Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 244500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽35408
₽68097
₽116039
₽108336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
244 500
city
-
-
-
2 576
pensions
-
-
-
22 495
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 890
regional
-
-
-
14 282
health
-
-
-
549
national
-
-
-
7 275
total
-
-
-
52 067
Employee
89 401
-
220 551
-
city
959
-
2 392
-
regional
2 927
-
12 785
-
health
202
-
496
-
pensions
7 511
-
16 617
-
unemployment
-
-
-
-
national
423
-
5 956
-
total
12 022
-
38 246
-
Employer
89 401
-
220 551
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
4 411
-
unemployment
-
-
-
-
pensions
7 511
-
16 617
-
health
202
-
496
-
total
9 500
-
21 524
-
Corporate
144 616
244 500
-
-
regional
30 587
51 713
-
-
national
12 292
20 782
-
-
total
42 879
72 495
-
-
Dividends
101 736
172 005
-
-
withholding
35 608
60 203
-
-
total
35 608
60 203
-
-
Income
244 500
244 500
244 500
244 500
Total tax
100 009
132 698
59 770
52 067
After tax
144 491
111 802
184 730
192 433
Living cost
76 394
76 394
76 394
76 394
Free-cash
68 097
35 408
108 336
116 039

Estimated living cost  is ₽76394 per week

₽49678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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