-
pensions
3 792
-
15 494
-
income
1 980
-
48 055
-
social contributions
956
-
5 332
-
surtax
-
-
-
-
total
6 728
-
68 881
-
Employer
33 541
-
187 112
-
health
2 348
-
20 253
-
social contributions
101
-
561
-
pensions
5 510
-
25 640
-
unemployment
1 358
-
7 577
-
other
1 157
-
8 357
-
total
10 474
-
62 388
-
Corporate
205 484
249 500
-
-
income
57 535
69 860
-
-
surtax
-
-
-
-
total
57 535
69 860
-
-
Dividends
147 949
179 640
-
-
social contributions
25 446
30 899
-
-
surtax
-
-
-
-
withholding
18 937
22 994
-
-
total
44 383
53 893
-
-
Income
249 500
249 500
249 500
249 500
Total tax
119 120
123 753
131 269
119 314
After tax
130 380
125 747
118 231
130 186
Living cost
26 813
26 813
26 813
26 813
Free-cash
103 567
98 934
91 418
103 373

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽87554
₽126604
₽97159
₽92356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions
-
-
-
9 182
income
-
-
-
100 664
health
-
-
-
9 664
total
-
-
-
119 510
Employee
66 925
66 925
234 936
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
56 654
-
total
33 274
28 874
75 500
-
Employer
66 925
66 925
234 936
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
171 676
170 855
-
-
income
34 336
34 171
-
-
total
34 336
34 171
-
-
Dividends
137 341
136 685
-
-
income
29 185
29 046
-
-
withholding
20 601
20 503
-
-
total
49 786
49 549
-
-
Income
249 500
249 500
249 500
249 500
Total tax
129 115
124 313
90 065
119 510
After tax
120 385
125 187
159 435
129 990
Living cost
32 831
32 831
32 831
32 831
Free-cash
87 554
92 356
126 604
97 159

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽110586
₽126005
₽92447
₽101918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
249 500
trade
-
-
-
33 558
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
89 482
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 921
total
-
-
-
133 315
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
249 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
89 482
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
4 921
-
total
6 237
-
99 757
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
219 525
249 500
-
-
income
32 929
37 425
-
-
trade
34 575
39 296
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 811
2 058
-
-
chamber of commerce
434
477
-
-
total
69 749
79 256
-
-
Dividends
149 775
170 244
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

2 043
2 325
-
-
withholding
37 147
42 263
-
-
total
39 190
44 588
-
-
Income
249 500
249 500
249 500
249 500
Total tax
115 176
123 844
99 757
133 315
After tax
134 324
125 656
149 743
116 185
Living cost
23 738
23 738
23 738
23 738
Free-cash
110 586
101 918
126 005
92 447

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽159240
₽144916
₽146808
₽163503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
65 505
health
-
-
-
6 362
social contributions
-
-
-
12 680
total
-
-
-
84 547
Employee
60 263
60 263
238 344
-
health
467
1 025
4 051
-
income
6 562
5 579
64 486
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
75 283
-
Employer
60 263
60 263
238 344
-
health
507
1 115
4 410
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
11 156
-
Corporate
219 262
183 120
-
-
income
27 408
22 890
-
-
total
27 408
22 890
-
-
Dividends
191 854
160 230
-
-
withholding
32 615
27 239
-
-
total
32 615
27 239
-
-
Income
249 500
249 500
249 500
249 500
Total tax
72 115
67 852
86 439
84 547
After tax
177 385
181 648
163 061
164 953
Living cost
18 145
18 145
18 145
18 145
Free-cash
159 240
163 503
144 916
146 808

