Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 240000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽33473
₽66108
₽112937
₽105112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
240 000
city
-
-
-
2 529
pensions
-
-
-
22 080
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 800
regional
-
-
-
13 895
health
-
-
-
541
national
-
-
-
6 944
total
-
-
-
50 789
Employee
89 260
-
216 400
-
city
958
-
2 345
-
regional
2 923
-
12 444
-
health
202
-
488
-
pensions
7 499
-
16 405
-
unemployment
-
-
-
-
national
422
-
5 712
-
total
12 004
-
37 394
-
Employer
89 260
-
216 400
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
4 327
-
unemployment
-
-
-
-
pensions
7 499
-
16 405
-
health
202
-
488
-
total
9 486
-
21 220
-
Corporate
140 273
240 000
-
-
regional
29 667
50 759
-
-
national
11 922
20 401
-
-
total
41 589
71 160
-
-
Dividends
98 684
168 840
-
-
withholding
34 539
59 093
-
-
total
34 539
59 093
-
-
Income
240 000
240 000
240 000
240 000
Total tax
97 618
130 253
58 614
50 789
After tax
142 382
109 747
181 386
189 211
Living cost
76 274
76 274
76 274
76 274
Free-cash
66 108
33 473
105 112
112 937

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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