Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 247500
per

Your estimated
City
free-cash

Valencia , Spain
₽46942
₽23594
₽16250
₽17992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
247 500
accident
-
-
-
2 224
income
-
-
-
36 749
pensions
-
-
-
70 046
other
-
-
-
249
unemployment
-
-
-
1 734
total
-
-
-
111 002
Employee
161 690
-
187 669
-
other
158
-
191
-
income
31 172
-
37 504
-
pensions
7 601
-
8 821
-
unemployment
2 506
-
2 913
-
total
41 437
-
49 429
-
Employer
161 690
-
187 669
-
accident
3 203
-
3 718
-
other
1 295
-
1 502
-
unemployment
8 896
-
10 323
-
pensions
38 155
-
44 288
-
total
51 549
-
59 831
-
Corporate
34 262
247 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 137
37 126
-
-
total
5 137
37 126
-
-
Dividends
29 125
210 374
-
-
withholding
5 535
43 184
-
-
total
5 535
43 184
-
-
Income
247 500
247 500
247 500
247 500
Total tax
103 658
80 310
109 260
111 002
After tax
143 842
167 190
138 240
136 498
Living cost
120 248
120 248
120 248
120 248
Free-cash
23 594
46 942
17 992
16 250

Estimated living cost  is ₽120248 per month

₽81165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11559
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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