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽116544
₽79672
₽101885
₽117333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
249 500
income
-
-
-
36 332
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
86 701
surtax
-
-
-
-
total
-
-
-
123 033
Employee
36 044
-
201 616
-
income
7 497
-
73 673
-
social contributions
3 965
-
22 178
-
surtax
-
-
1 511
-
total
11 462
-
97 362
-
Employer
36 044
-
201 616
-
social contributions
8 560
-
47 884
-
total
8 560
-
47 884
-
Corporate
204 895
249 500
-
-
income
43 029
52 395
-
-
surtax
-
-
-
-
total
43 029
52 395
-
-
Dividends
161 867
197 105
-
-
withholding
45 323
55 190
-
-
total
45 323
55 190
-
-
Income
249 500
249 500
249 500
249 500
Total tax
108 374
107 585
145 246
123 033
After tax
141 126
141 915
104 254
126 467
Living cost
24 582
24 582
24 582
24 582
Free-cash
116 544
117 333
79 672
101 885

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽229813
₽193526
₽240405
₽230951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
249 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
3 021
total
-
-
-
3 021
Employee
7 592
-
249 500
-
income
1 518
-
49 900
-
total
1 518
-
49 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

241 908
249 500
-
-
total
-
-
-
-
Dividends
241 908
249 500
-
-
withholding
12 095
12 475
-
-
total
12 095
12 475
-
-
Income
249 500
249 500
249 500
249 500
Total tax
13 613
12 475
49 900
3 021
After tax
235 887
237 025
199 600
246 479
Living cost
6 074
6 074
6 074
6 074
Free-cash
229 813
230 951
193 526
240 405

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽144205
₽81674
₽87089
₽150760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
249 500
pensions
-
-
-
45 564
unemployment
-
-
-
375
income
-
-
-
70 900
health
-
-
-
24 551
total
-
-
-
141 390
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
215 886
-
health
2 238
-
13 946
-
unemployment
49
-
302
-
pensions
5 372
-
33 463
-
income
5 976
-
65 482
-
total
13 635
-
113 193
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
215 886
-
health
2 308
-
14 377
-
pensions
3 067
-
19 106
-
unemployment
21
-
129
-
total
5 396
-
33 612
-
Corporate
209 449
249 500
-
-
income
39 795
47 405
-
-
total
39 795
47 405
-
-
Dividends
169 653
202 095
-
-
withholding
25 448
30 314
-
-
total
25 448
30 314
-
-
Income
249 500
249 500
249 500
249 500
Total tax
84 274
77 719
146 805
141 390
After tax
165 226
171 781
102 695
108 110
Living cost
21 021
21 021
21 021
21 021
Free-cash
144 205
150 760
81 674
87 089

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽132325
₽142149
₽178671
₽129585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
249 500
income
-
-
-
37 425
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
42 380
Employee
35 952
-
245 895
-
social contributions
3 602
-
3 605
-
income
3 901
-
71 692
-
total
7 503
-
75 297
-
Employer
35 952
-
245 895
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
209 946
249 500
-
-
income
73 481
87 326
-
-
total
73 481
87 326
-
-
Dividends
136 465
162 174
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
249 500
249 500
249 500
249 500
Total tax
88 726
91 466
78 902
42 380
After tax
160 774
158 034
170 598
207 120
Living cost
28 449
28 449
28 449
28 449
Free-cash
132 325
129 585
142 149
178 671

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽136005
₽73302
₽143611
₽135599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
37 425
health
-
-
-
17 415
social contributions
-
-
-
34 431
total
-
-
-
89 271
Employee
26 572
-
249 500
-
health
1 855
-
17 415
-
income
4 432
-
107 734
-
social contributions
3 668
-
34 431
-
total
9 955
-
159 580
-
Employer
26 572
-
249 500
-
total
-
-
-
-
Corporate
222 928
249 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

11 147
12 475
-
-
total
11 147
12 475
-
-
Dividends
211 781
237 025
-
-
social contributions
29 226
32 710
-
-
withholding
31 767
35 554
-
-
health
14 782
16 544
-
-
total
75 775
84 808
-
-
Income
249 500
249 500
249 500
249 500
Total tax
96 877
97 283
159 580
89 271
After tax
152 623
152 217
89 920
160 229
Living cost
16 618
16 618
16 618
16 618
Free-cash
136 005
135 599
73 302
143 611

