Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 237000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽31033
₽64124
₽110013
₽101870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
237 000
city
-
-
-
2 499
pensions
-
-
-
21 803
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
4 740
regional
-
-
-
13 526
health
-
-
-
532
national
-
-
-
6 545
total
-
-
-
49 645
Employee
90 510
-
213 552
-
city
971
-
2 312
-
regional
2 964
-
12 123
-
health
205
-
481
-
pensions
7 604
-
16 346
-
unemployment
-
-
-
-
national
428
-
5 428
-
total
12 172
-
36 690
-
Employer
90 510
-
213 552
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 810
-
4 271
-
unemployment
-
-
-
-
pensions
7 604
-
16 346
-
health
205
-
481
-
total
9 619
-
21 098
-
Corporate
135 876
237 000
-
-
regional
28 738
50 126
-
-
national
11 549
20 144
-
-
total
40 287
70 270
-
-
Dividends
95 589
166 730
-
-
withholding
33 456
58 355
-
-
total
33 456
58 355
-
-
Income
237 000
237 000
237 000
237 000
Total tax
95 534
128 625
57 788
49 645
After tax
141 466
108 375
179 212
187 355
Living cost
77 342
77 342
77 342
77 342
Free-cash
64 124
31 033
101 870
110 013

Estimated living cost  is ₽77342 per week

₽50295
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6941
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽950
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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