Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 245000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽34418
₽67626
₽115479
₽107540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
245 000
city
-
-
-
2 581
pensions
-
-
-
22 540
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 900
regional
-
-
-
14 207
health
-
-
-
552
national
-
-
-
7 126
total
-
-
-
51 906
Employee
90 829
-
220 925
-
city
975
-
2 396
-
regional
2 974
-
12 724
-
health
205
-
496
-
pensions
7 631
-
16 729
-
unemployment
-
-
-
-
national
430
-
5 856
-
total
12 215
-
38 201
-
Employer
90 829
-
220 925
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
4 419
-
unemployment
-
-
-
-
pensions
7 631
-
16 729
-
health
205
-
496
-
total
9 652
-
21 644
-
Corporate
143 520
245 000
-
-
regional
30 354
51 817
-
-
national
12 200
20 825
-
-
total
42 554
72 642
-
-
Dividends
100 966
172 357
-
-
withholding
35 338
60 325
-
-
total
35 338
60 325
-
-
Income
245 000
245 000
245 000
245 000
Total tax
99 759
132 967
59 845
51 906
After tax
145 241
112 033
185 155
193 094
Living cost
77 615
77 615
77 615
77 615
Free-cash
67 626
34 418
107 540
115 479

Estimated living cost  is ₽77615 per week

₽50472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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