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽142019
₽120619
₽132561
₽149844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
28 530
health
-
-
-
33 682
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
7 173
total
-
-
-
95 002
Employee
32 261
-
208 778
-
health
4 355
-
28 185
-
solidarity contribution
-
-
6 101
-
income
3 871
-
26 234
-
social contributions
2 097
-
5 702
-
total
10 323
-
66 222
-
Employer
32 261
-
208 778
-
health
2 903
-
18 790
-
social contributions
8 065
-
21 932
-
total
10 968
-
40 722
-
Corporate
206 271
249 500
-
-
income
39 191
47 405
-
-
total
39 191
47 405
-
-
Dividends
167 079
202 095
-
-
withholding
25 062
30 314
-
-
total
25 062
30 314
-
-
Income
249 500
249 500
249 500
249 500
Total tax
85 544
77 719
106 944
95 002
After tax
163 956
171 781
142 556
154 498
Living cost
21 937
21 937
21 937
21 937
Free-cash
142 019
149 844
120 619
132 561

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽225786
₽190135
₽237014
₽227560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
249 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
3 021
total
-
-
-
3 021
Employee
11 832
-
249 500
-
income
2 366
-
49 900
-
total
2 366
-
49 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

237 668
249 500
-
-
total
-
-
-
-
Dividends
237 668
249 500
-
-
withholding
11 883
12 475
-
-
total
11 883
12 475
-
-
Income
249 500
249 500
249 500
249 500
Total tax
14 249
12 475
49 900
3 021
After tax
235 251
237 025
199 600
246 479
Living cost
9 465
9 465
9 465
9 465
Free-cash
225 786
227 560
190 135
237 014

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽93284
₽80379
₽92334
₽87895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
56 575
other
-
-
-
7 735
health
-
-
-
14 029
social contributions
-
-
-
7 109
pensions
-
-
-
33 866
surtax
-
-
-
-
total
-
-
-
119 314
Employee
49 085
-
187 112
-
pensions
5 552
-
15 494
-
income
4 283
-
48 055
-
social contributions
1 398
-
5 332
-
surtax
-
-
-
-
total
11 233
-
68 881
-
Employer
49 085
-
187 112
-
health
3 435
-
20 253
-
social contributions
147
-
561
-
pensions
8 065
-
25 640
-
unemployment
1 988
-
7 577
-
other
1 694
-
8 357
-
total
15 329
-
62 388
-
Corporate
185 085
249 500
-
-
income
51 824
69 860
-
-
surtax
-
-
-
-
total
51 824
69 860
-
-
Dividends
133 261
179 640
-
-
social contributions
22 921
30 899
-
-
surtax
-
-
-
-
withholding
17 057
22 994
-
-
total
39 978
53 893
-
-
Income
249 500
249 500
249 500
249 500
Total tax
118 364
123 753
131 269
119 314
After tax
131 136
125 747
118 231
130 186
Living cost
37 852
37 852
37 852
37 852
Free-cash
93 284
87 895
80 379
92 334

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽162907
₽155050
₽155050
₽166752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
249 500
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
59 111
health
-
-
-
5 948
total
-
-
-
80 938
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
239 164
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
59 111
-
total
6 864
-
70 602
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
239 164
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
225 477
249 500
-
-
income
33 822
37 425
-
-
total
33 822
37 425
-
-
Dividends
191 656
212 075
-
-
withholding
28 748
31 811
-
-
total
28 748
31 811
-
-
Income
249 500
249 500
249 500
249 500
Total tax
73 081
69 236
80 938
80 938
After tax
176 419
180 264
168 562
168 562
Living cost
13 512
13 512
13 512
13 512
Free-cash
162 907
166 752
155 050
155 050

