Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 232000
per

Your estimated
City
free-cash

Andorra , Andorra
₽178300
₽174889
₽138525
₽144690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
232 000
income
-
-
-
11 935
social contributions
-
-
-
51 039
total
-
-
-
62 974
Employee
32 621
-
200 866
-
income
-
-
12 620
-
social contributions
2 120
-
13 055
-
total
2 120
-
25 675
-
Employer
32 621
-
200 866
-
social contributions
5 057
-
31 134
-
total
5 057
-
31 134
-
Corporate
194 322
232 000
-
-
income
19 433
23 199
-
-
total
19 433
23 199
-
-
Dividends
174 890
208 801
-
-
total
-
-
-
-
Income
232 000
232 000
232 000
232 000
Total tax
26 610
23 199
56 809
62 974
After tax
205 390
208 801
175 191
169 026
Living cost
30 501
30 501
30 501
30 501
Free-cash
174 889
178 300
144 690
138 525

Estimated living cost  is ₽30501 per week

₽19722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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