Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽79965
₽73740
₽88337
₽114405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
245 500
income
-
-
-
90 151
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
114 590
Employee
86 784
86 784
226 614
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
45 197
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
69 636
-
Employer
86 784
86 784
226 614
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
144 583
143 519
-
-
income
28 917
28 704
-
-
total
28 917
28 704
-
-
Dividends
115 667
114 814
-
-
income
24 579
24 398
-
-
withholding
17 349
17 222
-
-
total
41 928
41 620
-
-
Income
245 500
245 500
245 500
245 500
Total tax
129 187
122 962
88 522
114 590
After tax
116 313
122 538
156 978
130 910
Living cost
42 573
42 573
42 573
42 573
Free-cash
73 740
79 965
114 405
88 337

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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