Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 248500
per

Your estimated
City
free-cash

Valencia , Spain
₽47607
₽24276
₽16741
₽18501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
248 500
accident
-
-
-
2 232
income
-
-
-
36 958
pensions
-
-
-
70 323
other
-
-
-
249
unemployment
-
-
-
1 743
total
-
-
-
111 505
Employee
161 698
-
188 426
-
other
158
-
191
-
income
31 174
-
37 713
-
pensions
7 602
-
8 855
-
unemployment
2 506
-
2 921
-
total
41 440
-
49 680
-
Employer
161 698
-
188 426
-
accident
3 203
-
3 734
-
other
1 295
-
1 502
-
unemployment
8 896
-
10 365
-
pensions
38 157
-
44 464
-
total
51 551
-
60 065
-
Corporate
35 250
248 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 286
37 278
-
-
total
5 286
37 278
-
-
Dividends
29 964
211 222
-
-
withholding
5 693
43 361
-
-
total
5 693
43 361
-
-
Income
248 500
248 500
248 500
248 500
Total tax
103 970
80 639
109 745
111 505
After tax
144 530
167 861
138 755
136 995
Living cost
120 254
120 254
120 254
120 254
Free-cash
24 276
47 607
18 501
16 741

Estimated living cost  is ₽120254 per month

₽81170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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