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽83603
₽129783
₽136474
₽60801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions
-
-
-
22 954
city
-
-
-
2 641
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 057
health
-
-
-
561
regional
-
-
-
17 383
national
-
-
-
12 141
total
-
-
-
59 737
Employee
62 361
-
226 425
-
health
141
-
509
-
unemployment
-
-
1 132
-
city
669
-
2 468
-
pensions
5 239
-
15 147
-
regional
2 042
-
15 785
-
national
295
-
10 542
-
total
8 386
-
45 583
-
Employer
62 361
-
226 425
-
health
141
-
509
-
pensions
5 239
-
15 147
-
unemployment
-
-
1 132
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
4 057
-
total
6 627
-
20 845
-
Corporate
179 826
249 500
-
-
regional
38 033
52 770
-
-
national
15 285
21 207
-
-
total
53 318
73 977
-
-
Dividends
126 507
175 523
-
-
withholding
44 277
61 433
-
-
total
44 277
61 433
-
-
Income
249 500
249 500
249 500
249 500
Total tax
112 608
135 410
66 428
59 737
After tax
136 892
114 090
183 072
189 763
Living cost
53 289
53 289
53 289
53 289
Free-cash
83 603
60 801
129 783
136 474

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽121037
₽86064
₽114639
₽115677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
249 500
municipal
-
-
-
44 278
health
-
-
-
3 516
national
-
-
-
56 978
total
-
-
-
104 772
Employee
41 232
-
209 894
-
health
308
-
2 905
-
unemployment
619
-
3 148
-
pensions
2 783
-
14 167
-
national
681
-
39 379
-
municipal
6 754
-
34 141
-
total
11 145
-
93 740
-
Employer
41 232
-
209 894
-
health
317
-
1 617
-
pensions
7 154
-
36 416
-
accident
42
-
210
-
unemployment
268
-
1 364
-
total
7 781
-
39 607
-
Corporate
200 488
249 500
-
-
income
40 097
49 900
-
-
total
40 097
49 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

120 293
149 700
-
-
municipal
21 653
26 946
-
-
national
17 698
26 888
-
-
total
39 351
53 834
-
-
Income
249 500
249 500
249 500
249 500
Total tax
98 374
103 734
133 347
104 772
After tax
151 126
145 766
116 153
144 728
Living cost
30 089
30 089
30 089
30 089
Free-cash
121 037
115 677
86 064
114 639

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽97153
₽53051
₽80314
₽104257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
13 797
social contributions
-
-
-
19 539
national
-
-
-
107 275
total
-
-
-
140 611
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
193 243
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
9 083
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
10 079
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
1 681
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
14 493
-
national
17 235
-
76 287
-
total
27 485
-
111 623
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
193 243
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
11 884
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
17 121
-
surtax
6 356
-
21 913
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
2 512
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
2 821
-
total
16 317
-
56 251
-
Corporate
177 123
249 500
-
-
income
37 981
58 970
-
-
surtax
760
1 179
-
-
total
38 741
60 149
-
-
Dividends
138 382
189 351
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

41 229
56 519
-
-
total
41 229
56 519
-
-
Income
249 500
249 500
249 500
249 500
Total tax
123 772
116 668
167 874
140 611
After tax
125 728
132 832
81 626
108 889
Living cost
28 575
28 575
28 575
28 575
Free-cash
97 153
104 257
53 051
80 314

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽101450
₽87150
₽87975
₽102214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
unemployment
-
-
-
75
municipal
-
-
-
67 961
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
37 956
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
127 512
Employee
48 465
-
226 078
-
national
-
-
37 499
-
municipal
14 452
-
67 417
-
total
14 452
-
104 916
-
Employer
48 465
-
226 078
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
185 808
249 500
-
-
income
40 878
54 890
-
-
total
40 878
54 890
-
-
Dividends
144 930
194 610
-
-
withholding
43 479
58 383
-
-
total
43 479
58 383
-
-
Income
249 500
249 500
249 500
249 500
Total tax
114 037
113 273
128 337
127 512
After tax
135 463
136 227
121 163
121 988
Living cost
34 012
34 012
34 012
34 012
Free-cash
101 450
102 214
87 150
87 975

