Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 233000
per

Your estimated
City
free-cash

Valencia , Spain
₽85271
₽53126
₽51480
₽71583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
233 000
unemployment
-
-
-
1 630
pensions
-
-
-
65 937
accident
-
-
-
2 095
other
-
-
-
233
income
-
-
-
39 844
total
-
-
-
109 739
Employee
96 519
-
176 678
-
pensions
4 537
-
8 302
-
other
94
-
178
-
unemployment
1 496
-
2 739
-
income
18 608
-
40 552
-
total
24 735
-
51 771
-
Employer
96 519
-
176 678
-
pensions
22 776
-
41 694
-
accident
1 912
-
3 497
-
unemployment
5 310
-
9 719
-
other
773
-
1 412
-
total
30 771
-
56 322
-
Corporate
105 710
233 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 856
34 952
-
-
total
15 856
34 952
-
-
Dividends
89 853
198 048
-
-
withholding
18 274
40 996
-
-
total
18 274
40 996
-
-
Income
233 000
233 000
233 000
233 000
Total tax
89 636
75 948
108 093
109 739
After tax
143 364
157 052
124 907
123 261
Living cost
71 781
71 781
71 781
71 781
Free-cash
71 583
85 271
53 126
51 480

Estimated living cost  is ₽71781 per month

₽48451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6900
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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