Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 232500

per

Your estimated

Best value All models

City

free-cash

Valencia , Spain

₽36208

₽12455

₽7968

₽9760

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

232 500

accident

2 094

income

33 864

pensions

65 801

other

234

unemployment

1 627

total

103 620

Employee

162 582

176 303

other

159

175

income

31 345

34 432

pensions

7 643

8 286

unemployment

2 520

2 737

total

41 667

45 630

Employer

162 582

176 303

accident

3 221

3 488

other

1 302

1 410

unemployment

8 945

9 696

pensions

38 366

41 604

total

51 834

56 198

Corporate

18 085

232 500

income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 712

34 878

total

2 712

34 878

Dividends

15 373

197 622

withholding

2 920

40 502

total

2 920

40 502

Income

232 500

Total tax

99 133

75 380

101 828

103 620

After tax

133 367

157 120

130 672

128 880

Living cost

120 912

Free-cash

12 455

36 208

9 760

7 968

Estimated living cost is ₽120912 per month

₽81613

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽11623

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽2119

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽25558

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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