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽72163
₽200074
₽134547
₽113919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
48 633
social contributions
-
-
-
28 443
total
-
-
-
77 076
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
118 612
249 500
-
-
income
26 095
54 890
-
-
total
26 095
54 890
-
-
Dividends
92 517
194 610
-
-
income
20 354
42 814
-
-
total
20 354
42 814
-
-
Income
249 500
249 500
249 500
249 500
Total tax
139 460
97 704
11 549
77 076
After tax
110 040
151 796
237 951
172 424
Living cost
37 877
37 877
37 877
37 877
Free-cash
72 163
113 919
200 074
134 547

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽152982
₽137642
₽139534
₽156229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
65 505
health
-
-
-
6 362
social contributions
-
-
-
12 680
total
-
-
-
84 547
Employee
60 263
60 263
238 344
-
health
599
1 025
4 051
-
income
6 328
5 579
64 486
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
75 283
-
Employer
60 263
60 263
238 344
-
health
653
1 115
4 410
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
11 156
-
Corporate
210 643
183 120
-
-
income
26 330
22 890
-
-
total
26 330
22 890
-
-
Dividends
184 314
160 230
-
-
withholding
31 333
27 239
-
-
total
31 333
27 239
-
-
Income
249 500
249 500
249 500
249 500
Total tax
71 099
67 852
86 439
84 547
After tax
178 401
181 648
163 061
164 953
Living cost
25 419
25 419
25 419
25 419
Free-cash
152 982
156 229
137 642
139 534

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽127151
₽106655
₽128593
₽122666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
83 634
pensions
-
-
-
9 137
total
-
-
-
92 771
Employee
38 621
-
216 878
-
health
504
-
2 693
-
pensions
2 948
-
10 388
-
income
7 033
-
69 007
-
total
10 485
-
82 088
-
Employer
38 621
-
216 878
-
health
734
-
4 120
-
pensions
3 902
-
28 501
-
total
4 636
-
32 621
-
Corporate
206 243
249 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

39 186
47 405
-
-
total
39 186
47 405
-
-
Dividends
167 057
202 095
-
-
withholding
39 906
51 293
-
-
total
39 906
51 293
-
-
Income
249 500
249 500
249 500
249 500
Total tax
94 213
98 698
114 709
92 771
After tax
155 287
150 802
134 791
156 729
Living cost
28 136
28 136
28 136
28 136
Free-cash
127 151
122 666
106 655
128 593

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽96634
₽83723
₽90161
₽100199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
municipal
-
-
-
1 892
regional
-
-
-
6 741
social contributions
-
-
-
39 224
national
-
-
-
80 261
total
-
-
-
128 118
Employee
66 040
-
249 500
-
social contributions
22 268
-
51 424
-
regional
997
-
6 335
-
national
11 160
-
75 014
-
municipal
394
-
1 783
-
total
34 819
-
134 556
-
Employer
66 040
-
249 500
-
total
-
-
-
-
Corporate
183 460
249 500
-
-
nationa
44 031
59 880
-
-
municipal
8 843
12 026
-
-
total
52 874
71 906
-
-
Dividends
130 586
177 594
-
-
withholding
33 952
46 174
-
-
total
33 952
46 174
-
-
Income
249 500
249 500
249 500
249 500
Total tax
121 645
118 080
134 556
128 118
After tax
127 855
131 420
114 944
121 382
Living cost
31 221
31 221
31 221
31 221
Free-cash
96 634
100 199
83 723
90 161

