Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 232000
per

Your estimated
City
free-cash

Valencia , Spain
₽84685
₽52705
₽51063
₽71012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
232 000
unemployment
-
-
-
1 623
pensions
-
-
-
65 655
accident
-
-
-
2 088
other
-
-
-
233
income
-
-
-
39 643
total
-
-
-
109 242
Employee
96 403
-
175 918
-
pensions
4 532
-
8 268
-
other
94
-
178
-
unemployment
1 494
-
2 726
-
income
18 586
-
40 346
-
total
24 706
-
51 518
-
Employer
96 403
-
175 918
-
pensions
22 749
-
41 516
-
accident
1 910
-
3 483
-
unemployment
5 304
-
9 678
-
other
772
-
1 405
-
total
30 735
-
56 082
-
Corporate
104 862
232 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 729
34 802
-
-
total
15 729
34 802
-
-
Dividends
89 133
197 198
-
-
withholding
18 123
40 818
-
-
total
18 123
40 818
-
-
Income
232 000
232 000
232 000
232 000
Total tax
89 293
75 620
107 600
109 242
After tax
142 707
156 380
124 400
122 758
Living cost
71 695
71 695
71 695
71 695
Free-cash
71 012
84 685
52 705
51 063

Estimated living cost  is ₽71695 per month

₽48393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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