Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 233000
per

Your estimated
City
free-cash

Valencia , Spain
₽36387
₽12597
₽8085
₽9873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
233 000
accident
-
-
-
2 097
income
-
-
-
33 943
pensions
-
-
-
65 939
other
-
-
-
234
unemployment
-
-
-
1 629
total
-
-
-
103 842
Employee
162 799
-
176 678
-
other
159
-
175
-
income
31 386
-
34 511
-
pensions
7 653
-
8 305
-
unemployment
2 523
-
2 741
-
total
41 721
-
45 732
-
Employer
162 799
-
176 678
-
accident
3 225
-
3 501
-
other
1 303
-
1 412
-
unemployment
8 957
-
9 717
-
pensions
38 417
-
41 692
-
total
51 902
-
56 322
-
Corporate
18 299
233 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 749
34 950
-
-
total
2 749
34 950
-
-
Dividends
15 550
198 050
-
-
withholding
2 958
40 590
-
-
total
2 958
40 590
-
-
Income
233 000
233 000
233 000
233 000
Total tax
99 330
75 540
102 054
103 842
After tax
133 670
157 460
130 946
129 158
Living cost
121 073
121 073
121 073
121 073
Free-cash
12 597
36 387
9 873
8 085

Estimated living cost  is ₽121073 per month

₽81722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11639
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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