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽17641
₽122845
₽153406
₽3473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions
-
-
-
3 165
income
-
-
-
74 059
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
79 357
Employee
26 328
-
231 578
-
health
3 015
-
26 516
-
pensions
2 965
-
5 804
-
income
3 612
-
59 676
-
total
9 592
-
91 996
-
Employer
26 328
-
231 578
-
pensions
4 281
-
8 381
-
accident
440
-
3 867
-
unemployment
645
-
5 674
-
total
5 366
-
17 922
-
Corporate
217 807
249 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

196 026
224 550
-
-
total
196 026
224 550
-
-
Dividends
21 781
24 950
-
-
withholding
4 138
4 740
-
-
total
4 138
4 740
-
-
Income
249 500
249 500
249 500
249 500
Total tax
215 122
229 290
109 918
79 357
After tax
34 378
20 210
139 582
170 143
Living cost
16 737
16 737
16 737
16 737
Free-cash
17 641
3 473
122 845
153 406

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽108218
₽119486
₽88912
₽97965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
249 500
trade
-
-
-
30 574
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
89 482
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
4 921
total
-
-
-
130 331
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
249 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
89 482
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
4 921
-
total
8 737
-
99 757
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
210 506
249 500
-
-
income
31 575
37 425
-
-
trade
30 207
35 804
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 737
2 058
-
-
chamber of commerce
428
485
-
-
total
63 947
75 772
-
-
Dividends
146 558
173 729
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 999
2 372
-
-
withholding
36 342
43 134
-
-
total
38 341
45 506
-
-
Income
249 500
249 500
249 500
249 500
Total tax
111 025
121 278
99 757
130 331
After tax
138 475
128 222
149 743
119 169
Living cost
30 257
30 257
30 257
30 257
Free-cash
108 218
97 965
119 486
88 912

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽176868
₽96023
₽79371
₽183296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
249 500
income
-
-
-
60 176
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
63 622
total
-
-
-
153 825
Employee
22 900
-
204 504
-
income
4 076
-
52 251
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
29 652
-
total
6 595
-
92 177
-
Employer
22 900
-
204 504
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
22 496
-
total
5 516
-
44 996
-
Corporate
221 084
249 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

44 217
49 900
-
-
total
44 217
49 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

176 867
199 600
-
-
total
-
-
-
-
Income
249 500
249 500
249 500
249 500
Total tax
56 328
49 900
137 173
153 825
After tax
193 172
199 600
112 327
95 675
Living cost
16 304
16 304
16 304
16 304
Free-cash
176 868
183 296
96 023
79 371

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽144344
₽146017
₽146711
₽145945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
income
-
-
-
80 787
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
93 046
Employee
14 840
-
241 505
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
80 414
-
total
5 097
-
85 744
-
Employer
14 840
-
241 505
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
231 321
249 500
-
-
income
50 891
54 890
-
-
total
50 891
54 890
-
-
Dividends
180 431
194 610
-
-
withholding
36 086
38 922
-
-
total
36 086
38 922
-
-
Income
249 500
249 500
249 500
249 500
Total tax
95 413
93 812
93 740
93 046
After tax
154 087
155 688
155 760
156 454
Living cost
9 743
9 743
9 743
9 743
Free-cash
144 344
145 945
146 017
146 711

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽136838
₽94199
₽98992
₽139332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
88 434
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
15 948
total
-
-
-
132 905
Employee
26 392
-
227 483
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
83 746
-
other
-
-
-
-
surtax
94
-
15 011
-
total
8 791
-
115 681
-
Employer
26 392
-
227 483
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
217 551
249 500
-
-
income
56 564
64 870
-
-
total
56 564
64 870
-
-
Dividends
160 987
184 630
-
-
withholding
24 148
27 695
-
-
total
24 148
27 695
-
-
Income
249 500
249 500
249 500
249 500
Total tax
95 059
92 565
137 698
132 905
After tax
154 441
156 935
111 802
116 595
Living cost
17 603
17 603
17 603
17 603
Free-cash
136 838
139 332
94 199
98 992

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽111676
₽38399
₽101775
₽112065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
249 500
pensions
-
-
-
16 938